Phh Home Loans, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005

Phh Home Loans, Llc 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Phh Home Loans, Llc
1 Mortgage Way 2Nd Floor
Mt Laurel, NJ 08054
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  
Total Number of Mortgage Applications 12,108
Total Mortgage Loan Application Amount $2,249,810,000
Average Mortgage Loan Application Amount $197,863
Highest Mortgage Loan Application Amount $2,118,000
Average Applicant Income $95,473
Highest Applicant Income $4,109,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Phh Home Loans, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Phh Home Loans, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2005 breaks down Phh Home Loans, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Phh Home Loans, Llc serves its applicants.

Each category highlights the total number of mortgage applications processed by Phh Home Loans, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Phh Home Loans, Llc's mortgage activity for 2005.

Mortgage Loan Application Totals for Phh Home Loans, Llc by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa County Arizona 1,007 $ 195,772,000 $ 194,000 $ 88,000
Broward County Florida 733 $ 149,820,000 $ 204,000 $ 103,000
Hillsborough County Florida 602 $ 95,419,000 $ 158,000 $ 93,000
Palm Beach County Florida 540 $ 112,410,000 $ 208,000 $ 93,000
Orange County Florida 449 $ 88,081,000 $ 196,000 $ 95,000
Pinellas County Florida 430 $ 64,522,000 $ 150,000 $ 95,000
Pima County Arizona 346 $ 55,952,000 $ 161,000 $ 82,000
Miami-Dade County Florida 342 $ 82,040,000 $ 239,000 $ 128,000
Polk County Florida 286 $ 34,769,000 $ 121,000 $ 77,000
Cook County Illinois 218 $ 48,750,000 $ 223,000 $ 86,000
Sarasota County Florida 214 $ 50,098,000 $ 234,000 $ 98,000
Seminole County Florida 202 $ 34,476,000 $ 170,000 $ 83,000
St. Louis County Missouri 192 $ 25,947,000 $ 135,000 $ 74,000
Hennepin County Minnesota 189 $ 42,714,000 $ 226,000 $ 96,000
Allegheny County Pennsylvania 161 $ 17,145,000 $ 106,000 $ 62,000
Lee County Florida 141 $ 27,816,000 $ 197,000 $ 89,000
Manatee County Florida 130 $ 29,719,000 $ 228,000 $ 94,000
Pasco County Florida 129 $ 20,086,000 $ 155,000 $ 79,000
Mohave County Arizona 122 $ 18,135,000 $ 148,000 $ 77,000
Baltimore County Maryland 113 $ 19,402,000 $ 171,000 $ 87,000
Tarrant County Texas 109 $ 12,763,000 $ 117,000 $ 92,000
Franklin County Ohio 106 $ 12,125,000 $ 114,000 $ 54,000
Collier County Florida 100 $ 21,606,000 $ 216,000 $ 154,000
Dallas County Texas 97 $ 11,243,000 $ 115,000 $ 72,000
Bergen County New Jersey 94 $ 30,738,000 $ 327,000 $ 164,000
Essex County New Jersey 87 $ 28,631,000 $ 329,000 $ 155,000
Fulton County Georgia 86 $ 14,399,000 $ 167,000 $ 84,000
Morris County New Jersey 85 $ 25,679,000 $ 302,000 $ 165,000
Anne Arundel County Maryland 80 $ 18,542,000 $ 231,000 $ 114,000
St. Charles County Missouri 75 $ 10,437,000 $ 139,000 $ 75,000
Dakota County Minnesota 70 $ 13,638,000 $ 194,000 $ 67,000
Hamilton County Ohio 69 $ 8,122,000 $ 117,000 $ 77,000
Jefferson County Colorado 68 $ 11,333,000 $ 166,000 $ 78,000
Cobb County Georgia 68 $ 10,817,000 $ 159,000 $ 78,000
Ramsey County Minnesota 67 $ 12,478,000 $ 186,000 $ 53,000
Jefferson County Missouri 67 $ 7,850,000 $ 117,000 $ 62,000
Fairfield County Connecticut 66 $ 21,606,000 $ 327,000 $ 117,000
Baltimore City County Maryland 66 $ 6,707,000 $ 101,000 $ 80,000
Collin County Texas 64 $ 10,189,000 $ 159,000 $ 99,000
Sacramento County California 61 $ 18,873,000 $ 309,000 $ 139,000
Gwinnett County Georgia 61 $ 8,933,000 $ 146,000 $ 78,000
Union County New Jersey 60 $ 16,926,000 $ 282,000 $ 108,000
Osceola County Florida 58 $ 8,725,000 $ 150,000 $ 66,000
San Diego County California 54 $ 15,149,000 $ 280,000 $ 211,000
DuPage County Illinois 54 $ 9,478,000 $ 175,000 $ 110,000
Lake County Illinois 52 $ 15,508,000 $ 298,000 $ 85,000
Harford County Maryland 51 $ 8,864,000 $ 173,000 $ 84,000
Volusia County Florida 48 $ 7,928,000 $ 165,000 $ 84,000
