Parkvale Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Parkvale Savings Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Parkvale Savings Bank 4220 William Penn Highway Monroeville, PA 15146 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,791 |
| Total Mortgage Loan Application Amount | $207,110,000 |
| Average Mortgage Loan Application Amount | $113,666 |
| Highest Mortgage Loan Application Amount | $5,632,000 |
| Average Applicant Income | $58,666 |
| Highest Applicant Income | $2,576,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Parkvale Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Parkvale Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Parkvale Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Parkvale Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Parkvale Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Parkvale Savings Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny County Pennsylvania | 676 | $ 60,834,000 | $ 89,000 | $ 63,000 |
| Fayette County Pennsylvania | 229 | $ 11,318,000 | $ 49,000 | $ 65,000 |
| Westmoreland County Pennsylvania | 155 | $ 12,357,000 | $ 79,000 | $ 62,000 |
| Brooke County West Virginia | 107 | $ 5,249,000 | $ 49,000 | $ 67,000 |
| Jefferson County Ohio | 100 | $ 5,989,000 | $ 59,000 | $ 59,000 |
| Beaver County Pennsylvania | 91 | $ 4,937,000 | $ 54,000 | $ 68,000 |
| Butler County Pennsylvania | 52 | $ 4,508,000 | $ 86,000 | $ 79,000 |
| Belmont County Ohio | 42 | $ 2,773,000 | $ 66,000 | $ 78,000 |
| Washington County Pennsylvania | 41 | $ 2,710,000 | $ 66,000 | $ 70,000 |
| Hancock County West Virginia | 30 | $ 1,725,000 | $ 57,000 | $ 82,000 |
| Erie County Pennsylvania | 17 | $ 1,599,000 | $ 94,000 | $ 52,000 |
| Ohio County West Virginia | 17 | $ 1,483,000 | $ 87,000 | $ 86,000 |
| Mercer County Pennsylvania | 10 | $ 482,000 | $ 48,000 | $ 35,000 |
| Armstrong County Pennsylvania | 8 | $ 358,000 | $ 44,000 | $ 35,000 |
| Maricopa County Arizona | 7 | $ 3,401,000 | $ 485,000 | $ 0 |
| King County Washington | 7 | $ 3,918,000 | $ 559,000 | $ 0 |
| DuPage County Illinois | 6 | $ 2,691,000 | $ 448,000 | $ 0 |
| Clark County Nevada | 6 | $ 2,409,000 | $ 401,000 | $ 0 |
| Trumbull County Ohio | 6 | $ 725,000 | $ 120,000 | $ 61,000 |
| Marshall County West Virginia | 6 | $ 269,000 | $ 44,000 | $ 87,000 |
| Franklin County Ohio | 5 | $ 121,000 | $ 24,000 | $ 72,000 |
| Harrison County Ohio | 5 | $ 323,000 | $ 64,000 | $ 31,000 |
| Cook County Illinois | 4 | $ 2,348,000 | $ 587,000 | $ 0 |
| Montgomery County Maryland | 4 | $ 1,635,000 | $ 408,000 | $ 0 |
| Dauphin County Pennsylvania | 4 | $ 274,000 | $ 68,000 | $ 34,000 |
| Greene County Pennsylvania | 4 | $ 79,000 | $ 19,000 | $ 47,000 |
| Loudoun County Virginia | 4 | $ 2,176,000 | $ 544,000 | $ 0 |
| Prince William County Virginia | 4 | $ 1,888,000 | $ 472,000 | $ 0 |
| Santa Clara County California | 3 | $ 1,517,000 | $ 505,000 | $ 0 |
| Fulton County Georgia | 3 | $ 2,600,000 | $ 866,000 | $ 0 |
| St. Louis County Missouri | 3 | $ 2,076,000 | $ 692,000 | $ 0 |
| New York County New York | 3 | $ 2,394,000 | $ 798,000 | $ 0 |
| Somerset County Pennsylvania | 3 | $ 162,000 | $ 54,000 | $ 54,000 |
| Snohomish County Washington | 3 | $ 1,874,000 | $ 624,000 | $ 0 |
| Pima County Arizona | 2 | $ 817,000 | $ 408,000 | $ 0 |
| Orange County California | 2 | $ 850,000 | $ 425,000 | $ 0 |
| Riverside County California | 2 | $ 630,000 | $ 315,000 | $ 0 |
| Santa Barbara County California | 2 | $ 1,037,000 | $ 518,000 | $ 0 |
| Denver County Colorado | 2 | $ 1,247,000 | $ 623,000 | $ 0 |
| Fairfield County Connecticut | 2 | $ 1,251,000 | $ 625,000 | $ 0 |
| District of Columbia County District Of Columbia | 2 | $ 1,394,000 | $ 697,000 | $ 0 |
| Cobb County Georgia | 2 | $ 956,000 | $ 478,000 | $ 0 |
| Baltimore County Maryland | 2 | $ 393,000 | $ 196,000 | $ 0 |
| Baltimore City County Maryland | 2 | $ 505,000 | $ 252,000 | $ 0 |
| Oakland County Michigan | 2 | $ 1,272,000 | $ 636,000 | $ 0 |
| Santa Fe County New Mexico | 2 | $ 1,166,000 | $ 583,000 | $ 0 |
| Greene County Ohio | 2 | $ 1,108,000 | $ 554,000 | $ 0 |
