PHH Home Loans, LLC Mortgage Lending & HMDA Data, 2005

In 2005, PHH Home Loans, LLC of Mt Laurel, NJ reported 12,108 mortgage applications totaling $2.2 billion. The average application was for $185,811, and applicants reported an average income of $94,196. 82% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Tampa-St. Petersburg-Clearwater, FL (1,175), Phoenix-Mesa-Scottsdale, AZ (1,053) and Orlando, FL (739) (applications in parentheses).

Mortgage Company & Address PHH Home Loans, LLC
1 Mortgage Way 2nd Floor
Mt Laurel, NJ 08054
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  
Total Number of Mortgage Applications 12,108
Total Mortgage Loan Application Amount $2,249,810,000
Average Mortgage Loan Application Amount $185,811
Highest Mortgage Loan Application Amount $2,118,000
Average Applicant Income $94,196
Highest Applicant Income $4,109,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records PHH Home Loans, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for PHH Home Loans, LLC by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 1,007 $ 195,772,000 $ 194,411 $ 88,000
Broward, Florida 733 $ 149,820,000 $ 204,392 $ 103,000
Hillsborough, Florida 602 $ 95,419,000 $ 158,503 $ 93,000
Palm Beach, Florida 540 $ 112,410,000 $ 208,166 $ 93,000
Orange, Florida 449 $ 88,081,000 $ 196,171 $ 95,000
Pinellas, Florida 430 $ 64,522,000 $ 150,051 $ 95,000
Pima, Arizona 346 $ 55,952,000 $ 161,710 $ 82,000
Miami-Dade, Florida 342 $ 82,040,000 $ 239,883 $ 128,000
Polk, Florida 286 $ 34,769,000 $ 121,569 $ 77,000
Cook, Illinois 218 $ 48,750,000 $ 223,623 $ 86,000
Sarasota, Florida 214 $ 50,098,000 $ 234,102 $ 98,000
Seminole, Florida 202 $ 34,476,000 $ 170,673 $ 83,000
St. Louis, Missouri 192 $ 25,947,000 $ 135,140 $ 74,000
Hennepin, Minnesota 189 $ 42,714,000 $ 226,000 $ 96,000
Allegheny, Pennsylvania 161 $ 17,145,000 $ 106,490 $ 62,000
Lee, Florida 141 $ 27,816,000 $ 197,276 $ 89,000
Manatee, Florida 130 $ 29,719,000 $ 228,607 $ 94,000
Pasco, Florida 129 $ 20,086,000 $ 155,705 $ 79,000
Mohave, Arizona 122 $ 18,135,000 $ 148,647 $ 77,000
Baltimore, Maryland 113 $ 19,402,000 $ 171,699 $ 87,000
Tarrant, Texas 109 $ 12,763,000 $ 117,091 $ 92,000
Franklin, Ohio 106 $ 12,125,000 $ 114,386 $ 54,000
Collier, Florida 100 $ 21,606,000 $ 216,060 $ 154,000
Dallas, Texas 97 $ 11,243,000 $ 115,907 $ 72,000
Bergen, New Jersey 94 $ 30,738,000 $ 327,000 $ 164,000
Essex, New Jersey 87 $ 28,631,000 $ 329,091 $ 155,000
Fulton, Georgia 86 $ 14,399,000 $ 167,430 $ 84,000
Morris, New Jersey 85 $ 25,679,000 $ 302,105 $ 165,000
Anne Arundel, Maryland 80 $ 18,542,000 $ 231,775 $ 114,000
St. Charles, Missouri 75 $ 10,437,000 $ 139,160 $ 75,000
Dakota, Minnesota 70 $ 13,638,000 $ 194,828 $ 67,000
Hamilton, Ohio 69 $ 8,122,000 $ 117,710 $ 77,000
Jefferson, Colorado 68 $ 11,333,000 $ 166,661 $ 78,000
Cobb, Georgia 68 $ 10,817,000 $ 159,073 $ 78,000
Ramsey, Minnesota 67 $ 12,478,000 $ 186,238 $ 53,000
Jefferson, Missouri 67 $ 7,850,000 $ 117,164 $ 62,000
Fairfield, Connecticut 66 $ 21,606,000 $ 327,363 $ 117,000
Baltimore City, Maryland 66 $ 6,707,000 $ 101,621 $ 80,000
Collin, Texas 64 $ 10,189,000 $ 159,203 $ 99,000
Sacramento, California 61 $ 18,873,000 $ 309,393 $ 139,000
Gwinnett, Georgia 61 $ 8,933,000 $ 146,442 $ 78,000
Union, New Jersey 60 $ 16,926,000 $ 282,100 $ 108,000
Osceola, Florida 58 $ 8,725,000 $ 150,431 $ 66,000
San Diego, California 54 $ 15,149,000 $ 280,537 $ 211,000
DuPage, Illinois 54 $ 9,478,000 $ 175,518 $ 110,000
Lake, Illinois 52 $ 15,508,000 $ 298,230 $ 85,000
Harford, Maryland 51 $ 8,864,000 $ 173,803 $ 84,000
Volusia, Florida 48 $ 7,928,000 $ 165,166 $ 84,000