Passaic County New Jersey 48 $ 10,475,000 $ 218,000 $ 103,000
Denton County Texas 47 $ 7,138,000 $ 151,000 $ 102,000
Pinal County Arizona 46 $ 7,567,000 $ 164,000 $ 73,000
Somerset County New Jersey 46 $ 11,649,000 $ 253,000 $ 120,000
Arapahoe County Colorado 41 $ 6,144,000 $ 149,000 $ 68,000
Franklin County Pennsylvania 41 $ 5,688,000 $ 138,000 $ 59,000
Douglas County Colorado 40 $ 7,380,000 $ 184,000 $ 107,000
Monmouth County New Jersey 40 $ 10,799,000 $ 269,000 $ 110,000
DeKalb County Georgia 39 $ 5,030,000 $ 128,000 $ 77,000
Anoka County Minnesota 39 $ 8,242,000 $ 211,000 $ 88,000
Washington County Minnesota 37 $ 7,954,000 $ 214,000 $ 93,000
Harris County Texas 37 $ 5,047,000 $ 136,000 $ 89,000
Denver County Colorado 36 $ 7,841,000 $ 217,000 $ 114,000
St. Lucie County Florida 36 $ 6,260,000 $ 173,000 $ 92,000
Hudson County New Jersey 36 $ 9,556,000 $ 265,000 $ 127,000
Middlesex County New Jersey 36 $ 7,466,000 $ 207,000 $ 101,000
York County Pennsylvania 36 $ 5,367,000 $ 149,000 $ 82,000
Howard County Maryland 34 $ 10,117,000 $ 297,000 $ 113,000
St. Louis City County Missouri 34 $ 3,086,000 $ 90,000 $ 60,000
Dauphin County Pennsylvania 34 $ 4,404,000 $ 129,000 $ 57,000
Riverside County California 32 $ 8,214,000 $ 256,000 $ 118,000
New Haven County Connecticut 32 $ 7,183,000 $ 224,000 $ 110,000
Lake County Florida 30 $ 5,185,000 $ 172,000 $ 95,000
Worcester County Maryland 30 $ 7,311,000 $ 243,000 $ 125,000
El Paso County Colorado 29 $ 5,213,000 $ 179,000 $ 73,000
Carroll County Maryland 29 $ 5,315,000 $ 183,000 $ 87,000
Washington County Maryland 29 $ 4,618,000 $ 159,000 $ 62,000
Hunterdon County New Jersey 28 $ 8,269,000 $ 295,000 $ 185,000
Milwaukee County Wisconsin 28 $ 4,426,000 $ 158,000 $ 73,000
Cochise County Arizona 27 $ 3,271,000 $ 121,000 $ 91,000
Orange County California 27 $ 15,852,000 $ 587,000 $ 216,000
Brevard County Florida 27 $ 4,857,000 $ 179,000 $ 67,000
Will County Illinois 26 $ 4,798,000 $ 184,000 $ 103,000
Cumberland County Pennsylvania 26 $ 3,549,000 $ 136,000 $ 65,000
Carver County Minnesota 25 $ 5,728,000 $ 229,000 $ 69,000
Mercer County New Jersey 25 $ 5,807,000 $ 232,000 $ 112,000
Lake County Indiana 24 $ 2,309,000 $ 96,000 $ 94,000
Butler County Pennsylvania 24 $ 3,588,000 $ 149,000 $ 70,000
Placer County California 23 $ 6,893,000 $ 299,000 $ 109,000
Larimer County Colorado 23 $ 3,967,000 $ 172,000 $ 92,000
Wright County Minnesota 23 $ 4,702,000 $ 204,000 $ 62,000
Navajo County Arizona 22 $ 3,017,000 $ 137,000 $ 106,000
St. Johns County Florida 22 $ 3,101,000 $ 140,000 $ 213,000
Forsyth County Georgia 22 $ 4,316,000 $ 196,000 $ 89,000
Sussex County New Jersey 22 $ 4,028,000 $ 183,000 $ 108,000
Mecklenburg County North Carolina 22 $ 3,410,000 $ 155,000 $ 76,000
Butler County Ohio 22 $ 2,801,000 $ 127,000 $ 63,000
Los Angeles County California 21 $ 8,929,000 $ 425,000 $ 194,000
Boulder County Colorado 21 $ 4,054,000 $ 193,000 $ 92,000
Ellis County Texas 21 $ 1,992,000 $ 94,000 $ 71,000
Adams County Colorado 20 $ 2,967,000 $ 148,000 $ 76,000
Olmsted County Minnesota 20 $ 2,955,000 $ 147,000 $ 40,000
Clermont County Ohio 20 $ 2,453,000 $ 122,000 $ 58,000
Martin County Florida 19 $ 4,007,000 $ 210,000 $ 74,000
Beaver County Pennsylvania 19 $ 1,839,000 $ 96,000 $ 77,000
Westmoreland County Pennsylvania 19 $ 2,672,000 $ 140,000 $ 72,000
Yavapai County Arizona 18 $ 2,538,000 $ 141,000 $ 56,000
Cherokee County Georgia 18 $ 2,514,000 $ 139,000 $ 66,000
Duval County Florida 17 $ 2,746,000 $ 161,000 $ 114,000
Burlington County New Jersey 17 $ 3,825,000 $ 225,000 $ 105,000
Warren County New Jersey 17 $ 3,683,000 $ 216,000 $ 118,000
Shelby County Tennessee 17 $ 2,626,000 $ 154,000 $ 102,000
Kankakee County Illinois 16 $ 2,011,000 $ 125,000 $ 41,000
Frederick County Maryland 16 $ 3,349,000 $ 209,000 $ 134,000
McHenry County Illinois 15 $ 2,560,000 $ 170,000 $ 93,000
Scott County Minnesota 15 $ 3,397,000 $ 226,000 $ 86,000
Camden County New Jersey 15 $ 3,017,000 $ 201,000 $ 78,000
Wake County North Carolina 15 $ 3,223,000 $ 214,000 $ 111,000
