On Q Financial, LLC Mortgage Lending & HMDA Data, 2020
In 2020, On Q Financial, LLC of Scottsdale, AZ reported 14,550 mortgage applications totaling $4.2 billion, up 21% from 2019. The average application was for $286,424, and applicants reported an average income of $108,928. 72% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (3,355), Greenville-Anderson-Mauldin, SC (1,228) and Seattle-Bellevue-Everett, WA (1,141) (applications in parentheses).
| Mortgage Company & Address | On Q Financial, LLC 4800 Scottsdale Rd Suite 5500 Scottsdale, AZ 85260 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 14,550 |
| Total Mortgage Loan Application Amount | $4,167,470,000 |
| Average Mortgage Loan Application Amount | $286,424 |
| Highest Mortgage Loan Application Amount | $4,265,000 |
| Average Applicant Income | $108,928 |
| Highest Applicant Income | $1,581,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records On Q Financial, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Phoenix-Mesa-Scottsdale, AZ | 3,355 | $ 987,275,000 | $ 294,269 | $ 110,000 |
| Greenville-Anderson-Mauldin, SC | 1,228 | $ 242,580,000 | $ 197,540 | $ 79,000 |
| Seattle-Bellevue-Everett, WA | 1,141 | $ 538,725,000 | $ 472,151 | $ 166,000 |
| Outside any metro area | 1,100 | $ 232,630,000 | $ 211,481 | $ 93,351 |
| Portland-Vancouver-Hillsboro, OR-WA | 593 | $ 188,705,000 | $ 318,220 | $ 90,816 |
| Wilmington, NC | 532 | $ 127,100,000 | $ 238,909 | $ 100,000 |
| Atlanta-Sandy Springs-Roswell, GA | 518 | $ 124,000,000 | $ 239,382 | $ 90,000 |
| Las Vegas-Henderson-Paradise, NV | 481 | $ 125,495,000 | $ 260,904 | $ 92,000 |
| Denver-Aurora-Lakewood, CO | 341 | $ 140,305,000 | $ 411,451 | $ 158,000 |
| Tacoma-Lakewood, WA | 321 | $ 123,915,000 | $ 386,028 | $ 128,000 |
| St. Louis, MO-IL | 312 | $ 67,860,000 | $ 217,500 | $ 99,016 |
| Reno, NV | 291 | $ 93,805,000 | $ 322,353 | $ 123,000 |
| Fort Worth-Arlington, TX | 223 | $ 65,855,000 | $ 295,313 | $ 141,000 |
| Pueblo, CO | 216 | $ 43,490,000 | $ 201,342 | $ 63,000 |
| Charlotte-Concord-Gastonia, NC-SC | 210 | $ 49,410,000 | $ 235,285 | $ 98,419 |
| Dallas-Plano-Irving, TX | 197 | $ 56,705,000 | $ 287,842 | $ 125,000 |
| Spartanburg, SC | 163 | $ 29,515,000 | $ 181,073 | $ 62,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 160 | $ 34,050,000 | $ 212,812 | $ 95,850 |
| Prescott Valley-Prescott, AZ | 133 | $ 33,485,000 | $ 251,766 | $ 89,000 |
| Santa Cruz-Watsonville, CA | 125 | $ 60,005,000 | $ 480,040 | $ 161,000 |
| Dover, DE | 110 | $ 25,900,000 | $ 235,454 | $ 88,000 |
| Springfield, MO | 102 | $ 19,490,000 | $ 191,078 | $ 83,000 |
| Lewiston, ID-WA | 96 | $ 19,560,000 | $ 203,750 | $ 78,343 |
| Kennewick-Richland, WA | 95 | $ 23,485,000 | $ 247,210 | $ 84,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 94 | $ 31,770,000 | $ 337,978 | $ 112,000 |
| Wilmington, DE-MD-NJ | 91 | $ 24,035,000 | $ 264,120 | $ 100,000 |
| Riverside-San Bernardino-Ontario, CA | 76 | $ 24,110,000 | $ 317,236 | $ 119,000 |
| Austin-Round Rock, TX | 73 | $ 24,265,000 | $ 332,397 | $ 137,000 |
| Tallahassee, FL | 71 | $ 15,615,000 | $ 219,929 | $ 83,000 |
