The Park National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
The Park National Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Park National Bank 50 N Third Street Newark, OH 43055 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,641 |
| Total Mortgage Loan Application Amount | $1,463,575,000 |
| Average Mortgage Loan Application Amount | $125,833 |
| Highest Mortgage Loan Application Amount | $2,525,000 |
| Average Applicant Income | $91,166 |
| Highest Applicant Income | $6,245,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with The Park National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Park National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down The Park National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Park National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by The Park National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Park National Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Licking County Ohio | 908 | $ 148,180,000 | $ 163,000 | $ 104,000 |
| Richland County Ohio | 723 | $ 88,415,000 | $ 122,000 | $ 83,000 |
| Muskingum County Ohio | 687 | $ 89,505,000 | $ 130,000 | $ 84,000 |
| Knox County Ohio | 669 | $ 94,435,000 | $ 141,000 | $ 90,000 |
| Fairfield County Ohio | 569 | $ 86,585,000 | $ 152,000 | $ 101,000 |
| Franklin County Ohio | 385 | $ 82,035,000 | $ 213,000 | $ 164,000 |
| Clark County Ohio | 316 | $ 40,260,000 | $ 127,000 | $ 88,000 |
| Clermont County Ohio | 292 | $ 57,380,000 | $ 196,000 | $ 103,000 |
| Darke County Ohio | 247 | $ 31,295,000 | $ 126,000 | $ 88,000 |
| Miami County Ohio | 233 | $ 31,535,000 | $ 135,000 | $ 93,000 |
| Ashland County Ohio | 226 | $ 27,300,000 | $ 120,000 | $ 78,000 |
| Coshocton County Ohio | 219 | $ 24,675,000 | $ 112,000 | $ 71,000 |
| Anderson County South Carolina | 207 | $ 41,275,000 | $ 199,000 | $ 95,000 |
| Spartanburg County South Carolina | 161 | $ 38,525,000 | $ 239,000 | $ 157,000 |
| Morrow County Ohio | 155 | $ 21,565,000 | $ 139,000 | $ 81,000 |
| Hamilton County Ohio | 140 | $ 34,940,000 | $ 249,000 | $ 202,000 |
| Perry County Ohio | 139 | $ 18,985,000 | $ 136,000 | $ 78,000 |
| Crawford County Ohio | 129 | $ 11,505,000 | $ 89,000 | $ 67,000 |
| Hocking County Ohio | 125 | $ 22,275,000 | $ 178,000 | $ 101,000 |
| Buncombe County North Carolina | 120 | $ 41,300,000 | $ 344,000 | $ 249,000 |
| Greenville County South Carolina | 102 | $ 21,960,000 | $ 215,000 | $ 163,000 |
| Holmes County Ohio | 95 | $ 12,945,000 | $ 136,000 | $ 81,000 |
| Delaware County Ohio | 92 | $ 22,310,000 | $ 242,000 | $ 140,000 |
| Guernsey County Ohio | 92 | $ 13,180,000 | $ 143,000 | $ 84,000 |
| Wayne County Ohio | 88 | $ 16,690,000 | $ 189,000 | $ 93,000 |
| Champaign County Ohio | 85 | $ 11,755,000 | $ 138,000 | $ 86,000 |
| Pickens County South Carolina | 85 | $ 22,295,000 | $ 262,000 | $ 126,000 |
| Tuscarawas County Ohio | 78 | $ 10,650,000 | $ 136,000 | $ 99,000 |
| Mecklenburg County North Carolina | 76 | $ 28,710,000 | $ 377,000 | $ 238,000 |
| Greene County Ohio | 71 | $ 13,215,000 | $ 186,000 | $ 109,000 |
| Montgomery County Ohio | 62 | $ 11,450,000 | $ 184,000 | $ 80,000 |
| Marion County Ohio | 61 | $ 8,405,000 | $ 137,000 | $ 81,000 |
| Mercer County Ohio | 57 | $ 8,055,000 | $ 141,000 | $ 105,000 |
| Athens County Ohio | 56 | $ 8,540,000 | $ 152,000 | $ 108,000 |