Warren County Ohio 15 $ 2,490,000 $ 166,000 $ 118,000
Hernando County Florida 14 $ 2,222,000 $ 158,000 $ 71,000
Marion County Florida 14 $ 1,712,000 $ 122,000 $ 75,000
Kane County Illinois 14 $ 2,757,000 $ 196,000 $ 100,000
Gloucester County New Jersey 14 $ 2,270,000 $ 162,000 $ 75,000
Ocean County New Jersey 14 $ 2,314,000 $ 165,000 $ 75,000
Philadelphia County Pennsylvania 14 $ 1,742,000 $ 124,000 $ 76,000
Washington County Pennsylvania 14 $ 2,131,000 $ 152,000 $ 93,000
Litchfield County Connecticut 13 $ 2,639,000 $ 203,000 $ 73,000
Montgomery County Maryland 13 $ 4,051,000 $ 311,000 $ 121,000
Fairfield County Ohio 13 $ 1,934,000 $ 148,000 $ 66,000
Licking County Ohio 13 $ 1,552,000 $ 119,000 $ 70,000
Greenville County South Carolina 13 $ 2,325,000 $ 178,000 $ 85,000
Madison County Alabama 12 $ 2,146,000 $ 178,000 $ 87,000
Charlotte County Florida 12 $ 1,636,000 $ 136,000 $ 163,000
Douglas County Georgia 12 $ 1,591,000 $ 132,000 $ 71,000
Ada County Idaho 12 $ 2,481,000 $ 206,000 $ 131,000
Porter County Indiana 12 $ 1,841,000 $ 153,000 $ 84,000
Lincoln County Missouri 12 $ 1,128,000 $ 94,000 $ 39,000
Hillsborough County New Hampshire 12 $ 2,238,000 $ 186,000 $ 107,000
Travis County Texas 12 $ 1,989,000 $ 165,000 $ 94,000
Salt Lake County Utah 11 $ 1,639,000 $ 149,000 $ 118,000
El Dorado County California 10 $ 3,021,000 $ 302,000 $ 101,000
Weld County Colorado 10 $ 2,187,000 $ 218,000 $ 100,000
LaPorte County Indiana 10 $ 907,000 $ 90,000 $ 55,000
Delaware County Ohio 10 $ 1,420,000 $ 142,000 $ 47,000
Sussex County Delaware 9 $ 2,119,000 $ 235,000 $ 103,000
Alachua County Florida 9 $ 847,000 $ 94,000 $ 261,000
Paulding County Georgia 9 $ 1,116,000 $ 124,000 $ 78,000
Allen County Indiana 9 $ 1,806,000 $ 200,000 $ 108,000
Cuyahoga County Ohio 9 $ 1,719,000 $ 191,000 $ 101,000
Union County Ohio 9 $ 1,248,000 $ 138,000 $ 80,000
Lebanon County Pennsylvania 9 $ 1,132,000 $ 125,000 $ 53,000
Knox County Tennessee 9 $ 1,455,000 $ 161,000 $ 68,000
Fairfax County Virginia 9 $ 2,082,000 $ 231,000 $ 141,000
Ozaukee County Wisconsin 9 $ 1,918,000 $ 213,000 $ 101,000
Broomfield County Colorado 8 $ 2,236,000 $ 279,000 $ 359,000
Citrus County Florida 8 $ 893,000 $ 111,000 $ 71,000
Boone County Kentucky 8 $ 812,000 $ 101,000 $ 52,000
Kenton County Kentucky 8 $ 923,000 $ 115,000 $ 47,000
Sherburne County Minnesota 8 $ 1,204,000 $ 150,000 $ 48,000
Bexar County Texas 8 $ 1,083,000 $ 135,000 $ 62,000
Fort Bend County Texas 8 $ 1,205,000 $ 150,000 $ 93,000
Montgomery County Texas 8 $ 1,125,000 $ 140,000 $ 83,000
St. Croix County Wisconsin 8 $ 1,684,000 $ 210,000 $ 72,000
Waukesha County Wisconsin 8 $ 1,803,000 $ 225,000 $ 89,000
Shelby County Alabama 7 $ 1,226,000 $ 175,000 $ 86,000
Benton County Arkansas 7 $ 1,516,000 $ 216,000 $ 145,000
San Bernardino County California 7 $ 1,969,000 $ 281,000 $ 97,000
Park County Colorado 7 $ 1,053,000 $ 150,000 $ 73,000
Leon County Florida 7 $ 908,000 $ 129,000 $ 109,000
Bonneville County Idaho 7 $ 866,000 $ 123,000 $ 87,000
Johnson County Kansas 7 $ 1,567,000 $ 223,000 $ 93,000
Charles County Maryland 7 $ 1,147,000 $ 163,000 $ 98,000
Prince George's County Maryland 7 $ 1,723,000 $ 246,000 $ 97,000
St. Mary's County Maryland 7 $ 1,556,000 $ 222,000 $ 144,000
Wicomico County Maryland 7 $ 1,041,000 $ 148,000 $ 69,000
Kent County Michigan 7 $ 758,000 $ 108,000 $ 102,000
Stearns County Minnesota 7 $ 1,235,000 $ 176,000 $ 47,000
Cumberland County North Carolina 7 $ 1,021,000 $ 145,000 $ 77,000
Delaware County Pennsylvania 7 $ 1,604,000 $ 229,000 $ 122,000
Lackawanna County Pennsylvania 7 $ 1,070,000 $ 152,000 $ 92,000
Davidson County Tennessee 7 $ 1,304,000 $ 186,000 $ 97,000
Brazoria County Texas 7 $ 751,000 $ 107,000 $ 82,000
Hidalgo County Texas 7 $ 765,000 $ 109,000 $ 82,000
Prince William County Virginia 7 $ 1,811,000 $ 258,000 $ 93,000
New Castle County Delaware 6 $ 1,136,000 $ 189,000 $ 77,000
Indian River County Florida 6 $ 900,000 $ 150,000 $ 110,000
Queen Anne's County Maryland 6 $ 1,513,000 $ 252,000 $ 114,000
