Pacific Lending Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Pacific Lending Llc 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Pacific Lending Llc 4141 Inland Empire Blvd Ste 160 Sacramento, CA 91764 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 |
| Total Number of Mortgage Applications | 2,257 |
| Total Mortgage Loan Application Amount | $810,025,000 |
| Average Mortgage Loan Application Amount | $303,500 |
| Highest Mortgage Loan Application Amount | $2,005,000 |
| Average Applicant Income | $100,250 |
| Highest Applicant Income | $1,631,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Pacific Lending Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pacific Lending Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Pacific Lending Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pacific Lending Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Pacific Lending Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pacific Lending Llc's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 459 | $ 184,465,000 | $ 401,000 | $ 108,000 |
| Riverside County California | 389 | $ 125,655,000 | $ 323,000 | $ 97,000 |
| San Diego County California | 302 | $ 125,590,000 | $ 415,000 | $ 131,000 |
| San Bernardino County California | 209 | $ 67,785,000 | $ 324,000 | $ 101,000 |
| Maricopa County Arizona | 200 | $ 53,550,000 | $ 267,000 | $ 108,000 |
| Orange County California | 167 | $ 71,085,000 | $ 425,000 | $ 144,000 |
| Tulare County California | 88 | $ 24,060,000 | $ 273,000 | $ 122,000 |
| Honolulu County Hawaii | 68 | $ 36,110,000 | $ 531,000 | $ 111,000 |
| Ventura County California | 39 | $ 15,725,000 | $ 403,000 | $ 104,000 |
| Clark County Nevada | 26 | $ 7,880,000 | $ 303,000 | $ 104,000 |
| Clark County Washington | 15 | $ 4,305,000 | $ 287,000 | $ 68,000 |
| Broward County Florida | 14 | $ 4,100,000 | $ 292,000 | $ 128,000 |
| Sacramento County California | 12 | $ 4,900,000 | $ 408,000 | $ 131,000 |
| Contra Costa County California | 11 | $ 3,915,000 | $ 355,000 | $ 166,000 |
| Kern County California | 11 | $ 3,195,000 | $ 290,000 | $ 91,000 |
| Hawaii County Hawaii | 10 | $ 3,970,000 | $ 397,000 | $ 77,000 |
| Alameda County California | 9 | $ 3,605,000 | $ 400,000 | $ 181,000 |
| Fresno County California | 9 | $ 2,925,000 | $ 325,000 | $ 158,000 |
| Santa Clara County California | 9 | $ 4,475,000 | $ 497,000 | $ 161,000 |
| Mohave County Arizona | 8 | $ 2,990,000 | $ 373,000 | $ 137,000 |
| Pinal County Arizona | 8 | $ 1,950,000 | $ 243,000 | $ 63,000 |
| Yavapai County Arizona | 8 | $ 1,660,000 | $ 207,000 | $ 42,000 |
| San Luis Obispo County California | 8 | $ 3,590,000 | $ 448,000 | $ 216,000 |
| El Paso County Colorado | 8 | $ 2,290,000 | $ 286,000 | $ 55,000 |
| Merced County California | 7 | $ 1,965,000 | $ 280,000 | $ 81,000 |
| Palm Beach County Florida | 7 | $ 1,645,000 | $ 235,000 | $ 139,000 |
| San Joaquin County California | 6 | $ 2,100,000 | $ 350,000 | $ 124,000 |
| Santa Barbara County California | 6 | $ 2,610,000 | $ 435,000 | $ 95,000 |
| Butte County California | 5 | $ 1,195,000 | $ 239,000 | $ 59,000 |
| Solano County California | 5 | $ 1,565,000 | $ 313,000 | $ 92,000 |
| Marin County California | 4 | $ 1,680,000 | $ 420,000 | $ 154,000 |
| Travis County Texas | 4 | $ 1,650,000 | $ 412,000 | $ 200,000 |
| Spokane County Washington | 4 | $ 1,090,000 | $ 272,000 | $ 158,000 |
| Coconino County Arizona | 3 | $ 455,000 | $ 151,000 | $ 41,000 |
| Pima County Arizona | 3 | $ 535,000 | $ 178,000 | $ 56,000 |
| Yuma County Arizona | 3 | $ 475,000 | $ 158,000 | $ 43,000 |
| Monterey County California | 3 | $ 1,685,000 | $ 561,000 | $ 191,000 |
| Maui County Hawaii | 3 | $ 1,975,000 | $ 658,000 | $ 171,000 |
| Columbia County Oregon | 3 | $ 755,000 | $ 251,000 | $ 61,000 |
