Plains Commerce Bank Mortgage Lending & HMDA Data, 2020
In 2020, Plains Commerce Bank of Hoven, SD reported 23,755 mortgage applications totaling $5.9 billion, up 355% from 2019. The average application was for $246,396, and applicants reported an average income of $114,410. 77% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Sioux Falls, SD (5,027), Baltimore-Columbia-Towson, MD (824) and Orlando-Kissimmee-Sanford, FL (689) (applications in parentheses).
| Mortgage Company & Address | Plains Commerce Bank 220 Main St Hoven, SD 57450 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 23,755 |
| Total Mortgage Loan Application Amount | $5,853,155,000 |
| Average Mortgage Loan Application Amount | $246,396 |
| Highest Mortgage Loan Application Amount | $15,975,000 |
| Average Applicant Income | $114,410 |
| Highest Applicant Income | $5,388,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Plains Commerce Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 5,744 | $ 1,037,440,000 | $ 180,612 | $ 97,817 |
| Sioux Falls, SD | 5,027 | $ 1,152,875,000 | $ 229,336 | $ 99,000 |
| Baltimore-Columbia-Towson, MD | 824 | $ 254,030,000 | $ 308,288 | $ 137,000 |
| Orlando-Kissimmee-Sanford, FL | 689 | $ 186,525,000 | $ 270,718 | $ 112,000 |
| Denver-Aurora-Lakewood, CO | 645 | $ 214,005,000 | $ 331,790 | $ 134,000 |
| New York-Newark, NY | 615 | $ 195,005,000 | $ 317,081 | $ 140,517 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 598 | $ 162,900,000 | $ 272,408 | $ 138,645 |
| Warren-Troy-Farmington Hills, MI | 512 | $ 151,020,000 | $ 294,960 | $ 128,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 510 | $ 180,860,000 | $ 354,627 | $ 127,523 |
| Lakeland-Winter Haven, FL | 502 | $ 109,730,000 | $ 218,585 | $ 99,000 |
| New York-Jersey City-White Plains, NY-NJ | 499 | $ 187,465,000 | $ 375,681 | $ 172,787 |
| Omaha-Council Bluffs, NE-IA | 470 | $ 102,740,000 | $ 218,595 | $ 114,170 |
| Kansas City, MO-KS | 464 | $ 112,250,000 | $ 241,918 | $ 130,297 |
| Riverside-San Bernardino-Ontario, CA | 332 | $ 110,000,000 | $ 331,325 | $ 128,000 |
| Newark, NJ-PA | 319 | $ 108,055,000 | $ 338,730 | $ 146,786 |
| Phoenix-Mesa-Scottsdale, AZ | 306 | $ 97,810,000 | $ 319,640 | $ 142,000 |
| Albuquerque, NM | 300 | $ 73,250,000 | $ 244,166 | $ 110,000 |
| Chicago-Naperville, IL | 300 | $ 80,610,000 | $ 268,700 | $ 121,000 |
| Washington-Baltimore-Arlington, DC | 300 | $ 107,660,000 | $ 358,866 | $ 143,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 225 | $ 49,935,000 | $ 221,933 | $ 83,000 |
| Mankato-North Mankato, MN | 220 | $ 44,890,000 | $ 204,045 | $ 101,000 |
| Detroit-Dearborn-Livonia, MI | 191 | $ 58,425,000 | $ 305,890 | $ 130,000 |
| St. Louis, MO-IL | 180 | $ 43,080,000 | $ 239,333 | $ 117,433 |
| Fayetteville-Springdale-Rogers, AR-MO | 179 | $ 45,025,000 | $ 251,536 | $ 155,000 |
| Sioux City, IA-NE-SD | 177 | $ 32,785,000 | $ 185,225 | $ 91,694 |
| Ann Arbor, MI | 160 | $ 46,520,000 | $ 290,750 | $ 136,000 |
| Palm Bay-Melbourne-Titusville, FL | 154 | $ 35,710,000 | $ 231,883 | $ 114,000 |
| New Orleans-Metairie, LA | 138 | $ 35,310,000 | $ 255,869 | $ 126,000 |