Bernalillo County New Mexico 6 $ 843,000 $ 140,000 $ 90,000
Greene County Ohio 6 $ 1,133,000 $ 188,000 $ 127,000
Adams County Pennsylvania 6 $ 1,070,000 $ 178,000 $ 67,000
Berks County Pennsylvania 6 $ 1,252,000 $ 208,000 $ 122,000
Erie County Pennsylvania 6 $ 1,066,000 $ 177,000 $ 85,000
Johnson County Texas 6 $ 674,000 $ 112,000 $ 114,000
Washington County Wisconsin 6 $ 911,000 $ 151,000 $ 79,000
Jefferson County Alabama 5 $ 737,000 $ 147,000 $ 130,000
Solano County California 5 $ 2,056,000 $ 411,000 $ 133,000
Clay County Florida 5 $ 897,000 $ 179,000 $ 83,000
Sumter County Florida 5 $ 485,000 $ 97,000 $ 89,000
Jones County Georgia 5 $ 729,000 $ 145,000 $ 66,000
DeKalb County Illinois 5 $ 646,000 $ 129,000 $ 98,000
Marion County Indiana 5 $ 464,000 $ 92,000 $ 70,000
Vigo County Indiana 5 $ 522,000 $ 104,000 $ 73,000
Kent County Maryland 5 $ 976,000 $ 195,000 $ 98,000
Benton County Minnesota 5 $ 776,000 $ 155,000 $ 46,000
Chisago County Minnesota 5 $ 887,000 $ 177,000 $ 80,000
McLeod County Minnesota 5 $ 574,000 $ 114,000 $ 42,000
Franklin County Missouri 5 $ 574,000 $ 114,000 $ 53,000
Eddy County New Mexico 5 $ 633,000 $ 126,000 $ 65,000
Cherokee County North Carolina 5 $ 364,000 $ 72,000 $ 120,000
Forsyth County North Carolina 5 $ 599,000 $ 119,000 $ 58,000
Lucas County Ohio 5 $ 637,000 $ 127,000 $ 67,000
Oklahoma County Oklahoma 5 $ 957,000 $ 191,000 $ 65,000
Tulsa County Oklahoma 5 $ 558,000 $ 111,000 $ 53,000
Washington County Oregon 5 $ 1,340,000 $ 268,000 $ 127,000
Providence County Rhode Island 5 $ 851,000 $ 170,000 $ 79,000
Aiken County South Carolina 5 $ 586,000 $ 117,000 $ 77,000
El Paso County Texas 5 $ 1,144,000 $ 228,000 $ 131,000
Harrison County Texas 5 $ 438,000 $ 87,000 $ 91,000
Midland County Texas 5 $ 749,000 $ 149,000 $ 85,000
Rockwall County Texas 5 $ 748,000 $ 149,000 $ 57,000
Williamson County Texas 5 $ 673,000 $ 134,000 $ 89,000
Box Elder County Utah 5 $ 663,000 $ 132,000 $ 67,000
Loudoun County Virginia 5 $ 1,464,000 $ 292,000 $ 147,000
Racine County Wisconsin 5 $ 802,000 $ 160,000 $ 65,000
Washington County Arkansas 4 $ 634,000 $ 158,000 $ 119,000
Elbert County Colorado 4 $ 630,000 $ 157,000 $ 86,000
Summit County Colorado 4 $ 851,000 $ 212,000 $ 137,000
Teller County Colorado 4 $ 635,000 $ 158,000 $ 81,000
Bay County Florida 4 $ 537,000 $ 134,000 $ 46,000
Hardee County Florida 4 $ 489,000 $ 122,000 $ 75,000
Highlands County Florida 4 $ 703,000 $ 175,000 $ 104,000
Coweta County Georgia 4 $ 495,000 $ 123,000 $ 69,000
Fayette County Georgia 4 $ 953,000 $ 238,000 $ 105,000
Henry County Georgia 4 $ 512,000 $ 128,000 $ 81,000
Vanderburgh County Indiana 4 $ 418,000 $ 104,000 $ 122,000
Polk County Iowa 4 $ 750,000 $ 187,000 $ 102,000
Fayette County Kentucky 4 $ 258,000 $ 64,000 $ 51,000
Crow Wing County Minnesota 4 $ 1,058,000 $ 264,000 $ 202,000
Sibley County Minnesota 4 $ 294,000 $ 73,000 $ 40,000
DeSoto County Mississippi 4 $ 518,000 $ 129,000 $ 105,000
Madison County Mississippi 4 $ 657,000 $ 164,000 $ 110,000
Christian County Missouri 4 $ 554,000 $ 138,000 $ 71,000
Jackson County Missouri 4 $ 975,000 $ 243,000 $ 135,000
Cape May County New Jersey 4 $ 528,000 $ 132,000 $ 94,000
Guilford County North Carolina 4 $ 882,000 $ 220,000 $ 80,000
Mahoning County Ohio 4 $ 646,000 $ 161,000 $ 134,000
Medina County Ohio 4 $ 688,000 $ 172,000 $ 96,000
Montgomery County Ohio 4 $ 613,000 $ 153,000 $ 107,000
Summit County Ohio 4 $ 458,000 $ 114,000 $ 94,000
Canadian County Oklahoma 4 $ 408,000 $ 102,000 $ 64,000
Bucks County Pennsylvania 4 $ 1,018,000 $ 254,000 $ 1,081,000
Fulton County Pennsylvania 4 $ 579,000 $ 144,000 $ 62,000
Monroe County Pennsylvania 4 $ 938,000 $ 234,000 $ 83,000
Montgomery County Pennsylvania 4 $ 1,122,000 $ 280,000 $ 115,000
Northampton County Pennsylvania 4 $ 812,000 $ 203,000 $ 108,000
Horry County South Carolina 4 $ 356,000 $ 89,000 $ 151,000
Richland County South Carolina 4 $ 897,000 $ 224,000 $ 111,000
York County South Carolina 4 $ 909,000 $ 227,000 $ 93,000
Hamblen County Tennessee 4 $ 1,013,000 $ 253,000 $ 178,000