| Lincoln County Oregon | 3 | $ 825,000 | $ 275,000 | $ 86,000 |
| Multnomah County Oregon | 3 | $ 1,135,000 | $ 378,000 | $ 85,000 |
| Washington County Oregon | 3 | $ 985,000 | $ 328,000 | $ 81,000 |
| Dallas County Texas | 3 | $ 325,000 | $ 108,000 | $ 90,000 |
| Williamson County Texas | 3 | $ 655,000 | $ 218,000 | $ 65,000 |
| Amador County California | 2 | $ 500,000 | $ 250,000 | $ 29,000 |
| El Dorado County California | 2 | $ 720,000 | $ 360,000 | $ 99,000 |
| Kings County California | 2 | $ 410,000 | $ 205,000 | $ 97,000 |
| Placer County California | 2 | $ 500,000 | $ 250,000 | $ 76,000 |
| Stanislaus County California | 2 | $ 620,000 | $ 310,000 | $ 132,000 |
| Denver County Colorado | 2 | $ 710,000 | $ 355,000 | $ 373,000 |
| Douglas County Colorado | 2 | $ 780,000 | $ 390,000 | $ 145,000 |
| Collier County Florida | 2 | $ 560,000 | $ 280,000 | $ 167,000 |
| Orange County Florida | 2 | $ 360,000 | $ 180,000 | $ 51,000 |
| Pinellas County Florida | 2 | $ 390,000 | $ 195,000 | $ 55,000 |
| Washoe County Nevada | 2 | $ 650,000 | $ 325,000 | $ 91,000 |
| Lea County New Mexico | 2 | $ 170,000 | $ 85,000 | $ 58,000 |
| Deschutes County Oregon | 2 | $ 380,000 | $ 190,000 | $ 67,000 |
| Brazoria County Texas | 2 | $ 580,000 | $ 290,000 | $ 49,000 |
| Hidalgo County Texas | 2 | $ 320,000 | $ 160,000 | $ 59,000 |
| Benton County Washington | 2 | $ 470,000 | $ 235,000 | $ 211,000 |
| Franklin County Washington | 2 | $ 490,000 | $ 245,000 | $ 161,000 |
| King County Washington | 2 | $ 770,000 | $ 385,000 | $ 156,000 |
| Skagit County Washington | 2 | $ 470,000 | $ 235,000 | $ 59,000 |
| Calaveras County California | 1 | $ 515,000 | $ 515,000 | $ 408,000 |
| Imperial County California | 1 | $ 225,000 | $ 225,000 | $ 115,000 |
| Lassen County California | 1 | $ 185,000 | $ 185,000 | $ 87,000 |
| Mariposa County California | 1 | $ 415,000 | $ 415,000 | $ 143,000 |
| Mono County California | 1 | $ 175,000 | $ 175,000 | $ 34,000 |
| Nevada County California | 1 | $ 745,000 | $ 745,000 | $ 582,000 |
| San Benito County California | 1 | $ 405,000 | $ 405,000 | $ 103,000 |
| San Francisco County California | 1 | $ 355,000 | $ 355,000 | $ 223,000 |
| Santa Cruz County California | 1 | $ 305,000 | $ 305,000 | $ 145,000 |
| Shasta County California | 1 | $ 305,000 | $ 305,000 | $ 127,000 |
| Sonoma County California | 1 | $ 515,000 | $ 515,000 | $ 225,000 |
| Sutter County California | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Yolo County California | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Adams County Colorado | 1 | $ 385,000 | $ 385,000 | $ 118,000 |
| Arapahoe County Colorado | 1 | $ 185,000 | $ 185,000 | $ 122,000 |
| Grand County Colorado | 1 | $ 2,005,000 | $ 2,005,000 | $ 818,000 |
| Larimer County Colorado | 1 | $ 205,000 | $ 205,000 | $ 36,000 |
| Weld County Colorado | 1 | $ 255,000 | $ 255,000 | $ 88,000 |
| Brevard County Florida | 1 | $ 205,000 | $ 205,000 | $ 125,000 |
| Escambia County Florida | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Lake County Florida | 1 | $ 135,000 | $ 135,000 | $ 49,000 |
| Monroe County Florida | 1 | $ 175,000 | $ 175,000 | $ 82,000 |
| Okaloosa County Florida | 1 | $ 195,000 | $ 195,000 | $ 44,000 |
| Osceola County Florida | 1 | $ 125,000 | $ 125,000 | $ 131,000 |
| Putnam County Florida | 1 | $ 65,000 | $ 65,000 | $ 51,000 |
| Seminole County Florida | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Volusia County Florida | 1 | $ 265,000 | $ 265,000 | $ 63,000 |
| Elko County Nevada | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Bernalillo County New Mexico | 1 | $ 155,000 | $ 155,000 | $ 108,000 |
| Chaves County New Mexico | 1 | $ 185,000 | $ 185,000 | $ 106,000 |
