Patelco Credit Union
Mortgage Loan Application
Totals and Details
for 2007

Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Patelco Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Patelco Credit Union
5499 Sunrise Blvd
Citrus Heights, CA 95610
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  
Total Number of Mortgage Applications 5,172
Total Mortgage Loan Application Amount $921,655,000
Average Mortgage Loan Application Amount $241,000
Highest Mortgage Loan Application Amount $1,740,000
Average Applicant Income $109,666
Highest Applicant Income $1,202,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Patelco Credit Union by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Contra Costa County California 885 $ 150,975,000 $ 170,000 $ 121,000
Alameda County California 741 $ 125,062,000 $ 168,000 $ 112,000
Sacramento County California 516 $ 68,069,000 $ 131,000 $ 90,000
San Mateo County California 317 $ 76,648,000 $ 241,000 $ 128,000
Solano County California 248 $ 39,080,000 $ 157,000 $ 106,000
Sonoma County California 218 $ 29,021,000 $ 133,000 $ 102,000
Santa Clara County California 189 $ 33,471,000 $ 177,000 $ 123,000
San Francisco County California 172 $ 45,012,000 $ 261,000 $ 126,000
Placer County California 145 $ 19,108,000 $ 131,000 $ 114,000
San Joaquin County California 109 $ 18,225,000 $ 167,000 $ 97,000
Marin County California 77 $ 16,537,000 $ 214,000 $ 147,000
Kern County California 63 $ 6,094,000 $ 96,000 $ 86,000
El Dorado County California 56 $ 10,474,000 $ 187,000 $ 115,000
Maricopa County Arizona 49 $ 6,575,000 $ 134,000 $ 100,000
Los Angeles County California 47 $ 10,866,000 $ 231,000 $ 130,000
Stanislaus County California 47 $ 7,733,000 $ 164,000 $ 98,000
Cook County Illinois 47 $ 4,917,000 $ 104,000 $ 92,000
Santa Cruz County California 46 $ 5,116,000 $ 111,000 $ 114,000
Riverside County California 37 $ 5,914,000 $ 159,000 $ 130,000
Merced County California 33 $ 5,369,000 $ 162,000 $ 80,000
Humboldt County California 30 $ 2,731,000 $ 91,000 $ 73,000
Clark County Nevada 30 $ 4,750,000 $ 158,000 $ 127,000
Fresno County California 27 $ 3,830,000 $ 141,000 $ 85,000
Napa County California 27 $ 5,704,000 $ 211,000 $ 120,000
Lake County Illinois 25 $ 3,843,000 $ 153,000 $ 130,000
San Diego County California 21 $ 6,686,000 $ 318,000 $ 168,000
Yolo County California 19 $ 3,322,000 $ 174,000 $ 109,000
Orange County Florida 18 $ 2,528,000 $ 140,000 $ 79,000
Butte County California 17 $ 2,388,000 $ 140,000 $ 69,000
Nevada County California 17 $ 2,012,000 $ 118,000 $ 112,000
Orange County California 16 $ 3,231,000 $ 201,000 $ 175,000
Calaveras County California 14 $ 1,007,000 $ 71,000 $ 129,000
San Bernardino County California 13 $ 2,654,000 $ 204,000 $ 131,000
Washoe County Nevada 13 $ 1,594,000 $ 122,000 $ 98,000
Lake County California 12 $ 1,696,000 $ 141,000 $ 133,000
DuPage County Illinois 12 $ 1,409,000 $ 117,000 $ 123,000
Shasta County California 11 $ 1,214,000 $ 110,000 $ 78,000
Palm Beach County Florida 11 $ 2,272,000 $ 206,000 $ 90,000
Madera County California 10 $ 1,511,000 $ 151,000 $ 97,000