Passaic, New Jersey 48 $ 10,475,000 $ 218,229 $ 103,000
Denton, Texas 47 $ 7,138,000 $ 151,872 $ 102,000
Pinal, Arizona 46 $ 7,567,000 $ 164,500 $ 73,000
Somerset, New Jersey 46 $ 11,649,000 $ 253,239 $ 120,000
Arapahoe, Colorado 41 $ 6,144,000 $ 149,853 $ 68,000
Franklin, Pennsylvania 41 $ 5,688,000 $ 138,731 $ 59,000
Douglas, Colorado 40 $ 7,380,000 $ 184,500 $ 107,000
Monmouth, New Jersey 40 $ 10,799,000 $ 269,975 $ 110,000
DeKalb, Georgia 39 $ 5,030,000 $ 128,974 $ 77,000
Anoka, Minnesota 39 $ 8,242,000 $ 211,333 $ 88,000
Washington, Minnesota 37 $ 7,954,000 $ 214,972 $ 93,000
Harris, Texas 37 $ 5,047,000 $ 136,405 $ 89,000
Denver, Colorado 36 $ 7,841,000 $ 217,805 $ 114,000
St. Lucie, Florida 36 $ 6,260,000 $ 173,888 $ 92,000
Hudson, New Jersey 36 $ 9,556,000 $ 265,444 $ 127,000
Middlesex, New Jersey 36 $ 7,466,000 $ 207,388 $ 101,000
York, Pennsylvania 36 $ 5,367,000 $ 149,083 $ 82,000
Howard, Maryland 34 $ 10,117,000 $ 297,558 $ 113,000
St. Louis City, Missouri 34 $ 3,086,000 $ 90,764 $ 60,000
Dauphin, Pennsylvania 34 $ 4,404,000 $ 129,529 $ 57,000
Riverside, California 32 $ 8,214,000 $ 256,687 $ 118,000
New Haven, Connecticut 32 $ 7,183,000 $ 224,468 $ 110,000
Lake, Florida 30 $ 5,185,000 $ 172,833 $ 95,000
Worcester, Maryland 30 $ 7,311,000 $ 243,700 $ 125,000
El Paso, Colorado 29 $ 5,213,000 $ 179,758 $ 73,000
Carroll, Maryland 29 $ 5,315,000 $ 183,275 $ 87,000
Washington, Maryland 29 $ 4,618,000 $ 159,241 $ 62,000
Hunterdon, New Jersey 28 $ 8,269,000 $ 295,321 $ 185,000
Milwaukee, Wisconsin 28 $ 4,426,000 $ 158,071 $ 73,000
Cochise, Arizona 27 $ 3,271,000 $ 121,148 $ 91,000
Orange, California 27 $ 15,852,000 $ 587,111 $ 216,000
Brevard, Florida 27 $ 4,857,000 $ 179,888 $ 67,000
Will, Illinois 26 $ 4,798,000 $ 184,538 $ 103,000
Cumberland, Pennsylvania 26 $ 3,549,000 $ 136,500 $ 65,000
Carver, Minnesota 25 $ 5,728,000 $ 229,120 $ 69,000
Mercer, New Jersey 25 $ 5,807,000 $ 232,280 $ 112,000
Lake, Indiana 24 $ 2,309,000 $ 96,208 $ 94,000
Butler, Pennsylvania 24 $ 3,588,000 $ 149,500 $ 70,000
Placer, California 23 $ 6,893,000 $ 299,695 $ 109,000
Larimer, Colorado 23 $ 3,967,000 $ 172,478 $ 92,000
Wright, Minnesota 23 $ 4,702,000 $ 204,434 $ 62,000
Navajo, Arizona 22 $ 3,017,000 $ 137,136 $ 106,000
St. Johns, Florida 22 $ 3,101,000 $ 140,954 $ 213,000
Forsyth, Georgia 22 $ 4,316,000 $ 196,181 $ 89,000
Sussex, New Jersey 22 $ 4,028,000 $ 183,090 $ 108,000
Mecklenburg, North Carolina 22 $ 3,410,000 $ 155,000 $ 76,000
Butler, Ohio 22 $ 2,801,000 $ 127,318 $ 63,000
Los Angeles, California 21 $ 8,929,000 $ 425,190 $ 194,000
Boulder, Colorado 21 $ 4,054,000 $ 193,047 $ 92,000
Ellis, Texas 21 $ 1,992,000 $ 94,857 $ 71,000
Adams, Colorado 20 $ 2,967,000 $ 148,350 $ 76,000
Olmsted, Minnesota 20 $ 2,955,000 $ 147,750 $ 40,000
Clermont, Ohio 20 $ 2,453,000 $ 122,650 $ 58,000
Martin, Florida 19 $ 4,007,000 $ 210,894 $ 74,000
Beaver, Pennsylvania 19 $ 1,839,000 $ 96,789 $ 77,000
Westmoreland, Pennsylvania 19 $ 2,672,000 $ 140,631 $ 72,000
Yavapai, Arizona 18 $ 2,538,000 $ 141,000 $ 56,000
Cherokee, Georgia 18 $ 2,514,000 $ 139,666 $ 66,000
Duval, Florida 17 $ 2,746,000 $ 161,529 $ 114,000
Burlington, New Jersey 17 $ 3,825,000 $ 225,000 $ 105,000
Warren, New Jersey 17 $ 3,683,000 $ 216,647 $ 118,000
Shelby, Tennessee 17 $ 2,626,000 $ 154,470 $ 102,000
Kankakee, Illinois 16 $ 2,011,000 $ 125,687 $ 41,000
Frederick, Maryland 16 $ 3,349,000 $ 209,312 $ 134,000
McHenry, Illinois 15 $ 2,560,000 $ 170,666 $ 93,000
Scott, Minnesota 15 $ 3,397,000 $ 226,466 $ 86,000
Camden, New Jersey 15 $ 3,017,000 $ 201,133 $ 78,000
Wake, North Carolina 15 $ 3,223,000 $ 214,866 $ 111,000
