Cit Bank, National Association Mortgage Lending & HMDA Data, 2011

In 2011, Cit Bank, National Association of Pasadena, CA reported 4,507 mortgage applications totaling $1.5 billion. The average application was for $329,704, and applicants reported an average income of $139,610. 57% of its applications resulted in an originated loan and 38% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (743), New York-White Plains-Wayne, NY-NJ (349) and Nassau-Suffolk, NY (221) (applications in parentheses).

Mortgage Company & Address Cit Bank, National Association
75 N. Fair Oaks Ave.
Pasadena, CA 91103
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 4,507
Total Mortgage Loan Application Amount $1,485,976,000
Average Mortgage Loan Application Amount $329,704
Highest Mortgage Loan Application Amount $9,500,000
Average Applicant Income $139,610
Highest Applicant Income $4,442,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cit Bank, National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Cit Bank, National Association by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 743 $ 420,922,000 $ 566,516 $ 224,000
Orange, California 178 $ 90,233,000 $ 506,926 $ 183,000
San Diego, California 142 $ 49,468,000 $ 348,366 $ 132,000
Suffolk, New York 128 $ 38,989,000 $ 304,601 $ 138,000
Queens, New York 102 $ 34,181,000 $ 335,107 $ 118,000
Nassau, New York 93 $ 30,777,000 $ 330,935 $ 159,000
Riverside, California 78 $ 25,208,000 $ 323,179 $ 165,000
San Bernardino, California 78 $ 20,003,000 $ 256,448 $ 112,000
Kings, New York 68 $ 24,368,000 $ 358,352 $ 121,000
Ventura, California 67 $ 23,619,000 $ 352,522 $ 146,000
Maricopa, Arizona 62 $ 17,333,000 $ 279,564 $ 112,000
Santa Clara, California 57 $ 23,274,000 $ 408,315 $ 119,000
Westchester, New York 52 $ 17,551,000 $ 337,519 $ 140,000
Cook, Illinois 50 $ 11,531,000 $ 230,620 $ 99,000
Alameda, California 49 $ 16,805,000 $ 342,959 $ 127,000
King, Washington 48 $ 14,989,000 $ 312,270 $ 131,000
Contra Costa, California 40 $ 13,420,000 $ 335,500 $ 127,000
Sacramento, California 34 $ 8,688,000 $ 255,529 $ 92,000
Richmond, New York 34 $ 8,914,000 $ 262,176 $ 98,000
Fairfax, Virginia 33 $ 10,752,000 $ 325,818 $ 148,000
Miami-Dade, Florida 31 $ 6,735,000 $ 217,258 $ 116,000
Honolulu, Hawaii 31 $ 14,310,000 $ 461,612 $ 163,000
Snohomish, Washington 27 $ 7,501,000 $ 277,814 $ 89,000
Sonoma, California 26 $ 7,884,000 $ 303,230 $ 125,000
Broward, Florida 26 $ 5,615,000 $ 215,961 $ 97,000
San Mateo, California 25 $ 10,287,000 $ 411,480 $ 173,000
San Luis Obispo, California 23 $ 8,042,000 $ 349,652 $ 141,000
Fairfield, Connecticut 23 $ 7,099,000 $ 308,652 $ 126,000
Middlesex, Massachusetts 23 $ 5,828,000 $ 253,391 $ 96,000
Prince George's, Maryland 22 $ 5,420,000 $ 246,363 $ 101,000
Hawaii, Hawaii 21 $ 8,161,000 $ 388,619 $ 279,000
Clark, Nevada 21 $ 4,487,000 $ 213,666 $ 85,000
Middlesex, New Jersey 21 $ 5,187,000 $ 247,000 $ 83,000
Montgomery, Maryland 20 $ 6,784,000 $ 339,200 $ 114,000
Hennepin, Minnesota 20 $ 4,410,000 $ 220,500 $ 116,000
Orange, New York 20 $ 4,158,000 $ 207,900 $ 138,000
Multnomah, Oregon 20 $ 4,749,000 $ 237,450 $ 108,000
Santa Barbara, California 19 $ 11,043,000 $ 581,210 $ 288,000
Bergen, New Jersey 19 $ 5,774,000 $ 303,894 $ 116,000
Placer, California 18 $ 5,891,000 $ 327,277 $ 131,000
San Francisco, California 18 $ 10,181,000 $ 565,611 $ 237,000
San Joaquin, California 17 $ 4,081,000 $ 240,058 $ 132,000
Collin, Texas 17 $ 3,836,000 $ 225,647 $ 108,000
Pierce, Washington 17 $ 4,315,000 $ 253,823 $ 90,000
Essex, Massachusetts 16 $ 4,496,000 $ 281,000 $ 120,000
Rockland, New York 16 $ 4,619,000 $ 288,687 $ 165,000
