Peoples Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Peoples Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Peoples Bank 9204 Columbia Ave. Munster, IN 46321 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,296 |
| Total Mortgage Loan Application Amount | $490,910,000 |
| Average Mortgage Loan Application Amount | $189,200 |
| Highest Mortgage Loan Application Amount | $8,285,000 |
| Average Applicant Income | $121,000 |
| Highest Applicant Income | $3,687,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Peoples Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Peoples Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Peoples Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Peoples Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Peoples Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Peoples Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lake County Indiana | 1,081 | $ 239,205,000 | $ 221,000 | $ 122,000 |
| Cook County Illinois | 281 | $ 74,855,000 | $ 266,000 | $ 133,000 |
| Porter County Indiana | 152 | $ 48,070,000 | $ 316,000 | $ 135,000 |
| Will County Illinois | 100 | $ 23,100,000 | $ 231,000 | $ 138,000 |
| DuPage County Illinois | 25 | $ 8,465,000 | $ 338,000 | $ 206,000 |
| Jasper County Indiana | 16 | $ 3,730,000 | $ 233,000 | $ 117,000 |
| LaPorte County Indiana | 16 | $ 3,890,000 | $ 243,000 | $ 115,000 |
| Lake County Illinois | 15 | $ 8,195,000 | $ 546,000 | $ 293,000 |
| Kankakee County Illinois | 11 | $ 2,375,000 | $ 215,000 | $ 94,000 |
| Kendall County Illinois | 9 | $ 1,735,000 | $ 192,000 | $ 89,000 |
| Livingston County Michigan | 8 | $ 430,000 | $ 53,000 | $ 0 |
| Kent County Michigan | 7 | $ 415,000 | $ 59,000 | $ 0 |
| Ottawa County Michigan | 7 | $ 285,000 | $ 40,000 | $ 0 |
| Anoka County Minnesota | 7 | $ 345,000 | $ 49,000 | $ 0 |
| Travis County Texas | 7 | $ 455,000 | $ 65,000 | $ 0 |
| Washtenaw County Michigan | 6 | $ 500,000 | $ 83,000 | $ 106,000 |
| Wayne County Michigan | 6 | $ 540,000 | $ 90,000 | $ 46,000 |
| Macomb County Michigan | 5 | $ 235,000 | $ 47,000 | $ 0 |
| Wood County Ohio | 5 | $ 215,000 | $ 43,000 | $ 0 |
| Maricopa County Arizona | 4 | $ 370,000 | $ 92,000 | $ 54,000 |
| Collier County Florida | 4 | $ 890,000 | $ 222,000 | $ 279,000 |
| Allegan County Michigan | 4 | $ 210,000 | $ 52,000 | $ 0 |
| Berrien County Michigan | 4 | $ 480,000 | $ 120,000 | $ 133,000 |
| Van Buren County Michigan | 4 | $ 390,000 | $ 97,000 | $ 149,000 |
| Cape May County New Jersey | 4 | $ 430,000 | $ 107,000 | $ 0 |
| Chester County Pennsylvania | 4 | $ 190,000 | $ 47,000 | $ 0 |
| York County Pennsylvania | 4 | $ 260,000 | $ 65,000 | $ 0 |
| Adams County Colorado | 3 | $ 165,000 | $ 55,000 | $ 0 |
| El Paso County Colorado | 3 | $ 175,000 | $ 58,000 | $ 0 |
| McHenry County Illinois | 3 | $ 685,000 | $ 228,000 | $ 112,000 |
| White County Indiana | 3 | $ 485,000 | $ 161,000 | $ 116,000 |
| Anne Arundel County Maryland | 3 | $ 235,000 | $ 78,000 | $ 0 |
| Washington County Maryland | 3 | $ 155,000 | $ 51,000 | $ 0 |
| Monroe County Michigan | 3 | $ 195,000 | $ 65,000 | $ 0 |
| Oakland County Michigan | 3 | $ 125,000 | $ 41,000 | $ 0 |
| Sanilac County Michigan | 3 | $ 95,000 | $ 31,000 | $ 0 |
| Ramsey County Minnesota | 3 | $ 115,000 | $ 38,000 | $ 0 |
| Douglas County Nebraska | 3 | $ 215,000 | $ 71,000 | $ 136,000 |
| Columbiana County Ohio | 3 | $ 95,000 | $ 31,000 | $ 0 |
| Berks County Pennsylvania | 3 | $ 185,000 | $ 61,000 | $ 0 |
| Cumberland County Pennsylvania | 3 | $ 145,000 | $ 48,000 | $ 0 |
| Lehigh County Pennsylvania | 3 | $ 125,000 | $ 41,000 | $ 0 |
| Boulder County Colorado | 2 | $ 1,070,000 | $ 535,000 | $ 146,000 |
| Pueblo County Colorado | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Fairfield County Connecticut | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Kent County Delaware | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Lake County Florida | 2 | $ 490,000 | $ 245,000 | $ 313,000 |
| Orange County Florida | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Palm Beach County Florida | 2 | $ 420,000 | $ 210,000 | $ 91,000 |
| Polk County Florida | 2 | $ 260,000 | $ 130,000 | $ 96,000 |
| Sarasota County Florida | 2 | $ 460,000 | $ 230,000 | $ 378,000 |
| Volusia County Florida | 2 | $ 230,000 | $ 115,000 | $ 71,000 |
| Kane County Illinois | 2 | $ 820,000 | $ 410,000 | $ 173,000 |
| St. Clair County Illinois | 2 | $ 290,000 | $ 145,000 | $ 697,000 |
| Kosciusko County Indiana | 2 | $ 420,000 | $ 210,000 | $ 110,000 |
| Marshall County Indiana | 2 | $ 580,000 | $ 290,000 | $ 278,000 |
| Newton County Indiana | 2 | $ 540,000 | $ 270,000 | $ 94,000 |
| Starke County Indiana | 2 | $ 580,000 | $ 290,000 | $ 103,000 |
| Sedgwick County Kansas | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Cass County Michigan | 2 | $ 1,300,000 | $ 650,000 | $ 1,162,000 |
