Cit Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Cit Bank, National Association 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cit Bank, National Association 75 N. Fair Oaks Ave. Pasadena, CA 91103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,480 |
| Total Mortgage Loan Application Amount | $3,483,300,000 |
| Average Mortgage Loan Application Amount | $858,800 |
| Highest Mortgage Loan Application Amount | $44,205,000 |
| Average Applicant Income | $218,800 |
| Highest Applicant Income | $7,130,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Cit Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cit Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Cit Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cit Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Cit Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cit Bank, National Association's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 1,187 | $ 1,262,595,000 | $ 1,063,000 | $ 290,000 |
| Orange County California | 295 | $ 290,915,000 | $ 986,000 | $ 317,000 |
| San Diego County California | 221 | $ 226,705,000 | $ 1,025,000 | $ 306,000 |
| Ventura County California | 98 | $ 88,580,000 | $ 903,000 | $ 267,000 |
| Riverside County California | 94 | $ 101,890,000 | $ 1,083,000 | $ 219,000 |
| San Bernardino County California | 89 | $ 48,105,000 | $ 540,000 | $ 172,000 |
| Maricopa County Arizona | 84 | $ 76,370,000 | $ 909,000 | $ 366,000 |
| King County Washington | 82 | $ 131,340,000 | $ 1,601,000 | $ 282,000 |
| Santa Barbara County California | 79 | $ 91,125,000 | $ 1,153,000 | $ 358,000 |
| Santa Clara County California | 63 | $ 76,975,000 | $ 1,221,000 | $ 315,000 |
| Clark County Nevada | 52 | $ 30,910,000 | $ 594,000 | $ 201,000 |
| Contra Costa County California | 50 | $ 63,060,000 | $ 1,261,000 | $ 328,000 |
| Alameda County California | 46 | $ 53,640,000 | $ 1,166,000 | $ 259,000 |
| San Francisco County California | 42 | $ 52,790,000 | $ 1,256,000 | $ 321,000 |
| Marin County California | 38 | $ 48,370,000 | $ 1,272,000 | $ 370,000 |
| Middlesex County Massachusetts | 31 | $ 30,835,000 | $ 994,000 | $ 269,000 |
| San Mateo County California | 30 | $ 33,910,000 | $ 1,130,000 | $ 275,000 |
| Denver County Colorado | 28 | $ 22,790,000 | $ 813,000 | $ 279,000 |
| Placer County California | 27 | $ 22,485,000 | $ 832,000 | $ 310,000 |
| Harris County Texas | 20 | $ 14,540,000 | $ 727,000 | $ 290,000 |
| Dallas County Texas | 19 | $ 13,415,000 | $ 706,000 | $ 317,000 |
| Tarrant County Texas | 19 | $ 14,375,000 | $ 756,000 | $ 324,000 |
| Washoe County Nevada | 18 | $ 10,350,000 | $ 575,000 | $ 160,000 |
| Wake County North Carolina | 18 | $ 13,010,000 | $ 722,000 | $ 338,000 |
| Monterey County California | 17 | $ 17,975,000 | $ 1,057,000 | $ 254,000 |
| Multnomah County Oregon | 17 | $ 15,085,000 | $ 887,000 | $ 442,000 |
| Fairfax County Virginia | 17 | $ 16,465,000 | $ 968,000 | $ 266,000 |
| Sacramento County California | 16 | $ 21,080,000 | $ 1,317,000 | $ 322,000 |
| Arapahoe County Colorado | 14 | $ 10,730,000 | $ 766,000 | $ 279,000 |
| Clackamas County Oregon | 14 | $ 11,790,000 | $ 842,000 | $ 256,000 |
| Montgomery County Maryland | 13 | $ 13,345,000 | $ 1,026,000 | $ 321,000 |
