Phh Home Loans, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Phh Home Loans, Llc 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Phh Home Loans, Llc 1 Mortgage Way 2Nd Floor Mt Laurel, NJ 08054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 12,108 |
| Total Mortgage Loan Application Amount | $2,249,810,000 |
| Average Mortgage Loan Application Amount | $197,863 |
| Highest Mortgage Loan Application Amount | $2,118,000 |
| Average Applicant Income | $95,473 |
| Highest Applicant Income | $4,109,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Phh Home Loans, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Phh Home Loans, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Phh Home Loans, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Phh Home Loans, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Phh Home Loans, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Phh Home Loans, Llc's mortgage activity for 2005.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,175 | $ 182,249,000 | $ 155,000 | $ 89,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,053 | $ 203,339,000 | $ 193,000 | $ 85,000 |
| ORLANDO, FL | 739 | $ 136,467,000 | $ 184,000 | $ 87,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 733 | $ 149,820,000 | $ 204,000 | $ 103,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 540 | $ 112,410,000 | $ 208,000 | $ 93,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 480 | $ 101,312,000 | $ 211,000 | $ 76,000 |
| ST. LOUIS, MO-IL | 391 | $ 49,609,000 | $ 126,000 | $ 66,000 |
| BALTIMORE-TOWSON, MD | 379 | $ 70,460,000 | $ 185,000 | $ 92,000 |
| TUCSON, AZ | 346 | $ 55,952,000 | $ 161,000 | $ 82,000 |
| SARASOTA-BRADENTON-VENICE, FL | 344 | $ 79,817,000 | $ 232,000 | $ 96,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 342 | $ 82,040,000 | $ 239,000 | $ 128,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 338 | $ 52,724,000 | $ 155,000 | $ 81,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 337 | $ 69,829,000 | $ 207,000 | $ 93,000 |
| LAKELAND, FL | 286 | $ 34,769,000 | $ 121,000 | $ 77,000 |
| NEWARK-UNION, NJ-PA | 282 | $ 83,533,000 | $ 296,000 | $ 144,000 |
| PITTSBURGH, PA | 239 | $ 27,609,000 | $ 115,000 | $ 71,000 |
| DALLAS-PLANO-IRVING, TX | 237 | $ 31,539,000 | $ 133,000 | $ 83,000 |
| DENVER-AURORA, CO | 226 | $ 39,818,000 | $ 176,000 | $ 101,000 |
| COLUMBUS, OH | 154 | $ 18,497,000 | $ 120,000 | $ 60,000 |
| CAPE CORAL-FORT MYERS, FL | 141 | $ 27,816,000 | $ 197,000 | $ 89,000 |
| EDISON, NJ | 136 | $ 32,228,000 | $ 236,000 | $ 107,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 129 | $ 16,296,000 | $ 126,000 | $ 79,000 |
| FORT WORTH-ARLINGTON, TX | 120 | $ 14,479,000 | $ 120,000 | $ 104,000 |
