Pennymac Loan Services, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020

Pennymac Loan Services, Llc 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Pennymac Loan Services, Llc
3043 Townsgate Road
Wilmington, DE 91361
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 436,396
Total Mortgage Loan Application Amount $121,056,560,000
Average Mortgage Loan Application Amount $262,250
Highest Mortgage Loan Application Amount $3,155,000
Average Applicant Income $111,500
Highest Applicant Income $5,817,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Pennymac Loan Services, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pennymac Loan Services, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2020 breaks down Pennymac Loan Services, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pennymac Loan Services, Llc serves its applicants.

Each category highlights the total number of mortgage applications processed by Pennymac Loan Services, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pennymac Loan Services, Llc's mortgage activity for 2020.

Mortgage Loan Application Totals for Pennymac Loan Services, Llc by Metropolitan Area in 2020

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
NA (OUTSIDE OF MSA/MD) 40,380 $ 7,808,290,000 $ 207,446 $ 104,065
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 16,872 $ 7,134,800,000 $ 393,250 $ 136,250
ATLANTA-SANDY SPRINGS-ROSWELL, GA 14,534 $ 3,742,360,000 $ 257,000 $ 120,000
PHOENIX-MESA-SCOTTSDALE, AZ 9,722 $ 2,654,020,000 $ 272,000 $ 108,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 8,417 $ 2,774,455,000 $ 329,000 $ 118,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 7,997 $ 2,315,785,000 $ 296,000 $ 112,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 7,906 $ 3,551,290,000 $ 449,000 $ 143,000
BALTIMORE-COLUMBIA-TOWSON, MD 7,414 $ 2,472,170,000 $ 333,000 $ 132,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 7,293 $ 1,829,185,000 $ 250,000 $ 141,000
DALLAS-PLANO-IRVING, TX 7,114 $ 2,053,630,000 $ 288,000 $ 139,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 6,900 $ 1,921,540,000 $ 266,000 $ 108,000
DENVER-AURORA-LAKEWOOD, CO 6,894 $ 2,524,690,000 $ 366,000 $ 127,000
LAS VEGAS-HENDERSON-PARADISE, NV 6,548 $ 1,945,200,000 $ 297,000 $ 110,000
SAN DIEGO-CARLSBAD, CA 6,433 $ 3,085,945,000 $ 479,000 $ 146,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 6,375 $ 1,599,495,000 $ 250,000 $ 113,000
ORLANDO-KISSIMMEE-SANFORD, FL 5,428 $ 1,435,740,000 $ 264,000 $ 110,000
SAN ANTONIO-NEW BRAUNFELS, TX 5,371 $ 1,437,985,000 $ 267,000 $ 119,000
SEATTLE-BELLEVUE-EVERETT, WA 4,957 $ 2,083,505,000 $ 420,000 $ 150,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 4,672 $ 1,299,210,000 $ 278,000 $ 108,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 4,581 $ 1,541,995,000 $ 334,000 $ 116,500
CHARLOTTE-CONCORD-GASTONIA, NC-SC 4,209 $ 1,086,645,000 $ 259,500 $ 111,500
CHICAGO-NAPERVILLE, IL 4,174 $ 1,010,930,000 $ 242,000 $ 117,000
ST. LOUIS, MO-IL 4,074 $ 817,660,000 $ 194,000 $ 96,500
COLORADO SPRINGS, CO 3,815 $ 1,300,825,000 $ 340,000 $ 111,000
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 3,791 $ 1,357,485,000 $ 358,000 $ 128,000
JACKSONVILLE, FL 3,636 $ 957,800,000 $ 263,000 $ 111,000
FORT WORTH-ARLINGTON, TX 3,516 $ 910,000,000 $ 258,000 $ 121,000
RICHMOND, VA 3,515 $ 997,355,000 $ 283,000 $ 122,000
AUSTIN-ROUND ROCK, TX 3,473 $ 1,012,945,000 $ 291,000 $ 144,000
WASHINGTON-BALTIMORE-ARLINGTON, DC 3,460 $ 1,360,730,000 $ 393,000 $ 140,000