| Eaton County Michigan | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Genesee County Michigan | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Kalamazoo County Michigan | 2 | $ 50,000 | $ 25,000 | $ 0 |
| St. Joseph County Michigan | 2 | $ 580,000 | $ 290,000 | $ 198,000 |
| Dakota County Minnesota | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Clark County Nevada | 2 | $ 430,000 | $ 215,000 | $ 39,000 |
| Ocean County New Jersey | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Ontario County New York | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Oklahoma County Oklahoma | 2 | $ 260,000 | $ 130,000 | $ 65,000 |
| Dauphin County Pennsylvania | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Erie County Pennsylvania | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Lebanon County Pennsylvania | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Northampton County Pennsylvania | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Washington County Pennsylvania | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Cumberland County Tennessee | 2 | $ 500,000 | $ 250,000 | $ 80,000 |
| Knox County Tennessee | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Monongalia County West Virginia | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Pima County Arizona | 1 | $ 275,000 | $ 275,000 | $ 172,000 |
| Pinal County Arizona | 1 | $ 215,000 | $ 215,000 | $ 96,000 |
| Arapahoe County Colorado | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Broomfield County Colorado | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Larimer County Colorado | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Mesa County Colorado | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Routt County Colorado | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Hartford County Connecticut | 1 | $ 65,000 | $ 65,000 | $ 0 |
| New Haven County Connecticut | 1 | $ 65,000 | $ 65,000 | $ 0 |
| New London County Connecticut | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Windham County Connecticut | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Charlotte County Florida | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Indian River County Florida | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Lee County Florida | 1 | $ 315,000 | $ 315,000 | $ 88,000 |
| Martin County Florida | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Pinellas County Florida | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Ada County Idaho | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Gem County Idaho | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Jefferson County Idaho | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Kootenai County Idaho | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Champaign County Illinois | 1 | $ 225,000 | $ 225,000 | $ 88,000 |
| Grundy County Illinois | 1 | $ 135,000 | $ 135,000 | $ 101,000 |
| Jefferson County Illinois | 1 | $ 95,000 | $ 95,000 | $ 49,000 |
| LaSalle County Illinois | 1 | $ 225,000 | $ 225,000 | $ 46,000 |
| Marion County Illinois | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Marshall County Illinois | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Allen County Indiana | 1 | $ 505,000 | $ 505,000 | $ 94,000 |
| Boone County Indiana | 1 | $ 175,000 | $ 175,000 | $ 95,000 |
| Decatur County Indiana | 1 | $ 265,000 | $ 265,000 | $ 111,000 |
| Fulton County Indiana | 1 | $ 205,000 | $ 205,000 | $ 137,000 |
| Hamilton County Indiana | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Johnson County Indiana | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Marion County Indiana | 1 | $ 155,000 | $ 155,000 | $ 118,000 |
| Miami County Indiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Noble County Indiana | 1 | $ 55,000 | $ 55,000 | $ 88,000 |
| Pulaski County Indiana | 1 | $ 85,000 | $ 85,000 | $ 128,000 |
| Vanderburgh County Indiana | 1 | $ 1,055,000 | $ 1,055,000 | $ 1,406,000 |
| Washington County Indiana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Polk County Iowa | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Ford County Kansas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Franklin County Kansas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Linn County Kansas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Wabaunsee County Kansas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Clay County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Hancock County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Lewis County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Cecil County Maryland | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Howard County Maryland | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Barry County Michigan | 1 | $ 345,000 | $ 345,000 | $ 300,000 |
