Peoples Home Equity Mortgage Lending & HMDA Data, 2015

In 2015, Peoples Home Equity of Brentwood, TN reported 18,259 mortgage applications totaling $4.0 billion, up 56% from 2014. The average application was for $219,830, and applicants reported an average income of $81,905. 63% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (3,094), Nashville-Davidson--Murfreesboro--Franklin, TN (1,877) and Milwaukee-Waukesha-West Allis, WI (1,209) (applications in parentheses).

Mortgage Company & Address Peoples Home Equity
5205 Maryland Way Suite 100
Brentwood, TN 37027
Tel #: available with data download
Federal Regulator * available with data download
Years 2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  
Total Number of Mortgage Applications 18,259
Total Mortgage Loan Application Amount $4,013,884,000
Average Mortgage Loan Application Amount $219,830
Highest Mortgage Loan Application Amount $3,005,000
Average Applicant Income $81,905
Highest Applicant Income $4,272,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Peoples Home Equity filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Peoples Home Equity by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 1,615 $ 357,110,000 $ 221,120 $ 86,000
Maricopa, Arizona 904 $ 190,025,000 $ 210,204 $ 81,000
Davidson, Tennessee 793 $ 142,565,000 $ 179,779 $ 77,000
San Diego, California 677 $ 241,472,000 $ 356,679 $ 112,000
Milwaukee, Wisconsin 636 $ 93,228,000 $ 146,584 $ 64,000
Will, Illinois 630 $ 130,051,000 $ 206,430 $ 84,000
DuPage, Illinois 606 $ 140,755,000 $ 232,268 $ 92,000
Brown, Wisconsin 558 $ 81,900,000 $ 146,774 $ 60,000
Knox, Tennessee 550 $ 91,208,000 $ 165,832 $ 65,000
Hamilton, Tennessee 540 $ 89,840,000 $ 166,370 $ 72,000
Los Angeles, California 474 $ 167,880,000 $ 354,177 $ 91,000
Clark, Nevada 403 $ 84,385,000 $ 209,392 $ 79,000
Waukesha, Wisconsin 384 $ 84,400,000 $ 219,791 $ 86,000
Lake, Illinois 310 $ 55,065,000 $ 177,629 $ 77,000
Wilson, Tennessee 284 $ 60,094,000 $ 211,598 $ 80,000
Sonoma, California 259 $ 102,097,000 $ 394,196 $ 124,000
Orange, California 246 $ 114,417,000 $ 465,109 $ 134,000
Solano, California 242 $ 69,980,000 $ 289,173 $ 99,000
Rutherford, Tennessee 232 $ 39,313,000 $ 169,452 $ 67,000
Riverside, California 229 $ 60,587,000 $ 264,572 $ 86,000
Washington, Tennessee 217 $ 32,532,000 $ 149,917 $ 61,000
Kane, Illinois 213 $ 42,578,000 $ 199,896 $ 88,000
Blount, Tennessee 177 $ 27,039,000 $ 152,762 $ 63,000
Sumner, Tennessee 174 $ 35,187,000 $ 202,224 $ 70,000
Contra Costa, California 170 $ 65,547,000 $ 385,570 $ 115,000
San Bernardino, California 152 $ 38,136,000 $ 250,894 $ 81,000
Williamson, Tennessee 149 $ 46,949,000 $ 315,093 $ 118,000
Winnebago, Wisconsin 146 $ 18,018,000 $ 123,410 $ 54,000
Sullivan, Tennessee 145 $ 20,372,000 $ 140,496 $ 59,000
Alameda, California 138 $ 61,861,000 $ 448,268 $ 122,000
Marin, California 130 $ 73,140,000 $ 562,615 $ 184,000
Outagamie, Wisconsin 130 $ 19,059,000 $ 146,607 $ 56,000
Catoosa, Georgia 128 $ 18,657,000 $ 145,757 $ 67,000
Washington, Wisconsin 126 $ 23,852,000 $ 189,301 $ 69,000
McHenry, Illinois 120 $ 24,479,000 $ 203,991 $ 80,000
Napa, California 119 $ 49,987,000 $ 420,058 $ 126,000
Sacramento, California 119 $ 28,241,000 $ 237,319 $ 85,000
Sevier, Tennessee 117 $ 18,653,000 $ 159,427 $ 59,000
Santa Clara, California 110 $ 50,977,000 $ 463,427 $ 162,000
Kendall, Illinois 100 $ 19,416,000 $ 194,160 $ 78,000
Racine, Wisconsin 94 $ 13,300,000 $ 141,489 $ 61,000
Kenosha, Wisconsin 93 $ 14,468,000 $ 155,569 $ 63,000
Forsyth, North Carolina 88 $ 11,207,000 $ 127,352 $ 56,000
Loudon, Tennessee 85 $ 12,579,000 $ 147,988 $ 55,000
San Joaquin, California 82 $ 18,950,000 $ 231,097 $ 70,000
