Platinum Community Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005

Platinum Community Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Platinum Community Bank
2915 Kirchoff Rd
Rolling Meadows, IL 60008
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,630
Total Mortgage Loan Application Amount $439,856,000
Average Mortgage Loan Application Amount $173,297
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $52,702
Highest Applicant Income $972,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Platinum Community Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Platinum Community Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2005 breaks down Platinum Community Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Platinum Community Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Platinum Community Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Platinum Community Bank's mortgage activity for 2005.

Mortgage Loan Application Totals for Platinum Community Bank by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook County Illinois 132 $ 22,557,000 $ 170,000 $ 46,000
Monroe County New York 67 $ 6,525,000 $ 97,000 $ 51,000
Hinds County Mississippi 54 $ 4,800,000 $ 88,000 $ 43,000
Milwaukee County Wisconsin 53 $ 6,740,000 $ 127,000 $ 38,000
Winnebago County Illinois 52 $ 6,570,000 $ 126,000 $ 45,000
Lake County Illinois 40 $ 8,451,000 $ 211,000 $ 29,000
Onondaga County New York 39 $ 4,502,000 $ 115,000 $ 56,000
Los Angeles County California 38 $ 11,691,000 $ 307,000 $ 50,000
Dane County Wisconsin 33 $ 5,040,000 $ 152,000 $ 50,000
Maricopa County Arizona 31 $ 5,138,000 $ 165,000 $ 57,000
Fulton County Georgia 30 $ 4,497,000 $ 149,000 $ 51,000
Harrison County Mississippi 30 $ 3,415,000 $ 113,000 $ 51,000
McHenry County Illinois 29 $ 5,735,000 $ 197,000 $ 50,000
Washington County Arkansas 28 $ 4,554,000 $ 162,000 $ 58,000
Boone County Illinois 28 $ 5,451,000 $ 194,000 $ 53,000
Kane County Illinois 27 $ 6,622,000 $ 245,000 $ 39,000
Suffolk County New York 27 $ 7,133,000 $ 264,000 $ 66,000
Waukesha County Wisconsin 27 $ 7,862,000 $ 291,000 $ 125,000
Will County Illinois 26 $ 6,549,000 $ 251,000 $ 45,000
Travis County Texas 25 $ 4,090,000 $ 163,000 $ 66,000
Ada County Idaho 22 $ 3,905,000 $ 177,000 $ 39,000
DuPage County Illinois 22 $ 4,791,000 $ 217,000 $ 61,000
Jasper County Missouri 22 $ 2,837,000 $ 128,000 $ 28,000
Gwinnett County Georgia 21 $ 3,248,000 $ 154,000 $ 61,000
Benton County Arkansas 20 $ 3,416,000 $ 170,000 $ 62,000
Fresno County California 20 $ 3,313,000 $ 165,000 $ 92,000
Tulare County California 19 $ 2,884,000 $ 151,000 $ 56,000
Cuyahoga County Ohio 19 $ 2,080,000 $ 109,000 $ 51,000
Sacramento County California 18 $ 6,168,000 $ 342,000 $ 81,000
Miami-Dade County Florida 18 $ 3,791,000 $ 210,000 $ 49,000
Clark County Nevada 18 $ 3,924,000 $ 218,000 $ 43,000
Henry County Georgia 17 $ 2,225,000 $ 130,000 $ 59,000
Stephenson County Illinois 17 $ 1,380,000 $ 81,000 $ 48,000
Clayton County Georgia 16 $ 1,863,000 $ 116,000 $ 74,000
Orleans County Louisiana 16 $ 1,887,000 $ 117,000 $ 50,000
Jefferson County Colorado 15 $ 2,819,000 $ 187,000 $ 55,000
Harris County Texas 15 $ 2,025,000 $ 135,000 $ 22,000
Riverside County California 14 $ 3,101,000 $ 221,000 $ 53,000
Lee County Florida 14 $ 2,861,000 $ 204,000 $ 44,000
Ocean County New Jersey 14 $ 2,770,000 $ 197,000 $ 54,000
Pulaski County Arkansas 13 $ 1,713,000 $ 131,000 $ 56,000
San Diego County California 13 $ 4,270,000 $ 328,000 $ 51,000
