Peoples Home Equity, Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Peoples Home Equity, Inc 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Peoples Home Equity, Inc 5145 S. Meridian Street Suite A Indianapolis, IN 46217 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 |
| Total Number of Mortgage Applications | 1,151 |
| Total Mortgage Loan Application Amount | $189,454,000 |
| Average Mortgage Loan Application Amount | $160,000 |
| Highest Mortgage Loan Application Amount | $695,000 |
| Average Applicant Income | $49,500 |
| Highest Applicant Income | $1,710,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Peoples Home Equity, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Peoples Home Equity, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Peoples Home Equity, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Peoples Home Equity, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Peoples Home Equity, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Peoples Home Equity, Inc's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Davidson County Tennessee | 128 | $ 17,974,000 | $ 140,000 | $ 41,000 |
| Maricopa County Arizona | 97 | $ 18,451,000 | $ 190,000 | $ 53,000 |
| Rutherford County Tennessee | 77 | $ 11,206,000 | $ 145,000 | $ 40,000 |
| Knox County Tennessee | 56 | $ 8,109,000 | $ 144,000 | $ 41,000 |
| Marion County Indiana | 52 | $ 5,841,000 | $ 112,000 | $ 39,000 |
| Virginia Beach County Virginia | 47 | $ 10,313,000 | $ 219,000 | $ 42,000 |
| Hamilton County Tennessee | 38 | $ 4,952,000 | $ 130,000 | $ 46,000 |
| Sumner County Tennessee | 22 | $ 3,201,000 | $ 145,000 | $ 33,000 |
| Guilford County North Carolina | 20 | $ 2,387,000 | $ 119,000 | $ 31,000 |
| Wilson County Tennessee | 19 | $ 3,678,000 | $ 193,000 | $ 56,000 |
| Norfolk County Virginia | 19 | $ 3,203,000 | $ 168,000 | $ 52,000 |
| Baltimore County Maryland | 18 | $ 5,061,000 | $ 281,000 | $ 74,000 |
| Chesapeake County Virginia | 17 | $ 3,929,000 | $ 231,000 | $ 54,000 |
| Williamson County Tennessee | 16 | $ 4,240,000 | $ 265,000 | $ 65,000 |
| Pima County Arizona | 14 | $ 2,494,000 | $ 178,000 | $ 29,000 |
| Johnson County Indiana | 14 | $ 2,122,000 | $ 151,000 | $ 44,000 |
| Jefferson County Kentucky | 14 | $ 2,203,000 | $ 157,000 | $ 20,000 |
| Blount County Tennessee | 13 | $ 1,691,000 | $ 130,000 | $ 43,000 |
| Montgomery County Tennessee | 12 | $ 1,591,000 | $ 132,000 | $ 47,000 |
| Hancock County Indiana | 11 | $ 1,490,000 | $ 135,000 | $ 49,000 |
| Robertson County Tennessee | 11 | $ 1,813,000 | $ 164,000 | $ 50,000 |
| Orange County Florida | 10 | $ 1,321,000 | $ 132,000 | $ 49,000 |
| Harford County Maryland | 10 | $ 2,698,000 | $ 269,000 | $ 78,000 |
| Maury County Tennessee | 10 | $ 1,195,000 | $ 119,000 | $ 43,000 |
| Shelby County Tennessee | 10 | $ 1,348,000 | $ 134,000 | $ 64,000 |
| Pinal County Arizona | 9 | $ 1,263,000 | $ 140,000 | $ 52,000 |
| Forsyth County North Carolina | 9 | $ 1,079,000 | $ 119,000 | $ 49,000 |
| Sevier County Tennessee | 9 | $ 1,460,000 | $ 162,000 | $ 59,000 |
| Portsmouth County Virginia | 9 | $ 1,744,000 | $ 193,000 | $ 49,000 |
| Duval County Florida | 7 | $ 1,049,000 | $ 149,000 | $ 68,000 |
| Charleston County South Carolina | 7 | $ 1,121,000 | $ 160,000 | $ 285,000 |
| Sullivan County Tennessee | 7 | $ 680,000 | $ 97,000 | $ 37,000 |
| Hampton County Virginia | 7 | $ 1,578,000 | $ 225,000 | $ 35,000 |