Marinette, Wisconsin 80 $ 8,752,000 $ 109,400 $ 51,000
Guilford, North Carolina 75 $ 10,247,000 $ 136,626 $ 56,000
Pinal, Arizona 73 $ 10,840,000 $ 148,493 $ 60,000
Dickson, Tennessee 73 $ 12,260,000 $ 167,945 $ 58,000
Kern, California 70 $ 12,858,000 $ 183,685 $ 73,000
Whitfield, Georgia 68 $ 7,814,000 $ 114,911 $ 50,000
Virginia Beach, Virginia 66 $ 12,561,000 $ 190,318 $ 56,000
Oconto, Wisconsin 66 $ 10,682,000 $ 161,848 $ 71,000
Walker, Georgia 65 $ 8,017,000 $ 123,338 $ 54,000
Jefferson, Kentucky 65 $ 10,595,000 $ 163,000 $ 62,000
Ozaukee, Wisconsin 63 $ 11,039,000 $ 175,222 $ 75,000
Bradley, Tennessee 61 $ 9,402,000 $ 154,131 $ 69,000
Maury, Tennessee 55 $ 11,065,000 $ 201,181 $ 69,000
San Mateo, California 53 $ 23,229,000 $ 438,283 $ 130,000
Ventura, California 53 $ 18,098,000 $ 341,471 $ 113,000
Tarrant, Texas 52 $ 6,485,000 $ 124,711 $ 55,000
Carter, Tennessee 49 $ 6,037,000 $ 123,204 $ 51,000
Anderson, Tennessee 48 $ 7,467,000 $ 155,562 $ 66,000
Robertson, Tennessee 48 $ 7,928,000 $ 165,166 $ 56,000
San Francisco, California 47 $ 32,873,000 $ 699,425 $ 237,000
Fresno, California 46 $ 10,672,000 $ 232,000 $ 80,000
Stanislaus, California 45 $ 9,347,000 $ 207,711 $ 76,000
Norfolk, Virginia 45 $ 7,166,000 $ 159,244 $ 49,000
Waupaca, Wisconsin 45 $ 6,013,000 $ 133,622 $ 54,000
Jefferson, Tennessee 44 $ 6,725,000 $ 152,840 $ 53,000
Chesapeake, Virginia 44 $ 10,064,000 $ 228,727 $ 74,000
Fond du Lac, Wisconsin 44 $ 5,475,000 $ 124,431 $ 55,000
Dane, Wisconsin 41 $ 8,948,000 $ 218,243 $ 85,000
Monroe, Tennessee 40 $ 5,305,000 $ 132,625 $ 48,000
Greene, Tennessee 39 $ 4,905,000 $ 125,769 $ 53,000
Tulare, California 37 $ 6,975,000 $ 188,513 $ 60,000
Jefferson, Wisconsin 36 $ 6,603,000 $ 183,416 $ 67,000
Walworth, Wisconsin 36 $ 6,678,000 $ 185,500 $ 84,000
Menominee, Michigan 34 $ 3,997,000 $ 117,558 $ 52,000
Shawano, Wisconsin 34 $ 5,081,000 $ 149,441 $ 56,000
Yolo, California 33 $ 10,053,000 $ 304,636 $ 78,000
Cheatham, Tennessee 33 $ 5,310,000 $ 160,909 $ 58,000
Arapahoe, Colorado 32 $ 7,706,000 $ 240,812 $ 86,000
Denver, Colorado 32 $ 9,220,000 $ 288,125 $ 104,000
Placer, California 31 $ 9,398,000 $ 303,161 $ 107,000
Orange, Florida 31 $ 6,802,000 $ 219,419 $ 83,000
Dodge, Wisconsin 31 $ 4,986,000 $ 160,838 $ 52,000
Campbell, Tennessee 29 $ 2,899,000 $ 99,965 $ 40,000
Murray, Georgia 28 $ 3,400,000 $ 121,428 $ 44,000
Hawkins, Tennessee 28 $ 4,359,000 $ 155,678 $ 57,000
Roane, Tennessee 28 $ 3,633,000 $ 129,750 $ 54,000
Hamblen, Tennessee 27 $ 5,616,000 $ 208,000 $ 80,000
Newport News, Virginia 26 $ 3,868,000 $ 148,769 $ 64,000
Davidson, North Carolina 25 $ 3,496,000 $ 139,840 $ 55,000
Prince William, Virginia 25 $ 8,893,000 $ 355,720 $ 101,000
Kewaunee, Wisconsin 24 $ 3,670,000 $ 152,916 $ 58,000
Monterey, California 23 $ 7,246,000 $ 315,043 $ 88,000
San Luis Obispo, California 23 $ 7,560,000 $ 328,695 $ 106,000
Adams, Colorado 23 $ 4,872,000 $ 211,826 $ 69,000
Grundy, Illinois 23 $ 4,018,000 $ 174,695 $ 76,000
Bell, Kentucky 22 $ 2,343,000 $ 106,500 $ 38,000
Charleston, South Carolina 22 $ 5,360,000 $ 243,636 $ 90,000
Unicoi, Tennessee 22 $ 2,922,000 $ 132,818 $ 57,000
Portsmouth, Virginia 22 $ 3,985,000 $ 181,136 $ 47,000
Door, Wisconsin 22 $ 3,669,000 $ 166,772 $ 83,000
Shasta, California 21 $ 4,190,000 $ 199,523 $ 71,000
Jefferson, Colorado 21 $ 5,418,000 $ 258,000 $ 92,000
Calumet, Wisconsin 21 $ 4,095,000 $ 195,000 $ 65,000
Waushara, Wisconsin 20 $ 2,559,000 $ 127,950 $ 56,000
Broward, Florida 19 $ 3,406,000 $ 179,263 $ 69,000
Osceola, Florida 18 $ 3,595,000 $ 199,722 $ 112,000
Claiborne, Tennessee 18 $ 2,557,000 $ 142,055 $ 56,000
Coconino, Arizona 17 $ 5,350,000 $ 314,705 $ 117,000