| Brown County Ohio | 48 | $ 7,150,000 | $ 148,000 | $ 107,000 |
| Warren County Ohio | 44 | $ 12,100,000 | $ 275,000 | $ 132,000 |
| Stark County Ohio | 28 | $ 6,530,000 | $ 233,000 | $ 94,000 |
| Shelby County Ohio | 26 | $ 3,970,000 | $ 152,000 | $ 84,000 |
| Summit County Ohio | 26 | $ 5,100,000 | $ 196,000 | $ 148,000 |
| Huron County Ohio | 25 | $ 2,425,000 | $ 97,000 | $ 61,000 |
| Medina County Ohio | 25 | $ 6,255,000 | $ 250,000 | $ 105,000 |
| Pickaway County Ohio | 24 | $ 5,110,000 | $ 212,000 | $ 106,000 |
| Oconee County South Carolina | 22 | $ 9,120,000 | $ 414,000 | $ 215,000 |
| Madison County Ohio | 19 | $ 3,605,000 | $ 189,000 | $ 82,000 |
| Henderson County North Carolina | 17 | $ 5,025,000 | $ 295,000 | $ 198,000 |
| Jay County Indiana | 16 | $ 2,360,000 | $ 147,000 | $ 129,000 |
| Kenton County Kentucky | 16 | $ 3,060,000 | $ 191,000 | $ 138,000 |
| Logan County Ohio | 16 | $ 6,310,000 | $ 394,000 | $ 191,000 |
| Noble County Ohio | 16 | $ 1,810,000 | $ 113,000 | $ 88,000 |
| Union County Ohio | 16 | $ 3,910,000 | $ 244,000 | $ 139,000 |
| Charleston County South Carolina | 15 | $ 5,625,000 | $ 375,000 | $ 251,000 |
| Union County North Carolina | 14 | $ 5,730,000 | $ 409,000 | $ 179,000 |
| Butler County Ohio | 12 | $ 1,820,000 | $ 151,000 | $ 85,000 |
| Morgan County Ohio | 12 | $ 1,770,000 | $ 147,000 | $ 84,000 |
| Jefferson County Kentucky | 11 | $ 1,755,000 | $ 159,000 | $ 163,000 |
| Erie County Ohio | 11 | $ 2,695,000 | $ 245,000 | $ 178,000 |
| Fayette County Ohio | 11 | $ 1,475,000 | $ 134,000 | $ 89,000 |
| York County South Carolina | 11 | $ 3,285,000 | $ 298,000 | $ 201,000 |
| Lee County Florida | 9 | $ 4,685,000 | $ 520,000 | $ 413,000 |
| Campbell County Kentucky | 9 | $ 1,585,000 | $ 176,000 | $ 97,000 |
| Ottawa County Ohio | 9 | $ 1,925,000 | $ 213,000 | $ 209,000 |
| Portage County Ohio | 9 | $ 2,795,000 | $ 310,000 | $ 81,000 |
| Wyandot County Ohio | 9 | $ 1,145,000 | $ 127,000 | $ 111,000 |
| Manatee County Florida | 8 | $ 3,840,000 | $ 480,000 | $ 235,000 |
| Gaston County North Carolina | 8 | $ 2,050,000 | $ 256,000 | $ 138,000 |
| Auglaize County Ohio | 8 | $ 2,210,000 | $ 276,000 | $ 79,000 |
| Cuyahoga County Ohio | 8 | $ 1,300,000 | $ 162,000 | $ 195,000 |
| Lorain County Ohio | 8 | $ 1,590,000 | $ 198,000 | $ 133,000 |
| Georgetown County South Carolina | 8 | $ 2,810,000 | $ 351,000 | $ 152,000 |
| Laurens County South Carolina | 7 | $ 1,205,000 | $ 172,000 | $ 108,000 |
| Collier County Florida | 6 | $ 1,290,000 | $ 215,000 | $ 257,000 |
| Cabarrus County North Carolina | 6 | $ 2,520,000 | $ 420,000 | $ 110,000 |
| Clinton County Ohio | 6 | $ 960,000 | $ 160,000 | $ 44,000 |
| Horry County South Carolina | 6 | $ 1,770,000 | $ 295,000 | $ 580,000 |
| Charlotte County Florida | 5 | $ 1,925,000 | $ 385,000 | $ 336,000 |
| Pinellas County Florida | 5 | $ 2,665,000 | $ 533,000 | $ 252,000 |
| Sarasota County Florida | 5 | $ 2,945,000 | $ 589,000 | $ 487,000 |
| Rutherford County North Carolina | 5 | $ 1,525,000 | $ 305,000 | $ 350,000 |
| Lucas County Ohio | 5 | $ 805,000 | $ 161,000 | $ 92,000 |
| Meigs County Ohio | 5 | $ 445,000 | $ 89,000 | $ 82,000 |
| Seneca County Ohio | 5 | $ 765,000 | $ 153,000 | $ 65,000 |
| Trumbull County Ohio | 5 | $ 805,000 | $ 161,000 | $ 136,000 |
| Vinton County Ohio | 5 | $ 915,000 | $ 183,000 | $ 230,000 |
