PennyMac Loan Services LLC Mortgage Lending & HMDA Data, 2020
In 2020, PennyMac Loan Services LLC of Westlake Village, CA reported 436,396 mortgage applications totaling $121.1 billion, up 44% from 2019. The average application was for $277,400, and applicants reported an average income of $124,006. 27% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (16,872), Atlanta-Sandy Springs-Roswell, GA (14,534) and Phoenix-Mesa-Scottsdale, AZ (9,722) (applications in parentheses).
| Mortgage Company & Address | PennyMac Loan Services LLC 3043 Townsgate Road Westlake Village, CA 91361 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 436,396 |
| Total Mortgage Loan Application Amount | $121,056,560,000 |
| Average Mortgage Loan Application Amount | $277,400 |
| Highest Mortgage Loan Application Amount | $3,155,000 |
| Average Applicant Income | $124,006 |
| Highest Applicant Income | $5,817,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records PennyMac Loan Services LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 40,380 | $ 7,808,290,000 | $ 193,370 | $ 100,722 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 16,872 | $ 7,134,800,000 | $ 422,878 | $ 142,406 |
| Atlanta-Sandy Springs-Roswell, GA | 14,534 | $ 3,742,360,000 | $ 257,490 | $ 120,000 |
| Phoenix-Mesa-Scottsdale, AZ | 9,722 | $ 2,654,020,000 | $ 272,991 | $ 108,000 |
| Riverside-San Bernardino-Ontario, CA | 8,417 | $ 2,774,455,000 | $ 329,625 | $ 118,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 7,997 | $ 2,315,785,000 | $ 289,581 | $ 112,928 |
| Los Angeles-Long Beach-Glendale, CA | 7,906 | $ 3,551,290,000 | $ 449,189 | $ 143,000 |
| Baltimore-Columbia-Towson, MD | 7,414 | $ 2,472,170,000 | $ 333,446 | $ 132,000 |
| Houston-The Woodlands-Sugar Land, TX | 7,293 | $ 1,829,185,000 | $ 250,813 | $ 141,000 |
| Dallas-Plano-Irving, TX | 7,114 | $ 2,053,630,000 | $ 288,674 | $ 139,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 6,900 | $ 1,921,540,000 | $ 278,484 | $ 120,035 |
| Denver-Aurora-Lakewood, CO | 6,894 | $ 2,524,690,000 | $ 366,215 | $ 127,000 |
| Las Vegas-Henderson-Paradise, NV | 6,548 | $ 1,945,200,000 | $ 297,067 | $ 110,000 |
| San Diego-Carlsbad, CA | 6,433 | $ 3,085,945,000 | $ 479,705 | $ 146,000 |
| Tampa-St. Petersburg-Clearwater, FL | 6,375 | $ 1,599,495,000 | $ 250,901 | $ 113,000 |
| Orlando-Kissimmee-Sanford, FL | 5,428 | $ 1,435,740,000 | $ 264,506 | $ 110,000 |
| San Antonio-New Braunfels, TX | 5,371 | $ 1,437,985,000 | $ 267,731 | $ 119,000 |
| Seattle-Bellevue-Everett, WA | 4,957 | $ 2,083,505,000 | $ 420,315 | $ 150,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 4,672 | $ 1,299,210,000 | $ 278,084 | $ 108,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 4,581 | $ 1,541,995,000 | $ 336,606 | $ 119,546 |
| Charlotte-Concord-Gastonia, NC-SC | 4,209 | $ 1,086,645,000 | $ 258,171 | $ 113,041 |
| Chicago-Naperville, IL | 4,174 | $ 1,010,930,000 | $ 242,196 | $ 117,000 |
| St. Louis, MO-IL | 4,074 | $ 817,660,000 | $ 200,702 | $ 96,749 |
| Colorado Springs, CO | 3,815 | $ 1,300,825,000 | $ 340,976 | $ 111,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 3,791 | $ 1,357,485,000 | $ 358,080 | $ 128,000 |
| Jacksonville, FL | 3,636 | $ 957,800,000 | $ 263,421 | $ 111,000 |
| Fort Worth-Arlington, TX | 3,516 | $ 910,000,000 | $ 258,816 | $ 121,000 |
| Richmond, VA | 3,515 | $ 997,355,000 | $ 283,742 | $ 122,000 |
| Austin-Round Rock, TX | 3,473 | $ 1,012,945,000 | $ 291,662 | $ 144,000 |
| Washington-Baltimore-Arlington, DC | 3,460 | $ 1,360,730,000 | $ 393,274 | $ 140,000 |
| New York-Newark, NY | 3,305 | $ 1,070,965,000 | $ 324,043 | $ 157,000 |
| Raleigh, NC | 3,202 | $ 893,510,000 | $ 279,047 | $ 135,000 |
| Kansas City, MO-KS | 3,164 | $ 695,630,000 | $ 219,857 | $ 106,742 |
| Miami-Miami Beach-Kendall, FL | 2,905 | $ 853,515,000 | $ 293,808 | $ 118,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 2,901 | $ 861,625,000 | $ 297,009 | $ 120,000 |
| Montgomery County-Bucks County-Chester County, PA | 2,793 | $ 839,335,000 | $ 300,513 | $ 135,000 |