Merced, California 17 $ 2,585,000 $ 152,058 $ 57,000
McMinn, Tennessee 17 $ 1,893,000 $ 111,352 $ 40,000
Sheboygan, Wisconsin 17 $ 2,389,000 $ 140,529 $ 71,000
Lake, California 16 $ 2,456,000 $ 153,500 $ 63,000
Lake, Indiana 16 $ 3,402,000 $ 212,625 $ 75,000
Fairfax, Virginia 16 $ 6,832,000 $ 427,000 $ 143,000
Spotsylvania, Virginia 16 $ 3,883,000 $ 242,687 $ 84,000
El Paso, Colorado 15 $ 2,939,000 $ 195,933 $ 65,000
Polk, Florida 15 $ 2,871,000 $ 191,400 $ 149,000
DeKalb, Illinois 15 $ 2,636,000 $ 175,733 $ 65,000
Stokes, North Carolina 15 $ 1,608,000 $ 107,200 $ 46,000
Grainger, Tennessee 15 $ 2,467,000 $ 164,466 $ 55,000
Harris, Texas 15 $ 2,714,000 $ 180,933 $ 91,000
Stafford, Virginia 15 $ 5,819,000 $ 387,933 $ 112,000
Washington, Virginia 15 $ 2,507,000 $ 167,133 $ 58,000
Santa Barbara, California 14 $ 5,742,000 $ 410,142 $ 147,000
Dade, Georgia 14 $ 2,041,000 $ 145,785 $ 57,000
LaSalle, Illinois 14 $ 2,035,000 $ 145,357 $ 64,000
Cocke, Tennessee 14 $ 1,831,000 $ 130,785 $ 71,000
Marion, Tennessee 14 $ 2,047,000 $ 146,214 $ 70,000
Sequatchie, Tennessee 14 $ 2,085,000 $ 148,928 $ 65,000
Yavapai, Arizona 13 $ 2,161,000 $ 166,230 $ 52,000
Imperial, California 13 $ 2,109,000 $ 162,230 $ 66,000
Winnebago, Illinois 13 $ 1,745,000 $ 134,230 $ 61,000
Davie, North Carolina 13 $ 2,225,000 $ 171,153 $ 61,000
Hampton, Virginia 13 $ 2,408,000 $ 185,230 $ 58,000
Suffolk, Virginia 13 $ 2,496,000 $ 192,000 $ 55,000
Eau Claire, Wisconsin 13 $ 1,755,000 $ 135,000 $ 58,000
Manitowoc, Wisconsin 13 $ 1,794,000 $ 138,000 $ 70,000
Pima, Arizona 12 $ 3,438,000 $ 286,500 $ 99,000
El Dorado, California 12 $ 3,141,000 $ 261,750 $ 237,000
Madera, California 12 $ 2,466,000 $ 205,500 $ 68,000
Seminole, Florida 12 $ 2,651,000 $ 220,916 $ 104,000
Montgomery, Tennessee 12 $ 1,516,000 $ 126,333 $ 59,000
Rhea, Tennessee 12 $ 1,568,000 $ 130,666 $ 68,000
Rock, Wisconsin 12 $ 1,865,000 $ 155,416 $ 73,000
Mendocino, California 11 $ 2,824,000 $ 256,727 $ 96,000
Miami-Dade, Florida 11 $ 2,728,000 $ 248,000 $ 154,000
Cobb, Georgia 11 $ 2,169,000 $ 197,181 $ 92,000
Kankakee, Illinois 11 $ 1,721,000 $ 156,454 $ 52,000
Hickman, Tennessee 11 $ 1,657,000 $ 150,636 $ 66,000
Johnson, Texas 11 $ 1,338,000 $ 121,636 $ 88,000
Marathon, Wisconsin 11 $ 1,564,000 $ 142,181 $ 43,000
Nevada, California 10 $ 3,783,000 $ 378,300 $ 235,000
Coffee, Georgia 10 $ 1,150,000 $ 115,000 $ 57,000
Bedford, Tennessee 10 $ 1,773,000 $ 177,300 $ 84,000
Union, Tennessee 10 $ 1,019,000 $ 101,900 $ 44,000
Bristol, Virginia 10 $ 1,068,000 $ 106,800 $ 50,000
Columbia, Wisconsin 10 $ 2,009,000 $ 200,900 $ 87,000
Lake, Florida 9 $ 1,454,000 $ 161,555 $ 64,000
Madison, Illinois 9 $ 1,378,000 $ 153,111 $ 56,000
Bullitt, Kentucky 9 $ 1,234,000 $ 137,111 $ 28,000
Putnam, Tennessee 9 $ 1,434,000 $ 159,333 $ 49,000
Smith, Tennessee 9 $ 1,300,000 $ 144,444 $ 53,000
Calaveras, California 8 $ 2,048,000 $ 256,000 $ 99,000
San Benito, California 8 $ 2,676,000 $ 334,500 $ 93,000
Santa Cruz, California 8 $ 3,028,000 $ 378,500 $ 141,000
Duval, Florida 8 $ 898,000 $ 112,250 $ 40,000
Gwinnett, Georgia 8 $ 2,401,000 $ 300,125 $ 120,000
Peoria, Illinois 8 $ 1,271,000 $ 158,875 $ 121,000
Hennepin, Minnesota 8 $ 1,914,000 $ 239,250 $ 90,000
Dallas, Texas 8 $ 1,165,000 $ 145,625 $ 70,000
Chippewa, Wisconsin 8 $ 1,172,000 $ 146,500 $ 66,000
Green Lake, Wisconsin 8 $ 967,000 $ 120,875 $ 52,000
Portage, Wisconsin 8 $ 1,297,000 $ 162,125 $ 58,000
Tuolumne, California 7 $ 1,103,000 $ 157,571 $ 82,000
Douglas, Colorado 7 $ 1,577,000 $ 225,285 $ 70,000
Douglas, Georgia 7 $ 1,301,000 $ 185,857 $ 51,000
Gordon, Georgia 7 $ 844,000 $ 120,571 $ 44,000
Boone, Illinois 7 $ 839,000 $ 119,857 $ 51,000