Harris, Texas 16 $ 2,973,000 $ 185,812 $ 114,000
Monterey, California 15 $ 8,466,000 $ 564,400 $ 231,000
District of Columbia, District Of Columbia 15 $ 4,638,000 $ 309,200 $ 125,000
Monmouth, New Jersey 15 $ 3,454,000 $ 230,266 $ 83,000
Fresno, California 14 $ 3,856,000 $ 275,428 $ 129,000
Norfolk, Massachusetts 14 $ 4,435,000 $ 316,785 $ 97,000
Bronx, New York 14 $ 4,562,000 $ 325,857 $ 113,000
Dutchess, New York 14 $ 3,104,000 $ 221,714 $ 77,000
Mecklenburg, North Carolina 14 $ 2,159,000 $ 154,214 $ 96,000
Cobb, Georgia 13 $ 2,466,000 $ 189,692 $ 90,000
Gwinnett, Georgia 13 $ 2,112,000 $ 162,461 $ 79,000
Maui, Hawaii 13 $ 7,080,000 $ 544,615 $ 175,000
Washington, Oregon 13 $ 3,292,000 $ 253,230 $ 107,000
Dallas, Texas 13 $ 1,757,000 $ 135,153 $ 61,000
Thurston, Washington 13 $ 2,604,000 $ 200,307 $ 81,000
Hillsborough, Florida 12 $ 2,339,000 $ 194,916 $ 72,000
DuPage, Illinois 12 $ 2,087,000 $ 173,916 $ 133,000
Anne Arundel, Maryland 12 $ 3,019,000 $ 251,583 $ 111,000
Suffolk, Massachusetts 12 $ 3,813,000 $ 317,750 $ 132,000
Washoe, Nevada 12 $ 3,407,000 $ 283,916 $ 137,000
Burlington, New Jersey 12 $ 2,797,000 $ 233,083 $ 109,000
Passaic, New Jersey 12 $ 3,668,000 $ 305,666 $ 115,000
Bernalillo, New Mexico 12 $ 1,128,000 $ 94,000 $ 43,000
Putnam, New York 12 $ 3,478,000 $ 289,833 $ 130,000
Pima, Arizona 11 $ 2,281,000 $ 207,363 $ 94,000
Baltimore, Maryland 11 $ 2,586,000 $ 235,090 $ 86,000
Oakland, Michigan 11 $ 2,201,000 $ 200,090 $ 95,000
Ocean, New Jersey 11 $ 3,102,000 $ 282,000 $ 180,000
Union, New Jersey 11 $ 2,912,000 $ 264,727 $ 107,000
New York, New York 11 $ 4,053,000 $ 368,454 $ 155,000
Clackamas, Oregon 11 $ 3,606,000 $ 327,818 $ 171,000
Montgomery, Pennsylvania 11 $ 3,305,000 $ 300,454 $ 108,000
Arlington, Virginia 11 $ 3,590,000 $ 326,363 $ 145,000
El Dorado, California 10 $ 2,675,000 $ 267,500 $ 132,000
Marin, California 10 $ 4,300,000 $ 430,000 $ 155,000
Santa Cruz, California 10 $ 4,016,000 $ 401,600 $ 179,000
Shasta, California 10 $ 2,958,000 $ 295,800 $ 228,000
Solano, California 10 $ 2,405,000 $ 240,500 $ 106,000
Denver, Colorado 10 $ 2,205,000 $ 220,500 $ 102,000
Douglas, Colorado 10 $ 2,201,000 $ 220,100 $ 118,000
El Paso, Colorado 10 $ 1,890,000 $ 189,000 $ 78,000
Jefferson, Colorado 10 $ 1,981,000 $ 198,100 $ 162,000
Morris, New Jersey 10 $ 3,127,000 $ 312,700 $ 128,000
Loudoun, Virginia 10 $ 3,021,000 $ 302,100 $ 141,000
Kern, California 9 $ 1,663,000 $ 184,777 $ 66,000
New Haven, Connecticut 9 $ 2,262,000 $ 251,333 $ 100,000
Fulton, Georgia 9 $ 2,283,000 $ 253,666 $ 155,000
Wayne, Michigan 9 $ 1,755,000 $ 195,000 $ 129,000
Essex, New Jersey 9 $ 2,137,000 $ 237,444 $ 115,000
Hudson, New Jersey 9 $ 2,532,000 $ 281,333 $ 118,000
Travis, Texas 9 $ 1,630,000 $ 181,111 $ 109,000
Anchorage, Alaska 8 $ 2,073,000 $ 259,125 $ 146,000
Arapahoe, Colorado 8 $ 1,985,000 $ 248,125 $ 145,000
Hartford, Connecticut 8 $ 1,576,000 $ 197,000 $ 103,000
Orange, Florida 8 $ 1,575,000 $ 196,875 $ 92,000
Jefferson, Louisiana 8 $ 1,206,000 $ 150,750 $ 72,000
Plymouth, Massachusetts 8 $ 1,932,000 $ 241,500 $ 89,000
Worcester, Massachusetts 8 $ 2,099,000 $ 262,375 $ 69,000
Macomb, Michigan 8 $ 1,597,000 $ 199,625 $ 69,000
Sandoval, New Mexico 8 $ 2,382,000 $ 297,750 $ 93,000
Lane, Oregon 8 $ 1,425,000 $ 178,125 $ 92,000
Bucks, Pennsylvania 8 $ 2,477,000 $ 309,625 $ 118,000
Bexar, Texas 8 $ 1,384,000 $ 173,000 $ 86,000
Nevada, California 7 $ 1,977,000 $ 282,428 $ 67,000
Yolo, California 7 $ 1,468,000 $ 209,714 $ 98,000
Adams, Colorado 7 $ 1,162,000 $ 166,000 $ 95,000
New Castle, Delaware 7 $ 1,553,000 $ 221,857 $ 89,000
Pinellas, Florida 7 $ 1,291,000 $ 184,428 $ 98,000