| Wichita, KS | 110 | $ 20,750,000 | $ 188,636 | $ 97,000 |
| Boulder, CO | 107 | $ 39,725,000 | $ 371,261 | $ 157,000 |
| Tampa-St. Petersburg-Clearwater, FL | 102 | $ 24,180,000 | $ 237,058 | $ 108,000 |
| Atlanta-Sandy Springs-Roswell, GA | 94 | $ 26,030,000 | $ 276,914 | $ 105,000 |
| Camden, NJ | 87 | $ 20,975,000 | $ 241,091 | $ 123,000 |
| Montgomery County-Bucks County-Chester County, PA | 80 | $ 24,270,000 | $ 303,375 | $ 142,000 |
| Colorado Springs, CO | 79 | $ 22,835,000 | $ 289,050 | $ 110,000 |
| Bismarck, ND | 76 | $ 16,290,000 | $ 214,342 | $ 95,000 |
| Rochester, MN | 61 | $ 11,835,000 | $ 194,016 | $ 96,000 |
| Lake County-Kenosha County, IL-WI | 60 | $ 17,500,000 | $ 291,666 | $ 139,000 |
| Louisville/Jefferson County, KY-IN | 52 | $ 12,310,000 | $ 236,730 | $ 114,307 |
| San Diego-Carlsbad, CA | 47 | $ 18,445,000 | $ 392,446 | $ 142,000 |
| Lake Havasu City-Kingman, AZ | 46 | $ 10,780,000 | $ 234,347 | $ 123,000 |
| Eau Claire, WI | 44 | $ 8,800,000 | $ 200,000 | $ 146,000 |
| Rapid City, SD | 44 | $ 10,300,000 | $ 234,090 | $ 109,000 |
| Urban Honolulu, HI | 43 | $ 20,985,000 | $ 488,023 | $ 117,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 40 | $ 11,760,000 | $ 294,000 | $ 147,000 |
| Grand Island, NE | 39 | $ 7,285,000 | $ 186,794 | $ 82,000 |
| Salisbury, MD-DE | 39 | $ 10,005,000 | $ 256,538 | $ 160,384 |
| Wilmington, DE-MD-NJ | 39 | $ 9,735,000 | $ 249,615 | $ 107,948 |
| Allentown-Bethlehem-Easton, PA-NJ | 38 | $ 8,860,000 | $ 233,157 | $ 101,052 |
| Greeley, CO | 38 | $ 12,280,000 | $ 323,157 | $ 116,000 |
| Jacksonville, FL | 36 | $ 9,500,000 | $ 263,888 | $ 100,000 |
| Lake Charles, LA | 35 | $ 9,575,000 | $ 273,571 | $ 112,000 |
| Lincoln, NE | 35 | $ 8,665,000 | $ 247,571 | $ 134,000 |
| Salt Lake City, UT | 35 | $ 11,405,000 | $ 325,857 | $ 122,000 |
| Charlotte-Concord-Gastonia, NC-SC | 33 | $ 7,265,000 | $ 220,151 | $ 105,636 |
| Philadelphia, PA | 33 | $ 8,625,000 | $ 261,363 | $ 129,000 |
| Fort Collins, CO | 32 | $ 10,370,000 | $ 324,062 | $ 135,000 |
| Los Angeles-Long Beach-Glendale, CA | 32 | $ 13,110,000 | $ 409,687 | $ 158,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 30 | $ 8,950,000 | $ 298,333 | $ 99,000 |
| Manhattan, KS | 28 | $ 4,640,000 | $ 165,714 | $ 104,000 |
| Raleigh, NC | 27 | $ 6,605,000 | $ 244,629 | $ 137,000 |
| Anaheim-Santa Ana-Irvine, CA | 25 | $ 12,895,000 | $ 515,800 | $ 220,000 |
| Cincinnati, OH-KY-IN | 25 | $ 5,535,000 | $ 221,400 | $ 111,320 |
| Provo-Orem, UT | 25 | $ 8,285,000 | $ 331,400 | $ 124,000 |
| Nassau County-Suffolk County, NY | 24 | $ 9,380,000 | $ 390,833 | $ 197,000 |
| Davenport-Moline-Rock Island, IA-IL | 22 | $ 3,660,000 | $ 166,363 | $ 123,000 |
| St. Cloud, MN | 22 | $ 4,030,000 | $ 183,181 | $ 106,000 |
| Cape Coral-Fort Myers, FL | 21 | $ 5,065,000 | $ 241,190 | $ 140,000 |
| Elgin, IL | 21 | $ 5,395,000 | $ 256,904 | $ 122,000 |
| North Port-Sarasota-Bradenton, FL | 21 | $ 5,205,000 | $ 247,857 | $ 150,000 |
| Oakland-Hayward-Berkeley, CA | 21 | $ 9,565,000 | $ 455,476 | $ 161,000 |
| Tulsa, OK | 21 | $ 6,745,000 | $ 321,190 | $ 155,000 |
| Sebastian-Vero Beach, FL | 19 | $ 3,565,000 | $ 187,631 | $ 73,000 |