| Anaheim-Santa Ana-Irvine, CA | 2,686 | $ 1,333,270,000 | $ 496,377 | $ 160,000 |
| Tucson, AZ | 2,622 | $ 627,500,000 | $ 239,321 | $ 99,000 |
| Oakland-Hayward-Berkeley, CA | 2,563 | $ 1,256,095,000 | $ 490,087 | $ 166,000 |
| Tacoma-Lakewood, WA | 2,507 | $ 873,615,000 | $ 348,470 | $ 120,000 |
| Salt Lake City, UT | 2,495 | $ 793,375,000 | $ 317,985 | $ 111,000 |
| Newark, NJ-PA | 2,441 | $ 841,915,000 | $ 344,905 | $ 164,379 |
| Memphis, TN-MS-AR | 2,429 | $ 559,325,000 | $ 230,269 | $ 98,962 |
| Cincinnati, OH-KY-IN | 2,344 | $ 468,990,000 | $ 200,081 | $ 108,199 |
| Pittsburgh, PA | 2,135 | $ 451,825,000 | $ 211,627 | $ 123,000 |
| Providence-Warwick, RI-MA | 2,100 | $ 607,360,000 | $ 289,219 | $ 121,268 |
| Lakeland-Winter Haven, FL | 2,094 | $ 455,180,000 | $ 217,373 | $ 86,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 2,057 | $ 589,685,000 | $ 286,672 | $ 122,000 |
| Camden, NJ | 2,045 | $ 465,045,000 | $ 227,405 | $ 117,000 |
| Columbus, OH | 1,974 | $ 433,560,000 | $ 219,635 | $ 101,000 |
| Charleston-North Charleston, SC | 1,965 | $ 537,255,000 | $ 273,412 | $ 109,000 |
| Omaha-Council Bluffs, NE-IA | 1,947 | $ 466,495,000 | $ 239,596 | $ 115,912 |
| Cape Coral-Fort Myers, FL | 1,945 | $ 459,045,000 | $ 236,012 | $ 110,000 |
| New Orleans-Metairie, LA | 1,936 | $ 443,090,000 | $ 228,868 | $ 113,000 |
| Indianapolis-Carmel-Anderson, IN | 1,930 | $ 376,680,000 | $ 195,170 | $ 89,000 |
| Knoxville, TN | 1,910 | $ 418,900,000 | $ 219,319 | $ 93,000 |
| New York-Jersey City-White Plains, NY-NJ | 1,892 | $ 763,620,000 | $ 403,604 | $ 161,000 |
| Philadelphia, PA | 1,880 | $ 441,160,000 | $ 234,659 | $ 122,000 |
| Little Rock-North Little Rock-Conway, AR | 1,853 | $ 353,265,000 | $ 190,644 | $ 112,000 |
| Cambridge-Newton-Framingham, MA | 1,833 | $ 735,685,000 | $ 401,355 | $ 146,000 |
| Fayetteville, NC | 1,819 | $ 361,215,000 | $ 198,578 | $ 97,000 |
| Boston, MA | 1,730 | $ 692,180,000 | $ 400,104 | $ 136,000 |
| Ogden-Clearfield, UT | 1,687 | $ 510,665,000 | $ 302,705 | $ 98,000 |
| Warren-Troy-Farmington Hills, MI | 1,685 | $ 358,115,000 | $ 212,531 | $ 105,000 |
| Cleveland-Elyria, OH | 1,674 | $ 315,160,000 | $ 188,267 | $ 108,000 |
| North Port-Sarasota-Bradenton, FL | 1,600 | $ 439,980,000 | $ 274,987 | $ 121,000 |
| Greenville-Anderson-Mauldin, SC | 1,577 | $ 340,805,000 | $ 216,109 | $ 96,000 |
| Provo-Orem, UT | 1,555 | $ 488,645,000 | $ 314,241 | $ 110,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1,554 | $ 716,240,000 | $ 460,900 | $ 142,000 |
| Birmingham-Hoover, AL | 1,525 | $ 333,475,000 | $ 218,672 | $ 98,000 |
| Clarksville, TN-KY | 1,515 | $ 324,815,000 | $ 214,399 | $ 77,545 |
| Baton Rouge, LA | 1,509 | $ 325,135,000 | $ 215,463 | $ 108,000 |
| Oklahoma City, OK | 1,460 | $ 298,540,000 | $ 204,479 | $ 112,000 |
| Columbia, SC | 1,458 | $ 311,990,000 | $ 213,984 | $ 102,000 |
| Fresno, CA | 1,448 | $ 389,490,000 | $ 268,984 | $ 107,000 |
| Palm Bay-Melbourne-Titusville, FL | 1,415 | $ 366,395,000 | $ 258,936 | $ 100,000 |
| Bakersfield, CA | 1,414 | $ 350,500,000 | $ 247,878 | $ 109,000 |
| Pensacola-Ferry Pass-Brent, FL | 1,407 | $ 334,165,000 | $ 237,501 | $ 113,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1,364 | $ 309,950,000 | $ 227,236 | $ 109,000 |
| Urban Honolulu, HI | 1,362 | $ 777,590,000 | $ 570,917 | $ 133,000 |
| Wilmington, DE-MD-NJ | 1,346 | $ 347,810,000 | $ 258,402 | $ 116,098 |
| Louisville/Jefferson County, KY-IN | 1,320 | $ 262,830,000 | $ 199,113 | $ 94,309 |
| Albuquerque, NM | 1,304 | $ 310,680,000 | $ 238,251 | $ 102,000 |
| Augusta-Richmond County, GA-SC | 1,287 | $ 295,035,000 | $ 229,242 | $ 115,958 |
| Savannah, GA | 1,250 | $ 291,800,000 | $ 233,440 | $ 102,000 |
| Port St. Lucie, FL | 1,201 | $ 292,005,000 | $ 243,134 | $ 101,000 |
| Jacksonville, NC | 1,189 | $ 230,615,000 | $ 193,957 | $ 92,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 1,182 | $ 265,450,000 | $ 224,576 | $ 102,736 |
| Huntsville, AL | 1,108 | $ 275,370,000 | $ 248,528 | $ 107,000 |
| Hagerstown-Martinsburg, MD-WV | 1,107 | $ 246,765,000 | $ 222,913 | $ 93,193 |