Muhlenberg, Kentucky 7 $ 1,250,000 $ 178,571 $ 73,000
Oldham, Kentucky 7 $ 792,000 $ 113,142 $ 60,000
Greenville, South Carolina 7 $ 1,282,000 $ 183,142 $ 96,000
DeKalb, Tennessee 7 $ 711,000 $ 101,571 $ 39,000
Marshall, Tennessee 7 $ 1,101,000 $ 157,285 $ 60,000
Morgan, Tennessee 7 $ 686,000 $ 98,000 $ 53,000
Chesterfield, Virginia 7 $ 1,592,000 $ 227,428 $ 104,000
Henrico, Virginia 7 $ 1,263,000 $ 180,428 $ 113,000
Gila, Arizona 6 $ 969,000 $ 161,500 $ 54,000
Navajo, Arizona 6 $ 1,068,000 $ 178,000 $ 184,000
Butte, California 6 $ 943,000 $ 157,166 $ 52,000
Humboldt, California 6 $ 1,207,000 $ 201,166 $ 66,000
Kings, California 6 $ 985,000 $ 164,166 $ 76,000
Volusia, Florida 6 $ 1,255,000 $ 209,166 $ 150,000
Fulton, Georgia 6 $ 1,053,000 $ 175,500 $ 90,000
Champaign, Illinois 6 $ 921,000 $ 153,500 $ 68,000
Porter, Indiana 6 $ 1,258,000 $ 209,666 $ 66,000
Anoka, Minnesota 6 $ 1,420,000 $ 236,666 $ 68,000
Mecklenburg, North Carolina 6 $ 1,047,000 $ 174,500 $ 80,000
Dorchester, South Carolina 6 $ 1,266,000 $ 211,000 $ 62,000
Shelby, Tennessee 6 $ 1,432,000 $ 238,666 $ 156,000
Trousdale, Tennessee 6 $ 958,000 $ 159,666 $ 64,000
Collin, Texas 6 $ 2,116,000 $ 352,666 $ 160,000
Arlington, Virginia 6 $ 3,282,000 $ 547,000 $ 106,000
Pittsylvania, Virginia 6 $ 1,095,000 $ 182,500 $ 48,000
York, Virginia 6 $ 1,352,000 $ 225,333 $ 296,000
Oneida, Wisconsin 6 $ 761,000 $ 126,833 $ 110,000
Vilas, Wisconsin 6 $ 1,216,000 $ 202,666 $ 98,000
Calhoun, Alabama 5 $ 592,000 $ 118,400 $ 67,000
Tehama, California 5 $ 742,000 $ 148,400 $ 43,000
Pueblo, Colorado 5 $ 730,000 $ 146,000 $ 40,000
Pinellas, Florida 5 $ 1,780,000 $ 356,000 $ 160,000
DeKalb, Georgia 5 $ 719,000 $ 143,800 $ 45,000
Paulding, Georgia 5 $ 857,000 $ 171,400 $ 55,000
Scott, Minnesota 5 $ 1,731,000 $ 346,200 $ 160,000
Cannon, Tennessee 5 $ 700,000 $ 140,000 $ 69,000
Coffee, Tennessee 5 $ 530,000 $ 106,000 $ 55,000
Macon, Tennessee 5 $ 773,000 $ 154,600 $ 76,000
Polk, Tennessee 5 $ 487,000 $ 97,400 $ 33,000
Caroline, Virginia 5 $ 893,000 $ 178,600 $ 67,000
Hanover, Virginia 5 $ 1,100,000 $ 220,000 $ 52,000
Loudoun, Virginia 5 $ 1,380,000 $ 276,000 $ 141,000
Dunn, Wisconsin 5 $ 830,000 $ 166,000 $ 48,000
Jefferson, Alabama 4 $ 771,000 $ 192,750 $ 438,000
Del Norte, California 4 $ 717,000 $ 179,250 $ 69,000
Sutter, California 4 $ 914,000 $ 228,500 $ 72,000
Gunnison, Colorado 4 $ 1,611,000 $ 402,750 $ 237,000
Hillsborough, Florida 4 $ 649,000 $ 162,250 $ 39,000
Carroll, Georgia 4 $ 409,000 $ 102,250 $ 39,000
McLean, Illinois 4 $ 575,000 $ 143,750 $ 57,000
Ogle, Illinois 4 $ 443,000 $ 110,750 $ 54,000
Rock Island, Illinois 4 $ 511,000 $ 127,750 $ 57,000
St. Clair, Illinois 4 $ 605,000 $ 151,250 $ 81,000
Marion, Indiana 4 $ 583,000 $ 145,750 $ 66,000
Morgan, Indiana 4 $ 435,000 $ 108,750 $ 57,000
Harford, Maryland 4 $ 1,288,000 $ 322,000 $ 141,000
Dakota, Minnesota 4 $ 885,000 $ 221,250 $ 108,000
Goodhue, Minnesota 4 $ 729,000 $ 182,250 $ 42,000
Ramsey, Minnesota 4 $ 702,000 $ 175,500 $ 57,000
Buncombe, North Carolina 4 $ 948,000 $ 237,000 $ 249,000
Randolph, North Carolina 4 $ 448,000 $ 112,000 $ 60,000
Philadelphia, Pennsylvania 4 $ 650,000 $ 162,500 $ 81,000
Berkeley, South Carolina 4 $ 437,000 $ 109,250 $ 75,000
Fentress, Tennessee 4 $ 445,000 $ 111,250 $ 51,000
Denton, Texas 4 $ 1,491,000 $ 372,750 $ 231,000
Accomack, Virginia 4 $ 348,000 $ 87,000 $ 57,000
King George, Virginia 4 $ 875,000 $ 218,750 $ 69,000
Forest, Wisconsin 4 $ 564,000 $ 141,000 $ 120,000
Juneau, Wisconsin 4 $ 617,000 $ 154,250 $ 78,000
Lincoln, Wisconsin 4 $ 407,000 $ 101,750 $ 192,000
Cochise, Arizona 3 $ 590,000 $ 196,666 $ 56,000
Mohave, Arizona 3 $ 524,000 $ 174,666 $ 68,000
Santa Cruz, Arizona 3 $ 286,000 $ 95,333 $ 28,000