Warren, Ohio 15 $ 2,490,000 $ 166,000 $ 118,000
Hernando, Florida 14 $ 2,222,000 $ 158,714 $ 71,000
Marion, Florida 14 $ 1,712,000 $ 122,285 $ 75,000
Kane, Illinois 14 $ 2,757,000 $ 196,928 $ 100,000
Gloucester, New Jersey 14 $ 2,270,000 $ 162,142 $ 75,000
Ocean, New Jersey 14 $ 2,314,000 $ 165,285 $ 75,000
Philadelphia, Pennsylvania 14 $ 1,742,000 $ 124,428 $ 76,000
Washington, Pennsylvania 14 $ 2,131,000 $ 152,214 $ 93,000
Litchfield, Connecticut 13 $ 2,639,000 $ 203,000 $ 73,000
Montgomery, Maryland 13 $ 4,051,000 $ 311,615 $ 121,000
Fairfield, Ohio 13 $ 1,934,000 $ 148,769 $ 66,000
Licking, Ohio 13 $ 1,552,000 $ 119,384 $ 70,000
Greenville, South Carolina 13 $ 2,325,000 $ 178,846 $ 85,000
Madison, Alabama 12 $ 2,146,000 $ 178,833 $ 87,000
Charlotte, Florida 12 $ 1,636,000 $ 136,333 $ 163,000
Douglas, Georgia 12 $ 1,591,000 $ 132,583 $ 71,000
Ada, Idaho 12 $ 2,481,000 $ 206,750 $ 131,000
Porter, Indiana 12 $ 1,841,000 $ 153,416 $ 84,000
Lincoln, Missouri 12 $ 1,128,000 $ 94,000 $ 39,000
Hillsborough, New Hampshire 12 $ 2,238,000 $ 186,500 $ 107,000
Travis, Texas 12 $ 1,989,000 $ 165,750 $ 94,000
Salt Lake, Utah 11 $ 1,639,000 $ 149,000 $ 118,000
El Dorado, California 10 $ 3,021,000 $ 302,100 $ 101,000
Weld, Colorado 10 $ 2,187,000 $ 218,700 $ 100,000
LaPorte, Indiana 10 $ 907,000 $ 90,700 $ 55,000
Delaware, Ohio 10 $ 1,420,000 $ 142,000 $ 47,000
Sussex, Delaware 9 $ 2,119,000 $ 235,444 $ 103,000
Alachua, Florida 9 $ 847,000 $ 94,111 $ 261,000
Paulding, Georgia 9 $ 1,116,000 $ 124,000 $ 78,000
Allen, Indiana 9 $ 1,806,000 $ 200,666 $ 108,000
Cuyahoga, Ohio 9 $ 1,719,000 $ 191,000 $ 101,000
Union, Ohio 9 $ 1,248,000 $ 138,666 $ 80,000
Lebanon, Pennsylvania 9 $ 1,132,000 $ 125,777 $ 53,000
Knox, Tennessee 9 $ 1,455,000 $ 161,666 $ 68,000
Fairfax, Virginia 9 $ 2,082,000 $ 231,333 $ 141,000
Ozaukee, Wisconsin 9 $ 1,918,000 $ 213,111 $ 101,000
Broomfield, Colorado 8 $ 2,236,000 $ 279,500 $ 359,000
Citrus, Florida 8 $ 893,000 $ 111,625 $ 71,000
Boone, Kentucky 8 $ 812,000 $ 101,500 $ 52,000
Kenton, Kentucky 8 $ 923,000 $ 115,375 $ 47,000
Sherburne, Minnesota 8 $ 1,204,000 $ 150,500 $ 48,000
Bexar, Texas 8 $ 1,083,000 $ 135,375 $ 62,000
Fort Bend, Texas 8 $ 1,205,000 $ 150,625 $ 93,000
Montgomery, Texas 8 $ 1,125,000 $ 140,625 $ 83,000
St. Croix, Wisconsin 8 $ 1,684,000 $ 210,500 $ 72,000
Waukesha, Wisconsin 8 $ 1,803,000 $ 225,375 $ 89,000
Shelby, Alabama 7 $ 1,226,000 $ 175,142 $ 86,000
Benton, Arkansas 7 $ 1,516,000 $ 216,571 $ 145,000
San Bernardino, California 7 $ 1,969,000 $ 281,285 $ 97,000
Park, Colorado 7 $ 1,053,000 $ 150,428 $ 73,000
Leon, Florida 7 $ 908,000 $ 129,714 $ 109,000
Bonneville, Idaho 7 $ 866,000 $ 123,714 $ 87,000
Johnson, Kansas 7 $ 1,567,000 $ 223,857 $ 93,000
Charles, Maryland 7 $ 1,147,000 $ 163,857 $ 98,000
Prince George's, Maryland 7 $ 1,723,000 $ 246,142 $ 97,000
St. Mary's, Maryland 7 $ 1,556,000 $ 222,285 $ 144,000
Wicomico, Maryland 7 $ 1,041,000 $ 148,714 $ 69,000
Kent, Michigan 7 $ 758,000 $ 108,285 $ 102,000
Stearns, Minnesota 7 $ 1,235,000 $ 176,428 $ 47,000
Cumberland, North Carolina 7 $ 1,021,000 $ 145,857 $ 77,000
Delaware, Pennsylvania 7 $ 1,604,000 $ 229,142 $ 122,000
Lackawanna, Pennsylvania 7 $ 1,070,000 $ 152,857 $ 92,000
Davidson, Tennessee 7 $ 1,304,000 $ 186,285 $ 97,000
Brazoria, Texas 7 $ 751,000 $ 107,285 $ 82,000
Hidalgo, Texas 7 $ 765,000 $ 109,285 $ 82,000
Prince William, Virginia 7 $ 1,811,000 $ 258,714 $ 93,000
New Castle, Delaware 6 $ 1,136,000 $ 189,333 $ 77,000
Indian River, Florida 6 $ 900,000 $ 150,000 $ 110,000
Queen Anne's, Maryland 6 $ 1,513,000 $ 252,166 $ 114,000
Bernalillo, New Mexico 6 $ 843,000 $ 140,500 $ 90,000