| Beaufort County South Carolina | 5 | $ 1,935,000 | $ 387,000 | $ 245,000 |
| Richland County South Carolina | 5 | $ 815,000 | $ 163,000 | $ 90,000 |
| Monroe County Florida | 4 | $ 1,220,000 | $ 305,000 | $ 367,000 |
| Randolph County Indiana | 4 | $ 450,000 | $ 112,000 | $ 80,000 |
| Washington County Kentucky | 4 | $ 430,000 | $ 107,000 | $ 89,000 |
| Burke County North Carolina | 4 | $ 1,830,000 | $ 457,000 | $ 638,000 |
| Madison County North Carolina | 4 | $ 1,440,000 | $ 360,000 | $ 122,000 |
| Allen County Ohio | 4 | $ 1,350,000 | $ 337,000 | $ 133,000 |
| Belmont County Ohio | 4 | $ 310,000 | $ 77,000 | $ 110,000 |
| Carroll County Ohio | 4 | $ 930,000 | $ 232,000 | $ 68,000 |
| Columbiana County Ohio | 4 | $ 480,000 | $ 120,000 | $ 75,000 |
| Harrison County Ohio | 4 | $ 260,000 | $ 65,000 | $ 58,000 |
| Preble County Ohio | 4 | $ 460,000 | $ 115,000 | $ 68,000 |
| Ross County Ohio | 4 | $ 640,000 | $ 160,000 | $ 53,000 |
| Bay County Florida | 3 | $ 955,000 | $ 318,000 | $ 235,000 |
| Palm Beach County Florida | 3 | $ 1,005,000 | $ 335,000 | $ 605,000 |
| Iredell County North Carolina | 3 | $ 1,175,000 | $ 391,000 | $ 137,000 |
| Lincoln County North Carolina | 3 | $ 2,555,000 | $ 851,000 | $ 309,000 |
| Polk County North Carolina | 3 | $ 995,000 | $ 331,000 | $ 60,000 |
| Transylvania County North Carolina | 3 | $ 1,215,000 | $ 405,000 | $ 391,000 |
| Watauga County North Carolina | 3 | $ 1,515,000 | $ 505,000 | $ 502,000 |
| Adams County Ohio | 3 | $ 405,000 | $ 135,000 | $ 65,000 |
| Hancock County Ohio | 3 | $ 485,000 | $ 161,000 | $ 66,000 |
| Mahoning County Ohio | 3 | $ 875,000 | $ 291,000 | $ 156,000 |
| Van Wert County Ohio | 3 | $ 245,000 | $ 81,000 | $ 56,000 |
| Pima County Arizona | 2 | $ 220,000 | $ 110,000 | $ 354,000 |
| Volusia County Florida | 2 | $ 600,000 | $ 300,000 | $ 922,000 |
| Adams County Indiana | 2 | $ 220,000 | $ 110,000 | $ 57,000 |
| Boone County Kentucky | 2 | $ 210,000 | $ 105,000 | $ 146,000 |
| Grant County Kentucky | 2 | $ 830,000 | $ 415,000 | $ 58,000 |
| Larue County Kentucky | 2 | $ 240,000 | $ 120,000 | $ 78,000 |
| Wayne County Kentucky | 2 | $ 510,000 | $ 255,000 | $ 158,000 |
| Suffolk County Massachusetts | 2 | $ 1,300,000 | $ 650,000 | $ 189,000 |
| Guilford County North Carolina | 2 | $ 90,000 | $ 45,000 | $ 71,000 |
| McDowell County North Carolina | 2 | $ 680,000 | $ 340,000 | $ 103,000 |
| Rowan County North Carolina | 2 | $ 1,190,000 | $ 595,000 | $ 750,000 |
| Stanly County North Carolina | 2 | $ 200,000 | $ 100,000 | $ 56,000 |
| Highland County Ohio | 2 | $ 490,000 | $ 245,000 | $ 122,000 |
| Monroe County Ohio | 2 | $ 210,000 | $ 105,000 | $ 73,000 |
| Allegheny County Pennsylvania | 2 | $ 720,000 | $ 360,000 | $ 160,000 |
| Berkeley County South Carolina | 2 | $ 680,000 | $ 340,000 | $ 125,000 |
| Greenwood County South Carolina | 2 | $ 230,000 | $ 115,000 | $ 53,000 |
| Lexington County South Carolina | 2 | $ 640,000 | $ 320,000 | $ 84,000 |
| Campbell County Tennessee | 2 | $ 590,000 | $ 295,000 | $ 154,000 |
| Franklin County Tennessee | 2 | $ 520,000 | $ 260,000 | $ 181,000 |
| Charlottesville County Virginia | 2 | $ 710,000 | $ 355,000 | $ 80,000 |
| Preston County West Virginia | 2 | $ 140,000 | $ 70,000 | $ 31,000 |
| Baldwin County Alabama | 1 | $ 545,000 | $ 545,000 | $ 202,000 |
| Jefferson County Alabama | 1 | $ 75,000 | $ 75,000 | $ 26,000 |