| Reno, NV | 1,103 | $ 370,105,000 | $ 335,543 | $ 112,000 |
| Crestview-Fort Walton Beach-Destin, FL | 1,101 | $ 300,735,000 | $ 273,147 | $ 140,000 |
| Killeen-Temple, TX | 1,081 | $ 214,675,000 | $ 198,589 | $ 97,000 |
| Boise City, ID | 1,077 | $ 311,145,000 | $ 288,899 | $ 107,000 |
| Wichita, KS | 1,055 | $ 186,065,000 | $ 176,364 | $ 86,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1,050 | $ 570,000,000 | $ 542,857 | $ 182,000 |
| Stockton-Lodi, CA | 1,032 | $ 344,810,000 | $ 334,118 | $ 116,000 |
| Worcester, MA-CT | 1,031 | $ 281,565,000 | $ 273,098 | $ 114,463 |
| Hartford-West Hartford-East Hartford, CT | 1,006 | $ 244,180,000 | $ 242,723 | $ 125,000 |
| Salisbury, MD-DE | 999 | $ 241,825,000 | $ 242,067 | $ 137,039 |
| Des Moines-West Des Moines, IA | 951 | $ 205,405,000 | $ 215,988 | $ 108,000 |
| Salem, OR | 948 | $ 268,450,000 | $ 283,175 | $ 94,000 |
| Vallejo-Fairfield, CA | 941 | $ 365,875,000 | $ 388,815 | $ 121,000 |
| Dayton-Springfield-Kettering, OH | 936 | $ 187,940,000 | $ 200,790 | $ 102,000 |
| Greeley, CO | 908 | $ 300,190,000 | $ 330,605 | $ 105,000 |
| Tulsa, OK | 890 | $ 169,380,000 | $ 190,314 | $ 97,000 |
| Springfield, MO | 870 | $ 157,480,000 | $ 181,011 | $ 86,000 |
| Visalia-Porterville, CA | 868 | $ 210,530,000 | $ 242,546 | $ 99,000 |
| Chattanooga, TN-GA | 867 | $ 179,185,000 | $ 206,672 | $ 106,102 |
| Ocala, FL | 859 | $ 153,285,000 | $ 178,445 | $ 81,000 |
| Elgin, IL | 853 | $ 192,615,000 | $ 225,808 | $ 109,000 |
| Milwaukee-Waukesha-West Allis, WI | 847 | $ 183,645,000 | $ 216,818 | $ 108,000 |
| Olympia-Tumwater, WA | 839 | $ 270,005,000 | $ 321,817 | $ 121,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 836 | $ 185,250,000 | $ 221,590 | $ 115,830 |
| York-Hanover, PA | 835 | $ 169,345,000 | $ 202,808 | $ 102,000 |
| Lafayette, LA | 827 | $ 172,565,000 | $ 208,663 | $ 110,000 |
| Durham-Chapel Hill, NC | 819 | $ 221,325,000 | $ 270,238 | $ 124,000 |
| Spokane-Spokane Valley, WA | 799 | $ 206,235,000 | $ 258,116 | $ 104,000 |
| Gary, IN | 793 | $ 152,825,000 | $ 192,717 | $ 92,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 789 | $ 166,095,000 | $ 210,513 | $ 96,000 |
| Spartanburg, SC | 785 | $ 152,785,000 | $ 194,630 | $ 87,000 |
| Wilmington, NC | 755 | $ 195,225,000 | $ 258,576 | $ 124,000 |
| Modesto, CA | 749 | $ 217,555,000 | $ 290,460 | $ 105,000 |
| Greensboro-High Point, NC | 739 | $ 152,895,000 | $ 206,894 | $ 108,000 |
| Naples-Immokalee-Marco Island, FL | 733 | $ 223,475,000 | $ 304,877 | $ 126,000 |
| Detroit-Dearborn-Livonia, MI | 721 | $ 127,015,000 | $ 176,165 | $ 107,000 |
| Bremerton-Silverdale, WA | 701 | $ 236,295,000 | $ 337,082 | $ 126,000 |
| Lake County-Kenosha County, IL-WI | 700 | $ 151,800,000 | $ 216,857 | $ 122,642 |
| Grand Rapids-Wyoming, MI | 666 | $ 134,820,000 | $ 202,432 | $ 97,000 |
| El Paso, TX | 663 | $ 123,635,000 | $ 186,478 | $ 95,000 |
| Shreveport-Bossier City, LA | 646 | $ 144,030,000 | $ 222,956 | $ 95,000 |
| Fort Collins, CO | 612 | $ 218,300,000 | $ 356,699 | $ 119,000 |
| Columbus, GA-AL | 603 | $ 120,745,000 | $ 200,240 | $ 94,177 |
| Jackson, MS | 601 | $ 125,005,000 | $ 207,995 | $ 94,000 |
| Springfield, MA | 597 | $ 132,215,000 | $ 221,465 | $ 97,000 |
| Rockingham County-Strafford County, NH | 595 | $ 190,445,000 | $ 320,075 | $ 127,000 |
| Harrisburg-Carlisle, PA | 592 | $ 121,680,000 | $ 205,540 | $ 113,000 |
| Winston-Salem, NC | 581 | $ 122,725,000 | $ 211,230 | $ 108,000 |
| Gulfport-Biloxi-Pascagoula, MS | 579 | $ 110,095,000 | $ 190,146 | $ 94,000 |
| Manchester-Nashua, NH | 577 | $ 165,025,000 | $ 286,005 | $ 126,000 |
| McAllen-Edinburg-Mission, TX | 572 | $ 102,100,000 | $ 178,496 | $ 95,000 |
| Winchester, VA-WV | 543 | $ 145,775,000 | $ 268,462 | $ 113,931 |
| Portland-South Portland, ME | 539 | $ 142,385,000 | $ 264,165 | $ 103,000 |
| Dover, DE | 536 | $ 133,270,000 | $ 248,638 | $ 92,000 |
| San Francisco-Redwood City-South San Francisco, CA | 536 | $ 282,330,000 | $ 526,735 | $ 185,000 |
| Akron, OH | 528 | $ 105,160,000 | $ 199,166 | $ 113,000 |
| Lancaster, PA | 524 | $ 109,820,000 | $ 209,580 | $ 83,000 |