NEW YORK-NEWARK, NY 3,305 $ 1,070,965,000 $ 310,000 $ 157,000
RALEIGH, NC 3,202 $ 893,510,000 $ 279,000 $ 135,000
KANSAS CITY, MO-KS 3,164 $ 695,630,000 $ 224,000 $ 107,000
MIAMI-MIAMI BEACH-KENDALL, FL 2,905 $ 853,515,000 $ 293,000 $ 118,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 2,901 $ 861,625,000 $ 297,000 $ 120,000
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 2,793 $ 839,335,000 $ 300,000 $ 135,000
ANAHEIM-SANTA ANA-IRVINE, CA 2,686 $ 1,333,270,000 $ 496,000 $ 160,000
TUCSON, AZ 2,622 $ 627,500,000 $ 239,000 $ 99,000
OAKLAND-HAYWARD-BERKELEY, CA 2,563 $ 1,256,095,000 $ 490,000 $ 166,000
TACOMA-LAKEWOOD, WA 2,507 $ 873,615,000 $ 348,000 $ 120,000
SALT LAKE CITY, UT 2,495 $ 793,375,000 $ 317,000 $ 111,000
NEWARK, NJ-PA 2,441 $ 841,915,000 $ 262,500 $ 128,000
MEMPHIS, TN-MS-AR 2,429 $ 559,325,000 $ 210,333 $ 95,666
CINCINNATI, OH-KY-IN 2,344 $ 468,990,000 $ 191,666 $ 94,000
PITTSBURGH, PA 2,135 $ 451,825,000 $ 211,000 $ 123,000
PROVIDENCE-WARWICK, RI-MA 2,100 $ 607,360,000 $ 293,000 $ 118,500
LAKELAND-WINTER HAVEN, FL 2,094 $ 455,180,000 $ 217,000 $ 86,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 2,057 $ 589,685,000 $ 286,000 $ 122,000
CAMDEN, NJ 2,045 $ 465,045,000 $ 227,000 $ 117,000
COLUMBUS, OH 1,974 $ 433,560,000 $ 219,000 $ 101,000
CHARLESTON-NORTH CHARLESTON, SC 1,965 $ 537,255,000 $ 273,000 $ 109,000
OMAHA-COUNCIL BLUFFS, NE-IA 1,947 $ 466,495,000 $ 225,000 $ 103,500
CAPE CORAL-FORT MYERS, FL 1,945 $ 459,045,000 $ 236,000 $ 110,000
NEW ORLEANS-METAIRIE, LA 1,936 $ 443,090,000 $ 228,000 $ 113,000
INDIANAPOLIS-CARMEL-ANDERSON, IN 1,930 $ 376,680,000 $ 195,000 $ 89,000
KNOXVILLE, TN 1,910 $ 418,900,000 $ 219,000 $ 93,000
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 1,892 $ 763,620,000 $ 460,000 $ 161,000
PHILADELPHIA, PA 1,880 $ 441,160,000 $ 234,000 $ 122,000
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 1,853 $ 353,265,000 $ 190,000 $ 112,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 1,833 $ 735,685,000 $ 401,000 $ 146,000
FAYETTEVILLE, NC 1,819 $ 361,215,000 $ 198,000 $ 97,000
BOSTON, MA 1,730 $ 692,180,000 $ 400,000 $ 136,000
OGDEN-CLEARFIELD, UT 1,687 $ 510,665,000 $ 302,000 $ 98,000
WARREN-TROY-FARMINGTON HILLS, MI 1,685 $ 358,115,000 $ 212,000 $ 105,000
CLEVELAND-ELYRIA, OH 1,674 $ 315,160,000 $ 188,000 $ 108,000
NORTH PORT-SARASOTA-BRADENTON, FL 1,600 $ 439,980,000 $ 274,000 $ 121,000
GREENVILLE-ANDERSON-MAULDIN, SC 1,577 $ 340,805,000 $ 216,000 $ 96,000
PROVO-OREM, UT 1,555 $ 488,645,000 $ 314,000 $ 110,000
OXNARD-THOUSAND OAKS-VENTURA, CA 1,554 $ 716,240,000 $ 460,000 $ 142,000
BIRMINGHAM-HOOVER, AL 1,525 $ 333,475,000 $ 218,000 $ 98,000
CLARKSVILLE, TN-KY 1,515 $ 324,815,000 $ 183,000 $ 69,500
BATON ROUGE, LA 1,509 $ 325,135,000 $ 215,000 $ 108,000
OKLAHOMA CITY, OK 1,460 $ 298,540,000 $ 204,000 $ 112,000
COLUMBIA, SC 1,458 $ 311,990,000 $ 213,000 $ 102,000
FRESNO, CA 1,448 $ 389,490,000 $ 268,000 $ 107,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 1,415 $ 366,395,000 $ 258,000 $ 100,000
BAKERSFIELD, CA 1,414 $ 350,500,000 $ 247,000 $ 109,000
PENSACOLA-FERRY PASS-BRENT, FL 1,407 $ 334,165,000 $ 237,000 $ 113,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 1,364 $ 309,950,000 $ 227,000 $ 109,000
URBAN HONOLULU, HI 1,362 $ 777,590,000 $ 570,000 $ 133,000
WILMINGTON, DE-MD-NJ 1,346 $ 347,810,000 $ 236,333 $ 115,666
LOUISVILLE/JEFFERSON COUNTY, KY-IN 1,320 $ 262,830,000 $ 191,000 $ 89,000
ALBUQUERQUE, NM 1,304 $ 310,680,000 $ 238,000 $ 102,000