Amador, California 3 $ 886,000 $ 295,333 $ 76,000
Siskiyou, California 3 $ 556,000 $ 185,333 $ 56,000
Yuba, California 3 $ 534,000 $ 178,000 $ 72,000
Eagle, Colorado 3 $ 764,000 $ 254,666 $ 164,000
La Plata, Colorado 3 $ 334,000 $ 111,333 $ 36,000
Larimer, Colorado 3 $ 715,000 $ 238,333 $ 88,000
San Miguel, Colorado 3 $ 581,000 $ 193,666 $ 52,000
Brevard, Florida 3 $ 669,000 $ 223,000 $ 104,000
Collier, Florida 3 $ 653,000 $ 217,666 $ 160,000
Palm Beach, Florida 3 $ 528,000 $ 176,000 $ 112,000
Pasco, Florida 3 $ 734,000 $ 244,666 $ 148,000
Oconee, Georgia 3 $ 709,000 $ 236,333 $ 164,000
Sangamon, Illinois 3 $ 334,000 $ 111,333 $ 40,000
LaPorte, Indiana 3 $ 957,000 $ 319,000 $ 172,000
Marshall, Indiana 3 $ 587,000 $ 195,666 $ 148,000
Hardin, Kentucky 3 $ 400,000 $ 133,333 $ 44,000
Nelson, Kentucky 3 $ 464,000 $ 154,666 $ 44,000
Frederick, Maryland 3 $ 1,039,000 $ 346,333 $ 133,000
Prince George's, Maryland 3 $ 850,000 $ 283,333 $ 72,000
Oakland, Michigan 3 $ 644,000 $ 214,666 $ 104,000
Van Buren, Michigan 3 $ 1,183,000 $ 394,333 $ 348,000
Washtenaw, Michigan 3 $ 688,000 $ 229,333 $ 96,000
Olmsted, Minnesota 3 $ 500,000 $ 166,666 $ 56,000
St. Louis, Minnesota 3 $ 742,000 $ 247,333 $ 48,000
Robeson, North Carolina 3 $ 181,000 $ 60,333 $ 56,000
Rowan, North Carolina 3 $ 354,000 $ 118,000 $ 132,000
Surry, North Carolina 3 $ 295,000 $ 98,333 $ 48,000
Yadkin, North Carolina 3 $ 524,000 $ 174,666 $ 60,000
Richland, South Carolina 3 $ 493,000 $ 164,333 $ 68,000
Cumberland, Tennessee 3 $ 393,000 $ 131,000 $ 64,000
Grundy, Tennessee 3 $ 533,000 $ 177,666 $ 76,000
Madison, Tennessee 3 $ 362,000 $ 120,666 $ 40,000
Fort Bend, Texas 3 $ 694,000 $ 231,333 $ 140,000
Jefferson, Texas 3 $ 383,000 $ 127,666 $ 56,000
Nolan, Texas 3 $ 127,000 $ 42,333 $ 56,000
Wise, Texas 3 $ 406,000 $ 135,333 $ 64,000
Botetourt, Virginia 3 $ 425,000 $ 141,666 $ 104,000
Rockbridge, Virginia 3 $ 311,000 $ 103,666 $ 32,000
Smyth, Virginia 3 $ 262,000 $ 87,333 $ 44,000
Grant, Wisconsin 3 $ 243,000 $ 81,000 $ 32,000
La Crosse, Wisconsin 3 $ 523,000 $ 174,333 $ 76,000
Marquette, Wisconsin 3 $ 308,000 $ 102,666 $ 80,000
St. Croix, Wisconsin 3 $ 539,000 $ 179,666 $ 64,000
Vernon, Wisconsin 3 $ 266,000 $ 88,666 $ 40,000
Wood, Wisconsin 3 $ 474,000 $ 158,000 $ 96,000
Shelby, Alabama 2 $ 656,000 $ 328,000 $ 42,000
Mariposa, California 2 $ 336,000 $ 168,000 $ 72,000
Plumas, California 2 $ 378,000 $ 189,000 $ 36,000
Archuleta, Colorado 2 $ 213,000 $ 106,500 $ 30,000
Boulder, Colorado 2 $ 521,000 $ 260,500 $ 66,000
Delta, Colorado 2 $ 240,000 $ 120,000 $ 60,000
Elbert, Colorado 2 $ 610,000 $ 305,000 $ 156,000
Garfield, Colorado 2 $ 388,000 $ 194,000 $ 36,000
Montrose, Colorado 2 $ 381,000 $ 190,500 $ 60,000
Pitkin, Colorado 2 $ 1,580,000 $ 790,000 $ 552,000
Teller, Colorado 2 $ 575,000 $ 287,500 $ 126,000
Lee, Florida 2 $ 267,000 $ 133,500 $ 60,000
Clayton, Georgia 2 $ 147,000 $ 73,500 $ 42,000
Fayette, Georgia 2 $ 337,000 $ 168,500 $ 60,000
Henry, Georgia 2 $ 193,000 $ 96,500 $ 72,000
Jeff Davis, Georgia 2 $ 229,000 $ 114,500 $ 120,000
Carroll, Illinois 2 $ 347,000 $ 173,500 $ 102,000
Iroquois, Illinois 2 $ 401,000 $ 200,500 $ 96,000
Macoupin, Illinois 2 $ 287,000 $ 143,500 $ 84,000
Tazewell, Illinois 2 $ 246,000 $ 123,000 $ 84,000
Clark, Indiana 2 $ 197,000 $ 98,500 $ 42,000
Floyd, Indiana 2 $ 628,000 $ 314,000 $ 72,000
Hamilton, Indiana 2 $ 352,000 $ 176,000 $ 0
Boone, Kentucky 2 $ 390,000 $ 195,000 $ 96,000
Fayette, Kentucky 2 $ 445,000 $ 222,500 $ 36,000
Henry, Kentucky 2 $ 329,000 $ 164,500 $ 0
Knox, Kentucky 2 $ 364,000 $ 182,000 $ 72,000
Logan, Kentucky 2 $ 286,000 $ 143,000 $ 0
Scott, Kentucky 2 $ 344,000 $ 172,000 $ 0
Shelby, Kentucky 2 $ 239,000 $ 119,500 $ 66,000
