Pinnacle Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016

Pinnacle Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Pinnacle Bank
150 3Rd Ave South, Suite 900
Nashville, TN 37201
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 4,808
Total Mortgage Loan Application Amount $1,495,342,000
Average Mortgage Loan Application Amount $273,333
Highest Mortgage Loan Application Amount $31,500,000
Average Applicant Income $115,333
Highest Applicant Income $9,999,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Pinnacle Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pinnacle Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2016 breaks down Pinnacle Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pinnacle Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Pinnacle Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pinnacle Bank's mortgage activity for 2016.

Mortgage Loan Application Totals for Pinnacle Bank by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Davidson County Tennessee 1,145 $ 343,049,000 $ 299,000 $ 138,000
Shelby County Tennessee 839 $ 269,667,000 $ 321,000 $ 107,000
Rutherford County Tennessee 498 $ 96,297,000 $ 193,000 $ 84,000
Williamson County Tennessee 459 $ 154,554,000 $ 336,000 $ 138,000
Sumner County Tennessee 283 $ 71,966,000 $ 254,000 $ 98,000
Knox County Tennessee 261 $ 59,347,000 $ 227,000 $ 103,000
Wilson County Tennessee 210 $ 50,465,000 $ 240,000 $ 93,000
Hamilton County Tennessee 182 $ 73,553,000 $ 404,000 $ 148,000
Blount County Tennessee 103 $ 37,286,000 $ 362,000 $ 330,000
DeSoto County Mississippi 90 $ 14,234,000 $ 158,000 $ 72,000
Robertson County Tennessee 66 $ 12,557,000 $ 190,000 $ 71,000
Cheatham County Tennessee 56 $ 9,348,000 $ 166,000 $ 108,000
Maury County Tennessee 56 $ 11,074,000 $ 197,000 $ 76,000
Fayette County Tennessee 51 $ 12,826,000 $ 251,000 $ 99,000
Dickson County Tennessee 37 $ 6,391,000 $ 172,000 $ 86,000
Tipton County Tennessee 23 $ 3,829,000 $ 166,000 $ 59,000
Bedford County Tennessee 21 $ 1,924,000 $ 91,000 $ 49,000
Montgomery County Tennessee 18 $ 5,771,000 $ 320,000 $ 54,000
Loudon County Tennessee 17 $ 4,461,000 $ 262,000 $ 156,000
Crittenden County Arkansas 16 $ 2,223,000 $ 138,000 $ 87,000
DeKalb County Tennessee 15 $ 2,609,000 $ 173,000 $ 158,000
Walker County Georgia 14 $ 2,122,000 $ 151,000 $ 256,000
Bradley County Tennessee 14 $ 3,199,000 $ 228,000 $ 122,000
Walton County Florida 13 $ 5,892,000 $ 453,000 $ 312,000
Coffee County Tennessee 11 $ 1,822,000 $ 165,000 $ 57,000
Franklin County Tennessee 11 $ 3,885,000 $ 353,000 $ 268,000
Marshall County Tennessee 11 $ 1,488,000 $ 135,000 $ 52,000
Sevier County Tennessee 11 $ 2,598,000 $ 236,000 $ 122,000
Smith County Tennessee 9 $ 843,000 $ 93,000 $ 43,000
Oakland County Michigan 8 $ 1,458,000 $ 182,000 $ 88,000
Monroe County Tennessee 7 $ 3,631,000 $ 518,000 $ 77,000
Hickman County Tennessee 6 $ 806,000 $ 134,000 $ 54,000
Trousdale County Tennessee 6 $ 987,000 $ 164,000 $ 54,000
Harris County Texas 6 $ 18,549,000 $ 3,091,000 $ 10,000
Catoosa County Georgia 5 $ 2,883,000 $ 576,000 $ 89,000
Anderson County Tennessee 5 $ 966,000 $ 193,000 $ 73,000
Cannon County Tennessee 5 $ 838,000 $ 167,000 $ 59,000
Putnam County Tennessee 5 $ 786,000 $ 157,000 $ 105,000
Jefferson County Alabama 4 $ 680,000 $ 170,000 $ 38,000