AUGUSTA-RICHMOND COUNTY, GA-SC 1,287 $ 295,035,000 $ 222,500 $ 110,500
SAVANNAH, GA 1,250 $ 291,800,000 $ 233,000 $ 102,000
PORT ST. LUCIE, FL 1,201 $ 292,005,000 $ 243,000 $ 101,000
JACKSONVILLE, NC 1,189 $ 230,615,000 $ 193,000 $ 92,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 1,182 $ 265,450,000 $ 225,500 $ 103,500
HUNTSVILLE, AL 1,108 $ 275,370,000 $ 248,000 $ 107,000
HAGERSTOWN-MARTINSBURG, MD-WV 1,107 $ 246,765,000 $ 226,000 $ 97,000
RENO, NV 1,103 $ 370,105,000 $ 335,000 $ 112,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 1,101 $ 300,735,000 $ 273,000 $ 140,000
KILLEEN-TEMPLE, TX 1,081 $ 214,675,000 $ 198,000 $ 97,000
BOISE CITY, ID 1,077 $ 311,145,000 $ 288,000 $ 107,000
WICHITA, KS 1,055 $ 186,065,000 $ 176,000 $ 86,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 1,050 $ 570,000,000 $ 542,000 $ 182,000
STOCKTON-LODI, CA 1,032 $ 344,810,000 $ 334,000 $ 116,000
WORCESTER, MA-CT 1,031 $ 281,565,000 $ 250,500 $ 110,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 1,006 $ 244,180,000 $ 242,000 $ 125,000
SALISBURY, MD-DE 999 $ 241,825,000 $ 237,000 $ 137,500
DES MOINES-WEST DES MOINES, IA 951 $ 205,405,000 $ 215,000 $ 108,000
SALEM, OR 948 $ 268,450,000 $ 283,000 $ 94,000
VALLEJO-FAIRFIELD, CA 941 $ 365,875,000 $ 388,000 $ 121,000
DAYTON-SPRINGFIELD-KETTERING, OH 936 $ 187,940,000 $ 200,000 $ 102,000
GREELEY, CO 908 $ 300,190,000 $ 330,000 $ 105,000
TULSA, OK 890 $ 169,380,000 $ 190,000 $ 97,000
SPRINGFIELD, MO 870 $ 157,480,000 $ 181,000 $ 86,000
VISALIA-PORTERVILLE, CA 868 $ 210,530,000 $ 242,000 $ 99,000
CHATTANOOGA, TN-GA 867 $ 179,185,000 $ 198,000 $ 101,500
OCALA, FL 859 $ 153,285,000 $ 178,000 $ 81,000
ELGIN, IL 853 $ 192,615,000 $ 225,000 $ 109,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 847 $ 183,645,000 $ 216,000 $ 108,000
OLYMPIA-TUMWATER, WA 839 $ 270,005,000 $ 321,000 $ 121,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 836 $ 185,250,000 $ 229,500 $ 120,000
YORK-HANOVER, PA 835 $ 169,345,000 $ 202,000 $ 102,000
LAFAYETTE, LA 827 $ 172,565,000 $ 208,000 $ 110,000
DURHAM-CHAPEL HILL, NC 819 $ 221,325,000 $ 270,000 $ 124,000
SPOKANE-SPOKANE VALLEY, WA 799 $ 206,235,000 $ 258,000 $ 104,000
GARY, IN 793 $ 152,825,000 $ 192,000 $ 92,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 789 $ 166,095,000 $ 210,000 $ 96,000
SPARTANBURG, SC 785 $ 152,785,000 $ 194,000 $ 87,000
WILMINGTON, NC 755 $ 195,225,000 $ 258,000 $ 124,000
MODESTO, CA 749 $ 217,555,000 $ 290,000 $ 105,000
GREENSBORO-HIGH POINT, NC 739 $ 152,895,000 $ 206,000 $ 108,000
NAPLES-IMMOKALEE-MARCO ISLAND, FL 733 $ 223,475,000 $ 304,000 $ 126,000
DETROIT-DEARBORN-LIVONIA, MI 721 $ 127,015,000 $ 176,000 $ 107,000
BREMERTON-SILVERDALE, WA 701 $ 236,295,000 $ 337,000 $ 126,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 700 $ 151,800,000 $ 208,500 $ 114,500
GRAND RAPIDS-WYOMING, MI 666 $ 134,820,000 $ 202,000 $ 97,000
EL PASO, TX 663 $ 123,635,000 $ 186,000 $ 95,000
SHREVEPORT-BOSSIER CITY, LA 646 $ 144,030,000 $ 222,000 $ 95,000
FORT COLLINS, CO 612 $ 218,300,000 $ 356,000 $ 119,000
COLUMBUS, GA-AL 603 $ 120,745,000 $ 191,500 $ 85,500
JACKSON, MS 601 $ 125,005,000 $ 207,000 $ 94,000
SPRINGFIELD, MA 597 $ 132,215,000 $ 221,000 $ 97,000
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 595 $ 190,445,000 $ 320,000 $ 127,000
HARRISBURG-CARLISLE, PA 592 $ 121,680,000 $ 205,000 $ 113,000
WINSTON-SALEM, NC 581 $ 122,725,000 $ 211,000 $ 108,000
GULFPORT-BILOXI-PASCAGOULA, MS 579 $ 110,095,000 $ 190,000 $ 94,000