| Springfield, MO | 19 | $ 4,105,000 | $ 216,052 | $ 82,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 19 | $ 4,685,000 | $ 246,578 | $ 122,315 |
| Boise City, ID | 18 | $ 5,440,000 | $ 302,222 | $ 110,000 |
| Des Moines-West Des Moines, IA | 18 | $ 6,020,000 | $ 334,444 | $ 182,000 |
| Miami-Miami Beach-Kendall, FL | 18 | $ 5,550,000 | $ 308,333 | $ 172,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 18 | $ 5,280,000 | $ 293,333 | $ 167,000 |
| Trenton, NJ | 18 | $ 5,080,000 | $ 282,222 | $ 117,000 |
| Columbus, OH | 17 | $ 3,755,000 | $ 220,882 | $ 128,000 |
| Fargo, ND-MN | 17 | $ 3,575,000 | $ 210,294 | $ 79,588 |
| Ogden-Clearfield, UT | 17 | $ 5,325,000 | $ 313,235 | $ 121,000 |
| Hammond, LA | 16 | $ 3,090,000 | $ 193,125 | $ 72,000 |
| Oklahoma City, OK | 16 | $ 3,250,000 | $ 203,125 | $ 109,000 |
| Pittsburgh, PA | 16 | $ 3,270,000 | $ 204,375 | $ 111,000 |
| Pueblo, CO | 16 | $ 2,530,000 | $ 158,125 | $ 143,000 |
| Indianapolis-Carmel-Anderson, IN | 15 | $ 3,135,000 | $ 209,000 | $ 99,000 |
| Lansing-East Lansing, MI | 15 | $ 3,825,000 | $ 255,000 | $ 120,000 |
| Lexington-Fayette, KY | 15 | $ 3,555,000 | $ 237,000 | $ 92,000 |
| Cleveland-Elyria, OH | 14 | $ 2,710,000 | $ 193,571 | $ 96,000 |
| Santa Fe, NM | 14 | $ 4,310,000 | $ 307,857 | $ 154,000 |
| Cheyenne, WY | 13 | $ 3,385,000 | $ 260,384 | $ 92,000 |
| Durham-Chapel Hill, NC | 13 | $ 4,125,000 | $ 317,307 | $ 187,000 |
| Hagerstown-Martinsburg, MD-WV | 13 | $ 3,495,000 | $ 268,846 | $ 115,846 |
| Naples-Immokalee-Marco Island, FL | 13 | $ 3,625,000 | $ 278,846 | $ 258,000 |
| Austin-Round Rock, TX | 12 | $ 4,150,000 | $ 345,833 | $ 321,000 |
| Birmingham-Hoover, AL | 12 | $ 1,480,000 | $ 123,333 | $ 75,000 |
| California-Lexington Park, MD | 12 | $ 3,880,000 | $ 323,333 | $ 95,000 |
| Lancaster, PA | 12 | $ 3,390,000 | $ 282,500 | $ 132,000 |
| Little Rock-North Little Rock-Conway, AR | 12 | $ 2,920,000 | $ 243,333 | $ 155,000 |
| Ocala, FL | 12 | $ 2,090,000 | $ 174,166 | $ 66,000 |
| Pensacola-Ferry Pass-Brent, FL | 12 | $ 2,430,000 | $ 202,500 | $ 81,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 12 | $ 3,760,000 | $ 313,333 | $ 111,250 |
| San Jose-Sunnyvale-Santa Clara, CA | 12 | $ 5,150,000 | $ 429,166 | $ 266,000 |
| Seattle-Bellevue-Everett, WA | 12 | $ 4,230,000 | $ 352,500 | $ 104,000 |
| Crestview-Fort Walton Beach-Destin, FL | 11 | $ 3,425,000 | $ 311,363 | $ 110,000 |
| Dallas-Plano-Irving, TX | 11 | $ 2,555,000 | $ 232,272 | $ 97,000 |
| Farmington, NM | 11 | $ 1,975,000 | $ 179,545 | $ 69,000 |
| Rockford, IL | 11 | $ 1,485,000 | $ 135,000 | $ 87,000 |
| Casper, WY | 10 | $ 2,040,000 | $ 204,000 | $ 89,000 |
| Fort Worth-Arlington, TX | 10 | $ 2,640,000 | $ 264,000 | $ 114,000 |
| Greensboro-High Point, NC | 10 | $ 2,080,000 | $ 208,000 | $ 102,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 10 | $ 5,540,000 | $ 554,000 | $ 272,000 |
| Richmond, VA | 10 | $ 2,100,000 | $ 210,000 | $ 79,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 10 | $ 3,540,000 | $ 354,000 | $ 175,000 |
| York-Hanover, PA | 10 | $ 2,220,000 | $ 222,000 | $ 108,000 |