| NAPLES-MARCO ISLAND, FL | 100 | $ 21,606,000 | $ 216,000 | $ 154,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 95 | $ 29,204,000 | $ 307,000 | $ 122,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 66 | $ 21,606,000 | $ 327,000 | $ 117,000 |
| HARRISBURG-CARLISLE, PA | 63 | $ 8,318,000 | $ 132,000 | $ 59,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 62 | $ 8,402,000 | $ 135,000 | $ 87,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 55 | $ 10,267,000 | $ 186,000 | $ 86,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 54 | $ 15,149,000 | $ 280,000 | $ 211,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 52 | $ 15,508,000 | $ 298,000 | $ 85,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 51 | $ 9,058,000 | $ 177,000 | $ 83,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 48 | $ 7,928,000 | $ 165,000 | $ 84,000 |
| CAMDEN, NJ | 46 | $ 9,112,000 | $ 198,000 | $ 90,000 |
| JACKSONVILLE, FL | 46 | $ 7,156,000 | $ 155,000 | $ 156,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 39 | $ 10,183,000 | $ 261,000 | $ 114,000 |
| GARY, IN | 36 | $ 4,150,000 | $ 115,000 | $ 92,000 |
| YORK-HANOVER, PA | 36 | $ 5,367,000 | $ 149,000 | $ 82,000 |
| COLORADO SPRINGS, CO | 33 | $ 5,848,000 | $ 177,000 | $ 75,000 |
| NEW HAVEN-MILFORD, CT | 32 | $ 7,183,000 | $ 224,000 | $ 110,000 |
| PHILADELPHIA, PA | 30 | $ 5,847,000 | $ 194,000 | $ 270,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 29 | $ 7,400,000 | $ 255,000 | $ 128,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 29 | $ 4,618,000 | $ 159,000 | $ 62,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 27 | $ 4,857,000 | $ 179,000 | $ 67,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 27 | $ 15,852,000 | $ 587,000 | $ 216,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 26 | $ 4,238,000 | $ 163,000 | $ 77,000 |
| TRENTON-EWING, NJ | 25 | $ 5,807,000 | $ 232,000 | $ 112,000 |
| FORT COLLINS-LOVELAND, CO | 23 | $ 3,967,000 | $ 172,000 | $ 92,000 |
| BOULDER, CO | 21 | $ 4,054,000 | $ 193,000 | $ 92,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 21 | $ 8,929,000 | $ 425,000 | $ 194,000 |
| ROCHESTER, MN | 21 | $ 3,127,000 | $ 148,000 | $ 50,000 |
| AUSTIN-ROUND ROCK, TX | 19 | $ 3,158,000 | $ 166,000 | $ 92,000 |
| PRESCOTT, AZ | 18 | $ 2,538,000 | $ 141,000 | $ 56,000 |
| MEMPHIS, TN-MS-AR | 17 | $ 2,626,000 | $ 154,000 | $ 102,000 |
| KANKAKEE-BRADLEY, IL | 16 | $ 2,011,000 | $ 125,000 | $ 41,000 |
| RALEIGH-CARY, NC | 16 | $ 3,579,000 | $ 223,000 | $ 99,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 15 | $ 2,801,000 | $ 186,000 | $ 99,000 |
| BIRMINGHAM-HOOVER, AL | 14 | $ 2,201,000 | $ 157,000 | $ 99,000 |
| OCALA, FL | 14 | $ 1,712,000 | $ 122,000 | $ 75,000 |
| GREENVILLE, SC | 13 | $ 2,325,000 | $ 178,000 | $ 85,000 |
| BOISE CITY-NAMPA, ID | 12 | $ 2,481,000 | $ 206,000 | $ 131,000 |
| HUNTSVILLE, AL | 12 | $ 2,146,000 | $ 178,000 | $ 87,000 |