| Suffolk County Virginia | 7 | $ 1,685,000 | $ 240,000 | $ 53,000 |
| Osceola County Florida | 6 | $ 640,000 | $ 106,000 | $ 32,000 |
| Anne Arundel County Maryland | 6 | $ 1,911,000 | $ 318,000 | $ 92,000 |
| Wake County North Carolina | 6 | $ 1,521,000 | $ 253,000 | $ 49,000 |
| Anderson County Tennessee | 6 | $ 809,000 | $ 134,000 | $ 37,000 |
| Bedford County Tennessee | 6 | $ 702,000 | $ 117,000 | $ 41,000 |
| Campbell County Tennessee | 6 | $ 695,000 | $ 115,000 | $ 33,000 |
| Greene County Tennessee | 6 | $ 814,000 | $ 135,000 | $ 28,000 |
| Newport News County Virginia | 6 | $ 1,479,000 | $ 246,000 | $ 30,000 |
| Seminole County Florida | 5 | $ 729,000 | $ 145,000 | $ 53,000 |
| Catoosa County Georgia | 5 | $ 566,000 | $ 113,000 | $ 33,000 |
| Prince George's County Maryland | 5 | $ 1,950,000 | $ 390,000 | $ 57,000 |
| Johnston County North Carolina | 5 | $ 620,000 | $ 124,000 | $ 26,000 |
| Cheatham County Tennessee | 5 | $ 995,000 | $ 199,000 | $ 47,000 |
| Loudon County Tennessee | 5 | $ 955,000 | $ 191,000 | $ 52,000 |
| Yavapai County Arizona | 4 | $ 917,000 | $ 229,000 | $ 32,000 |
| Yuma County Arizona | 4 | $ 714,000 | $ 178,000 | $ 28,000 |
| Los Angeles County California | 4 | $ 1,752,000 | $ 438,000 | $ 121,000 |
| Walker County Georgia | 4 | $ 493,000 | $ 123,000 | $ 39,000 |
| Hamilton County Indiana | 4 | $ 516,000 | $ 129,000 | $ 41,000 |
| Hendricks County Indiana | 4 | $ 531,000 | $ 132,000 | $ 39,000 |
| Baltimore City County Maryland | 4 | $ 704,000 | $ 176,000 | $ 19,000 |
| Cabarrus County North Carolina | 4 | $ 436,000 | $ 109,000 | $ 28,000 |
| Mecklenburg County North Carolina | 4 | $ 578,000 | $ 144,000 | $ 10,000 |
| Berkeley County South Carolina | 4 | $ 722,000 | $ 180,000 | $ 56,000 |
| Marshall County Tennessee | 4 | $ 399,000 | $ 99,000 | $ 33,000 |
| Roane County Tennessee | 4 | $ 529,000 | $ 132,000 | $ 48,000 |
| Jefferson County Alabama | 3 | $ 299,000 | $ 99,000 | $ 53,000 |
| Volusia County Florida | 3 | $ 423,000 | $ 141,000 | $ 27,000 |
| Gwinnett County Georgia | 3 | $ 866,000 | $ 288,000 | $ 102,000 |
| Boone County Indiana | 3 | $ 596,000 | $ 198,000 | $ 98,000 |
| Howard County Indiana | 3 | $ 317,000 | $ 105,000 | $ 40,000 |
| LaPorte County Indiana | 3 | $ 306,000 | $ 102,000 | $ 36,000 |
| Madison County Indiana | 3 | $ 284,000 | $ 94,000 | $ 21,000 |
| Cumberland County North Carolina | 3 | $ 422,000 | $ 140,000 | $ 10,000 |
| Durham County North Carolina | 3 | $ 384,000 | $ 128,000 | $ 26,000 |
| Dorchester County South Carolina | 3 | $ 542,000 | $ 180,000 | $ 62,000 |
| Richland County South Carolina | 3 | $ 649,000 | $ 216,000 | $ 106,000 |
| Hamblen County Tennessee | 3 | $ 526,000 | $ 175,000 | $ 49,000 |
| Madison County Tennessee | 3 | $ 298,000 | $ 99,000 | $ 47,000 |
| Marion County Tennessee | 3 | $ 356,000 | $ 118,000 | $ 37,000 |
| McMinn County Tennessee | 3 | $ 485,000 | $ 161,000 | $ 71,000 |
| Elmore County Alabama | 2 | $ 331,000 | $ 165,000 | $ 58,000 |
| Montgomery County Alabama | 2 | $ 199,000 | $ 99,000 | $ 37,000 |
| Coconino County Arizona | 2 | $ 576,000 | $ 288,000 | $ 99,000 |
| Mohave County Arizona | 2 | $ 329,000 | $ 164,000 | $ 36,000 |
| District of Columbia County District Of Columbia | 2 | $ 564,000 | $ 282,000 | $ 27,000 |
| Brevard County Florida | 2 | $ 425,000 | $ 212,000 | $ 32,000 |
| Palm Beach County Florida | 2 | $ 323,000 | $ 161,000 | $ 85,000 |
| Cobb County Georgia | 2 | $ 374,000 | $ 187,000 | $ 145,000 |