| Flagstaff, AZ | 69 | $ 21,345,000 | $ 309,347 | $ 187,000 |
| Houston-The Woodlands-Sugar Land, TX | 67 | $ 20,535,000 | $ 306,492 | $ 173,000 |
| Bakersfield, CA | 61 | $ 13,435,000 | $ 220,245 | $ 74,000 |
| Spokane-Spokane Valley, WA | 61 | $ 15,945,000 | $ 261,393 | $ 137,000 |
| Vallejo-Fairfield, CA | 54 | $ 21,540,000 | $ 398,888 | $ 132,000 |
| Salisbury, MD-DE | 52 | $ 11,910,000 | $ 229,038 | $ 90,192 |
| Greenville, NC | 51 | $ 9,675,000 | $ 189,705 | $ 82,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 51 | $ 17,565,000 | $ 344,411 | $ 148,254 |
| Colorado Springs, CO | 50 | $ 14,170,000 | $ 283,400 | $ 92,000 |
| Raleigh, NC | 50 | $ 13,610,000 | $ 272,200 | $ 107,000 |
| Durham-Chapel Hill, NC | 47 | $ 12,905,000 | $ 274,574 | $ 94,000 |
| Los Angeles-Long Beach-Glendale, CA | 42 | $ 18,910,000 | $ 450,238 | $ 160,000 |
| Tucson, AZ | 42 | $ 9,780,000 | $ 232,857 | $ 118,000 |
| Baltimore-Columbia-Towson, MD | 40 | $ 12,850,000 | $ 321,250 | $ 129,000 |
| Columbia, MO | 40 | $ 7,520,000 | $ 188,000 | $ 77,000 |
| Oakland-Hayward-Berkeley, CA | 37 | $ 14,335,000 | $ 387,432 | $ 150,000 |
| Lake Havasu City-Kingman, AZ | 36 | $ 9,460,000 | $ 262,777 | $ 99,000 |
| Salem, OR | 35 | $ 10,525,000 | $ 300,714 | $ 89,000 |
| Bremerton-Silverdale, WA | 34 | $ 11,950,000 | $ 351,470 | $ 147,000 |
| San Diego-Carlsbad, CA | 33 | $ 12,445,000 | $ 377,121 | $ 131,000 |
| San Antonio-New Braunfels, TX | 30 | $ 6,740,000 | $ 224,666 | $ 97,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 29 | $ 7,435,000 | $ 256,379 | $ 116,000 |
| Olympia-Tumwater, WA | 28 | $ 8,610,000 | $ 307,500 | $ 76,000 |
| Jacksonville, NC | 27 | $ 6,185,000 | $ 229,074 | $ 69,000 |
| Augusta-Richmond County, GA-SC | 25 | $ 4,265,000 | $ 170,600 | $ 48,320 |
| Wenatchee, WA | 25 | $ 8,475,000 | $ 339,000 | $ 136,000 |
| Orlando-Kissimmee-Sanford, FL | 24 | $ 6,010,000 | $ 250,416 | $ 110,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 24 | $ 10,690,000 | $ 445,416 | $ 157,000 |
| Winston-Salem, NC | 23 | $ 4,425,000 | $ 192,391 | $ 79,000 |
| Carson City, NV | 21 | $ 6,065,000 | $ 288,809 | $ 93,000 |
| Gainesville, GA | 21 | $ 5,705,000 | $ 271,666 | $ 84,000 |
| Eugene, OR | 20 | $ 5,580,000 | $ 279,000 | $ 122,000 |
| Jacksonville, FL | 19 | $ 4,965,000 | $ 261,315 | $ 97,000 |
| Salt Lake City, UT | 19 | $ 5,475,000 | $ 288,157 | $ 120,000 |
| Tampa-St. Petersburg-Clearwater, FL | 19 | $ 4,625,000 | $ 243,421 | $ 120,000 |
| Charleston-North Charleston, SC | 18 | $ 4,540,000 | $ 252,222 | $ 79,000 |
| Salinas, CA | 18 | $ 7,070,000 | $ 392,777 | $ 165,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 18 | $ 10,210,000 | $ 567,222 | $ 184,000 |
| Anaheim-Santa Ana-Irvine, CA | 17 | $ 6,205,000 | $ 365,000 | $ 140,000 |
| Bellingham, WA | 16 | $ 6,550,000 | $ 409,375 | $ 121,000 |
| Boise City, ID | 16 | $ 4,430,000 | $ 276,875 | $ 91,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 16 | $ 4,500,000 | $ 281,250 | $ 172,000 |
| Greensboro-High Point, NC | 16 | $ 2,980,000 | $ 186,250 | $ 98,000 |
| Montgomery County-Bucks County-Chester County, PA | 15 | $ 4,205,000 | $ 280,333 | $ 124,000 |
| Miami-Miami Beach-Kendall, FL | 14 | $ 3,210,000 | $ 229,285 | $ 104,000 |