| Charleston-North Charleston, SC | 9 | $ 1,755,000 | $ 195,000 | $ 102,000 |
| Prescott Valley-Prescott, AZ | 9 | $ 3,095,000 | $ 343,888 | $ 335,000 |
| Topeka, KS | 9 | $ 1,675,000 | $ 186,111 | $ 109,000 |
| Winston-Salem, NC | 9 | $ 1,985,000 | $ 220,555 | $ 77,000 |
| Baton Rouge, LA | 8 | $ 1,810,000 | $ 226,250 | $ 196,000 |
| Columbia, SC | 8 | $ 1,540,000 | $ 192,500 | $ 75,000 |
| Gary, IN | 8 | $ 2,260,000 | $ 282,500 | $ 142,000 |
| Grand Rapids-Wyoming, MI | 8 | $ 2,140,000 | $ 267,500 | $ 121,000 |
| Memphis, TN-MS-AR | 8 | $ 1,620,000 | $ 202,500 | $ 98,000 |
| Appleton, WI | 7 | $ 1,435,000 | $ 205,000 | $ 101,000 |
| Greenville-Anderson-Mauldin, SC | 7 | $ 1,195,000 | $ 170,714 | $ 73,000 |
| Harrisburg-Carlisle, PA | 7 | $ 1,075,000 | $ 153,571 | $ 173,000 |
| Milwaukee-Waukesha-West Allis, WI | 7 | $ 1,475,000 | $ 210,714 | $ 115,000 |
| Port St. Lucie, FL | 7 | $ 1,645,000 | $ 235,000 | $ 101,000 |
| Punta Gorda, FL | 7 | $ 1,625,000 | $ 232,142 | $ 94,000 |
| San Antonio-New Braunfels, TX | 7 | $ 1,555,000 | $ 222,142 | $ 111,000 |
| Spokane-Spokane Valley, WA | 7 | $ 2,095,000 | $ 299,285 | $ 96,000 |
| Akron, OH | 6 | $ 1,370,000 | $ 228,333 | $ 109,000 |
| Atlantic City-Hammonton, NJ | 6 | $ 1,530,000 | $ 255,000 | $ 344,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 6 | $ 1,000,000 | $ 166,666 | $ 89,000 |
| Houston-The Woodlands-Sugar Land, TX | 6 | $ 1,820,000 | $ 303,333 | $ 138,000 |
| Lafayette, LA | 6 | $ 1,280,000 | $ 213,333 | $ 112,000 |
| Lawrence, KS | 6 | $ 870,000 | $ 145,000 | $ 96,000 |
| New Haven-Milford, CT | 6 | $ 1,960,000 | $ 326,666 | $ 133,000 |
| Ocean City, NJ | 6 | $ 2,120,000 | $ 353,333 | $ 184,000 |
| Santa Maria-Santa Barbara, CA | 6 | $ 3,030,000 | $ 505,000 | $ 189,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 6 | $ 1,120,000 | $ 186,666 | $ 98,000 |
| Sebring, FL | 6 | $ 970,000 | $ 161,666 | $ 68,000 |
| St. Joseph, MO-KS | 6 | $ 650,000 | $ 108,333 | $ 52,000 |
| Tucson, AZ | 6 | $ 1,810,000 | $ 301,666 | $ 89,000 |
| Chambersburg-Waynesboro, PA | 5 | $ 1,105,000 | $ 221,000 | $ 88,000 |
| Dayton-Springfield-Kettering, OH | 5 | $ 835,000 | $ 167,000 | $ 101,000 |
| Fayetteville, NC | 5 | $ 765,000 | $ 153,000 | $ 89,000 |
| Flagstaff, AZ | 5 | $ 1,715,000 | $ 343,000 | $ 167,000 |
| Fort Smith, AR-OK | 5 | $ 625,000 | $ 125,000 | $ 51,400 |
| Gettysburg, PA | 5 | $ 1,135,000 | $ 227,000 | $ 66,000 |
| Great Falls, MT | 5 | $ 1,855,000 | $ 371,000 | $ 182,000 |
| Hartford-West Hartford-East Hartford, CT | 5 | $ 1,045,000 | $ 209,000 | $ 112,000 |
| Homosassa Springs, FL | 5 | $ 715,000 | $ 143,000 | $ 58,000 |
| Knoxville, TN | 5 | $ 945,000 | $ 189,000 | $ 75,000 |
| Lynchburg, VA | 5 | $ 995,000 | $ 199,000 | $ 92,000 |
| Missoula, MT | 5 | $ 1,305,000 | $ 261,000 | $ 134,000 |
| Muskegon, MI | 5 | $ 1,005,000 | $ 201,000 | $ 115,000 |
| Oshkosh-Neenah, WI | 5 | $ 1,035,000 | $ 207,000 | $ 73,000 |
| Tuscaloosa, AL | 5 | $ 525,000 | $ 105,000 | $ 62,000 |
| Winchester, VA-WV | 5 | $ 1,035,000 | $ 207,000 | $ 82,000 |
| Bridgeport-Stamford-Norwalk, CT | 4 | $ 1,720,000 | $ 430,000 | $ 200,000 |
| Cedar Rapids, IA | 4 | $ 590,000 | $ 147,500 | $ 56,000 |
