Plainscapital Bank Mortgage Lending & HMDA Data, 2020
In 2020, Plainscapital Bank of Dallas, TX reported 886 mortgage applications totaling $441.3 million, up 23% from 2019. The average application was for $498,024, and applicants reported an average income of $506,728. 20% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Dallas-Plano-Irving, TX (109), Austin-Round Rock, TX (53) and Kansas City, MO-KS (49) (applications in parentheses).
| Mortgage Company & Address | Plainscapital Bank 6565 Hillcrest Ave Dallas, TX 75205 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 886 |
| Total Mortgage Loan Application Amount | $441,250,000 |
| Average Mortgage Loan Application Amount | $498,024 |
| Highest Mortgage Loan Application Amount | $47,775,000 |
| Average Applicant Income | $506,728 |
| Highest Applicant Income | $2,271,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Plainscapital Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas-Plano-Irving, TX | 109 | $ 66,945,000 | $ 614,174 | $ 684,000 |
| Austin-Round Rock, TX | 53 | $ 62,735,000 | $ 1,183,679 | $ 544,000 |
| Outside any metro area | 51 | $ 20,935,000 | $ 410,490 | $ 423,000 |
| Kansas City, MO-KS | 49 | $ 11,355,000 | $ 231,734 | $ 0 |
| Fort Worth-Arlington, TX | 46 | $ 27,790,000 | $ 604,130 | $ 280,000 |
| Lubbock, TX | 43 | $ 30,125,000 | $ 700,581 | $ 307,000 |
| Houston-The Woodlands-Sugar Land, TX | 31 | $ 59,795,000 | $ 1,928,870 | $ 401,000 |
| Brownsville-Harlingen, TX | 25 | $ 9,275,000 | $ 371,000 | $ 200,000 |
| McAllen-Edinburg-Mission, TX | 21 | $ 11,815,000 | $ 562,619 | $ 147,000 |
| Greenville-Anderson-Mauldin, SC | 20 | $ 6,110,000 | $ 305,500 | $ 0 |
| Cincinnati, OH-KY-IN | 18 | $ 3,680,000 | $ 204,444 | $ 0 |
| San Antonio-New Braunfels, TX | 14 | $ 10,280,000 | $ 734,285 | $ 405,000 |
| Indianapolis-Carmel-Anderson, IN | 13 | $ 3,065,000 | $ 235,769 | $ 0 |
| Atlanta-Sandy Springs-Roswell, GA | 12 | $ 3,280,000 | $ 273,333 | $ 0 |
| Baltimore-Columbia-Towson, MD | 12 | $ 4,570,000 | $ 380,833 | $ 0 |
| Raleigh, NC | 12 | $ 3,270,000 | $ 272,500 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 12 | $ 4,970,000 | $ 414,166 | $ 0 |
| Corpus Christi, TX | 11 | $ 3,565,000 | $ 324,090 | $ 203,000 |
| Jacksonville, FL | 10 | $ 2,310,000 | $ 231,000 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 9 | $ 2,155,000 | $ 239,444 | $ 0 |
| New York-Newark, NY | 8 | $ 2,180,000 | $ 272,500 | $ 0 |
| Killeen-Temple, TX | 7 | $ 2,425,000 | $ 346,428 | $ 53,000 |
| Phoenix-Mesa-Scottsdale, AZ | 7 | $ 2,805,000 | $ 400,714 | $ 0 |
| Washington-Baltimore-Arlington, DC | 7 | $ 2,155,000 | $ 307,857 | $ 0 |
| Charleston-North Charleston, SC | 6 | $ 1,490,000 | $ 248,333 | $ 0 |
| Columbus, OH | 6 | $ 1,600,000 | $ 266,666 | $ 0 |
| Dayton-Springfield-Kettering, OH | 6 | $ 1,110,000 | $ 185,000 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 6 | $ 1,600,000 | $ 266,666 | $ 0 |
| New Haven-Milford, CT | 6 | $ 1,680,000 | $ 280,000 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 6 | $ 1,710,000 | $ 285,000 | $ 0 |
| Rockingham County-Strafford County, NH | 6 | $ 2,020,000 | $ 336,666 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 6 | $ 1,670,000 | $ 278,333 | $ 0 |
| Cleveland-Elyria, OH | 5 | $ 975,000 | $ 195,000 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 5 | $ 4,785,000 | $ 957,000 | $ 0 |
| Denver-Aurora-Lakewood, CO | 5 | $ 1,835,000 | $ 367,000 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 5 | $ 2,155,000 | $ 431,000 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 5 | $ 1,445,000 | $ 289,000 | $ 0 |
| Oklahoma City, OK | 5 | $ 1,275,000 | $ 255,000 | $ 0 |
| Seattle-Bellevue-Everett, WA | 5 | $ 2,995,000 | $ 599,000 | $ 0 |
| Abilene, TX | 4 | $ 380,000 | $ 95,000 | $ 0 |
| Akron, OH | 4 | $ 930,000 | $ 232,500 | $ 0 |
| Amarillo, TX | 4 | $ 520,000 | $ 130,000 | $ 0 |
| Boston, MA | 4 | $ 1,350,000 | $ 337,500 | $ 0 |
| Charlotte-Concord-Gastonia, NC-SC | 4 | $ 770,000 | $ 192,500 | $ 0 |
