Peoples Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Peoples Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Peoples Bank Po Box 7 Mendenhall, MS 39114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 856 |
| Total Mortgage Loan Application Amount | $184,900,000 |
| Average Mortgage Loan Application Amount | $168,400 |
| Highest Mortgage Loan Application Amount | $1,525,000 |
| Average Applicant Income | $98,800 |
| Highest Applicant Income | $1,376,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Peoples Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Peoples Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Peoples Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Peoples Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Peoples Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Peoples Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Simpson County Mississippi | 102 | $ 11,650,000 | $ 114,000 | $ 116,000 |
| Covington County Mississippi | 49 | $ 3,645,000 | $ 74,000 | $ 64,000 |
| Rankin County Mississippi | 36 | $ 8,610,000 | $ 239,000 | $ 107,000 |
| Smith County Mississippi | 26 | $ 2,710,000 | $ 104,000 | $ 74,000 |
| Los Angeles County California | 17 | $ 8,545,000 | $ 502,000 | $ 138,000 |
| Hinds County Mississippi | 14 | $ 1,840,000 | $ 131,000 | $ 61,000 |
| Charleston County South Carolina | 11 | $ 3,735,000 | $ 339,000 | $ 126,000 |
| Harris County Texas | 11 | $ 2,045,000 | $ 185,000 | $ 109,000 |
| Fort Bend County Texas | 8 | $ 1,980,000 | $ 247,000 | $ 81,000 |
| Duval County Florida | 7 | $ 1,335,000 | $ 190,000 | $ 82,000 |
| Cook County Illinois | 7 | $ 1,445,000 | $ 206,000 | $ 106,000 |
| Jefferson Davis County Mississippi | 7 | $ 545,000 | $ 77,000 | $ 81,000 |
| Horry County South Carolina | 7 | $ 1,425,000 | $ 203,000 | $ 131,000 |
| Gwinnett County Georgia | 6 | $ 1,080,000 | $ 180,000 | $ 75,000 |
| Lamar County Mississippi | 6 | $ 700,000 | $ 116,000 | $ 73,000 |
| Baldwin County Alabama | 5 | $ 4,705,000 | $ 941,000 | $ 321,000 |
| Orange County California | 5 | $ 2,925,000 | $ 585,000 | $ 164,000 |
| Adams County Colorado | 5 | $ 1,455,000 | $ 291,000 | $ 96,000 |
| Broward County Florida | 5 | $ 1,365,000 | $ 273,000 | $ 93,000 |
| Miami-Dade County Florida | 5 | $ 1,325,000 | $ 265,000 | $ 105,000 |
| Tangipahoa County Louisiana | 5 | $ 125,000 | $ 25,000 | $ 27,000 |
| Rockingham County New Hampshire | 5 | $ 1,555,000 | $ 311,000 | $ 117,000 |
| Jackson County Oregon | 5 | $ 1,445,000 | $ 289,000 | $ 79,000 |
| Whatcom County Washington | 5 | $ 1,605,000 | $ 321,000 | $ 180,000 |
| Maricopa County Arizona | 4 | $ 840,000 | $ 210,000 | $ 96,000 |
| Riverside County California | 4 | $ 1,210,000 | $ 302,000 | $ 104,000 |
| Sacramento County California | 4 | $ 1,260,000 | $ 315,000 | $ 86,000 |
| New Castle County Delaware | 4 | $ 870,000 | $ 217,000 | $ 76,000 |
| Palm Beach County Florida | 4 | $ 960,000 | $ 240,000 | $ 78,000 |
| Sedgwick County Kansas | 4 | $ 770,000 | $ 192,000 | $ 105,000 |
| Oakland County Michigan | 4 | $ 820,000 | $ 205,000 | $ 108,000 |
| Jones County Mississippi | 4 | $ 250,000 | $ 62,000 | $ 54,000 |
| Lawrence County Mississippi | 4 | $ 260,000 | $ 65,000 | $ 37,000 |
| Madison County Mississippi | 4 | $ 1,840,000 | $ 460,000 | $ 125,000 |
| St. Charles County Missouri | 4 | $ 970,000 | $ 242,000 | $ 108,000 |
| Monroe County Pennsylvania | 4 | $ 560,000 | $ 140,000 | $ 72,000 |
| Collin County Texas | 4 | $ 1,250,000 | $ 312,000 | $ 107,000 |