| KNOXVILLE, TN | 12 | $ 1,850,000 | $ 154,000 | $ 64,000 |
| MANCHESTER-NASHUA, NH | 12 | $ 2,238,000 | $ 186,000 | $ 107,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 12 | $ 2,293,000 | $ 191,000 | $ 88,000 |
| PUNTA GORDA, FL | 12 | $ 1,636,000 | $ 136,000 | $ 163,000 |
| ST. CLOUD, MN | 12 | $ 2,011,000 | $ 167,000 | $ 46,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 11 | $ 2,150,000 | $ 195,000 | $ 132,000 |
| INDIANAPOLIS, IN | 11 | $ 1,559,000 | $ 141,000 | $ 80,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 11 | $ 2,841,000 | $ 258,000 | $ 123,000 |
| SALT LAKE CITY, UT | 11 | $ 1,639,000 | $ 149,000 | $ 118,000 |
| SAN ANTONIO, TX | 11 | $ 1,422,000 | $ 129,000 | $ 69,000 |
| DAYTON, OH | 10 | $ 1,746,000 | $ 174,000 | $ 117,000 |
| GREELEY, CO | 10 | $ 2,187,000 | $ 218,000 | $ 100,000 |
| MICHIGAN CITY-LA PORTE, IN | 10 | $ 907,000 | $ 90,000 | $ 55,000 |
| OKLAHOMA CITY, OK | 10 | $ 1,454,000 | $ 145,000 | $ 62,000 |
| ALBUQUERQUE, NM | 9 | $ 1,355,000 | $ 150,000 | $ 94,000 |
| FORT WAYNE, IN | 9 | $ 1,806,000 | $ 200,000 | $ 108,000 |
| GAINESVILLE, FL | 9 | $ 847,000 | $ 94,000 | $ 261,000 |
| LEBANON, PA | 9 | $ 1,132,000 | $ 125,000 | $ 53,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 9 | $ 2,246,000 | $ 249,000 | $ 107,000 |
| GRAND RAPIDS-WYOMING, MI | 8 | $ 864,000 | $ 108,000 | $ 93,000 |
| LOUISVILLE, KY-IN | 8 | $ 1,341,000 | $ 167,000 | $ 89,000 |
| SALISBURY, MD | 8 | $ 1,197,000 | $ 149,000 | $ 75,000 |
| SCRANTON--WILKES-BARRE, PA | 8 | $ 1,120,000 | $ 140,000 | $ 74,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 7 | $ 1,547,000 | $ 221,000 | $ 98,000 |
| EVANSVILLE, IN-KY | 7 | $ 1,202,000 | $ 171,000 | $ 119,000 |
| FAYETTEVILLE, NC | 7 | $ 1,021,000 | $ 145,000 | $ 77,000 |
| IDAHO FALLS, ID | 7 | $ 866,000 | $ 123,000 | $ 87,000 |
| MCALLEN-EDINBURG-PHARR, TX | 7 | $ 765,000 | $ 109,000 | $ 82,000 |
| TALLAHASSEE, FL | 7 | $ 908,000 | $ 129,000 | $ 109,000 |
| TULSA, OK | 7 | $ 795,000 | $ 113,000 | $ 64,000 |
| BATON ROUGE, LA | 6 | $ 692,000 | $ 115,000 | $ 138,000 |
| CHATTANOOGA, TN-GA | 6 | $ 494,000 | $ 82,000 | $ 60,000 |
| ERIE, PA | 6 | $ 1,066,000 | $ 177,000 | $ 85,000 |
| GREENSBORO-HIGH POINT, NC | 6 | $ 1,219,000 | $ 203,000 | $ 80,000 |
| JACKSON, MS | 6 | $ 963,000 | $ 160,000 | $ 95,000 |
| KANSAS CITY, MO-KS | 6 | $ 1,349,000 | $ 224,000 | $ 112,000 |
| LEXINGTON-FAYETTE, KY | 6 | $ 747,000 | $ 124,000 | $ 67,000 |
| MACON, GA | 6 | $ 916,000 | $ 152,000 | $ 65,000 |
| MORRISTOWN, TN | 6 | $ 1,563,000 | $ 260,000 | $ 160,000 |
| READING, PA | 6 | $ 1,252,000 | $ 208,000 | $ 122,000 |
| SPRINGFIELD, MO | 6 | $ 787,000 | $ 131,000 | $ 71,000 |
| TOLEDO, OH | 6 | $ 937,000 | $ 156,000 | $ 77,000 |
| VERO BEACH, FL | 6 | $ 900,000 | $ 150,000 | $ 110,000 |