| Reading, PA | 520 | $ 98,500,000 | $ 189,423 | $ 95,000 |
| Lexington-Fayette, KY | 517 | $ 104,695,000 | $ 202,504 | $ 87,000 |
| Rochester, NY | 514 | $ 74,370,000 | $ 144,688 | $ 0 |
| Punta Gorda, FL | 513 | $ 113,845,000 | $ 221,920 | $ 103,000 |
| California-Lexington Park, MD | 506 | $ 151,790,000 | $ 299,980 | $ 118,000 |
| Lake Havasu City-Kingman, AZ | 504 | $ 110,060,000 | $ 218,373 | $ 108,000 |
| Daphne-Fairhope-Foley, AL | 499 | $ 113,535,000 | $ 227,525 | $ 100,000 |
| Prescott Valley-Prescott, AZ | 495 | $ 140,755,000 | $ 284,353 | $ 103,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 491 | $ 76,105,000 | $ 155,000 | $ 107,000 |
| St. George, UT | 491 | $ 149,325,000 | $ 304,124 | $ 99,000 |
| Warner Robins, GA | 486 | $ 99,910,000 | $ 205,576 | $ 101,000 |
| Yuma, AZ | 482 | $ 89,520,000 | $ 185,726 | $ 73,000 |
| Eugene, OR | 476 | $ 131,220,000 | $ 275,672 | $ 111,000 |
| Rapid City, SD | 474 | $ 122,940,000 | $ 259,367 | $ 97,000 |
| New Haven-Milford, CT | 473 | $ 110,535,000 | $ 233,689 | $ 130,000 |
| Sierra Vista-Douglas, AZ | 465 | $ 93,645,000 | $ 201,387 | $ 89,000 |
| Lincoln, NE | 462 | $ 99,440,000 | $ 215,238 | $ 99,000 |
| Gainesville, GA | 460 | $ 113,630,000 | $ 247,021 | $ 108,000 |
| Asheville, NC | 458 | $ 116,610,000 | $ 254,606 | $ 99,000 |
| Hanford-Corcoran, CA | 451 | $ 113,465,000 | $ 251,585 | $ 96,000 |
| Charlottesville, VA | 449 | $ 132,035,000 | $ 294,064 | $ 131,000 |
| Flint, MI | 448 | $ 71,360,000 | $ 159,285 | $ 61,000 |
| Roanoke, VA | 445 | $ 94,265,000 | $ 211,831 | $ 114,000 |
| Youngstown-Warren-Boardman, OH-PA | 438 | $ 54,250,000 | $ 123,858 | $ 72,068 |
| Mobile, AL | 436 | $ 77,350,000 | $ 177,408 | $ 99,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 433 | $ 118,745,000 | $ 274,237 | $ 122,000 |
| Kennewick-Richland, WA | 429 | $ 117,365,000 | $ 273,578 | $ 109,000 |
| Bridgeport-Stamford-Norwalk, CT | 427 | $ 152,775,000 | $ 357,786 | $ 162,000 |
| Bend-Redmond, OR | 423 | $ 138,265,000 | $ 326,867 | $ 116,000 |
| Salinas, CA | 420 | $ 188,950,000 | $ 449,880 | $ 136,000 |
| Santa Rosa, CA | 412 | $ 188,520,000 | $ 457,572 | $ 139,000 |
| Nassau County-Suffolk County, NY | 408 | $ 164,170,000 | $ 402,377 | $ 0 |
| Montgomery, AL | 403 | $ 76,085,000 | $ 188,796 | $ 86,000 |
| Anchorage, AK | 394 | $ 125,950,000 | $ 319,670 | $ 133,000 |
| Santa Maria-Santa Barbara, CA | 384 | $ 160,760,000 | $ 418,645 | $ 136,000 |
| Boulder, CO | 382 | $ 154,550,000 | $ 404,581 | $ 150,000 |
| Hinesville, GA | 381 | $ 69,985,000 | $ 183,687 | $ 91,000 |
| Corpus Christi, TX | 379 | $ 86,825,000 | $ 229,089 | $ 134,000 |
| Jackson, TN | 372 | $ 62,010,000 | $ 166,693 | $ 94,000 |
| Merced, CA | 362 | $ 94,280,000 | $ 260,441 | $ 98,000 |
| Gainesville, FL | 360 | $ 77,820,000 | $ 216,166 | $ 103,000 |
| Lansing-East Lansing, MI | 358 | $ 57,410,000 | $ 160,363 | $ 88,000 |
| Panama City, FL | 358 | $ 89,150,000 | $ 249,022 | $ 123,000 |
| Tuscaloosa, AL | 357 | $ 72,035,000 | $ 201,778 | $ 113,000 |
| Atlantic City-Hammonton, NJ | 354 | $ 75,440,000 | $ 213,107 | $ 128,000 |
| Canton-Massillon, OH | 353 | $ 59,415,000 | $ 168,314 | $ 89,000 |
| Grand Junction, CO | 352 | $ 95,460,000 | $ 271,193 | $ 88,000 |
| Brunswick, GA | 350 | $ 86,050,000 | $ 245,857 | $ 123,000 |
| Fort Wayne, IN | 348 | $ 58,530,000 | $ 168,189 | $ 70,000 |
| Medford, OR | 348 | $ 96,350,000 | $ 276,867 | $ 104,000 |
| Tallahassee, FL | 344 | $ 76,720,000 | $ 223,023 | $ 114,000 |
| Lubbock, TX | 343 | $ 65,835,000 | $ 191,938 | $ 116,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 342 | $ 151,730,000 | $ 443,654 | $ 139,000 |
| Barnstable Town, MA | 333 | $ 112,365,000 | $ 337,432 | $ 140,000 |
| Idaho Falls, ID | 331 | $ 85,545,000 | $ 258,444 | $ 102,000 |
| Hickory-Lenoir-Morganton, NC | 327 | $ 64,495,000 | $ 197,232 | $ 85,000 |
| Sioux Falls, SD | 327 | $ 77,385,000 | $ 236,651 | $ 105,000 |
| Hammond, LA | 325 | $ 62,295,000 | $ 191,676 | $ 102,000 |
| Redding, CA | 318 | $ 79,490,000 | $ 249,968 | $ 98,000 |