Hillsborough County Florida 9 $ 843,000 $ 93,000 $ 93,000
Amador County California 8 $ 436,000 $ 54,000 $ 87,000
Monterey County California 8 $ 1,250,000 $ 156,000 $ 152,000
Yuba County California 8 $ 1,434,000 $ 179,000 $ 100,000
St. Lucie County Florida 8 $ 877,000 $ 109,000 $ 75,000
Multnomah County Oregon 8 $ 1,116,000 $ 139,000 $ 137,000
Mendocino County California 7 $ 707,000 $ 101,000 $ 130,000
Broward County Florida 7 $ 851,000 $ 121,000 $ 117,000
Pinellas County Florida 7 $ 769,000 $ 109,000 $ 98,000
San Luis Obispo County California 6 $ 393,000 $ 65,000 $ 96,000
Miami-Dade County Florida 6 $ 255,000 $ 42,000 $ 101,000
Middlesex County New Jersey 6 $ 1,226,000 $ 204,000 $ 99,000
Dallas County Texas 6 $ 887,000 $ 147,000 $ 102,000
Mariposa County California 5 $ 538,000 $ 107,000 $ 75,000
Sutter County California 5 $ 687,000 $ 137,000 $ 94,000
Harris County Texas 5 $ 492,000 $ 98,000 $ 85,000
Clark County Washington 5 $ 230,000 $ 46,000 $ 99,000
King County Washington 5 $ 1,524,000 $ 304,000 $ 135,000
Snohomish County Washington 5 $ 1,918,000 $ 383,000 $ 178,000
Pima County Arizona 4 $ 446,000 $ 111,000 $ 74,000
Santa Barbara County California 4 $ 367,000 $ 91,000 $ 161,000
Siskiyou County California 4 $ 467,000 $ 116,000 $ 72,000
Ventura County California 4 $ 667,000 $ 166,000 $ 197,000
Colusa County California 3 $ 671,000 $ 223,000 $ 69,000
Del Norte County California 3 $ 674,000 $ 224,000 $ 85,000
Glenn County California 3 $ 400,000 $ 133,000 $ 98,000
San Benito County California 3 $ 1,218,000 $ 406,000 $ 194,000
Tulare County California 3 $ 177,000 $ 59,000 $ 70,000
Tuolumne County California 3 $ 311,000 $ 103,000 $ 101,000
Douglas County Colorado 3 $ 255,000 $ 85,000 $ 160,000
Clay County Florida 3 $ 212,000 $ 70,000 $ 66,000
Collier County Florida 3 $ 757,000 $ 252,000 $ 157,000
Lake County Florida 3 $ 285,000 $ 95,000 $ 64,000
Pasco County Florida 3 $ 239,000 $ 79,000 $ 86,000
Polk County Florida 3 $ 427,000 $ 142,000 $ 44,000
Volusia County Florida 3 $ 213,000 $ 71,000 $ 128,000
Peoria County Illinois 3 $ 94,000 $ 31,000 $ 70,000
Tazewell County Illinois 3 $ 241,000 $ 80,000 $ 85,000
Vermilion County Illinois 3 $ 432,000 $ 144,000 $ 127,000
Wayne County Michigan 3 $ 705,000 $ 235,000 $ 155,000
Missoula County Montana 3 $ 341,000 $ 113,000 $ 103,000
Lane County Oregon 3 $ 183,000 $ 61,000 $ 118,000
Shelby County Tennessee 3 $ 374,000 $ 124,000 $ 101,000
Fort Bend County Texas 3 $ 347,000 $ 115,000 $ 55,000
Tarrant County Texas 3 $ 627,000 $ 209,000 $ 81,000
Kitsap County Washington 3 $ 566,000 $ 188,000 $ 141,000
Kings County California 2 $ 70,000 $ 35,000 $ 128,000
Plumas County California 2 $ 375,000 $ 187,000 $ 83,000
Sierra County California 2 $ 20,000 $ 10,000 $ 62,000
Tehama County California 2 $ 35,000 $ 17,000 $ 59,000
Adams County Colorado 2 $ 105,000 $ 52,000 $ 115,000
Boulder County Colorado 2 $ 45,000 $ 22,000 $ 92,000
Fremont County Colorado 2 $ 153,000 $ 76,000 $ 65,000
Brevard County Florida 2 $ 571,000 $ 285,000 $ 183,000
Lee County Florida 2 $ 236,000 $ 118,000 $ 47,000