| Collin County Texas | 13 | $ 8,725,000 | $ 671,000 | $ 250,000 |
| Fresno County California | 12 | $ 7,900,000 | $ 658,000 | $ 390,000 |
| Miami-Dade County Florida | 12 | $ 7,600,000 | $ 633,000 | $ 291,000 |
| Honolulu County Hawaii | 12 | $ 12,780,000 | $ 1,065,000 | $ 282,000 |
| El Dorado County California | 11 | $ 11,585,000 | $ 1,053,000 | $ 373,000 |
| Douglas County Colorado | 11 | $ 8,235,000 | $ 748,000 | $ 258,000 |
| Jefferson County Colorado | 11 | $ 8,045,000 | $ 731,000 | $ 171,000 |
| Fulton County Georgia | 11 | $ 7,965,000 | $ 724,000 | $ 366,000 |
| Mecklenburg County North Carolina | 11 | $ 8,705,000 | $ 791,000 | $ 258,000 |
| Fort Bend County Texas | 11 | $ 6,425,000 | $ 584,000 | $ 213,000 |
| Travis County Texas | 11 | $ 8,115,000 | $ 737,000 | $ 279,000 |
| Howard County Maryland | 10 | $ 6,960,000 | $ 696,000 | $ 254,000 |
| San Luis Obispo County California | 9 | $ 8,495,000 | $ 943,000 | $ 405,000 |
| Denton County Texas | 9 | $ 9,245,000 | $ 1,027,000 | $ 560,000 |
| Santa Cruz County California | 8 | $ 7,860,000 | $ 982,000 | $ 370,000 |
| Fairfield County Connecticut | 8 | $ 7,610,000 | $ 951,000 | $ 289,000 |
| Palm Beach County Florida | 8 | $ 7,060,000 | $ 882,000 | $ 322,000 |
| Cook County Illinois | 8 | $ 5,530,000 | $ 691,000 | $ 365,000 |
| Anne Arundel County Maryland | 8 | $ 5,560,000 | $ 695,000 | $ 275,000 |
| Pierce County Washington | 8 | $ 6,910,000 | $ 863,000 | $ 321,000 |
| Snohomish County Washington | 8 | $ 7,000,000 | $ 875,000 | $ 232,000 |
| Boulder County Colorado | 7 | $ 7,415,000 | $ 1,059,000 | $ 310,000 |
| Norfolk County Massachusetts | 7 | $ 7,035,000 | $ 1,005,000 | $ 243,000 |
| Williamson County Tennessee | 7 | $ 4,955,000 | $ 707,000 | $ 258,000 |
| Nevada County California | 6 | $ 5,100,000 | $ 850,000 | $ 319,000 |
| Solano County California | 6 | $ 4,530,000 | $ 755,000 | $ 229,000 |
| Sonoma County California | 6 | $ 5,890,000 | $ 981,000 | $ 434,000 |
| Broward County Florida | 6 | $ 3,180,000 | $ 530,000 | $ 231,000 |
| DeKalb County Georgia | 6 | $ 5,170,000 | $ 861,000 | $ 274,000 |
| Hennepin County Minnesota | 6 | $ 4,500,000 | $ 750,000 | $ 377,000 |
| Santa Fe County New Mexico | 6 | $ 4,470,000 | $ 745,000 | $ 208,000 |
| Salt Lake County Utah | 6 | $ 5,110,000 | $ 851,000 | $ 263,000 |
| Loudoun County Virginia | 6 | $ 4,350,000 | $ 725,000 | $ 186,000 |
| Prince William County Virginia | 6 | $ 3,800,000 | $ 633,000 | $ 240,000 |
| Clark County Washington | 6 | $ 5,130,000 | $ 855,000 | $ 300,000 |
| San Joaquin County California | 5 | $ 3,845,000 | $ 769,000 | $ 266,000 |
| Yolo County California | 5 | $ 4,205,000 | $ 841,000 | $ 331,000 |
| District of Columbia County District Of Columbia | 5 | $ 2,645,000 | $ 529,000 | $ 226,000 |
| Cobb County Georgia | 5 | $ 3,105,000 | $ 621,000 | $ 308,000 |
| Prince George's County Maryland | 5 | $ 1,575,000 | $ 315,000 | $ 113,000 |
| St. Louis County Missouri | 5 | $ 6,405,000 | $ 1,281,000 | $ 807,000 |
| Kings County New York | 5 | $ 2,535,000 | $ 507,000 | $ 220,000 |
| Davidson County Tennessee | 5 | $ 2,965,000 | $ 593,000 | $ 274,000 |
| Bexar County Texas | 5 | $ 2,825,000 | $ 565,000 | $ 326,000 |