DeKalb, Georgia 7 $ 1,354,000 $ 193,428 $ 145,000
Frederick, Maryland 7 $ 1,702,000 $ 243,142 $ 134,000
Howard, Maryland 7 $ 1,904,000 $ 272,000 $ 101,000
Mercer, New Jersey 7 $ 1,410,000 $ 201,428 $ 103,000
Ulster, New York 7 $ 1,280,000 $ 182,857 $ 96,000
Beaufort, South Carolina 7 $ 1,979,000 $ 282,714 $ 108,000
Williamson, Texas 7 $ 1,147,000 $ 163,857 $ 268,000
Madera, California 6 $ 1,110,000 $ 185,000 $ 112,000
Merced, California 6 $ 1,488,000 $ 248,000 $ 85,000
Stanislaus, California 6 $ 1,325,000 $ 220,833 $ 110,000
Collier, Florida 6 $ 1,317,000 $ 219,500 $ 83,000
Monroe, Florida 6 $ 1,939,000 $ 323,166 $ 101,000
Palm Beach, Florida 6 $ 2,568,000 $ 428,000 $ 357,000
St. Johns, Florida 6 $ 1,417,000 $ 236,166 $ 87,000
Cherokee, Georgia 6 $ 1,373,000 $ 228,833 $ 124,000
Will, Illinois 6 $ 1,331,000 $ 221,833 $ 131,000
Gloucester, New Jersey 6 $ 1,420,000 $ 236,666 $ 103,000
Sussex, New Jersey 6 $ 1,707,000 $ 284,500 $ 96,000
Franklin, Ohio 6 $ 1,286,000 $ 214,333 $ 89,000
Northampton, Pennsylvania 6 $ 896,000 $ 149,333 $ 87,000
Philadelphia, Pennsylvania 6 $ 756,000 $ 126,000 $ 33,000
Utah, Utah 6 $ 1,327,000 $ 221,166 $ 81,000
Prince William, Virginia 6 $ 1,513,000 $ 252,166 $ 87,000
Mono, California 5 $ 1,187,000 $ 237,400 $ 181,000
Tulare, California 5 $ 1,038,000 $ 207,600 $ 110,000
Tuolumne, California 5 $ 1,351,000 $ 270,200 $ 146,000
Boulder, Colorado 5 $ 2,725,000 $ 545,000 $ 228,000
Larimer, Colorado 5 $ 1,092,000 $ 218,400 $ 77,000
Weld, Colorado 5 $ 1,372,000 $ 274,400 $ 84,000
Tolland, Connecticut 5 $ 1,207,000 $ 241,400 $ 91,000
Kent, Delaware 5 $ 918,000 $ 183,600 $ 58,000
Bonner, Idaho 5 $ 1,197,000 $ 239,400 $ 224,000
Johnson, Kansas 5 $ 1,300,000 $ 260,000 $ 83,000
Baltimore City, Maryland 5 $ 558,000 $ 111,600 $ 53,000
Barnstable, Massachusetts 5 $ 1,772,000 $ 354,400 $ 127,000
St. Louis, Missouri 5 $ 944,000 $ 188,800 $ 83,000
Ravalli, Montana 5 $ 1,105,000 $ 221,000 $ 69,000
Douglas, Nebraska 5 $ 662,000 $ 132,400 $ 90,000
Rockingham, New Hampshire 5 $ 1,296,000 $ 259,200 $ 124,000
Hunterdon, New Jersey 5 $ 1,267,000 $ 253,400 $ 204,000
Wake, North Carolina 5 $ 1,180,000 $ 236,000 $ 148,000
Oklahoma, Oklahoma 5 $ 783,000 $ 156,600 $ 147,000
Chester, Pennsylvania 5 $ 978,000 $ 195,600 $ 126,000
Tarrant, Texas 5 $ 805,000 $ 161,000 $ 165,000
Chesterfield, Virginia 5 $ 814,000 $ 162,800 $ 84,000
Clark, Washington 5 $ 1,707,000 $ 341,400 $ 218,000
Mohave, Arizona 4 $ 661,000 $ 165,250 $ 95,000
Yuma, Arizona 4 $ 878,000 $ 219,500 $ 92,000
Humboldt, California 4 $ 1,043,000 $ 260,750 $ 102,000
Sutter, California 4 $ 664,000 $ 166,000 $ 75,000
Eagle, Colorado 4 $ 1,569,000 $ 392,250 $ 77,000
Garfield, Colorado 4 $ 749,000 $ 187,250 $ 41,000
Mesa, Colorado 4 $ 809,000 $ 202,250 $ 63,000
Middlesex, Connecticut 4 $ 947,000 $ 236,750 $ 66,000
Sussex, Delaware 4 $ 986,000 $ 246,500 $ 59,000
Charlotte, Florida 4 $ 896,000 $ 224,000 $ 92,000
Duval, Florida 4 $ 663,000 $ 165,750 $ 162,000
Lee, Florida 4 $ 655,000 $ 163,750 $ 163,000
Manatee, Florida 4 $ 520,000 $ 130,000 $ 64,000
Pasco, Florida 4 $ 807,000 $ 201,750 $ 74,000
Grundy, Illinois 4 $ 957,000 $ 239,250 $ 139,000
Lake, Illinois 4 $ 956,000 $ 239,000 $ 131,000
Orleans, Louisiana 4 $ 839,000 $ 209,750 $ 83,000
St. Mary's, Maryland 4 $ 957,000 $ 239,250 $ 101,000
Washtenaw, Michigan 4 $ 857,000 $ 214,250 $ 82,000
Dakota, Minnesota 4 $ 742,000 $ 185,500 $ 98,000
Ramsey, Minnesota 4 $ 772,000 $ 193,000 $ 63,000
Washington, Minnesota 4 $ 1,238,000 $ 309,500 $ 81,000
Hillsborough, New Hampshire 4 $ 1,104,000 $ 276,000 $ 97,000
Atlantic, New Jersey 4 $ 880,000 $ 220,000 $ 84,000
Cape May, New Jersey 4 $ 1,021,000 $ 255,250 $ 93,000