Greene, Ohio 6 $ 1,133,000 $ 188,833 $ 127,000
Adams, Pennsylvania 6 $ 1,070,000 $ 178,333 $ 67,000
Berks, Pennsylvania 6 $ 1,252,000 $ 208,666 $ 122,000
Erie, Pennsylvania 6 $ 1,066,000 $ 177,666 $ 85,000
Johnson, Texas 6 $ 674,000 $ 112,333 $ 114,000
Washington, Wisconsin 6 $ 911,000 $ 151,833 $ 79,000
Jefferson, Alabama 5 $ 737,000 $ 147,400 $ 130,000
Solano, California 5 $ 2,056,000 $ 411,200 $ 133,000
Clay, Florida 5 $ 897,000 $ 179,400 $ 83,000
Sumter, Florida 5 $ 485,000 $ 97,000 $ 89,000
Jones, Georgia 5 $ 729,000 $ 145,800 $ 66,000
DeKalb, Illinois 5 $ 646,000 $ 129,200 $ 98,000
Marion, Indiana 5 $ 464,000 $ 92,800 $ 70,000
Vigo, Indiana 5 $ 522,000 $ 104,400 $ 73,000
Kent, Maryland 5 $ 976,000 $ 195,200 $ 98,000
Benton, Minnesota 5 $ 776,000 $ 155,200 $ 46,000
Chisago, Minnesota 5 $ 887,000 $ 177,400 $ 80,000
McLeod, Minnesota 5 $ 574,000 $ 114,800 $ 42,000
Franklin, Missouri 5 $ 574,000 $ 114,800 $ 53,000
Eddy, New Mexico 5 $ 633,000 $ 126,600 $ 65,000
Cherokee, North Carolina 5 $ 364,000 $ 72,800 $ 120,000
Forsyth, North Carolina 5 $ 599,000 $ 119,800 $ 58,000
Lucas, Ohio 5 $ 637,000 $ 127,400 $ 67,000
Oklahoma, Oklahoma 5 $ 957,000 $ 191,400 $ 65,000
Tulsa, Oklahoma 5 $ 558,000 $ 111,600 $ 53,000
Washington, Oregon 5 $ 1,340,000 $ 268,000 $ 127,000
Providence, Rhode Island 5 $ 851,000 $ 170,200 $ 79,000
Aiken, South Carolina 5 $ 586,000 $ 117,200 $ 77,000
El Paso, Texas 5 $ 1,144,000 $ 228,800 $ 131,000
Harrison, Texas 5 $ 438,000 $ 87,600 $ 91,000
Midland, Texas 5 $ 749,000 $ 149,800 $ 85,000
Rockwall, Texas 5 $ 748,000 $ 149,600 $ 57,000
Williamson, Texas 5 $ 673,000 $ 134,600 $ 89,000
Box Elder, Utah 5 $ 663,000 $ 132,600 $ 67,000
Loudoun, Virginia 5 $ 1,464,000 $ 292,800 $ 147,000
Racine, Wisconsin 5 $ 802,000 $ 160,400 $ 65,000
Washington, Arkansas 4 $ 634,000 $ 158,500 $ 119,000
Elbert, Colorado 4 $ 630,000 $ 157,500 $ 86,000
Summit, Colorado 4 $ 851,000 $ 212,750 $ 137,000
Teller, Colorado 4 $ 635,000 $ 158,750 $ 81,000
Bay, Florida 4 $ 537,000 $ 134,250 $ 46,000
Hardee, Florida 4 $ 489,000 $ 122,250 $ 75,000
Highlands, Florida 4 $ 703,000 $ 175,750 $ 104,000
Coweta, Georgia 4 $ 495,000 $ 123,750 $ 69,000
Fayette, Georgia 4 $ 953,000 $ 238,250 $ 105,000
Henry, Georgia 4 $ 512,000 $ 128,000 $ 81,000
Vanderburgh, Indiana 4 $ 418,000 $ 104,500 $ 122,000
Polk, Iowa 4 $ 750,000 $ 187,500 $ 102,000
Fayette, Kentucky 4 $ 258,000 $ 64,500 $ 51,000
Crow Wing, Minnesota 4 $ 1,058,000 $ 264,500 $ 202,000
Sibley, Minnesota 4 $ 294,000 $ 73,500 $ 40,000
DeSoto, Mississippi 4 $ 518,000 $ 129,500 $ 105,000
Madison, Mississippi 4 $ 657,000 $ 164,250 $ 110,000
Christian, Missouri 4 $ 554,000 $ 138,500 $ 71,000
Jackson, Missouri 4 $ 975,000 $ 243,750 $ 135,000
Cape May, New Jersey 4 $ 528,000 $ 132,000 $ 94,000
Guilford, North Carolina 4 $ 882,000 $ 220,500 $ 80,000
Mahoning, Ohio 4 $ 646,000 $ 161,500 $ 134,000
Medina, Ohio 4 $ 688,000 $ 172,000 $ 96,000
Montgomery, Ohio 4 $ 613,000 $ 153,250 $ 107,000
Summit, Ohio 4 $ 458,000 $ 114,500 $ 94,000
Canadian, Oklahoma 4 $ 408,000 $ 102,000 $ 64,000
Bucks, Pennsylvania 4 $ 1,018,000 $ 254,500 $ 1,081,000
Fulton, Pennsylvania 4 $ 579,000 $ 144,750 $ 62,000
Monroe, Pennsylvania 4 $ 938,000 $ 234,500 $ 83,000
Montgomery, Pennsylvania 4 $ 1,122,000 $ 280,500 $ 115,000
Northampton, Pennsylvania 4 $ 812,000 $ 203,000 $ 108,000
Horry, South Carolina 4 $ 356,000 $ 89,000 $ 151,000
Richland, South Carolina 4 $ 897,000 $ 224,250 $ 111,000
York, South Carolina 4 $ 909,000 $ 227,250 $ 93,000
Hamblen, Tennessee 4 $ 1,013,000 $ 253,250 $ 178,000
Marion, Tennessee 4 $ 178,000 $ 44,500 $ 36,000
Parker, Texas 4 $ 854,000 $ 213,500 $ 183,000