| Morgan County Indiana | 2 | $ 180,000 | $ 90,000 | $ 50,000 |
| Rush County Indiana | 2 | $ 266,000 | $ 133,000 | $ 41,000 |
| Shelby County Indiana | 2 | $ 204,000 | $ 102,000 | $ 41,000 |
| Tippecanoe County Indiana | 2 | $ 214,000 | $ 107,000 | $ 10,000 |
| Bullitt County Kentucky | 2 | $ 430,000 | $ 215,000 | $ 10,000 |
| Campbell County Kentucky | 2 | $ 258,000 | $ 129,000 | $ 10,000 |
| Queen Anne's County Maryland | 2 | $ 784,000 | $ 392,000 | $ 85,000 |
| Gates County North Carolina | 2 | $ 365,000 | $ 182,000 | $ 10,000 |
| Randolph County North Carolina | 2 | $ 134,000 | $ 67,000 | $ 83,000 |
| Rowan County North Carolina | 2 | $ 175,000 | $ 87,000 | $ 34,000 |
| Bradley County Tennessee | 2 | $ 324,000 | $ 162,000 | $ 53,000 |
| Cannon County Tennessee | 2 | $ 198,000 | $ 99,000 | $ 27,000 |
| Carter County Tennessee | 2 | $ 227,000 | $ 113,000 | $ 33,000 |
| Claiborne County Tennessee | 2 | $ 317,000 | $ 158,000 | $ 65,000 |
| Cumberland County Tennessee | 2 | $ 319,000 | $ 159,000 | $ 25,000 |
| Franklin County Tennessee | 2 | $ 147,000 | $ 73,000 | $ 23,000 |
| Macon County Tennessee | 2 | $ 236,000 | $ 118,000 | $ 23,000 |
| Sequatchie County Tennessee | 2 | $ 377,000 | $ 188,000 | $ 62,000 |
| Smith County Tennessee | 2 | $ 162,000 | $ 81,000 | $ 37,000 |
| Isle of Wight County Virginia | 2 | $ 367,000 | $ 183,000 | $ 54,000 |
| Prince William County Virginia | 2 | $ 319,000 | $ 159,000 | $ 48,000 |
| St. Clair County Alabama | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Cochise County Arizona | 1 | $ 103,000 | $ 103,000 | $ 25,000 |
| Graham County Arizona | 1 | $ 194,000 | $ 194,000 | $ 81,000 |
| Navajo County Arizona | 1 | $ 144,000 | $ 144,000 | $ 40,000 |
| Santa Cruz County Arizona | 1 | $ 155,000 | $ 155,000 | $ 10,000 |
| Alameda County California | 1 | $ 423,000 | $ 423,000 | $ 10,000 |
| Marin County California | 1 | $ 475,000 | $ 475,000 | $ 109,000 |
| Riverside County California | 1 | $ 344,000 | $ 344,000 | $ 120,000 |
| Yolo County California | 1 | $ 270,000 | $ 270,000 | $ 76,000 |
| Hillsborough County Florida | 1 | $ 417,000 | $ 417,000 | $ 236,000 |
| Indian River County Florida | 1 | $ 152,000 | $ 152,000 | $ 116,000 |
| Lake County Florida | 1 | $ 156,000 | $ 156,000 | $ 31,000 |
| Manatee County Florida | 1 | $ 93,000 | $ 93,000 | $ 32,000 |
| Marion County Florida | 1 | $ 98,000 | $ 98,000 | $ 30,000 |
| St. Johns County Florida | 1 | $ 241,000 | $ 241,000 | $ 51,000 |
| Barrow County Georgia | 1 | $ 417,000 | $ 417,000 | $ 676,000 |
| Bryan County Georgia | 1 | $ 205,000 | $ 205,000 | $ 42,000 |
| Bulloch County Georgia | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
| Carroll County Georgia | 1 | $ 97,000 | $ 97,000 | $ 72,000 |
| Columbia County Georgia | 1 | $ 239,000 | $ 239,000 | $ 10,000 |
| DeKalb County Georgia | 1 | $ 78,000 | $ 78,000 | $ 21,000 |
| Jackson County Georgia | 1 | $ 351,000 | $ 351,000 | $ 146,000 |
| Murray County Georgia | 1 | $ 154,000 | $ 154,000 | $ 29,000 |
| Allen County Indiana | 1 | $ 285,000 | $ 285,000 | $ 177,000 |
| Bartholomew County Indiana | 1 | $ 233,000 | $ 233,000 | $ 130,000 |
| Carroll County Indiana | 1 | $ 111,000 | $ 111,000 | $ 27,000 |
| Clark County Indiana | 1 | $ 118,000 | $ 118,000 | $ 10,000 |
| Floyd County Indiana | 1 | $ 136,000 | $ 136,000 | $ 10,000 |
| Grant County Indiana | 1 | $ 120,000 | $ 120,000 | $ 51,000 |