Warren, New Jersey 4 $ 599,000 $ 149,750 $ 43,000
Sullivan, New York 4 $ 558,000 $ 139,500 $ 102,000
Buncombe, North Carolina 4 $ 970,000 $ 242,500 $ 100,000
Summit, Ohio 4 $ 489,000 $ 122,250 $ 82,000
Marion, Oregon 4 $ 775,000 $ 193,750 $ 76,000
Tillamook, Oregon 4 $ 1,326,000 $ 331,500 $ 197,000
Allegheny, Pennsylvania 4 $ 440,000 $ 110,000 $ 41,000
Berks, Pennsylvania 4 $ 1,083,000 $ 270,750 $ 74,000
Butler, Pennsylvania 4 $ 913,000 $ 228,250 $ 100,000
Delaware, Pennsylvania 4 $ 767,000 $ 191,750 $ 137,000
Brazoria, Texas 4 $ 772,000 $ 193,000 $ 84,000
Kitsap, Washington 4 $ 977,000 $ 244,250 $ 80,000
Spokane, Washington 4 $ 1,338,000 $ 334,500 $ 104,000
Whatcom, Washington 4 $ 851,000 $ 212,750 $ 107,000
Jefferson, Alabama 3 $ 841,000 $ 280,333 $ 379,000
Cochise, Arizona 3 $ 724,000 $ 241,333 $ 178,000
Navajo, Arizona 3 $ 659,000 $ 219,666 $ 138,000
Yavapai, Arizona 3 $ 888,000 $ 296,000 $ 90,000
Pulaski, Arkansas 3 $ 487,000 $ 162,333 $ 63,000
Butte, California 3 $ 1,035,000 $ 345,000 $ 130,000
Imperial, California 3 $ 616,000 $ 205,333 $ 203,000
Kings, California 3 $ 440,000 $ 146,666 $ 64,000
Mendocino, California 3 $ 865,000 $ 288,333 $ 90,000
Napa, California 3 $ 824,000 $ 274,666 $ 78,000
Yuba, California 3 $ 340,000 $ 113,333 $ 91,000
La Plata, Colorado 3 $ 675,000 $ 225,000 $ 70,000
Pitkin, Colorado 3 $ 1,158,000 $ 386,000 $ 191,000
Lake, Florida 3 $ 355,000 $ 118,333 $ 81,000
Volusia, Florida 3 $ 446,000 $ 148,666 $ 55,000
Forsyth, Georgia 3 $ 771,000 $ 257,000 $ 95,000
Hall, Georgia 3 $ 852,000 $ 284,000 $ 100,000
Henry, Georgia 3 $ 425,000 $ 141,666 $ 81,000
Canyon, Idaho 3 $ 664,000 $ 221,333 $ 60,000
McHenry, Illinois 3 $ 595,000 $ 198,333 $ 141,000
Porter, Indiana 3 $ 308,000 $ 102,666 $ 73,000
Jefferson, Kansas 3 $ 427,000 $ 142,333 $ 103,000
Caddo, Louisiana 3 $ 529,000 $ 176,333 $ 97,000
Lincoln, Maine 3 $ 821,000 $ 273,666 $ 127,000
Penobscot, Maine 3 $ 555,000 $ 185,000 $ 70,000
York, Maine 3 $ 719,000 $ 239,666 $ 114,000
Calvert, Maryland 3 $ 815,000 $ 271,666 $ 154,000
Charles, Maryland 3 $ 746,000 $ 248,666 $ 161,000
Hampden, Massachusetts 3 $ 508,000 $ 169,333 $ 81,000
Strafford, New Hampshire 3 $ 729,000 $ 243,000 $ 103,000
Camden, New Jersey 3 $ 669,000 $ 223,000 $ 113,000
Somerset, New Jersey 3 $ 992,000 $ 330,666 $ 248,000
Albany, New York 3 $ 630,000 $ 210,000 $ 90,000
Columbia, New York 3 $ 662,000 $ 220,666 $ 97,000
Erie, New York 3 $ 676,000 $ 225,333 $ 152,000
Otsego, New York 3 $ 383,000 $ 127,666 $ 152,000
Brunswick, North Carolina 3 $ 508,000 $ 169,333 $ 56,000
Butler, Ohio 3 $ 379,000 $ 126,333 $ 36,000
Lake, Ohio 3 $ 683,000 $ 227,666 $ 101,000
Deschutes, Oregon 3 $ 783,000 $ 261,000 $ 66,000
Lincoln, Oregon 3 $ 694,000 $ 231,333 $ 172,000
Linn, Oregon 3 $ 356,000 $ 118,666 $ 60,000
Union, Oregon 3 $ 415,000 $ 138,333 $ 164,000
Pike, Pennsylvania 3 $ 575,000 $ 191,666 $ 73,000
Providence, Rhode Island 3 $ 730,000 $ 243,333 $ 102,000
Spartanburg, South Carolina 3 $ 812,000 $ 270,666 $ 146,000
Williamson, Tennessee 3 $ 831,000 $ 277,000 $ 87,000
Denton, Texas 3 $ 370,000 $ 123,333 $ 89,000
El Paso, Texas 3 $ 387,000 $ 129,000 $ 75,000
Ellis, Texas 3 $ 411,000 $ 137,000 $ 57,000
Guadalupe, Texas 3 $ 368,000 $ 122,666 $ 38,000
Weber, Utah 3 $ 1,010,000 $ 336,666 $ 89,000
Windham, Vermont 3 $ 822,000 $ 274,000 $ 419,000
Stafford, Virginia 3 $ 819,000 $ 273,000 $ 112,000
Milwaukee, Wisconsin 3 $ 559,000 $ 186,333 $ 105,000
Coconino, Arizona 2 $ 593,000 $ 296,500 $ 121,000
Pinal, Arizona 2 $ 262,000 $ 131,000 $ 94,000
Santa Cruz, Arizona 2 $ 660,000 $ 330,000 $ 70,000
Amador, California 2 $ 568,000 $ 284,000 $ 61,000
