On Q Financial, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
On Q Financial, Llc 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | On Q Financial, Llc 4800 Scottsdale Rd Suite 5500 Scottsdale, AZ 85251 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 14,550 |
| Total Mortgage Loan Application Amount | $4,167,470,000 |
| Average Mortgage Loan Application Amount | $285,000 |
| Highest Mortgage Loan Application Amount | $4,265,000 |
| Average Applicant Income | $108,000 |
| Highest Applicant Income | $1,581,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with On Q Financial, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing On Q Financial, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down On Q Financial, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how On Q Financial, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by On Q Financial, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at On Q Financial, Llc's mortgage activity for 2020.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PHOENIX-MESA-SCOTTSDALE, AZ | 3,355 | $ 987,275,000 | $ 294,000 | $ 110,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 1,228 | $ 242,580,000 | $ 197,000 | $ 79,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1,141 | $ 538,725,000 | $ 472,000 | $ 166,000 |
| NA (OUTSIDE OF MSA/MD) | 1,100 | $ 232,630,000 | $ 219,900 | $ 99,233 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 593 | $ 188,705,000 | $ 316,500 | $ 90,500 |
| WILMINGTON, NC | 532 | $ 127,100,000 | $ 238,000 | $ 100,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 518 | $ 124,000,000 | $ 239,000 | $ 90,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 481 | $ 125,495,000 | $ 260,000 | $ 92,000 |
| DENVER-AURORA-LAKEWOOD, CO | 341 | $ 140,305,000 | $ 411,000 | $ 158,000 |
| TACOMA-LAKEWOOD, WA | 321 | $ 123,915,000 | $ 386,000 | $ 128,000 |
| ST. LOUIS, MO-IL | 312 | $ 67,860,000 | $ 227,000 | $ 99,500 |
| RENO, NV | 291 | $ 93,805,000 | $ 322,000 | $ 123,000 |
| FORT WORTH-ARLINGTON, TX | 223 | $ 65,855,000 | $ 295,000 | $ 141,000 |
| PUEBLO, CO | 216 | $ 43,490,000 | $ 201,000 | $ 63,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 210 | $ 49,410,000 | $ 241,000 | $ 102,000 |
| DALLAS-PLANO-IRVING, TX | 197 | $ 56,705,000 | $ 287,000 | $ 125,000 |
| SPARTANBURG, SC | 163 | $ 29,515,000 | $ 181,000 | $ 62,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 160 | $ 34,050,000 | $ 207,500 | $ 87,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 133 | $ 33,485,000 | $ 251,000 | $ 89,000 |
| SANTA CRUZ-WATSONVILLE, CA | 125 | $ 60,005,000 | $ 480,000 | $ 161,000 |
| DOVER, DE | 110 | $ 25,900,000 | $ 235,000 | $ 88,000 |
| SPRINGFIELD, MO | 102 | $ 19,490,000 | $ 191,000 | $ 83,000 |
| LEWISTON, ID-WA | 96 | $ 19,560,000 | $ 201,500 | $ 75,500 |
| KENNEWICK-RICHLAND, WA | 95 | $ 23,485,000 | $ 247,000 | $ 84,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 94 | $ 31,770,000 | $ 337,000 | $ 112,000 |
| WILMINGTON, DE-MD-NJ | 91 | $ 24,035,000 | $ 264,000 | $ 100,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 76 | $ 24,110,000 | $ 317,000 | $ 119,000 |
| AUSTIN-ROUND ROCK, TX | 73 | $ 24,265,000 | $ 332,000 | $ 137,000 |