| Richmond, VA | 14 | $ 3,370,000 | $ 240,714 | $ 97,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 14 | $ 3,330,000 | $ 237,857 | $ 93,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 13 | $ 3,835,000 | $ 295,000 | $ 143,000 |
| Modesto, CA | 13 | $ 3,545,000 | $ 272,692 | $ 148,000 |
| Savannah, GA | 13 | $ 2,665,000 | $ 205,000 | $ 68,000 |
| Yakima, WA | 13 | $ 3,035,000 | $ 233,461 | $ 101,000 |
| Longview, WA | 12 | $ 4,210,000 | $ 350,833 | $ 84,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 12 | $ 3,330,000 | $ 277,500 | $ 102,916 |
| Crestview-Fort Walton Beach-Destin, FL | 11 | $ 2,865,000 | $ 260,454 | $ 114,000 |
| Fort Collins, CO | 11 | $ 3,175,000 | $ 288,636 | $ 118,000 |
| Fresno, CA | 11 | $ 3,285,000 | $ 298,636 | $ 135,000 |
| North Port-Sarasota-Bradenton, FL | 11 | $ 2,505,000 | $ 227,727 | $ 91,000 |
| Ogden-Clearfield, UT | 11 | $ 3,205,000 | $ 291,363 | $ 114,000 |
| Palm Bay-Melbourne-Titusville, FL | 11 | $ 3,215,000 | $ 292,272 | $ 88,000 |
| Provo-Orem, UT | 11 | $ 3,045,000 | $ 276,818 | $ 102,000 |
| Stockton-Lodi, CA | 11 | $ 3,775,000 | $ 343,181 | $ 127,000 |
| Cape Coral-Fort Myers, FL | 10 | $ 2,310,000 | $ 231,000 | $ 108,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 10 | $ 2,420,000 | $ 242,000 | $ 96,000 |
| Memphis, TN-MS-AR | 10 | $ 2,160,000 | $ 216,000 | $ 93,000 |
| New Bern, NC | 10 | $ 1,890,000 | $ 189,000 | $ 75,000 |
| Jefferson City, MO | 9 | $ 1,245,000 | $ 138,333 | $ 83,000 |
| Madera, CA | 9 | $ 3,405,000 | $ 378,333 | $ 137,000 |
| Sherman-Denison, TX | 9 | $ 2,115,000 | $ 235,000 | $ 109,000 |
| Valdosta, GA | 9 | $ 1,475,000 | $ 163,888 | $ 48,000 |
| Albany, OR | 8 | $ 2,370,000 | $ 296,250 | $ 79,000 |
| Bend-Redmond, OR | 8 | $ 2,380,000 | $ 297,500 | $ 96,000 |
| Boulder, CO | 8 | $ 2,650,000 | $ 331,250 | $ 151,000 |
| Coeur D'Alene, ID | 8 | $ 3,210,000 | $ 401,250 | $ 143,000 |
| Columbia, SC | 8 | $ 2,110,000 | $ 263,750 | $ 130,000 |
| Fayetteville, NC | 8 | $ 1,600,000 | $ 200,000 | $ 73,000 |
| Lakeland-Winter Haven, FL | 8 | $ 1,570,000 | $ 196,250 | $ 89,000 |
| Asheville, NC | 7 | $ 1,725,000 | $ 246,428 | $ 156,000 |
| Burlington, NC | 7 | $ 1,615,000 | $ 230,714 | $ 95,000 |
| Kansas City, MO-KS | 7 | $ 1,485,000 | $ 212,142 | $ 98,142 |
| Mount Vernon-Anacortes, WA | 7 | $ 2,535,000 | $ 362,142 | $ 100,000 |
| Punta Gorda, FL | 7 | $ 1,885,000 | $ 269,285 | $ 71,000 |
| Santa Maria-Santa Barbara, CA | 7 | $ 2,805,000 | $ 400,714 | $ 156,000 |
| Albuquerque, NM | 6 | $ 1,630,000 | $ 271,666 | $ 101,000 |
| Chicago-Naperville, IL | 6 | $ 2,710,000 | $ 451,666 | $ 226,000 |
| Greeley, CO | 6 | $ 1,970,000 | $ 328,333 | $ 109,000 |
| Knoxville, TN | 6 | $ 2,040,000 | $ 340,000 | $ 120,000 |
| Pensacola-Ferry Pass-Brent, FL | 6 | $ 1,160,000 | $ 193,333 | $ 48,000 |
| Rocky Mount, NC | 6 | $ 660,000 | $ 110,000 | $ 46,000 |
| San Francisco-Redwood City-South San Francisco, CA | 6 | $ 3,610,000 | $ 601,666 | $ 190,000 |
| Athens-Clarke County, GA | 5 | $ 1,315,000 | $ 263,000 | $ 116,000 |
| Florence, SC | 5 | $ 875,000 | $ 175,000 | $ 55,000 |