Livingston, Louisiana 2 $ 678,000 $ 339,000 $ 96,000
Macomb, Michigan 2 $ 482,000 $ 241,000 $ 30,000
Monroe, Michigan 2 $ 304,000 $ 152,000 $ 48,000
Carver, Minnesota 2 $ 533,000 $ 266,500 $ 102,000
Crow Wing, Minnesota 2 $ 386,000 $ 193,000 $ 78,000
Isanti, Minnesota 2 $ 344,000 $ 172,000 $ 36,000
Brunswick, North Carolina 2 $ 246,000 $ 123,000 $ 204,000
Henderson, North Carolina 2 $ 435,000 $ 217,500 $ 66,000
Onslow, North Carolina 2 $ 269,000 $ 134,500 $ 18,000
Wake, North Carolina 2 $ 449,000 $ 224,500 $ 48,000
Clackamas, Oregon 2 $ 686,000 $ 343,000 $ 204,000
Luzerne, Pennsylvania 2 $ 110,000 $ 55,000 $ 66,000
Pickens, South Carolina 2 $ 200,000 $ 100,000 $ 42,000
Spartanburg, South Carolina 2 $ 366,000 $ 183,000 $ 96,000
Bledsoe, Tennessee 2 $ 221,000 $ 110,500 $ 90,000
Humphreys, Tennessee 2 $ 308,000 $ 154,000 $ 108,000
Jackson, Tennessee 2 $ 126,000 $ 63,000 $ 12,000
Johnson, Tennessee 2 $ 168,000 $ 84,000 $ 66,000
Meigs, Tennessee 2 $ 247,000 $ 123,500 $ 48,000
Moore, Tennessee 2 $ 318,000 $ 159,000 $ 48,000
Scott, Tennessee 2 $ 247,000 $ 123,500 $ 90,000
Warren, Tennessee 2 $ 199,000 $ 99,500 $ 12,000
Weakley, Tennessee 2 $ 326,000 $ 163,000 $ 72,000
Brazoria, Texas 2 $ 300,000 $ 150,000 $ 120,000
Ellis, Texas 2 $ 168,000 $ 84,000 $ 102,000
Erath, Texas 2 $ 305,000 $ 152,500 $ 180,000
Harrison, Texas 2 $ 482,000 $ 241,000 $ 60,000
Parker, Texas 2 $ 362,000 $ 181,000 $ 84,000
Rockwall, Texas 2 $ 421,000 $ 210,500 $ 60,000
Rusk, Texas 2 $ 144,000 $ 72,000 $ 60,000
Smith, Texas 2 $ 742,000 $ 371,000 $ 390,000
Williamson, Texas 2 $ 409,000 $ 204,500 $ 174,000
Alexandria, Virginia 2 $ 594,000 $ 297,000 $ 78,000
Dinwiddie, Virginia 2 $ 220,000 $ 110,000 $ 30,000
Fluvanna, Virginia 2 $ 212,000 $ 106,000 $ 42,000
Frederick, Virginia 2 $ 580,000 $ 290,000 $ 252,000
Gloucester, Virginia 2 $ 351,000 $ 175,500 $ 66,000
Isle of Wight, Virginia 2 $ 467,000 $ 233,500 $ 78,000
James City, Virginia 2 $ 457,000 $ 228,500 $ 84,000
Lee, Virginia 2 $ 275,000 $ 137,500 $ 48,000
Louisa, Virginia 2 $ 644,000 $ 322,000 $ 450,000
Manassas, Virginia 2 $ 494,000 $ 247,000 $ 60,000
New Kent, Virginia 2 $ 423,000 $ 211,500 $ 42,000
Radford, Virginia 2 $ 487,000 $ 243,500 $ 120,000
Richmond City, Virginia 2 $ 217,000 $ 108,500 $ 30,000
Roanoke, Virginia 2 $ 487,000 $ 243,500 $ 42,000
Wise, Virginia 2 $ 192,000 $ 96,000 $ 36,000
Barron, Wisconsin 2 $ 293,000 $ 146,500 $ 48,000
Douglas, Wisconsin 2 $ 174,000 $ 87,000 $ 36,000
Polk, Wisconsin 2 $ 353,000 $ 176,500 $ 48,000
Taylor, Wisconsin 2 $ 342,000 $ 171,000 $ 72,000
Baldwin, Alabama 1 $ 180,000 $ 180,000 $ 84,000
Chilton, Alabama 1 $ 173,000 $ 173,000 $ 96,000
Crenshaw, Alabama 1 $ 109,000 $ 109,000 $ 72,000
Hale, Alabama 1 $ 87,000 $ 87,000 $ 24,000
Lauderdale, Alabama 1 $ 140,000 $ 140,000 $ 48,000
Macon, Alabama 1 $ 150,000 $ 150,000 $ 108,000
Madison, Alabama 1 $ 168,000 $ 168,000 $ 0
St. Clair, Alabama 1 $ 143,000 $ 143,000 $ 72,000
Pope, Arkansas 1 $ 84,000 $ 84,000 $ 36,000
Trinity, California 1 $ 255,000 $ 255,000 $ 48,000
Fremont, Colorado 1 $ 117,000 $ 117,000 $ 36,000
Grand, Colorado 1 $ 410,000 $ 410,000 $ 120,000
Mesa, Colorado 1 $ 211,000 $ 211,000 $ 96,000
Park, Colorado 1 $ 188,000 $ 188,000 $ 84,000
Prowers, Colorado 1 $ 166,000 $ 166,000 $ 36,000
Rio Grande, Colorado 1 $ 167,000 $ 167,000 $ 180,000
Washington, Colorado 1 $ 95,000 $ 95,000 $ 96,000
Weld, Colorado 1 $ 138,000 $ 138,000 $ 24,000
District of Columbia, District Of Columbia 1 $ 1,880,000 $ 1,880,000 $ 757,000
Clay, Florida 1 $ 314,000 $ 314,000 $ 72,000
Columbia, Florida 1 $ 199,000 $ 199,000 $ 72,000
Leon, Florida 1 $ 218,000 $ 218,000 $ 108,000
Manatee, Florida 1 $ 284,000 $ 284,000 $ 72,000