Marion County Tennessee 4 $ 178,000 $ 44,000 $ 36,000
Parker County Texas 4 $ 854,000 $ 213,000 $ 183,000
Weber County Utah 4 $ 605,000 $ 151,000 $ 76,000
Harrison County West Virginia 4 $ 240,000 $ 60,000 $ 61,000
Polk County Wisconsin 4 $ 526,000 $ 131,000 $ 25,000
Mobile County Alabama 3 $ 268,000 $ 89,000 $ 65,000
Morgan County Alabama 3 $ 303,000 $ 101,000 $ 103,000
Alameda County California 3 $ 1,110,000 $ 370,000 $ 110,000
Kern County California 3 $ 512,000 $ 170,000 $ 105,000
Ventura County California 3 $ 1,592,000 $ 530,000 $ 145,000
Okaloosa County Florida 3 $ 902,000 $ 300,000 $ 99,000
Carroll County Georgia 3 $ 506,000 $ 168,000 $ 100,000
Laurens County Georgia 3 $ 485,000 $ 161,000 $ 106,000
Kendall County Illinois 3 $ 523,000 $ 174,000 $ 78,000
St. Clair County Illinois 3 $ 403,000 $ 134,000 $ 156,000
Winnebago County Illinois 3 $ 295,000 $ 98,000 $ 64,000
Floyd County Indiana 3 $ 432,000 $ 144,000 $ 104,000
Hamilton County Indiana 3 $ 418,000 $ 139,000 $ 96,000
Shawnee County Kansas 3 $ 393,000 $ 131,000 $ 90,000
Jefferson County Kentucky 3 $ 261,000 $ 87,000 $ 85,000
Laurel County Kentucky 3 $ 376,000 $ 125,000 $ 74,000
Oldham County Kentucky 3 $ 783,000 $ 261,000 $ 109,000
East Baton Rouge County Louisiana 3 $ 301,000 $ 100,000 $ 207,000
Jefferson County Louisiana 3 $ 364,000 $ 121,000 $ 59,000
Ouachita County Louisiana 3 $ 350,000 $ 116,000 $ 68,000
Talbot County Maryland 3 $ 1,101,000 $ 367,000 $ 151,000
Muskegon County Michigan 3 $ 518,000 $ 172,000 $ 92,000
Wayne County Michigan 3 $ 1,152,000 $ 384,000 $ 170,000
Steele County Minnesota 3 $ 349,000 $ 116,000 $ 56,000
Stone County Missouri 3 $ 468,000 $ 156,000 $ 91,000
Warren County Missouri 3 $ 290,000 $ 96,000 $ 76,000
Washington County Missouri 3 $ 297,000 $ 99,000 $ 55,000
Lancaster County Nebraska 3 $ 447,000 $ 149,000 $ 79,000
Atlantic County New Jersey 3 $ 691,000 $ 230,000 $ 75,000
Iredell County North Carolina 3 $ 548,000 $ 182,000 $ 60,000
Brown County Ohio 3 $ 430,000 $ 143,000 $ 74,000
Champaign County Ohio 3 $ 254,000 $ 84,000 $ 56,000
Lawrence County Ohio 3 $ 465,000 $ 155,000 $ 98,000
Morrow County Ohio 3 $ 218,000 $ 72,000 $ 54,000
Sandusky County Ohio 3 $ 313,000 $ 104,000 $ 120,000
Indiana County Pennsylvania 3 $ 311,000 $ 103,000 $ 46,000
Lancaster County Pennsylvania 3 $ 703,000 $ 234,000 $ 122,000
Perry County Pennsylvania 3 $ 365,000 $ 121,000 $ 52,000
Dorchester County South Carolina 3 $ 516,000 $ 172,000 $ 58,000
Carroll County Tennessee 3 $ 195,000 $ 65,000 $ 125,000
Madison County Tennessee 3 $ 275,000 $ 91,000 $ 66,000
Williamson County Tennessee 3 $ 627,000 $ 209,000 $ 89,000
Jefferson County Texas 3 $ 391,000 $ 130,000 $ 83,000
Kaufman County Texas 3 $ 229,000 $ 76,000 $ 81,000
Nueces County Texas 3 $ 420,000 $ 140,000 $ 68,000
Alexandria County Virginia 3 $ 551,000 $ 183,000 $ 73,000
Spotsylvania County Virginia 3 $ 793,000 $ 264,000 $ 167,000
Stafford County Virginia 3 $ 964,000 $ 321,000 $ 138,000
Berkeley County West Virginia 3 $ 570,000 $ 190,000 $ 58,000
Outagamie County Wisconsin 3 $ 401,000 $ 133,000 $ 109,000
Laramie County Wyoming 3 $ 830,000 $ 276,000 $ 75,000
Coconino County Arizona 2 $ 418,000 $ 209,000 $ 97,000
Yuma County Arizona 2 $ 156,000 $ 78,000 $ 44,000
Cross County Arkansas 2 $ 232,000 $ 116,000 $ 48,000
St. Francis County Arkansas 2 $ 256,000 $ 128,000 $ 45,000
Butte County California 2 $ 379,000 $ 189,000 $ 163,000
San Francisco County California 2 $ 350,000 $ 175,000 $ 109,000
San Joaquin County California 2 $ 518,000 $ 259,000 $ 174,000
Santa Clara County California 2 $ 731,000 $ 365,000 $ 241,000
Tulare County California 2 $ 259,000 $ 129,000 $ 94,000
Clear Creek County Colorado 2 $ 234,000 $ 117,000 $ 108,000
Escambia County Florida 2 $ 363,000 $ 181,000 $ 90,000
Glades County Florida 2 $ 190,000 $ 95,000 $ 230,000
Jackson County Florida 2 $ 289,000 $ 144,000 $ 44,000
Monroe County Florida 2 $ 1,190,000 $ 595,000 $ 271,000
Nassau County Florida 2 $ 412,000 $ 206,000 $ 177,000
Okeechobee County Florida 2 $ 212,000 $ 106,000 $ 32,000