| Dona Ana County New Mexico | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Clackamas County Oregon | 1 | $ 295,000 | $ 295,000 | $ 84,000 |
| Lane County Oregon | 1 | $ 265,000 | $ 265,000 | $ 64,000 |
| Marion County Oregon | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| Yamhill County Oregon | 1 | $ 455,000 | $ 455,000 | $ 135,000 |
| Cameron County Texas | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| Comal County Texas | 1 | $ 225,000 | $ 225,000 | $ 65,000 |
| Denton County Texas | 1 | $ 415,000 | $ 415,000 | $ 110,000 |
| El Paso County Texas | 1 | $ 165,000 | $ 165,000 | $ 53,000 |
| Erath County Texas | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 245,000 | $ 245,000 | $ 65,000 |
| Galveston County Texas | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Harris County Texas | 1 | $ 315,000 | $ 315,000 | $ 125,000 |
| Montgomery County Texas | 1 | $ 475,000 | $ 475,000 | $ 101,000 |
| Orange County Texas | 1 | $ 215,000 | $ 215,000 | $ 126,000 |
| Palo Pinto County Texas | 1 | $ 155,000 | $ 155,000 | $ 126,000 |
| Tarrant County Texas | 1 | $ 105,000 | $ 105,000 | $ 76,000 |
| Asotin County Washington | 1 | $ 135,000 | $ 135,000 | $ 33,000 |
| Grant County Washington | 1 | $ 435,000 | $ 435,000 | $ 93,000 |
| Pierce County Washington | 1 | $ 435,000 | $ 435,000 | $ 205,000 |
| Skamania County Washington | 1 | $ 105,000 | $ 105,000 | $ 23,000 |
Mortgage Loan Application Detail Totals for Pacific Lending Llc in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,416 | $501,540,000 | $354,000 | $1,215,000 | $110,000 | $1,631,000 |
| Home Purchase | 523 | $198,565,000 | $379,000 | $2,005,000 | $119,000 | $900,000 |
| Cash-out Refinancing | 317 | $109,785,000 | $346,000 | $765,000 | $116,000 | $809,000 |
| Home Improvement | 1 | $135,000 | $135,000 | $135,000 | $56,000 | $56,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 962 | $348,090,000 | $361,000 | $2,005,000 | $122,000 | $818,000 |
| Hispanic | 816 | $267,930,000 | $328,000 | $905,000 | $93,000 | $520,000 |
| Not Provided | 203 | $80,085,000 | $394,000 | $965,000 | $145,000 | $1,631,000 |
| Asian | 178 | $77,180,000 | $433,000 | $765,000 | $120,000 | $550,000 |
| Black or African American | 67 | $23,275,000 | $347,000 | $615,000 | $97,000 | $321,000 |
| Native Hawaiian or Other Pacific Islander | 27 | $12,295,000 | $455,000 | $975,000 | $118,000 | $421,000 |
| American Indian or Alaskan Native | 4 | $1,170,000 | $292,000 | $435,000 | $105,000 | $130,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,757 | $626,415,000 | $356,000 | $2,005,000 | $126,000 | $1,631,000 |
| FHA-insured (Federal Housing Administration) | 354 | $123,020,000 | $347,000 | $705,000 | $70,000 | $278,000 |
| VA-guaranteed (Veterans Administration) | 144 | $60,180,000 | $417,000 | $765,000 | $50,000 | $456,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $410,000 | $205,000 | $225,000 | $38,000 | $62,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,843 | $664,695,000 | $360,000 | $1,215,000 | $111,000 | $809,000 |
| Application Withdrawn By Applicant | 364 | $128,160,000 | $352,000 | $2,005,000 | $122,000 | $1,631,000 |
| File Closed For Incompleteness | 29 | $11,105,000 | $382,000 | $965,000 | $134,000 | $900,000 |
| Application Denied By Financial Institution | 21 | $6,065,000 | $288,000 | $535,000 | $69,000 | $165,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,236 | $803,960,000 | $359,000 | $2,005,000 | $113,000 | $1,631,000 |
| Credit Application Incomplete | 21 | $6,065,000 | $288,000 | $535,000 | $69,000 | $165,000 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pacific Lending Llc's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pacific Lending Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.