Park Lane Finance Solutions, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Park Lane Finance Solutions, Llc 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Park Lane Finance Solutions, Llc Po Box 1285 Charlottesville, VA 24402 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 1,217 |
| Total Mortgage Loan Application Amount | $60,355,000 |
| Average Mortgage Loan Application Amount | $32,000 |
| Highest Mortgage Loan Application Amount | $155,000 |
| Average Applicant Income | $45,000 |
| Highest Applicant Income | $334,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Park Lane Finance Solutions, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Park Lane Finance Solutions, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Park Lane Finance Solutions, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Park Lane Finance Solutions, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Park Lane Finance Solutions, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Park Lane Finance Solutions, Llc's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Kentucky | 104 | $ 4,050,000 | $ 38,000 | $ 45,000 |
| Robeson County North Carolina | 77 | $ 1,575,000 | $ 20,000 | $ 37,000 |
| Vanderburgh County Indiana | 76 | $ 3,490,000 | $ 45,000 | $ 50,000 |
| Bullitt County Kentucky | 65 | $ 3,465,000 | $ 53,000 | $ 48,000 |
| Rockingham County North Carolina | 48 | $ 2,120,000 | $ 44,000 | $ 47,000 |
| Boone County Kentucky | 37 | $ 1,535,000 | $ 41,000 | $ 58,000 |
| Scott County Indiana | 33 | $ 1,625,000 | $ 49,000 | $ 47,000 |
| Grant County Kentucky | 33 | $ 1,665,000 | $ 50,000 | $ 49,000 |
| Palm Beach County Florida | 29 | $ 2,365,000 | $ 81,000 | $ 70,000 |
| Kenton County Kentucky | 29 | $ 1,245,000 | $ 42,000 | $ 54,000 |
| Warrick County Indiana | 26 | $ 1,400,000 | $ 53,000 | $ 50,000 |
| Madison County Kentucky | 25 | $ 1,265,000 | $ 50,000 | $ 45,000 |
| Carroll County Kentucky | 24 | $ 1,290,000 | $ 53,000 | $ 54,000 |
| Orange County Florida | 22 | $ 1,390,000 | $ 63,000 | $ 63,000 |
| Bartholomew County Indiana | 22 | $ 1,100,000 | $ 50,000 | $ 43,000 |
| Clark County Indiana | 22 | $ 780,000 | $ 35,000 | $ 51,000 |
| Harrison County Indiana | 22 | $ 730,000 | $ 33,000 | $ 44,000 |
| Volusia County Florida | 21 | $ 1,195,000 | $ 56,000 | $ 62,000 |
| Anne Arundel County Maryland | 21 | $ 1,585,000 | $ 75,000 | $ 76,000 |
| McCracken County Kentucky | 20 | $ 1,110,000 | $ 55,000 | $ 42,000 |
| Washington County Maryland | 19 | $ 1,115,000 | $ 58,000 | $ 45,000 |
| Duval County Florida | 18 | $ 1,270,000 | $ 70,000 | $ 77,000 |
| Hillsborough County Florida | 18 | $ 1,600,000 | $ 88,000 | $ 78,000 |
| Daviess County Kentucky | 18 | $ 680,000 | $ 37,000 | $ 56,000 |
| Gallatin County Kentucky | 18 | $ 690,000 | $ 38,000 | $ 49,000 |
| Lake County Florida | 17 | $ 845,000 | $ 49,000 | $ 60,000 |
| Marion County Indiana | 17 | $ 365,000 | $ 21,000 | $ 41,000 |
| Lee County Florida | 16 | $ 1,090,000 | $ 68,000 | $ 73,000 |
| Carteret County North Carolina | 16 | $ 900,000 | $ 56,000 | $ 79,000 |
| Catawba County North Carolina | 15 | $ 745,000 | $ 49,000 | $ 50,000 |
| Howard County Indiana | 14 | $ 600,000 | $ 42,000 | $ 46,000 |
| Huntington County Indiana | 14 | $ 280,000 | $ 20,000 | $ 46,000 |
| Howard County Maryland | 13 | $ 1,105,000 | $ 85,000 | $ 81,000 |