Barrow County Georgia 2 $ 362,000 $ 181,000 $ 107,000
Bryan County Georgia 2 $ 218,000 $ 109,000 $ 97,000
Chattooga County Georgia 2 $ 96,000 $ 48,000 $ 120,000
Clarke County Georgia 2 $ 200,000 $ 100,000 $ 77,000
Effingham County Georgia 2 $ 214,000 $ 107,000 $ 104,000
Glynn County Georgia 2 $ 388,000 $ 194,000 $ 82,000
Hall County Georgia 2 $ 210,000 $ 105,000 $ 106,000
Muscogee County Georgia 2 $ 209,000 $ 104,000 $ 37,000
Newton County Georgia 2 $ 406,000 $ 203,000 $ 55,000
Honolulu County Hawaii 2 $ 532,000 $ 266,000 $ 67,000
Grundy County Illinois 2 $ 317,000 $ 158,000 $ 41,000
Madison County Illinois 2 $ 152,000 $ 76,000 $ 32,000
Bartholomew County Indiana 2 $ 190,000 $ 95,000 $ 74,000
Boone County Indiana 2 $ 523,000 $ 261,000 $ 88,000
Huntington County Indiana 2 $ 525,000 $ 262,000 $ 147,000
Posey County Indiana 2 $ 434,000 $ 217,000 $ 98,000
Tippecanoe County Indiana 2 $ 258,000 $ 129,000 $ 77,000
Pottawattamie County Iowa 2 $ 183,000 $ 91,000 $ 144,000
Sedgwick County Kansas 2 $ 368,000 $ 184,000 $ 108,000
Campbell County Kentucky 2 $ 132,000 $ 66,000 $ 36,000
Graves County Kentucky 2 $ 179,000 $ 89,000 $ 61,000
Johnson County Kentucky 2 $ 225,000 $ 112,000 $ 93,000
Woodford County Kentucky 2 $ 489,000 $ 244,000 $ 100,000
Ascension County Louisiana 2 $ 216,000 $ 108,000 $ 75,000
Bossier County Louisiana 2 $ 157,000 $ 78,000 $ 67,000
Cumberland County Maine 2 $ 372,000 $ 186,000 $ 73,000
Kennebec County Maine 2 $ 305,000 $ 152,000 $ 50,000
Allegany County Maryland 2 $ 100,000 $ 50,000 $ 72,000
Cecil County Maryland 2 $ 278,000 $ 139,000 $ 114,000
Middlesex County Massachusetts 2 $ 766,000 $ 383,000 $ 138,000
Alpena County Michigan 2 $ 99,000 $ 49,000 $ 51,000
Hillsdale County Michigan 2 $ 190,000 $ 95,000 $ 75,000
Kalamazoo County Michigan 2 $ 249,000 $ 124,000 $ 65,000
Macomb County Michigan 2 $ 485,000 $ 242,000 $ 112,000
Blue Earth County Minnesota 2 $ 188,000 $ 94,000 $ 100,000
Freeborn County Minnesota 2 $ 156,000 $ 78,000 $ 39,000
Isanti County Minnesota 2 $ 368,000 $ 184,000 $ 48,000
Le Sueur County Minnesota 2 $ 381,000 $ 190,000 $ 63,000
Pope County Minnesota 2 $ 186,000 $ 93,000 $ 81,000
Rice County Minnesota 2 $ 401,000 $ 200,000 $ 40,000
Yazoo County Mississippi 2 $ 140,000 $ 70,000 $ 53,000
Greene County Missouri 2 $ 233,000 $ 116,000 $ 72,000
Jasper County Missouri 2 $ 183,000 $ 91,000 $ 111,000
Cascade County Montana 2 $ 230,000 $ 115,000 $ 70,000
Box Butte County Nebraska 2 $ 208,000 $ 104,000 $ 77,000
Cheshire County New Hampshire 2 $ 415,000 $ 207,000 $ 112,000
Coos County New Hampshire 2 $ 203,000 $ 101,000 $ 51,000
Chaves County New Mexico 2 $ 157,000 $ 78,000 $ 77,000
Sandoval County New Mexico 2 $ 352,000 $ 176,000 $ 82,000
Santa Fe County New Mexico 2 $ 397,000 $ 198,000 $ 54,000
Catawba County North Carolina 2 $ 268,000 $ 134,000 $ 98,000
Gaston County North Carolina 2 $ 394,000 $ 197,000 $ 90,000
Jackson County North Carolina 2 $ 188,000 $ 94,000 $ 210,000
Richmond County North Carolina 2 $ 120,000 $ 60,000 $ 46,000
Rockingham County North Carolina 2 $ 337,000 $ 168,000 $ 79,000
Rowan County North Carolina 2 $ 235,000 $ 117,000 $ 57,000
Scotland County North Carolina 2 $ 255,000 $ 127,000 $ 61,000
Auglaize County Ohio 2 $ 234,000 $ 117,000 $ 102,000
Clinton County Ohio 2 $ 220,000 $ 110,000 $ 74,000
Lake County Ohio 2 $ 394,000 $ 197,000 $ 95,000
Logan County Ohio 2 $ 108,000 $ 54,000 $ 135,000
Comanche County Oklahoma 2 $ 67,000 $ 33,000 $ 68,000
Multnomah County Oregon 2 $ 390,000 $ 195,000 $ 67,000
Huntingdon County Pennsylvania 2 $ 160,000 $ 80,000 $ 37,000
Lawrence County Pennsylvania 2 $ 110,000 $ 55,000 $ 87,000
Lehigh County Pennsylvania 2 $ 520,000 $ 260,000 $ 63,000
Pike County Pennsylvania 2 $ 441,000 $ 220,000 $ 72,000
Union County Pennsylvania 2 $ 288,000 $ 144,000 $ 76,000
Bristol County Rhode Island 2 $ 577,000 $ 288,000 $ 87,000
Newport County Rhode Island 2 $ 366,000 $ 183,000 $ 191,000
Beaufort County South Carolina 2 $ 367,000 $ 183,000 $ 55,000
Charleston County South Carolina 2 $ 478,000 $ 239,000 $ 68,000