| Gainesville, FL | 5 | $ 835,000 | $ 167,000 | $ 62,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 5 | $ 975,000 | $ 195,000 | $ 60,000 |
| Indianapolis-Carmel-Anderson, IN | 5 | $ 1,315,000 | $ 263,000 | $ 98,000 |
| Little Rock-North Little Rock-Conway, AR | 5 | $ 1,085,000 | $ 217,000 | $ 63,000 |
| Macon-Bibb County, GA | 5 | $ 925,000 | $ 185,000 | $ 83,000 |
| Midland, TX | 5 | $ 1,555,000 | $ 311,000 | $ 181,000 |
| Philadelphia, PA | 5 | $ 1,385,000 | $ 277,000 | $ 80,000 |
| Sierra Vista-Douglas, AZ | 5 | $ 925,000 | $ 185,000 | $ 87,000 |
| Baton Rouge, LA | 4 | $ 1,150,000 | $ 287,500 | $ 167,000 |
| Corvallis, OR | 4 | $ 1,100,000 | $ 275,000 | $ 117,000 |
| Goldsboro, NC | 4 | $ 640,000 | $ 160,000 | $ 45,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 4 | $ 1,600,000 | $ 400,000 | $ 130,000 |
| Visalia-Porterville, CA | 4 | $ 930,000 | $ 232,500 | $ 63,000 |
| Yuma, AZ | 4 | $ 890,000 | $ 222,500 | $ 42,000 |
| Albany, GA | 3 | $ 375,000 | $ 125,000 | $ 53,000 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 655,000 | $ 218,333 | $ 71,000 |
| Charlottesville, VA | 3 | $ 835,000 | $ 278,333 | $ 99,000 |
| Chattanooga, TN-GA | 3 | $ 565,000 | $ 188,333 | $ 48,666 |
| Des Moines-West Des Moines, IA | 3 | $ 705,000 | $ 235,000 | $ 111,000 |
| Erie, PA | 3 | $ 645,000 | $ 215,000 | $ 193,000 |
| Grand Junction, CO | 3 | $ 635,000 | $ 211,666 | $ 107,000 |
| Hickory-Lenoir-Morganton, NC | 3 | $ 295,000 | $ 98,333 | $ 93,000 |
| Longview, TX | 3 | $ 465,000 | $ 155,000 | $ 53,000 |
| Lynchburg, VA | 3 | $ 935,000 | $ 311,666 | $ 112,000 |
| Medford, OR | 3 | $ 935,000 | $ 311,666 | $ 132,000 |
| Napa, CA | 3 | $ 1,665,000 | $ 555,000 | $ 133,000 |
| Naples-Immokalee-Marco Island, FL | 3 | $ 915,000 | $ 305,000 | $ 129,000 |
| New Orleans-Metairie, LA | 3 | $ 865,000 | $ 288,333 | $ 117,000 |
| Panama City, FL | 3 | $ 445,000 | $ 148,333 | $ 96,000 |
| Pittsburgh, PA | 3 | $ 525,000 | $ 175,000 | $ 83,000 |
| Port St. Lucie, FL | 3 | $ 395,000 | $ 131,666 | $ 60,000 |
| Sumter, SC | 3 | $ 595,000 | $ 198,333 | $ 51,000 |
| Walla Walla, WA | 3 | $ 935,000 | $ 311,666 | $ 130,000 |
| Washington-Baltimore-Arlington, DC | 3 | $ 505,000 | $ 168,333 | $ 62,000 |
| Winchester, VA-WV | 3 | $ 945,000 | $ 315,000 | $ 116,000 |
| Abilene, TX | 2 | $ 360,000 | $ 180,000 | $ 95,000 |
| Birmingham-Hoover, AL | 2 | $ 360,000 | $ 180,000 | $ 56,000 |
| Brunswick, GA | 2 | $ 820,000 | $ 410,000 | $ 230,000 |
| Cape Girardeau, MO-IL | 2 | $ 260,000 | $ 130,000 | $ 65,000 |
| Chambersburg-Waynesboro, PA | 2 | $ 450,000 | $ 225,000 | $ 91,000 |
| El Centro, CA | 2 | $ 790,000 | $ 395,000 | $ 100,000 |
| El Paso, TX | 2 | $ 390,000 | $ 195,000 | $ 82,000 |
| Harrisonburg, VA | 2 | $ 830,000 | $ 415,000 | $ 140,000 |
| Johnson City, TN | 2 | $ 560,000 | $ 280,000 | $ 164,000 |
| Lincoln, NE | 2 | $ 330,000 | $ 165,000 | $ 47,000 |
| Louisville/Jefferson County, KY-IN | 2 | $ 490,000 | $ 245,000 | $ 94,000 |
| New Haven-Milford, CT | 2 | $ 580,000 | $ 290,000 | $ 96,000 |
| Ocala, FL | 2 | $ 280,000 | $ 140,000 | $ 104,000 |
| Oklahoma City, OK | 2 | $ 510,000 | $ 255,000 | $ 234,000 |
| Roanoke, VA | 2 | $ 590,000 | $ 295,000 | $ 168,000 |