| WILMINGTON, DE-MD-NJ | 6 | $ 1,136,000 | $ 189,000 | $ 77,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 5 | $ 994,000 | $ 198,000 | $ 63,000 |
| COLUMBIA, SC | 5 | $ 1,117,000 | $ 223,000 | $ 99,000 |
| EL PASO, TX | 5 | $ 1,144,000 | $ 228,000 | $ 131,000 |
| MIDLAND, TX | 5 | $ 749,000 | $ 149,000 | $ 85,000 |
| OGDEN-CLEARFIELD, UT | 5 | $ 676,000 | $ 135,000 | $ 71,000 |
| RACINE, WI | 5 | $ 802,000 | $ 160,000 | $ 65,000 |
| SAVANNAH, GA | 5 | $ 576,000 | $ 115,000 | $ 97,000 |
| TERRE HAUTE, IN | 5 | $ 522,000 | $ 104,000 | $ 73,000 |
| VALLEJO-FAIRFIELD, CA | 5 | $ 2,056,000 | $ 411,000 | $ 133,000 |
| WINSTON-SALEM, NC | 5 | $ 599,000 | $ 119,000 | $ 58,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 5 | $ 750,000 | $ 150,000 | $ 109,000 |
| AKRON, OH | 4 | $ 458,000 | $ 114,000 | $ 94,000 |
| APPLETON, WI | 4 | $ 601,000 | $ 150,000 | $ 116,000 |
| DES MOINES, IA | 4 | $ 750,000 | $ 187,000 | $ 102,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 4 | $ 510,000 | $ 127,000 | $ 86,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 4 | $ 356,000 | $ 89,000 | $ 151,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 4 | $ 589,000 | $ 147,000 | $ 72,000 |
| OCEAN CITY, NJ | 4 | $ 528,000 | $ 132,000 | $ 94,000 |
| PANAMA CITY-LYNN HAVEN, FL | 4 | $ 537,000 | $ 134,000 | $ 46,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 4 | $ 713,000 | $ 178,000 | $ 72,000 |
| ASHEVILLE, NC | 3 | $ 725,000 | $ 241,000 | $ 198,000 |
| ATLANTIC CITY, NJ | 3 | $ 691,000 | $ 230,000 | $ 75,000 |
| BAKERSFIELD, CA | 3 | $ 512,000 | $ 170,000 | $ 105,000 |
| BEAUMONT-PORT ARTHUR, TX | 3 | $ 391,000 | $ 130,000 | $ 83,000 |
| CHEYENNE, WY | 3 | $ 830,000 | $ 276,000 | $ 75,000 |
| COLUMBUS, GA-AL | 3 | $ 435,000 | $ 145,000 | $ 50,000 |
| CORPUS CHRISTI, TX | 3 | $ 420,000 | $ 140,000 | $ 68,000 |
| DECATUR, AL | 3 | $ 303,000 | $ 101,000 | $ 103,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 3 | $ 1,152,000 | $ 384,000 | $ 170,000 |
| EAU CLAIRE, WI | 3 | $ 307,000 | $ 102,000 | $ 68,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 3 | $ 902,000 | $ 300,000 | $ 99,000 |
| JACKSON, TN | 3 | $ 275,000 | $ 91,000 | $ 66,000 |
| LANCASTER, PA | 3 | $ 703,000 | $ 234,000 | $ 122,000 |
| LINCOLN, NE | 3 | $ 447,000 | $ 149,000 | $ 79,000 |
| MOBILE, AL | 3 | $ 268,000 | $ 89,000 | $ 65,000 |
| MONROE, LA | 3 | $ 350,000 | $ 116,000 | $ 68,000 |
| MUSKEGON-NORTON SHORES, MI | 3 | $ 518,000 | $ 172,000 | $ 92,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 3 | $ 1,110,000 | $ 370,000 | $ 110,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 3 | $ 1,592,000 | $ 530,000 | $ 145,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 3 | $ 535,000 | $ 178,000 | $ 86,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 3 | $ 664,000 | $ 221,000 | $ 75,000 |
| RICHMOND, VA | 3 | $ 784,000 | $ 261,000 | $ 109,000 |