Monroe, Florida 1 $ 928,000 $ 928,000 $ 240,000
Santa Rosa, Florida 1 $ 137,000 $ 137,000 $ 60,000
St. Johns, Florida 1 $ 215,000 $ 215,000 $ 120,000
St. Lucie, Florida 1 $ 140,000 $ 140,000 $ 24,000
Walton, Florida 1 $ 235,000 $ 235,000 $ 72,000
Berrien, Georgia 1 $ 176,000 $ 176,000 $ 96,000
Candler, Georgia 1 $ 70,000 $ 70,000 $ 84,000
Chattooga, Georgia 1 $ 79,000 $ 79,000 $ 24,000
Cherokee, Georgia 1 $ 110,000 $ 110,000 $ 36,000
Floyd, Georgia 1 $ 91,000 $ 91,000 $ 48,000
Gilmer, Georgia 1 $ 162,000 $ 162,000 $ 36,000
Glynn, Georgia 1 $ 240,000 $ 240,000 $ 108,000
Irwin, Georgia 1 $ 61,000 $ 61,000 $ 24,000
Muscogee, Georgia 1 $ 146,000 $ 146,000 $ 48,000
Newton, Georgia 1 $ 114,000 $ 114,000 $ 36,000
Upson, Georgia 1 $ 36,000 $ 36,000 $ 72,000
Maui, Hawaii 1 $ 325,000 $ 325,000 $ 48,000
Adams, Illinois 1 $ 177,000 $ 177,000 $ 48,000
Bureau, Illinois 1 $ 107,000 $ 107,000 $ 72,000
Christian, Illinois 1 $ 113,000 $ 113,000 $ 84,000
Clinton, Illinois 1 $ 127,000 $ 127,000 $ 36,000
Coles, Illinois 1 $ 131,000 $ 131,000 $ 84,000
Effingham, Illinois 1 $ 144,000 $ 144,000 $ 576,000
Fulton, Illinois 1 $ 150,000 $ 150,000 $ 48,000
Hancock, Illinois 1 $ 162,000 $ 162,000 $ 24,000
Henry, Illinois 1 $ 306,000 $ 306,000 $ 144,000
Jackson, Illinois 1 $ 184,000 $ 184,000 $ 0
Johnson, Illinois 1 $ 119,000 $ 119,000 $ 48,000
Knox, Illinois 1 $ 117,000 $ 117,000 $ 0
Logan, Illinois 1 $ 141,000 $ 141,000 $ 72,000
Marshall, Illinois 1 $ 169,000 $ 169,000 $ 72,000
Massac, Illinois 1 $ 162,000 $ 162,000 $ 60,000
Pulaski, Illinois 1 $ 85,000 $ 85,000 $ 120,000
Shelby, Illinois 1 $ 133,000 $ 133,000 $ 72,000
Stephenson, Illinois 1 $ 193,000 $ 193,000 $ 144,000
Warren, Illinois 1 $ 135,000 $ 135,000 $ 0
Williamson, Illinois 1 $ 85,000 $ 85,000 $ 60,000
Allen, Indiana 1 $ 156,000 $ 156,000 $ 0
Daviess, Indiana 1 $ 153,000 $ 153,000 $ 0
Johnson, Indiana 1 $ 133,000 $ 133,000 $ 36,000
Monroe, Indiana 1 $ 69,000 $ 69,000 $ 24,000
Randolph, Indiana 1 $ 173,000 $ 173,000 $ 60,000
St. Joseph, Indiana 1 $ 101,000 $ 101,000 $ 24,000
Starke, Indiana 1 $ 207,000 $ 207,000 $ 120,000
White, Indiana 1 $ 81,000 $ 81,000 $ 144,000
Breckinridge, Kentucky 1 $ 147,000 $ 147,000 $ 60,000
Clay, Kentucky 1 $ 130,000 $ 130,000 $ 0
Harlan, Kentucky 1 $ 110,000 $ 110,000 $ 48,000
Kenton, Kentucky 1 $ 210,000 $ 210,000 $ 60,000
Laurel, Kentucky 1 $ 209,000 $ 209,000 $ 0
Meade, Kentucky 1 $ 133,000 $ 133,000 $ 72,000
Owen, Kentucky 1 $ 258,000 $ 258,000 $ 120,000
Taylor, Kentucky 1 $ 128,000 $ 128,000 $ 0
Warren, Kentucky 1 $ 255,000 $ 255,000 $ 84,000
Lafayette, Louisiana 1 $ 95,000 $ 95,000 $ 48,000
Baltimore, Maryland 1 $ 392,000 $ 392,000 $ 168,000
Cecil, Maryland 1 $ 154,000 $ 154,000 $ 48,000
Montgomery, Maryland 1 $ 441,000 $ 441,000 $ 372,000
Alger, Michigan 1 $ 360,000 $ 360,000 $ 1,800,000
Allegan, Michigan 1 $ 132,000 $ 132,000 $ 72,000
Chippewa, Michigan 1 $ 198,000 $ 198,000 $ 72,000
Gogebic, Michigan 1 $ 65,000 $ 65,000 $ 60,000
Kalamazoo, Michigan 1 $ 118,000 $ 118,000 $ 84,000
Kent, Michigan 1 $ 60,000 $ 60,000 $ 72,000
Livingston, Michigan 1 $ 137,000 $ 137,000 $ 108,000
Muskegon, Michigan 1 $ 169,000 $ 169,000 $ 108,000
Ontonagon, Michigan 1 $ 63,000 $ 63,000 $ 24,000
Ottawa, Michigan 1 $ 206,000 $ 206,000 $ 96,000
St. Clair, Michigan 1 $ 207,000 $ 207,000 $ 96,000
Wayne, Michigan 1 $ 100,000 $ 100,000 $ 132,000
Chisago, Minnesota 1 $ 100,000 $ 100,000 $ 48,000
Clay, Minnesota 1 $ 202,000 $ 202,000 $ 96,000
Dodge, Minnesota 1 $ 130,000 $ 130,000 $ 132,000
Douglas, Minnesota 1 $ 110,000 $ 110,000 $ 36,000
Lyon, Minnesota 1 $ 175,000 $ 175,000 $ 84,000
Mower, Minnesota 1 $ 140,000 $ 140,000 $ 48,000
