Patelco Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Patelco Credit Union 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Patelco Credit Union 5050 Hopyard Road Dublin, CA 94588 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 5,894 |
| Total Mortgage Loan Application Amount | $1,322,745,000 |
| Average Mortgage Loan Application Amount | $203,000 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $122,666 |
| Highest Applicant Income | $5,159,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Patelco Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Patelco Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Patelco Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Patelco Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Patelco Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Patelco Credit Union's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Contra Costa County California | 947 | $ 200,677,000 | $ 211,000 | $ 140,000 |
| Alameda County California | 811 | $ 180,381,000 | $ 222,000 | $ 131,000 |
| San Mateo County California | 377 | $ 91,676,000 | $ 243,000 | $ 135,000 |
| Sacramento County California | 371 | $ 60,992,000 | $ 164,000 | $ 92,000 |
| San Francisco County California | 324 | $ 88,359,000 | $ 272,000 | $ 137,000 |
| Santa Clara County California | 230 | $ 54,997,000 | $ 239,000 | $ 147,000 |
| Sonoma County California | 207 | $ 42,045,000 | $ 203,000 | $ 105,000 |
| Solano County California | 134 | $ 27,452,000 | $ 204,000 | $ 109,000 |
| Placer County California | 125 | $ 27,339,000 | $ 218,000 | $ 113,000 |
| Marin County California | 119 | $ 35,002,000 | $ 294,000 | $ 161,000 |
| San Joaquin County California | 83 | $ 18,715,000 | $ 225,000 | $ 104,000 |
| El Dorado County California | 63 | $ 11,928,000 | $ 189,000 | $ 100,000 |
| Los Angeles County California | 57 | $ 13,885,000 | $ 243,000 | $ 163,000 |
| Cook County Illinois | 47 | $ 8,320,000 | $ 177,000 | $ 114,000 |
| Santa Cruz County California | 39 | $ 7,754,000 | $ 198,000 | $ 131,000 |
| San Diego County California | 33 | $ 7,188,000 | $ 217,000 | $ 111,000 |
| Napa County California | 26 | $ 6,011,000 | $ 231,000 | $ 113,000 |
| Humboldt County California | 23 | $ 3,172,000 | $ 137,000 | $ 85,000 |
| Lake County Illinois | 23 | $ 3,970,000 | $ 172,000 | $ 129,000 |
| Maricopa County Arizona | 22 | $ 4,310,000 | $ 195,000 | $ 129,000 |
| Nevada County California | 22 | $ 4,222,000 | $ 191,000 | $ 106,000 |
| Kern County California | 19 | $ 1,848,000 | $ 97,000 | $ 66,000 |
| Merced County California | 19 | $ 3,410,000 | $ 179,000 | $ 91,000 |
| Clark County Nevada | 19 | $ 2,995,000 | $ 157,000 | $ 91,000 |
| Butte County California | 18 | $ 2,649,000 | $ 147,000 | $ 78,000 |
| Fresno County California | 18 | $ 2,266,000 | $ 125,000 | $ 73,000 |
| Lake County California | 17 | $ 2,361,000 | $ 138,000 | $ 68,000 |
| Stanislaus County California | 17 | $ 2,527,000 | $ 148,000 | $ 84,000 |
| Yolo County California | 16 | $ 2,261,000 | $ 141,000 | $ 120,000 |
| Calaveras County California | 14 | $ 2,681,000 | $ 191,000 | $ 117,000 |
| Orange County California | 14 | $ 4,540,000 | $ 324,000 | $ 187,000 |
| Riverside County California | 14 | $ 2,588,000 | $ 184,000 | $ 124,000 |