| ROCKFORD, IL | 3 | $ 295,000 | $ 98,000 | $ 64,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 3 | $ 611,000 | $ 203,000 | $ 101,000 |
| SHREVEPORT-BOSSIER CITY, LA | 3 | $ 329,000 | $ 109,000 | $ 72,000 |
| TOPEKA, KS | 3 | $ 393,000 | $ 131,000 | $ 90,000 |
| WILMINGTON, NC | 3 | $ 519,000 | $ 173,000 | $ 93,000 |
| ANCHORAGE, AK | 2 | $ 563,000 | $ 281,000 | $ 90,000 |
| ATHENS-CLARKE COUNTY, GA | 2 | $ 200,000 | $ 100,000 | $ 77,000 |
| BRUNSWICK, GA | 2 | $ 388,000 | $ 194,000 | $ 82,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 2 | $ 766,000 | $ 383,000 | $ 138,000 |
| CHICO, CA | 2 | $ 379,000 | $ 189,000 | $ 163,000 |
| CLEVELAND, TN | 2 | $ 151,000 | $ 75,000 | $ 97,000 |
| COLUMBUS, IN | 2 | $ 190,000 | $ 95,000 | $ 74,000 |
| CUMBERLAND, MD-WV | 2 | $ 100,000 | $ 50,000 | $ 72,000 |
| DOTHAN, AL | 2 | $ 292,000 | $ 146,000 | $ 64,000 |
| FLAGSTAFF, AZ | 2 | $ 418,000 | $ 209,000 | $ 97,000 |
| FLORENCE, SC | 2 | $ 392,000 | $ 196,000 | $ 110,000 |
| GAINESVILLE, GA | 2 | $ 210,000 | $ 105,000 | $ 106,000 |
| GREAT FALLS, MT | 2 | $ 230,000 | $ 115,000 | $ 70,000 |
| GREENVILLE, NC | 2 | $ 328,000 | $ 164,000 | $ 73,000 |
| GULFPORT-BILOXI, MS | 2 | $ 340,000 | $ 170,000 | $ 60,000 |
| HICKORY-LENOIR-MORGANTON, NC | 2 | $ 268,000 | $ 134,000 | $ 98,000 |
| HONOLULU, HI | 2 | $ 532,000 | $ 266,000 | $ 67,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 2 | $ 298,000 | $ 149,000 | $ 113,000 |
| JOPLIN, MO | 2 | $ 183,000 | $ 91,000 | $ 111,000 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 249,000 | $ 124,000 | $ 65,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 2 | $ 175,000 | $ 87,000 | $ 77,000 |
| LAFAYETTE, IN | 2 | $ 258,000 | $ 129,000 | $ 77,000 |
| LAWTON, OK | 2 | $ 67,000 | $ 33,000 | $ 68,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 2 | $ 417,000 | $ 208,000 | $ 75,000 |
| MADISON, WI | 2 | $ 223,000 | $ 111,000 | $ 119,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 2 | $ 731,000 | $ 365,000 | $ 241,000 |
| SANTA FE, NM | 2 | $ 397,000 | $ 198,000 | $ 54,000 |
| SHEBOYGAN, WI | 2 | $ 216,000 | $ 108,000 | $ 43,000 |
| STOCKTON, CA | 2 | $ 518,000 | $ 259,000 | $ 174,000 |
| TYLER, TX | 2 | $ 328,000 | $ 164,000 | $ 56,000 |
| VISALIA-PORTERVILLE, CA | 2 | $ 259,000 | $ 129,000 | $ 94,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 2 | $ 485,000 | $ 242,000 | $ 112,000 |
| WICHITA, KS | 2 | $ 368,000 | $ 184,000 | $ 108,000 |
| YUMA, AZ | 2 | $ 156,000 | $ 78,000 | $ 44,000 |
| ALBANY, GA | 1 | $ 139,000 | $ 139,000 | $ 62,000 |
| ALEXANDRIA, LA | 1 | $ 93,000 | $ 93,000 | $ 46,000 |
| ANNISTON-OXFORD, AL | 1 | $ 101,000 | $ 101,000 | $ 94,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 267,000 | $ 267,000 | $ 116,000 |
| BANGOR, ME | 1 | $ 66,000 | $ 66,000 | $ 56,000 |
| BILLINGS, MT | 1 | $ 199,000 | $ 199,000 | $ 65,000 |