| Utah County Utah | 5 | $ 3,715,000 | $ 743,000 | $ 177,000 |
| Pima County Arizona | 4 | $ 1,490,000 | $ 372,000 | $ 135,000 |
| Hillsborough County Florida | 4 | $ 44,940,000 | $ 11,235,000 | $ 194,000 |
| Lee County Florida | 4 | $ 3,360,000 | $ 840,000 | $ 344,000 |
| Lake County Illinois | 4 | $ 2,300,000 | $ 575,000 | $ 237,000 |
| Barnstable County Massachusetts | 4 | $ 6,060,000 | $ 1,515,000 | $ 449,000 |
| Suffolk County Massachusetts | 4 | $ 2,630,000 | $ 657,000 | $ 248,000 |
| Douglas County Nebraska | 4 | $ 800,000 | $ 200,000 | $ 122,000 |
| Morris County New Jersey | 4 | $ 2,930,000 | $ 732,000 | $ 279,000 |
| Durham County North Carolina | 4 | $ 3,610,000 | $ 902,000 | $ 232,000 |
| Deschutes County Oregon | 4 | $ 4,080,000 | $ 1,020,000 | $ 400,000 |
| Arlington County Virginia | 4 | $ 3,670,000 | $ 917,000 | $ 320,000 |
| Island County Washington | 4 | $ 3,320,000 | $ 830,000 | $ 210,000 |
| Mendocino County California | 3 | $ 2,165,000 | $ 721,000 | $ 202,000 |
| Napa County California | 3 | $ 3,355,000 | $ 1,118,000 | $ 186,000 |
| Stanislaus County California | 3 | $ 1,685,000 | $ 561,000 | $ 288,000 |
| Weld County Colorado | 3 | $ 3,005,000 | $ 1,001,000 | $ 466,000 |
| Collier County Florida | 3 | $ 1,875,000 | $ 625,000 | $ 322,000 |
| Pinellas County Florida | 3 | $ 1,895,000 | $ 631,000 | $ 238,000 |
| Sarasota County Florida | 3 | $ 2,605,000 | $ 868,000 | $ 84,000 |
| Forsyth County Georgia | 3 | $ 2,525,000 | $ 841,000 | $ 276,000 |
| Polk County Iowa | 3 | $ 2,255,000 | $ 751,000 | $ 382,000 |
| Carver County Minnesota | 3 | $ 3,375,000 | $ 1,125,000 | $ 379,000 |
| Lancaster County Nebraska | 3 | $ 455,000 | $ 151,000 | $ 73,000 |
| Douglas County Nevada | 3 | $ 3,525,000 | $ 1,175,000 | $ 420,000 |
| Nassau County New York | 3 | $ 1,915,000 | $ 638,000 | $ 264,000 |
| Queens County New York | 3 | $ 2,035,000 | $ 678,000 | $ 121,000 |
| Buncombe County North Carolina | 3 | $ 1,855,000 | $ 618,000 | $ 243,000 |
| Union County North Carolina | 3 | $ 2,255,000 | $ 751,000 | $ 318,000 |
| Shelby County Tennessee | 3 | $ 1,945,000 | $ 648,000 | $ 339,000 |
| Sumner County Tennessee | 3 | $ 1,415,000 | $ 471,000 | $ 300,000 |
| Williamson County Texas | 3 | $ 1,735,000 | $ 578,000 | $ 243,000 |
| Roanoke City County Virginia | 3 | $ 805,000 | $ 268,000 | $ 93,000 |
| Kitsap County Washington | 3 | $ 2,735,000 | $ 911,000 | $ 254,000 |
| Kittitas County Washington | 3 | $ 2,775,000 | $ 925,000 | $ 513,000 |
| San Juan County Washington | 3 | $ 2,595,000 | $ 865,000 | $ 203,000 |
| Yavapai County Arizona | 2 | $ 1,600,000 | $ 800,000 | $ 264,000 |
| Kern County California | 2 | $ 1,320,000 | $ 660,000 | $ 721,000 |
| Shasta County California | 2 | $ 1,040,000 | $ 520,000 | $ 237,000 |
| Adams County Colorado | 2 | $ 330,000 | $ 165,000 | $ 37,000 |
| Eagle County Colorado | 2 | $ 2,280,000 | $ 1,140,000 | $ 427,000 |
| El Paso County Colorado | 2 | $ 1,470,000 | $ 735,000 | $ 429,000 |
| Martin County Florida | 2 | $ 1,360,000 | $ 680,000 | $ 184,000 |
| Orange County Florida | 2 | $ 1,620,000 | $ 810,000 | $ 297,000 |
| St. Johns County Florida | 2 | $ 1,420,000 | $ 710,000 | $ 216,000 |
