The Park National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
The Park National Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Park National Bank 50 N Third Street Newark, OH 43055 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,100 |
| Total Mortgage Loan Application Amount | $580,533,000 |
| Average Mortgage Loan Application Amount | $103,333 |
| Highest Mortgage Loan Application Amount | $3,450,000 |
| Average Applicant Income | $68,666 |
| Highest Applicant Income | $2,542,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with The Park National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Park National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down The Park National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Park National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by The Park National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Park National Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Licking County Ohio | 809 | $ 84,128,000 | $ 103,000 | $ 65,000 |
| Knox County Ohio | 497 | $ 55,374,000 | $ 111,000 | $ 68,000 |
| Muskingum County Ohio | 489 | $ 50,297,000 | $ 102,000 | $ 62,000 |
| Fairfield County Ohio | 399 | $ 45,586,000 | $ 114,000 | $ 75,000 |
| Richland County Ohio | 360 | $ 30,123,000 | $ 83,000 | $ 68,000 |
| Franklin County Ohio | 244 | $ 48,774,000 | $ 199,000 | $ 89,000 |
| Darke County Ohio | 221 | $ 18,439,000 | $ 83,000 | $ 66,000 |
| Clark County Ohio | 197 | $ 13,254,000 | $ 67,000 | $ 54,000 |
| Clermont County Ohio | 179 | $ 23,260,000 | $ 129,000 | $ 77,000 |
| Miami County Ohio | 129 | $ 17,012,000 | $ 131,000 | $ 74,000 |
| Hamilton County Ohio | 117 | $ 26,114,000 | $ 223,000 | $ 86,000 |
| Morrow County Ohio | 114 | $ 8,118,000 | $ 71,000 | $ 59,000 |
| Ashland County Ohio | 99 | $ 8,053,000 | $ 81,000 | $ 55,000 |
| Coshocton County Ohio | 94 | $ 9,306,000 | $ 99,000 | $ 59,000 |
| Perry County Ohio | 85 | $ 9,218,000 | $ 108,000 | $ 72,000 |
| Hocking County Ohio | 81 | $ 7,676,000 | $ 94,000 | $ 62,000 |
| Holmes County Ohio | 79 | $ 10,117,000 | $ 128,000 | $ 70,000 |
| Athens County Ohio | 69 | $ 10,178,000 | $ 147,000 | $ 117,000 |
| Crawford County Ohio | 68 | $ 5,874,000 | $ 86,000 | $ 48,000 |
| Mercer County Ohio | 55 | $ 9,901,000 | $ 180,000 | $ 67,000 |
| Champaign County Ohio | 54 | $ 4,035,000 | $ 74,000 | $ 69,000 |
| Greene County Ohio | 50 | $ 4,663,000 | $ 93,000 | $ 54,000 |
| Marion County Ohio | 49 | $ 3,760,000 | $ 76,000 | $ 51,000 |
| Guernsey County Ohio | 47 | $ 5,322,000 | $ 113,000 | $ 59,000 |
| Delaware County Ohio | 41 | $ 9,753,000 | $ 237,000 | $ 138,000 |
| Wayne County Ohio | 34 | $ 3,604,000 | $ 106,000 | $ 46,000 |
| Montgomery County Ohio | 29 | $ 3,173,000 | $ 109,000 | $ 104,000 |
| Tuscarawas County Ohio | 27 | $ 4,039,000 | $ 149,000 | $ 60,000 |
| Brown County Ohio | 26 | $ 2,486,000 | $ 95,000 | $ 95,000 |
| Stark County Ohio | 25 | $ 1,907,000 | $ 76,000 | $ 34,000 |
| Shelby County Ohio | 19 | $ 2,904,000 | $ 152,000 | $ 49,000 |