| BLOOMINGTON, IN | 1 | $ 116,000 | $ 116,000 | $ 50,000 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 59,000 | $ 59,000 | $ 60,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 214,000 | $ 214,000 | $ 0 |
| CHARLESTON, WV | 1 | $ 77,000 | $ 77,000 | $ 60,000 |
| DECATUR, IL | 1 | $ 221,000 | $ 221,000 | $ 71,000 |
| DOVER, DE | 1 | $ 180,000 | $ 180,000 | $ 107,000 |
| DULUTH, MN-WI | 1 | $ 280,000 | $ 280,000 | $ 119,000 |
| ELKHART-GOSHEN, IN | 1 | $ 171,000 | $ 171,000 | $ 80,000 |
| FLINT, MI | 1 | $ 176,000 | $ 176,000 | $ 112,000 |
| GRAND FORKS, ND-MN | 1 | $ 158,000 | $ 158,000 | $ 94,000 |
| GRAND JUNCTION, CO | 1 | $ 197,000 | $ 197,000 | $ 76,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 1 | $ 416,000 | $ 416,000 | $ 140,000 |
| HOT SPRINGS, AR | 1 | $ 50,000 | $ 50,000 | $ 95,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 1 | $ 177,000 | $ 177,000 | $ 75,000 |
| JOHNSTOWN, PA | 1 | $ 84,000 | $ 84,000 | $ 45,000 |
| LAFAYETTE, LA | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| LAREDO, TX | 1 | $ 123,000 | $ 123,000 | $ 51,000 |
| LAS CRUCES, NM | 1 | $ 233,000 | $ 233,000 | $ 110,000 |
| LAWRENCE, KS | 1 | $ 180,000 | $ 180,000 | $ 125,000 |
| LYNCHBURG, VA | 1 | $ 175,000 | $ 175,000 | $ 30,000 |
| MEDFORD, OR | 1 | $ 175,000 | $ 175,000 | $ 140,000 |
| MODESTO, CA | 1 | $ 300,000 | $ 300,000 | $ 68,000 |
| MONTGOMERY, AL | 1 | $ 344,000 | $ 344,000 | $ 107,000 |
| MORGANTOWN, WV | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 600,000 | $ 600,000 | $ 335,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 310,000 | $ 310,000 | $ 90,000 |
| PEORIA, IL | 1 | $ 108,000 | $ 108,000 | $ 85,000 |
| PUEBLO, CO | 1 | $ 140,000 | $ 140,000 | $ 50,000 |
| REDDING, CA | 1 | $ 203,000 | $ 203,000 | $ 60,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 267,000 | $ 267,000 | $ 95,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 1 | $ 347,000 | $ 347,000 | $ 189,000 |
| SALEM, OR | 1 | $ 164,000 | $ 164,000 | $ 72,000 |
| SALINAS, CA | 1 | $ 980,000 | $ 980,000 | $ 269,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 1 | $ 237,000 | $ 237,000 | $ 75,000 |
| SHERMAN-DENISON, TX | 1 | $ 24,000 | $ 24,000 | $ 310,000 |
| SIOUX CITY, IA-NE-SD | 1 | $ 117,000 | $ 117,000 | $ 34,000 |
| SPRINGFIELD, OH | 1 | $ 142,000 | $ 142,000 | $ 26,000 |
| ST. JOSEPH, MO-KS | 1 | $ 206,000 | $ 206,000 | $ 279,000 |
| TEXARKANA, TX-TEXARKANA, AR | 1 | $ 25,000 | $ 25,000 | $ 114,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 1 | $ 242,000 | $ 242,000 | $ 0 |
| WACO, TX | 1 | $ 50,000 | $ 50,000 | $ 92,000 |
| WINCHESTER, VA-WV | 1 | $ 347,000 | $ 347,000 | $ 192,000 |
| YUBA CITY, CA | 1 | $ 150,000 | $ 150,000 | $ 50,000 |
