The Park National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
The Park National Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Park National Bank 50 N Third Street Newark, OH 43055 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,720 |
| Total Mortgage Loan Application Amount | $716,318,000 |
| Average Mortgage Loan Application Amount | $114,666 |
| Highest Mortgage Loan Application Amount | $2,700,000 |
| Average Applicant Income | $74,666 |
| Highest Applicant Income | $3,207,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with The Park National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Park National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down The Park National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Park National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by The Park National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Park National Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Licking County Ohio | 965 | $ 117,734,000 | $ 122,000 | $ 77,000 |
| Muskingum County Ohio | 649 | $ 77,562,000 | $ 119,000 | $ 71,000 |
| Knox County Ohio | 442 | $ 52,939,000 | $ 119,000 | $ 72,000 |
| Richland County Ohio | 429 | $ 40,391,000 | $ 94,000 | $ 59,000 |
| Fairfield County Ohio | 403 | $ 50,015,000 | $ 124,000 | $ 72,000 |
| Franklin County Ohio | 285 | $ 52,962,000 | $ 185,000 | $ 84,000 |
| Darke County Ohio | 213 | $ 20,814,000 | $ 97,000 | $ 57,000 |
| Clark County Ohio | 210 | $ 16,341,000 | $ 77,000 | $ 50,000 |
| Clermont County Ohio | 199 | $ 26,852,000 | $ 134,000 | $ 83,000 |
| Hamilton County Ohio | 169 | $ 41,676,000 | $ 246,000 | $ 140,000 |
| Coshocton County Ohio | 161 | $ 17,226,000 | $ 106,000 | $ 64,000 |
| Ashland County Ohio | 157 | $ 17,854,000 | $ 113,000 | $ 66,000 |
| Miami County Ohio | 141 | $ 16,586,000 | $ 117,000 | $ 66,000 |
| Crawford County Ohio | 125 | $ 9,885,000 | $ 79,000 | $ 63,000 |
| Perry County Ohio | 117 | $ 14,066,000 | $ 120,000 | $ 92,000 |
| Morrow County Ohio | 104 | $ 9,870,000 | $ 94,000 | $ 57,000 |
| Holmes County Ohio | 72 | $ 8,060,000 | $ 111,000 | $ 61,000 |
| Hocking County Ohio | 65 | $ 6,922,000 | $ 106,000 | $ 62,000 |
| Mercer County Ohio | 61 | $ 7,920,000 | $ 129,000 | $ 84,000 |
| Guernsey County Ohio | 54 | $ 6,804,000 | $ 126,000 | $ 61,000 |
| Athens County Ohio | 52 | $ 5,802,000 | $ 111,000 | $ 95,000 |
| Greene County Ohio | 48 | $ 4,652,000 | $ 96,000 | $ 66,000 |
| Delaware County Ohio | 44 | $ 10,161,000 | $ 230,000 | $ 175,000 |
| Marion County Ohio | 41 | $ 4,431,000 | $ 108,000 | $ 81,000 |
| Wayne County Ohio | 38 | $ 8,121,000 | $ 213,000 | $ 94,000 |
| Champaign County Ohio | 37 | $ 3,719,000 | $ 100,000 | $ 58,000 |
| Tuscarawas County Ohio | 36 | $ 4,097,000 | $ 113,000 | $ 62,000 |
| Montgomery County Ohio | 32 | $ 4,065,000 | $ 127,000 | $ 86,000 |
| Warren County Ohio | 27 | $ 5,081,000 | $ 188,000 | $ 110,000 |
| Brown County Ohio | 24 | $ 3,648,000 | $ 152,000 | $ 117,000 |
| Shelby County Ohio | 24 | $ 3,358,000 | $ 139,000 | $ 64,000 |