| Kingsport-Bristol-Bristol, TN-VA | 315 | $ 53,535,000 | $ 169,952 | $ 92,834 |
| Coeur D'Alene, ID | 314 | $ 98,930,000 | $ 315,063 | $ 119,000 |
| Lake Charles, LA | 312 | $ 65,290,000 | $ 209,262 | $ 108,000 |
| Lynchburg, VA | 311 | $ 67,625,000 | $ 217,443 | $ 99,000 |
| Valdosta, GA | 300 | $ 52,660,000 | $ 175,533 | $ 73,000 |
| Cheyenne, WY | 297 | $ 86,785,000 | $ 292,205 | $ 115,000 |
| Chambersburg-Waynesboro, PA | 296 | $ 58,530,000 | $ 197,736 | $ 100,000 |
| Madison, WI | 293 | $ 74,305,000 | $ 253,600 | $ 109,000 |
| Homosassa Springs, FL | 292 | $ 53,290,000 | $ 182,500 | $ 86,000 |
| Syracuse, NY | 285 | $ 44,545,000 | $ 156,298 | $ 0 |
| Toledo, OH | 282 | $ 48,320,000 | $ 171,347 | $ 106,000 |
| Beaumont-Port Arthur, TX | 281 | $ 53,335,000 | $ 189,804 | $ 129,000 |
| Sebastian-Vero Beach, FL | 281 | $ 64,845,000 | $ 230,765 | $ 104,000 |
| Yuba City, CA | 279 | $ 78,365,000 | $ 280,878 | $ 91,000 |
| Pueblo, CO | 278 | $ 61,970,000 | $ 222,913 | $ 93,000 |
| Elizabethtown-Fort Knox, KY | 277 | $ 57,025,000 | $ 205,866 | $ 94,000 |
| Green Bay, WI | 273 | $ 50,295,000 | $ 184,230 | $ 90,000 |
| Albany, OR | 270 | $ 70,810,000 | $ 262,259 | $ 100,000 |
| Columbia, MO | 268 | $ 51,220,000 | $ 191,119 | $ 82,000 |
| Waco, TX | 268 | $ 55,750,000 | $ 208,022 | $ 129,000 |
| Houma-Thibodaux, LA | 267 | $ 50,085,000 | $ 187,584 | $ 120,000 |
| Evansville, IN-KY | 265 | $ 39,995,000 | $ 150,924 | $ 71,739 |
| Amarillo, TX | 261 | $ 50,825,000 | $ 194,731 | $ 107,000 |
| Johnson City, TN | 260 | $ 52,430,000 | $ 201,653 | $ 98,000 |
| New Bern, NC | 259 | $ 51,075,000 | $ 197,200 | $ 96,000 |
| Peoria, IL | 259 | $ 38,465,000 | $ 148,513 | $ 141,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 256 | $ 42,390,000 | $ 165,585 | $ 0 |
| Monroe, LA | 250 | $ 45,080,000 | $ 180,320 | $ 90,000 |
| Billings, MT | 249 | $ 60,155,000 | $ 241,586 | $ 94,000 |
| Bellingham, WA | 247 | $ 82,325,000 | $ 333,299 | $ 151,000 |
| St. Cloud, MN | 246 | $ 52,010,000 | $ 211,422 | $ 96,000 |
| Joplin, MO | 244 | $ 39,260,000 | $ 160,901 | $ 79,000 |
| Manhattan, KS | 244 | $ 48,870,000 | $ 200,286 | $ 96,000 |
| Athens-Clarke County, GA | 243 | $ 53,685,000 | $ 220,925 | $ 105,000 |
| Auburn-Opelika, AL | 242 | $ 52,040,000 | $ 215,041 | $ 96,000 |
| Brownsville-Harlingen, TX | 242 | $ 40,870,000 | $ 168,884 | $ 107,000 |
| Midland, TX | 242 | $ 63,380,000 | $ 261,900 | $ 133,000 |
| Macon-Bibb County, GA | 241 | $ 45,295,000 | $ 187,946 | $ 96,000 |
| College Station-Bryan, TX | 239 | $ 60,045,000 | $ 251,234 | $ 126,000 |
| Davenport-Moline-Rock Island, IA-IL | 239 | $ 41,615,000 | $ 174,121 | $ 93,464 |
| Trenton, NJ | 238 | $ 62,270,000 | $ 261,638 | $ 146,000 |
| Laredo, TX | 237 | $ 47,285,000 | $ 199,514 | $ 92,000 |
| Morristown, TN | 233 | $ 41,625,000 | $ 178,648 | $ 89,000 |
| Madera, CA | 232 | $ 61,750,000 | $ 266,163 | $ 92,000 |
| Santa Cruz-Watsonville, CA | 231 | $ 115,765,000 | $ 501,147 | $ 158,000 |
| Longview, WA | 229 | $ 61,225,000 | $ 267,358 | $ 99,000 |
| Topeka, KS | 226 | $ 37,300,000 | $ 165,044 | $ 97,000 |
| Staunton-Waynesboro, VA | 225 | $ 50,805,000 | $ 225,800 | $ 80,000 |
| Dothan, AL | 223 | $ 38,045,000 | $ 170,605 | $ 75,000 |
| Odessa, TX | 221 | $ 48,905,000 | $ 221,289 | $ 110,000 |
| Bangor, ME | 217 | $ 38,135,000 | $ 175,737 | $ 79,000 |
| Appleton, WI | 213 | $ 40,665,000 | $ 190,915 | $ 88,000 |
| The Villages, FL | 211 | $ 54,665,000 | $ 259,075 | $ 106,000 |
| Yakima, WA | 211 | $ 48,495,000 | $ 229,834 | $ 86,000 |
| Greenville, NC | 208 | $ 42,290,000 | $ 203,317 | $ 93,000 |
| Chico, CA | 205 | $ 58,965,000 | $ 287,634 | $ 105,000 |
| Jonesboro, AR | 205 | $ 34,345,000 | $ 167,536 | $ 79,000 |
| Norwich-New London, CT | 201 | $ 53,545,000 | $ 266,393 | $ 131,000 |
| Lawton, OK | 199 | $ 34,405,000 | $ 172,889 | $ 83,000 |
| Lebanon, PA | 199 | $ 36,725,000 | $ 184,547 | $ 94,000 |
| Mount Vernon-Anacortes, WA | 195 | $ 69,085,000 | $ 354,282 | $ 103,000 |
| East Stroudsburg, PA | 193 | $ 36,755,000 | $ 190,440 | $ 105,000 |
| Jefferson City, MO | 193 | $ 35,355,000 | $ 183,186 | $ 64,000 |