MANCHESTER-NASHUA, NH 577 $ 165,025,000 $ 286,000 $ 126,000
MCALLEN-EDINBURG-MISSION, TX 572 $ 102,100,000 $ 178,000 $ 95,000
WINCHESTER, VA-WV 543 $ 145,775,000 $ 221,000 $ 92,500
PORTLAND-SOUTH PORTLAND, ME 539 $ 142,385,000 $ 264,000 $ 103,000
DOVER, DE 536 $ 133,270,000 $ 248,000 $ 92,000
SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA 536 $ 282,330,000 $ 526,000 $ 185,000
AKRON, OH 528 $ 105,160,000 $ 199,000 $ 113,000
LANCASTER, PA 524 $ 109,820,000 $ 209,000 $ 83,000
READING, PA 520 $ 98,500,000 $ 189,000 $ 95,000
LEXINGTON-FAYETTE, KY 517 $ 104,695,000 $ 202,000 $ 87,000
ROCHESTER, NY 514 $ 74,370,000 $ 144,000 $ 0
PUNTA GORDA, FL 513 $ 113,845,000 $ 221,000 $ 103,000
CALIFORNIA-LEXINGTON PARK, MD 506 $ 151,790,000 $ 299,000 $ 118,000
LAKE HAVASU CITY-KINGMAN, AZ 504 $ 110,060,000 $ 218,000 $ 108,000
DAPHNE-FAIRHOPE-FOLEY, AL 499 $ 113,535,000 $ 227,000 $ 100,000
PRESCOTT VALLEY-PRESCOTT, AZ 495 $ 140,755,000 $ 284,000 $ 103,000
SCRANTON--WILKES-BARRE--HAZLETON, PA 491 $ 76,105,000 $ 155,000 $ 107,000
ST. GEORGE, UT 491 $ 149,325,000 $ 304,000 $ 99,000
WARNER ROBINS, GA 486 $ 99,910,000 $ 205,000 $ 101,000
YUMA, AZ 482 $ 89,520,000 $ 185,000 $ 73,000
EUGENE, OR 476 $ 131,220,000 $ 275,000 $ 111,000
RAPID CITY, SD 474 $ 122,940,000 $ 259,000 $ 97,000
NEW HAVEN-MILFORD, CT 473 $ 110,535,000 $ 233,000 $ 130,000
SIERRA VISTA-DOUGLAS, AZ 465 $ 93,645,000 $ 201,000 $ 89,000
LINCOLN, NE 462 $ 99,440,000 $ 215,000 $ 99,000
GAINESVILLE, GA 460 $ 113,630,000 $ 247,000 $ 108,000
ASHEVILLE, NC 458 $ 116,610,000 $ 254,000 $ 99,000
HANFORD-CORCORAN, CA 451 $ 113,465,000 $ 251,000 $ 96,000
CHARLOTTESVILLE, VA 449 $ 132,035,000 $ 294,000 $ 131,000
FLINT, MI 448 $ 71,360,000 $ 159,000 $ 61,000
ROANOKE, VA 445 $ 94,265,000 $ 211,000 $ 114,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 438 $ 54,250,000 $ 127,500 $ 65,000
MOBILE, AL 436 $ 77,350,000 $ 177,000 $ 99,000
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC 433 $ 118,745,000 $ 274,000 $ 122,000
KENNEWICK-RICHLAND, WA 429 $ 117,365,000 $ 273,000 $ 109,000
BRIDGEPORT-STAMFORD-NORWALK, CT 427 $ 152,775,000 $ 357,000 $ 162,000
BEND-REDMOND, OR 423 $ 138,265,000 $ 326,000 $ 116,000
SALINAS, CA 420 $ 188,950,000 $ 449,000 $ 136,000
SANTA ROSA, CA 412 $ 188,520,000 $ 457,000 $ 139,000
NASSAU COUNTY-SUFFOLK COUNTY, NY 408 $ 164,170,000 $ 402,000 $ 0
MONTGOMERY, AL 403 $ 76,085,000 $ 188,000 $ 86,000
ANCHORAGE, AK 394 $ 125,950,000 $ 319,000 $ 133,000
SANTA MARIA-SANTA BARBARA, CA 384 $ 160,760,000 $ 418,000 $ 136,000
BOULDER, CO 382 $ 154,550,000 $ 404,000 $ 150,000
HINESVILLE, GA 381 $ 69,985,000 $ 183,000 $ 91,000
CORPUS CHRISTI, TX 379 $ 86,825,000 $ 229,000 $ 134,000
JACKSON, TN 372 $ 62,010,000 $ 166,000 $ 94,000
MERCED, CA 362 $ 94,280,000 $ 260,000 $ 98,000
GAINESVILLE, FL 360 $ 77,820,000 $ 216,000 $ 103,000
LANSING-EAST LANSING, MI 358 $ 57,410,000 $ 160,000 $ 88,000
PANAMA CITY, FL 358 $ 89,150,000 $ 249,000 $ 123,000
TUSCALOOSA, AL 357 $ 72,035,000 $ 201,000 $ 113,000
ATLANTIC CITY-HAMMONTON, NJ 354 $ 75,440,000 $ 213,000 $ 128,000
CANTON-MASSILLON, OH 353 $ 59,415,000 $ 168,000 $ 89,000
GRAND JUNCTION, CO 352 $ 95,460,000 $ 271,000 $ 88,000
BRUNSWICK, GA 350 $ 86,050,000 $ 245,000 $ 123,000
FORT WAYNE, IN 348 $ 58,530,000 $ 168,000 $ 70,000
MEDFORD, OR 348 $ 96,350,000 $ 276,000 $ 104,000
TALLAHASSEE, FL 344 $ 76,720,000 $ 223,000 $ 114,000
LUBBOCK, TX 343 $ 65,835,000 $ 191,000 $ 116,000
SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA 342 $ 151,730,000 $ 443,000 $ 139,000