| Warren County Ohio | 18 | $ 3,188,000 | $ 177,000 | $ 83,000 |
| Summit County Ohio | 17 | $ 2,806,000 | $ 165,000 | $ 15,000 |
| Butler County Ohio | 15 | $ 2,244,000 | $ 149,000 | $ 125,000 |
| Morgan County Ohio | 14 | $ 1,584,000 | $ 113,000 | $ 70,000 |
| Fayette County Ohio | 13 | $ 440,000 | $ 33,000 | $ 49,000 |
| Campbell County Kentucky | 10 | $ 1,251,000 | $ 125,000 | $ 73,000 |
| Pickaway County Ohio | 10 | $ 1,188,000 | $ 118,000 | $ 67,000 |
| Kenton County Kentucky | 9 | $ 1,159,000 | $ 128,000 | $ 73,000 |
| Huron County Ohio | 9 | $ 540,000 | $ 60,000 | $ 76,000 |
| Madison County Ohio | 9 | $ 823,000 | $ 91,000 | $ 71,000 |
| Union County Ohio | 9 | $ 635,000 | $ 70,000 | $ 59,000 |
| Washington County Ohio | 8 | $ 1,199,000 | $ 149,000 | $ 87,000 |
| Auglaize County Ohio | 7 | $ 958,000 | $ 136,000 | $ 69,000 |
| Cuyahoga County Ohio | 7 | $ 1,650,000 | $ 235,000 | $ 122,000 |
| Highland County Ohio | 7 | $ 773,000 | $ 110,000 | $ 104,000 |
| Logan County Ohio | 7 | $ 1,140,000 | $ 162,000 | $ 79,000 |
| Meigs County Ohio | 7 | $ 546,000 | $ 78,000 | $ 39,000 |
| Vinton County Ohio | 7 | $ 773,000 | $ 110,000 | $ 112,000 |
| Clinton County Ohio | 6 | $ 534,000 | $ 89,000 | $ 46,000 |
| Ottawa County Ohio | 6 | $ 1,046,000 | $ 174,000 | $ 164,000 |
| Noble County Ohio | 5 | $ 658,000 | $ 131,000 | $ 115,000 |
| Wyandot County Ohio | 5 | $ 233,000 | $ 46,000 | $ 36,000 |
| Jay County Indiana | 4 | $ 254,000 | $ 63,000 | $ 36,000 |
| Allen County Ohio | 4 | $ 575,000 | $ 143,000 | $ 56,000 |
| Medina County Ohio | 4 | $ 764,000 | $ 191,000 | $ 50,000 |
| Preble County Ohio | 4 | $ 501,000 | $ 125,000 | $ 55,000 |
| Van Wert County Ohio | 4 | $ 213,000 | $ 53,000 | $ 35,000 |
| Collier County Florida | 3 | $ 960,000 | $ 320,000 | $ 246,000 |
| Lee County Florida | 3 | $ 472,000 | $ 157,000 | $ 160,000 |
| Randolph County Indiana | 3 | $ 34,000 | $ 11,000 | $ 43,000 |
| Brunswick County North Carolina | 3 | $ 378,000 | $ 126,000 | $ 165,000 |
| Hancock County Ohio | 3 | $ 291,000 | $ 97,000 | $ 99,000 |
| Citrus County Florida | 2 | $ 119,000 | $ 59,000 | $ 86,000 |
| Manatee County Florida | 2 | $ 1,000,000 | $ 500,000 | $ 744,000 |
| Volusia County Florida | 2 | $ 475,000 | $ 237,000 | $ 207,000 |
| Marion County Indiana | 2 | $ 165,000 | $ 82,000 | $ 87,000 |
| Boone County Kentucky | 2 | $ 382,000 | $ 191,000 | $ 95,000 |
| Adams County Ohio | 2 | $ 133,000 | $ 66,000 | $ 47,000 |
| Belmont County Ohio | 2 | $ 355,000 | $ 177,000 | $ 90,000 |
| Erie County Ohio | 2 | $ 756,000 | $ 378,000 | $ 287,000 |
| Lucas County Ohio | 2 | $ 206,000 | $ 103,000 | $ 127,000 |
| Pike County Ohio | 2 | $ 130,000 | $ 65,000 | $ 42,000 |
| Seneca County Ohio | 2 | $ 113,000 | $ 56,000 | $ 59,000 |
| Wood County Ohio | 2 | $ 371,000 | $ 185,000 | $ 134,000 |
| Beaufort County South Carolina | 2 | $ 391,000 | $ 195,000 | $ 201,000 |
| Contra Costa County California | 1 | $ 248,000 | $ 248,000 | $ 84,000 |