| Pinal County Arizona | 1 | $ 295,000 | $ 295,000 | $ 316,000 |
| Contra Costa County California | 1 | $ 535,000 | $ 535,000 | $ 150,000 |
| Los Angeles County California | 1 | $ 685,000 | $ 685,000 | $ 116,000 |
| Placer County California | 1 | $ 105,000 | $ 105,000 | $ 209,000 |
| Gunnison County Colorado | 1 | $ 305,000 | $ 305,000 | $ 463,000 |
| Jefferson County Colorado | 1 | $ 225,000 | $ 225,000 | $ 217,000 |
| Broward County Florida | 1 | $ 515,000 | $ 515,000 | $ 300,000 |
| Citrus County Florida | 1 | $ 255,000 | $ 255,000 | $ 105,000 |
| Hillsborough County Florida | 1 | $ 415,000 | $ 415,000 | $ 447,000 |
| Indian River County Florida | 1 | $ 415,000 | $ 415,000 | $ 213,000 |
| Lake County Florida | 1 | $ 495,000 | $ 495,000 | $ 151,000 |
| Leon County Florida | 1 | $ 235,000 | $ 235,000 | $ 40,000 |
| Miami-Dade County Florida | 1 | $ 2,525,000 | $ 2,525,000 | $ 687,000 |
| Walton County Florida | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Bartow County Georgia | 1 | $ 205,000 | $ 205,000 | $ 120,000 |
| Chatham County Georgia | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Fulton County Georgia | 1 | $ 145,000 | $ 145,000 | $ 81,000 |
| Glynn County Georgia | 1 | $ 305,000 | $ 305,000 | $ 140,000 |
| Hart County Georgia | 1 | $ 365,000 | $ 365,000 | $ 216,000 |
| Rabun County Georgia | 1 | $ 205,000 | $ 205,000 | $ 58,000 |
| Stephens County Georgia | 1 | $ 415,000 | $ 415,000 | $ 283,000 |
| Union County Georgia | 1 | $ 205,000 | $ 205,000 | $ 52,000 |
| Cook County Illinois | 1 | $ 155,000 | $ 155,000 | $ 750,000 |
| DuPage County Illinois | 1 | $ 455,000 | $ 455,000 | $ 190,000 |
| Macon County Illinois | 1 | $ 315,000 | $ 315,000 | $ 151,000 |
| Dearborn County Indiana | 1 | $ 465,000 | $ 465,000 | $ 175,000 |
| Delaware County Indiana | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
| Elkhart County Indiana | 1 | $ 195,000 | $ 195,000 | $ 159,000 |
| LaGrange County Indiana | 1 | $ 105,000 | $ 105,000 | $ 80,000 |
| Madison County Indiana | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
| Ohio County Indiana | 1 | $ 235,000 | $ 235,000 | $ 64,000 |
| Wayne County Indiana | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Wells County Indiana | 1 | $ 375,000 | $ 375,000 | $ 201,000 |
| Polk County Iowa | 1 | $ 55,000 | $ 55,000 | $ 174,000 |
| Scott County Iowa | 1 | $ 95,000 | $ 95,000 | $ 28,000 |
| Breckinridge County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 521,000 |
| Fayette County Kentucky | 1 | $ 345,000 | $ 345,000 | $ 174,000 |
| Lewis County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 81,000 |
| Nelson County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 110,000 |
| Owen County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 67,000 |
| Pendleton County Kentucky | 1 | $ 325,000 | $ 325,000 | $ 153,000 |
| Pulaski County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 89,000 |
| Russell County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 254,000 |
| Shelby County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
| Lincoln County Maine | 1 | $ 545,000 | $ 545,000 | $ 420,000 |
| Allegan County Michigan | 1 | $ 205,000 | $ 205,000 | $ 132,000 |
| Antrim County Michigan | 1 | $ 305,000 | $ 305,000 | $ 458,000 |
| Benzie County Michigan | 1 | $ 125,000 | $ 125,000 | $ 319,000 |
| Berrien County Michigan | 1 | $ 205,000 | $ 205,000 | $ 46,000 |