| Madison County Alabama | 3 | $ 665,000 | $ 221,000 | $ 26,000 |
| Stone County Arkansas | 3 | $ 735,000 | $ 245,000 | $ 99,000 |
| Alameda County California | 3 | $ 1,305,000 | $ 435,000 | $ 131,000 |
| Contra Costa County California | 3 | $ 1,315,000 | $ 438,000 | $ 325,000 |
| Placer County California | 3 | $ 1,415,000 | $ 471,000 | $ 123,000 |
| San Diego County California | 3 | $ 1,295,000 | $ 431,000 | $ 156,000 |
| Ventura County California | 3 | $ 1,675,000 | $ 558,000 | $ 164,000 |
| El Paso County Colorado | 3 | $ 985,000 | $ 328,000 | $ 139,000 |
| Kent County Delaware | 3 | $ 685,000 | $ 228,000 | $ 102,000 |
| Lee County Florida | 3 | $ 595,000 | $ 198,000 | $ 60,000 |
| Pasco County Florida | 3 | $ 625,000 | $ 208,000 | $ 104,000 |
| Fulton County Georgia | 3 | $ 505,000 | $ 168,000 | $ 46,000 |
| Kane County Illinois | 3 | $ 775,000 | $ 258,000 | $ 100,000 |
| Jefferson County Kentucky | 3 | $ 785,000 | $ 261,000 | $ 135,000 |
| Livingston County Louisiana | 3 | $ 55,000 | $ 18,000 | $ 27,000 |
| St. Tammany County Louisiana | 3 | $ 955,000 | $ 318,000 | $ 104,000 |
| Worcester County Massachusetts | 3 | $ 715,000 | $ 238,000 | $ 93,000 |
| Kent County Michigan | 3 | $ 495,000 | $ 165,000 | $ 74,000 |
| Macomb County Michigan | 3 | $ 375,000 | $ 125,000 | $ 73,000 |
| Anoka County Minnesota | 3 | $ 845,000 | $ 281,000 | $ 88,000 |
| Hennepin County Minnesota | 3 | $ 575,000 | $ 191,000 | $ 69,000 |
| Ramsey County Minnesota | 3 | $ 715,000 | $ 238,000 | $ 115,000 |
| Oktibbeha County Mississippi | 3 | $ 625,000 | $ 208,000 | $ 154,000 |
| Jackson County Missouri | 3 | $ 605,000 | $ 201,000 | $ 94,000 |
| Yellowstone County Montana | 3 | $ 575,000 | $ 191,000 | $ 40,000 |
| Hillsborough County New Hampshire | 3 | $ 805,000 | $ 268,000 | $ 157,000 |
| Burlington County New Jersey | 3 | $ 935,000 | $ 311,000 | $ 84,000 |
| Essex County New Jersey | 3 | $ 1,615,000 | $ 538,000 | $ 40,000 |
| Ocean County New Jersey | 3 | $ 765,000 | $ 255,000 | $ 85,000 |
| Erie County New York | 3 | $ 445,000 | $ 148,000 | $ 60,000 |
| Cabarrus County North Carolina | 3 | $ 915,000 | $ 305,000 | $ 173,000 |
| Cuyahoga County Ohio | 3 | $ 555,000 | $ 185,000 | $ 86,000 |
| Franklin County Ohio | 3 | $ 845,000 | $ 281,000 | $ 116,000 |
| Lancaster County Pennsylvania | 3 | $ 615,000 | $ 205,000 | $ 105,000 |
| Providence County Rhode Island | 3 | $ 405,000 | $ 135,000 | $ 34,000 |
| Wilson County Tennessee | 3 | $ 1,105,000 | $ 368,000 | $ 105,000 |
| Brazoria County Texas | 3 | $ 695,000 | $ 231,000 | $ 128,000 |
| El Paso County Texas | 3 | $ 675,000 | $ 225,000 | $ 129,000 |
| Travis County Texas | 3 | $ 665,000 | $ 221,000 | $ 89,000 |
| Pierce County Washington | 3 | $ 945,000 | $ 315,000 | $ 127,000 |
| Snohomish County Washington | 3 | $ 1,005,000 | $ 335,000 | $ 125,000 |
| Milwaukee County Wisconsin | 3 | $ 565,000 | $ 188,000 | $ 114,000 |
| Sauk County Wisconsin | 3 | $ 535,000 | $ 178,000 | $ 99,000 |
| Faulkner County Arkansas | 2 | $ 230,000 | $ 115,000 | $ 56,000 |
| Kern County California | 2 | $ 520,000 | $ 260,000 | $ 115,000 |
| Monterey County California | 2 | $ 400,000 | $ 200,000 | $ 37,000 |
| San Bernardino County California | 2 | $ 920,000 | $ 460,000 | $ 166,000 |
| San Mateo County California | 2 | $ 870,000 | $ 435,000 | $ 112,000 |
| Shasta County California | 2 | $ 430,000 | $ 215,000 | $ 82,000 |
| Fairfield County Connecticut | 2 | $ 490,000 | $ 245,000 | $ 73,000 |