Darlington County South Carolina 2 $ 392,000 $ 196,000 $ 110,000
Blount County Tennessee 2 $ 343,000 $ 171,000 $ 62,000
Bradley County Tennessee 2 $ 151,000 $ 75,000 $ 97,000
Hamilton County Tennessee 2 $ 316,000 $ 158,000 $ 96,000
Jefferson County Tennessee 2 $ 550,000 $ 275,000 $ 123,000
Sevier County Tennessee 2 $ 446,000 $ 223,000 $ 123,000
Sullivan County Tennessee 2 $ 175,000 $ 87,000 $ 77,000
Bell County Texas 2 $ 311,000 $ 155,000 $ 74,000
Comal County Texas 2 $ 172,000 $ 86,000 $ 90,000
Galveston County Texas 2 $ 274,000 $ 137,000 $ 83,000
Hays County Texas 2 $ 496,000 $ 248,000 $ 95,000
Lampasas County Texas 2 $ 199,000 $ 99,000 $ 98,000
Reeves County Texas 2 $ 92,000 $ 46,000 $ 99,000
Smith County Texas 2 $ 328,000 $ 164,000 $ 56,000
Accomack County Virginia 2 $ 349,000 $ 174,000 $ 66,000
Arlington County Virginia 2 $ 575,000 $ 287,000 $ 141,000
Clark County Washington 2 $ 350,000 $ 175,000 $ 120,000
Cabell County West Virginia 2 $ 298,000 $ 149,000 $ 113,000
Gilmer County West Virginia 2 $ 174,000 $ 87,000 $ 54,000
Chippewa County Wisconsin 2 $ 205,000 $ 102,000 $ 100,000
Dane County Wisconsin 2 $ 223,000 $ 111,000 $ 119,000
Sheboygan County Wisconsin 2 $ 216,000 $ 108,000 $ 43,000
Blount County Alabama 1 $ 77,000 $ 77,000 $ 65,000
Calhoun County Alabama 1 $ 101,000 $ 101,000 $ 94,000
Escambia County Alabama 1 $ 60,000 $ 60,000 $ 0
Henry County Alabama 1 $ 143,000 $ 143,000 $ 53,000
Houston County Alabama 1 $ 149,000 $ 149,000 $ 75,000
Montgomery County Alabama 1 $ 344,000 $ 344,000 $ 107,000
St. Clair County Alabama 1 $ 161,000 $ 161,000 $ 65,000
Talladega County Alabama 1 $ 270,000 $ 270,000 $ 70,000
Anchorage County Alaska 1 $ 288,000 $ 288,000 $ 102,000
Matanuska-Susitna County Alaska 1 $ 275,000 $ 275,000 $ 78,000
Apache County Arizona 1 $ 59,000 $ 59,000 $ 19,000
Santa Cruz County Arizona 1 $ 136,000 $ 136,000 $ 36,000
Baxter County Arkansas 1 $ 80,000 $ 80,000 $ 59,000
Crittenden County Arkansas 1 $ 128,000 $ 128,000 $ 44,000
Garland County Arkansas 1 $ 50,000 $ 50,000 $ 95,000
Logan County Arkansas 1 $ 74,000 $ 74,000 $ 48,000
Pope County Arkansas 1 $ 244,000 $ 244,000 $ 160,000
Pulaski County Arkansas 1 $ 219,000 $ 219,000 $ 75,000
Saline County Arkansas 1 $ 198,000 $ 198,000 $ 75,000
White County Arkansas 1 $ 294,000 $ 294,000 $ 140,000
Lake County California 1 $ 200,000 $ 200,000 $ 44,000
Lassen County California 1 $ 60,000 $ 60,000 $ 51,000
Monterey County California 1 $ 980,000 $ 980,000 $ 269,000
San Mateo County California 1 $ 261,000 $ 261,000 $ 86,000
Santa Barbara County California 1 $ 237,000 $ 237,000 $ 75,000
Shasta County California 1 $ 203,000 $ 203,000 $ 60,000
Stanislaus County California 1 $ 300,000 $ 300,000 $ 68,000
Yolo County California 1 $ 417,000 $ 417,000 $ 92,000
Yuba County California 1 $ 150,000 $ 150,000 $ 50,000
Eagle County Colorado 1 $ 224,000 $ 224,000 $ 349,000
Lake County Colorado 1 $ 53,000 $ 53,000 $ 150,000
Las Animas County Colorado 1 $ 160,000 $ 160,000 $ 66,000
Mesa County Colorado 1 $ 197,000 $ 197,000 $ 76,000
Montezuma County Colorado 1 $ 246,000 $ 246,000 $ 76,000
Montrose County Colorado 1 $ 145,000 $ 145,000 $ 54,000
Pueblo County Colorado 1 $ 140,000 $ 140,000 $ 50,000
Rio Grande County Colorado 1 $ 188,000 $ 188,000 $ 79,000
Middlesex County Connecticut 1 $ 416,000 $ 416,000 $ 140,000
Kent County Delaware 1 $ 180,000 $ 180,000 $ 107,000
Columbia County Florida 1 $ 118,000 $ 118,000 $ 96,000
DeSoto County Florida 1 $ 69,000 $ 69,000 $ 28,000
Flagler County Florida 1 $ 220,000 $ 220,000 $ 141,000
Franklin County Florida 1 $ 250,000 $ 250,000 $ 231,000
Santa Rosa County Florida 1 $ 172,000 $ 172,000 $ 77,000
Bartow County Georgia 1 $ 150,000 $ 150,000 $ 73,000
Camden County Georgia 1 $ 115,000 $ 115,000 $ 75,000
Chatham County Georgia 1 $ 144,000 $ 144,000 $ 84,000
Columbia County Georgia 1 $ 267,000 $ 267,000 $ 116,000
Dawson County Georgia 1 $ 352,000 $ 352,000 $ 260,000
Gilmer County Georgia 1 $ 68,000 $ 68,000 $ 68,000
Harris County Georgia 1 $ 226,000 $ 226,000 $ 78,000