| Shasta County California | 14 | $ 2,496,000 | $ 178,000 | $ 110,000 |
| Tuolumne County California | 14 | $ 2,153,000 | $ 153,000 | $ 146,000 |
| Monterey County California | 11 | $ 3,163,000 | $ 287,000 | $ 104,000 |
| King County Washington | 10 | $ 2,266,000 | $ 226,000 | $ 96,000 |
| Washoe County Nevada | 9 | $ 1,724,000 | $ 191,000 | $ 138,000 |
| Amador County California | 8 | $ 1,565,000 | $ 195,000 | $ 108,000 |
| Tehama County California | 8 | $ 1,287,000 | $ 160,000 | $ 73,000 |
| Multnomah County Oregon | 8 | $ 1,852,000 | $ 231,000 | $ 126,000 |
| Madera County California | 7 | $ 1,615,000 | $ 230,000 | $ 112,000 |
| Mendocino County California | 7 | $ 1,569,000 | $ 224,000 | $ 112,000 |
| San Luis Obispo County California | 7 | $ 1,655,000 | $ 236,000 | $ 103,000 |
| Harris County Texas | 7 | $ 731,000 | $ 104,000 | $ 78,000 |
| Mariposa County California | 6 | $ 1,091,000 | $ 181,000 | $ 107,000 |
| San Bernardino County California | 6 | $ 1,400,000 | $ 233,000 | $ 76,000 |
| Tulare County California | 6 | $ 1,081,000 | $ 180,000 | $ 75,000 |
| Ventura County California | 6 | $ 1,674,000 | $ 279,000 | $ 156,000 |
| Douglas County Colorado | 6 | $ 2,770,000 | $ 461,000 | $ 208,000 |
| Broward County Florida | 5 | $ 808,000 | $ 161,000 | $ 133,000 |
| Palm Beach County Florida | 5 | $ 1,065,000 | $ 213,000 | $ 108,000 |
| Wake County North Carolina | 5 | $ 1,008,000 | $ 201,000 | $ 79,000 |
| Jackson County Oregon | 5 | $ 689,000 | $ 137,000 | $ 141,000 |
| Tarrant County Texas | 5 | $ 954,000 | $ 190,000 | $ 99,000 |
| Kenosha County Wisconsin | 5 | $ 823,000 | $ 164,000 | $ 91,000 |
| Pima County Arizona | 4 | $ 729,000 | $ 182,000 | $ 148,000 |
| Santa Barbara County California | 4 | $ 726,000 | $ 181,000 | $ 195,000 |
| Siskiyou County California | 4 | $ 479,000 | $ 119,000 | $ 144,000 |
| Pinellas County Florida | 4 | $ 798,000 | $ 199,000 | $ 189,000 |
| Fulton County Georgia | 4 | $ 425,000 | $ 106,000 | $ 118,000 |
| Lake County Indiana | 4 | $ 324,000 | $ 81,000 | $ 353,000 |
| St. Charles County Missouri | 4 | $ 965,000 | $ 241,000 | $ 155,000 |
| Douglas County Nevada | 4 | $ 885,000 | $ 221,000 | $ 114,000 |
| Clackamas County Oregon | 4 | $ 602,000 | $ 150,000 | $ 146,000 |
| Washington County Oregon | 4 | $ 870,000 | $ 217,000 | $ 91,000 |
| Pinal County Arizona | 3 | $ 465,000 | $ 155,000 | $ 48,000 |
| Colusa County California | 3 | $ 383,000 | $ 127,000 | $ 57,000 |
| Plumas County California | 3 | $ 434,000 | $ 144,000 | $ 173,000 |
| Sutter County California | 3 | $ 514,000 | $ 171,000 | $ 174,000 |
| Boulder County Colorado | 3 | $ 657,000 | $ 219,000 | $ 109,000 |
| Jefferson County Colorado | 3 | $ 144,000 | $ 48,000 | $ 283,000 |
| Hillsborough County Florida | 3 | $ 570,000 | $ 190,000 | $ 139,000 |
| Orange County Florida | 3 | $ 297,000 | $ 99,000 | $ 71,000 |
| Honolulu County Hawaii | 3 | $ 811,000 | $ 270,000 | $ 104,000 |
| DuPage County Illinois | 3 | $ 650,000 | $ 216,000 | $ 84,000 |
| McHenry County Illinois | 3 | $ 916,000 | $ 305,000 | $ 132,000 |
| Vermilion County Illinois | 3 | $ 180,000 | $ 60,000 | $ 47,000 |
| Lyon County Nevada | 3 | $ 493,000 | $ 164,000 | $ 76,000 |
| Bernalillo County New Mexico | 3 | $ 381,000 | $ 127,000 | $ 65,000 |