| Brevard County Florida | 2 | $ 620,000 | $ 310,000 | $ 94,000 |
| Lake County Florida | 2 | $ 360,000 | $ 180,000 | $ 160,000 |
| Manatee County Florida | 2 | $ 500,000 | $ 250,000 | $ 96,000 |
| Nassau County Florida | 2 | $ 400,000 | $ 200,000 | $ 80,000 |
| Pinellas County Florida | 2 | $ 300,000 | $ 150,000 | $ 61,000 |
| Polk County Florida | 2 | $ 400,000 | $ 200,000 | $ 65,000 |
| St. Lucie County Florida | 2 | $ 540,000 | $ 270,000 | $ 132,000 |
| Walton County Florida | 2 | $ 80,000 | $ 40,000 | $ 129,000 |
| Clarke County Georgia | 2 | $ 320,000 | $ 160,000 | $ 63,000 |
| Dougherty County Georgia | 2 | $ 450,000 | $ 225,000 | $ 156,000 |
| Hall County Georgia | 2 | $ 420,000 | $ 210,000 | $ 59,000 |
| Pierce County Georgia | 2 | $ 200,000 | $ 100,000 | $ 29,000 |
| Kenton County Kentucky | 2 | $ 370,000 | $ 185,000 | $ 152,000 |
| Anne Arundel County Maryland | 2 | $ 850,000 | $ 425,000 | $ 121,000 |
| Frederick County Maryland | 2 | $ 450,000 | $ 225,000 | $ 145,000 |
| Howard County Maryland | 2 | $ 700,000 | $ 350,000 | $ 149,000 |
| Suffolk County Massachusetts | 2 | $ 660,000 | $ 330,000 | $ 173,000 |
| Lenawee County Michigan | 2 | $ 430,000 | $ 215,000 | $ 101,000 |
| Livingston County Michigan | 2 | $ 480,000 | $ 240,000 | $ 102,000 |
| Monroe County Michigan | 2 | $ 500,000 | $ 250,000 | $ 117,000 |
| Wayne County Michigan | 2 | $ 440,000 | $ 220,000 | $ 136,000 |
| Cass County Missouri | 2 | $ 600,000 | $ 300,000 | $ 131,000 |
| St. Louis County Missouri | 2 | $ 350,000 | $ 175,000 | $ 73,000 |
| Ravalli County Montana | 2 | $ 420,000 | $ 210,000 | $ 40,000 |
| Clark County Nevada | 2 | $ 690,000 | $ 345,000 | $ 37,000 |
| Nassau County New York | 2 | $ 940,000 | $ 470,000 | $ 106,000 |
| Oneida County New York | 2 | $ 490,000 | $ 245,000 | $ 99,000 |
| Suffolk County New York | 2 | $ 730,000 | $ 365,000 | $ 149,000 |
| Tioga County New York | 2 | $ 210,000 | $ 105,000 | $ 37,000 |
| Butler County Ohio | 2 | $ 510,000 | $ 255,000 | $ 68,000 |
| Fairfield County Ohio | 2 | $ 300,000 | $ 150,000 | $ 58,000 |
| Summit County Ohio | 2 | $ 220,000 | $ 110,000 | $ 52,000 |
| Oklahoma County Oklahoma | 2 | $ 370,000 | $ 185,000 | $ 64,000 |
| Tulsa County Oklahoma | 2 | $ 380,000 | $ 190,000 | $ 55,000 |
| Marion County Oregon | 2 | $ 620,000 | $ 310,000 | $ 91,000 |
| Allegheny County Pennsylvania | 2 | $ 560,000 | $ 280,000 | $ 84,000 |
| Philadelphia County Pennsylvania | 2 | $ 310,000 | $ 155,000 | $ 74,000 |
| York County Pennsylvania | 2 | $ 410,000 | $ 205,000 | $ 89,000 |
| Berkeley County South Carolina | 2 | $ 610,000 | $ 305,000 | $ 100,000 |
| Dorchester County South Carolina | 2 | $ 480,000 | $ 240,000 | $ 94,000 |
| Richland County South Carolina | 2 | $ 300,000 | $ 150,000 | $ 64,000 |
| York County South Carolina | 2 | $ 520,000 | $ 260,000 | $ 96,000 |
| Day County South Dakota | 2 | $ 470,000 | $ 235,000 | $ 58,000 |
| Coffee County Tennessee | 2 | $ 380,000 | $ 190,000 | $ 88,000 |
| Montgomery County Tennessee | 2 | $ 330,000 | $ 165,000 | $ 63,000 |
| Fayette County Texas | 2 | $ 540,000 | $ 270,000 | $ 122,000 |
| Kaufman County Texas | 2 | $ 500,000 | $ 250,000 | $ 81,000 |
| Montgomery County Texas | 2 | $ 490,000 | $ 245,000 | $ 144,000 |
| Salt Lake County Utah | 2 | $ 520,000 | $ 260,000 | $ 86,000 |
| Henrico County Virginia | 2 | $ 350,000 | $ 175,000 | $ 56,000 |
| Clark County Washington | 2 | $ 810,000 | $ 405,000 | $ 155,000 |