BARNSTABLE TOWN, MA 333 $ 112,365,000 $ 337,000 $ 140,000
IDAHO FALLS, ID 331 $ 85,545,000 $ 258,000 $ 102,000
HICKORY-LENOIR-MORGANTON, NC 327 $ 64,495,000 $ 197,000 $ 85,000
SIOUX FALLS, SD 327 $ 77,385,000 $ 236,000 $ 105,000
HAMMOND, LA 325 $ 62,295,000 $ 191,000 $ 102,000
REDDING, CA 318 $ 79,490,000 $ 249,000 $ 98,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 315 $ 53,535,000 $ 165,500 $ 99,500
COEUR D'ALENE, ID 314 $ 98,930,000 $ 315,000 $ 119,000
LAKE CHARLES, LA 312 $ 65,290,000 $ 209,000 $ 108,000
LYNCHBURG, VA 311 $ 67,625,000 $ 217,000 $ 99,000
VALDOSTA, GA 300 $ 52,660,000 $ 175,000 $ 73,000
CHEYENNE, WY 297 $ 86,785,000 $ 292,000 $ 115,000
CHAMBERSBURG-WAYNESBORO, PA 296 $ 58,530,000 $ 197,000 $ 100,000
MADISON, WI 293 $ 74,305,000 $ 253,000 $ 109,000
HOMOSASSA SPRINGS, FL 292 $ 53,290,000 $ 182,000 $ 86,000
SYRACUSE, NY 285 $ 44,545,000 $ 156,000 $ 0
TOLEDO, OH 282 $ 48,320,000 $ 171,000 $ 106,000
BEAUMONT-PORT ARTHUR, TX 281 $ 53,335,000 $ 189,000 $ 129,000
SEBASTIAN-VERO BEACH, FL 281 $ 64,845,000 $ 230,000 $ 104,000
YUBA CITY, CA 279 $ 78,365,000 $ 280,000 $ 91,000
PUEBLO, CO 278 $ 61,970,000 $ 222,000 $ 93,000
ELIZABETHTOWN-FORT KNOX, KY 277 $ 57,025,000 $ 205,000 $ 94,000
GREEN BAY, WI 273 $ 50,295,000 $ 184,000 $ 90,000
ALBANY, OR 270 $ 70,810,000 $ 262,000 $ 100,000
COLUMBIA, MO 268 $ 51,220,000 $ 191,000 $ 82,000
WACO, TX 268 $ 55,750,000 $ 208,000 $ 129,000
HOUMA-THIBODAUX, LA 267 $ 50,085,000 $ 187,000 $ 120,000
EVANSVILLE, IN-KY 265 $ 39,995,000 $ 146,000 $ 63,000
AMARILLO, TX 261 $ 50,825,000 $ 194,000 $ 107,000
JOHNSON CITY, TN 260 $ 52,430,000 $ 201,000 $ 98,000
NEW BERN, NC 259 $ 51,075,000 $ 197,000 $ 96,000
PEORIA, IL 259 $ 38,465,000 $ 148,000 $ 141,000
BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY 256 $ 42,390,000 $ 165,000 $ 0
MONROE, LA 250 $ 45,080,000 $ 180,000 $ 90,000
BILLINGS, MT 249 $ 60,155,000 $ 241,000 $ 94,000
BELLINGHAM, WA 247 $ 82,325,000 $ 333,000 $ 151,000
ST. CLOUD, MN 246 $ 52,010,000 $ 211,000 $ 96,000
JOPLIN, MO 244 $ 39,260,000 $ 160,000 $ 79,000
MANHATTAN, KS 244 $ 48,870,000 $ 200,000 $ 96,000
ATHENS-CLARKE COUNTY, GA 243 $ 53,685,000 $ 220,000 $ 105,000
AUBURN-OPELIKA, AL 242 $ 52,040,000 $ 215,000 $ 96,000
BROWNSVILLE-HARLINGEN, TX 242 $ 40,870,000 $ 168,000 $ 107,000
MIDLAND, TX 242 $ 63,380,000 $ 261,000 $ 133,000
MACON-BIBB COUNTY, GA 241 $ 45,295,000 $ 187,000 $ 96,000
COLLEGE STATION-BRYAN, TX 239 $ 60,045,000 $ 251,000 $ 126,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 239 $ 41,615,000 $ 178,500 $ 94,500
TRENTON, NJ 238 $ 62,270,000 $ 261,000 $ 146,000
LAREDO, TX 237 $ 47,285,000 $ 199,000 $ 92,000
MORRISTOWN, TN 233 $ 41,625,000 $ 178,000 $ 89,000
MADERA, CA 232 $ 61,750,000 $ 266,000 $ 92,000
SANTA CRUZ-WATSONVILLE, CA 231 $ 115,765,000 $ 501,000 $ 158,000
LONGVIEW, WA 229 $ 61,225,000 $ 267,000 $ 99,000
TOPEKA, KS 226 $ 37,300,000 $ 165,000 $ 97,000
STAUNTON-WAYNESBORO, VA 225 $ 50,805,000 $ 225,000 $ 80,000
DOTHAN, AL 223 $ 38,045,000 $ 170,000 $ 75,000
ODESSA, TX 221 $ 48,905,000 $ 221,000 $ 110,000
BANGOR, ME 217 $ 38,135,000 $ 175,000 $ 79,000
APPLETON, WI 213 $ 40,665,000 $ 190,000 $ 88,000
THE VILLAGES, FL 211 $ 54,665,000 $ 259,000 $ 106,000
YAKIMA, WA 211 $ 48,495,000 $ 229,000 $ 86,000
GREENVILLE, NC 208 $ 42,290,000 $ 203,000 $ 93,000
CHICO, CA 205 $ 58,965,000 $ 287,000 $ 105,000
JONESBORO, AR 205 $ 34,345,000 $ 167,000 $ 79,000
NORWICH-NEW LONDON, CT 201 $ 53,545,000 $ 266,000 $ 131,000