| Williamson County Texas | 3 | $ 454,000 | $ 151,000 | $ 124,000 |
| Mohave County Arizona | 2 | $ 134,000 | $ 67,000 | $ 67,000 |
| Baxter County Arkansas | 2 | $ 867,000 | $ 433,000 | $ 88,000 |
| San Benito County California | 2 | $ 273,000 | $ 136,000 | $ 106,000 |
| Arapahoe County Colorado | 2 | $ 1,050,000 | $ 525,000 | $ 229,000 |
| Denver County Colorado | 2 | $ 263,000 | $ 131,000 | $ 177,000 |
| El Paso County Colorado | 2 | $ 283,000 | $ 141,000 | $ 34,000 |
| Miami-Dade County Florida | 2 | $ 548,000 | $ 274,000 | $ 123,000 |
| Polk County Florida | 2 | $ 210,000 | $ 105,000 | $ 55,000 |
| DeKalb County Georgia | 2 | $ 137,000 | $ 68,000 | $ 42,000 |
| Hawaii County Hawaii | 2 | $ 652,000 | $ 326,000 | $ 101,000 |
| Ada County Idaho | 2 | $ 530,000 | $ 265,000 | $ 89,000 |
| Champaign County Illinois | 2 | $ 337,000 | $ 168,000 | $ 179,000 |
| Jefferson County Illinois | 2 | $ 106,000 | $ 53,000 | $ 49,000 |
| Sangamon County Illinois | 2 | $ 227,000 | $ 113,000 | $ 100,000 |
| Marion County Indiana | 2 | $ 276,000 | $ 138,000 | $ 94,000 |
| Porter County Indiana | 2 | $ 264,000 | $ 132,000 | $ 87,000 |
| Hennepin County Minnesota | 2 | $ 492,000 | $ 246,000 | $ 91,000 |
| Gallatin County Montana | 2 | $ 61,000 | $ 30,000 | $ 51,000 |
| Douglas County Nebraska | 2 | $ 455,000 | $ 227,000 | $ 101,000 |
| Essex County New Jersey | 2 | $ 629,000 | $ 314,000 | $ 183,000 |
| Dona Ana County New Mexico | 2 | $ 679,000 | $ 339,000 | $ 107,000 |
| Tulsa County Oklahoma | 2 | $ 294,000 | $ 147,000 | $ 45,000 |
| Coos County Oregon | 2 | $ 150,000 | $ 75,000 | $ 32,000 |
| Marion County Oregon | 2 | $ 261,000 | $ 130,000 | $ 73,000 |
| Delaware County Pennsylvania | 2 | $ 374,000 | $ 187,000 | $ 124,000 |
| Bexar County Texas | 2 | $ 366,000 | $ 183,000 | $ 106,000 |
| Collin County Texas | 2 | $ 290,000 | $ 145,000 | $ 141,000 |
| Fort Bend County Texas | 2 | $ 452,000 | $ 226,000 | $ 157,000 |
| Travis County Texas | 2 | $ 274,000 | $ 137,000 | $ 66,000 |
| Loudoun County Virginia | 2 | $ 281,000 | $ 140,000 | $ 65,000 |
| Kitsap County Washington | 2 | $ 145,000 | $ 72,000 | $ 67,000 |
| Snohomish County Washington | 2 | $ 1,004,000 | $ 502,000 | $ 94,000 |
| Whatcom County Washington | 2 | $ 190,000 | $ 95,000 | $ 94,000 |
| Racine County Wisconsin | 2 | $ 388,000 | $ 194,000 | $ 219,000 |
| Baldwin County Alabama | 1 | $ 289,000 | $ 289,000 | $ 126,000 |
| Coconino County Arizona | 1 | $ 245,000 | $ 245,000 | $ 120,000 |
| Santa Cruz County Arizona | 1 | $ 88,000 | $ 88,000 | $ 105,000 |
| Yavapai County Arizona | 1 | $ 86,000 | $ 86,000 | $ 95,000 |
| Pulaski County Arkansas | 1 | $ 220,000 | $ 220,000 | $ 83,000 |
| Del Norte County California | 1 | $ 59,000 | $ 59,000 | $ 31,000 |
| Glenn County California | 1 | $ 220,000 | $ 220,000 | $ 186,000 |
| Inyo County California | 1 | $ 314,000 | $ 314,000 | $ 159,000 |
| Kings County California | 1 | $ 80,000 | $ 80,000 | $ 95,000 |
| Lassen County California | 1 | $ 50,000 | $ 50,000 | $ 58,000 |
| Trinity County California | 1 | $ 132,000 | $ 132,000 | $ 124,000 |
| Yuba County California | 1 | $ 41,000 | $ 41,000 | $ 86,000 |
| Adams County Colorado | 1 | $ 156,000 | $ 156,000 | $ 76,000 |
| Gunnison County Colorado | 1 | $ 250,000 | $ 250,000 | $ 1,400,000 |