| TALLAHASSEE, FL | 71 | $ 15,615,000 | $ 219,000 | $ 83,000 |
| FLAGSTAFF, AZ | 69 | $ 21,345,000 | $ 309,000 | $ 187,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 67 | $ 20,535,000 | $ 306,000 | $ 173,000 |
| BAKERSFIELD, CA | 61 | $ 13,435,000 | $ 220,000 | $ 74,000 |
| SPOKANE-SPOKANE VALLEY, WA | 61 | $ 15,945,000 | $ 261,000 | $ 137,000 |
| VALLEJO-FAIRFIELD, CA | 54 | $ 21,540,000 | $ 398,000 | $ 132,000 |
| SALISBURY, MD-DE | 52 | $ 11,910,000 | $ 217,000 | $ 120,000 |
| GREENVILLE, NC | 51 | $ 9,675,000 | $ 189,000 | $ 82,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 51 | $ 17,565,000 | $ 505,333 | $ 145,666 |
| COLORADO SPRINGS, CO | 50 | $ 14,170,000 | $ 283,000 | $ 92,000 |
| RALEIGH, NC | 50 | $ 13,610,000 | $ 272,000 | $ 107,000 |
| DURHAM-CHAPEL HILL, NC | 47 | $ 12,905,000 | $ 274,000 | $ 94,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 42 | $ 18,910,000 | $ 450,000 | $ 160,000 |
| TUCSON, AZ | 42 | $ 9,780,000 | $ 232,000 | $ 118,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 40 | $ 12,850,000 | $ 321,000 | $ 129,000 |
| COLUMBIA, MO | 40 | $ 7,520,000 | $ 188,000 | $ 77,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 37 | $ 14,335,000 | $ 387,000 | $ 150,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 36 | $ 9,460,000 | $ 262,000 | $ 99,000 |
| SALEM, OR | 35 | $ 10,525,000 | $ 300,000 | $ 89,000 |
| BREMERTON-SILVERDALE, WA | 34 | $ 11,950,000 | $ 351,000 | $ 147,000 |
| SAN DIEGO-CARLSBAD, CA | 33 | $ 12,445,000 | $ 377,000 | $ 131,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 30 | $ 6,740,000 | $ 224,000 | $ 97,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 29 | $ 7,435,000 | $ 256,000 | $ 116,000 |
| OLYMPIA-TUMWATER, WA | 28 | $ 8,610,000 | $ 307,000 | $ 76,000 |
| JACKSONVILLE, NC | 27 | $ 6,185,000 | $ 229,000 | $ 69,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 25 | $ 4,265,000 | $ 176,000 | $ 48,500 |
| WENATCHEE, WA | 25 | $ 8,475,000 | $ 339,000 | $ 136,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 24 | $ 6,010,000 | $ 250,000 | $ 110,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 24 | $ 10,690,000 | $ 445,000 | $ 157,000 |
| WINSTON-SALEM, NC | 23 | $ 4,425,000 | $ 192,000 | $ 79,000 |
| CARSON CITY, NV | 21 | $ 6,065,000 | $ 288,000 | $ 93,000 |
| GAINESVILLE, GA | 21 | $ 5,705,000 | $ 271,000 | $ 84,000 |
| EUGENE, OR | 20 | $ 5,580,000 | $ 279,000 | $ 122,000 |
| JACKSONVILLE, FL | 19 | $ 4,965,000 | $ 261,000 | $ 97,000 |
| SALT LAKE CITY, UT | 19 | $ 5,475,000 | $ 288,000 | $ 120,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 19 | $ 4,625,000 | $ 243,000 | $ 120,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 18 | $ 4,540,000 | $ 252,000 | $ 79,000 |
| SALINAS, CA | 18 | $ 7,070,000 | $ 392,000 | $ 165,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 18 | $ 10,210,000 | $ 567,000 | $ 184,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 17 | $ 6,205,000 | $ 365,000 | $ 140,000 |
| BELLINGHAM, WA | 16 | $ 6,550,000 | $ 409,000 | $ 121,000 |
| BOISE CITY, ID | 16 | $ 4,430,000 | $ 276,000 | $ 91,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 16 | $ 4,500,000 | $ 281,000 | $ 172,000 |