Mariposa, California 2 $ 689,000 $ 344,500 $ 113,000
San Benito, California 2 $ 462,000 $ 231,000 $ 60,000
Archuleta, Colorado 2 $ 330,000 $ 165,000 $ 154,000
Broomfield, Colorado 2 $ 451,000 $ 225,500 $ 115,000
Litchfield, Connecticut 2 $ 407,000 $ 203,500 $ 60,000
DeSoto, Florida 2 $ 174,000 $ 87,000 $ 13,000
Escambia, Florida 2 $ 263,000 $ 131,500 $ 54,000
Hernando, Florida 2 $ 601,000 $ 300,500 $ 117,000
Indian River, Florida 2 $ 467,000 $ 233,500 $ 248,000
Martin, Florida 2 $ 448,000 $ 224,000 $ 75,000
Sarasota, Florida 2 $ 450,000 $ 225,000 $ 37,000
Walton, Florida 2 $ 604,000 $ 302,000 $ 68,000
Chatham, Georgia 2 $ 405,000 $ 202,500 $ 121,000
Douglas, Georgia 2 $ 272,000 $ 136,000 $ 52,000
Muscogee, Georgia 2 $ 433,000 $ 216,500 $ 123,000
Rockdale, Georgia 2 $ 615,000 $ 307,500 $ 111,000
Walker, Georgia 2 $ 171,000 $ 85,500 $ 50,000
Kauai, Hawaii 2 $ 453,000 $ 226,500 $ 64,000
Blaine, Idaho 2 $ 524,000 $ 262,000 $ 167,000
Kane, Illinois 2 $ 439,000 $ 219,500 $ 119,000
Ellis, Kansas 2 $ 223,000 $ 111,500 $ 54,000
Franklin, Kansas 2 $ 306,000 $ 153,000 $ 33,000
Ouachita, Louisiana 2 $ 667,000 $ 333,500 $ 232,000
St. Tammany, Louisiana 2 $ 260,000 $ 130,000 $ 118,000
Androscoggin, Maine 2 $ 302,000 $ 151,000 $ 125,000
Carroll, Maryland 2 $ 534,000 $ 267,000 $ 58,000
Washington, Maryland 2 $ 418,000 $ 209,000 $ 80,000
Bristol, Massachusetts 2 $ 293,000 $ 146,500 $ 52,000
Dukes, Massachusetts 2 $ 451,000 $ 225,500 $ 55,000
Allegan, Michigan 2 $ 211,000 $ 105,500 $ 62,000
Benzie, Michigan 2 $ 1,072,000 $ 536,000 $ 125,000
Ingham, Michigan 2 $ 368,000 $ 184,000 $ 112,000
Kent, Michigan 2 $ 394,000 $ 197,000 $ 95,000
Monroe, Michigan 2 $ 428,000 $ 214,000 $ 102,000
Van Buren, Michigan 2 $ 140,000 $ 70,000 $ 33,000
Isanti, Minnesota 2 $ 274,000 $ 137,000 $ 62,000
Nicollet, Minnesota 2 $ 311,000 $ 155,500 $ 47,000
Scott, Minnesota 2 $ 435,000 $ 217,500 $ 122,000
Wright, Minnesota 2 $ 458,000 $ 229,000 $ 103,000
Harrison, Mississippi 2 $ 274,000 $ 137,000 $ 81,000
Jackson, Missouri 2 $ 648,000 $ 324,000 $ 117,000
Jefferson, Missouri 2 $ 432,000 $ 216,000 $ 64,000
St. Charles, Missouri 2 $ 245,000 $ 122,500 $ 121,000
Flathead, Montana 2 $ 497,000 $ 248,500 $ 73,000
Gallatin, Montana 2 $ 521,000 $ 260,500 $ 41,000
Madison, Montana 2 $ 336,000 $ 168,000 $ 89,000
Carson City, Nevada 2 $ 564,000 $ 282,000 $ 95,000
Douglas, Nevada 2 $ 3,717,000 $ 1,858,500 $ 658,000
Carroll, New Hampshire 2 $ 400,000 $ 200,000 $ 100,000
Coos, New Hampshire 2 $ 130,000 $ 65,000 $ 73,000
Curry, New Mexico 2 $ 413,000 $ 206,500 $ 66,000
Dona Ana, New Mexico 2 $ 291,000 $ 145,500 $ 83,000
Santa Fe, New Mexico 2 $ 497,000 $ 248,500 $ 135,000
Monroe, New York 2 $ 291,000 $ 145,500 $ 98,000
Oswego, New York 2 $ 256,000 $ 128,000 $ 126,000
Saratoga, New York 2 $ 488,000 $ 244,000 $ 104,000
Warren, New York 2 $ 410,000 $ 205,000 $ 115,000
Washington, New York 2 $ 160,000 $ 80,000 $ 33,000
Gaston, North Carolina 2 $ 472,000 $ 236,000 $ 140,000
Lincoln, North Carolina 2 $ 504,000 $ 252,000 $ 63,000
Rutherford, North Carolina 2 $ 308,000 $ 154,000 $ 115,000
Union, North Carolina 2 $ 233,000 $ 116,500 $ 31,000
Clermont, Ohio 2 $ 320,000 $ 160,000 $ 74,000
Cuyahoga, Ohio 2 $ 613,000 $ 306,500 $ 194,000
Hamilton, Ohio 2 $ 100,000 $ 50,000 $ 0
Stark, Ohio 2 $ 267,000 $ 133,500 $ 54,000
Warren, Ohio 2 $ 413,000 $ 206,500 $ 85,000
Cleveland, Oklahoma 2 $ 221,000 $ 110,500 $ 126,000
Tulsa, Oklahoma 2 $ 361,000 $ 180,500 $ 78,000
Coos, Oregon 2 $ 218,000 $ 109,000 $ 63,000
Blair, Pennsylvania 2 $ 227,000 $ 113,500 $ 39,000
Lackawanna, Pennsylvania 2 $ 175,000 $ 87,500 $ 46,000
Lawrence, Pennsylvania 2 $ 306,000 $ 153,000 $ 100,000