LAWTON, OK 199 $ 34,405,000 $ 172,000 $ 83,000
LEBANON, PA 199 $ 36,725,000 $ 184,000 $ 94,000
MOUNT VERNON-ANACORTES, WA 195 $ 69,085,000 $ 354,000 $ 103,000
EAST STROUDSBURG, PA 193 $ 36,755,000 $ 190,000 $ 105,000
JEFFERSON CITY, MO 193 $ 35,355,000 $ 183,000 $ 64,000
DULUTH, MN-WI 191 $ 39,635,000 $ 192,000 $ 87,000
GETTYSBURG, PA 190 $ 42,360,000 $ 222,000 $ 85,000
SPRINGFIELD, IL 190 $ 31,390,000 $ 165,000 $ 82,000
BURLINGTON, NC 186 $ 39,220,000 $ 210,000 $ 120,000
BOWLING GREEN, KY 184 $ 33,560,000 $ 182,000 $ 82,000
HUNTINGTON-ASHLAND, WV-KY-OH 184 $ 27,200,000 $ 151,333 $ 96,333
LOGAN, UT-ID 182 $ 48,310,000 $ 249,500 $ 88,500
CEDAR RAPIDS, IA 181 $ 33,815,000 $ 186,000 $ 90,000
LONGVIEW, TX 181 $ 34,235,000 $ 189,000 $ 93,000
TYLER, TX 179 $ 38,545,000 $ 215,000 $ 111,000
OCEAN CITY, NJ 178 $ 47,610,000 $ 267,000 $ 185,000
ALBANY-SCHENECTADY-TROY, NY 177 $ 32,965,000 $ 186,000 $ 0
FLORENCE-MUSCLE SHOALS, AL 176 $ 29,430,000 $ 167,000 $ 122,000
SHERMAN-DENISON, TX 176 $ 41,230,000 $ 234,000 $ 123,000
SUMTER, SC 176 $ 31,000,000 $ 176,000 $ 93,000
WICHITA FALLS, TX 175 $ 28,365,000 $ 162,000 $ 129,000
FORT SMITH, AR-OK 173 $ 30,235,000 $ 163,500 $ 78,000
CLEVELAND, TN 171 $ 33,905,000 $ 198,000 $ 70,000
FLORENCE, SC 171 $ 31,225,000 $ 182,000 $ 81,000
LAS CRUCES, NM 171 $ 37,035,000 $ 216,000 $ 75,000
EL CENTRO, CA 169 $ 38,375,000 $ 227,000 $ 111,000
SAN RAFAEL, CA 167 $ 94,725,000 $ 567,000 $ 190,000
ALEXANDRIA, LA 166 $ 32,620,000 $ 196,000 $ 78,000
LAFAYETTE-WEST LAFAYETTE, IN 165 $ 27,835,000 $ 168,000 $ 78,000
SOUTH BEND-MISHAWAKA, IN-MI 164 $ 26,580,000 $ 173,500 $ 57,500
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 163 $ 32,725,000 $ 200,000 $ 119,000
WAUSAU, WI 163 $ 25,455,000 $ 156,000 $ 69,000
MUSKEGON, MI 162 $ 27,750,000 $ 171,000 $ 81,000
ERIE, PA 160 $ 25,390,000 $ 158,000 $ 112,000
ABILENE, TX 158 $ 31,860,000 $ 201,000 $ 105,000
FARGO, ND-MN 158 $ 36,860,000 $ 223,000 $ 129,500
VINELAND-BRIDGETON, NJ 153 $ 27,715,000 $ 181,000 $ 91,000
LEWISTON-AUBURN, ME 152 $ 29,270,000 $ 192,000 $ 91,000
ROCHESTER, MN 151 $ 33,595,000 $ 222,000 $ 110,000
FLAGSTAFF, AZ 150 $ 46,000,000 $ 306,000 $ 111,000
HOT SPRINGS, AR 150 $ 26,320,000 $ 175,000 $ 93,000
GOLDSBORO, NC 149 $ 27,765,000 $ 186,000 $ 84,000
WENATCHEE, WA 149 $ 46,185,000 $ 309,000 $ 143,000
SEBRING, FL 147 $ 23,485,000 $ 159,000 $ 77,000
ANN ARBOR, MI 146 $ 35,140,000 $ 240,000 $ 111,000
CUMBERLAND, MD-WV 144 $ 20,020,000 $ 138,000 $ 72,500
SAN ANGELO, TX 144 $ 29,620,000 $ 205,000 $ 112,000
BLOOMINGTON, IL 141 $ 23,825,000 $ 168,000 $ 100,000
BISMARCK, ND 140 $ 40,830,000 $ 291,000 $ 112,000
GREAT FALLS, MT 140 $ 28,100,000 $ 200,000 $ 91,000
TEXARKANA, TX-AR 140 $ 24,400,000 $ 169,500 $ 114,000
DECATUR, AL 138 $ 26,880,000 $ 194,000 $ 97,000
OWENSBORO, KY 138 $ 23,040,000 $ 166,000 $ 72,000
HARRISONBURG, VA 137 $ 32,005,000 $ 233,000 $ 83,000
RACINE, WI 137 $ 25,905,000 $ 189,000 $ 102,000
TWIN FALLS, ID 137 $ 33,075,000 $ 241,000 $ 71,000
ROME, GA 136 $ 22,060,000 $ 162,000 $ 80,000
CHAMPAIGN-URBANA, IL 135 $ 22,305,000 $ 165,000 $ 78,000
JACKSON, MI 134 $ 20,850,000 $ 155,000 $ 111,000
DALTON, GA 130 $ 22,100,000 $ 170,000 $ 89,000
ROCKFORD, IL 129 $ 20,015,000 $ 155,000 $ 102,000
GRANTS PASS, OR 128 $ 33,680,000 $ 263,000 $ 96,000
GADSDEN, AL 122 $ 20,380,000 $ 167,000 $ 91,000
SPRINGFIELD, OH 122 $ 19,150,000 $ 156,000 $ 75,000
JANESVILLE-BELOIT, WI 121 $ 21,135,000 $ 174,000 $ 82,000
KALAMAZOO-PORTAGE, MI 120 $ 21,600,000 $ 180,000 $ 70,000