| Chattanooga, TN-GA | 4 | $ 850,000 | $ 212,500 | $ 0 |
| Chicago-Naperville, IL | 4 | $ 1,080,000 | $ 270,000 | $ 0 |
| Midland, TX | 4 | $ 850,000 | $ 212,500 | $ 0 |
| New Orleans-Metairie, LA | 4 | $ 830,000 | $ 207,500 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 4 | $ 870,000 | $ 217,500 | $ 0 |
| Richmond, VA | 4 | $ 1,130,000 | $ 282,500 | $ 0 |
| Rochester, NY | 4 | $ 980,000 | $ 245,000 | $ 0 |
| Sacramento--Roseville--Arden-Arcade, CA | 4 | $ 1,670,000 | $ 417,500 | $ 0 |
| Salt Lake City, UT | 4 | $ 1,480,000 | $ 370,000 | $ 0 |
| Wichita, KS | 4 | $ 560,000 | $ 140,000 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 3 | $ 715,000 | $ 238,333 | $ 0 |
| Cambridge-Newton-Framingham, MA | 3 | $ 1,095,000 | $ 365,000 | $ 0 |
| Detroit-Dearborn-Livonia, MI | 3 | $ 535,000 | $ 178,333 | $ 0 |
| Durham-Chapel Hill, NC | 3 | $ 475,000 | $ 158,333 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 3 | $ 985,000 | $ 328,333 | $ 0 |
| Johnstown, PA | 3 | $ 335,000 | $ 111,666 | $ 0 |
| Philadelphia, PA | 3 | $ 865,000 | $ 288,333 | $ 0 |
| Reno, NV | 3 | $ 1,195,000 | $ 398,333 | $ 0 |
| Salisbury, MD-DE | 3 | $ 1,235,000 | $ 411,666 | $ 0 |
| Spartanburg, SC | 3 | $ 435,000 | $ 145,000 | $ 0 |
| The Villages, FL | 3 | $ 655,000 | $ 218,333 | $ 0 |
| Tulsa, OK | 3 | $ 845,000 | $ 281,666 | $ 0 |
| Williamsport, PA | 3 | $ 405,000 | $ 135,000 | $ 0 |
| Wilmington, DE-MD-NJ | 3 | $ 1,465,000 | $ 488,333 | $ 0 |
| Augusta-Richmond County, GA-SC | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Champaign-Urbana, IL | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Columbia, SC | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Flagstaff, AZ | 2 | $ 840,000 | $ 420,000 | $ 0 |
| Gary, IN | 2 | $ 830,000 | $ 415,000 | $ 0 |
| Grand Rapids-Wyoming, MI | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 2 | $ 1,980,000 | $ 990,000 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Kalamazoo-Portage, MI | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Lexington-Fayette, KY | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Montgomery County-Bucks County-Chester County, PA | 2 | $ 700,000 | $ 350,000 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 2 | $ 1,790,000 | $ 895,000 | $ 1,224,000 |
| Newark, NJ-PA | 2 | $ 640,000 | $ 320,000 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 2 | $ 820,000 | $ 410,000 | $ 0 |
| Ocala, FL | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Odessa, TX | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Pittsburgh, PA | 2 | $ 610,000 | $ 305,000 | $ 0 |
| Portland-Vancouver-Hillsboro, OR-WA | 2 | $ 990,000 | $ 495,000 | $ 0 |
| Salinas, CA | 2 | $ 970,000 | $ 485,000 | $ 0 |
| San Diego-Carlsbad, CA | 2 | $ 920,000 | $ 460,000 | $ 0 |
| Spokane-Spokane Valley, WA | 2 | $ 560,000 | $ 280,000 | $ 0 |
| St. Joseph, MO-KS | 2 | $ 350,000 | $ 175,000 | $ 0 |
| St. Louis, MO-IL | 2 | $ 750,000 | $ 375,000 | $ 0 |
| Toledo, OH | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Asheville, NC | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Barnstable Town, MA | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Boulder, CO | 1 | $ 505,000 | $ 505,000 | $ 6,000 |
| Brunswick, GA | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Burlington, NC | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Cape Coral-Fort Myers, FL | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Carson City, NV | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Chambersburg-Waynesboro, PA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Charleston, WV | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Colorado Springs, CO | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Dalton, GA | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Des Moines-West Des Moines, IA | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Enid, OK | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Fayetteville, NC | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Fort Wayne, IN | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Gettysburg, PA | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Hammond, LA | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Huntsville, AL | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Lake Havasu City-Kingman, AZ | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Lansing-East Lansing, MI | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Las Vegas-Henderson-Paradise, NV | 1 | $ 965,000 | $ 965,000 | $ 0 |