| Santa Fe, NM | 2 | $ 430,000 | $ 215,000 | $ 129,000 |
| Santa Rosa, CA | 2 | $ 960,000 | $ 480,000 | $ 199,000 |
| Sebastian-Vero Beach, FL | 2 | $ 350,000 | $ 175,000 | $ 56,000 |
| St. George, UT | 2 | $ 640,000 | $ 320,000 | $ 113,000 |
| Warren-Troy-Farmington Hills, MI | 2 | $ 620,000 | $ 310,000 | $ 790,000 |
| Wichita, KS | 2 | $ 620,000 | $ 310,000 | $ 168,000 |
| Yuba City, CA | 2 | $ 530,000 | $ 265,000 | $ 56,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 305,000 | $ 305,000 | $ 96,000 |
| Altoona, PA | 1 | $ 185,000 | $ 185,000 | $ 103,000 |
| Brownsville-Harlingen, TX | 1 | $ 335,000 | $ 335,000 | $ 144,000 |
| Cedar Rapids, IA | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Chico, CA | 1 | $ 205,000 | $ 205,000 | $ 35,000 |
| Cincinnati, OH-KY-IN | 1 | $ 235,000 | $ 235,000 | $ 118,000 |
| College Station-Bryan, TX | 1 | $ 175,000 | $ 175,000 | $ 120,000 |
| Columbus, GA-AL | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
| Corpus Christi, TX | 1 | $ 455,000 | $ 455,000 | $ 405,000 |
| Dalton, GA | 1 | $ 235,000 | $ 235,000 | $ 78,000 |
| Daphne-Fairhope-Foley, AL | 1 | $ 165,000 | $ 165,000 | $ 25,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 95,000 | $ 95,000 | $ 98,000 |
| Detroit-Dearborn-Livonia, MI | 1 | $ 225,000 | $ 225,000 | $ 47,000 |
| Dothan, AL | 1 | $ 315,000 | $ 315,000 | $ 134,000 |
| Duluth, MN-WI | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Fargo, ND-MN | 1 | $ 205,000 | $ 205,000 | $ 177,000 |
| Fort Smith, AR-OK | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Gary, IN | 1 | $ 195,000 | $ 195,000 | $ 90,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 15,000 | $ 15,000 | $ 52,000 |
| Hanford-Corcoran, CA | 1 | $ 275,000 | $ 275,000 | $ 136,000 |
| Hinesville, GA | 1 | $ 235,000 | $ 235,000 | $ 56,000 |
| Homosassa Springs, FL | 1 | $ 65,000 | $ 65,000 | $ 113,000 |
| Huntsville, AL | 1 | $ 415,000 | $ 415,000 | $ 125,000 |
| Idaho Falls, ID | 1 | $ 295,000 | $ 295,000 | $ 66,000 |
| Iowa City, IA | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| Jackson, MS | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Joplin, MO | 1 | $ 235,000 | $ 235,000 | $ 102,000 |
| Killeen-Temple, TX | 1 | $ 335,000 | $ 335,000 | $ 108,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 255,000 | $ 255,000 | $ 84,000 |
| Lake County-Kenosha County, IL-WI | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Lexington-Fayette, KY | 1 | $ 185,000 | $ 185,000 | $ 217,000 |
| Merced, CA | 1 | $ 365,000 | $ 365,000 | $ 114,000 |
| Morristown, TN | 1 | $ 205,000 | $ 205,000 | $ 151,000 |
| Odessa, TX | 1 | $ 205,000 | $ 205,000 | $ 69,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 185,000 | $ 185,000 | $ 98,000 |
| Reading, PA | 1 | $ 185,000 | $ 185,000 | $ 58,000 |
| Redding, CA | 1 | $ 215,000 | $ 215,000 | $ 59,000 |
| Rome, GA | 1 | $ 155,000 | $ 155,000 | $ 103,000 |
| San Rafael, CA | 1 | $ 315,000 | $ 315,000 | $ 135,000 |
| St. Cloud, MN | 1 | $ 225,000 | $ 225,000 | $ 35,000 |
| Warner Robins, GA | 1 | $ 275,000 | $ 275,000 | $ 165,000 |
| Wichita Falls, TX | 1 | $ 175,000 | $ 175,000 | $ 107,000 |