Weber, Utah 4 $ 605,000 $ 151,250 $ 76,000
Harrison, West Virginia 4 $ 240,000 $ 60,000 $ 61,000
Polk, Wisconsin 4 $ 526,000 $ 131,500 $ 25,000
Mobile, Alabama 3 $ 268,000 $ 89,333 $ 65,000
Morgan, Alabama 3 $ 303,000 $ 101,000 $ 103,000
Alameda, California 3 $ 1,110,000 $ 370,000 $ 110,000
Kern, California 3 $ 512,000 $ 170,666 $ 105,000
Ventura, California 3 $ 1,592,000 $ 530,666 $ 145,000
Okaloosa, Florida 3 $ 902,000 $ 300,666 $ 99,000
Carroll, Georgia 3 $ 506,000 $ 168,666 $ 100,000
Laurens, Georgia 3 $ 485,000 $ 161,666 $ 106,000
Kendall, Illinois 3 $ 523,000 $ 174,333 $ 78,000
St. Clair, Illinois 3 $ 403,000 $ 134,333 $ 156,000
Winnebago, Illinois 3 $ 295,000 $ 98,333 $ 64,000
Floyd, Indiana 3 $ 432,000 $ 144,000 $ 104,000
Hamilton, Indiana 3 $ 418,000 $ 139,333 $ 96,000
Shawnee, Kansas 3 $ 393,000 $ 131,000 $ 90,000
Jefferson, Kentucky 3 $ 261,000 $ 87,000 $ 85,000
Laurel, Kentucky 3 $ 376,000 $ 125,333 $ 74,000
Oldham, Kentucky 3 $ 783,000 $ 261,000 $ 109,000
East Baton Rouge, Louisiana 3 $ 301,000 $ 100,333 $ 207,000
Jefferson, Louisiana 3 $ 364,000 $ 121,333 $ 59,000
Ouachita, Louisiana 3 $ 350,000 $ 116,666 $ 68,000
Talbot, Maryland 3 $ 1,101,000 $ 367,000 $ 151,000
Muskegon, Michigan 3 $ 518,000 $ 172,666 $ 92,000
Wayne, Michigan 3 $ 1,152,000 $ 384,000 $ 170,000
Steele, Minnesota 3 $ 349,000 $ 116,333 $ 56,000
Stone, Missouri 3 $ 468,000 $ 156,000 $ 91,000
Warren, Missouri 3 $ 290,000 $ 96,666 $ 76,000
Washington, Missouri 3 $ 297,000 $ 99,000 $ 55,000
Lancaster, Nebraska 3 $ 447,000 $ 149,000 $ 79,000
Atlantic, New Jersey 3 $ 691,000 $ 230,333 $ 75,000
Iredell, North Carolina 3 $ 548,000 $ 182,666 $ 60,000
Brown, Ohio 3 $ 430,000 $ 143,333 $ 74,000
Champaign, Ohio 3 $ 254,000 $ 84,666 $ 56,000
Lawrence, Ohio 3 $ 465,000 $ 155,000 $ 98,000
Morrow, Ohio 3 $ 218,000 $ 72,666 $ 54,000
Sandusky, Ohio 3 $ 313,000 $ 104,333 $ 120,000
Indiana, Pennsylvania 3 $ 311,000 $ 103,666 $ 46,000
Lancaster, Pennsylvania 3 $ 703,000 $ 234,333 $ 122,000
Perry, Pennsylvania 3 $ 365,000 $ 121,666 $ 52,000
Dorchester, South Carolina 3 $ 516,000 $ 172,000 $ 58,000
Carroll, Tennessee 3 $ 195,000 $ 65,000 $ 125,000
Madison, Tennessee 3 $ 275,000 $ 91,666 $ 66,000
Williamson, Tennessee 3 $ 627,000 $ 209,000 $ 89,000
Jefferson, Texas 3 $ 391,000 $ 130,333 $ 83,000
Kaufman, Texas 3 $ 229,000 $ 76,333 $ 81,000
Nueces, Texas 3 $ 420,000 $ 140,000 $ 68,000
Alexandria, Virginia 3 $ 551,000 $ 183,666 $ 73,000
Spotsylvania, Virginia 3 $ 793,000 $ 264,333 $ 167,000
Stafford, Virginia 3 $ 964,000 $ 321,333 $ 138,000
Berkeley, West Virginia 3 $ 570,000 $ 190,000 $ 58,000
Outagamie, Wisconsin 3 $ 401,000 $ 133,666 $ 109,000
Laramie, Wyoming 3 $ 830,000 $ 276,666 $ 75,000
Coconino, Arizona 2 $ 418,000 $ 209,000 $ 97,000
Yuma, Arizona 2 $ 156,000 $ 78,000 $ 44,000
Cross, Arkansas 2 $ 232,000 $ 116,000 $ 48,000
St. Francis, Arkansas 2 $ 256,000 $ 128,000 $ 45,000
Butte, California 2 $ 379,000 $ 189,500 $ 163,000
San Francisco, California 2 $ 350,000 $ 175,000 $ 109,000
San Joaquin, California 2 $ 518,000 $ 259,000 $ 174,000
Santa Clara, California 2 $ 731,000 $ 365,500 $ 241,000
Tulare, California 2 $ 259,000 $ 129,500 $ 94,000
Clear Creek, Colorado 2 $ 234,000 $ 117,000 $ 108,000
Escambia, Florida 2 $ 363,000 $ 181,500 $ 90,000
Glades, Florida 2 $ 190,000 $ 95,000 $ 230,000
Jackson, Florida 2 $ 289,000 $ 144,500 $ 44,000
Monroe, Florida 2 $ 1,190,000 $ 595,000 $ 271,000
Nassau, Florida 2 $ 412,000 $ 206,000 $ 177,000
Okeechobee, Florida 2 $ 212,000 $ 106,000 $ 32,000
Barrow, Georgia 2 $ 362,000 $ 181,000 $ 107,000
Bryan, Georgia 2 $ 218,000 $ 109,000 $ 97,000
Chattooga, Georgia 2 $ 96,000 $ 48,000 $ 120,000