| Chattanooga, TN-GA | 4 | $ 660,000 | $ 165,000 | $ 242,000 |
| Dover, DE | 4 | $ 840,000 | $ 210,000 | $ 76,000 |
| Duluth, MN-WI | 4 | $ 1,290,000 | $ 322,500 | $ 154,750 |
| East Stroudsburg, PA | 4 | $ 580,000 | $ 145,000 | $ 57,000 |
| Fresno, CA | 4 | $ 1,380,000 | $ 345,000 | $ 114,000 |
| Grand Junction, CO | 4 | $ 890,000 | $ 222,500 | $ 81,000 |
| Green Bay, WI | 4 | $ 640,000 | $ 160,000 | $ 68,000 |
| Jonesboro, AR | 4 | $ 760,000 | $ 190,000 | $ 79,000 |
| Kalamazoo-Portage, MI | 4 | $ 830,000 | $ 207,500 | $ 110,000 |
| Kingston, NY | 4 | $ 920,000 | $ 230,000 | $ 101,000 |
| Madison, WI | 4 | $ 940,000 | $ 235,000 | $ 116,000 |
| Manchester-Nashua, NH | 4 | $ 1,240,000 | $ 310,000 | $ 140,000 |
| Midland, TX | 4 | $ 1,500,000 | $ 375,000 | $ 140,000 |
| Panama City, FL | 4 | $ 890,000 | $ 222,500 | $ 160,000 |
| Reading, PA | 4 | $ 660,000 | $ 165,000 | $ 80,000 |
| Tacoma-Lakewood, WA | 4 | $ 1,320,000 | $ 330,000 | $ 87,000 |
| Tallahassee, FL | 4 | $ 700,000 | $ 175,000 | $ 93,000 |
| Waterloo-Cedar Falls, IA | 4 | $ 630,000 | $ 157,500 | $ 88,000 |
| Worcester, MA-CT | 4 | $ 1,060,000 | $ 265,000 | $ 98,000 |
| Asheville, NC | 3 | $ 905,000 | $ 301,666 | $ 78,000 |
| Augusta-Richmond County, GA-SC | 3 | $ 595,000 | $ 198,333 | $ 60,333 |
| Bloomington, IL | 3 | $ 615,000 | $ 205,000 | $ 85,000 |
| Boston, MA | 3 | $ 1,015,000 | $ 338,333 | $ 107,000 |
| Bowling Green, KY | 3 | $ 945,000 | $ 315,000 | $ 100,000 |
| Cambridge-Newton-Framingham, MA | 3 | $ 1,045,000 | $ 348,333 | $ 124,000 |
| Canton-Massillon, OH | 3 | $ 465,000 | $ 155,000 | $ 60,000 |
| Charlottesville, VA | 3 | $ 675,000 | $ 225,000 | $ 117,000 |
| Decatur, IL | 3 | $ 335,000 | $ 111,666 | $ 86,000 |
| Elizabethtown-Fort Knox, KY | 3 | $ 615,000 | $ 205,000 | $ 80,000 |
| Fort Wayne, IN | 3 | $ 545,000 | $ 181,666 | $ 84,000 |
| Gainesville, FL | 3 | $ 655,000 | $ 218,333 | $ 103,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 3 | $ 875,000 | $ 291,666 | $ 88,000 |
| Huntsville, AL | 3 | $ 585,000 | $ 195,000 | $ 79,000 |
| Jefferson City, MO | 3 | $ 425,000 | $ 141,666 | $ 30,000 |
| Longview, WA | 3 | $ 915,000 | $ 305,000 | $ 72,000 |
| Modesto, CA | 3 | $ 1,015,000 | $ 338,333 | $ 99,000 |
| Rockingham County-Strafford County, NH | 3 | $ 785,000 | $ 261,666 | $ 67,000 |
| Springfield, IL | 3 | $ 565,000 | $ 188,333 | $ 73,000 |
| St. George, UT | 3 | $ 1,075,000 | $ 358,333 | $ 74,000 |
| Toledo, OH | 3 | $ 565,000 | $ 188,333 | $ 72,000 |
| Twin Falls, ID | 3 | $ 845,000 | $ 281,666 | $ 92,000 |
| Wenatchee, WA | 3 | $ 1,455,000 | $ 485,000 | $ 103,000 |
| Barnstable Town, MA | 2 | $ 560,000 | $ 280,000 | $ 112,000 |
| Bremerton-Silverdale, WA | 2 | $ 530,000 | $ 265,000 | $ 78,000 |
| Burlington, NC | 2 | $ 370,000 | $ 185,000 | $ 62,000 |
| Daphne-Fairhope-Foley, AL | 2 | $ 420,000 | $ 210,000 | $ 108,000 |
| Erie, PA | 2 | $ 580,000 | $ 290,000 | $ 145,000 |
| Eugene, OR | 2 | $ 460,000 | $ 230,000 | $ 72,000 |
| Gainesville, GA | 2 | $ 770,000 | $ 385,000 | $ 101,000 |
| Grand Forks, ND-MN | 2 | $ 330,000 | $ 165,000 | $ 126,000 |