| Mesa County Colorado | 1 | $ 417,000 | $ 417,000 | $ 175,000 |
| Summit County Colorado | 1 | $ 315,000 | $ 315,000 | $ 167,000 |
| Weld County Colorado | 1 | $ 40,000 | $ 40,000 | $ 141,000 |
| Hartford County Connecticut | 1 | $ 312,000 | $ 312,000 | $ 75,000 |
| New Castle County Delaware | 1 | $ 225,000 | $ 225,000 | $ 140,000 |
| District of Columbia County District Of Columbia | 1 | $ 274,000 | $ 274,000 | $ 115,000 |
| Brevard County Florida | 1 | $ 33,000 | $ 33,000 | $ 114,000 |
| Duval County Florida | 1 | $ 55,000 | $ 55,000 | $ 104,000 |
| Lee County Florida | 1 | $ 152,000 | $ 152,000 | $ 103,000 |
| Nassau County Florida | 1 | $ 157,000 | $ 157,000 | $ 54,000 |
| Osceola County Florida | 1 | $ 156,000 | $ 156,000 | $ 73,000 |
| Pasco County Florida | 1 | $ 224,000 | $ 224,000 | $ 175,000 |
| Sarasota County Florida | 1 | $ 119,000 | $ 119,000 | $ 43,000 |
| Volusia County Florida | 1 | $ 24,000 | $ 24,000 | $ 53,000 |
| Cobb County Georgia | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Rockdale County Georgia | 1 | $ 40,000 | $ 40,000 | $ 116,000 |
| Towns County Georgia | 1 | $ 115,000 | $ 115,000 | $ 105,000 |
| Lincoln County Idaho | 1 | $ 47,000 | $ 47,000 | $ 135,000 |
| LaSalle County Illinois | 1 | $ 125,000 | $ 125,000 | $ 80,000 |
| Peoria County Illinois | 1 | $ 80,000 | $ 80,000 | $ 43,000 |
| Tazewell County Illinois | 1 | $ 152,000 | $ 152,000 | $ 47,000 |
| Will County Illinois | 1 | $ 180,000 | $ 180,000 | $ 54,000 |
| Winnebago County Illinois | 1 | $ 40,000 | $ 40,000 | $ 115,000 |
| Woodford County Illinois | 1 | $ 52,000 | $ 52,000 | $ 35,000 |
| Fountain County Indiana | 1 | $ 140,000 | $ 140,000 | $ 82,000 |
| Hamilton County Indiana | 1 | $ 267,000 | $ 267,000 | $ 100,000 |
| Hancock County Indiana | 1 | $ 253,000 | $ 253,000 | $ 84,000 |
| Clay County Iowa | 1 | $ 78,000 | $ 78,000 | $ 35,000 |
| Johnson County Kansas | 1 | $ 256,000 | $ 256,000 | $ 103,000 |
| Campbell County Kentucky | 1 | $ 218,000 | $ 218,000 | $ 75,000 |
| Ohio County Kentucky | 1 | $ 200,000 | $ 200,000 | $ 50,000 |
| Ascension County Louisiana | 1 | $ 106,000 | $ 106,000 | $ 48,000 |
| Calcasieu County Louisiana | 1 | $ 140,000 | $ 140,000 | $ 83,000 |
| Lafourche County Louisiana | 1 | $ 180,000 | $ 180,000 | $ 107,000 |
| St. Charles County Louisiana | 1 | $ 159,000 | $ 159,000 | $ 64,000 |
| St. Landry County Louisiana | 1 | $ 131,000 | $ 131,000 | $ 87,000 |
| Middlesex County Massachusetts | 1 | $ 268,000 | $ 268,000 | $ 93,000 |
| Suffolk County Massachusetts | 1 | $ 391,000 | $ 391,000 | $ 284,000 |
| Kalamazoo County Michigan | 1 | $ 271,000 | $ 271,000 | $ 81,000 |
| Ramsey County Minnesota | 1 | $ 34,000 | $ 34,000 | $ 57,000 |
| St. Louis County Minnesota | 1 | $ 53,000 | $ 53,000 | $ 142,000 |
| Pike County Mississippi | 1 | $ 109,000 | $ 109,000 | $ 130,000 |
| Winston County Mississippi | 1 | $ 172,000 | $ 172,000 | $ 163,000 |
| Taney County Missouri | 1 | $ 48,000 | $ 48,000 | $ 71,000 |
| Washington County Missouri | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Flathead County Montana | 1 | $ 184,000 | $ 184,000 | $ 100,000 |
| Jefferson County Montana | 1 | $ 25,000 | $ 25,000 | $ 110,000 |
| Park County Montana | 1 | $ 167,000 | $ 167,000 | $ 64,000 |