Clarke, Georgia 2 $ 200,000 $ 100,000 $ 77,000
Effingham, Georgia 2 $ 214,000 $ 107,000 $ 104,000
Glynn, Georgia 2 $ 388,000 $ 194,000 $ 82,000
Hall, Georgia 2 $ 210,000 $ 105,000 $ 106,000
Muscogee, Georgia 2 $ 209,000 $ 104,500 $ 37,000
Newton, Georgia 2 $ 406,000 $ 203,000 $ 55,000
Honolulu, Hawaii 2 $ 532,000 $ 266,000 $ 67,000
Grundy, Illinois 2 $ 317,000 $ 158,500 $ 41,000
Madison, Illinois 2 $ 152,000 $ 76,000 $ 32,000
Bartholomew, Indiana 2 $ 190,000 $ 95,000 $ 74,000
Boone, Indiana 2 $ 523,000 $ 261,500 $ 88,000
Huntington, Indiana 2 $ 525,000 $ 262,500 $ 147,000
Posey, Indiana 2 $ 434,000 $ 217,000 $ 98,000
Tippecanoe, Indiana 2 $ 258,000 $ 129,000 $ 77,000
Pottawattamie, Iowa 2 $ 183,000 $ 91,500 $ 144,000
Sedgwick, Kansas 2 $ 368,000 $ 184,000 $ 108,000
Campbell, Kentucky 2 $ 132,000 $ 66,000 $ 36,000
Graves, Kentucky 2 $ 179,000 $ 89,500 $ 61,000
Johnson, Kentucky 2 $ 225,000 $ 112,500 $ 93,000
Woodford, Kentucky 2 $ 489,000 $ 244,500 $ 100,000
Ascension, Louisiana 2 $ 216,000 $ 108,000 $ 75,000
Bossier, Louisiana 2 $ 157,000 $ 78,500 $ 67,000
Cumberland, Maine 2 $ 372,000 $ 186,000 $ 73,000
Kennebec, Maine 2 $ 305,000 $ 152,500 $ 50,000
Allegany, Maryland 2 $ 100,000 $ 50,000 $ 72,000
Cecil, Maryland 2 $ 278,000 $ 139,000 $ 114,000
Middlesex, Massachusetts 2 $ 766,000 $ 383,000 $ 138,000
Alpena, Michigan 2 $ 99,000 $ 49,500 $ 51,000
Hillsdale, Michigan 2 $ 190,000 $ 95,000 $ 75,000
Kalamazoo, Michigan 2 $ 249,000 $ 124,500 $ 65,000
Macomb, Michigan 2 $ 485,000 $ 242,500 $ 112,000
Blue Earth, Minnesota 2 $ 188,000 $ 94,000 $ 100,000
Freeborn, Minnesota 2 $ 156,000 $ 78,000 $ 39,000
Isanti, Minnesota 2 $ 368,000 $ 184,000 $ 48,000
Le Sueur, Minnesota 2 $ 381,000 $ 190,500 $ 63,000
Pope, Minnesota 2 $ 186,000 $ 93,000 $ 81,000
Rice, Minnesota 2 $ 401,000 $ 200,500 $ 40,000
Yazoo, Mississippi 2 $ 140,000 $ 70,000 $ 53,000
Greene, Missouri 2 $ 233,000 $ 116,500 $ 72,000
Jasper, Missouri 2 $ 183,000 $ 91,500 $ 111,000
Cascade, Montana 2 $ 230,000 $ 115,000 $ 70,000
Box Butte, Nebraska 2 $ 208,000 $ 104,000 $ 77,000
Cheshire, New Hampshire 2 $ 415,000 $ 207,500 $ 112,000
Coos, New Hampshire 2 $ 203,000 $ 101,500 $ 51,000
Chaves, New Mexico 2 $ 157,000 $ 78,500 $ 77,000
Sandoval, New Mexico 2 $ 352,000 $ 176,000 $ 82,000
Santa Fe, New Mexico 2 $ 397,000 $ 198,500 $ 54,000
Catawba, North Carolina 2 $ 268,000 $ 134,000 $ 98,000
Gaston, North Carolina 2 $ 394,000 $ 197,000 $ 90,000
Jackson, North Carolina 2 $ 188,000 $ 94,000 $ 210,000
Richmond, North Carolina 2 $ 120,000 $ 60,000 $ 46,000
Rockingham, North Carolina 2 $ 337,000 $ 168,500 $ 79,000
Rowan, North Carolina 2 $ 235,000 $ 117,500 $ 57,000
Scotland, North Carolina 2 $ 255,000 $ 127,500 $ 61,000
Auglaize, Ohio 2 $ 234,000 $ 117,000 $ 102,000
Clinton, Ohio 2 $ 220,000 $ 110,000 $ 74,000
Lake, Ohio 2 $ 394,000 $ 197,000 $ 95,000
Logan, Ohio 2 $ 108,000 $ 54,000 $ 135,000
Comanche, Oklahoma 2 $ 67,000 $ 33,500 $ 68,000
Multnomah, Oregon 2 $ 390,000 $ 195,000 $ 67,000
Huntingdon, Pennsylvania 2 $ 160,000 $ 80,000 $ 37,000
Lawrence, Pennsylvania 2 $ 110,000 $ 55,000 $ 87,000
Lehigh, Pennsylvania 2 $ 520,000 $ 260,000 $ 63,000
Pike, Pennsylvania 2 $ 441,000 $ 220,500 $ 72,000
Union, Pennsylvania 2 $ 288,000 $ 144,000 $ 76,000
Bristol, Rhode Island 2 $ 577,000 $ 288,500 $ 87,000
Newport, Rhode Island 2 $ 366,000 $ 183,000 $ 191,000
Beaufort, South Carolina 2 $ 367,000 $ 183,500 $ 55,000
Charleston, South Carolina 2 $ 478,000 $ 239,000 $ 68,000
Darlington, South Carolina 2 $ 392,000 $ 196,000 $ 110,000
Blount, Tennessee 2 $ 343,000 $ 171,500 $ 62,000
Bradley, Tennessee 2 $ 151,000 $ 75,500 $ 97,000