| Gulfport-Biloxi-Pascagoula, MS | 2 | $ 270,000 | $ 135,000 | $ 55,000 |
| Hanford-Corcoran, CA | 2 | $ 470,000 | $ 235,000 | $ 81,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 340,000 | $ 170,000 | $ 68,000 |
| Jackson, MI | 2 | $ 530,000 | $ 265,000 | $ 113,000 |
| Jackson, MS | 2 | $ 430,000 | $ 215,000 | $ 87,000 |
| Janesville-Beloit, WI | 2 | $ 370,000 | $ 185,000 | $ 120,000 |
| Kankakee, IL | 2 | $ 270,000 | $ 135,000 | $ 123,000 |
| La Crosse-Onalaska, WI-MN | 2 | $ 270,000 | $ 135,000 | $ 54,500 |
| Lafayette-West Lafayette, IN | 2 | $ 360,000 | $ 180,000 | $ 76,000 |
| Lewiston-Auburn, ME | 2 | $ 310,000 | $ 155,000 | $ 55,000 |
| Mansfield, OH | 2 | $ 240,000 | $ 120,000 | $ 62,000 |
| Monroe, LA | 2 | $ 430,000 | $ 215,000 | $ 104,000 |
| Monroe, MI | 2 | $ 320,000 | $ 160,000 | $ 86,000 |
| Montgomery, AL | 2 | $ 280,000 | $ 140,000 | $ 80,000 |
| Morristown, TN | 2 | $ 380,000 | $ 190,000 | $ 270,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 2 | $ 400,000 | $ 200,000 | $ 84,000 |
| Portland-South Portland, ME | 2 | $ 410,000 | $ 205,000 | $ 101,000 |
| Providence-Warwick, RI-MA | 2 | $ 520,000 | $ 260,000 | $ 67,500 |
| Racine, WI | 2 | $ 500,000 | $ 250,000 | $ 54,000 |
| Roanoke, VA | 2 | $ 400,000 | $ 200,000 | $ 67,000 |
| Salem, OR | 2 | $ 450,000 | $ 225,000 | $ 85,000 |
| Savannah, GA | 2 | $ 550,000 | $ 275,000 | $ 118,000 |
| Shreveport-Bossier City, LA | 2 | $ 400,000 | $ 200,000 | $ 95,000 |
| Springfield, MA | 2 | $ 420,000 | $ 210,000 | $ 93,000 |
| Stockton-Lodi, CA | 2 | $ 770,000 | $ 385,000 | $ 178,000 |
| The Villages, FL | 2 | $ 310,000 | $ 155,000 | $ 85,000 |
| Vallejo-Fairfield, CA | 2 | $ 730,000 | $ 365,000 | $ 141,000 |
| Victoria, TX | 2 | $ 350,000 | $ 175,000 | $ 104,000 |
| Yuba City, CA | 2 | $ 520,000 | $ 260,000 | $ 124,000 |
| Albany, OR | 1 | $ 275,000 | $ 275,000 | $ 164,000 |
| Anchorage, AK | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Auburn-Opelika, AL | 1 | $ 445,000 | $ 445,000 | $ 233,000 |
| Bakersfield, CA | 1 | $ 365,000 | $ 365,000 | $ 162,000 |
| Bangor, ME | 1 | $ 125,000 | $ 125,000 | $ 116,000 |
| Bellingham, WA | 1 | $ 155,000 | $ 155,000 | $ 222,000 |
| Bend-Redmond, OR | 1 | $ 445,000 | $ 445,000 | $ 162,000 |
| Billings, MT | 1 | $ 515,000 | $ 515,000 | $ 127,000 |
| Burlington-South Burlington, VT | 1 | $ 375,000 | $ 375,000 | $ 177,000 |
| Champaign-Urbana, IL | 1 | $ 285,000 | $ 285,000 | $ 191,000 |
| Charleston, WV | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
| Chico, CA | 1 | $ 155,000 | $ 155,000 | $ 146,000 |
| Clarksville, TN-KY | 1 | $ 175,000 | $ 175,000 | $ 91,000 |
| Coeur D'Alene, ID | 1 | $ 225,000 | $ 225,000 | $ 121,000 |
| Columbia, MO | 1 | $ 325,000 | $ 325,000 | $ 65,000 |
| Columbus, GA-AL | 1 | $ 175,000 | $ 175,000 | $ 95,000 |
| Columbus, IN | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Cumberland, MD-WV | 1 | $ 225,000 | $ 225,000 | $ 117,000 |
| Decatur, AL | 1 | $ 165,000 | $ 165,000 | $ 150,000 |
| Dothan, AL | 1 | $ 275,000 | $ 275,000 | $ 168,000 |
| Evansville, IN-KY | 1 | $ 305,000 | $ 305,000 | $ 110,000 |
| Flint, MI | 1 | $ 215,000 | $ 215,000 | $ 86,000 |