NAPA, CA 120 $ 56,590,000 $ 471,000 $ 146,000
CORVALLIS, OR 119 $ 36,555,000 $ 307,000 $ 122,000
KAHULUI-WAILUKU-LAHAINA, HI 119 $ 57,795,000 $ 485,000 $ 128,000
PINE BLUFF, AR 118 $ 16,640,000 $ 141,000 $ 86,000
WALLA WALLA, WA 118 $ 29,760,000 $ 252,000 $ 108,000
ENID, OK 116 $ 21,600,000 $ 186,000 $ 88,000
KOKOMO, IN 114 $ 16,090,000 $ 141,000 $ 71,000
ANNISTON-OXFORD-JACKSONVILLE, AL 113 $ 18,275,000 $ 161,000 $ 88,000
ELKHART-GOSHEN, IN 112 $ 18,600,000 $ 166,000 $ 61,000
ROCKY MOUNT, NC 112 $ 20,590,000 $ 183,000 $ 77,000
SANTA FE, NM 112 $ 35,210,000 $ 314,000 $ 105,000
ALBANY, GA 111 $ 19,055,000 $ 171,000 $ 92,000
HATTIESBURG, MS 111 $ 19,215,000 $ 173,000 $ 74,000
CAPE GIRARDEAU, MO-IL 108 $ 20,480,000 $ 127,500 $ 110,000
KANKAKEE, IL 105 $ 16,755,000 $ 159,000 $ 100,000
ST. JOSEPH, MO-KS 105 $ 17,245,000 $ 130,500 $ 82,000
LEWISTON, ID-WA 103 $ 24,185,000 $ 230,000 $ 81,500
OSHKOSH-NEENAH, WI 101 $ 16,845,000 $ 166,000 $ 78,000
BLOOMINGTON, IN 99 $ 18,185,000 $ 183,000 $ 81,000
BURLINGTON-SOUTH BURLINGTON, VT 99 $ 25,085,000 $ 253,000 $ 129,000
CARSON CITY, NV 99 $ 30,555,000 $ 308,000 $ 91,000
AMES, IA 94 $ 17,180,000 $ 182,000 $ 78,000
MONROE, MI 94 $ 17,910,000 $ 190,000 $ 95,000
MUNCIE, IN 92 $ 12,220,000 $ 132,000 $ 102,000
WATERLOO-CEDAR FALLS, IA 88 $ 16,970,000 $ 192,000 $ 93,000
IOWA CITY, IA 87 $ 21,895,000 $ 251,000 $ 99,000
PITTSFIELD, MA 87 $ 15,455,000 $ 177,000 $ 78,000
TERRE HAUTE, IN 86 $ 11,280,000 $ 131,000 $ 68,000
EAU CLAIRE, WI 83 $ 15,665,000 $ 188,000 $ 88,000
FARMINGTON, NM 83 $ 17,075,000 $ 205,000 $ 77,000
VICTORIA, TX 82 $ 15,430,000 $ 188,000 $ 110,000
BINGHAMTON, NY 78 $ 9,090,000 $ 116,000 $ 0
LAWRENCE, KS 78 $ 16,000,000 $ 205,000 $ 82,000
MISSOULA, MT 77 $ 21,195,000 $ 275,000 $ 117,000
FAIRBANKS, AK 74 $ 20,020,000 $ 270,000 $ 110,000
LA CROSSE-ONALASKA, WI-MN 73 $ 14,425,000 $ 213,000 $ 109,500
SAGINAW, MI 73 $ 9,695,000 $ 132,000 $ 61,000
SHEBOYGAN, WI 73 $ 12,165,000 $ 166,000 $ 91,000
BAY CITY, MI 72 $ 8,640,000 $ 120,000 $ 55,000
DECATUR, IL 72 $ 8,440,000 $ 117,000 $ 67,000
GRAND ISLAND, NE 72 $ 12,180,000 $ 169,000 $ 75,000
WEIRTON-STEUBENVILLE, WV-OH 72 $ 8,900,000 $ 124,000 $ 49,000
MANSFIELD, OH 71 $ 10,125,000 $ 142,000 $ 84,000
MICHIGAN CITY-LA PORTE, IN 69 $ 10,445,000 $ 151,000 $ 60,000
CASPER, WY 67 $ 16,015,000 $ 239,000 $ 118,000
UTICA-ROME, NY 67 $ 9,545,000 $ 142,000 $ 0
BATTLE CREEK, MI 65 $ 10,135,000 $ 155,000 $ 127,000
POCATELLO, ID 63 $ 15,135,000 $ 240,000 $ 78,000
CHARLESTON, WV 62 $ 9,240,000 $ 149,000 $ 88,000
COLUMBUS, IN 62 $ 10,580,000 $ 170,000 $ 71,000
NILES-BENTON HARBOR, MI 61 $ 10,745,000 $ 176,000 $ 110,000
GRAND FORKS, ND-MN 58 $ 12,330,000 $ 210,500 $ 86,500
STATE COLLEGE, PA 56 $ 13,380,000 $ 238,000 $ 130,000
CARBONDALE-MARION, IL 54 $ 7,340,000 $ 135,000 $ 90,000
BLOOMSBURG-BERWICK, PA 52 $ 8,090,000 $ 155,000 $ 89,000
MIDLAND, MI 52 $ 8,270,000 $ 159,000 $ 92,000
ALTOONA, PA 48 $ 7,140,000 $ 148,000 $ 75,000
FOND DU LAC, WI 46 $ 8,230,000 $ 178,000 $ 104,000
SIOUX CITY, IA-NE-SD 46 $ 8,360,000 $ 196,333 $ 120,000
DANVILLE, IL 44 $ 5,090,000 $ 115,000 $ 57,000
JOHNSTOWN, PA 43 $ 5,405,000 $ 125,000 $ 88,000
MORGANTOWN, WV 42 $ 9,990,000 $ 237,000 $ 128,000
WHEELING, WV-OH 42 $ 6,980,000 $ 165,000 $ 104,000
MANKATO-NORTH MANKATO, MN 40 $ 8,030,000 $ 200,000 $ 93,000
PARKERSBURG-VIENNA, WV 40 $ 6,070,000 $ 151,000 $ 105,000
LIMA, OH 39 $ 5,195,000 $ 133,000 $ 72,000
WILLIAMSPORT, PA 38 $ 6,650,000 $ 175,000 $ 71,000
WATERTOWN-FORT DRUM, NY 35 $ 6,275,000 $ 179,000 $ 0