| GREENSBORO-HIGH POINT, NC | 16 | $ 2,980,000 | $ 186,000 | $ 98,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 15 | $ 4,205,000 | $ 280,000 | $ 124,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 14 | $ 3,210,000 | $ 229,000 | $ 104,000 |
| RICHMOND, VA | 14 | $ 3,370,000 | $ 240,000 | $ 97,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 14 | $ 3,330,000 | $ 237,000 | $ 93,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 13 | $ 3,835,000 | $ 295,000 | $ 143,000 |
| MODESTO, CA | 13 | $ 3,545,000 | $ 272,000 | $ 148,000 |
| SAVANNAH, GA | 13 | $ 2,665,000 | $ 205,000 | $ 68,000 |
| YAKIMA, WA | 13 | $ 3,035,000 | $ 233,000 | $ 101,000 |
| LONGVIEW, WA | 12 | $ 4,210,000 | $ 350,000 | $ 84,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 12 | $ 3,330,000 | $ 276,000 | $ 102,500 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 11 | $ 2,865,000 | $ 260,000 | $ 114,000 |
| FORT COLLINS, CO | 11 | $ 3,175,000 | $ 288,000 | $ 118,000 |
| FRESNO, CA | 11 | $ 3,285,000 | $ 298,000 | $ 135,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 11 | $ 2,505,000 | $ 227,000 | $ 91,000 |
| OGDEN-CLEARFIELD, UT | 11 | $ 3,205,000 | $ 291,000 | $ 114,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 11 | $ 3,215,000 | $ 292,000 | $ 88,000 |
| PROVO-OREM, UT | 11 | $ 3,045,000 | $ 276,000 | $ 102,000 |
| STOCKTON-LODI, CA | 11 | $ 3,775,000 | $ 343,000 | $ 127,000 |
| CAPE CORAL-FORT MYERS, FL | 10 | $ 2,310,000 | $ 231,000 | $ 108,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 10 | $ 2,420,000 | $ 242,000 | $ 96,000 |
| MEMPHIS, TN-MS-AR | 10 | $ 2,160,000 | $ 175,500 | $ 81,000 |
| NEW BERN, NC | 10 | $ 1,890,000 | $ 189,000 | $ 75,000 |
| JEFFERSON CITY, MO | 9 | $ 1,245,000 | $ 138,000 | $ 83,000 |
| MADERA, CA | 9 | $ 3,405,000 | $ 378,000 | $ 137,000 |
| SHERMAN-DENISON, TX | 9 | $ 2,115,000 | $ 235,000 | $ 109,000 |
| VALDOSTA, GA | 9 | $ 1,475,000 | $ 163,000 | $ 48,000 |
| ALBANY, OR | 8 | $ 2,370,000 | $ 296,000 | $ 79,000 |
| BEND-REDMOND, OR | 8 | $ 2,380,000 | $ 297,000 | $ 96,000 |
| BOULDER, CO | 8 | $ 2,650,000 | $ 331,000 | $ 151,000 |
| COEUR D'ALENE, ID | 8 | $ 3,210,000 | $ 401,000 | $ 143,000 |
| COLUMBIA, SC | 8 | $ 2,110,000 | $ 263,000 | $ 130,000 |
| FAYETTEVILLE, NC | 8 | $ 1,600,000 | $ 200,000 | $ 73,000 |
| LAKELAND-WINTER HAVEN, FL | 8 | $ 1,570,000 | $ 196,000 | $ 89,000 |
| ASHEVILLE, NC | 7 | $ 1,725,000 | $ 246,000 | $ 156,000 |
| BURLINGTON, NC | 7 | $ 1,615,000 | $ 230,000 | $ 95,000 |
| KANSAS CITY, MO-KS | 7 | $ 1,485,000 | $ 226,500 | $ 123,000 |
| MOUNT VERNON-ANACORTES, WA | 7 | $ 2,535,000 | $ 362,000 | $ 100,000 |
| PUNTA GORDA, FL | 7 | $ 1,885,000 | $ 269,000 | $ 71,000 |
| SANTA MARIA-SANTA BARBARA, CA | 7 | $ 2,805,000 | $ 400,000 | $ 156,000 |
| ALBUQUERQUE, NM | 6 | $ 1,630,000 | $ 271,000 | $ 101,000 |
| CHICAGO-NAPERVILLE, IL | 6 | $ 2,710,000 | $ 451,000 | $ 226,000 |
| GREELEY, CO | 6 | $ 1,970,000 | $ 328,000 | $ 109,000 |
| KNOXVILLE, TN | 6 | $ 2,040,000 | $ 340,000 | $ 120,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 6 | $ 1,160,000 | $ 193,000 | $ 48,000 |
| ROCKY MOUNT, NC | 6 | $ 660,000 | $ 110,000 | $ 46,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 6 | $ 3,610,000 | $ 601,000 | $ 190,000 |
