Plainscapital Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020

Plainscapital Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Plainscapital Bank
2323 Victory Avenue, Suite 1400
University Park, TX 75219
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 886
Total Mortgage Loan Application Amount $441,250,000
Average Mortgage Loan Application Amount $378,000
Highest Mortgage Loan Application Amount $47,775,000
Average Applicant Income $279,800
Highest Applicant Income $2,271,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Plainscapital Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Plainscapital Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2020 breaks down Plainscapital Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Plainscapital Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Plainscapital Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Plainscapital Bank's mortgage activity for 2020.

Mortgage Loan Application Totals for Plainscapital Bank by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Dallas County Texas 60 $ 36,120,000 $ 602,000 $ 684,000
Lubbock County Texas 42 $ 29,930,000 $ 712,000 $ 307,000
Travis County Texas 39 $ 38,055,000 $ 975,000 $ 524,000
Tarrant County Texas 37 $ 22,985,000 $ 621,000 $ 280,000
Cameron County Texas 25 $ 9,275,000 $ 371,000 $ 200,000
Denton County Texas 24 $ 7,820,000 $ 325,000 $ 0
Collin County Texas 22 $ 22,030,000 $ 1,001,000 $ 0
Hidalgo County Texas 21 $ 11,815,000 $ 562,000 $ 147,000
Johnson County Kansas 20 $ 5,210,000 $ 260,000 $ 0
Harris County Texas 17 $ 5,815,000 $ 342,000 $ 184,000
Greenville County South Carolina 16 $ 5,430,000 $ 339,000 $ 0
Clay County Missouri 14 $ 3,510,000 $ 250,000 $ 0
Bexar County Texas 11 $ 9,235,000 $ 839,000 $ 405,000
Nueces County Texas 11 $ 3,565,000 $ 324,000 $ 203,000
Wake County North Carolina 10 $ 2,750,000 $ 275,000 $ 0
Brevard County Florida 9 $ 2,155,000 $ 239,000 $ 0
Baltimore County Maryland 9 $ 3,785,000 $ 420,000 $ 0
Jackson County Missouri 8 $ 1,230,000 $ 153,000 $ 0
Hamilton County Ohio 8 $ 1,310,000 $ 163,000 $ 0
Parker County Texas 8 $ 3,500,000 $ 437,000 $ 0
Maricopa County Arizona 7 $ 2,805,000 $ 400,000 $ 0
New Haven County Connecticut 6 $ 1,680,000 $ 280,000 $ 0
Marion County Indiana 6 $ 1,290,000 $ 215,000 $ 0
Frederick County Maryland 6 $ 1,670,000 $ 278,000 $ 0
Bell County Texas 6 $ 2,380,000 $ 396,000 $ 53,000
Galveston County Texas 6 $ 3,600,000 $ 600,000 $ 619,000
Williamson County Texas 6 $ 22,080,000 $ 3,680,000 $ 0
Los Angeles County California 5 $ 2,155,000 $ 431,000 $ 0
Duval County Florida 5 $ 945,000 $ 189,000 $ 0
Middlesex County New Jersey 5 $ 1,325,000 $ 265,000 $ 0
Warren County Ohio 5 $ 1,145,000 $ 229,000 $ 0
Riverside County California 4 $ 1,370,000 $ 342,000 $ 0
Yolo County California 4 $ 1,670,000 $ 417,000 $ 0
Walton County Florida 4 $ 4,660,000 $ 1,165,000 $ 0
