Park Lane Finance Solutions, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Park Lane Finance Solutions, Llc 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Park Lane Finance Solutions, Llc Po Box 1285 Charlottesville, VA 24402 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 1,038 |
| Total Mortgage Loan Application Amount | $44,590,000 |
| Average Mortgage Loan Application Amount | $38,500 |
| Highest Mortgage Loan Application Amount | $145,000 |
| Average Applicant Income | $45,000 |
| Highest Applicant Income | $400,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Park Lane Finance Solutions, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Park Lane Finance Solutions, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Park Lane Finance Solutions, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Park Lane Finance Solutions, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Park Lane Finance Solutions, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Park Lane Finance Solutions, Llc's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Robeson County North Carolina | 117 | $ 1,945,000 | $ 16,000 | $ 34,000 |
| Bullitt County Kentucky | 64 | $ 2,810,000 | $ 43,000 | $ 44,000 |
| Escambia County Florida | 56 | $ 2,630,000 | $ 46,000 | $ 40,000 |
| Catawba County North Carolina | 49 | $ 1,695,000 | $ 34,000 | $ 50,000 |
| Warrick County Indiana | 44 | $ 1,570,000 | $ 35,000 | $ 45,000 |
| Jefferson County Kentucky | 37 | $ 1,495,000 | $ 40,000 | $ 51,000 |
| Vanderburgh County Indiana | 36 | $ 1,430,000 | $ 39,000 | $ 49,000 |
| Augusta County Virginia | 35 | $ 1,795,000 | $ 51,000 | $ 56,000 |
| Osceola County Florida | 33 | $ 1,355,000 | $ 41,000 | $ 67,000 |
| Spotsylvania County Virginia | 31 | $ 1,805,000 | $ 58,000 | $ 52,000 |
| Grant County Kentucky | 27 | $ 935,000 | $ 34,000 | $ 39,000 |
| Orange County Florida | 25 | $ 1,435,000 | $ 57,000 | $ 63,000 |
| Frederick County Virginia | 25 | $ 1,235,000 | $ 49,000 | $ 67,000 |
| Clark County Indiana | 22 | $ 860,000 | $ 39,000 | $ 50,000 |
| Horry County South Carolina | 22 | $ 1,390,000 | $ 63,000 | $ 61,000 |
| Kenton County Kentucky | 20 | $ 1,020,000 | $ 51,000 | $ 47,000 |
| Washington County Maryland | 18 | $ 880,000 | $ 48,000 | $ 58,000 |
| Granville County North Carolina | 18 | $ 1,350,000 | $ 75,000 | $ 52,000 |
| Newport News County Virginia | 17 | $ 625,000 | $ 36,000 | $ 61,000 |
| Douglas County Georgia | 16 | $ 860,000 | $ 53,000 | $ 58,000 |
| Prince George's County Maryland | 16 | $ 1,180,000 | $ 73,000 | $ 56,000 |
| Broward County Florida | 14 | $ 820,000 | $ 58,000 | $ 74,000 |
| Palm Beach County Florida | 14 | $ 1,060,000 | $ 75,000 | $ 76,000 |
| Lee County Florida | 13 | $ 435,000 | $ 33,000 | $ 49,000 |
| Anne Arundel County Maryland | 13 | $ 785,000 | $ 60,000 | $ 58,000 |
| Lake County Florida | 12 | $ 560,000 | $ 46,000 | $ 54,000 |
| Pinellas County Florida | 12 | $ 550,000 | $ 45,000 | $ 59,000 |
| Volusia County Florida | 12 | $ 490,000 | $ 40,000 | $ 57,000 |
| Madison County Kentucky | 10 | $ 430,000 | $ 43,000 | $ 44,000 |
| Hillsborough County Florida | 9 | $ 405,000 | $ 45,000 | $ 62,000 |
| McCracken County Kentucky | 9 | $ 365,000 | $ 40,000 | $ 39,000 |