Otter Tail, Minnesota 1 $ 332,000 $ 332,000 $ 60,000
Stearns, Minnesota 1 $ 346,000 $ 346,000 $ 120,000
Wright, Minnesota 1 $ 303,000 $ 303,000 $ 72,000
Oktibbeha, Mississippi 1 $ 80,000 $ 80,000 $ 60,000
Washoe, Nevada 1 $ 210,000 $ 210,000 $ 48,000
Alamance, North Carolina 1 $ 143,000 $ 143,000 $ 48,000
Beaufort, North Carolina 1 $ 114,000 $ 114,000 $ 60,000
Cabarrus, North Carolina 1 $ 176,000 $ 176,000 $ 0
Caswell, North Carolina 1 $ 135,000 $ 135,000 $ 36,000
Catawba, North Carolina 1 $ 78,000 $ 78,000 $ 72,000
Chatham, North Carolina 1 $ 114,000 $ 114,000 $ 24,000
Cleveland, North Carolina 1 $ 220,000 $ 220,000 $ 60,000
Cumberland, North Carolina 1 $ 128,000 $ 128,000 $ 48,000
Currituck, North Carolina 1 $ 312,000 $ 312,000 $ 60,000
Dare, North Carolina 1 $ 228,000 $ 228,000 $ 120,000
Duplin, North Carolina 1 $ 75,000 $ 75,000 $ 36,000
Durham, North Carolina 1 $ 89,000 $ 89,000 $ 24,000
Johnston, North Carolina 1 $ 153,000 $ 153,000 $ 36,000
Lee, North Carolina 1 $ 109,000 $ 109,000 $ 24,000
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Mortgage Loan Application Detail Totals for Peoples Home Equity in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 9,420 $1,846,712,000 $196,000 $3,000,000 $79,000 $4,272,000
Refinancing 8,836 $2,166,512,000 $245,000 $3,005,000 $85,000 $3,000,000
Home Improvement 3 $660,000 $220,000 $476,000 $93,000 $154,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 13,713 $3,029,058,000 $220,000 $3,005,000 $85,000 $4,272,000
Hispanic 2,303 $491,229,000 $213,000 $1,080,000 $67,000 $3,000,000
Black or African American 991 $174,326,000 $175,000 $672,000 $60,000 $492,000
Not Provided 604 $127,338,000 $210,000 $1,980,000 $82,000 $1,512,000
Asian 580 $174,475,000 $300,000 $1,850,000 $111,000 $1,044,000
Native Hawaiian or Other Pacific Islander 40 $11,063,000 $276,000 $626,000 $101,000 $612,000
American Indian or Alaskan Native 28 $6,395,000 $228,000 $638,000 $66,000 $240,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,091 $2,470,212,000 $244,000 $3,005,000 $103,000 $4,272,000
FHA-insured (Federal Housing Administration) 5,977 $1,108,073,000 $185,000 $765,000 $55,000 $1,560,000
VA-guaranteed (Veterans Administration) 1,369 $330,791,000 $241,000 $1,200,000 $72,000 $372,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 822 $104,808,000 $127,000 $337,000 $45,000 $132,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 11,435 $2,391,137,000 $209,000 $1,729,000 $81,000 $4,272,000
Application Withdrawn By Applicant 5,916 $1,450,002,000 $245,000 $3,005,000 $86,000 $3,000,000
Application Denied By Financial Institution 874 $158,525,000 $181,000 $1,945,000 $66,000 $1,560,000
Preapproval Approved but not Accepted 32 $13,759,000 $429,000 $3,000,000 $160,000 $1,596,000
Preapproval Denied by Financial Institution 2 $461,000 $230,000 $265,000 $72,000 $108,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 404 $75,130,000 $185,000 $835,000 $64,000 $1,560,000
Debt-To-Income Ratio 130 $27,820,000 $214,000 $1,945,000 $59,000 $444,000
Other 125 $17,296,000 $138,000 $385,000 $69,000 $564,000
Collateral 104 $17,233,000 $165,000 $1,000,000 $81,000 $1,056,000
Employment History 35 $5,588,000 $159,000 $312,000 $53,000 $144,000
Insufficient Cash (Downpayment, Closing Cost) 31 $7,164,000 $231,000 $1,452,000 $81,000 $396,000
Unverifiable Information 28 $4,783,000 $170,000 $312,000 $64,000 $168,000
Credit Application Incomplete 19 $3,972,000 $209,000 $900,000 $77,000 $276,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Home Equity's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Peoples Home Equity's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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