Bay County Florida 4 $ 658,000 $ 164,000 $ 243,000
Indian River County Florida 4 $ 392,000 $ 98,000 $ 0
Dade County Georgia 4 $ 1,305,000 $ 326,000 $ 87,000
Fulton County Georgia 4 $ 7,961,000 $ 1,990,000 $ 24,000
Fayette County Kentucky 4 $ 822,000 $ 205,000 $ 103,000
Marshall County Mississippi 4 $ 693,000 $ 173,000 $ 85,000
Grainger County Tennessee 4 $ 683,000 $ 170,000 $ 78,000
Lawrence County Tennessee 4 $ 384,000 $ 96,000 $ 74,000
Roane County Tennessee 4 $ 1,446,000 $ 361,000 $ 1,154,000
Mobile County Alabama 3 $ 5,156,000 $ 1,718,000 $ 72,000
Escambia County Florida 3 $ 3,239,000 $ 1,079,000 $ 27,000
Okaloosa County Florida 3 $ 2,717,000 $ 905,000 $ 262,000
Pinellas County Florida 3 $ 3,177,000 $ 1,059,000 $ 164,000
Warren County Kentucky 3 $ 3,037,000 $ 1,012,000 $ 73,000
Madison County Mississippi 3 $ 937,000 $ 312,000 $ 218,000
Tate County Mississippi 3 $ 585,000 $ 195,000 $ 81,000
Tishomingo County Mississippi 3 $ 645,000 $ 215,000 $ 393,000
Franklin County Ohio 3 $ 696,000 $ 232,000 $ 395,000
Hardin County Tennessee 3 $ 517,000 $ 172,000 $ 235,000
Humphreys County Tennessee 3 $ 365,000 $ 121,000 $ 49,000
Macon County Tennessee 3 $ 460,000 $ 153,000 $ 55,000
Denton County Texas 3 $ 650,000 $ 216,000 $ 97,000
Lee County Alabama 2 $ 487,000 $ 243,000 $ 311,000
Madison County Alabama 2 $ 164,000 $ 82,000 $ 59,000
Leon County Florida 2 $ 11,830,000 $ 5,915,000 $ 0
Orange County Florida 2 $ 22,250,000 $ 11,125,000 $ 0
Palm Beach County Florida 2 $ 479,000 $ 239,000 $ 213,000
Volusia County Florida 2 $ 198,000 $ 99,000 $ 104,000
Cherokee County Georgia 2 $ 369,000 $ 184,000 $ 143,000
Marion County Indiana 2 $ 2,307,000 $ 1,153,000 $ 146,000
Jefferson County Kentucky 2 $ 9,785,000 $ 4,892,000 $ 26,000
Alcorn County Mississippi 2 $ 303,000 $ 151,000 $ 87,000
Panola County Mississippi 2 $ 341,000 $ 170,000 $ 87,000
Mecklenburg County North Carolina 2 $ 1,490,000 $ 745,000 $ 412,000
Beaufort County South Carolina 2 $ 1,787,000 $ 893,000 $ 0
Horry County South Carolina 2 $ 494,000 $ 247,000 $ 147,000
Cumberland County Tennessee 2 $ 243,000 $ 121,000 $ 57,000
Giles County Tennessee 2 $ 227,000 $ 113,000 $ 278,000
Greene County Tennessee 2 $ 452,000 $ 226,000 $ 34,000
Hamblen County Tennessee 2 $ 243,000 $ 121,000 $ 133,000
Haywood County Tennessee 2 $ 370,000 $ 185,000 $ 111,000
Lincoln County Tennessee 2 $ 283,000 $ 141,000 $ 49,000
Madison County Tennessee 2 $ 187,000 $ 93,000 $ 64,000
Marion County Tennessee 2 $ 490,000 $ 245,000 $ 212,000
Rhea County Tennessee 2 $ 574,000 $ 287,000 $ 219,000
Sequatchie County Tennessee 2 $ 1,321,000 $ 660,000 $ 145,000
Warren County Tennessee 2 $ 300,000 $ 150,000 $ 59,000
Washington County Tennessee 2 $ 209,000 $ 104,000 $ 121,000
Montgomery County Texas 2 $ 455,000 $ 227,000 $ 63,000
Ozaukee County Wisconsin 2 $ 604,000 $ 302,000 $ 108,000
Baldwin County Alabama 1 $ 417,000 $ 417,000 $ 184,000
Cullman County Alabama 1 $ 250,000 $ 250,000 $ 525,000
Lauderdale County Alabama 1 $ 217,000 $ 217,000 $ 225,000
Limestone County Alabama 1 $ 223,000 $ 223,000 $ 214,000
Yavapai County Arizona 1 $ 250,000 $ 250,000 $ 106,000
Cleburne County Arkansas 1 $ 68,000 $ 68,000 $ 32,000
Craighead County Arkansas 1 $ 196,000 $ 196,000 $ 109,000
Greene County Arkansas 1 $ 112,000 $ 112,000 $ 38,000
Sharp County Arkansas 1 $ 32,000 $ 32,000 $ 161,000