Osceola County Florida 2 $ 290,000 $ 145,000 $ 60,000
Gwinnett County Georgia 2 $ 312,000 $ 156,000 $ 85,000
Jefferson County Illinois 2 $ 80,000 $ 40,000 $ 36,000
Will County Illinois 2 $ 339,000 $ 169,000 $ 105,000
Woodford County Illinois 2 $ 300,000 $ 150,000 $ 40,000
Grant County Indiana 2 $ 139,000 $ 69,000 $ 46,000
Hamilton County Indiana 2 $ 389,000 $ 194,000 $ 90,000
Marion County Indiana 2 $ 304,000 $ 152,000 $ 40,000
Johnson County Kansas 2 $ 319,000 $ 159,000 $ 107,000
Wyandotte County Kansas 2 $ 124,000 $ 62,000 $ 61,000
Fayette County Kentucky 2 $ 252,000 $ 126,000 $ 111,000
Montgomery County Maryland 2 $ 450,000 $ 225,000 $ 0
Middlesex County Massachusetts 2 $ 268,000 $ 134,000 $ 144,000
Oakland County Michigan 2 $ 414,000 $ 207,000 $ 122,000
DeSoto County Mississippi 2 $ 180,000 $ 90,000 $ 46,000
Lancaster County Nebraska 2 $ 179,000 $ 89,000 $ 70,000
Douglas County Nevada 2 $ 614,000 $ 307,000 $ 92,000
Lyon County Nevada 2 $ 391,000 $ 195,000 $ 88,000
Niagara County New York 2 $ 160,000 $ 80,000 $ 58,000
Queens County New York 2 $ 489,000 $ 244,000 $ 86,000
Gaston County North Carolina 2 $ 554,000 $ 277,000 $ 160,000
Guilford County North Carolina 2 $ 268,000 $ 134,000 $ 76,000
Mahoning County Ohio 2 $ 110,000 $ 55,000 $ 10,000
Clackamas County Oregon 2 $ 175,000 $ 87,000 $ 94,000
Curry County Oregon 2 $ 307,000 $ 153,000 $ 88,000
Jackson County Oregon 2 $ 327,000 $ 163,000 $ 103,000
Marion County Oregon 2 $ 236,000 $ 118,000 $ 93,000
Adams County Pennsylvania 2 $ 733,000 $ 366,000 $ 81,000
Cumberland County Tennessee 2 $ 360,000 $ 180,000 $ 96,000
Galveston County Texas 2 $ 250,000 $ 125,000 $ 146,000
Williamson County Texas 2 $ 402,000 $ 201,000 $ 89,000
Loudoun County Virginia 2 $ 473,000 $ 236,000 $ 170,000
Lauderdale County Alabama 1 $ 77,000 $ 77,000 $ 34,000
Madison County Alabama 1 $ 206,000 $ 206,000 $ 135,000
Mohave County Arizona 1 $ 20,000 $ 20,000 $ 34,000
Pinal County Arizona 1 $ 62,000 $ 62,000 $ 68,000
Santa Cruz County Arizona 1 $ 87,000 $ 87,000 $ 144,000
Yavapai County Arizona 1 $ 75,000 $ 75,000 $ 50,000
Crittenden County Arkansas 1 $ 147,000 $ 147,000 $ 82,000
Saline County Arkansas 1 $ 323,000 $ 323,000 $ 110,000
Modoc County California 1 $ 20,000 $ 20,000 $ 59,000
Trinity County California 1 $ 57,000 $ 57,000 $ 94,000
Arapahoe County Colorado 1 $ 66,000 $ 66,000 $ 69,000
El Paso County Colorado 1 $ 25,000 $ 25,000 $ 73,000
Elbert County Colorado 1 $ 153,000 $ 153,000 $ 55,000
Montrose County Colorado 1 $ 20,000 $ 20,000 $ 83,000
Weld County Colorado 1 $ 38,000 $ 38,000 $ 118,000
New London County Connecticut 1 $ 125,000 $ 125,000 $ 0
New Castle County Delaware 1 $ 268,000 $ 268,000 $ 98,000
Alachua County Florida 1 $ 50,000 $ 50,000 $ 222,000
Duval County Florida 1 $ 42,000 $ 42,000 $ 74,000
Escambia County Florida 1 $ 107,000 $ 107,000 $ 39,000
Marion County Florida 1 $ 75,000 $ 75,000 $ 100,000
Seminole County Florida 1 $ 475,000 $ 475,000 $ 240,000
Clayton County Georgia 1 $ 95,000 $ 95,000 $ 43,000
Cobb County Georgia 1 $ 111,000 $ 111,000 $ 25,000