| Jefferson County Colorado | 1 | $ 900,000 | $ 900,000 | $ 269,000 |
| Bay County Florida | 1 | $ 156,000 | $ 156,000 | $ 165,000 |
| Charlotte County Florida | 1 | $ 263,000 | $ 263,000 | $ 163,000 |
| Hillsborough County Florida | 1 | $ 340,000 | $ 340,000 | $ 86,000 |
| Okaloosa County Florida | 1 | $ 96,000 | $ 96,000 | $ 63,000 |
| Sumter County Florida | 1 | $ 218,000 | $ 218,000 | $ 58,000 |
| Union County Georgia | 1 | $ 209,000 | $ 209,000 | $ 130,000 |
| Allen County Indiana | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Dearborn County Indiana | 1 | $ 283,000 | $ 283,000 | $ 116,000 |
| Hamilton County Indiana | 1 | $ 202,000 | $ 202,000 | $ 158,000 |
| Noble County Indiana | 1 | $ 166,000 | $ 166,000 | $ 120,000 |
| Steuben County Indiana | 1 | $ 224,000 | $ 224,000 | $ 211,000 |
| Wayne County Indiana | 1 | $ 112,000 | $ 112,000 | $ 83,000 |
| White County Indiana | 1 | $ 160,000 | $ 160,000 | $ 62,000 |
| Lawrence County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 116,000 |
| Lewis County Kentucky | 1 | $ 124,000 | $ 124,000 | $ 43,000 |
| Scott County Kentucky | 1 | $ 161,000 | $ 161,000 | $ 109,000 |
| Delta County Michigan | 1 | $ 38,000 | $ 38,000 | $ 63,000 |
| Ogemaw County Michigan | 1 | $ 120,000 | $ 120,000 | $ 125,000 |
| Ottawa County Michigan | 1 | $ 1,350,000 | $ 1,350,000 | $ 0 |
| Grafton County New Hampshire | 1 | $ 194,000 | $ 194,000 | $ 203,000 |
| Cumberland County North Carolina | 1 | $ 116,000 | $ 116,000 | $ 61,000 |
| Iredell County North Carolina | 1 | $ 210,000 | $ 210,000 | $ 55,000 |
| Moore County North Carolina | 1 | $ 495,000 | $ 495,000 | $ 510,000 |
| Carroll County Ohio | 1 | $ 37,000 | $ 37,000 | $ 42,000 |
| Hardin County Ohio | 1 | $ 64,000 | $ 64,000 | $ 39,000 |
| Henry County Ohio | 1 | $ 80,000 | $ 80,000 | $ 73,000 |
| Jackson County Ohio | 1 | $ 109,000 | $ 109,000 | $ 100,000 |
| Lake County Ohio | 1 | $ 242,000 | $ 242,000 | $ 103,000 |
| Lawrence County Ohio | 1 | $ 101,000 | $ 101,000 | $ 177,000 |
| Lorain County Ohio | 1 | $ 206,000 | $ 206,000 | $ 64,000 |
| Mahoning County Ohio | 1 | $ 120,000 | $ 120,000 | $ 134,000 |
| Monroe County Ohio | 1 | $ 32,000 | $ 32,000 | $ 63,000 |
| Portage County Ohio | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Sandusky County Ohio | 1 | $ 78,000 | $ 78,000 | $ 40,000 |
| Cleveland County Oklahoma | 1 | $ 69,000 | $ 69,000 | $ 187,000 |
| Allegheny County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 148,000 |
| Westmoreland County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 105,000 |
| Anderson County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 51,000 |
| Berkeley County South Carolina | 1 | $ 206,000 | $ 206,000 | $ 145,000 |
| Cheatham County Tennessee | 1 | $ 261,000 | $ 261,000 | $ 567,000 |
| Davidson County Tennessee | 1 | $ 264,000 | $ 264,000 | $ 150,000 |
| Union County Tennessee | 1 | $ 220,000 | $ 220,000 | $ 282,000 |
| Chesterfield County Virginia | 1 | $ 170,000 | $ 170,000 | $ 56,000 |
| Thurston County Washington | 1 | $ 164,000 | $ 164,000 | $ 18,000 |