| Warren County Kentucky | 12 | $ 420,000 | $ 35,000 | $ 41,000 |
| Pinellas County Florida | 11 | $ 535,000 | $ 48,000 | $ 85,000 |
| Manatee County Florida | 10 | $ 890,000 | $ 89,000 | $ 87,000 |
| Miami-Dade County Florida | 10 | $ 770,000 | $ 77,000 | $ 65,000 |
| Butler County Ohio | 10 | $ 410,000 | $ 41,000 | $ 43,000 |
| Marion County Florida | 9 | $ 355,000 | $ 39,000 | $ 73,000 |
| Osceola County Florida | 9 | $ 565,000 | $ 62,000 | $ 56,000 |
| Middlesex County Virginia | 9 | $ 435,000 | $ 48,000 | $ 158,000 |
| Spotsylvania County Virginia | 9 | $ 675,000 | $ 75,000 | $ 78,000 |
| Horry County South Carolina | 8 | $ 660,000 | $ 82,000 | $ 83,000 |
| Frederick County Virginia | 8 | $ 440,000 | $ 55,000 | $ 112,000 |
| Brevard County Florida | 6 | $ 610,000 | $ 101,000 | $ 85,000 |
| Polk County Florida | 6 | $ 290,000 | $ 48,000 | $ 73,000 |
| Seminole County Florida | 6 | $ 340,000 | $ 56,000 | $ 75,000 |
| Campbell County Kentucky | 6 | $ 250,000 | $ 41,000 | $ 50,000 |
| Prince George's County Maryland | 6 | $ 610,000 | $ 101,000 | $ 74,000 |
| Lexington County South Carolina | 6 | $ 330,000 | $ 55,000 | $ 46,000 |
| Ripley County Indiana | 5 | $ 235,000 | $ 47,000 | $ 48,000 |
| Baltimore County Maryland | 5 | $ 315,000 | $ 63,000 | $ 74,000 |
| Edgecombe County North Carolina | 5 | $ 225,000 | $ 45,000 | $ 74,000 |
| Augusta County Virginia | 5 | $ 275,000 | $ 55,000 | $ 53,000 |
| Hanover County Virginia | 5 | $ 375,000 | $ 75,000 | $ 55,000 |
| Broward County Florida | 4 | $ 230,000 | $ 57,000 | $ 73,000 |
| Leon County Florida | 4 | $ 140,000 | $ 35,000 | $ 42,000 |
| Pasco County Florida | 4 | $ 270,000 | $ 67,000 | $ 82,000 |
| Oldham County Kentucky | 4 | $ 140,000 | $ 35,000 | $ 30,000 |
| Stafford County Virginia | 4 | $ 260,000 | $ 65,000 | $ 67,000 |
| Charlotte County Florida | 3 | $ 185,000 | $ 61,000 | $ 61,000 |
| Madison County Indiana | 3 | $ 115,000 | $ 38,000 | $ 41,000 |
| Beaufort County North Carolina | 3 | $ 185,000 | $ 61,000 | $ 35,000 |
| Sumter County South Carolina | 3 | $ 65,000 | $ 21,000 | $ 33,000 |
| Fairfax County Virginia | 3 | $ 235,000 | $ 78,000 | $ 100,000 |
| Alachua County Florida | 2 | $ 80,000 | $ 40,000 | $ 38,000 |
| Collier County Florida | 2 | $ 180,000 | $ 90,000 | $ 58,000 |
| Indian River County Florida | 2 | $ 180,000 | $ 90,000 | $ 120,000 |
| Sarasota County Florida | 2 | $ 100,000 | $ 50,000 | $ 84,000 |
| Sumter County Florida | 2 | $ 50,000 | $ 25,000 | $ 39,000 |
| Henry County Georgia | 2 | $ 90,000 | $ 45,000 | $ 89,000 |
| Hendricks County Indiana | 2 | $ 80,000 | $ 40,000 | $ 73,000 |
| Cumberland County North Carolina | 2 | $ 130,000 | $ 65,000 | $ 47,000 |
| Johnston County North Carolina | 2 | $ 60,000 | $ 30,000 | $ 45,000 |
| New Hanover County North Carolina | 2 | $ 110,000 | $ 55,000 | $ 41,000 |
| Hamilton County Ohio | 2 | $ 110,000 | $ 55,000 | $ 34,000 |
| Georgetown County South Carolina | 2 | $ 110,000 | $ 55,000 | $ 150,000 |
| Chesterfield County Virginia | 2 | $ 80,000 | $ 40,000 | $ 98,000 |
| Fauquier County Virginia | 2 | $ 100,000 | $ 50,000 | $ 70,000 |
| Newport News County Virginia | 2 | $ 70,000 | $ 35,000 | $ 75,000 |
| Highlands County Florida | 1 | $ 25,000 | $ 25,000 | $ 53,000 |
| Putnam County Florida | 1 | $ 35,000 | $ 35,000 | $ 41,000 |