| Branch County Michigan | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Cheboygan County Michigan | 1 | $ 365,000 | $ 365,000 | $ 369,000 |
| Crawford County Michigan | 1 | $ 195,000 | $ 195,000 | $ 354,000 |
| Lake County Michigan | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Saginaw County Michigan | 1 | $ 205,000 | $ 205,000 | $ 150,000 |
| Wayne County Michigan | 1 | $ 345,000 | $ 345,000 | $ 113,000 |
| Hennepin County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 64,000 |
| Jasper County Missouri | 1 | $ 125,000 | $ 125,000 | $ 138,000 |
| Chautauqua County New York | 1 | $ 105,000 | $ 105,000 | $ 160,000 |
| Jefferson County New York | 1 | $ 135,000 | $ 135,000 | $ 144,000 |
| Nassau County New York | 1 | $ 15,000 | $ 15,000 | $ 146,000 |
| Richmond County New York | 1 | $ 405,000 | $ 405,000 | $ 42,000 |
| Avery County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 400,000 |
| Brunswick County North Carolina | 1 | $ 1,505,000 | $ 1,505,000 | $ 770,000 |
| Catawba County North Carolina | 1 | $ 1,855,000 | $ 1,855,000 | $ 0 |
| Cherokee County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Davidson County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 87,000 |
| Haywood County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 28,000 |
| Jackson County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 394,000 |
| Macon County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 71,000 |
| New Hanover County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 253,000 |
| Pasquotank County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 128,000 |
| Gallia County Ohio | 1 | $ 825,000 | $ 825,000 | $ 110,000 |
| Hardin County Ohio | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Jackson County Ohio | 1 | $ 75,000 | $ 75,000 | $ 71,000 |
| Jefferson County Ohio | 1 | $ 75,000 | $ 75,000 | $ 79,000 |
| Lake County Ohio | 1 | $ 115,000 | $ 115,000 | $ 119,000 |
| Lawrence County Ohio | 1 | $ 295,000 | $ 295,000 | $ 190,000 |
| Pike County Ohio | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Washington County Ohio | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| Carbon County Pennsylvania | 1 | $ 355,000 | $ 355,000 | $ 82,000 |
| Mercer County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 166,000 |
| Colleton County South Carolina | 1 | $ 345,000 | $ 345,000 | $ 341,000 |
| Florence County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| Davidson County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 436,000 |
| Grainger County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| Greene County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 89,000 |
| Pickett County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 293,000 |
| Shelby County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Washington County Tennessee | 1 | $ 655,000 | $ 655,000 | $ 275,000 |
| Collin County Texas | 1 | $ 185,000 | $ 185,000 | $ 283,000 |
| Dallas County Texas | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Harris County Texas | 1 | $ 325,000 | $ 325,000 | $ 37,000 |
| Albemarle County Virginia | 1 | $ 545,000 | $ 545,000 | $ 292,000 |
| Orange County Virginia | 1 | $ 205,000 | $ 205,000 | $ 119,000 |
| Pocahontas County West Virginia | 1 | $ 185,000 | $ 185,000 | $ 150,000 |
| Webster County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 22,000 |