Washington County Arkansas 1 $ 3,800,000 $ 3,800,000 $ 0
Los Angeles County California 1 $ 150,000 $ 150,000 $ 429,000
Riverside County California 1 $ 62,000 $ 62,000 $ 60,000
Alachua County Florida 1 $ 53,000 $ 53,000 $ 145,000
Hernando County Florida 1 $ 124,000 $ 124,000 $ 66,000
Manatee County Florida 1 $ 300,000 $ 300,000 $ 350,000
Miami-Dade County Florida 1 $ 2,100,000 $ 2,100,000 $ 0
Santa Rosa County Florida 1 $ 195,000 $ 195,000 $ 145,000
Sarasota County Florida 1 $ 227,000 $ 227,000 $ 433,000
Bibb County Georgia 1 $ 1,540,000 $ 1,540,000 $ 0
Chatham County Georgia 1 $ 26,100,000 $ 26,100,000 $ 0
Cobb County Georgia 1 $ 18,710,000 $ 18,710,000 $ 0
Columbia County Georgia 1 $ 114,000 $ 114,000 $ 145,000
DeKalb County Georgia 1 $ 4,400,000 $ 4,400,000 $ 0
Harris County Georgia 1 $ 417,000 $ 417,000 $ 382,000
Towns County Georgia 1 $ 180,000 $ 180,000 $ 55,000
Blaine County Idaho 1 $ 350,000 $ 350,000 $ 127,000
Hancock County Illinois 1 $ 100,000 $ 100,000 $ 50,000
Lake County Illinois 1 $ 417,000 $ 417,000 $ 309,000
Johnson County Indiana 1 $ 298,000 $ 298,000 $ 112,000
Lawrence County Indiana 1 $ 300,000 $ 300,000 $ 57,000
Marshall County Indiana 1 $ 92,000 $ 92,000 $ 257,000
Douglas County Kansas 1 $ 89,000 $ 89,000 $ 70,000
Allen County Kentucky 1 $ 180,000 $ 180,000 $ 748,000
Barren County Kentucky 1 $ 140,000 $ 140,000 $ 108,000
Boone County Kentucky 1 $ 305,000 $ 305,000 $ 98,000
Christian County Kentucky 1 $ 290,000 $ 290,000 $ 95,000
Harlan County Kentucky 1 $ 125,000 $ 125,000 $ 172,000
Lyon County Kentucky 1 $ 171,000 $ 171,000 $ 135,000
Wayne County Kentucky 1 $ 106,000 $ 106,000 $ 302,000
Orleans County Louisiana 1 $ 417,000 $ 417,000 $ 241,000
Wayne County Michigan 1 $ 125,000 $ 125,000 $ 79,000
Bolivar County Mississippi 1 $ 61,000 $ 61,000 $ 86,000
Coahoma County Mississippi 1 $ 257,000 $ 257,000 $ 100,000
Harrison County Mississippi 1 $ 1,400,000 $ 1,400,000 $ 0
Hinds County Mississippi 1 $ 117,000 $ 117,000 $ 166,000
Lafayette County Mississippi 1 $ 151,000 $ 151,000 $ 56,000
Tunica County Mississippi 1 $ 5,000,000 $ 5,000,000 $ 0
Cass County Missouri 1 $ 112,000 $ 112,000 $ 39,000
Douglas County Nebraska 1 $ 5,000,000 $ 5,000,000 $ 0
Washoe County Nevada 1 $ 3,815,000 $ 3,815,000 $ 0
Rockingham County New Hampshire 1 $ 523,000 $ 523,000 $ 252,000
Alamance County North Carolina 1 $ 3,730,000 $ 3,730,000 $ 0
Cabarrus County North Carolina 1 $ 200,000 $ 200,000 $ 69,000
Guilford County North Carolina 1 $ 216,000 $ 216,000 $ 130,000
Madison County North Carolina 1 $ 220,000 $ 220,000 $ 373,000
Wake County North Carolina 1 $ 4,650,000 $ 4,650,000 $ 0
Cuyahoga County Ohio 1 $ 730,000 $ 730,000 $ 380,000
Defiance County Ohio 1 $ 55,000 $ 55,000 $ 164,000
Fairfield County Ohio 1 $ 308,000 $ 308,000 $ 222,000
Charleston County South Carolina 1 $ 353,000 $ 353,000 $ 2,202,000
Spartanburg County South Carolina 1 $ 4,850,000 $ 4,850,000 $ 0
Campbell County Tennessee 1 $ 149,000 $ 149,000 $ 40,000
Hardeman County Tennessee 1 $ 72,000 $ 72,000 $ 21,000
Henderson County Tennessee 1 $ 352,000 $ 352,000 $ 148,000
Henry County Tennessee 1 $ 114,000 $ 114,000 $ 0
Jackson County Tennessee 1 $ 310,000 $ 310,000 $ 479,000
Jefferson County Tennessee 1 $ 256,000 $ 256,000 $ 62,000
Lauderdale County Tennessee 1 $ 125,000 $ 125,000 $ 64,000