BECKLEY, WV 33 $ 5,465,000 $ 165,000 $ 136,000
DUBUQUE, IA 30 $ 6,300,000 $ 210,000 $ 110,000
GLENS FALLS, NY 22 $ 3,900,000 $ 177,000 $ 0
ELMIRA, NY 20 $ 3,030,000 $ 151,000 $ 0
KINGSTON, NY 13 $ 2,975,000 $ 228,000 $ 0
ITHACA, NY 4 $ 500,000 $ 125,000 $ 0

Mortgage Loan Application Detail Totals for Pennymac Loan Services, Llc in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 207,941 $62,186,695,000 $299,000 $1,915,000 $128,000 $5,471,000
Home Purchase 182,408 $46,160,770,000 $253,000 $3,155,000 $123,000 $4,036,000
Cash-out Refinancing 45,966 $12,691,160,000 $276,000 $1,885,000 $110,000 $5,817,000
Other Purpose 81 $17,935,000 $221,000 $675,000 $85,000 $256,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 233,314 $60,614,080,000 $259,000 $2,605,000 $0 $0
White 122,718 $35,625,090,000 $290,000 $2,005,000 $123,000 $4,036,000
Not Provided 24,970 $8,105,060,000 $324,000 $3,155,000 $132,000 $2,057,000
Black or African American 21,173 $5,836,145,000 $275,000 $1,395,000 $106,000 $5,471,000
Hispanic 16,014 $4,624,680,000 $288,000 $1,355,000 $106,000 $5,817,000
Asian 14,766 $5,228,090,000 $354,000 $1,575,000 $142,000 $2,416,000
American Indian or Alaskan Native 2,147 $573,135,000 $266,000 $1,025,000 $103,000 $1,440,000
Native Hawaiian or Other Pacific Islander 880 $300,010,000 $340,000 $1,215,000 $114,000 $885,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 157,118 $48,421,270,000 $308,000 $3,155,000 $108,000 $2,416,000
FHA-insured (Federal Housing Administration) 128,618 $30,821,890,000 $239,000 $1,475,000 $78,000 $3,240,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 116,630 $35,669,140,000 $305,000 $2,005,000 $128,000 $5,817,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 34,030 $6,144,260,000 $180,000 $755,000 $62,000 $241,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 233,314 $60,614,080,000 $259,000 $2,605,000 $0 $0
Loan Originated 117,702 $36,025,330,000 $306,000 $1,915,000 $129,000 $4,036,000
Application Denied By Financial Institution 54,879 $15,252,495,000 $277,000 $2,005,000 $112,000 $3,600,000
Application Withdrawn By Applicant 22,040 $6,683,890,000 $303,000 $3,155,000 $126,000 $5,817,000
Application Approved But Not Accepted 7,348 $2,177,670,000 $296,000 $1,575,000 $122,000 $1,634,000
File Closed For Incompleteness 1,113 $303,095,000 $272,000 $755,000 $121,000 $1,482,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 381,517 $105,804,065,000 $277,000 $3,155,000 $128,000 $5,817,000
Credit Application Incomplete 32,239 $8,992,185,000 $278,000 $1,655,000 $124,000 $3,600,000
Debt-To-Income Ratio 7,644 $2,192,990,000 $286,000 $1,235,000 $71,000 $688,000
Other 6,046 $1,804,990,000 $298,000 $1,505,000 $126,000 $3,240,000
Credit History 4,274 $978,580,000 $228,000 $1,485,000 $102,000 $1,440,000
Collateral 2,298 $641,530,000 $279,000 $2,005,000 $122,000 $1,930,000
Unverifiable Information 1,504 $416,060,000 $276,000 $1,075,000 $117,000 $1,136,000
Insufficient Cash (Downpayment, Closing Cost) 628 $158,620,000 $252,000 $715,000 $106,000 $1,552,000
Employment History 240 $65,900,000 $274,000 $705,000 $107,000 $485,000
Mortgage Insurance Denied 6 $1,640,000 $273,000 $495,000 $137,000 $270,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Pennymac Loan Services, Llc's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Pennymac Loan Services, Llc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet with aggregated HMDA statistics today.

Download the Delaware Lender List