| Duluth, MN-WI | 191 | $ 39,635,000 | $ 207,513 | $ 95,696 |
| Gettysburg, PA | 190 | $ 42,360,000 | $ 222,947 | $ 85,000 |
| Springfield, IL | 190 | $ 31,390,000 | $ 165,210 | $ 82,000 |
| Burlington, NC | 186 | $ 39,220,000 | $ 210,860 | $ 120,000 |
| Bowling Green, KY | 184 | $ 33,560,000 | $ 182,391 | $ 82,000 |
| Huntington-Ashland, WV-KY-OH | 184 | $ 27,200,000 | $ 147,826 | $ 84,652 |
| Logan, UT-ID | 182 | $ 48,310,000 | $ 265,439 | $ 84,840 |
| Cedar Rapids, IA | 181 | $ 33,815,000 | $ 186,823 | $ 90,000 |
| Longview, TX | 181 | $ 34,235,000 | $ 189,143 | $ 93,000 |
| Tyler, TX | 179 | $ 38,545,000 | $ 215,335 | $ 111,000 |
| Ocean City, NJ | 178 | $ 47,610,000 | $ 267,471 | $ 185,000 |
| Albany-Schenectady-Troy, NY | 177 | $ 32,965,000 | $ 186,242 | $ 0 |
| Florence-Muscle Shoals, AL | 176 | $ 29,430,000 | $ 167,215 | $ 122,000 |
| Sherman-Denison, TX | 176 | $ 41,230,000 | $ 234,261 | $ 123,000 |
| Sumter, SC | 176 | $ 31,000,000 | $ 176,136 | $ 93,000 |
| Wichita Falls, TX | 175 | $ 28,365,000 | $ 162,085 | $ 129,000 |
| Fort Smith, AR-OK | 173 | $ 30,235,000 | $ 174,768 | $ 99,491 |
| Cleveland, TN | 171 | $ 33,905,000 | $ 198,274 | $ 70,000 |
| Florence, SC | 171 | $ 31,225,000 | $ 182,602 | $ 81,000 |
| Las Cruces, NM | 171 | $ 37,035,000 | $ 216,578 | $ 75,000 |
| El Centro, CA | 169 | $ 38,375,000 | $ 227,071 | $ 111,000 |
| San Rafael, CA | 167 | $ 94,725,000 | $ 567,215 | $ 190,000 |
| Alexandria, LA | 166 | $ 32,620,000 | $ 196,506 | $ 78,000 |
| Lafayette-West Lafayette, IN | 165 | $ 27,835,000 | $ 168,696 | $ 78,000 |
| South Bend-Mishawaka, IN-MI | 164 | $ 26,580,000 | $ 162,073 | $ 59,481 |
| Blacksburg-Christiansburg-Radford, VA | 163 | $ 32,725,000 | $ 200,766 | $ 119,000 |
| Wausau, WI | 163 | $ 25,455,000 | $ 156,165 | $ 69,000 |
| Muskegon, MI | 162 | $ 27,750,000 | $ 171,296 | $ 81,000 |
| Erie, PA | 160 | $ 25,390,000 | $ 158,687 | $ 112,000 |
| Abilene, TX | 158 | $ 31,860,000 | $ 201,645 | $ 105,000 |
| Fargo, ND-MN | 158 | $ 36,860,000 | $ 233,291 | $ 139,468 |
| Vineland-Bridgeton, NJ | 153 | $ 27,715,000 | $ 181,143 | $ 91,000 |
| Lewiston-Auburn, ME | 152 | $ 29,270,000 | $ 192,565 | $ 91,000 |
| Rochester, MN | 151 | $ 33,595,000 | $ 222,483 | $ 110,000 |
| Flagstaff, AZ | 150 | $ 46,000,000 | $ 306,666 | $ 111,000 |
| Hot Springs, AR | 150 | $ 26,320,000 | $ 175,466 | $ 93,000 |
| Goldsboro, NC | 149 | $ 27,765,000 | $ 186,342 | $ 84,000 |
| Wenatchee, WA | 149 | $ 46,185,000 | $ 309,966 | $ 143,000 |
| Sebring, FL | 147 | $ 23,485,000 | $ 159,761 | $ 77,000 |
| Ann Arbor, MI | 146 | $ 35,140,000 | $ 240,684 | $ 111,000 |
| Cumberland, MD-WV | 144 | $ 20,020,000 | $ 139,027 | $ 74,000 |
| San Angelo, TX | 144 | $ 29,620,000 | $ 205,694 | $ 112,000 |
| Bloomington, IL | 141 | $ 23,825,000 | $ 168,971 | $ 100,000 |
| Bismarck, ND | 140 | $ 40,830,000 | $ 291,642 | $ 112,000 |
| Great Falls, MT | 140 | $ 28,100,000 | $ 200,714 | $ 91,000 |
| Texarkana, TX-AR | 140 | $ 24,400,000 | $ 174,285 | $ 113,671 |
| Decatur, AL | 138 | $ 26,880,000 | $ 194,782 | $ 97,000 |
| Owensboro, KY | 138 | $ 23,040,000 | $ 166,956 | $ 72,000 |
| Harrisonburg, VA | 137 | $ 32,005,000 | $ 233,613 | $ 83,000 |
| Racine, WI | 137 | $ 25,905,000 | $ 189,087 | $ 102,000 |
| Twin Falls, ID | 137 | $ 33,075,000 | $ 241,423 | $ 71,000 |
| Rome, GA | 136 | $ 22,060,000 | $ 162,205 | $ 80,000 |
| Champaign-Urbana, IL | 135 | $ 22,305,000 | $ 165,222 | $ 78,000 |
| Jackson, MI | 134 | $ 20,850,000 | $ 155,597 | $ 111,000 |
| Dalton, GA | 130 | $ 22,100,000 | $ 170,000 | $ 89,000 |
| Rockford, IL | 129 | $ 20,015,000 | $ 155,155 | $ 102,000 |
| Grants Pass, OR | 128 | $ 33,680,000 | $ 263,125 | $ 96,000 |
| Gadsden, AL | 122 | $ 20,380,000 | $ 167,049 | $ 91,000 |
| Springfield, OH | 122 | $ 19,150,000 | $ 156,967 | $ 75,000 |
| Janesville-Beloit, WI | 121 | $ 21,135,000 | $ 174,669 | $ 82,000 |
| Kalamazoo-Portage, MI | 120 | $ 21,600,000 | $ 180,000 | $ 70,000 |
| Napa, CA | 120 | $ 56,590,000 | $ 471,583 | $ 146,000 |
| Corvallis, OR | 119 | $ 36,555,000 | $ 307,184 | $ 122,000 |