Rockingham County New Hampshire 4 $ 1,460,000 $ 365,000 $ 0
Butler County Ohio 4 $ 710,000 $ 177,000 $ 0
Franklin County Ohio 4 $ 1,020,000 $ 255,000 $ 0
Montgomery County Ohio 4 $ 720,000 $ 180,000 $ 0
Summit County Ohio 4 $ 930,000 $ 232,000 $ 0
Oklahoma County Oklahoma 4 $ 1,040,000 $ 260,000 $ 0
Anderson County South Carolina 4 $ 680,000 $ 170,000 $ 0
Hamilton County Tennessee 4 $ 850,000 $ 212,000 $ 0
Fort Bend County Texas 4 $ 990,000 $ 247,000 $ 0
Midland County Texas 4 $ 850,000 $ 212,000 $ 0
Montgomery County Texas 4 $ 49,390,000 $ 12,347,000 $ 0
Taylor County Texas 4 $ 380,000 $ 95,000 $ 0
King County Washington 4 $ 2,560,000 $ 640,000 $ 0
Fairfield County Connecticut 3 $ 715,000 $ 238,000 $ 0
New Castle County Delaware 3 $ 1,465,000 $ 488,000 $ 0
District of Columbia County District Of Columbia 3 $ 1,635,000 $ 545,000 $ 0
Santa Rosa County Florida 3 $ 745,000 $ 248,000 $ 0
Sumter County Florida 3 $ 655,000 $ 218,000 $ 0
Cherokee County Georgia 3 $ 855,000 $ 285,000 $ 0
Cobb County Georgia 3 $ 855,000 $ 285,000 $ 0
Jefferson County Louisiana 3 $ 615,000 $ 205,000 $ 0
Essex County Massachusetts 3 $ 1,095,000 $ 365,000 $ 0
Wayne County Michigan 3 $ 535,000 $ 178,000 $ 0
Cass County Missouri 3 $ 495,000 $ 165,000 $ 0
Washoe County Nevada 3 $ 1,195,000 $ 398,000 $ 0
Monroe County New York 3 $ 865,000 $ 288,000 $ 0
Lake County Ohio 3 $ 665,000 $ 221,000 $ 0
Cambria County Pennsylvania 3 $ 335,000 $ 111,000 $ 0
Lycoming County Pennsylvania 3 $ 405,000 $ 135,000 $ 0
Charleston County South Carolina 3 $ 995,000 $ 331,000 $ 0
Spartanburg County South Carolina 3 $ 435,000 $ 145,000 $ 0
York County South Carolina 3 $ 625,000 $ 208,000 $ 0
Aransas County Texas 3 $ 1,525,000 $ 508,000 $ 771,000
Bastrop County Texas 3 $ 645,000 $ 215,000 $ 1,438,000
Hays County Texas 3 $ 1,215,000 $ 405,000 $ 0
Salt Lake County Utah 3 $ 995,000 $ 331,000 $ 0
Milwaukee County Wisconsin 3 $ 825,000 $ 275,000 $ 0
Waukesha County Wisconsin 3 $ 775,000 $ 258,000 $ 0
Coconino County Arizona 2 $ 840,000 $ 420,000 $ 0
Monterey County California 2 $ 970,000 $ 485,000 $ 0
San Bernardino County California 2 $ 340,000 $ 170,000 $ 0
San Diego County California 2 $ 920,000 $ 460,000 $ 0
Denver County Colorado 2 $ 420,000 $ 210,000 $ 0
Douglas County Colorado 2 $ 1,150,000 $ 575,000 $ 0
Hartford County Connecticut 2 $ 600,000 $ 300,000 $ 0
Sussex County Delaware 2 $ 720,000 $ 360,000 $ 0
Clay County Florida 2 $ 490,000 $ 245,000 $ 0
Collier County Florida 2 $ 1,790,000 $ 895,000 $ 1,224,000
Marion County Florida 2 $ 220,000 $ 110,000 $ 0
Sarasota County Florida 2 $ 820,000 $ 410,000 $ 0
St. Johns County Florida 2 $ 690,000 $ 345,000 $ 0
Fulton County Georgia 2 $ 610,000 $ 305,000 $ 0
Cook County Illinois 2 $ 540,000 $ 270,000 $ 0
Hamilton County Indiana 2 $ 630,000 $ 315,000 $ 0
Hendricks County Indiana 2 $ 500,000 $ 250,000 $ 0