| York-Hanover, PA | 1 | $ 185,000 | $ 185,000 | $ 189,000 |
Mortgage Loan Application Detail Totals for On Q Financial, LLC in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,889 | $2,348,545,000 | $297,000 | $4,265,000 | $119,000 | $1,581,000 |
| Home Purchase | 6,661 | $1,818,925,000 | $273,000 | $2,945,000 | $97,000 | $1,581,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,884 | $2,826,460,000 | $285,000 | $2,945,000 | $111,000 | $1,581,000 |
| Not Provided | 2,217 | $692,565,000 | $312,000 | $2,005,000 | $123,000 | $1,581,000 |
| Hispanic | 1,104 | $270,700,000 | $245,000 | $1,425,000 | $80,000 | $910,000 |
| Black or African American | 765 | $184,355,000 | $240,000 | $4,265,000 | $80,000 | $812,000 |
| Asian | 499 | $170,525,000 | $341,000 | $1,125,000 | $119,000 | $865,000 |
| American Indian or Alaskan Native | 41 | $10,885,000 | $265,000 | $545,000 | $95,000 | $350,000 |
| Native Hawaiian or Other Pacific Islander | 22 | $6,080,000 | $276,000 | $645,000 | $99,000 | $339,000 |
| Not applicable | 2 | $510,000 | $255,000 | $355,000 | $58,000 | $59,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,126 | $3,339,420,000 | $300,000 | $4,265,000 | $122,000 | $1,581,000 |
| FHA-insured (Federal Housing Administration) | 2,281 | $509,415,000 | $223,000 | $885,000 | $67,000 | $660,000 |
| VA-guaranteed (Veterans Administration) | 896 | $274,890,000 | $306,000 | $1,245,000 | $71,000 | $401,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 247 | $43,745,000 | $177,000 | $395,000 | $53,000 | $116,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,498 | $3,015,710,000 | $287,000 | $2,945,000 | $110,000 | $1,581,000 |
| Application Withdrawn By Applicant | 2,131 | $605,695,000 | $284,000 | $4,265,000 | $112,000 | $1,549,000 |
| Application Denied By Financial Institution | 716 | $188,340,000 | $263,000 | $2,005,000 | $75,000 | $1,260,000 |
| File Closed For Incompleteness | 614 | $185,400,000 | $301,000 | $1,995,000 | $119,000 | $1,320,000 |
| Application Approved But Not Accepted | 591 | $172,325,000 | $291,000 | $1,405,000 | $106,000 | $873,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 13,834 | $3,979,130,000 | $287,000 | $4,265,000 | $111,000 | $1,581,000 |
| Debt-To-Income Ratio | 303 | $84,875,000 | $280,000 | $2,005,000 | $57,000 | $530,000 |
| Credit History | 186 | $47,120,000 | $253,000 | $1,055,000 | $97,000 | $1,260,000 |
| Collateral | 120 | $29,670,000 | $247,000 | $885,000 | $86,000 | $310,000 |
| Other | 30 | $6,970,000 | $232,000 | $525,000 | $75,000 | $356,000 |
| Employment History | 28 | $7,280,000 | $260,000 | $785,000 | $52,000 | $139,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 24 | $6,480,000 | $270,000 | $515,000 | $95,000 | $610,000 |
| Credit Application Incomplete | 18 | $4,370,000 | $242,000 | $515,000 | $83,000 | $169,000 |
| Unverifiable Information | 7 | $1,575,000 | $225,000 | $375,000 | $60,000 | $182,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into On Q Financial, LLC's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess On Q Financial, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.
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