| Fayette County Georgia | 2 | $ 930,000 | $ 465,000 | $ 173,000 |
| Gwinnett County Georgia | 2 | $ 1,530,000 | $ 765,000 | $ 270,000 |
| Ada County Idaho | 2 | $ 1,250,000 | $ 625,000 | $ 194,000 |
| Jefferson County Louisiana | 2 | $ 2,710,000 | $ 1,355,000 | $ 567,000 |
| Orleans County Louisiana | 2 | $ 2,680,000 | $ 1,340,000 | $ 451,000 |
| Baltimore City County Maryland | 2 | $ 1,620,000 | $ 810,000 | $ 346,000 |
| Ottawa County Michigan | 2 | $ 1,730,000 | $ 865,000 | $ 351,000 |
| Washtenaw County Michigan | 2 | $ 660,000 | $ 330,000 | $ 150,000 |
| Monmouth County New Jersey | 2 | $ 1,370,000 | $ 685,000 | $ 433,000 |
| Gaston County North Carolina | 2 | $ 1,190,000 | $ 595,000 | $ 249,000 |
| Hamilton County Ohio | 2 | $ 1,270,000 | $ 635,000 | $ 405,000 |
| Tulsa County Oklahoma | 2 | $ 1,830,000 | $ 915,000 | $ 234,000 |
| Polk County Oregon | 2 | $ 1,000,000 | $ 500,000 | $ 178,000 |
| Washington County Oregon | 2 | $ 1,670,000 | $ 835,000 | $ 363,000 |
| Montgomery County Pennsylvania | 2 | $ 1,300,000 | $ 650,000 | $ 317,000 |
| Charleston County South Carolina | 2 | $ 700,000 | $ 350,000 | $ 96,000 |
| Knox County Tennessee | 2 | $ 850,000 | $ 425,000 | $ 201,000 |
| Davis County Utah | 2 | $ 1,600,000 | $ 800,000 | $ 228,000 |
| Summit County Utah | 2 | $ 1,530,000 | $ 765,000 | $ 297,000 |
| Washington County Utah | 2 | $ 1,540,000 | $ 770,000 | $ 183,000 |
| Albemarle County Virginia | 2 | $ 650,000 | $ 325,000 | $ 186,000 |
| Richmond City County Virginia | 2 | $ 1,330,000 | $ 665,000 | $ 210,000 |
| Virginia Beach County Virginia | 2 | $ 1,400,000 | $ 700,000 | $ 458,000 |
| Jefferson County Alabama | 1 | $ 645,000 | $ 645,000 | $ 426,000 |
| Madison County Alabama | 1 | $ 485,000 | $ 485,000 | $ 313,000 |
| Walker County Alabama | 1 | $ 95,000 | $ 95,000 | $ 113,000 |
| Mohave County Arizona | 1 | $ 205,000 | $ 205,000 | $ 123,000 |
| Pinal County Arizona | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Butte County California | 1 | $ 665,000 | $ 665,000 | $ 175,000 |
| Calaveras County California | 1 | $ 775,000 | $ 775,000 | $ 525,000 |
| Glenn County California | 1 | $ 365,000 | $ 365,000 | $ 131,000 |
| Mariposa County California | 1 | $ 535,000 | $ 535,000 | $ 276,000 |
| Merced County California | 1 | $ 55,000 | $ 55,000 | $ 107,000 |
| Mono County California | 1 | $ 855,000 | $ 855,000 | $ 385,000 |
| Archuleta County Colorado | 1 | $ 555,000 | $ 555,000 | $ 204,000 |
| Broomfield County Colorado | 1 | $ 825,000 | $ 825,000 | $ 200,000 |
| Elbert County Colorado | 1 | $ 375,000 | $ 375,000 | $ 80,000 |
| Montezuma County Colorado | 1 | $ 595,000 | $ 595,000 | $ 297,000 |
| Montrose County Colorado | 1 | $ 965,000 | $ 965,000 | $ 29,000 |
| Ouray County Colorado | 1 | $ 955,000 | $ 955,000 | $ 29,000 |
| Routt County Colorado | 1 | $ 1,805,000 | $ 1,805,000 | $ 439,000 |
| Summit County Colorado | 1 | $ 1,455,000 | $ 1,455,000 | $ 256,000 |
| Middlesex County Connecticut | 1 | $ 1,225,000 | $ 1,225,000 | $ 0 |
| New Haven County Connecticut | 1 | $ 545,000 | $ 545,000 | $ 1,543,000 |
| Escambia County Florida | 1 | $ 545,000 | $ 545,000 | $ 688,000 |
| Indian River County Florida | 1 | $ 535,000 | $ 535,000 | $ 165,000 |