| Elko County Nevada | 1 | $ 32,000 | $ 32,000 | $ 58,000 |
| Rockingham County New Hampshire | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Strafford County New Hampshire | 1 | $ 270,000 | $ 270,000 | $ 131,000 |
| Hudson County New Jersey | 1 | $ 558,000 | $ 558,000 | $ 285,000 |
| Mercer County New Jersey | 1 | $ 132,000 | $ 132,000 | $ 66,000 |
| Middlesex County New Jersey | 1 | $ 400,000 | $ 400,000 | $ 140,000 |
| Morris County New Jersey | 1 | $ 304,000 | $ 304,000 | $ 144,000 |
| Otero County New Mexico | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Santa Fe County New Mexico | 1 | $ 250,000 | $ 250,000 | $ 60,000 |
| Burke County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 27,000 |
| Lee County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 56,000 |
| Mecklenburg County North Carolina | 1 | $ 324,000 | $ 324,000 | $ 80,000 |
| Columbiana County Ohio | 1 | $ 50,000 | $ 50,000 | $ 55,000 |
| Delaware County Ohio | 1 | $ 205,000 | $ 205,000 | $ 88,000 |
| Franklin County Ohio | 1 | $ 135,000 | $ 135,000 | $ 150,000 |
| Wagoner County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 55,000 |
| Woodward County Oklahoma | 1 | $ 200,000 | $ 200,000 | $ 180,000 |
| Deschutes County Oregon | 1 | $ 222,000 | $ 222,000 | $ 111,000 |
| Josephine County Oregon | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Lane County Oregon | 1 | $ 200,000 | $ 200,000 | $ 183,000 |
| Polk County Oregon | 1 | $ 232,000 | $ 232,000 | $ 64,000 |
| Wallowa County Oregon | 1 | $ 140,000 | $ 140,000 | $ 124,000 |
| Adams County Pennsylvania | 1 | $ 300,000 | $ 300,000 | $ 85,000 |
| Allegheny County Pennsylvania | 1 | $ 8,000 | $ 8,000 | $ 51,000 |
| Chester County Pennsylvania | 1 | $ 231,000 | $ 231,000 | $ 80,000 |
| Lancaster County Pennsylvania | 1 | $ 157,000 | $ 157,000 | $ 137,000 |
| Cumberland County Tennessee | 1 | $ 260,000 | $ 260,000 | $ 96,000 |
| Shelby County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 160,000 |
| Brazoria County Texas | 1 | $ 182,000 | $ 182,000 | $ 134,000 |
| Cameron County Texas | 1 | $ 37,000 | $ 37,000 | $ 58,000 |
| Ector County Texas | 1 | $ 32,000 | $ 32,000 | $ 81,000 |
| El Paso County Texas | 1 | $ 206,000 | $ 206,000 | $ 134,000 |
| Ellis County Texas | 1 | $ 152,000 | $ 152,000 | $ 78,000 |
| Henderson County Texas | 1 | $ 98,000 | $ 98,000 | $ 48,000 |
| Hood County Texas | 1 | $ 42,000 | $ 42,000 | $ 100,000 |
| Waller County Texas | 1 | $ 30,000 | $ 30,000 | $ 33,000 |
| Salt Lake County Utah | 1 | $ 329,000 | $ 329,000 | $ 104,000 |
| Summit County Utah | 1 | $ 417,000 | $ 417,000 | $ 1,512,000 |
| Utah County Utah | 1 | $ 77,000 | $ 77,000 | $ 53,000 |
| Washington County Utah | 1 | $ 160,000 | $ 160,000 | $ 54,000 |
| Chesapeake County Virginia | 1 | $ 342,000 | $ 342,000 | $ 133,000 |
| Culpeper County Virginia | 1 | $ 95,000 | $ 95,000 | $ 80,000 |
| Henrico County Virginia | 1 | $ 277,000 | $ 277,000 | $ 95,000 |
| Jefferson County Washington | 1 | $ 160,000 | $ 160,000 | $ 126,000 |
| Kittitas County Washington | 1 | $ 203,000 | $ 203,000 | $ 299,000 |
| Pierce County Washington | 1 | $ 209,000 | $ 209,000 | $ 140,000 |
| Skagit County Washington | 1 | $ 174,000 | $ 174,000 | $ 62,000 |