| Waukesha County Wisconsin | 2 | $ 420,000 | $ 210,000 | $ 84,000 |
| Blount County Alabama | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Calhoun County Alabama | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Coffee County Alabama | 1 | $ 305,000 | $ 305,000 | $ 87,000 |
| Covington County Alabama | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
| Houston County Alabama | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| Mobile County Alabama | 1 | $ 215,000 | $ 215,000 | $ 57,000 |
| Tuscaloosa County Alabama | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Mohave County Arizona | 1 | $ 185,000 | $ 185,000 | $ 105,000 |
| Pinal County Arizona | 1 | $ 215,000 | $ 215,000 | $ 125,000 |
| Cross County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| Hot Spring County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 84,000 |
| Calaveras County California | 1 | $ 325,000 | $ 325,000 | $ 177,000 |
| Fresno County California | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Imperial County California | 1 | $ 325,000 | $ 325,000 | $ 191,000 |
| Marin County California | 1 | $ 335,000 | $ 335,000 | $ 126,000 |
| Mendocino County California | 1 | $ 365,000 | $ 365,000 | $ 92,000 |
| Merced County California | 1 | $ 175,000 | $ 175,000 | $ 80,000 |
| San Joaquin County California | 1 | $ 385,000 | $ 385,000 | $ 207,000 |
| Santa Cruz County California | 1 | $ 625,000 | $ 625,000 | $ 71,000 |
| Solano County California | 1 | $ 385,000 | $ 385,000 | $ 111,000 |
| Stanislaus County California | 1 | $ 275,000 | $ 275,000 | $ 68,000 |
| Tulare County California | 1 | $ 185,000 | $ 185,000 | $ 168,000 |
| Denver County Colorado | 1 | $ 265,000 | $ 265,000 | $ 130,000 |
| Douglas County Colorado | 1 | $ 455,000 | $ 455,000 | $ 326,000 |
| Jefferson County Colorado | 1 | $ 285,000 | $ 285,000 | $ 90,000 |
| Moffat County Colorado | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Weld County Colorado | 1 | $ 315,000 | $ 315,000 | $ 164,000 |
| District of Columbia County District Of Columbia | 1 | $ 675,000 | $ 675,000 | $ 119,000 |
| Bay County Florida | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| Citrus County Florida | 1 | $ 175,000 | $ 175,000 | $ 112,000 |
| Collier County Florida | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Orange County Florida | 1 | $ 235,000 | $ 235,000 | $ 115,000 |
| Seminole County Florida | 1 | $ 375,000 | $ 375,000 | $ 98,000 |
| St. Johns County Florida | 1 | $ 265,000 | $ 265,000 | $ 87,000 |
| Volusia County Florida | 1 | $ 145,000 | $ 145,000 | $ 89,000 |
| Berrien County Georgia | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Bibb County Georgia | 1 | $ 65,000 | $ 65,000 | $ 39,000 |
| Bryan County Georgia | 1 | $ 265,000 | $ 265,000 | $ 97,000 |
| Butts County Georgia | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Cherokee County Georgia | 1 | $ 255,000 | $ 255,000 | $ 68,000 |
| Columbia County Georgia | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Coweta County Georgia | 1 | $ 175,000 | $ 175,000 | $ 63,000 |
| DeKalb County Georgia | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Douglas County Georgia | 1 | $ 305,000 | $ 305,000 | $ 113,000 |
| Fayette County Georgia | 1 | $ 385,000 | $ 385,000 | $ 124,000 |
| Henry County Georgia | 1 | $ 135,000 | $ 135,000 | $ 89,000 |
| Jeff Davis County Georgia | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Lee County Georgia | 1 | $ 215,000 | $ 215,000 | $ 150,000 |