| Butler County Ohio | 19 | $ 3,889,000 | $ 204,000 | $ 92,000 |
| Stark County Ohio | 17 | $ 2,448,000 | $ 144,000 | $ 209,000 |
| Vinton County Ohio | 11 | $ 1,432,000 | $ 130,000 | $ 58,000 |
| Pickaway County Ohio | 10 | $ 1,287,000 | $ 128,000 | $ 72,000 |
| Auglaize County Ohio | 9 | $ 844,000 | $ 93,000 | $ 47,000 |
| Logan County Ohio | 9 | $ 1,273,000 | $ 141,000 | $ 110,000 |
| Morgan County Ohio | 9 | $ 772,000 | $ 85,000 | $ 65,000 |
| Summit County Ohio | 8 | $ 1,694,000 | $ 211,000 | $ 87,000 |
| Union County Ohio | 8 | $ 1,289,000 | $ 161,000 | $ 103,000 |
| Charlotte County Florida | 7 | $ 1,286,000 | $ 183,000 | $ 83,000 |
| Cuyahoga County Ohio | 7 | $ 1,106,000 | $ 158,000 | $ 120,000 |
| Erie County Ohio | 7 | $ 1,561,000 | $ 223,000 | $ 152,000 |
| Meigs County Ohio | 7 | $ 952,000 | $ 136,000 | $ 66,000 |
| Ottawa County Ohio | 7 | $ 1,653,000 | $ 236,000 | $ 165,000 |
| Kenton County Kentucky | 6 | $ 497,000 | $ 82,000 | $ 89,000 |
| Huron County Ohio | 6 | $ 612,000 | $ 102,000 | $ 52,000 |
| Madison County Ohio | 6 | $ 1,169,000 | $ 194,000 | $ 82,000 |
| Wyandot County Ohio | 6 | $ 890,000 | $ 148,000 | $ 121,000 |
| Collier County Florida | 5 | $ 1,400,000 | $ 280,000 | $ 208,000 |
| Noble County Ohio | 5 | $ 515,000 | $ 103,000 | $ 102,000 |
| Randolph County Indiana | 4 | $ 453,000 | $ 113,000 | $ 65,000 |
| Campbell County Kentucky | 4 | $ 1,039,000 | $ 259,000 | $ 102,000 |
| Clinton County Ohio | 4 | $ 302,000 | $ 75,000 | $ 49,000 |
| Washington County Ohio | 4 | $ 379,000 | $ 94,000 | $ 76,000 |
| Maricopa County Arizona | 3 | $ 375,000 | $ 125,000 | $ 61,000 |
| Lee County Florida | 3 | $ 699,000 | $ 233,000 | $ 225,000 |
| Jay County Indiana | 3 | $ 328,000 | $ 109,000 | $ 45,000 |
| Steuben County Indiana | 3 | $ 929,000 | $ 309,000 | $ 185,000 |
| Boone County Kentucky | 3 | $ 457,000 | $ 152,000 | $ 104,000 |
| Adams County Ohio | 3 | $ 361,000 | $ 120,000 | $ 64,000 |
| Belmont County Ohio | 3 | $ 495,000 | $ 165,000 | $ 63,000 |
| Fayette County Ohio | 3 | $ 111,000 | $ 37,000 | $ 40,000 |
| Gallia County Ohio | 3 | $ 120,000 | $ 40,000 | $ 112,000 |
| Harrison County Ohio | 3 | $ 410,000 | $ 136,000 | $ 132,000 |
| Medina County Ohio | 3 | $ 395,000 | $ 131,000 | $ 90,000 |
| Preble County Ohio | 3 | $ 269,000 | $ 89,000 | $ 27,000 |
| Van Wert County Ohio | 3 | $ 119,000 | $ 39,000 | $ 67,000 |
| Lake County Florida | 2 | $ 281,000 | $ 140,000 | $ 200,000 |
| Dearborn County Indiana | 2 | $ 273,000 | $ 136,000 | $ 95,000 |
| Hamilton County Indiana | 2 | $ 315,000 | $ 157,000 | $ 95,000 |
| Missaukee County Michigan | 2 | $ 352,000 | $ 176,000 | $ 276,000 |
| Allen County Ohio | 2 | $ 9,000 | $ 4,000 | $ 32,000 |
| Carroll County Ohio | 2 | $ 101,000 | $ 50,000 | $ 48,000 |
| Columbiana County Ohio | 2 | $ 484,000 | $ 242,000 | $ 336,000 |
| Hardin County Ohio | 2 | $ 148,000 | $ 74,000 | $ 47,000 |
| Lorain County Ohio | 2 | $ 242,000 | $ 121,000 | $ 128,000 |
| Portage County Ohio | 2 | $ 128,000 | $ 64,000 | $ 65,000 |
| Ross County Ohio | 2 | $ 174,000 | $ 87,000 | $ 22,000 |
