Penn 1St Financial
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for Penn 1St Financial.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Penn 1St Financial 690 Stockton Drive Exton, PA 19341 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,053 |
| Total Mortgage Loan Application Amount | $376,425,000 |
| Average Mortgage Loan Application Amount | $259,290 |
| Highest Mortgage Loan Application Amount | $2,800,000 |
| Average Applicant Income | $306,870 |
| Highest Applicant Income | $6,362,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Berks County Pennsylvania | 390 | $ 46,996,000 | $ 120,000 | $ 51,000 |
| Chester County Pennsylvania | 250 | $ 51,133,000 | $ 204,000 | $ 88,000 |
| Montgomery County Pennsylvania | 191 | $ 34,942,000 | $ 182,000 | $ 116,000 |
| Lehigh County Pennsylvania | 159 | $ 22,442,000 | $ 141,000 | $ 82,000 |
| Philadelphia County Pennsylvania | 140 | $ 21,724,000 | $ 155,000 | $ 79,000 |
| Bucks County Pennsylvania | 113 | $ 28,008,000 | $ 247,000 | $ 114,000 |
| Lancaster County Pennsylvania | 89 | $ 13,181,000 | $ 148,000 | $ 61,000 |
| Delaware County Pennsylvania | 81 | $ 12,662,000 | $ 156,000 | $ 83,000 |
| Northampton County Pennsylvania | 53 | $ 10,068,000 | $ 189,000 | $ 87,000 |
| Prince William County Virginia | 53 | $ 14,103,000 | $ 266,000 | $ 94,000 |
| Cape May County New Jersey | 30 | $ 11,281,000 | $ 376,000 | $ 189,000 |
| New Castle County Delaware | 29 | $ 4,933,000 | $ 170,000 | $ 81,000 |
| Baltimore County Maryland | 28 | $ 7,437,000 | $ 265,000 | $ 186,000 |
| Fairfax County Virginia | 27 | $ 8,919,000 | $ 330,000 | $ 127,000 |
| Loudoun County Virginia | 26 | $ 6,513,000 | $ 250,000 | $ 126,000 |
| Camden County New Jersey | 23 | $ 5,062,000 | $ 220,000 | $ 125,000 |
| Baltimore City County Maryland | 20 | $ 4,939,000 | $ 246,000 | $ 231,000 |
| Atlantic County New Jersey | 16 | $ 4,260,000 | $ 266,000 | $ 249,000 |
| Montgomery County Maryland | 13 | $ 4,958,000 | $ 381,000 | $ 154,000 |
| Gloucester County New Jersey | 13 | $ 2,271,000 | $ 174,000 | $ 72,000 |
| Centre County Pennsylvania | 13 | $ 1,914,000 | $ 147,000 | $ 106,000 |
| Cecil County Maryland | 12 | $ 2,831,000 | $ 235,000 | $ 150,000 |
| Prince George's County Maryland | 11 | $ 2,224,000 | $ 202,000 | $ 121,000 |
| Carbon County Pennsylvania | 11 | $ 947,000 | $ 86,000 | $ 41,000 |
| Burlington County New Jersey | 10 | $ 1,926,000 | $ 192,000 | $ 74,000 |
| Anne Arundel County Maryland | 9 | $ 1,799,000 | $ 199,000 | $ 118,000 |
| Mercer County New Jersey | 9 | $ 1,976,000 | $ 219,000 | $ 92,000 |
| Dauphin County Pennsylvania | 8 | $ 1,148,000 | $ 143,000 | $ 107,000 |
| Lebanon County Pennsylvania | 8 | $ 1,130,000 | $ 141,000 | $ 61,000 |
| Monroe County Pennsylvania | 8 | $ 1,143,000 | $ 142,000 | $ 66,000 |
| Schuylkill County Pennsylvania | 8 | $ 1,077,000 | $ 134,000 | $ 101,000 |
| District of Columbia County District Of Columbia | 7 | $ 3,288,000 | $ 469,000 | $ 159,000 |
| York County Pennsylvania | 7 | $ 853,000 | $ 121,000 | $ 55,000 |
| Calvert County Maryland | 6 | $ 950,000 | $ 158,000 | $ 88,000 |
| Frederick County Maryland | 6 | $ 1,930,000 | $ 321,000 | $ 103,000 |
| Monmouth County New Jersey | 6 | $ 2,901,000 | $ 483,000 | $ 228,000 |
| Cumberland County Pennsylvania | 6 | $ 778,000 | $ 129,000 | $ 94,000 |
| Culpeper County Virginia | 6 | $ 1,415,000 | $ 235,000 | $ 160,000 |
| Sussex County Delaware | 5 | $ 1,020,000 | $ 204,000 | $ 101,000 |
| Forsyth County North Carolina | 5 | $ 557,000 | $ 111,000 | $ 55,000 |
| Luzerne County Pennsylvania | 5 | $ 528,000 | $ 105,000 | $ 53,000 |
| Alexandria County Virginia | 5 | $ 1,218,000 | $ 243,000 | $ 54,000 |