| Branch County Michigan | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Clare County Michigan | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Delta County Michigan | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Grand Traverse County Michigan | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Gratiot County Michigan | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Hillsdale County Michigan | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Ingham County Michigan | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Jackson County Michigan | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Lapeer County Michigan | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Lenawee County Michigan | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Shiawassee County Michigan | 1 | $ 45,000 | $ 45,000 | $ 0 |
| St. Clair County Michigan | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Crow Wing County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 0 |
| McLeod County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Sherburne County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Stearns County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Steele County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Washington County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Wright County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Bollinger County Missouri | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Buchanan County Missouri | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Franklin County Missouri | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Lincoln County Missouri | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Newton County Missouri | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Osage County Missouri | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Wayne County Missouri | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Box Butte County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Polk County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Sarpy County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Burlington County New Jersey | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Cumberland County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Gloucester County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Middlesex County New Jersey | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Albany County New York | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Broome County New York | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Delaware County New York | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Erie County New York | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Jefferson County New York | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Montgomery County New York | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Orange County New York | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Saratoga County New York | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Tompkins County New York | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Clinton County Ohio | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Crawford County Ohio | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Fairfield County Ohio | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Franklin County Ohio | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Fulton County Ohio | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Geauga County Ohio | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Harrison County Ohio | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Highland County Ohio | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Lake County Ohio | 1 | $ 205,000 | $ 205,000 | $ 40,000 |
| Licking County Ohio | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Lorain County Ohio | 1 | $ 235,000 | $ 235,000 | $ 88,000 |
| Lucas County Ohio | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Stark County Ohio | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Tuscarawas County Ohio | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Clackamas County Oregon | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Adams County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Bucks County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Fayette County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Lancaster County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Luzerne County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Montgomery County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Northumberland County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Schuylkill County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Warren County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Westmoreland County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Aiken County South Carolina | 1 | $ 375,000 | $ 375,000 | $ 53,000 |