| Lowndes County Georgia | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| Morgan County Georgia | 1 | $ 115,000 | $ 115,000 | $ 58,000 |
| Polk County Georgia | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Thomas County Georgia | 1 | $ 185,000 | $ 185,000 | $ 105,000 |
| Honolulu County Hawaii | 1 | $ 545,000 | $ 545,000 | $ 141,000 |
| Teton County Idaho | 1 | $ 375,000 | $ 375,000 | $ 157,000 |
| DuPage County Illinois | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Peoria County Illinois | 1 | $ 95,000 | $ 95,000 | $ 102,000 |
| St. Clair County Illinois | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
| Williamson County Illinois | 1 | $ 115,000 | $ 115,000 | $ 98,000 |
| Allen County Indiana | 1 | $ 95,000 | $ 95,000 | $ 169,000 |
| Dearborn County Indiana | 1 | $ 305,000 | $ 305,000 | $ 120,000 |
| Lake County Indiana | 1 | $ 55,000 | $ 55,000 | $ 18,000 |
| Marion County Indiana | 1 | $ 215,000 | $ 215,000 | $ 75,000 |
| Vanderburgh County Indiana | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Vigo County Indiana | 1 | $ 215,000 | $ 215,000 | $ 65,000 |
| Polk County Iowa | 1 | $ 125,000 | $ 125,000 | $ 59,000 |
| Ringgold County Iowa | 1 | $ 95,000 | $ 95,000 | $ 157,000 |
| Story County Iowa | 1 | $ 295,000 | $ 295,000 | $ 117,000 |
| Jefferson County Kansas | 1 | $ 175,000 | $ 175,000 | $ 100,000 |
| Garrard County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 56,000 |
| Oldham County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| Claiborne County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 63,000 |
| Pointe Coupee County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 57,000 |
| St. Charles County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 62,000 |
| Terrebonne County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 103,000 |
| Cumberland County Maine | 1 | $ 155,000 | $ 155,000 | $ 88,000 |
| Kennebec County Maine | 1 | $ 105,000 | $ 105,000 | $ 79,000 |
| Piscataquis County Maine | 1 | $ 145,000 | $ 145,000 | $ 74,000 |
| York County Maine | 1 | $ 215,000 | $ 215,000 | $ 100,000 |
| Baltimore County Maryland | 1 | $ 685,000 | $ 685,000 | $ 243,000 |
| Prince George's County Maryland | 1 | $ 515,000 | $ 515,000 | $ 153,000 |
| Bristol County Massachusetts | 1 | $ 315,000 | $ 315,000 | $ 82,000 |
| Essex County Massachusetts | 1 | $ 645,000 | $ 645,000 | $ 146,000 |
| Hampden County Massachusetts | 1 | $ 255,000 | $ 255,000 | $ 84,000 |
| Middlesex County Massachusetts | 1 | $ 425,000 | $ 425,000 | $ 140,000 |
| Norfolk County Massachusetts | 1 | $ 355,000 | $ 355,000 | $ 164,000 |
| Berrien County Michigan | 1 | $ 115,000 | $ 115,000 | $ 51,000 |
| Genesee County Michigan | 1 | $ 115,000 | $ 115,000 | $ 79,000 |
| Grand Traverse County Michigan | 1 | $ 195,000 | $ 195,000 | $ 64,000 |
| Otsego County Michigan | 1 | $ 265,000 | $ 265,000 | $ 71,000 |
| Saginaw County Michigan | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| St. Clair County Michigan | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Chisago County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 89,000 |
| Kanabec County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 53,000 |
| Scott County Minnesota | 1 | $ 345,000 | $ 345,000 | $ 163,000 |
| Stearns County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 84,000 |
| Alcorn County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 71,000 |