| Rockingham County North Carolina | 9 | $ 345,000 | $ 38,000 | $ 55,000 |
| DeKalb County Indiana | 8 | $ 230,000 | $ 28,000 | $ 49,000 |
| Harrison County Indiana | 8 | $ 180,000 | $ 22,000 | $ 32,000 |
| Boone County Kentucky | 8 | $ 300,000 | $ 37,000 | $ 50,000 |
| Daviess County Kentucky | 8 | $ 320,000 | $ 40,000 | $ 43,000 |
| Martin County Florida | 7 | $ 335,000 | $ 47,000 | $ 63,000 |
| Henry County Georgia | 7 | $ 435,000 | $ 62,000 | $ 56,000 |
| Carroll County Kentucky | 7 | $ 215,000 | $ 30,000 | $ 49,000 |
| Carteret County North Carolina | 7 | $ 315,000 | $ 45,000 | $ 82,000 |
| Fauquier County Virginia | 7 | $ 305,000 | $ 43,000 | $ 82,000 |
| Polk County Florida | 6 | $ 210,000 | $ 35,000 | $ 63,000 |
| Campbell County Kentucky | 6 | $ 270,000 | $ 45,000 | $ 55,000 |
| Seminole County Florida | 5 | $ 375,000 | $ 75,000 | $ 66,000 |
| Gallatin County Kentucky | 5 | $ 155,000 | $ 31,000 | $ 44,000 |
| Isle of Wight County Virginia | 5 | $ 165,000 | $ 33,000 | $ 41,000 |
| DeKalb County Georgia | 4 | $ 120,000 | $ 30,000 | $ 50,000 |
| Scott County Indiana | 4 | $ 140,000 | $ 35,000 | $ 42,000 |
| Baltimore County Maryland | 4 | $ 200,000 | $ 50,000 | $ 60,000 |
| Howard County Maryland | 4 | $ 330,000 | $ 82,000 | $ 73,000 |
| Campbell County Virginia | 4 | $ 210,000 | $ 52,000 | $ 49,000 |
| Fairfax County Virginia | 4 | $ 220,000 | $ 55,000 | $ 72,000 |
| Brevard County Florida | 3 | $ 275,000 | $ 91,000 | $ 53,000 |
| Leon County Florida | 3 | $ 135,000 | $ 45,000 | $ 89,000 |
| Manatee County Florida | 3 | $ 145,000 | $ 48,000 | $ 79,000 |
| Liberty County Georgia | 3 | $ 135,000 | $ 45,000 | $ 43,000 |
| Paulding County Georgia | 3 | $ 115,000 | $ 38,000 | $ 35,000 |
| Oldham County Kentucky | 3 | $ 105,000 | $ 35,000 | $ 45,000 |
| Caroline County Virginia | 3 | $ 105,000 | $ 35,000 | $ 36,000 |
| Chesterfield County Virginia | 3 | $ 125,000 | $ 41,000 | $ 70,000 |
| Middlesex County Virginia | 3 | $ 145,000 | $ 48,000 | $ 201,000 |
| Sarasota County Florida | 2 | $ 240,000 | $ 120,000 | $ 81,000 |
| Calloway County Kentucky | 2 | $ 70,000 | $ 35,000 | $ 32,000 |
| Harford County Maryland | 2 | $ 50,000 | $ 25,000 | $ 65,000 |
| Buncombe County North Carolina | 2 | $ 80,000 | $ 40,000 | $ 48,000 |
| Johnston County North Carolina | 2 | $ 120,000 | $ 60,000 | $ 47,000 |
| Georgetown County South Carolina | 2 | $ 90,000 | $ 45,000 | $ 96,000 |
| Dinwiddie County Virginia | 2 | $ 80,000 | $ 40,000 | $ 43,000 |
| Stafford County Virginia | 2 | $ 140,000 | $ 70,000 | $ 91,000 |
| Indian River County Florida | 1 | $ 15,000 | $ 15,000 | $ 100,000 |
| Marion County Florida | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Miami-Dade County Florida | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Pasco County Florida | 1 | $ 15,000 | $ 15,000 | $ 44,000 |
| Putnam County Florida | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| Sumter County Florida | 1 | $ 45,000 | $ 45,000 | $ 82,000 |
| Carroll County Georgia | 1 | $ 55,000 | $ 55,000 | $ 66,000 |
| Coweta County Georgia | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Walker County Georgia | 1 | $ 65,000 | $ 65,000 | $ 111,000 |
| Howard County Indiana | 1 | $ 35,000 | $ 35,000 | $ 250,000 |