| Spokane County Washington | 1 | $ 217,000 | $ 217,000 | $ 67,000 |
| Thurston County Washington | 1 | $ 92,000 | $ 92,000 | $ 52,000 |
| Adams County Wisconsin | 1 | $ 27,000 | $ 27,000 | $ 97,000 |
| Dane County Wisconsin | 1 | $ 259,000 | $ 259,000 | $ 120,000 |
| Oneida County Wisconsin | 1 | $ 40,000 | $ 40,000 | $ 17,000 |
| Pierce County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 53,000 |
| Walworth County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Waukesha County Wisconsin | 1 | $ 450,000 | $ 450,000 | $ 189,000 |
Mortgage Loan Application Detail Totals for Patelco Credit Union in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,869 | $777,243,000 | $270,000 | $1,500,000 | $116,000 | $1,512,000 |
| Home Purchase | 1,684 | $434,470,000 | $257,000 | $1,264,000 | $107,000 | $980,000 |
| Home Improvement | 1,341 | $111,032,000 | $82,000 | $300,000 | $145,000 | $5,159,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,796 | $615,528,000 | $220,000 | $1,500,000 | $121,000 | $2,008,000 |
| Not Provided | 1,272 | $273,650,000 | $215,000 | $1,264,000 | $127,000 | $5,159,000 |
| Asian | 907 | $230,692,000 | $254,000 | $1,500,000 | $131,000 | $1,512,000 |
| Hispanic | 523 | $113,035,000 | $216,000 | $977,000 | $102,000 | $1,300,000 |
| Black or African American | 292 | $63,187,000 | $216,000 | $799,000 | $91,000 | $699,000 |
| Native Hawaiian or Other Pacific Islander | 62 | $16,185,000 | $261,000 | $927,000 | $114,000 | $236,000 |
| American Indian or Alaskan Native | 42 | $10,468,000 | $249,000 | $730,000 | $103,000 | $287,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,591 | $1,251,473,000 | $223,000 | $1,500,000 | $122,000 | $5,159,000 |
| FHA-insured (Federal Housing Administration) | 303 | $71,272,000 | $235,000 | $729,000 | $87,000 | $480,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,046 | $398,995,000 | $195,000 | $1,403,000 | $127,000 | $1,512,000 |
| Application Withdrawn By Applicant | 1,387 | $354,107,000 | $255,000 | $1,500,000 | $118,000 | $1,400,000 |
| Application Denied By Financial Institution | 1,127 | $240,471,000 | $213,000 | $1,100,000 | $101,000 | $1,214,000 |
| File Closed For Incompleteness | 856 | $206,952,000 | $241,000 | $1,500,000 | $124,000 | $1,300,000 |
| Application Approved But Not Accepted | 466 | $119,897,000 | $257,000 | $1,500,000 | $139,000 | $5,159,000 |
| Preapproval Approved but not Accepted | 12 | $2,323,000 | $193,000 | $360,000 | $78,000 | $200,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 266 | $51,744,000 | $194,000 | $840,000 | $123,000 | $680,000 |
| Debt-To-Income Ratio | 250 | $49,764,000 | $199,000 | $967,000 | $78,000 | $498,000 |
| Other | 195 | $46,106,000 | $236,000 | $867,000 | $106,000 | $1,214,000 |
| Credit History | 89 | $17,087,000 | $191,000 | $729,000 | $103,000 | $460,000 |
| Credit Application Incomplete | 85 | $19,153,000 | $225,000 | $910,000 | $91,000 | $324,000 |
| Unverifiable Information | 10 | $3,247,000 | $324,000 | $1,085,000 | $113,000 | $302,000 |
| Employment History | 1 | $100,000 | $100,000 | $100,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Patelco Credit Union's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Patelco Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.