| Carroll County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 85,000 |
| DeSoto County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 74,000 |
| Hancock County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 104,000 |
| Harrison County Mississippi | 1 | $ 225,000 | $ 225,000 | $ 99,000 |
| Lafayette County Mississippi | 1 | $ 205,000 | $ 205,000 | $ 51,000 |
| Lee County Mississippi | 1 | $ 235,000 | $ 235,000 | $ 112,000 |
| Perry County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Scott County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Tallahatchie County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 31,000 |
| Warren County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Camden County Missouri | 1 | $ 145,000 | $ 145,000 | $ 69,000 |
| Clay County Missouri | 1 | $ 155,000 | $ 155,000 | $ 147,000 |
| Franklin County Missouri | 1 | $ 215,000 | $ 215,000 | $ 99,000 |
| Greene County Missouri | 1 | $ 85,000 | $ 85,000 | $ 81,000 |
| Platte County Missouri | 1 | $ 285,000 | $ 285,000 | $ 103,000 |
| Dawson County Nebraska | 1 | $ 265,000 | $ 265,000 | $ 114,000 |
| Sarpy County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 99,000 |
| Grafton County New Hampshire | 1 | $ 205,000 | $ 205,000 | $ 71,000 |
| Strafford County New Hampshire | 1 | $ 265,000 | $ 265,000 | $ 82,000 |
| Camden County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Gloucester County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 143,000 |
| Monmouth County New Jersey | 1 | $ 345,000 | $ 345,000 | $ 189,000 |
| Sussex County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 110,000 |
| Union County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 67,000 |
| Chaves County New Mexico | 1 | $ 285,000 | $ 285,000 | $ 115,000 |
| San Juan County New Mexico | 1 | $ 165,000 | $ 165,000 | $ 164,000 |
| Cayuga County New York | 1 | $ 185,000 | $ 185,000 | $ 82,000 |
| Genesee County New York | 1 | $ 275,000 | $ 275,000 | $ 157,000 |
| Jefferson County New York | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Monroe County New York | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Orange County New York | 1 | $ 245,000 | $ 245,000 | $ 9,000 |
| Otsego County New York | 1 | $ 165,000 | $ 165,000 | $ 104,000 |
| Queens County New York | 1 | $ 455,000 | $ 455,000 | $ 191,000 |
| Richmond County New York | 1 | $ 165,000 | $ 165,000 | $ 104,000 |
| Saratoga County New York | 1 | $ 185,000 | $ 185,000 | $ 33,000 |
| Westchester County New York | 1 | $ 415,000 | $ 415,000 | $ 129,000 |
| Brunswick County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 114,000 |
| Buncombe County North Carolina | 1 | $ 475,000 | $ 475,000 | $ 150,000 |
| Guilford County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 138,000 |
| Nash County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 71,000 |
| Pasquotank County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
| Randolph County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 105,000 |
| Surry County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 28,000 |
| Union County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 107,000 |
| Columbiana County Ohio | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Delaware County Ohio | 1 | $ 365,000 | $ 365,000 | $ 111,000 |
| Geauga County Ohio | 1 | $ 235,000 | $ 235,000 | $ 20,000 |
| Hamilton County Ohio | 1 | $ 125,000 | $ 125,000 | $ 82,000 |
| Montgomery County Ohio | 1 | $ 115,000 | $ 115,000 | $ 28,000 |