| Marion County Indiana | 1 | $ 15,000 | $ 15,000 | $ 75,000 |
| Morgan County Indiana | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
| Porter County Indiana | 1 | $ 25,000 | $ 25,000 | $ 95,000 |
| Hardin County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 88,000 |
| Beaufort County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 32,000 |
| Chatham County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 38,000 |
| Gates County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Wake County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Aiken County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 176,000 |
| Spartanburg County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 59,000 |
| Chesapeake County Virginia | 1 | $ 25,000 | $ 25,000 | $ 37,000 |
| Hampton County Virginia | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
Mortgage Loan Application Detail Totals for Park Lane Finance Solutions, Llc in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,037 | $44,555,000 | $42,000 | $145,000 | $53,000 | $400,000 |
| Refinancing | 1 | $35,000 | $35,000 | $35,000 | $37,000 | $37,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 586 | $25,490,000 | $43,000 | $145,000 | $54,000 | $334,000 |
| Hispanic | 194 | $10,460,000 | $53,000 | $115,000 | $56,000 | $187,000 |
| Black or African American | 93 | $3,675,000 | $39,000 | $85,000 | $44,000 | $187,000 |
| Not applicable | 72 | $1,180,000 | $16,000 | $55,000 | $0 | $0 |
| Not Provided | 61 | $2,675,000 | $43,000 | $85,000 | $55,000 | $262,000 |
| American Indian or Alaskan Native | 21 | $605,000 | $28,000 | $65,000 | $39,000 | $84,000 |
| Asian | 8 | $350,000 | $43,000 | $65,000 | $53,000 | $99,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $90,000 | $45,000 | $75,000 | $29,000 | $41,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,038 | $44,590,000 | $42,000 | $145,000 | $53,000 | $400,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 405 | $18,615,000 | $45,000 | $135,000 | $47,000 | $187,000 |
| Application Approved But Not Accepted | 245 | $10,215,000 | $41,000 | $145,000 | $53,000 | $400,000 |
| Loan Originated | 188 | $8,530,000 | $45,000 | $95,000 | $62,000 | $265,000 |
| Application Withdrawn By Applicant | 128 | $6,050,000 | $47,000 | $145,000 | $61,000 | $262,000 |
| Loan Purchased By The Institution | 72 | $1,180,000 | $16,000 | $55,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 633 | $25,975,000 | $41,000 | $145,000 | $58,000 | $400,000 |
| Debt-To-Income Ratio | 228 | $10,660,000 | $46,000 | $135,000 | $39,000 | $123,000 |
| Credit History | 146 | $6,560,000 | $44,000 | $105,000 | $56,000 | $187,000 |
| Other | 20 | $820,000 | $41,000 | $85,000 | $59,000 | $115,000 |
| Unverifiable Information | 6 | $280,000 | $46,000 | $75,000 | $74,000 | $187,000 |
| Employment History | 4 | $240,000 | $60,000 | $85,000 | $53,000 | $83,000 |
| Credit Application Incomplete | 1 | $55,000 | $55,000 | $55,000 | $58,000 | $58,000 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Park Lane Finance Solutions, Llc's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Park Lane Finance Solutions, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.