| Broward County Florida | 4 | $ 781,000 | $ 195,000 | $ 85,000 |
| Carroll County Maryland | 4 | $ 607,000 | $ 151,000 | $ 60,000 |
| Harford County Maryland | 4 | $ 584,000 | $ 146,000 | $ 55,000 |
| Wake County North Carolina | 4 | $ 645,000 | $ 161,000 | $ 82,000 |
| Arlington County Virginia | 4 | $ 924,000 | $ 231,000 | $ 174,000 |
| Norfolk County Virginia | 4 | $ 314,000 | $ 78,000 | $ 169,000 |
| Seminole County Florida | 3 | $ 304,000 | $ 101,000 | $ 133,000 |
| Howard County Maryland | 3 | $ 682,000 | $ 227,000 | $ 95,000 |
| Hunterdon County New Jersey | 3 | $ 814,000 | $ 271,000 | $ 114,000 |
| Middlesex County New Jersey | 3 | $ 707,000 | $ 235,000 | $ 91,000 |
| Guilford County North Carolina | 3 | $ 598,000 | $ 199,000 | $ 103,000 |
| Lackawanna County Pennsylvania | 3 | $ 418,000 | $ 139,000 | $ 118,000 |
| Lycoming County Pennsylvania | 3 | $ 123,000 | $ 41,000 | $ 130,000 |
| Horry County South Carolina | 3 | $ 390,000 | $ 130,000 | $ 10,000 |
| Fauquier County Virginia | 3 | $ 613,000 | $ 204,000 | $ 113,000 |
| Manassas County Virginia | 3 | $ 700,000 | $ 233,000 | $ 116,000 |
| Stafford County Virginia | 3 | $ 806,000 | $ 268,000 | $ 93,000 |
| Manatee County Florida | 2 | $ 392,000 | $ 196,000 | $ 398,000 |
| Osceola County Florida | 2 | $ 488,000 | $ 244,000 | $ 57,000 |
| Palm Beach County Florida | 2 | $ 745,000 | $ 372,000 | $ 171,000 |
| Cook County Illinois | 2 | $ 529,000 | $ 264,000 | $ 150,000 |
| Allegany County Maryland | 2 | $ 200,000 | $ 100,000 | $ 91,000 |
| Charles County Maryland | 2 | $ 450,000 | $ 225,000 | $ 80,000 |
| Washington County Maryland | 2 | $ 282,000 | $ 141,000 | $ 42,000 |
| Bergen County New Jersey | 2 | $ 1,623,000 | $ 811,000 | $ 346,000 |
| Ocean County New Jersey | 2 | $ 369,000 | $ 184,000 | $ 57,000 |
| Salem County New Jersey | 2 | $ 252,000 | $ 126,000 | $ 65,000 |
| Somerset County New Jersey | 2 | $ 464,000 | $ 232,000 | $ 131,000 |
| Union County New Jersey | 2 | $ 384,000 | $ 192,000 | $ 91,000 |
| Madison County New York | 2 | $ 392,000 | $ 196,000 | $ 114,000 |
| Allegheny County Pennsylvania | 2 | $ 127,000 | $ 63,000 | $ 46,000 |
| Perry County Pennsylvania | 2 | $ 271,000 | $ 135,000 | $ 68,000 |
| Chesapeake County Virginia | 2 | $ 337,000 | $ 168,000 | $ 34,000 |
| Clarke County Virginia | 2 | $ 623,000 | $ 311,000 | $ 83,000 |
| Frederick County Virginia | 2 | $ 213,000 | $ 106,000 | $ 53,000 |
| Spotsylvania County Virginia | 2 | $ 411,000 | $ 205,000 | $ 82,000 |
| Berkeley County West Virginia | 2 | $ 368,000 | $ 184,000 | $ 74,000 |
| Yavapai County Arizona | 1 | $ 194,000 | $ 194,000 | $ 76,000 |
| San Diego County California | 1 | $ 700,000 | $ 700,000 | $ 6,362,000 |
| Fairfield County Connecticut | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Kent County Delaware | 1 | $ 160,000 | $ 160,000 | $ 45,000 |
| Brevard County Florida | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Collier County Florida | 1 | $ 389,000 | $ 389,000 | $ 108,000 |
| Duval County Florida | 1 | $ 149,000 | $ 149,000 | $ 39,000 |
| Hernando County Florida | 1 | $ 75,000 | $ 75,000 | $ 15,000 |
| Pinellas County Florida | 1 | $ 82,000 | $ 82,000 | $ 55,000 |
| Polk County Florida | 1 | $ 90,000 | $ 90,000 | $ 68,000 |
| Volusia County Florida | 1 | $ 134,000 | $ 134,000 | $ 60,000 |
| Dorchester County Maryland | 1 | $ 108,000 | $ 108,000 | $ 24,000 |
| Queen Anne's County Maryland | 1 | $ 262,000 | $ 262,000 | $ 116,000 |
| St. Mary's County Maryland | 1 | $ 146,000 | $ 146,000 | $ 100,000 |
| Worcester County Maryland | 1 | $ 279,000 | $ 279,000 | $ 63,000 |
| Essex County New Jersey | 1 | $ 430,000 | $ 430,000 | $ 90,000 |