| Lawrence, KS | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Longview, TX | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Louisville/Jefferson County, KY-IN | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Manhattan, KS | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Norwich-New London, CT | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Orlando-Kissimmee-Sanford, FL | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Owensboro, KY | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Portland-South Portland, ME | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Prescott Valley-Prescott, AZ | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Punta Gorda, FL | 1 | $ 155,000 | $ 155,000 | $ 1,367,000 |
| Redding, CA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Roanoke, VA | 1 | $ 205,000 | $ 205,000 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 405,000 | $ 405,000 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Santa Maria-Santa Barbara, CA | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Springfield, OH | 1 | $ 65,000 | $ 65,000 | $ 0 |
| St. Cloud, MN | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Syracuse, NY | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Terre Haute, IN | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Trenton, NJ | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Tucson, AZ | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Winchester, VA-WV | 1 | $ 315,000 | $ 315,000 | $ 0 |
| York-Hanover, PA | 1 | $ 105,000 | $ 105,000 | $ 0 |
Mortgage Loan Application Detail Totals for Plainscapital Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 540 | $314,830,000 | $583,000 | $47,775,000 | $305,000 | $1,438,000 |
| Refinancing | 315 | $110,185,000 | $349,000 | $3,405,000 | $863,000 | $2,271,000 |
| Cash-out Refinancing | 21 | $14,635,000 | $696,000 | $2,605,000 | $0 | $0 |
| Home Improvement | 9 | $1,505,000 | $167,000 | $495,000 | $193,000 | $303,000 |
| Other Purpose | 1 | $95,000 | $95,000 | $95,000 | $38,000 | $38,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 810 | $411,480,000 | $508,000 | $47,775,000 | $0 | $0 |
| White | 44 | $19,840,000 | $450,000 | $1,785,000 | $400,000 | $2,271,000 |
| Hispanic | 19 | $2,675,000 | $140,000 | $345,000 | $167,000 | $525,000 |
| Not Provided | 9 | $5,095,000 | $566,000 | $1,395,000 | $419,000 | $796,000 |
| Asian | 1 | $55,000 | $55,000 | $55,000 | $1,645,000 | $1,645,000 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 886 | $441,250,000 | $498,000 | $47,775,000 | $362,000 | $2,271,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 650 | $192,880,000 | $296,000 | $2,505,000 | $0 | $0 |
| Loan Originated | 175 | $112,775,000 | $644,000 | $21,355,000 | $335,000 | $1,645,000 |
| Application Withdrawn By Applicant | 36 | $105,890,000 | $2,941,000 | $47,775,000 | $553,000 | $1,438,000 |
| Application Approved But Not Accepted | 14 | $6,440,000 | $460,000 | $1,785,000 | $441,000 | $2,271,000 |
| Application Denied By Financial Institution | 11 | $23,265,000 | $2,115,000 | $15,835,000 | $127,000 | $247,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 886 | $441,250,000 | $498,000 | $47,775,000 | $362,000 | $2,271,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Plainscapital Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Plainscapital Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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