| Pasco County Florida | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
| Fannin County Georgia | 1 | $ 785,000 | $ 785,000 | $ 295,000 |
| Glynn County Georgia | 1 | $ 155,000 | $ 155,000 | $ 193,000 |
| Muscogee County Georgia | 1 | $ 575,000 | $ 575,000 | $ 240,000 |
| Putnam County Georgia | 1 | $ 555,000 | $ 555,000 | $ 374,000 |
| Rockdale County Georgia | 1 | $ 125,000 | $ 125,000 | $ 26,000 |
| DuPage County Illinois | 1 | $ 545,000 | $ 545,000 | $ 101,000 |
| Crawford County Indiana | 1 | $ 65,000 | $ 65,000 | $ 59,000 |
| Montgomery County Iowa | 1 | $ 225,000 | $ 225,000 | $ 69,000 |
| Pottawattamie County Iowa | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Douglas County Kansas | 1 | $ 145,000 | $ 145,000 | $ 118,000 |
| Sedgwick County Kansas | 1 | $ 305,000 | $ 305,000 | $ 148,000 |
| Kenton County Kentucky | 1 | $ 995,000 | $ 995,000 | $ 327,000 |
| Hancock County Maine | 1 | $ 295,000 | $ 295,000 | $ 327,000 |
| Baltimore County Maryland | 1 | $ 135,000 | $ 135,000 | $ 89,000 |
| Charles County Maryland | 1 | $ 525,000 | $ 525,000 | $ 285,000 |
| Bristol County Massachusetts | 1 | $ 645,000 | $ 645,000 | $ 214,000 |
| Essex County Massachusetts | 1 | $ 785,000 | $ 785,000 | $ 188,000 |
| Hampshire County Massachusetts | 1 | $ 22,105,000 | $ 22,105,000 | $ 0 |
| Nantucket County Massachusetts | 1 | $ 1,105,000 | $ 1,105,000 | $ 1,291,000 |
| Plymouth County Massachusetts | 1 | $ 915,000 | $ 915,000 | $ 210,000 |
| Worcester County Massachusetts | 1 | $ 1,045,000 | $ 1,045,000 | $ 400,000 |
| Muskegon County Michigan | 1 | $ 395,000 | $ 395,000 | $ 177,000 |
| Wayne County Michigan | 1 | $ 995,000 | $ 995,000 | $ 285,000 |
| Scott County Minnesota | 1 | $ 545,000 | $ 545,000 | $ 329,000 |
| Washington County Minnesota | 1 | $ 605,000 | $ 605,000 | $ 279,000 |
| DeSoto County Mississippi | 1 | $ 505,000 | $ 505,000 | $ 407,000 |
| Jackson County Missouri | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| St. Louis City County Missouri | 1 | $ 155,000 | $ 155,000 | $ 34,000 |
| Missoula County Montana | 1 | $ 265,000 | $ 265,000 | $ 161,000 |
| Ravalli County Montana | 1 | $ 525,000 | $ 525,000 | $ 239,000 |
| Dawson County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Kearney County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 113,000 |
| Washington County Nebraska | 1 | $ 505,000 | $ 505,000 | $ 414,000 |
| Hillsborough County New Hampshire | 1 | $ 605,000 | $ 605,000 | $ 150,000 |
| Essex County New Jersey | 1 | $ 1,145,000 | $ 1,145,000 | $ 436,000 |
| Hudson County New Jersey | 1 | $ 1,625,000 | $ 1,625,000 | $ 262,000 |
| Passaic County New Jersey | 1 | $ 455,000 | $ 455,000 | $ 225,000 |
| Somerset County New Jersey | 1 | $ 715,000 | $ 715,000 | $ 900,000 |
| Union County New Jersey | 1 | $ 735,000 | $ 735,000 | $ 379,000 |
| Bernalillo County New Mexico | 1 | $ 20,605,000 | $ 20,605,000 | $ 0 |
| Suffolk County New York | 1 | $ 365,000 | $ 365,000 | $ 72,000 |
| Westchester County New York | 1 | $ 925,000 | $ 925,000 | $ 314,000 |
| Brunswick County North Carolina | 1 | $ 705,000 | $ 705,000 | $ 262,000 |
| Carteret County North Carolina | 1 | $ 745,000 | $ 745,000 | $ 272,000 |