Hamilton, Tennessee 2 $ 316,000 $ 158,000 $ 96,000
Jefferson, Tennessee 2 $ 550,000 $ 275,000 $ 123,000
Sevier, Tennessee 2 $ 446,000 $ 223,000 $ 123,000
Sullivan, Tennessee 2 $ 175,000 $ 87,500 $ 77,000
Bell, Texas 2 $ 311,000 $ 155,500 $ 74,000
Comal, Texas 2 $ 172,000 $ 86,000 $ 90,000
Galveston, Texas 2 $ 274,000 $ 137,000 $ 83,000
Hays, Texas 2 $ 496,000 $ 248,000 $ 95,000
Lampasas, Texas 2 $ 199,000 $ 99,500 $ 98,000
Reeves, Texas 2 $ 92,000 $ 46,000 $ 99,000
Smith, Texas 2 $ 328,000 $ 164,000 $ 56,000
Accomack, Virginia 2 $ 349,000 $ 174,500 $ 66,000
Arlington, Virginia 2 $ 575,000 $ 287,500 $ 141,000
Clark, Washington 2 $ 350,000 $ 175,000 $ 120,000
Cabell, West Virginia 2 $ 298,000 $ 149,000 $ 113,000
Gilmer, West Virginia 2 $ 174,000 $ 87,000 $ 54,000
Chippewa, Wisconsin 2 $ 205,000 $ 102,500 $ 100,000
Dane, Wisconsin 2 $ 223,000 $ 111,500 $ 119,000
Sheboygan, Wisconsin 2 $ 216,000 $ 108,000 $ 43,000
Blount, Alabama 1 $ 77,000 $ 77,000 $ 65,000
Calhoun, Alabama 1 $ 101,000 $ 101,000 $ 94,000
Escambia, Alabama 1 $ 60,000 $ 60,000 $ 0
Henry, Alabama 1 $ 143,000 $ 143,000 $ 53,000
Houston, Alabama 1 $ 149,000 $ 149,000 $ 75,000
Montgomery, Alabama 1 $ 344,000 $ 344,000 $ 107,000
St. Clair, Alabama 1 $ 161,000 $ 161,000 $ 65,000
Talladega, Alabama 1 $ 270,000 $ 270,000 $ 70,000
Anchorage, Alaska 1 $ 288,000 $ 288,000 $ 102,000
Matanuska-Susitna, Alaska 1 $ 275,000 $ 275,000 $ 78,000
Apache, Arizona 1 $ 59,000 $ 59,000 $ 19,000
Santa Cruz, Arizona 1 $ 136,000 $ 136,000 $ 36,000
Baxter, Arkansas 1 $ 80,000 $ 80,000 $ 59,000
Crittenden, Arkansas 1 $ 128,000 $ 128,000 $ 44,000
Garland, Arkansas 1 $ 50,000 $ 50,000 $ 95,000
Logan, Arkansas 1 $ 74,000 $ 74,000 $ 48,000
Pope, Arkansas 1 $ 244,000 $ 244,000 $ 160,000
Pulaski, Arkansas 1 $ 219,000 $ 219,000 $ 75,000
Saline, Arkansas 1 $ 198,000 $ 198,000 $ 75,000
White, Arkansas 1 $ 294,000 $ 294,000 $ 140,000
Lake, California 1 $ 200,000 $ 200,000 $ 44,000
Lassen, California 1 $ 60,000 $ 60,000 $ 51,000
Monterey, California 1 $ 980,000 $ 980,000 $ 269,000
San Mateo, California 1 $ 261,000 $ 261,000 $ 86,000
Santa Barbara, California 1 $ 237,000 $ 237,000 $ 75,000
Shasta, California 1 $ 203,000 $ 203,000 $ 60,000
Stanislaus, California 1 $ 300,000 $ 300,000 $ 68,000
Yolo, California 1 $ 417,000 $ 417,000 $ 92,000
Yuba, California 1 $ 150,000 $ 150,000 $ 50,000
Eagle, Colorado 1 $ 224,000 $ 224,000 $ 349,000
Lake, Colorado 1 $ 53,000 $ 53,000 $ 150,000
Las Animas, Colorado 1 $ 160,000 $ 160,000 $ 66,000
Mesa, Colorado 1 $ 197,000 $ 197,000 $ 76,000
Montezuma, Colorado 1 $ 246,000 $ 246,000 $ 76,000
Montrose, Colorado 1 $ 145,000 $ 145,000 $ 54,000
Pueblo, Colorado 1 $ 140,000 $ 140,000 $ 50,000
Rio Grande, Colorado 1 $ 188,000 $ 188,000 $ 79,000
Middlesex, Connecticut 1 $ 416,000 $ 416,000 $ 140,000
Kent, Delaware 1 $ 180,000 $ 180,000 $ 107,000
Columbia, Florida 1 $ 118,000 $ 118,000 $ 96,000
DeSoto, Florida 1 $ 69,000 $ 69,000 $ 28,000
Flagler, Florida 1 $ 220,000 $ 220,000 $ 141,000
Franklin, Florida 1 $ 250,000 $ 250,000 $ 231,000
Santa Rosa, Florida 1 $ 172,000 $ 172,000 $ 77,000
Bartow, Georgia 1 $ 150,000 $ 150,000 $ 73,000
Camden, Georgia 1 $ 115,000 $ 115,000 $ 75,000
Chatham, Georgia 1 $ 144,000 $ 144,000 $ 84,000
Columbia, Georgia 1 $ 267,000 $ 267,000 $ 116,000
Dawson, Georgia 1 $ 352,000 $ 352,000 $ 260,000
Gilmer, Georgia 1 $ 68,000 $ 68,000 $ 68,000
Harris, Georgia 1 $ 226,000 $ 226,000 $ 78,000
Jackson, Georgia 1 $ 114,000 $ 114,000 $ 22,000
Lee, Georgia 1 $ 139,000 $ 139,000 $ 62,000
Lumpkin, Georgia 1 $ 255,000 $ 255,000 $ 350,000
Monroe, Georgia 1 $ 187,000 $ 187,000 $ 63,000
Pickens, Georgia 1 $ 120,000 $ 120,000 $ 72,000