Lehigh, Pennsylvania 2 $ 628,000 $ 314,000 $ 114,000
Luzerne, Pennsylvania 2 $ 491,000 $ 245,500 $ 173,000
Monroe, Pennsylvania 2 $ 266,000 $ 133,000 $ 67,000
Wayne, Pennsylvania 2 $ 289,000 $ 144,500 $ 128,000
Charleston, South Carolina 2 $ 463,000 $ 231,500 $ 74,000
Dorchester, South Carolina 2 $ 387,000 $ 193,500 $ 89,000
York, South Carolina 2 $ 533,000 $ 266,500 $ 129,000
Anderson, Tennessee 2 $ 235,000 $ 117,500 $ 47,000
Bastrop, Texas 2 $ 307,000 $ 153,500 $ 84,000
Burnet, Texas 2 $ 245,000 $ 122,500 $ 68,000
Fort Bend, Texas 2 $ 452,000 $ 226,000 $ 97,000
Galveston, Texas 2 $ 346,000 $ 173,000 $ 99,000
Grayson, Texas 2 $ 213,000 $ 106,500 $ 76,000
McLennan, Texas 2 $ 255,000 $ 127,500 $ 125,000
Salt Lake, Utah 2 $ 468,000 $ 234,000 $ 53,000
Alexandria, Virginia 2 $ 708,000 $ 354,000 $ 100,000
Chesapeake, Virginia 2 $ 450,000 $ 225,000 $ 114,000
Culpeper, Virginia 2 $ 403,000 $ 201,500 $ 88,000
Frederick, Virginia 2 $ 531,000 $ 265,500 $ 104,000
Henrico, Virginia 2 $ 338,000 $ 169,000 $ 59,000
Mathews, Virginia 2 $ 817,000 $ 408,500 $ 135,000
Portsmouth, Virginia 2 $ 290,000 $ 145,000 $ 100,000
Cowlitz, Washington 2 $ 434,000 $ 217,000 $ 102,000
Douglas, Washington 2 $ 457,000 $ 228,500 $ 120,000
Kittitas, Washington 2 $ 470,000 $ 235,000 $ 114,000
Skagit, Washington 2 $ 607,000 $ 303,500 $ 122,000
St. Croix, Wisconsin 2 $ 362,000 $ 181,000 $ 50,000
Albany, Wyoming 2 $ 383,000 $ 191,500 $ 81,000
Baldwin, Alabama 1 $ 201,000 $ 201,000 $ 285,000
Barbour, Alabama 1 $ 336,000 $ 336,000 $ 56,000
Colbert, Alabama 1 $ 349,000 $ 349,000 $ 213,000
DeKalb, Alabama 1 $ 146,000 $ 146,000 $ 43,000
Lee, Alabama 1 $ 77,000 $ 77,000 $ 55,000
Madison, Alabama 1 $ 696,000 $ 696,000 $ 199,000
Mobile, Alabama 1 $ 342,000 $ 342,000 $ 89,000
Shelby, Alabama 1 $ 276,000 $ 276,000 $ 105,000
Tallapoosa, Alabama 1 $ 294,000 $ 294,000 $ 245,000
Winston, Alabama 1 $ 100,000 $ 100,000 $ 100,000
Fairbanks North Star, Alaska 1 $ 450,000 $ 450,000 $ 771,000
Kenai Peninsula, Alaska 1 $ 120,000 $ 120,000 $ 110,000
Matanuska-Susitna, Alaska 1 $ 120,000 $ 120,000 $ 119,000
Southeast Fairbanks, Alaska 1 $ 170,000 $ 170,000 $ 96,000
Apache, Arizona 1 $ 182,000 $ 182,000 $ 72,000
Gila, Arizona 1 $ 306,000 $ 306,000 $ 93,000
Baxter, Arkansas 1 $ 125,000 $ 125,000 $ 40,000
Benton, Arkansas 1 $ 328,000 $ 328,000 $ 61,000
Faulkner, Arkansas 1 $ 120,000 $ 120,000 $ 40,000
Polk, Arkansas 1 $ 180,000 $ 180,000 $ 98,000
Calaveras, California 1 $ 164,000 $ 164,000 $ 199,000
Colusa, California 1 $ 417,000 $ 417,000 $ 185,000
Inyo, California 1 $ 147,000 $ 147,000 $ 76,000
Lassen, California 1 $ 124,000 $ 124,000 $ 114,000
Plumas, California 1 $ 137,000 $ 137,000 $ 60,000
Siskiyou, California 1 $ 50,000 $ 50,000 $ 0
Tehama, California 1 $ 340,000 $ 340,000 $ 98,000
Elbert, Colorado 1 $ 240,000 $ 240,000 $ 110,000
Grand, Colorado 1 $ 394,000 $ 394,000 $ 283,000
Montezuma, Colorado 1 $ 105,000 $ 105,000 $ 19,000
Park, Colorado 1 $ 193,000 $ 193,000 $ 133,000
Pueblo, Colorado 1 $ 113,000 $ 113,000 $ 16,000
Summit, Colorado 1 $ 62,000 $ 62,000 $ 143,000
Teller, Colorado 1 $ 186,000 $ 186,000 $ 103,000
New London, Connecticut 1 $ 191,000 $ 191,000 $ 154,000
Windham, Connecticut 1 $ 130,000 $ 130,000 $ 55,000
Brevard, Florida 1 $ 167,000 $ 167,000 $ 87,000
Flagler, Florida 1 $ 212,000 $ 212,000 $ 148,000
Franklin, Florida 1 $ 277,000 $ 277,000 $ 100,000
Gadsden, Florida 1 $ 50,000 $ 50,000 $ 0
Gulf, Florida 1 $ 260,000 $ 260,000 $ 90,000
Leon, Florida 1 $ 414,000 $ 414,000 $ 91,000
Polk, Florida 1 $ 223,000 $ 223,000 $ 68,000
Santa Rosa, Florida 1 $ 137,000 $ 137,000 $ 207,000
Seminole, Florida 1 $ 136,000 $ 136,000 $ 93,000