| Wood County West Virginia | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
Mortgage Loan Application Detail Totals for The Park National Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,932 | $617,570,000 | $210,000 | $2,525,000 | $108,000 | $1,481,000 |
| Refinancing | 2,374 | $431,950,000 | $181,000 | $2,205,000 | $113,000 | $2,143,000 |
| Cash-out Refinancing | 1,664 | $288,350,000 | $173,000 | $1,205,000 | $98,000 | $6,245,000 |
| Home Improvement | 1,046 | $68,690,000 | $65,000 | $755,000 | $103,000 | $1,743,000 |
| Other Purpose | 624 | $56,980,000 | $91,000 | $895,000 | $125,000 | $2,909,000 |
| Not Applicable | 1 | $35,000 | $35,000 | $35,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,450 | $1,213,430,000 | $162,000 | $2,525,000 | $107,000 | $6,245,000 |
| Not Provided | 560 | $95,150,000 | $169,000 | $1,495,000 | $120,000 | $1,602,000 |
| Not applicable | 371 | $100,775,000 | $271,000 | $2,405,000 | $0 | $0 |
| Black or African American | 94 | $15,440,000 | $164,000 | $555,000 | $93,000 | $503,000 |
| Asian | 78 | $19,930,000 | $255,000 | $1,605,000 | $111,000 | $465,000 |
| Hispanic | 64 | $12,910,000 | $201,000 | $545,000 | $104,000 | $820,000 |
| American Indian or Alaskan Native | 17 | $2,935,000 | $172,000 | $335,000 | $83,000 | $137,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $290,000 | $145,000 | $175,000 | $72,000 | $82,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,516 | $1,444,630,000 | $169,000 | $2,525,000 | $109,000 | $6,245,000 |
| FHA-insured (Federal Housing Administration) | 61 | $8,455,000 | $138,000 | $365,000 | $54,000 | $144,000 |
| VA-guaranteed (Veterans Administration) | 37 | $6,975,000 | $188,000 | $455,000 | $72,000 | $190,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 27 | $3,515,000 | $130,000 | $245,000 | $44,000 | $86,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,341 | $1,075,115,000 | $169,000 | $2,525,000 | $111,000 | $2,909,000 |
| Application Denied By Financial Institution | 1,226 | $182,380,000 | $148,000 | $2,405,000 | $81,000 | $1,344,000 |
| Application Withdrawn By Applicant | 957 | $182,855,000 | $191,000 | $2,005,000 | $121,000 | $6,245,000 |
| Application Approved But Not Accepted | 104 | $20,580,000 | $197,000 | $885,000 | $114,000 | $1,088,000 |
| Loan Purchased By The Institution | 13 | $2,645,000 | $203,000 | $505,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,415 | $1,281,195,000 | $172,000 | $2,525,000 | $113,000 | $6,245,000 |
| Debt-To-Income Ratio | 465 | $75,405,000 | $162,000 | $1,855,000 | $58,000 | $770,000 |
| Credit History | 374 | $37,650,000 | $100,000 | $555,000 | $69,000 | $320,000 |
| Collateral | 174 | $30,300,000 | $174,000 | $1,635,000 | $119,000 | $900,000 |
| Credit Application Incomplete | 162 | $29,520,000 | $182,000 | $1,485,000 | $128,000 | $1,344,000 |
| Other | 31 | $6,935,000 | $223,000 | $2,405,000 | $101,000 | $403,000 |
| Unverifiable Information | 11 | $1,415,000 | $128,000 | $275,000 | $64,000 | $229,000 |
| Employment History | 8 | $920,000 | $115,000 | $245,000 | $76,000 | $106,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $235,000 | $235,000 | $235,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Park National Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Park National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.