| Glens Falls, NY | 1 | $ 155,000 | $ 155,000 | $ 121,000 |
| Goldsboro, NC | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Greenville, NC | 1 | $ 295,000 | $ 295,000 | $ 87,000 |
| Houma-Thibodaux, LA | 1 | $ 125,000 | $ 125,000 | $ 110,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Idaho Falls, ID | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Jacksonville, NC | 1 | $ 155,000 | $ 155,000 | $ 82,000 |
| Johnson City, TN | 1 | $ 155,000 | $ 155,000 | $ 102,000 |
| Kennewick-Richland, WA | 1 | $ 195,000 | $ 195,000 | $ 93,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 125,000 | $ 125,000 | $ 300,000 |
| Las Vegas-Henderson-Paradise, NV | 1 | $ 515,000 | $ 515,000 | $ 380,000 |
| Lebanon, PA | 1 | $ 255,000 | $ 255,000 | $ 173,000 |
| Logan, UT-ID | 1 | $ 275,000 | $ 275,000 | $ 110,000 |
| Medford, OR | 1 | $ 315,000 | $ 315,000 | $ 49,000 |
| Merced, CA | 1 | $ 315,000 | $ 315,000 | $ 65,000 |
| Michigan City-La Porte, IN | 1 | $ 455,000 | $ 455,000 | $ 270,000 |
| Midland, MI | 1 | $ 235,000 | $ 235,000 | $ 134,000 |
| Morgantown, WV | 1 | $ 215,000 | $ 215,000 | $ 150,000 |
| New Bern, NC | 1 | $ 135,000 | $ 135,000 | $ 85,000 |
| Niles-Benton Harbor, MI | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Norwich-New London, CT | 1 | $ 215,000 | $ 215,000 | $ 80,000 |
| Olympia-Tumwater, WA | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Peoria, IL | 1 | $ 215,000 | $ 215,000 | $ 144,000 |
| Pittsfield, MA | 1 | $ 195,000 | $ 195,000 | $ 103,000 |
| Redding, CA | 1 | $ 245,000 | $ 245,000 | $ 62,000 |
| Rocky Mount, NC | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| Salinas, CA | 1 | $ 465,000 | $ 465,000 | $ 217,000 |
| San Francisco-Redwood City-South San Francisco, CA | 1 | $ 185,000 | $ 185,000 | $ 144,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 255,000 | $ 255,000 | $ 111,000 |
| San Rafael, CA | 1 | $ 675,000 | $ 675,000 | $ 215,000 |
| Santa Rosa, CA | 1 | $ 415,000 | $ 415,000 | $ 164,000 |
| Sheboygan, WI | 1 | $ 175,000 | $ 175,000 | $ 88,000 |
| Sierra Vista-Douglas, AZ | 1 | $ 305,000 | $ 305,000 | $ 49,000 |
| Spartanburg, SC | 1 | $ 295,000 | $ 295,000 | $ 144,000 |
| Sumter, SC | 1 | $ 165,000 | $ 165,000 | $ 71,000 |
| Terre Haute, IN | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Tyler, TX | 1 | $ 285,000 | $ 285,000 | $ 118,000 |
| Vineland-Bridgeton, NJ | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Visalia-Porterville, CA | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| Wausau, WI | 1 | $ 515,000 | $ 515,000 | $ 158,000 |
| Wheeling, WV-OH | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Wilmington, NC | 1 | $ 255,000 | $ 255,000 | $ 65,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 245,000 | $ 245,000 | $ 216,000 |
| Yuma, AZ | 1 | $ 195,000 | $ 195,000 | $ 120,000 |
Mortgage Loan Application Detail Totals for Plains Commerce Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 11,286 | $2,943,770,000 | $260,000 | $15,975,000 | $127,000 | $5,388,000 |
| Home Purchase | 7,843 | $1,829,125,000 | $233,000 | $2,805,000 | $95,000 | $2,995,000 |
| Cash-out Refinancing | 4,258 | $1,005,750,000 | $236,000 | $1,935,000 | $113,000 | $2,589,000 |