Porter County Indiana 2 $ 830,000 $ 415,000 $ 0
Butler County Kansas 2 $ 380,000 $ 190,000 $ 0
Sedgwick County Kansas 2 $ 180,000 $ 90,000 $ 0
Fayette County Kentucky 2 $ 230,000 $ 115,000 $ 0
Calvert County Maryland 2 $ 680,000 $ 340,000 $ 0
Prince George's County Maryland 2 $ 470,000 $ 235,000 $ 0
Norfolk County Massachusetts 2 $ 720,000 $ 360,000 $ 0
Plymouth County Massachusetts 2 $ 630,000 $ 315,000 $ 0
Kalamazoo County Michigan 2 $ 350,000 $ 175,000 $ 0
Kent County Michigan 2 $ 400,000 $ 200,000 $ 0
Hennepin County Minnesota 2 $ 710,000 $ 355,000 $ 0
Clinton County Missouri 2 $ 430,000 $ 215,000 $ 0
Douglas County Nevada 2 $ 820,000 $ 410,000 $ 0
Lyon County Nevada 2 $ 460,000 $ 230,000 $ 0
Strafford County New Hampshire 2 $ 560,000 $ 280,000 $ 0
Hunterdon County New Jersey 2 $ 640,000 $ 320,000 $ 0
Dutchess County New York 2 $ 540,000 $ 270,000 $ 0
Durham County North Carolina 2 $ 410,000 $ 205,000 $ 0
Franklin County North Carolina 2 $ 520,000 $ 260,000 $ 0
Greene County Ohio 2 $ 390,000 $ 195,000 $ 0
Lucas County Ohio 2 $ 250,000 $ 125,000 $ 0
Tulsa County Oklahoma 2 $ 570,000 $ 285,000 $ 0
Multnomah County Oregon 2 $ 990,000 $ 495,000 $ 0
Allegheny County Pennsylvania 2 $ 610,000 $ 305,000 $ 0
Chester County Pennsylvania 2 $ 700,000 $ 350,000 $ 0
Philadelphia County Pennsylvania 2 $ 500,000 $ 250,000 $ 0
Beaufort County South Carolina 2 $ 1,980,000 $ 990,000 $ 0
Berkeley County South Carolina 2 $ 390,000 $ 195,000 $ 0
Caldwell County Texas 2 $ 740,000 $ 370,000 $ 138,000
Comal County Texas 2 $ 850,000 $ 425,000 $ 0
Ector County Texas 2 $ 400,000 $ 200,000 $ 0
Erath County Texas 2 $ 3,480,000 $ 1,740,000 $ 0
Henderson County Texas 2 $ 860,000 $ 430,000 $ 460,000
Hockley County Texas 2 $ 120,000 $ 60,000 $ 0
Hood County Texas 2 $ 390,000 $ 195,000 $ 0
Montague County Texas 2 $ 800,000 $ 400,000 $ 0
Navarro County Texas 2 $ 910,000 $ 455,000 $ 0
Potter County Texas 2 $ 170,000 $ 85,000 $ 0
Randall County Texas 2 $ 350,000 $ 175,000 $ 0
Rockwall County Texas 2 $ 660,000 $ 330,000 $ 0
Henrico County Virginia 2 $ 280,000 $ 140,000 $ 0
James City County Virginia 2 $ 310,000 $ 155,000 $ 0
Loudoun County Virginia 2 $ 1,130,000 $ 565,000 $ 0
Virginia Beach County Virginia 2 $ 830,000 $ 415,000 $ 0
Spokane County Washington 2 $ 560,000 $ 280,000 $ 0
Greenbrier County West Virginia 2 $ 220,000 $ 110,000 $ 0
Madison County Alabama 1 $ 215,000 $ 215,000 $ 0
Mohave County Arizona 1 $ 195,000 $ 195,000 $ 0
Pima County Arizona 1 $ 185,000 $ 185,000 $ 0
Yavapai County Arizona 1 $ 245,000 $ 245,000 $ 0
Orange County California 1 $ 755,000 $ 755,000 $ 0
San Luis Obispo County California 1 $ 255,000 $ 255,000 $ 0
Santa Barbara County California 1 $ 405,000 $ 405,000 $ 0
Santa Clara County California 1 $ 405,000 $ 405,000 $ 0
Shasta County California 1 $ 175,000 $ 175,000 $ 0
Boulder County Colorado 1 $ 505,000 $ 505,000 $ 6,000