| Muskingum County Ohio | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
| Pickaway County Ohio | 1 | $ 265,000 | $ 265,000 | $ 97,000 |
| Canadian County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 191,000 |
| Pittsburg County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
| Deschutes County Oregon | 1 | $ 255,000 | $ 255,000 | $ 65,000 |
| Josephine County Oregon | 1 | $ 275,000 | $ 275,000 | $ 56,000 |
| Klamath County Oregon | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| Fayette County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Lawrence County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 82,000 |
| Montgomery County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Northampton County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 99,000 |
| Westmoreland County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 197,000 |
| Kent County Rhode Island | 1 | $ 245,000 | $ 245,000 | $ 77,000 |
| Newport County Rhode Island | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Anderson County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| Beaufort County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 52,000 |
| Edgefield County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 88,000 |
| Greenville County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 77,000 |
| Pickens County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 120,000 |
| Meade County South Dakota | 1 | $ 255,000 | $ 255,000 | $ 300,000 |
| Blount County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 56,000 |
| Hardeman County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Knox County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 59,000 |
| Rutherford County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 94,000 |
| Shelby County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 56,000 |
| Dallas County Texas | 1 | $ 165,000 | $ 165,000 | $ 101,000 |
| Denton County Texas | 1 | $ 725,000 | $ 725,000 | $ 159,000 |
| Ellis County Texas | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Fannin County Texas | 1 | $ 225,000 | $ 225,000 | $ 117,000 |
| Hardin County Texas | 1 | $ 165,000 | $ 165,000 | $ 81,000 |
| Henderson County Texas | 1 | $ 195,000 | $ 195,000 | $ 131,000 |
| Hidalgo County Texas | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Rockwall County Texas | 1 | $ 305,000 | $ 305,000 | $ 84,000 |
| Tarrant County Texas | 1 | $ 85,000 | $ 85,000 | $ 83,000 |
| Webb County Texas | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Williamson County Texas | 1 | $ 275,000 | $ 275,000 | $ 145,000 |
| Wilson County Texas | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Utah County Utah | 1 | $ 265,000 | $ 265,000 | $ 118,000 |
| Essex County Vermont | 1 | $ 205,000 | $ 205,000 | $ 120,000 |
| Botetourt County Virginia | 1 | $ 175,000 | $ 175,000 | $ 142,000 |
| Culpeper County Virginia | 1 | $ 475,000 | $ 475,000 | $ 161,000 |
| Newport News County Virginia | 1 | $ 265,000 | $ 265,000 | $ 63,000 |
| Prince George County Virginia | 1 | $ 235,000 | $ 235,000 | $ 66,000 |
| Prince William County Virginia | 1 | $ 335,000 | $ 335,000 | $ 138,000 |
| Stafford County Virginia | 1 | $ 375,000 | $ 375,000 | $ 123,000 |
| Island County Washington | 1 | $ 275,000 | $ 275,000 | $ 161,000 |
| Thurston County Washington | 1 | $ 315,000 | $ 315,000 | $ 118,000 |
| Nicholas County West Virginia | 1 | $ 175,000 | $ 175,000 | $ 83,000 |