Jackson County Georgia 1 $ 114,000 $ 114,000 $ 22,000
Lee County Georgia 1 $ 139,000 $ 139,000 $ 62,000
Lumpkin County Georgia 1 $ 255,000 $ 255,000 $ 350,000
Monroe County Georgia 1 $ 187,000 $ 187,000 $ 63,000
Pickens County Georgia 1 $ 120,000 $ 120,000 $ 72,000
Walton County Georgia 1 $ 152,000 $ 152,000 $ 50,000
Wayne County Georgia 1 $ 168,000 $ 168,000 $ 130,000
Hawaii County Hawaii 1 $ 536,000 $ 536,000 $ 130,000
Bingham County Idaho 1 $ 207,000 $ 207,000 $ 116,000
Elmore County Idaho 1 $ 100,000 $ 100,000 $ 51,000
Minidoka County Idaho 1 $ 86,000 $ 86,000 $ 60,000
Champaign County Illinois 1 $ 214,000 $ 214,000 $ 0
Jersey County Illinois 1 $ 178,000 $ 178,000 $ 103,000
Knox County Illinois 1 $ 128,000 $ 128,000 $ 65,000
Macon County Illinois 1 $ 221,000 $ 221,000 $ 71,000
Ogle County Illinois 1 $ 97,000 $ 97,000 $ 41,000
Peoria County Illinois 1 $ 108,000 $ 108,000 $ 85,000
Rock Island County Illinois 1 $ 164,000 $ 164,000 $ 96,000
Daviess County Indiana 1 $ 35,000 $ 35,000 $ 30,000
Dearborn County Indiana 1 $ 112,000 $ 112,000 $ 37,000
DeKalb County Indiana 1 $ 183,000 $ 183,000 $ 81,000
Elkhart County Indiana 1 $ 171,000 $ 171,000 $ 80,000
Johnson County Indiana 1 $ 154,000 $ 154,000 $ 63,000
Kosciusko County Indiana 1 $ 113,000 $ 113,000 $ 72,000
Monroe County Indiana 1 $ 116,000 $ 116,000 $ 50,000
Scott County Indiana 1 $ 105,000 $ 105,000 $ 56,000
Page:

Mortgage Loan Application Detail Totals for Phh Home Loans, Llc in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 10,651 $1,940,628,000 $188,083 $1,944,000 $92,979 $4,109,000
Refinancing 1,405 $296,210,000 $201,218 $2,118,000 $93,531 $1,050,000
Home Improvement 52 $12,972,000 $222,000 $878,000 $107,600 $1,767,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,630 $1,607,012,000 $190,382 $2,118,000 $95,978 $1,982,000
Not Provided 1,548 $300,056,000 $178,166 $1,944,000 $89,527 $4,109,000
Hispanic 973 $175,837,000 $180,206 $1,000,000 $90,103 $610,000
Black or African American 609 $94,974,000 $169,428 $949,000 $84,821 $495,000
Asian 291 $61,494,000 $212,285 $1,000,000 $90,047 $540,000
American Indian or Alaskan Native 41 $7,397,000 $193,266 $616,000 $84,333 $277,000
Native Hawaiian or Other Pacific Islander 16 $3,040,000 $225,500 $592,000 $97,500 $410,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 11,900 $2,214,908,000 $188,541 $2,118,000 $95,000 $4,109,000
VA-guaranteed (Veterans Administration) 113 $22,282,000 $195,857 $357,000 $73,000 $154,000
FHA-insured (Federal Housing Administration) 95 $12,620,000 $139,789 $387,000 $54,947 $444,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 9,871 $1,800,378,000 $188,574 $2,118,000 $93,659 $4,109,000
Application Withdrawn By Applicant 1,135 $243,270,000 $209,189 $1,944,000 $104,729 $1,982,000
Application Approved But Not Accepted 619 $116,729,000 $189,783 $999,000 $91,702 $1,767,000
Application Denied By Financial Institution 470 $87,405,000 $168,076 $850,000 $76,615 $587,000
File Closed For Incompleteness 11 $1,632,000 $166,500 $242,000 $84,666 $128,000
Preapproval Approved but not Accepted 2 $396,000 $198,000 $360,000 $108,000 $130,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 120 $20,557,000 $158,611 $800,000 $89,722 $360,000
Debt-To-Income Ratio 112 $23,735,000 $206,875 $850,000 $71,250 $587,000
Credit History 97 $16,450,000 $171,421 $761,000 $68,789 $444,000
Insufficient Cash (Downpayment, Closing Cost) 43 $8,585,000 $189,500 $562,000 $54,187 $190,000
Other 39 $7,267,000 $173,538 $800,000 $111,692 $470,000
Credit Application Incomplete 39 $7,299,000 $231,846 $714,000 $88,000 $300,000
Unverifiable Information 12 $2,361,000 $222,714 $425,000 $99,428 $226,000
Employment History 8 $1,151,000 $136,000 $239,000 $57,800 $100,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Phh Home Loans, Llc's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Phh Home Loans, Llc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet with aggregated HMDA statistics today.

Download the New Jersey Lender List