El Paso County Colorado 1 $ 235,000 $ 235,000 $ 0
Jefferson County Colorado 1 $ 265,000 $ 265,000 $ 0
La Plata County Colorado 1 $ 505,000 $ 505,000 $ 0
San Miguel County Colorado 1 $ 1,875,000 $ 1,875,000 $ 0
Summit County Colorado 1 $ 1,945,000 $ 1,945,000 $ 0
Middlesex County Connecticut 1 $ 385,000 $ 385,000 $ 0
New London County Connecticut 1 $ 385,000 $ 385,000 $ 0
Broward County Florida 1 $ 175,000 $ 175,000 $ 0
Charlotte County Florida 1 $ 155,000 $ 155,000 $ 1,367,000
Escambia County Florida 1 $ 125,000 $ 125,000 $ 0
Lee County Florida 1 $ 335,000 $ 335,000 $ 0
Nassau County Florida 1 $ 185,000 $ 185,000 $ 0
Okaloosa County Florida 1 $ 125,000 $ 125,000 $ 0
Orange County Florida 1 $ 645,000 $ 645,000 $ 0
DeKalb County Georgia 1 $ 235,000 $ 235,000 $ 0
Fannin County Georgia 1 $ 175,000 $ 175,000 $ 0
Forsyth County Georgia 1 $ 225,000 $ 225,000 $ 0
Glynn County Georgia 1 $ 275,000 $ 275,000 $ 0
Gwinnett County Georgia 1 $ 215,000 $ 215,000 $ 0
Jackson County Georgia 1 $ 185,000 $ 185,000 $ 0
Lumpkin County Georgia 1 $ 165,000 $ 165,000 $ 0
Pulaski County Georgia 1 $ 115,000 $ 115,000 $ 0
Richmond County Georgia 1 $ 135,000 $ 135,000 $ 0
Walton County Georgia 1 $ 285,000 $ 285,000 $ 0
Whitfield County Georgia 1 $ 105,000 $ 105,000 $ 0
Maui County Hawaii 1 $ 285,000 $ 285,000 $ 0
Bonner County Idaho 1 $ 325,000 $ 325,000 $ 0
Champaign County Illinois 1 $ 295,000 $ 295,000 $ 0
DuPage County Illinois 1 $ 255,000 $ 255,000 $ 0
McHenry County Illinois 1 $ 285,000 $ 285,000 $ 0
Piatt County Illinois 1 $ 125,000 $ 125,000 $ 0
Allen County Indiana 1 $ 225,000 $ 225,000 $ 0
Clark County Indiana 1 $ 95,000 $ 95,000 $ 0
Greene County Indiana 1 $ 165,000 $ 165,000 $ 0
Hancock County Indiana 1 $ 215,000 $ 215,000 $ 0
Johnson County Indiana 1 $ 225,000 $ 225,000 $ 0
Morgan County Indiana 1 $ 205,000 $ 205,000 $ 0
Vigo County Indiana 1 $ 175,000 $ 175,000 $ 0
White County Indiana 1 $ 185,000 $ 185,000 $ 0
Polk County Iowa 1 $ 105,000 $ 105,000 $ 0
Douglas County Kansas 1 $ 285,000 $ 285,000 $ 0
Leavenworth County Kansas 1 $ 215,000 $ 215,000 $ 0
Miami County Kansas 1 $ 265,000 $ 265,000 $ 0
Pottawatomie County Kansas 1 $ 315,000 $ 315,000 $ 0
Daviess County Kentucky 1 $ 185,000 $ 185,000 $ 0
St. Tammany County Louisiana 1 $ 215,000 $ 215,000 $ 0
Tangipahoa County Louisiana 1 $ 135,000 $ 135,000 $ 0
York County Maine 1 $ 205,000 $ 205,000 $ 0
Baltimore City County Maryland 1 $ 235,000 $ 235,000 $ 0
Carroll County Maryland 1 $ 285,000 $ 285,000 $ 0
Howard County Maryland 1 $ 265,000 $ 265,000 $ 0
Montgomery County Maryland 1 $ 485,000 $ 485,000 $ 0
Worcester County Maryland 1 $ 515,000 $ 515,000 $ 0
Barnstable County Massachusetts 1 $ 255,000 $ 255,000 $ 0
Allegan County Michigan 1 $ 175,000 $ 175,000 $ 0
Clinton County Michigan 1 $ 335,000 $ 335,000 $ 0
Macomb County Michigan 1 $ 85,000 $ 85,000 $ 0
Oakland County Michigan 1 $ 75,000 $ 75,000 $ 0