DeKalb County Georgia 1 $ 178,000 $ 178,000 $ 100,000
Fulton County Georgia 1 $ 575,000 $ 575,000 $ 185,000
Honolulu County Hawaii 1 $ 207,000 $ 207,000 $ 88,000
Bonneville County Idaho 1 $ 135,000 $ 135,000 $ 61,000
Bond County Illinois 1 $ 104,000 $ 104,000 $ 95,000
Boone County Illinois 1 $ 149,000 $ 149,000 $ 37,000
DeKalb County Illinois 1 $ 25,000 $ 25,000 $ 156,000
Franklin County Illinois 1 $ 25,000 $ 25,000 $ 9,000
Grundy County Illinois 1 $ 20,000 $ 20,000 $ 75,000
Kane County Illinois 1 $ 230,000 $ 230,000 $ 64,000
Kendall County Illinois 1 $ 62,000 $ 62,000 $ 118,000
McLean County Illinois 1 $ 20,000 $ 20,000 $ 52,000
Johnson County Indiana 1 $ 120,000 $ 120,000 $ 72,000
Lake County Indiana 1 $ 147,000 $ 147,000 $ 48,000
Hopkins County Kentucky 1 $ 141,000 $ 141,000 $ 130,000
East Baton Rouge County Louisiana 1 $ 140,000 $ 140,000 $ 100,000
Rapides County Louisiana 1 $ 140,000 $ 140,000 $ 62,000
St. Tammany County Louisiana 1 $ 234,000 $ 234,000 $ 80,000
Prince George's County Maryland 1 $ 60,000 $ 60,000 $ 0
Suffolk County Massachusetts 1 $ 269,000 $ 269,000 $ 75,000
Worcester County Massachusetts 1 $ 233,000 $ 233,000 $ 69,000
Washtenaw County Michigan 1 $ 222,000 $ 222,000 $ 74,000
Washington County Minnesota 1 $ 263,000 $ 263,000 $ 68,000
Hinds County Mississippi 1 $ 350,000 $ 350,000 $ 0
Cole County Missouri 1 $ 243,000 $ 243,000 $ 150,000
Douglas County Nebraska 1 $ 230,000 $ 230,000 $ 113,000
Cheshire County New Hampshire 1 $ 123,000 $ 123,000 $ 56,000
Rockingham County New Hampshire 1 $ 100,000 $ 100,000 $ 0
Strafford County New Hampshire 1 $ 150,000 $ 150,000 $ 58,000
Atlantic County New Jersey 1 $ 315,000 $ 315,000 $ 90,000
Dona Ana County New Mexico 1 $ 300,000 $ 300,000 $ 262,000
Kings County New York 1 $ 45,000 $ 45,000 $ 0
Richmond County New York 1 $ 285,000 $ 285,000 $ 95,000
Westchester County New York 1 $ 430,000 $ 430,000 $ 124,000
Craven County North Carolina 1 $ 192,000 $ 192,000 $ 92,000
New Hanover County North Carolina 1 $ 323,000 $ 323,000 $ 90,000
Wake County North Carolina 1 $ 374,000 $ 374,000 $ 188,000
Canadian County Oklahoma 1 $ 125,000 $ 125,000 $ 93,000
Pontotoc County Oklahoma 1 $ 41,000 $ 41,000 $ 155,000
Deschutes County Oregon 1 $ 456,000 $ 456,000 $ 148,000
Douglas County Oregon 1 $ 240,000 $ 240,000 $ 60,000
Josephine County Oregon 1 $ 15,000 $ 15,000 $ 64,000
Wasco County Oregon 1 $ 20,000 $ 20,000 $ 16,000
Washington County Oregon 1 $ 25,000 $ 25,000 $ 70,000
Yamhill County Oregon 1 $ 80,000 $ 80,000 $ 135,000
Allegheny County Pennsylvania 1 $ 137,000 $ 137,000 $ 72,000
Northampton County Pennsylvania 1 $ 20,000 $ 20,000 $ 0
Philadelphia County Pennsylvania 1 $ 200,000 $ 200,000 $ 174,000
Lancaster County South Carolina 1 $ 360,000 $ 360,000 $ 92,000
Lexington County South Carolina 1 $ 240,000 $ 240,000 $ 162,000
Pickens County South Carolina 1 $ 70,000 $ 70,000 $ 34,000
Knox County Tennessee 1 $ 70,000 $ 70,000 $ 19,000
Sumner County Tennessee 1 $ 89,000 $ 89,000 $ 0
Washington County Tennessee 1 $ 298,000 $ 298,000 $ 100,000
Wilson County Tennessee 1 $ 252,000 $ 252,000 $ 78,000