| Kahului-Wailuku-Lahaina, HI | 119 | $ 57,795,000 | $ 485,672 | $ 128,000 |
| Pine Bluff, AR | 118 | $ 16,640,000 | $ 141,016 | $ 86,000 |
| Walla Walla, WA | 118 | $ 29,760,000 | $ 252,203 | $ 108,000 |
| Enid, OK | 116 | $ 21,600,000 | $ 186,206 | $ 88,000 |
| Kokomo, IN | 114 | $ 16,090,000 | $ 141,140 | $ 71,000 |
| Anniston-Oxford-Jacksonville, AL | 113 | $ 18,275,000 | $ 161,725 | $ 88,000 |
| Elkhart-Goshen, IN | 112 | $ 18,600,000 | $ 166,071 | $ 61,000 |
| Rocky Mount, NC | 112 | $ 20,590,000 | $ 183,839 | $ 77,000 |
| Santa Fe, NM | 112 | $ 35,210,000 | $ 314,375 | $ 105,000 |
| Albany, GA | 111 | $ 19,055,000 | $ 171,666 | $ 92,000 |
| Hattiesburg, MS | 111 | $ 19,215,000 | $ 173,108 | $ 74,000 |
| Cape Girardeau, MO-IL | 108 | $ 20,480,000 | $ 189,629 | $ 110,000 |
| Kankakee, IL | 105 | $ 16,755,000 | $ 159,571 | $ 100,000 |
| St. Joseph, MO-KS | 105 | $ 17,245,000 | $ 164,238 | $ 82,000 |
| Lewiston, ID-WA | 103 | $ 24,185,000 | $ 234,805 | $ 83,466 |
| Oshkosh-Neenah, WI | 101 | $ 16,845,000 | $ 166,782 | $ 78,000 |
| Bloomington, IN | 99 | $ 18,185,000 | $ 183,686 | $ 81,000 |
| Burlington-South Burlington, VT | 99 | $ 25,085,000 | $ 253,383 | $ 129,000 |
| Carson City, NV | 99 | $ 30,555,000 | $ 308,636 | $ 91,000 |
| Ames, IA | 94 | $ 17,180,000 | $ 182,765 | $ 78,000 |
| Monroe, MI | 94 | $ 17,910,000 | $ 190,531 | $ 95,000 |
| Muncie, IN | 92 | $ 12,220,000 | $ 132,826 | $ 102,000 |
| Waterloo-Cedar Falls, IA | 88 | $ 16,970,000 | $ 192,840 | $ 93,000 |
| Iowa City, IA | 87 | $ 21,895,000 | $ 251,666 | $ 99,000 |
| Pittsfield, MA | 87 | $ 15,455,000 | $ 177,643 | $ 78,000 |
| Terre Haute, IN | 86 | $ 11,280,000 | $ 131,162 | $ 68,000 |
| Eau Claire, WI | 83 | $ 15,665,000 | $ 188,734 | $ 88,000 |
| Farmington, NM | 83 | $ 17,075,000 | $ 205,722 | $ 77,000 |
| Victoria, TX | 82 | $ 15,430,000 | $ 188,170 | $ 110,000 |
| Binghamton, NY | 78 | $ 9,090,000 | $ 116,538 | $ 0 |
| Lawrence, KS | 78 | $ 16,000,000 | $ 205,128 | $ 82,000 |
| Missoula, MT | 77 | $ 21,195,000 | $ 275,259 | $ 117,000 |
| Fairbanks, AK | 74 | $ 20,020,000 | $ 270,540 | $ 110,000 |
| La Crosse-Onalaska, WI-MN | 73 | $ 14,425,000 | $ 197,602 | $ 80,808 |
| Saginaw, MI | 73 | $ 9,695,000 | $ 132,808 | $ 61,000 |
| Sheboygan, WI | 73 | $ 12,165,000 | $ 166,643 | $ 91,000 |
| Bay City, MI | 72 | $ 8,640,000 | $ 120,000 | $ 55,000 |
| Decatur, IL | 72 | $ 8,440,000 | $ 117,222 | $ 67,000 |
| Grand Island, NE | 72 | $ 12,180,000 | $ 169,166 | $ 75,000 |
| Weirton-Steubenville, WV-OH | 72 | $ 8,900,000 | $ 123,611 | $ 50,666 |
| Mansfield, OH | 71 | $ 10,125,000 | $ 142,605 | $ 84,000 |
| Michigan City-La Porte, IN | 69 | $ 10,445,000 | $ 151,376 | $ 60,000 |
| Casper, WY | 67 | $ 16,015,000 | $ 239,029 | $ 118,000 |
| Utica-Rome, NY | 67 | $ 9,545,000 | $ 142,462 | $ 0 |
| Battle Creek, MI | 65 | $ 10,135,000 | $ 155,923 | $ 127,000 |
| Pocatello, ID | 63 | $ 15,135,000 | $ 240,238 | $ 78,000 |
| Charleston, WV | 62 | $ 9,240,000 | $ 149,032 | $ 88,000 |
| Columbus, IN | 62 | $ 10,580,000 | $ 170,645 | $ 71,000 |
| Niles-Benton Harbor, MI | 61 | $ 10,745,000 | $ 176,147 | $ 110,000 |
| Grand Forks, ND-MN | 58 | $ 12,330,000 | $ 212,586 | $ 87,982 |
| State College, PA | 56 | $ 13,380,000 | $ 238,928 | $ 130,000 |
| Carbondale-Marion, IL | 54 | $ 7,340,000 | $ 135,925 | $ 90,000 |
| Bloomsburg-Berwick, PA | 52 | $ 8,090,000 | $ 155,576 | $ 89,000 |
| Midland, MI | 52 | $ 8,270,000 | $ 159,038 | $ 92,000 |
| Altoona, PA | 48 | $ 7,140,000 | $ 148,750 | $ 75,000 |
| Fond Du Lac, WI | 46 | $ 8,230,000 | $ 178,913 | $ 104,000 |
| Sioux City, IA-NE-SD | 46 | $ 8,360,000 | $ 181,739 | $ 106,652 |
| Danville, IL | 44 | $ 5,090,000 | $ 115,681 | $ 57,000 |
| Johnstown, PA | 43 | $ 5,405,000 | $ 125,697 | $ 88,000 |
| Morgantown, WV | 42 | $ 9,990,000 | $ 237,857 | $ 128,000 |
| Wheeling, WV-OH | 42 | $ 6,980,000 | $ 166,190 | $ 102,666 |
| Mankato-North Mankato, MN | 40 | $ 8,030,000 | $ 200,750 | $ 93,000 |
| Parkersburg-Vienna, WV | 40 | $ 6,070,000 | $ 151,750 | $ 105,000 |
| Lima, OH | 39 | $ 5,195,000 | $ 133,205 | $ 72,000 |