| ATHENS-CLARKE COUNTY, GA | 5 | $ 1,315,000 | $ 263,000 | $ 116,000 |
| FLORENCE, SC | 5 | $ 875,000 | $ 175,000 | $ 55,000 |
| GAINESVILLE, FL | 5 | $ 835,000 | $ 167,000 | $ 62,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 5 | $ 975,000 | $ 195,000 | $ 60,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 5 | $ 1,315,000 | $ 263,000 | $ 98,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 5 | $ 1,085,000 | $ 217,000 | $ 63,000 |
| MACON-BIBB COUNTY, GA | 5 | $ 925,000 | $ 185,000 | $ 83,000 |
| MIDLAND, TX | 5 | $ 1,555,000 | $ 311,000 | $ 181,000 |
| PHILADELPHIA, PA | 5 | $ 1,385,000 | $ 277,000 | $ 80,000 |
| SIERRA VISTA-DOUGLAS, AZ | 5 | $ 925,000 | $ 185,000 | $ 87,000 |
| BATON ROUGE, LA | 4 | $ 1,150,000 | $ 287,000 | $ 167,000 |
| CORVALLIS, OR | 4 | $ 1,100,000 | $ 275,000 | $ 117,000 |
| GOLDSBORO, NC | 4 | $ 640,000 | $ 160,000 | $ 45,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 4 | $ 1,600,000 | $ 400,000 | $ 130,000 |
| VISALIA-PORTERVILLE, CA | 4 | $ 930,000 | $ 232,000 | $ 63,000 |
| YUMA, AZ | 4 | $ 890,000 | $ 222,000 | $ 42,000 |
| ALBANY, GA | 3 | $ 375,000 | $ 125,000 | $ 53,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 3 | $ 655,000 | $ 218,000 | $ 71,000 |
| CHARLOTTESVILLE, VA | 3 | $ 835,000 | $ 278,000 | $ 99,000 |
| CHATTANOOGA, TN-GA | 3 | $ 565,000 | $ 192,500 | $ 51,500 |
| DES MOINES-WEST DES MOINES, IA | 3 | $ 705,000 | $ 235,000 | $ 111,000 |
| ERIE, PA | 3 | $ 645,000 | $ 215,000 | $ 193,000 |
| GRAND JUNCTION, CO | 3 | $ 635,000 | $ 211,000 | $ 107,000 |
| HICKORY-LENOIR-MORGANTON, NC | 3 | $ 295,000 | $ 98,000 | $ 93,000 |
| LONGVIEW, TX | 3 | $ 465,000 | $ 155,000 | $ 53,000 |
| LYNCHBURG, VA | 3 | $ 935,000 | $ 311,000 | $ 112,000 |
| MEDFORD, OR | 3 | $ 935,000 | $ 311,000 | $ 132,000 |
| NAPA, CA | 3 | $ 1,665,000 | $ 555,000 | $ 133,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 3 | $ 915,000 | $ 305,000 | $ 129,000 |
| NEW ORLEANS-METAIRIE, LA | 3 | $ 865,000 | $ 288,000 | $ 117,000 |
| PANAMA CITY, FL | 3 | $ 445,000 | $ 148,000 | $ 96,000 |
| PITTSBURGH, PA | 3 | $ 525,000 | $ 175,000 | $ 83,000 |
| PORT ST. LUCIE, FL | 3 | $ 395,000 | $ 131,000 | $ 60,000 |
| SUMTER, SC | 3 | $ 595,000 | $ 198,000 | $ 51,000 |
| WALLA WALLA, WA | 3 | $ 935,000 | $ 311,000 | $ 130,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 3 | $ 505,000 | $ 168,000 | $ 62,000 |
| WINCHESTER, VA-WV | 3 | $ 945,000 | $ 315,000 | $ 116,000 |
| ABILENE, TX | 2 | $ 360,000 | $ 180,000 | $ 95,000 |
| BIRMINGHAM-HOOVER, AL | 2 | $ 360,000 | $ 180,000 | $ 56,000 |
| BRUNSWICK, GA | 2 | $ 820,000 | $ 410,000 | $ 230,000 |
| CAPE GIRARDEAU, MO-IL | 2 | $ 260,000 | $ 130,000 | $ 65,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 2 | $ 450,000 | $ 225,000 | $ 91,000 |
| EL CENTRO, CA | 2 | $ 790,000 | $ 395,000 | $ 100,000 |
| EL PASO, TX | 2 | $ 390,000 | $ 195,000 | $ 82,000 |
| HARRISONBURG, VA | 2 | $ 830,000 | $ 415,000 | $ 140,000 |
| JOHNSON CITY, TN | 2 | $ 560,000 | $ 280,000 | $ 164,000 |
| LINCOLN, NE | 2 | $ 330,000 | $ 165,000 | $ 47,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 2 | $ 490,000 | $ 245,000 | $ 94,000 |
| NEW HAVEN-MILFORD, CT | 2 | $ 580,000 | $ 290,000 | $ 96,000 |