Walton, Georgia 1 $ 152,000 $ 152,000 $ 50,000
Wayne, Georgia 1 $ 168,000 $ 168,000 $ 130,000
Hawaii, Hawaii 1 $ 536,000 $ 536,000 $ 130,000
Bingham, Idaho 1 $ 207,000 $ 207,000 $ 116,000
Elmore, Idaho 1 $ 100,000 $ 100,000 $ 51,000
Minidoka, Idaho 1 $ 86,000 $ 86,000 $ 60,000
Champaign, Illinois 1 $ 214,000 $ 214,000 $ 0
Jersey, Illinois 1 $ 178,000 $ 178,000 $ 103,000
Knox, Illinois 1 $ 128,000 $ 128,000 $ 65,000
Macon, Illinois 1 $ 221,000 $ 221,000 $ 71,000
Ogle, Illinois 1 $ 97,000 $ 97,000 $ 41,000
Peoria, Illinois 1 $ 108,000 $ 108,000 $ 85,000
Rock Island, Illinois 1 $ 164,000 $ 164,000 $ 96,000
Daviess, Indiana 1 $ 35,000 $ 35,000 $ 30,000
Dearborn, Indiana 1 $ 112,000 $ 112,000 $ 37,000
DeKalb, Indiana 1 $ 183,000 $ 183,000 $ 81,000
Elkhart, Indiana 1 $ 171,000 $ 171,000 $ 80,000
Johnson, Indiana 1 $ 154,000 $ 154,000 $ 63,000
Kosciusko, Indiana 1 $ 113,000 $ 113,000 $ 72,000
Monroe, Indiana 1 $ 116,000 $ 116,000 $ 50,000
Scott, Indiana 1 $ 105,000 $ 105,000 $ 56,000
Page:

Mortgage Loan Application Detail Totals for PHH Home Loans, LLC in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 10,651 $1,940,628,000 $188,083 $1,944,000 $92,979 $4,109,000
Refinancing 1,405 $296,210,000 $201,218 $2,118,000 $93,531 $1,050,000
Home Improvement 52 $12,972,000 $222,000 $878,000 $107,600 $1,767,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,630 $1,607,012,000 $190,382 $2,118,000 $95,978 $1,982,000
Not Provided 1,548 $300,056,000 $178,166 $1,944,000 $89,527 $4,109,000
Hispanic 973 $175,837,000 $180,206 $1,000,000 $90,103 $610,000
Black or African American 609 $94,974,000 $169,428 $949,000 $84,821 $495,000
Asian 291 $61,494,000 $212,285 $1,000,000 $90,047 $540,000
American Indian or Alaskan Native 41 $7,397,000 $193,266 $616,000 $84,333 $277,000
Native Hawaiian or Other Pacific Islander 16 $3,040,000 $225,500 $592,000 $97,500 $410,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 11,900 $2,214,908,000 $188,541 $2,118,000 $95,000 $4,109,000
VA-guaranteed (Veterans Administration) 113 $22,282,000 $195,857 $357,000 $73,000 $154,000
FHA-insured (Federal Housing Administration) 95 $12,620,000 $139,789 $387,000 $54,947 $444,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 9,871 $1,800,378,000 $188,574 $2,118,000 $93,659 $4,109,000
Application Withdrawn By Applicant 1,135 $243,270,000 $209,189 $1,944,000 $104,729 $1,982,000
Application Approved But Not Accepted 619 $116,729,000 $189,783 $999,000 $91,702 $1,767,000
Application Denied By Financial Institution 470 $87,405,000 $168,076 $850,000 $76,615 $587,000
File Closed For Incompleteness 11 $1,632,000 $166,500 $242,000 $84,666 $128,000
Preapproval Approved but not Accepted 2 $396,000 $198,000 $360,000 $108,000 $130,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 120 $20,557,000 $158,611 $800,000 $89,722 $360,000
Debt-To-Income Ratio 112 $23,735,000 $206,875 $850,000 $71,250 $587,000
Credit History 97 $16,450,000 $171,421 $761,000 $68,789 $444,000
Insufficient Cash (Downpayment, Closing Cost) 43 $8,585,000 $189,500 $562,000 $54,187 $190,000
Other 39 $7,267,000 $173,538 $800,000 $111,692 $470,000
Credit Application Incomplete 39 $7,299,000 $231,846 $714,000 $88,000 $300,000
Unverifiable Information 12 $2,361,000 $222,714 $425,000 $99,428 $226,000
Employment History 8 $1,151,000 $136,000 $239,000 $57,800 $100,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into PHH Home Loans, LLC's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess PHH Home Loans, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet with aggregated HMDA statistics today.

Download the New Jersey Lender List