Bexar County Texas 1 $ 204,000 $ 204,000 $ 371,000
Cameron County Texas 1 $ 81,000 $ 81,000 $ 42,000
El Paso County Texas 1 $ 200,000 $ 200,000 $ 100,000
Rockwall County Texas 1 $ 50,000 $ 50,000 $ 0
Travis County Texas 1 $ 84,000 $ 84,000 $ 110,000
Salt Lake County Utah 1 $ 303,000 $ 303,000 $ 94,000
Rutland County Vermont 1 $ 295,000 $ 295,000 $ 76,000
Windsor County Vermont 1 $ 190,000 $ 190,000 $ 75,000
Henrico County Virginia 1 $ 201,000 $ 201,000 $ 74,000
Virginia Beach County Virginia 1 $ 230,000 $ 230,000 $ 103,000
Pierce County Washington 1 $ 150,000 $ 150,000 $ 107,000
Thurston County Washington 1 $ 12,000 $ 12,000 $ 44,000
Whatcom County Washington 1 $ 53,000 $ 53,000 $ 71,000
Marshall County West Virginia 1 $ 165,000 $ 165,000 $ 0
Milwaukee County Wisconsin 1 $ 129,000 $ 129,000 $ 79,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Patelco Credit Union in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 2,955 $192,906,000 $65,000 $500,000 $111,000 $1,202,000
Refinancing 1,462 $477,638,000 $326,000 $1,740,000 $107,000 $543,000
Home Purchase 755 $251,111,000 $332,000 $1,500,000 $111,000 $412,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,440 $393,590,000 $161,000 $1,500,000 $111,000 $963,000
Hispanic 846 $146,015,000 $172,000 $1,200,000 $100,000 $677,000
Asian 733 $159,937,000 $218,000 $1,350,000 $118,000 $600,000
Black or African American 627 $109,357,000 $174,000 $907,000 $103,000 $1,202,000
Not Provided 216 $55,591,000 $257,000 $1,740,000 $118,000 $461,000
Native Hawaiian or Other Pacific Islander 192 $38,810,000 $202,000 $885,000 $117,000 $543,000
American Indian or Alaskan Native 118 $18,355,000 $155,000 $1,000,000 $105,000 $353,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,172 $921,655,000 $178,000 $1,740,000 $110,000 $1,202,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,556 $368,211,000 $144,000 $1,203,000 $116,000 $1,202,000
Application Denied By Financial Institution 1,028 $212,713,000 $206,000 $1,350,000 $93,000 $690,000
File Closed For Incompleteness 551 $114,845,000 $208,000 $1,740,000 $106,000 $963,000
Application Approved But Not Accepted 478 $103,008,000 $215,000 $1,500,000 $118,000 $491,000
Application Withdrawn By Applicant 395 $64,172,000 $162,000 $974,000 $110,000 $600,000
Preapproval Approved but not Accepted 162 $58,436,000 $360,000 $1,000,000 $116,000 $384,000
Preapproval Denied by Financial Institution 2 $270,000 $135,000 $140,000 $34,000 $37,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 390 $89,555,000 $229,000 $783,000 $76,000 $504,000
Collateral 259 $51,363,000 $198,000 $1,350,000 $107,000 $690,000
Credit History 184 $41,096,000 $223,000 $1,120,000 $97,000 $300,000
Other 38 $6,973,000 $183,000 $1,103,000 $116,000 $402,000
Unverifiable Information 11 $3,268,000 $297,000 $803,000 $110,000 $216,000
Credit Application Incomplete 4 $849,000 $212,000 $717,000 $152,000 $210,000
Employment History 4 $1,008,000 $252,000 $489,000 $83,000 $110,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.

Download the California Lender List