| Guilford County North Carolina | 1 | $ 665,000 | $ 665,000 | $ 379,000 |
| Iredell County North Carolina | 1 | $ 595,000 | $ 595,000 | $ 141,000 |
| Lincoln County North Carolina | 1 | $ 1,485,000 | $ 1,485,000 | $ 250,000 |
| McDowell County North Carolina | 1 | $ 675,000 | $ 675,000 | $ 295,000 |
| New Hanover County North Carolina | 1 | $ 585,000 | $ 585,000 | $ 180,000 |
| Orange County North Carolina | 1 | $ 755,000 | $ 755,000 | $ 180,000 |
| Watauga County North Carolina | 1 | $ 1,125,000 | $ 1,125,000 | $ 184,000 |
| Butler County Ohio | 1 | $ 705,000 | $ 705,000 | $ 291,000 |
| Delaware County Ohio | 1 | $ 1,205,000 | $ 1,205,000 | $ 223,000 |
| Geauga County Ohio | 1 | $ 1,165,000 | $ 1,165,000 | $ 280,000 |
| Lucas County Ohio | 1 | $ 235,000 | $ 235,000 | $ 71,000 |
| Lane County Oregon | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Tillamook County Oregon | 1 | $ 965,000 | $ 965,000 | $ 697,000 |
| Yamhill County Oregon | 1 | $ 1,065,000 | $ 1,065,000 | $ 250,000 |
| Beaver County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 139,000 |
| Bradford County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 87,000 |
| Crawford County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 146,000 |
| Delaware County Pennsylvania | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Pike County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 633,000 |
| Berkeley County South Carolina | 1 | $ 1,505,000 | $ 1,505,000 | $ 247,000 |
| Greenville County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 154,000 |
| Pickens County South Carolina | 1 | $ 505,000 | $ 505,000 | $ 194,000 |
| Richland County South Carolina | 1 | $ 605,000 | $ 605,000 | $ 247,000 |
| Franklin County Tennessee | 1 | $ 615,000 | $ 615,000 | $ 562,000 |
| Hamilton County Tennessee | 1 | $ 635,000 | $ 635,000 | $ 574,000 |
| Jackson County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 73,000 |
| Sequatchie County Tennessee | 1 | $ 585,000 | $ 585,000 | $ 145,000 |
| Comal County Texas | 1 | $ 645,000 | $ 645,000 | $ 262,000 |
| Hays County Texas | 1 | $ 295,000 | $ 295,000 | $ 108,000 |
| Hood County Texas | 1 | $ 595,000 | $ 595,000 | $ 178,000 |
| Kendall County Texas | 1 | $ 1,495,000 | $ 1,495,000 | $ 510,000 |
| Lubbock County Texas | 1 | $ 685,000 | $ 685,000 | $ 761,000 |
| Waller County Texas | 1 | $ 625,000 | $ 625,000 | $ 672,000 |
| Chesapeake County Virginia | 1 | $ 365,000 | $ 365,000 | $ 211,000 |
| Chesterfield County Virginia | 1 | $ 625,000 | $ 625,000 | $ 170,000 |
| Franklin County Virginia | 1 | $ 715,000 | $ 715,000 | $ 319,000 |
| Norfolk County Virginia | 1 | $ 575,000 | $ 575,000 | $ 470,000 |
| Stafford County Virginia | 1 | $ 255,000 | $ 255,000 | $ 53,000 |
| York County Virginia | 1 | $ 245,000 | $ 245,000 | $ 40,000 |
| Clallam County Washington | 1 | $ 555,000 | $ 555,000 | $ 119,000 |
| Grays Harbor County Washington | 1 | $ 685,000 | $ 685,000 | $ 135,000 |
| Skagit County Washington | 1 | $ 555,000 | $ 555,000 | $ 185,000 |
| Whatcom County Washington | 1 | $ 635,000 | $ 635,000 | $ 117,000 |
| Milwaukee County Wisconsin | 1 | $ 625,000 | $ 625,000 | $ 120,000 |
| Outagamie County Wisconsin | 1 | $ 925,000 | $ 925,000 | $ 510,000 |