| Mahoning County Ohio | 2 | $ 199,000 | $ 99,000 | $ 56,000 |
| Montgomery County Ohio | 2 | $ 606,000 | $ 303,000 | $ 0 |
| Multnomah County Oregon | 2 | $ 924,000 | $ 462,000 | $ 0 |
| Indiana County Pennsylvania | 2 | $ 105,000 | $ 52,000 | $ 26,000 |
| Montgomery County Pennsylvania | 2 | $ 469,000 | $ 234,000 | $ 0 |
| York County Pennsylvania | 2 | $ 180,000 | $ 90,000 | $ 45,000 |
| Williamson County Tennessee | 2 | $ 1,176,000 | $ 588,000 | $ 0 |
| Bexar County Texas | 2 | $ 705,000 | $ 352,000 | $ 0 |
| Salt Lake County Utah | 2 | $ 1,034,000 | $ 517,000 | $ 0 |
| Fairfax County Virginia | 2 | $ 1,410,000 | $ 705,000 | $ 0 |
| Preston County West Virginia | 2 | $ 193,000 | $ 96,000 | $ 39,000 |
| Jefferson County Alabama | 1 | $ 506,000 | $ 506,000 | $ 0 |
| Mobile County Alabama | 1 | $ 592,000 | $ 592,000 | $ 0 |
| Montgomery County Alabama | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Gila County Arizona | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Alameda County California | 1 | $ 559,000 | $ 559,000 | $ 0 |
| Contra Costa County California | 1 | $ 488,000 | $ 488,000 | $ 0 |
| Los Angeles County California | 1 | $ 900,000 | $ 900,000 | $ 0 |
| Mono County California | 1 | $ 483,000 | $ 483,000 | $ 0 |
| Nevada County California | 1 | $ 526,000 | $ 526,000 | $ 0 |
| San Benito County California | 1 | $ 468,000 | $ 468,000 | $ 0 |
| San Bernardino County California | 1 | $ 700,000 | $ 700,000 | $ 0 |
| San Diego County California | 1 | $ 153,000 | $ 153,000 | $ 0 |
| San Mateo County California | 1 | $ 570,000 | $ 570,000 | $ 0 |
| Sonoma County California | 1 | $ 613,000 | $ 613,000 | $ 0 |
| Adams County Colorado | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Gilpin County Colorado | 1 | $ 431,000 | $ 431,000 | $ 0 |
| Grand County Colorado | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Routt County Colorado | 1 | $ 686,000 | $ 686,000 | $ 0 |
| Hartford County Connecticut | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Broward County Florida | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Collier County Florida | 1 | $ 482,000 | $ 482,000 | $ 0 |
| Martin County Florida | 1 | $ 476,000 | $ 476,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Sarasota County Florida | 1 | $ 520,000 | $ 520,000 | $ 0 |
| Seminole County Florida | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Douglas County Georgia | 1 | $ 440,000 | $ 440,000 | $ 0 |
| Forsyth County Georgia | 1 | $ 456,000 | $ 456,000 | $ 0 |
| Oconee County Georgia | 1 | $ 518,000 | $ 518,000 | $ 0 |
| Blaine County Idaho | 1 | $ 510,000 | $ 510,000 | $ 0 |
| Bonner County Idaho | 1 | $ 644,000 | $ 644,000 | $ 0 |
| Will County Illinois | 1 | $ 672,000 | $ 672,000 | $ 0 |
| Hendricks County Indiana | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 559,000 | $ 559,000 | $ 0 |
| Orleans County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Harford County Maryland | 1 | $ 420,000 | $ 420,000 | $ 0 |
| Howard County Maryland | 1 | $ 369,000 | $ 369,000 | $ 0 |
| Prince George's County Maryland | 1 | $ 453,000 | $ 453,000 | $ 0 |
| Washington County Maryland | 1 | $ 637,000 | $ 637,000 | $ 0 |
| Barnstable County Massachusetts | 1 | $ 699,000 | $ 699,000 | $ 0 |
| Hampshire County Massachusetts | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Middlesex County Massachusetts | 1 | $ 374,000 | $ 374,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 900,000 | $ 900,000 | $ 0 |
| Wayne County Michigan | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Pulaski County Missouri | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Washoe County Nevada | 1 | $ 339,000 | $ 339,000 | $ 0 |
| Bergen County New Jersey | 1 | $ 527,000 | $ 527,000 | $ 0 |
| Burlington County New Jersey | 1 | $ 538,000 | $ 538,000 | $ 0 |
| Cape May County New Jersey | 1 | $ 499,000 | $ 499,000 | $ 0 |
| Hudson County New Jersey | 1 | $ 660,000 | $ 660,000 | $ 0 |
| Monmouth County New Jersey | 1 | $ 590,000 | $ 590,000 | $ 0 |
| Morris County New Jersey | 1 | $ 439,000 | $ 439,000 | $ 0 |