| Seneca County Ohio | 2 | $ 115,000 | $ 57,000 | $ 36,000 |
| Beaufort County South Carolina | 2 | $ 408,000 | $ 204,000 | $ 129,000 |
| Pima County Arizona | 1 | $ 83,000 | $ 83,000 | $ 43,000 |
| Pinal County Arizona | 1 | $ 120,000 | $ 120,000 | $ 117,000 |
| Douglas County Colorado | 1 | $ 353,000 | $ 353,000 | $ 86,000 |
| New Castle County Delaware | 1 | $ 207,000 | $ 207,000 | $ 34,000 |
| Brevard County Florida | 1 | $ 183,000 | $ 183,000 | $ 146,000 |
| Broward County Florida | 1 | $ 248,000 | $ 248,000 | $ 148,000 |
| Citrus County Florida | 1 | $ 88,000 | $ 88,000 | $ 66,000 |
| Manatee County Florida | 1 | $ 136,000 | $ 136,000 | $ 51,000 |
| Marion County Florida | 1 | $ 109,000 | $ 109,000 | $ 294,000 |
| Polk County Florida | 1 | $ 20,000 | $ 20,000 | $ 123,000 |
| Sarasota County Florida | 1 | $ 417,000 | $ 417,000 | $ 386,000 |
| Kauai County Hawaii | 1 | $ 1,075,000 | $ 1,075,000 | $ 1,369,000 |
| Fremont County Idaho | 1 | $ 190,000 | $ 190,000 | $ 185,000 |
| Franklin County Indiana | 1 | $ 76,000 | $ 76,000 | $ 54,000 |
| Hendricks County Indiana | 1 | $ 110,000 | $ 110,000 | $ 78,000 |
| LaGrange County Indiana | 1 | $ 115,000 | $ 115,000 | $ 102,000 |
| Wayne County Indiana | 1 | $ 39,000 | $ 39,000 | $ 66,000 |
| Jasper County Iowa | 1 | $ 43,000 | $ 43,000 | $ 83,000 |
| Fayette County Kentucky | 1 | $ 232,000 | $ 232,000 | $ 82,000 |
| Lincoln County Maine | 1 | $ 598,000 | $ 598,000 | $ 365,000 |
| Alcona County Michigan | 1 | $ 73,000 | $ 73,000 | $ 131,000 |
| Lake County Michigan | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Manistee County Michigan | 1 | $ 200,000 | $ 200,000 | $ 83,000 |
| Oakland County Michigan | 1 | $ 389,000 | $ 389,000 | $ 114,000 |
| Washtenaw County Michigan | 1 | $ 313,000 | $ 313,000 | $ 77,000 |
| Brunswick County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 94,000 |
| Orange County North Carolina | 1 | $ 273,000 | $ 273,000 | $ 124,000 |
| Yancey County North Carolina | 1 | $ 218,000 | $ 218,000 | $ 0 |
| Ashtabula County Ohio | 1 | $ 140,000 | $ 140,000 | $ 82,000 |
| Scioto County Ohio | 1 | $ 40,000 | $ 40,000 | $ 97,000 |
| Allegheny County Pennsylvania | 1 | $ 92,000 | $ 92,000 | $ 17,000 |
| Huntingdon County Pennsylvania | 1 | $ 132,000 | $ 132,000 | $ 89,000 |
| Anderson County South Carolina | 1 | $ 140,000 | $ 140,000 | $ 40,000 |
| Charleston County South Carolina | 1 | $ 683,000 | $ 683,000 | $ 344,000 |
| Greenville County South Carolina | 1 | $ 348,000 | $ 348,000 | $ 244,000 |
| Richland County South Carolina | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Sevier County Tennessee | 1 | $ 261,000 | $ 261,000 | $ 227,000 |
| Van Buren County Tennessee | 1 | $ 132,000 | $ 132,000 | $ 43,000 |
| Harris County Texas | 1 | $ 260,000 | $ 260,000 | $ 202,000 |
| Stafford County Virginia | 1 | $ 470,000 | $ 470,000 | $ 171,000 |
| Suffolk County Virginia | 1 | $ 228,000 | $ 228,000 | $ 105,000 |
| Mercer County West Virginia | 1 | $ 60,000 | $ 60,000 | $ 38,000 |