| Waukesha County Wisconsin | 1 | $ 655,000 | $ 655,000 | $ 300,000 |
Mortgage Loan Application Detail Totals for Cit Bank, National Association in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,057 | $1,882,875,000 | $915,000 | $11,255,000 | $301,000 | $7,130,000 |
| Home Purchase | 1,002 | $1,167,020,000 | $1,164,000 | $44,205,000 | $299,000 | $4,136,000 |
| Cash-out Refinancing | 394 | $408,090,000 | $1,035,000 | $13,005,000 | $220,000 | $1,800,000 |
| Other Purpose | 26 | $25,100,000 | $965,000 | $1,805,000 | $237,000 | $464,000 |
| Home Improvement | 1 | $215,000 | $215,000 | $215,000 | $37,000 | $37,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,813 | $1,770,015,000 | $976,000 | $6,695,000 | $315,000 | $7,130,000 |
| Not Provided | 608 | $623,810,000 | $1,026,000 | $8,805,000 | $313,000 | $4,136,000 |
| Asian | 410 | $350,880,000 | $855,000 | $3,575,000 | $270,000 | $1,793,000 |
| Hispanic | 398 | $236,750,000 | $594,000 | $3,545,000 | $185,000 | $1,555,000 |
| Black or African American | 94 | $70,230,000 | $747,000 | $2,885,000 | $292,000 | $3,913,000 |
| Not applicable | 53 | $344,355,000 | $6,497,000 | $44,205,000 | $0 | $0 |
| American Indian or Alaskan Native | 8 | $6,640,000 | $830,000 | $1,755,000 | $212,000 | $414,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $3,680,000 | $920,000 | $1,435,000 | $239,000 | $351,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,383 | $3,437,875,000 | $1,016,000 | $44,205,000 | $297,000 | $7,130,000 |
| FHA-insured (Federal Housing Administration) | 97 | $45,425,000 | $468,000 | $1,225,000 | $91,000 | $230,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,144 | $2,323,760,000 | $1,083,000 | $44,205,000 | $309,000 | $4,136,000 |
| Application Withdrawn By Applicant | 616 | $577,390,000 | $937,000 | $22,105,000 | $325,000 | $7,130,000 |
| Application Denied By Financial Institution | 508 | $466,260,000 | $917,000 | $4,975,000 | $222,000 | $1,514,000 |
| Loan Purchased By The Institution | 108 | $28,400,000 | $262,000 | $625,000 | $86,000 | $1,225,000 |
| File Closed For Incompleteness | 85 | $69,845,000 | $821,000 | $3,505,000 | $291,000 | $1,130,000 |
| Application Approved But Not Accepted | 19 | $17,645,000 | $928,000 | $1,845,000 | $299,000 | $695,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,972 | $3,017,040,000 | $1,015,000 | $44,205,000 | $303,000 | $7,130,000 |
| Debt-To-Income Ratio | 204 | $193,980,000 | $950,000 | $3,405,000 | $154,000 | $1,195,000 |
| Credit History | 78 | $60,110,000 | $770,000 | $3,505,000 | $206,000 | $1,008,000 |
| Collateral | 75 | $68,585,000 | $914,000 | $4,505,000 | $253,000 | $859,000 |
| Other | 72 | $69,540,000 | $965,000 | $4,975,000 | $307,000 | $1,514,000 |
| Credit Application Incomplete | 50 | $46,750,000 | $935,000 | $3,005,000 | $297,000 | $1,229,000 |
| Unverifiable Information | 27 | $24,965,000 | $924,000 | $3,005,000 | $319,000 | $1,254,000 |
| Employment History | 2 | $2,330,000 | $1,165,000 | $1,805,000 | $150,000 | $217,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cit Bank, National Association's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cit Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.