| Monroe County Indiana | 1 | $ 134,000 | $ 134,000 | $ 87,000 |
| Porter County Indiana | 1 | $ 185,000 | $ 185,000 | $ 83,000 |
| Pulaski County Indiana | 1 | $ 75,000 | $ 75,000 | $ 10,000 |
| Putnam County Indiana | 1 | $ 184,000 | $ 184,000 | $ 10,000 |
| St. Joseph County Indiana | 1 | $ 84,000 | $ 84,000 | $ 37,000 |
| Tipton County Indiana | 1 | $ 183,000 | $ 183,000 | $ 73,000 |
| Boone County Kentucky | 1 | $ 224,000 | $ 224,000 | $ 10,000 |
| Henderson County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 96,000 |
| Jessamine County Kentucky | 1 | $ 97,000 | $ 97,000 | $ 10,000 |
| McCracken County Kentucky | 1 | $ 154,000 | $ 154,000 | $ 56,000 |
| Oldham County Kentucky | 1 | $ 171,000 | $ 171,000 | $ 90,000 |
| Shelby County Kentucky | 1 | $ 307,000 | $ 307,000 | $ 10,000 |
| Warren County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 10,000 |
| Calcasieu County Louisiana | 1 | $ 130,000 | $ 130,000 | $ 312,000 |
| Wicomico County Maryland | 1 | $ 224,000 | $ 224,000 | $ 46,000 |
| St. Louis County Missouri | 1 | $ 265,000 | $ 265,000 | $ 58,000 |
| Eddy County New Mexico | 1 | $ 186,000 | $ 186,000 | $ 10,000 |
| Anson County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 29,000 |
| Buncombe County North Carolina | 1 | $ 81,000 | $ 81,000 | $ 29,000 |
| Catawba County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 10,000 |
| Cleveland County North Carolina | 1 | $ 137,000 | $ 137,000 | $ 49,000 |
| Currituck County North Carolina | 1 | $ 269,000 | $ 269,000 | $ 91,000 |
| Franklin County North Carolina | 1 | $ 227,000 | $ 227,000 | $ 10,000 |
| Gaston County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 17,000 |
| Haywood County North Carolina | 1 | $ 181,000 | $ 181,000 | $ 10,000 |
| New Hanover County North Carolina | 1 | $ 184,000 | $ 184,000 | $ 10,000 |
| Orange County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 35,000 |
| Pasquotank County North Carolina | 1 | $ 212,000 | $ 212,000 | $ 80,000 |
| Union County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 78,000 |
| Colleton County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 30,000 |
| Greenville County South Carolina | 1 | $ 160,000 | $ 160,000 | $ 52,000 |
| Hampton County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Lancaster County South Carolina | 1 | $ 104,000 | $ 104,000 | $ 36,000 |
| Spartanburg County South Carolina | 1 | $ 157,000 | $ 157,000 | $ 84,000 |
| Cocke County Tennessee | 1 | $ 124,000 | $ 124,000 | $ 89,000 |
| Coffee County Tennessee | 1 | $ 92,000 | $ 92,000 | $ 22,000 |
| Decatur County Tennessee | 1 | $ 154,000 | $ 154,000 | $ 46,000 |
| Dickson County Tennessee | 1 | $ 147,000 | $ 147,000 | $ 10,000 |
| Gibson County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 50,000 |
| Grundy County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 42,000 |
| Hickman County Tennessee | 1 | $ 126,000 | $ 126,000 | $ 159,000 |
| Jefferson County Tennessee | 1 | $ 266,000 | $ 266,000 | $ 115,000 |
| Monroe County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 10,000 |
| Moore County Tennessee | 1 | $ 172,000 | $ 172,000 | $ 10,000 |
| Obion County Tennessee | 1 | $ 168,000 | $ 168,000 | $ 75,000 |
| Rhea County Tennessee | 1 | $ 86,000 | $ 86,000 | $ 74,000 |
| Unicoi County Tennessee | 1 | $ 91,000 | $ 91,000 | $ 10,000 |
| Union County Tennessee | 1 | $ 103,000 | $ 103,000 | $ 10,000 |