McMinn County Tennessee 1 $ 60,000 $ 60,000 $ 118,000
Moore County Tennessee 1 $ 176,000 $ 176,000 $ 99,000
Obion County Tennessee 1 $ 144,000 $ 144,000 $ 150,000
Union County Tennessee 1 $ 130,000 $ 130,000 $ 36,000
White County Tennessee 1 $ 133,000 $ 133,000 $ 64,000
Bell County Texas 1 $ 1,200,000 $ 1,200,000 $ 0
Brazoria County Texas 1 $ 3,770,000 $ 3,770,000 $ 0
Bennington County Vermont 1 $ 329,000 $ 329,000 $ 363,000
Virginia Beach County Virginia 1 $ 442,000 $ 442,000 $ 156,000
Washington County Virginia 1 $ 120,000 $ 120,000 $ 120,000
Milwaukee County Wisconsin 1 $ 270,000 $ 270,000 $ 105,000
Pepin County Wisconsin 1 $ 69,000 $ 69,000 $ 19,000

Mortgage Loan Application Detail Totals for Pinnacle Bank in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,349 $1,022,651,000 $305,000 $31,500,000 $119,000 $9,999,000
Refinancing 1,184 $430,744,000 $363,000 $18,710,000 $130,000 $2,399,000
Home Improvement 275 $41,947,000 $152,000 $2,300,000 $97,000 $1,856,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,897 $930,716,000 $238,000 $5,270,000 $129,000 $9,999,000
Black or African American 315 $53,664,000 $170,000 $929,000 $73,000 $1,100,000
Not Provided 165 $50,986,000 $309,000 $2,451,000 $167,000 $1,826,000
Not applicable 152 $403,285,000 $2,653,000 $31,500,000 $0 $0
Hispanic 147 $25,758,000 $175,000 $500,000 $73,000 $779,000
Asian 119 $28,983,000 $243,000 $1,125,000 $124,000 $1,138,000
American Indian or Alaskan Native 10 $1,323,000 $132,000 $212,000 $58,000 $163,000
Native Hawaiin or Other Pacific Islander 3 $627,000 $209,000 $326,000 $93,000 $128,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,826 $1,312,207,000 $342,000 $31,500,000 $135,000 $9,999,000
FHA-insured (Federal Housing Administration) 670 $115,688,000 $172,000 $433,000 $62,000 $278,000
VA-guaranteed (Veterans Administration) 196 $49,109,000 $250,000 $581,000 $83,000 $282,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 116 $18,338,000 $158,000 $290,000 $48,000 $78,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,814 $1,256,322,000 $329,000 $31,500,000 $117,000 $9,999,000
Application Withdrawn By Applicant 535 $131,919,000 $246,000 $1,670,000 $140,000 $5,089,000
Application Denied By Financial Institution 279 $57,601,000 $206,000 $1,600,000 $96,000 $1,200,000
Application Approved But Not Accepted 168 $43,981,000 $261,000 $4,680,000 $187,000 $9,999,000
File Closed For Incompleteness 12 $5,519,000 $459,000 $1,464,000 $226,000 $1,033,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 100 $23,537,000 $235,000 $1,125,000 $80,000 $731,000
Credit History 79 $13,358,000 $169,000 $1,600,000 $77,000 $477,000
Collateral 45 $8,915,000 $198,000 $700,000 $150,000 $1,200,000
Employment History 15 $2,955,000 $197,000 $1,107,000 $87,000 $371,000
Other 12 $2,676,000 $223,000 $893,000 $138,000 $996,000
Unverifiable Information 8 $1,305,000 $163,000 $252,000 $65,000 $98,000
Credit Application Incomplete 3 $773,000 $257,000 $319,000 $218,000 $281,000
Insufficient Cash (Downpayment, Closing Cost) 3 $666,000 $222,000 $348,000 $79,000 $102,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Pinnacle Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Pinnacle Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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