Mortgage Loan Application Detail Totals for Phh Home Loans, Llc in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 10,651 | $1,940,628,000 | $188,083 | $1,944,000 | $92,979 | $4,109,000 |
| Refinancing | 1,405 | $296,210,000 | $201,218 | $2,118,000 | $93,531 | $1,050,000 |
| Home Improvement | 52 | $12,972,000 | $222,000 | $878,000 | $107,600 | $1,767,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,630 | $1,607,012,000 | $190,382 | $2,118,000 | $95,978 | $1,982,000 |
| Not Provided | 1,548 | $300,056,000 | $178,166 | $1,944,000 | $89,527 | $4,109,000 |
| Hispanic | 973 | $175,837,000 | $180,206 | $1,000,000 | $90,103 | $610,000 |
| Black or African American | 609 | $94,974,000 | $169,428 | $949,000 | $84,821 | $495,000 |
| Asian | 291 | $61,494,000 | $212,285 | $1,000,000 | $90,047 | $540,000 |
| American Indian or Alaskan Native | 41 | $7,397,000 | $193,266 | $616,000 | $84,333 | $277,000 |
| Native Hawaiian or Other Pacific Islander | 16 | $3,040,000 | $225,500 | $592,000 | $97,500 | $410,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,900 | $2,214,908,000 | $188,541 | $2,118,000 | $95,000 | $4,109,000 |
| VA-guaranteed (Veterans Administration) | 113 | $22,282,000 | $195,857 | $357,000 | $73,000 | $154,000 |
| FHA-insured (Federal Housing Administration) | 95 | $12,620,000 | $139,789 | $387,000 | $54,947 | $444,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,871 | $1,800,378,000 | $188,574 | $2,118,000 | $93,659 | $4,109,000 |
| Application Withdrawn By Applicant | 1,135 | $243,270,000 | $209,189 | $1,944,000 | $104,729 | $1,982,000 |
| Application Approved But Not Accepted | 619 | $116,729,000 | $189,783 | $999,000 | $91,702 | $1,767,000 |
| Application Denied By Financial Institution | 470 | $87,405,000 | $168,076 | $850,000 | $76,615 | $587,000 |
| File Closed For Incompleteness | 11 | $1,632,000 | $166,500 | $242,000 | $84,666 | $128,000 |
| Preapproval Approved but not Accepted | 2 | $396,000 | $198,000 | $360,000 | $108,000 | $130,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 120 | $20,557,000 | $158,611 | $800,000 | $89,722 | $360,000 |
| Debt-To-Income Ratio | 112 | $23,735,000 | $206,875 | $850,000 | $71,250 | $587,000 |
| Credit History | 97 | $16,450,000 | $171,421 | $761,000 | $68,789 | $444,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 43 | $8,585,000 | $189,500 | $562,000 | $54,187 | $190,000 |
| Other | 39 | $7,267,000 | $173,538 | $800,000 | $111,692 | $470,000 |
| Credit Application Incomplete | 39 | $7,299,000 | $231,846 | $714,000 | $88,000 | $300,000 |
| Unverifiable Information | 12 | $2,361,000 | $222,714 | $425,000 | $99,428 | $226,000 |
| Employment History | 8 | $1,151,000 | $136,000 | $239,000 | $57,800 | $100,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Phh Home Loans, Llc's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Phh Home Loans, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.