Mortgage Loan Application Detail Totals for The Park National Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,490 | $320,543,000 | $128,000 | $3,000,000 | $73,000 | $2,542,000 |
| Refinancing | 1,628 | $203,545,000 | $125,000 | $3,450,000 | $69,000 | $1,294,000 |
| Home Improvement | 982 | $56,445,000 | $57,000 | $1,044,000 | $64,000 | $1,599,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,659 | $501,064,000 | $107,000 | $975,000 | $73,000 | $2,542,000 |
| Not applicable | 207 | $56,011,000 | $270,000 | $3,450,000 | $0 | $0 |
| Not Provided | 115 | $7,380,000 | $64,000 | $1,485,000 | $64,000 | $362,000 |
| Black or African American | 50 | $3,902,000 | $78,000 | $375,000 | $53,000 | $246,000 |
| Hispanic | 41 | $6,295,000 | $153,000 | $1,062,000 | $80,000 | $403,000 |
| Asian | 19 | $4,809,000 | $253,000 | $524,000 | $136,000 | $475,000 |
| American Indian or Alaskan Native | 5 | $532,000 | $106,000 | $200,000 | $70,000 | $207,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $540,000 | $135,000 | $373,000 | $98,000 | $143,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,801 | $548,737,000 | $114,000 | $3,450,000 | $72,000 | $2,542,000 |
| FHA-insured (Federal Housing Administration) | 147 | $13,864,000 | $94,000 | $196,000 | $44,000 | $151,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 92 | $8,763,000 | $95,000 | $213,000 | $39,000 | $77,000 |
| VA-guaranteed (Veterans Administration) | 60 | $9,169,000 | $152,000 | $368,000 | $66,000 | $170,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,706 | $423,447,000 | $114,000 | $3,450,000 | $73,000 | $2,542,000 |
| Application Denied By Financial Institution | 912 | $97,849,000 | $107,000 | $3,000,000 | $54,000 | $613,000 |
| Application Approved But Not Accepted | 297 | $35,023,000 | $117,000 | $650,000 | $81,000 | $1,294,000 |
| Application Withdrawn By Applicant | 185 | $24,214,000 | $130,000 | $950,000 | $76,000 | $496,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 340 | $27,623,000 | $81,000 | $351,000 | $53,000 | $183,000 |
| Debt-To-Income Ratio | 225 | $28,677,000 | $127,000 | $3,000,000 | $43,000 | $230,000 |
| Collateral | 199 | $22,409,000 | $112,000 | $1,145,000 | $67,000 | $613,000 |
| Credit Application Incomplete | 65 | $7,417,000 | $114,000 | $424,000 | $64,000 | $227,000 |
| Other | 40 | $6,948,000 | $173,000 | $1,485,000 | $44,000 | $192,000 |
| Employment History | 15 | $1,631,000 | $108,000 | $415,000 | $41,000 | $90,000 |
| Unverifiable Information | 14 | $1,699,000 | $121,000 | $530,000 | $40,000 | $88,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $706,000 | $100,000 | $368,000 | $44,000 | $87,000 |
| Mortgage Insurance Denied | 7 | $739,000 | $105,000 | $342,000 | $73,000 | $139,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Park National Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Park National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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