| Williamsport, PA | 38 | $ 6,650,000 | $ 175,000 | $ 71,000 |
| Watertown-Fort Drum, NY | 35 | $ 6,275,000 | $ 179,285 | $ 0 |
| Beckley, WV | 33 | $ 5,465,000 | $ 165,606 | $ 136,000 |
| Dubuque, IA | 30 | $ 6,300,000 | $ 210,000 | $ 110,000 |
| Glens Falls, NY | 22 | $ 3,900,000 | $ 177,272 | $ 0 |
| Elmira, NY | 20 | $ 3,030,000 | $ 151,500 | $ 0 |
| Kingston, NY | 13 | $ 2,975,000 | $ 228,846 | $ 0 |
| Ithaca, NY | 4 | $ 500,000 | $ 125,000 | $ 0 |
Mortgage Loan Application Detail Totals for PennyMac Loan Services LLC in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 207,941 | $62,186,695,000 | $299,000 | $1,915,000 | $128,000 | $5,471,000 |
| Home Purchase | 182,408 | $46,160,770,000 | $253,000 | $3,155,000 | $123,000 | $4,036,000 |
| Cash-out Refinancing | 45,966 | $12,691,160,000 | $276,000 | $1,885,000 | $110,000 | $5,817,000 |
| Other Purpose | 81 | $17,935,000 | $221,000 | $675,000 | $85,000 | $256,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 233,314 | $60,614,080,000 | $259,000 | $2,605,000 | $0 | $0 |
| White | 122,718 | $35,625,090,000 | $290,000 | $2,005,000 | $123,000 | $4,036,000 |
| Not Provided | 24,970 | $8,105,060,000 | $324,000 | $3,155,000 | $132,000 | $2,057,000 |
| Black or African American | 21,173 | $5,836,145,000 | $275,000 | $1,395,000 | $106,000 | $5,471,000 |
| Hispanic | 16,014 | $4,624,680,000 | $288,000 | $1,355,000 | $106,000 | $5,817,000 |
| Asian | 14,766 | $5,228,090,000 | $354,000 | $1,575,000 | $142,000 | $2,416,000 |
| American Indian or Alaskan Native | 2,147 | $573,135,000 | $266,000 | $1,025,000 | $103,000 | $1,440,000 |
| Native Hawaiian or Other Pacific Islander | 880 | $300,010,000 | $340,000 | $1,215,000 | $114,000 | $885,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 157,118 | $48,421,270,000 | $308,000 | $3,155,000 | $108,000 | $2,416,000 |
| FHA-insured (Federal Housing Administration) | 128,618 | $30,821,890,000 | $239,000 | $1,475,000 | $78,000 | $3,240,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 116,630 | $35,669,140,000 | $305,000 | $2,005,000 | $128,000 | $5,817,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 34,030 | $6,144,260,000 | $180,000 | $755,000 | $62,000 | $241,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 233,314 | $60,614,080,000 | $259,000 | $2,605,000 | $0 | $0 |
| Loan Originated | 117,702 | $36,025,330,000 | $306,000 | $1,915,000 | $129,000 | $4,036,000 |
| Application Denied By Financial Institution | 54,879 | $15,252,495,000 | $277,000 | $2,005,000 | $112,000 | $3,600,000 |
| Application Withdrawn By Applicant | 22,040 | $6,683,890,000 | $303,000 | $3,155,000 | $126,000 | $5,817,000 |
| Application Approved But Not Accepted | 7,348 | $2,177,670,000 | $296,000 | $1,575,000 | $122,000 | $1,634,000 |
| File Closed For Incompleteness | 1,113 | $303,095,000 | $272,000 | $755,000 | $121,000 | $1,482,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 381,517 | $105,804,065,000 | $277,000 | $3,155,000 | $128,000 | $5,817,000 |
| Credit Application Incomplete | 32,239 | $8,992,185,000 | $278,000 | $1,655,000 | $124,000 | $3,600,000 |
| Debt-To-Income Ratio | 7,644 | $2,192,990,000 | $286,000 | $1,235,000 | $71,000 | $688,000 |
| Other | 6,046 | $1,804,990,000 | $298,000 | $1,505,000 | $126,000 | $3,240,000 |
| Credit History | 4,274 | $978,580,000 | $228,000 | $1,485,000 | $102,000 | $1,440,000 |
| Collateral | 2,298 | $641,530,000 | $279,000 | $2,005,000 | $122,000 | $1,930,000 |
| Unverifiable Information | 1,504 | $416,060,000 | $276,000 | $1,075,000 | $117,000 | $1,136,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 628 | $158,620,000 | $252,000 | $715,000 | $106,000 | $1,552,000 |
| Employment History | 240 | $65,900,000 | $274,000 | $705,000 | $107,000 | $485,000 |
| Mortgage Insurance Denied | 6 | $1,640,000 | $273,000 | $495,000 | $137,000 | $270,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into PennyMac Loan Services LLC's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess PennyMac Loan Services LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About