| Horry County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Oconee County South Carolina | 1 | $ 1,005,000 | $ 1,005,000 | $ 293,000 |
| Pennington County South Dakota | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Stanley County South Dakota | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Hawkins County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Bexar County Texas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Collin County Texas | 1 | $ 425,000 | $ 425,000 | $ 180,000 |
| Dallas County Texas | 1 | $ 245,000 | $ 245,000 | $ 40,000 |
| Fort Bend County Texas | 1 | $ 175,000 | $ 175,000 | $ 296,000 |
| Harris County Texas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Montgomery County Texas | 1 | $ 195,000 | $ 195,000 | $ 71,000 |
| Pecos County Texas | 1 | $ 255,000 | $ 255,000 | $ 153,000 |
| Tarrant County Texas | 1 | $ 155,000 | $ 155,000 | $ 76,000 |
| Salt Lake County Utah | 1 | $ 125,000 | $ 125,000 | $ 120,000 |
| Gloucester County Virginia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Isle of Wight County Virginia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Lee County Virginia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Spotsylvania County Virginia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Tazewell County Virginia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Wise County Virginia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Putnam County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Upshur County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Door County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Iron County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 124,000 |
| Sawyer County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 118,000 |
| Natrona County Wyoming | 1 | $ 45,000 | $ 45,000 | $ 0 |
Mortgage Loan Application Detail Totals for Peoples Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,007 | $185,355,000 | $184,000 | $1,485,000 | $99,000 | $2,168,000 |
| Refinancing | 866 | $208,740,000 | $241,000 | $8,285,000 | $130,000 | $1,934,000 |
| Cash-out Refinancing | 386 | $91,510,000 | $237,000 | $1,575,000 | $144,000 | $3,687,000 |
| Other Purpose | 26 | $3,760,000 | $144,000 | $505,000 | $161,000 | $2,251,000 |
| Home Improvement | 11 | $1,545,000 | $140,000 | $325,000 | $71,000 | $117,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,376 | $327,520,000 | $238,000 | $1,315,000 | $134,000 | $3,687,000 |
| Not applicable | 302 | $41,100,000 | $136,000 | $8,285,000 | $0 | $0 |
| Hispanic | 288 | $49,130,000 | $170,000 | $825,000 | $87,000 | $1,120,000 |
| Black or African American | 163 | $29,275,000 | $179,000 | $1,575,000 | $70,000 | $355,000 |
| Not Provided | 87 | $17,965,000 | $206,000 | $775,000 | $100,000 | $475,000 |
| Asian | 71 | $23,925,000 | $336,000 | $1,295,000 | $171,000 | $1,236,000 |
| American Indian or Alaskan Native | 4 | $630,000 | $157,000 | $205,000 | $88,000 | $247,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,227 | $480,125,000 | $215,000 | $8,285,000 | $124,000 | $3,687,000 |
| FHA-insured (Federal Housing Administration) | 69 | $10,785,000 | $156,000 | $365,000 | $50,000 | $141,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,358 | $343,880,000 | $253,000 | $8,285,000 | $138,000 | $3,687,000 |
| Loan Purchased By The Institution | 265 | $16,075,000 | $60,000 | $205,000 | $0 | $0 |
| Preapproval Denied by Financial Institution | 239 | $39,435,000 | $165,000 | $645,000 | $58,000 | $674,000 |
| Application Withdrawn By Applicant | 210 | $49,060,000 | $233,000 | $1,265,000 | $123,000 | $1,236,000 |
| Application Denied By Financial Institution | 199 | $37,895,000 | $190,000 | $1,575,000 | $92,000 | $1,406,000 |
| Application Approved But Not Accepted | 25 | $4,565,000 | $182,000 | $555,000 | $93,000 | $265,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,858 | $413,580,000 | $222,000 | $8,285,000 | $136,000 | $3,687,000 |
| Credit History | 349 | $58,865,000 | $168,000 | $645,000 | $65,000 | $674,000 |
| Credit Application Incomplete | 45 | $9,815,000 | $218,000 | $1,575,000 | $100,000 | $510,000 |
| Debt-To-Income Ratio | 19 | $3,235,000 | $170,000 | $415,000 | $49,000 | $143,000 |
| Collateral | 11 | $2,875,000 | $261,000 | $1,055,000 | $230,000 | $1,406,000 |
| Other | 11 | $1,975,000 | $179,000 | $355,000 | $102,000 | $187,000 |
| Unverifiable Information | 1 | $75,000 | $75,000 | $75,000 | $115,000 | $115,000 |
| Employment History | 1 | $175,000 | $175,000 | $175,000 | $65,000 | $65,000 |
| Mortgage Insurance Denied | 1 | $315,000 | $315,000 | $315,000 | $81,000 | $81,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Peoples Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.