St. Lucie, Florida 1 $ 226,000 $ 226,000 $ 95,000
Sumter, Florida 1 $ 260,000 $ 260,000 $ 236,000
Wakulla, Florida 1 $ 151,000 $ 151,000 $ 65,000
Bartow, Georgia 1 $ 140,000 $ 140,000 $ 114,000
Camden, Georgia 1 $ 100,000 $ 100,000 $ 58,000
Carroll, Georgia 1 $ 101,000 $ 101,000 $ 34,000
Charlton, Georgia 1 $ 221,000 $ 221,000 $ 90,000
Dawson, Georgia 1 $ 112,000 $ 112,000 $ 133,000
Dougherty, Georgia 1 $ 174,000 $ 174,000 $ 36,000
Effingham, Georgia 1 $ 171,000 $ 171,000 $ 63,000
Floyd, Georgia 1 $ 110,000 $ 110,000 $ 78,000
Harris, Georgia 1 $ 168,000 $ 168,000 $ 60,000
Houston, Georgia 1 $ 396,000 $ 396,000 $ 446,000
Lowndes, Georgia 1 $ 416,000 $ 416,000 $ 149,000
Polk, Georgia 1 $ 154,000 $ 154,000 $ 81,000
Rabun, Georgia 1 $ 132,000 $ 132,000 $ 61,000
Richmond, Georgia 1 $ 94,000 $ 94,000 $ 34,000
Union, Georgia 1 $ 70,000 $ 70,000 $ 17,000
Walton, Georgia 1 $ 240,000 $ 240,000 $ 98,000
Bingham, Idaho 1 $ 109,000 $ 109,000 $ 23,000
Kootenai, Idaho 1 $ 398,000 $ 398,000 $ 152,000
Latah, Idaho 1 $ 233,000 $ 233,000 $ 72,000
DeKalb, Illinois 1 $ 293,000 $ 293,000 $ 149,000
Iroquois, Illinois 1 $ 140,000 $ 140,000 $ 93,000
Jackson, Illinois 1 $ 69,000 $ 69,000 $ 146,000
St. Clair, Illinois 1 $ 101,000 $ 101,000 $ 58,000
Williamson, Illinois 1 $ 130,000 $ 130,000 $ 146,000
Allen, Indiana 1 $ 36,000 $ 36,000 $ 23,000
Brown, Indiana 1 $ 396,000 $ 396,000 $ 121,000
Clark, Indiana 1 $ 50,000 $ 50,000 $ 0
Hancock, Indiana 1 $ 196,000 $ 196,000 $ 103,000
Hendricks, Indiana 1 $ 120,000 $ 120,000 $ 57,000
Jackson, Indiana 1 $ 200,000 $ 200,000 $ 97,000
Marion, Indiana 1 $ 397,000 $ 397,000 $ 207,000
Monroe, Indiana 1 $ 136,000 $ 136,000 $ 67,000
Morgan, Indiana 1 $ 135,000 $ 135,000 $ 165,000
Newton, Indiana 1 $ 48,000 $ 48,000 $ 20,000
Vanderburgh, Indiana 1 $ 27,000 $ 27,000 $ 44,000
Wabash, Indiana 1 $ 147,000 $ 147,000 $ 52,000
White, Indiana 1 $ 117,000 $ 117,000 $ 110,000
Dallas, Iowa 1 $ 87,000 $ 87,000 $ 65,000
Iowa, Iowa 1 $ 70,000 $ 70,000 $ 22,000
Linn, Iowa 1 $ 108,000 $ 108,000 $ 49,000
Pottawattamie, Iowa 1 $ 80,000 $ 80,000 $ 48,000
Warren, Iowa 1 $ 88,000 $ 88,000 $ 31,000
Washington, Iowa 1 $ 136,000 $ 136,000 $ 78,000
Leavenworth, Kansas 1 $ 126,000 $ 126,000 $ 40,000
Sedgwick, Kansas 1 $ 247,000 $ 247,000 $ 88,000
Wabaunsee, Kansas 1 $ 101,000 $ 101,000 $ 90,000
Wyandotte, Kansas 1 $ 57,000 $ 57,000 $ 80,000
Ballard, Kentucky 1 $ 286,000 $ 286,000 $ 69,000
Boone, Kentucky 1 $ 113,000 $ 113,000 $ 128,000
Bullitt, Kentucky 1 $ 128,000 $ 128,000 $ 99,000
Carter, Kentucky 1 $ 86,000 $ 86,000 $ 33,000
Fayette, Kentucky 1 $ 122,000 $ 122,000 $ 27,000
Robertson, Kentucky 1 $ 40,000 $ 40,000 $ 14,000
Ascension, Louisiana 1 $ 139,000 $ 139,000 $ 132,000
Bossier, Louisiana 1 $ 128,000 $ 128,000 $ 86,000
Calcasieu, Louisiana 1 $ 68,000 $ 68,000 $ 62,000
East Baton Rouge, Louisiana 1 $ 224,000 $ 224,000 $ 103,000
Iberia, Louisiana 1 $ 192,000 $ 192,000 $ 96,000
Lafayette, Louisiana 1 $ 248,000 $ 248,000 $ 219,000
Plaquemines, Louisiana 1 $ 268,000 $ 268,000 $ 180,000
Sabine, Louisiana 1 $ 121,000 $ 121,000 $ 54,000
Tangipahoa, Louisiana 1 $ 167,000 $ 167,000 $ 81,000
Cumberland, Maine 1 $ 163,000 $ 163,000 $ 46,000
Sagadahoc, Maine 1 $ 82,000 $ 82,000 $ 64,000
Somerset, Maine 1 $ 168,000 $ 168,000 $ 70,000
Caroline, Maryland 1 $ 209,000 $ 209,000 $ 36,000
Harford, Maryland 1 $ 412,000 $ 412,000 $ 150,000
Wicomico, Maryland 1 $ 137,000 $ 137,000 $ 62,000
Worcester, Maryland 1 $ 299,000 $ 299,000 $ 65,000
Franklin, Massachusetts 1 $ 196,000 $ 196,000 $ 88,000
Hampshire, Massachusetts 1 $ 111,000 $ 111,000 $ 60,000
Antrim, Michigan 1 $ 144,000 $ 144,000 $ 27,000