| Passaic County New Jersey | 1 | $ 280,000 | $ 280,000 | $ 282,000 |
| Sussex County New Jersey | 1 | $ 289,000 | $ 289,000 | $ 90,000 |
| New York County New York | 1 | $ 224,000 | $ 224,000 | $ 312,000 |
| Oswego County New York | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 97,000 | $ 97,000 | $ 174,000 |
| Mecklenburg County North Carolina | 1 | $ 238,000 | $ 238,000 | $ 0 |
| Randolph County North Carolina | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Bradford County Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 35,000 |
| Franklin County Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 48,000 |
| Fulton County Pennsylvania | 1 | $ 122,000 | $ 122,000 | $ 67,000 |
| Huntingdon County Pennsylvania | 1 | $ 174,000 | $ 174,000 | $ 39,000 |
| Northumberland County Pennsylvania | 1 | $ 167,000 | $ 167,000 | $ 77,000 |
| Warren County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Wayne County Pennsylvania | 1 | $ 670,000 | $ 670,000 | $ 264,000 |
| Westmoreland County Pennsylvania | 1 | $ 137,000 | $ 137,000 | $ 57,000 |
| Beaufort County South Carolina | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Accomack County Virginia | 1 | $ 500,000 | $ 500,000 | $ 227,000 |
| Portsmouth County Virginia | 1 | $ 153,000 | $ 153,000 | $ 60,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Penn 1St Financial in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,073 | $184,185,000 | $218,714 | $2,450,000 | $119,214 | $1,842,000 |
| Refinancing | 915 | $178,437,000 | $279,900 | $2,800,000 | $705,800 | $6,362,000 |
| Home Improvement | 65 | $13,803,000 | $311,000 | $780,000 | $112,285 | $324,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,661 | $312,216,000 | $256,133 | $2,800,000 | $515,000 | $6,362,000 |
| Black or African American | 111 | $18,705,000 | $251,333 | $1,000,000 | $91,444 | $245,000 |
| Not Provided | 110 | $16,649,000 | $169,500 | $499,000 | $54,750 | $773,000 |
| Hispanic | 106 | $15,057,000 | $175,000 | $620,000 | $65,833 | $198,000 |
| Asian | 61 | $12,962,000 | $215,142 | $721,000 | $146,714 | $410,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $696,000 | $251,500 | $310,000 | $76,500 | $107,000 |
| American Indian or Alaskan Native | 1 | $140,000 | $140,000 | $140,000 | $35,000 | $35,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,045 | $375,686,000 | $248,687 | $2,800,000 | $483,125 | $6,362,000 |
| FHA-insured (Federal Housing Administration) | 8 | $739,000 | $92,000 | $196,000 | $32,000 | $71,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,632 | $298,092,000 | $269,928 | $1,671,000 | $543,928 | $6,362,000 |
| Application Approved But Not Accepted | 162 | $30,623,000 | $168,222 | $2,800,000 | $81,444 | $1,677,000 |
| Application Withdrawn By Applicant | 157 | $31,933,000 | $329,166 | $2,450,000 | $193,500 | $1,842,000 |
| Application Denied By Financial Institution | 95 | $15,287,000 | $209,750 | $1,510,000 | $86,500 | $461,000 |
| Preapproval Denied by Financial Institution | 7 | $490,000 | $70,000 | $131,000 | $36,000 | $91,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 40 | $5,308,000 | $124,500 | $575,000 | $47,666 | $192,000 |
| Collateral | 35 | $5,043,000 | $205,166 | $552,000 | $207,500 | $461,000 |
| Debt-To-Income Ratio | 15 | $2,422,000 | $173,500 | $342,000 | $56,666 | $102,000 |
| Employment History | 6 | $777,000 | $167,000 | $360,000 | $77,000 | $132,000 |
| Mortgage Insurance Denied | 3 | $1,852,000 | $617,333 | $1,510,000 | $178,000 | $432,000 |
| Unverifiable Information | 3 | $375,000 | $163,000 | $278,000 | $72,000 | $74,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.