Anoka County Minnesota 1 $ 405,000 $ 405,000 $ 0
Carver County Minnesota 1 $ 165,000 $ 165,000 $ 0
Cass County Minnesota 1 $ 115,000 $ 115,000 $ 0
Isanti County Minnesota 1 $ 165,000 $ 165,000 $ 0
Stearns County Minnesota 1 $ 455,000 $ 455,000 $ 0
Itawamba County Mississippi 1 $ 115,000 $ 115,000 $ 0
Andrew County Missouri 1 $ 115,000 $ 115,000 $ 0
Buchanan County Missouri 1 $ 235,000 $ 235,000 $ 0
Camden County Missouri 1 $ 215,000 $ 215,000 $ 0
St. Charles County Missouri 1 $ 335,000 $ 335,000 $ 0
St. Louis County Missouri 1 $ 415,000 $ 415,000 $ 0
Carson City County Nevada 1 $ 315,000 $ 315,000 $ 0
Clark County Nevada 1 $ 965,000 $ 965,000 $ 0
Elko County Nevada 1 $ 235,000 $ 235,000 $ 0
Mercer County New Jersey 1 $ 395,000 $ 395,000 $ 0
Cattaraugus County New York 1 $ 175,000 $ 175,000 $ 0
Cayuga County New York 1 $ 105,000 $ 105,000 $ 0
Erie County New York 1 $ 195,000 $ 195,000 $ 0
Greene County New York 1 $ 125,000 $ 125,000 $ 0
Onondaga County New York 1 $ 95,000 $ 95,000 $ 0
Orange County New York 1 $ 315,000 $ 315,000 $ 0
Wayne County New York 1 $ 115,000 $ 115,000 $ 0
Alamance County North Carolina 1 $ 325,000 $ 325,000 $ 0
Catawba County North Carolina 1 $ 125,000 $ 125,000 $ 0
Chatham County North Carolina 1 $ 65,000 $ 65,000 $ 0
Halifax County North Carolina 1 $ 155,000 $ 155,000 $ 0
Harnett County North Carolina 1 $ 195,000 $ 195,000 $ 0
Henderson County North Carolina 1 $ 215,000 $ 215,000 $ 0
Clark County Ohio 1 $ 65,000 $ 65,000 $ 0
Clermont County Ohio 1 $ 515,000 $ 515,000 $ 0
Cuyahoga County Ohio 1 $ 155,000 $ 155,000 $ 0
Delaware County Ohio 1 $ 345,000 $ 345,000 $ 0
Fairfield County Ohio 1 $ 235,000 $ 235,000 $ 0
Marion County Ohio 1 $ 215,000 $ 215,000 $ 0
Medina County Ohio 1 $ 155,000 $ 155,000 $ 0
Cleveland County Oklahoma 1 $ 235,000 $ 235,000 $ 0
Garfield County Oklahoma 1 $ 215,000 $ 215,000 $ 0
Rogers County Oklahoma 1 $ 275,000 $ 275,000 $ 0
Adams County Pennsylvania 1 $ 305,000 $ 305,000 $ 0
Bradford County Pennsylvania 1 $ 245,000 $ 245,000 $ 0
Delaware County Pennsylvania 1 $ 365,000 $ 365,000 $ 0
Franklin County Pennsylvania 1 $ 165,000 $ 165,000 $ 0
Schuylkill County Pennsylvania 1 $ 165,000 $ 165,000 $ 0
York County Pennsylvania 1 $ 105,000 $ 105,000 $ 0
Colleton County South Carolina 1 $ 105,000 $ 105,000 $ 0
Dorchester County South Carolina 1 $ 105,000 $ 105,000 $ 0
Edgefield County South Carolina 1 $ 175,000 $ 175,000 $ 0
Greenwood County South Carolina 1 $ 135,000 $ 135,000 $ 0
Horry County South Carolina 1 $ 245,000 $ 245,000 $ 0
Kershaw County South Carolina 1 $ 85,000 $ 85,000 $ 0
Lancaster County South Carolina 1 $ 145,000 $ 145,000 $ 0
Lexington County South Carolina 1 $ 325,000 $ 325,000 $ 0
Davidson County Tennessee 1 $ 295,000 $ 295,000 $ 0
Burnet County Texas 1 $ 1,655,000 $ 1,655,000 $ 0
Coryell County Texas 1 $ 45,000 $ 45,000 $ 0
Dickens County Texas 1 $ 95,000 $ 95,000 $ 38,000