Cass, Michigan 1 $ 81,000 $ 81,000 $ 70,000
Charlevoix, Michigan 1 $ 134,000 $ 134,000 $ 56,000
Genesee, Michigan 1 $ 249,000 $ 249,000 $ 79,000
Hillsdale, Michigan 1 $ 160,000 $ 160,000 $ 120,000
Iosco, Michigan 1 $ 126,000 $ 126,000 $ 90,000
Jackson, Michigan 1 $ 121,000 $ 121,000 $ 100,000
Kalamazoo, Michigan 1 $ 93,000 $ 93,000 $ 71,000
Lapeer, Michigan 1 $ 57,000 $ 57,000 $ 68,000
Lenawee, Michigan 1 $ 233,000 $ 233,000 $ 117,000
Montcalm, Michigan 1 $ 137,000 $ 137,000 $ 111,000
Newaygo, Michigan 1 $ 50,000 $ 50,000 $ 0
Ottawa, Michigan 1 $ 141,000 $ 141,000 $ 88,000
Roscommon, Michigan 1 $ 100,000 $ 100,000 $ 58,000
Saginaw, Michigan 1 $ 161,000 $ 161,000 $ 125,000
Carver, Minnesota 1 $ 170,000 $ 170,000 $ 53,000
Douglas, Minnesota 1 $ 324,000 $ 324,000 $ 180,000
Freeborn, Minnesota 1 $ 215,000 $ 215,000 $ 59,000
Goodhue, Minnesota 1 $ 168,000 $ 168,000 $ 86,000
Lyon, Minnesota 1 $ 182,000 $ 182,000 $ 46,000
Murray, Minnesota 1 $ 311,000 $ 311,000 $ 83,000
Olmsted, Minnesota 1 $ 128,000 $ 128,000 $ 66,000
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Mortgage Loan Application Detail Totals for Cit Bank, National Association in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,300 $1,393,291,000 $324,000 $9,500,000 $136,000 $4,442,000
Home Purchase 119 $70,167,000 $589,000 $8,400,000 $289,000 $3,384,000
Home Improvement 88 $22,518,000 $255,000 $1,550,000 $114,000 $786,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,421 $881,388,000 $364,000 $9,500,000 $157,000 $3,384,000
Not Provided 1,382 $386,475,000 $279,000 $2,400,000 $127,000 $2,584,000
Hispanic 292 $78,706,000 $269,000 $1,800,000 $98,000 $823,000
Asian 209 $73,773,000 $352,000 $1,936,000 $133,000 $816,000
Black or African American 120 $31,559,000 $262,000 $2,900,000 $134,000 $4,442,000
Not applicable 69 $29,629,000 $429,000 $6,470,000 $0 $0
Native Hawaiian or Other Pacific Islander 13 $4,073,000 $313,000 $464,000 $140,000 $564,000
American Indian or Alaskan Native 1 $373,000 $373,000 $373,000 $398,000 $398,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,449 $1,482,559,000 $333,000 $9,500,000 $141,000 $4,442,000
FHA-insured (Federal Housing Administration) 58 $3,417,000 $58,000 $567,000 $1,000 $112,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,563 $868,839,000 $338,000 $9,000,000 $148,000 $4,442,000
Application Denied By Financial Institution 1,708 $542,496,000 $317,000 $8,400,000 $129,000 $3,055,000
Application Withdrawn By Applicant 125 $50,062,000 $400,000 $9,500,000 $157,000 $2,442,000
Loan Purchased By The Institution 57 $2,850,000 $50,000 $50,000 $0 $0
Application Approved But Not Accepted 54 $21,729,000 $402,000 $1,899,000 $171,000 $877,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 926 $279,423,000 $301,000 $4,120,000 $127,000 $2,584,000
Debt-To-Income Ratio 300 $95,388,000 $317,000 $4,900,000 $107,000 $1,127,000
Credit Application Incomplete 246 $80,207,000 $326,000 $5,000,000 $159,000 $2,239,000
Unverifiable Information 78 $26,347,000 $337,000 $3,457,000 $124,000 $1,456,000
Credit History 68 $33,012,000 $485,000 $8,400,000 $176,000 $3,055,000
Other 47 $17,459,000 $371,000 $3,600,000 $136,000 $748,000
Insufficient Cash (Downpayment, Closing Cost) 29 $8,007,000 $276,000 $1,180,000 $101,000 $308,000
Employment History 11 $2,077,000 $188,000 $325,000 $65,000 $145,000
Mortgage Insurance Denied 2 $396,000 $198,000 $260,000 $113,000 $146,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Cit Bank, National Association's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Cit Bank, National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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