| OCALA, FL | 2 | $ 280,000 | $ 140,000 | $ 104,000 |
| OKLAHOMA CITY, OK | 2 | $ 510,000 | $ 255,000 | $ 234,000 |
| ROANOKE, VA | 2 | $ 590,000 | $ 295,000 | $ 168,000 |
| SANTA FE, NM | 2 | $ 430,000 | $ 215,000 | $ 129,000 |
| SANTA ROSA, CA | 2 | $ 960,000 | $ 480,000 | $ 199,000 |
| SEBASTIAN-VERO BEACH, FL | 2 | $ 350,000 | $ 175,000 | $ 56,000 |
| ST. GEORGE, UT | 2 | $ 640,000 | $ 320,000 | $ 113,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 2 | $ 620,000 | $ 310,000 | $ 790,000 |
| WICHITA, KS | 2 | $ 620,000 | $ 310,000 | $ 168,000 |
| YUBA CITY, CA | 2 | $ 530,000 | $ 265,000 | $ 56,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1 | $ 305,000 | $ 305,000 | $ 96,000 |
| ALTOONA, PA | 1 | $ 185,000 | $ 185,000 | $ 103,000 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 335,000 | $ 335,000 | $ 144,000 |
| CEDAR RAPIDS, IA | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| CHICO, CA | 1 | $ 205,000 | $ 205,000 | $ 35,000 |
| CINCINNATI, OH-KY-IN | 1 | $ 235,000 | $ 235,000 | $ 118,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 175,000 | $ 175,000 | $ 120,000 |
| COLUMBUS, GA-AL | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
| CORPUS CHRISTI, TX | 1 | $ 455,000 | $ 455,000 | $ 405,000 |
| DALTON, GA | 1 | $ 235,000 | $ 235,000 | $ 78,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 1 | $ 165,000 | $ 165,000 | $ 25,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 95,000 | $ 95,000 | $ 98,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 1 | $ 225,000 | $ 225,000 | $ 47,000 |
| DOTHAN, AL | 1 | $ 315,000 | $ 315,000 | $ 134,000 |
| DULUTH, MN-WI | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| FARGO, ND-MN | 1 | $ 205,000 | $ 205,000 | $ 177,000 |
| FORT SMITH, AR-OK | 1 | $ 295,000 | $ 295,000 | $ 0 |
| GARY, IN | 1 | $ 195,000 | $ 195,000 | $ 90,000 |
| GRAND RAPIDS-WYOMING, MI | 1 | $ 15,000 | $ 15,000 | $ 52,000 |
| HANFORD-CORCORAN, CA | 1 | $ 275,000 | $ 275,000 | $ 136,000 |
| HINESVILLE, GA | 1 | $ 235,000 | $ 235,000 | $ 56,000 |
| HOMOSASSA SPRINGS, FL | 1 | $ 65,000 | $ 65,000 | $ 113,000 |
| HUNTSVILLE, AL | 1 | $ 415,000 | $ 415,000 | $ 125,000 |
| IDAHO FALLS, ID | 1 | $ 295,000 | $ 295,000 | $ 66,000 |
| IOWA CITY, IA | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| JACKSON, MS | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| JOPLIN, MO | 1 | $ 235,000 | $ 235,000 | $ 102,000 |
| KILLEEN-TEMPLE, TX | 1 | $ 335,000 | $ 335,000 | $ 108,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 255,000 | $ 255,000 | $ 84,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| LEXINGTON-FAYETTE, KY | 1 | $ 185,000 | $ 185,000 | $ 217,000 |
| MERCED, CA | 1 | $ 365,000 | $ 365,000 | $ 114,000 |
| MORRISTOWN, TN | 1 | $ 205,000 | $ 205,000 | $ 151,000 |
| ODESSA, TX | 1 | $ 205,000 | $ 205,000 | $ 69,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 185,000 | $ 185,000 | $ 98,000 |
| READING, PA | 1 | $ 185,000 | $ 185,000 | $ 58,000 |
| REDDING, CA | 1 | $ 215,000 | $ 215,000 | $ 59,000 |
| ROME, GA | 1 | $ 155,000 | $ 155,000 | $ 103,000 |
| SAN RAFAEL, CA | 1 | $ 315,000 | $ 315,000 | $ 135,000 |
| ST. CLOUD, MN | 1 | $ 225,000 | $ 225,000 | $ 35,000 |