| Paulding County Georgia | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
| Grant County Indiana | 1 | $ 15,000 | $ 15,000 | $ 31,000 |
| Porter County Indiana | 1 | $ 25,000 | $ 25,000 | $ 27,000 |
| Gaston County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Granville County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Person County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 86,000 |
| Wake County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 34,000 |
| Barnwell County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 51,000 |
| Kershaw County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 65,000 |
| Caroline County Virginia | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Charlottesville County Virginia | 1 | $ 65,000 | $ 65,000 | $ 86,000 |
| Henrico County Virginia | 1 | $ 55,000 | $ 55,000 | $ 96,000 |
| New Kent County Virginia | 1 | $ 85,000 | $ 85,000 | $ 262,000 |
| Prince Edward County Virginia | 1 | $ 45,000 | $ 45,000 | $ 41,000 |
| Prince William County Virginia | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
Mortgage Loan Application Detail Totals for Park Lane Finance Solutions, Llc in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,216 | $60,340,000 | $49,000 | $155,000 | $56,000 | $334,000 |
| Refinancing | 1 | $15,000 | $15,000 | $15,000 | $34,000 | $34,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 760 | $37,120,000 | $48,000 | $155,000 | $56,000 | $330,000 |
| Hispanic | 213 | $12,415,000 | $58,000 | $145,000 | $61,000 | $334,000 |
| Black or African American | 105 | $4,595,000 | $43,000 | $145,000 | $49,000 | $140,000 |
| Not Provided | 104 | $4,850,000 | $46,000 | $145,000 | $52,000 | $196,000 |
| American Indian or Alaskan Native | 25 | $795,000 | $31,000 | $75,000 | $42,000 | $103,000 |
| Asian | 6 | $390,000 | $65,000 | $85,000 | $53,000 | $79,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $165,000 | $55,000 | $95,000 | $45,000 | $54,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,217 | $60,355,000 | $49,000 | $155,000 | $56,000 | $334,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 383 | $20,295,000 | $52,000 | $145,000 | $48,000 | $240,000 |
| Application Approved But Not Accepted | 371 | $17,485,000 | $47,000 | $155,000 | $55,000 | $330,000 |
| Loan Originated | 339 | $16,125,000 | $47,000 | $135,000 | $61,000 | $334,000 |
| Application Withdrawn By Applicant | 124 | $6,450,000 | $52,000 | $155,000 | $68,000 | $312,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 834 | $40,060,000 | $48,000 | $155,000 | $59,000 | $334,000 |
| Debt-To-Income Ratio | 237 | $12,905,000 | $54,000 | $145,000 | $42,000 | $240,000 |
| Credit History | 87 | $4,725,000 | $54,000 | $125,000 | $61,000 | $127,000 |
| Unverifiable Information | 26 | $1,280,000 | $49,000 | $125,000 | $50,000 | $96,000 |
| Other | 21 | $755,000 | $35,000 | $105,000 | $46,000 | $90,000 |
| Collateral | 8 | $410,000 | $51,000 | $95,000 | $60,000 | $90,000 |
| Employment History | 2 | $70,000 | $35,000 | $55,000 | $11,000 | $23,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $150,000 | $75,000 | $125,000 | $76,000 | $114,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Park Lane Finance Solutions, Llc's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Park Lane Finance Solutions, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.