| Other Purpose | 281 | $59,545,000 | $211,000 | $705,000 | $172,000 | $2,589,000 |
| Home Improvement | 87 | $14,965,000 | $172,000 | $515,000 | $114,000 | $590,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 17,601 | $4,179,175,000 | $237,000 | $15,975,000 | $114,000 | $5,388,000 |
| Not Provided | 2,305 | $585,065,000 | $253,000 | $1,445,000 | $119,000 | $2,348,000 |
| Asian | 1,873 | $582,925,000 | $311,000 | $825,000 | $129,000 | $1,284,000 |
| Hispanic | 1,262 | $317,030,000 | $251,000 | $715,000 | $90,000 | $924,000 |
| Black or African American | 544 | $137,760,000 | $253,000 | $705,000 | $96,000 | $683,000 |
| American Indian or Alaskan Native | 76 | $14,750,000 | $194,000 | $455,000 | $85,000 | $250,000 |
| Not applicable | 38 | $20,120,000 | $529,000 | $3,005,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 25 | $7,025,000 | $281,000 | $595,000 | $95,000 | $217,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 19,140 | $4,838,920,000 | $252,000 | $15,975,000 | $123,000 | $5,388,000 |
| FHA-insured (Federal Housing Administration) | 2,731 | $575,105,000 | $210,000 | $765,000 | $72,000 | $454,000 |
| VA-guaranteed (Veterans Administration) | 1,237 | $338,525,000 | $273,000 | $1,375,000 | $94,000 | $1,940,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 647 | $100,605,000 | $155,000 | $455,000 | $52,000 | $762,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 18,300 | $4,570,650,000 | $249,000 | $3,005,000 | $116,000 | $2,995,000 |
| Application Withdrawn By Applicant | 4,748 | $1,151,900,000 | $242,000 | $15,975,000 | $114,000 | $5,388,000 |
| Application Denied By Financial Institution | 694 | $126,370,000 | $182,000 | $1,935,000 | $73,000 | $1,542,000 |
| Application Approved But Not Accepted | 7 | $1,775,000 | $253,000 | $595,000 | $136,000 | $311,000 |
| Loan Purchased By The Institution | 3 | $1,455,000 | $485,000 | $555,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 2 | $710,000 | $355,000 | $385,000 | $96,000 | $129,000 |
| Preapproval Denied by Financial Institution | 1 | $295,000 | $295,000 | $295,000 | $92,000 | $92,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 23,060 | $5,726,490,000 | $248,000 | $15,975,000 | $115,000 | $5,388,000 |
| Credit History | 387 | $63,665,000 | $164,000 | $1,935,000 | $76,000 | $1,542,000 |
| Debt-To-Income Ratio | 248 | $53,400,000 | $215,000 | $1,405,000 | $67,000 | $1,111,000 |
| Collateral | 35 | $5,715,000 | $163,000 | $515,000 | $87,000 | $288,000 |
| Employment History | 10 | $1,310,000 | $131,000 | $225,000 | $49,000 | $109,000 |
| Unverifiable Information | 8 | $1,030,000 | $128,000 | $305,000 | $72,000 | $164,000 |
| Other | 5 | $1,125,000 | $225,000 | $355,000 | $68,000 | $139,000 |
| Credit Application Incomplete | 1 | $305,000 | $305,000 | $305,000 | $101,000 | $101,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $115,000 | $115,000 | $115,000 | $26,000 | $26,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Plains Commerce Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Plains Commerce Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About