| Pleasants County West Virginia | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Wood County West Virginia | 1 | $ 67,000 | $ 67,000 | $ 28,000 |
Mortgage Loan Application Detail Totals for The Park National Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,750 | $388,814,000 | $141,000 | $2,700,000 | $77,000 | $3,207,000 |
| Refinancing | 1,877 | $249,103,000 | $132,000 | $2,350,000 | $77,000 | $1,086,000 |
| Home Improvement | 1,093 | $78,401,000 | $71,000 | $1,000,000 | $70,000 | $1,143,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,365 | $652,821,000 | $121,000 | $1,500,000 | $79,000 | $3,207,000 |
| Not applicable | 197 | $42,396,000 | $215,000 | $2,700,000 | $0 | $0 |
| Black or African American | 70 | $7,829,000 | $111,000 | $687,000 | $67,000 | $305,000 |
| Hispanic | 42 | $5,062,000 | $120,000 | $848,000 | $78,000 | $321,000 |
| Asian | 22 | $3,947,000 | $179,000 | $550,000 | $96,000 | $235,000 |
| Not Provided | 20 | $3,860,000 | $193,000 | $1,800,000 | $85,000 | $277,000 |
| Native Hawaiin or Other Pacific Islander | 3 | $313,000 | $104,000 | $222,000 | $54,000 | $65,000 |
| American Indian or Alaskan Native | 1 | $90,000 | $90,000 | $90,000 | $33,000 | $33,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,466 | $686,441,000 | $125,000 | $2,700,000 | $77,000 | $3,207,000 |
| FHA-insured (Federal Housing Administration) | 143 | $15,693,000 | $109,000 | $236,000 | $49,000 | $116,000 |
| VA-guaranteed (Veterans Administration) | 62 | $9,006,000 | $145,000 | $322,000 | $66,000 | $336,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 49 | $5,178,000 | $105,000 | $187,000 | $44,000 | $75,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,275 | $540,911,000 | $126,000 | $2,700,000 | $77,000 | $3,207,000 |
| Application Denied By Financial Institution | 883 | $104,073,000 | $117,000 | $1,800,000 | $64,000 | $1,086,000 |
| Application Withdrawn By Applicant | 440 | $55,771,000 | $126,000 | $979,000 | $81,000 | $694,000 |
| Application Approved But Not Accepted | 122 | $15,563,000 | $127,000 | $499,000 | $89,000 | $358,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 291 | $24,178,000 | $83,000 | $483,000 | $54,000 | $339,000 |
| Collateral | 226 | $30,248,000 | $133,000 | $864,000 | $79,000 | $336,000 |
| Debt-To-Income Ratio | 197 | $26,506,000 | $134,000 | $1,800,000 | $46,000 | $284,000 |
| Credit Application Incomplete | 115 | $17,332,000 | $150,000 | $1,400,000 | $94,000 | $1,086,000 |
| Other | 28 | $3,397,000 | $121,000 | $563,000 | $64,000 | $507,000 |
| Employment History | 8 | $342,000 | $42,000 | $71,000 | $30,000 | $54,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $878,000 | $109,000 | $190,000 | $47,000 | $79,000 |
| Unverifiable Information | 7 | $929,000 | $132,000 | $250,000 | $69,000 | $120,000 |
| Mortgage Insurance Denied | 3 | $263,000 | $87,000 | $119,000 | $48,000 | $67,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Park National Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Park National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.