| Brown County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 103,000 |
| Dane County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 125,000 |
| Lincoln County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 68,000 |
| Walworth County Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 82,000 |
| Sweetwater County Wyoming | 1 | $ 315,000 | $ 315,000 | $ 121,000 |
Mortgage Loan Application Detail Totals for Peoples Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 402 | $75,090,000 | $186,000 | $875,000 | $98,000 | $1,376,000 |
| Cash-out Refinancing | 245 | $63,185,000 | $257,000 | $955,000 | $99,000 | $326,000 |
| Refinancing | 173 | $44,555,000 | $257,000 | $1,525,000 | $107,000 | $726,000 |
| Home Improvement | 28 | $1,300,000 | $46,000 | $135,000 | $64,000 | $205,000 |
| Other Purpose | 8 | $770,000 | $96,000 | $235,000 | $126,000 | $433,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 549 | $120,705,000 | $219,000 | $1,525,000 | $104,000 | $1,376,000 |
| Black or African American | 180 | $32,710,000 | $181,000 | $735,000 | $78,000 | $239,000 |
| Hispanic | 55 | $13,615,000 | $247,000 | $675,000 | $97,000 | $218,000 |
| Not applicable | 24 | $4,380,000 | $182,000 | $855,000 | $0 | $0 |
| Not Provided | 21 | $5,425,000 | $258,000 | $685,000 | $103,000 | $243,000 |
| Asian | 17 | $6,335,000 | $372,000 | $685,000 | $152,000 | $653,000 |
| American Indian or Alaskan Native | 7 | $995,000 | $142,000 | $255,000 | $64,000 | $89,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $390,000 | $195,000 | $265,000 | $83,000 | $118,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 458 | $107,310,000 | $234,000 | $735,000 | $97,000 | $653,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 289 | $49,775,000 | $172,000 | $1,525,000 | $103,000 | $1,376,000 |
| VA-guaranteed (Veterans Administration) | 84 | $24,220,000 | $288,000 | $955,000 | $111,000 | $658,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 25 | $3,595,000 | $143,000 | $235,000 | $50,000 | $73,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 552 | $110,070,000 | $199,000 | $875,000 | $99,000 | $1,376,000 |
| Application Denied By Financial Institution | 138 | $32,080,000 | $232,000 | $1,405,000 | $79,000 | $401,000 |
| Application Withdrawn By Applicant | 125 | $33,425,000 | $267,000 | $1,525,000 | $124,000 | $686,000 |
| Application Approved But Not Accepted | 25 | $4,555,000 | $182,000 | $505,000 | $82,000 | $188,000 |
| File Closed For Incompleteness | 16 | $4,770,000 | $298,000 | $735,000 | $112,000 | $239,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 718 | $152,820,000 | $212,000 | $1,525,000 | $103,000 | $1,376,000 |
| Debt-To-Income Ratio | 56 | $15,310,000 | $273,000 | $955,000 | $62,000 | $271,000 |
| Credit History | 54 | $10,830,000 | $200,000 | $1,405,000 | $87,000 | $401,000 |
| Collateral | 12 | $2,520,000 | $210,000 | $555,000 | $87,000 | $163,000 |
| Other | 11 | $2,095,000 | $190,000 | $335,000 | $117,000 | $218,000 |
| Unverifiable Information | 2 | $820,000 | $410,000 | $545,000 | $114,000 | $141,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $330,000 | $165,000 | $285,000 | $93,000 | $108,000 |
| Employment History | 1 | $175,000 | $175,000 | $175,000 | $41,000 | $41,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Peoples Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Mississippi, download the full spreadsheet
with aggregated HMDA statistics today.