Ellis County Texas 1 $ 315,000 $ 315,000 $ 0
Gillespie County Texas 1 $ 735,000 $ 735,000 $ 0
Gonzales County Texas 1 $ 115,000 $ 115,000 $ 0
Haskell County Texas 1 $ 185,000 $ 185,000 $ 0
Lynn County Texas 1 $ 195,000 $ 195,000 $ 0
Rusk County Texas 1 $ 55,000 $ 55,000 $ 0
Van Zandt County Texas 1 $ 645,000 $ 645,000 $ 0
Wilson County Texas 1 $ 195,000 $ 195,000 $ 0
Wise County Texas 1 $ 1,305,000 $ 1,305,000 $ 0
Tooele County Utah 1 $ 485,000 $ 485,000 $ 0
Clarke County Virginia 1 $ 305,000 $ 305,000 $ 0
Fairfax County Virginia 1 $ 535,000 $ 535,000 $ 0
Frederick County Virginia 1 $ 315,000 $ 315,000 $ 0
Hanover County Virginia 1 $ 365,000 $ 365,000 $ 0
Newport News County Virginia 1 $ 95,000 $ 95,000 $ 0
Norfolk County Virginia 1 $ 435,000 $ 435,000 $ 0
Prince William County Virginia 1 $ 215,000 $ 215,000 $ 0
Richmond City County Virginia 1 $ 485,000 $ 485,000 $ 0
Roanoke City County Virginia 1 $ 205,000 $ 205,000 $ 0
Snohomish County Washington 1 $ 435,000 $ 435,000 $ 0
Cabell County West Virginia 1 $ 135,000 $ 135,000 $ 0
Kanawha County West Virginia 1 $ 65,000 $ 65,000 $ 0
Putnam County West Virginia 1 $ 225,000 $ 225,000 $ 0

Mortgage Loan Application Detail Totals for Plainscapital Bank in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 540 $314,830,000 $583,000 $47,775,000 $305,000 $1,438,000
Refinancing 315 $110,185,000 $349,000 $3,405,000 $863,000 $2,271,000
Cash-out Refinancing 21 $14,635,000 $696,000 $2,605,000 $0 $0
Home Improvement 9 $1,505,000 $167,000 $495,000 $193,000 $303,000
Other Purpose 1 $95,000 $95,000 $95,000 $38,000 $38,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 810 $411,480,000 $508,000 $47,775,000 $0 $0
White 44 $19,840,000 $450,000 $1,785,000 $400,000 $2,271,000
Hispanic 19 $2,675,000 $140,000 $345,000 $167,000 $525,000
Not Provided 9 $5,095,000 $566,000 $1,395,000 $419,000 $796,000
Asian 1 $55,000 $55,000 $55,000 $1,645,000 $1,645,000
Black or African American 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 886 $441,250,000 $498,000 $47,775,000 $362,000 $2,271,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 650 $192,880,000 $296,000 $2,505,000 $0 $0
Loan Originated 175 $112,775,000 $644,000 $21,355,000 $335,000 $1,645,000
Application Withdrawn By Applicant 36 $105,890,000 $2,941,000 $47,775,000 $553,000 $1,438,000
Application Approved But Not Accepted 14 $6,440,000 $460,000 $1,785,000 $441,000 $2,271,000
Application Denied By Financial Institution 11 $23,265,000 $2,115,000 $15,835,000 $127,000 $247,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 886 $441,250,000 $498,000 $47,775,000 $362,000 $2,271,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Plainscapital Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Plainscapital Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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