| WARNER ROBINS, GA | 1 | $ 275,000 | $ 275,000 | $ 165,000 |
| WICHITA FALLS, TX | 1 | $ 175,000 | $ 175,000 | $ 107,000 |
| YORK-HANOVER, PA | 1 | $ 185,000 | $ 185,000 | $ 189,000 |
Mortgage Loan Application Detail Totals for On Q Financial, Llc in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,889 | $2,348,545,000 | $297,000 | $4,265,000 | $119,000 | $1,581,000 |
| Home Purchase | 6,661 | $1,818,925,000 | $273,000 | $2,945,000 | $97,000 | $1,581,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,884 | $2,826,460,000 | $285,000 | $2,945,000 | $111,000 | $1,581,000 |
| Not Provided | 2,217 | $692,565,000 | $312,000 | $2,005,000 | $123,000 | $1,581,000 |
| Hispanic | 1,104 | $270,700,000 | $245,000 | $1,425,000 | $80,000 | $910,000 |
| Black or African American | 765 | $184,355,000 | $240,000 | $4,265,000 | $80,000 | $812,000 |
| Asian | 499 | $170,525,000 | $341,000 | $1,125,000 | $119,000 | $865,000 |
| American Indian or Alaskan Native | 41 | $10,885,000 | $265,000 | $545,000 | $95,000 | $350,000 |
| Native Hawaiian or Other Pacific Islander | 22 | $6,080,000 | $276,000 | $645,000 | $99,000 | $339,000 |
| Not applicable | 2 | $510,000 | $255,000 | $355,000 | $58,000 | $59,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,126 | $3,339,420,000 | $300,000 | $4,265,000 | $122,000 | $1,581,000 |
| FHA-insured (Federal Housing Administration) | 2,281 | $509,415,000 | $223,000 | $885,000 | $67,000 | $660,000 |
| VA-guaranteed (Veterans Administration) | 896 | $274,890,000 | $306,000 | $1,245,000 | $71,000 | $401,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 247 | $43,745,000 | $177,000 | $395,000 | $53,000 | $116,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,498 | $3,015,710,000 | $287,000 | $2,945,000 | $110,000 | $1,581,000 |
| Application Withdrawn By Applicant | 2,131 | $605,695,000 | $284,000 | $4,265,000 | $112,000 | $1,549,000 |
| Application Denied By Financial Institution | 716 | $188,340,000 | $263,000 | $2,005,000 | $75,000 | $1,260,000 |
| File Closed For Incompleteness | 614 | $185,400,000 | $301,000 | $1,995,000 | $119,000 | $1,320,000 |
| Application Approved But Not Accepted | 591 | $172,325,000 | $291,000 | $1,405,000 | $106,000 | $873,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 13,834 | $3,979,130,000 | $287,000 | $4,265,000 | $111,000 | $1,581,000 |
| Debt-To-Income Ratio | 303 | $84,875,000 | $280,000 | $2,005,000 | $57,000 | $530,000 |
| Credit History | 186 | $47,120,000 | $253,000 | $1,055,000 | $97,000 | $1,260,000 |
| Collateral | 120 | $29,670,000 | $247,000 | $885,000 | $86,000 | $310,000 |
| Other | 30 | $6,970,000 | $232,000 | $525,000 | $75,000 | $356,000 |
| Employment History | 28 | $7,280,000 | $260,000 | $785,000 | $52,000 | $139,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 24 | $6,480,000 | $270,000 | $515,000 | $95,000 | $610,000 |
| Credit Application Incomplete | 18 | $4,370,000 | $242,000 | $515,000 | $83,000 | $169,000 |
| Unverifiable Information | 7 | $1,575,000 | $225,000 | $375,000 | $60,000 | $182,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into On Q Financial, Llc's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess On Q Financial, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.