| Passaic County New Jersey | 1 | $ 746,000 | $ 746,000 | $ 0 |
| Dutchess County New York | 1 | $ 528,000 | $ 528,000 | $ 0 |
| Queens County New York | 1 | $ 532,000 | $ 532,000 | $ 0 |
| Richmond County New York | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Brunswick County North Carolina | 1 | $ 443,000 | $ 443,000 | $ 0 |
| Macon County North Carolina | 1 | $ 557,000 | $ 557,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 544,000 | $ 544,000 | $ 0 |
| Licking County Ohio | 1 | $ 55,000 | $ 55,000 | $ 222,000 |
| Stark County Ohio | 1 | $ 516,000 | $ 516,000 | $ 0 |
| Washington County Ohio | 1 | $ 14,000 | $ 14,000 | $ 55,000 |
| Tulsa County Oklahoma | 1 | $ 464,000 | $ 464,000 | $ 0 |
| Providence County Rhode Island | 1 | $ 547,000 | $ 547,000 | $ 0 |
| Washington County Rhode Island | 1 | $ 665,000 | $ 665,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Berkeley County South Carolina | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 624,000 | $ 624,000 | $ 0 |
| Hamilton County Tennessee | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Dallas County Texas | 1 | $ 750,000 | $ 750,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 370,000 | $ 370,000 | $ 0 |
| Wasatch County Utah | 1 | $ 526,000 | $ 526,000 | $ 0 |
| Chesterfield County Virginia | 1 | $ 504,000 | $ 504,000 | $ 0 |
| Benton County Washington | 1 | $ 590,000 | $ 590,000 | $ 0 |
| Pierce County Washington | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Thurston County Washington | 1 | $ 213,000 | $ 213,000 | $ 0 |
| Harrison County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 112,000 |
Mortgage Loan Application Detail Totals for Parkvale Savings Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 745 | $111,759,000 | $150,000 | $5,632,000 | $54,000 | $783,000 |
| Home Improvement | 563 | $18,367,000 | $32,000 | $480,000 | $63,000 | $634,000 |
| Refinancing | 483 | $76,984,000 | $159,000 | $1,100,000 | $59,000 | $2,576,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,366 | $75,625,000 | $55,000 | $650,000 | $70,000 | $2,576,000 |
| Not applicable | 321 | $120,977,000 | $376,000 | $5,632,000 | $0 | $263,000 |
| Not Provided | 44 | $5,010,000 | $113,000 | $1,700,000 | $82,000 | $252,000 |
| Asian | 29 | $3,833,000 | $132,000 | $447,000 | $98,000 | $302,000 |
| Black or African American | 25 | $1,155,000 | $46,000 | $480,000 | $59,000 | $187,000 |
| Hispanic | 4 | $434,000 | $108,000 | $170,000 | $120,000 | $259,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $76,000 | $38,000 | $40,000 | $70,000 | $70,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,791 | $207,110,000 | $115,000 | $5,632,000 | $58,000 | $2,576,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,181 | $74,326,000 | $62,000 | $3,276,000 | $74,000 | $2,576,000 |
| Loan Purchased By The Institution | 306 | $108,354,000 | $354,000 | $1,100,000 | $0 | $0 |
| Application Denied By Financial Institution | 190 | $14,757,000 | $77,000 | $5,632,000 | $50,000 | $174,000 |
| Application Approved But Not Accepted | 48 | $3,494,000 | $72,000 | $588,000 | $79,000 | $278,000 |
| Application Withdrawn By Applicant | 47 | $4,777,000 | $101,000 | $1,700,000 | $57,000 | $180,000 |
| File Closed For Incompleteness | 19 | $1,402,000 | $73,000 | $447,000 | $86,000 | $265,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 74 | $2,312,000 | $31,000 | $480,000 | $47,000 | $172,000 |
| Debt-To-Income Ratio | 55 | $2,163,000 | $39,000 | $152,000 | $38,000 | $148,000 |
| Collateral | 37 | $9,398,000 | $254,000 | $5,632,000 | $64,000 | $144,000 |
| Other | 18 | $647,000 | $35,000 | $209,000 | $66,000 | $174,000 |
| Employment History | 4 | $91,000 | $22,000 | $56,000 | $36,000 | $58,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $36,000 | $36,000 | $36,000 | $66,000 | $66,000 |
| Mortgage Insurance Denied | 1 | $110,000 | $110,000 | $110,000 | $95,000 | $95,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Parkvale Savings Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Parkvale Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.