| Washington County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| Weakley County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 12,000 |
| Collin County Texas | 1 | $ 238,000 | $ 238,000 | $ 94,000 |
| Dallas County Texas | 1 | $ 132,000 | $ 132,000 | $ 81,000 |
| Lubbock County Texas | 1 | $ 108,000 | $ 108,000 | $ 77,000 |
| Tarrant County Texas | 1 | $ 172,000 | $ 172,000 | $ 101,000 |
| Travis County Texas | 1 | $ 143,000 | $ 143,000 | $ 69,000 |
| Colonial Heights County Virginia | 1 | $ 154,000 | $ 154,000 | $ 33,000 |
| Essex County Virginia | 1 | $ 109,000 | $ 109,000 | $ 10,000 |
| Fairfax County Virginia | 1 | $ 547,000 | $ 547,000 | $ 106,000 |
| Franklin County Virginia | 1 | $ 195,000 | $ 195,000 | $ 51,000 |
| Franklin City County Virginia | 1 | $ 130,000 | $ 130,000 | $ 55,000 |
| Grayson County Virginia | 1 | $ 93,000 | $ 93,000 | $ 39,000 |
| Henrico County Virginia | 1 | $ 285,000 | $ 285,000 | $ 10,000 |
| James City County Virginia | 1 | $ 258,000 | $ 258,000 | $ 67,000 |
| Loudoun County Virginia | 1 | $ 265,000 | $ 265,000 | $ 121,000 |
| Louisa County Virginia | 1 | $ 227,000 | $ 227,000 | $ 59,000 |
| Norton County Virginia | 1 | $ 133,000 | $ 133,000 | $ 10,000 |
| Southampton County Virginia | 1 | $ 140,000 | $ 140,000 | $ 114,000 |
Mortgage Loan Application Detail Totals for Peoples Home Equity, Inc in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 709 | $126,579,000 | $178,000 | $695,000 | $46,000 | $1,710,000 |
| Home Purchase | 442 | $62,875,000 | $142,000 | $529,000 | $53,000 | $312,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 929 | $155,038,000 | $166,000 | $695,000 | $51,000 | $1,710,000 |
| Black or African American | 171 | $25,440,000 | $148,000 | $470,000 | $38,000 | $141,000 |
| Asian | 23 | $4,343,000 | $188,000 | $490,000 | $53,000 | $156,000 |
| Native Hawaiian or Other Pacific Islander | 22 | $3,682,000 | $167,000 | $423,000 | $36,000 | $103,000 |
| Hispanic | 5 | $777,000 | $155,000 | $260,000 | $25,000 | $65,000 |
| American Indian or Alaskan Native | 1 | $174,000 | $174,000 | $174,000 | $10,000 | $10,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,025 | $164,028,000 | $160,000 | $695,000 | $48,000 | $1,710,000 |
| VA-guaranteed (Veterans Administration) | 93 | $19,111,000 | $205,000 | $381,000 | $40,000 | $177,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 33 | $6,315,000 | $191,000 | $417,000 | $98,000 | $676,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 896 | $147,862,000 | $165,000 | $547,000 | $47,000 | $1,710,000 |
| Application Withdrawn By Applicant | 186 | $30,399,000 | $163,000 | $695,000 | $56,000 | $308,000 |
| Application Denied By Financial Institution | 69 | $11,193,000 | $162,000 | $483,000 | $52,000 | $243,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 23 | $3,376,000 | $146,000 | $307,000 | $50,000 | $125,000 |
| Other | 18 | $2,880,000 | $160,000 | $363,000 | $48,000 | $120,000 |
| Debt-To-Income Ratio | 12 | $2,169,000 | $180,000 | $416,000 | $42,000 | $91,000 |
| Collateral | 11 | $2,051,000 | $186,000 | $483,000 | $77,000 | $243,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $566,000 | $188,000 | $275,000 | $53,000 | $108,000 |
| Employment History | 2 | $151,000 | $75,000 | $78,000 | $20,000 | $21,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Home Equity, Inc's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Peoples Home Equity, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.