Polk County Missouri 13 $ 1,265,000 $ 97,000 $ 70,000
Douglas County Nebraska 13 $ 2,382,000 $ 183,000 $ 23,000
El Paso County Texas 13 $ 1,441,000 $ 110,000 $ 43,000
Williamson County Texas 13 $ 1,908,000 $ 146,000 $ 71,000
Fairfax County Virginia 13 $ 4,033,000 $ 310,000 $ 70,000
Pinal County Arizona 12 $ 1,661,000 $ 138,000 $ 61,000
Broward County Florida 12 $ 2,733,000 $ 227,000 $ 84,000
DeKalb County Georgia 12 $ 1,600,000 $ 133,000 $ 28,000
Montgomery County Maryland 12 $ 3,307,000 $ 275,000 $ 73,000
Kent County Michigan 12 $ 1,226,000 $ 102,000 $ 14,000
Virginia Beach County Virginia 12 $ 2,552,000 $ 212,000 $ 56,000
Orange County California 11 $ 3,315,000 $ 301,000 $ 79,000
Gloucester County New Jersey 11 $ 1,547,000 $ 140,000 $ 47,000
Douglas County Oregon 11 $ 1,338,000 $ 121,000 $ 54,000
Rutherford County Tennessee 11 $ 1,274,000 $ 115,000 $ 51,000
Spotsylvania County Virginia 11 $ 2,512,000 $ 228,000 $ 79,000
Kern County California 10 $ 2,035,000 $ 203,000 $ 88,000
Stanislaus County California 10 $ 2,429,000 $ 242,000 $ 48,000
Douglas County Colorado 10 $ 2,532,000 $ 253,000 $ 110,000
Cobb County Georgia 10 $ 1,467,000 $ 146,000 $ 88,000
DeKalb County Illinois 10 $ 2,342,000 $ 234,000 $ 39,000
Clay County Missouri 10 $ 1,697,000 $ 169,000 $ 84,000
Newton County Missouri 10 $ 1,755,000 $ 175,000 $ 65,000
Tulsa County Oklahoma 10 $ 857,000 $ 85,000 $ 24,000
Rock County Wisconsin 10 $ 1,121,000 $ 112,000 $ 38,000
Adams County Colorado 9 $ 1,901,000 $ 211,000 $ 49,000
El Paso County Colorado 9 $ 1,432,000 $ 159,000 $ 44,000
Baltimore County Maryland 9 $ 1,289,000 $ 143,000 $ 49,000
Greene County Missouri 9 $ 1,192,000 $ 132,000 $ 32,000
Denton County Texas 9 $ 1,523,000 $ 169,000 $ 145,000
Tarrant County Texas 9 $ 1,647,000 $ 183,000 $ 72,000
Racine County Wisconsin 9 $ 1,377,000 $ 153,000 $ 52,000
Alameda County California 8 $ 2,994,000 $ 374,000 $ 107,000
Larimer County Colorado 8 $ 1,620,000 $ 202,000 $ 65,000
Weld County Colorado 8 $ 1,571,000 $ 196,000 $ 42,000
Volusia County Florida 8 $ 1,138,000 $ 142,000 $ 47,000
Coweta County Georgia 8 $ 842,000 $ 105,000 $ 123,000
Anne Arundel County Maryland 8 $ 2,244,000 $ 280,000 $ 103,000
Livingston County New York 8 $ 719,000 $ 89,000 $ 41,000
Ontario County New York 8 $ 836,000 $ 104,000 $ 29,000
Bexar County Texas 8 $ 1,000,000 $ 125,000 $ 42,000
Fort Bend County Texas 8 $ 986,000 $ 123,000 $ 41,000
Washington County Wisconsin 8 $ 1,781,000 $ 222,000 $ 23,000
Santa Cruz County California 7 $ 2,549,000 $ 364,000 $ 72,000
Arapahoe County Colorado 7 $ 1,122,000 $ 160,000 $ 14,000
Linn County Iowa 7 $ 716,000 $ 102,000 $ 4,000
McPherson County Kansas 7 $ 571,000 $ 81,000 $ 53,000
Madison County Mississippi 7 $ 632,000 $ 90,000 $ 36,000
Deschutes County Oregon 7 $ 955,000 $ 136,000 $ 43,000
Bell County Texas 7 $ 613,000 $ 87,000 $ 41,000
Dallas County Texas 7 $ 775,000 $ 110,000 $ 42,000
Chesterfield County Virginia 7 $ 1,103,000 $ 157,000 $ 13,000
Brown County Wisconsin 7 $ 1,218,000 $ 174,000 $ 48,000
Denver County Colorado 6 $ 1,505,000 $ 250,000 $ 85,000
New Castle County Delaware 6 $ 1,150,000 $ 191,000 $ 57,000
Nassau County Florida 6 $ 950,000 $ 158,000 $ 54,000
Canyon County Idaho 6 $ 756,000 $ 126,000 $ 30,000
Kootenai County Idaho 6 $ 817,000 $ 136,000 $ 43,000
St. Tammany County Louisiana 6 $ 793,000 $ 132,000 $ 56,000
Prince George's County Maryland 6 $ 1,402,000 $ 233,000 $ 24,000
Macomb County Michigan 6 $ 761,000 $ 126,000 $ 31,000
York County Pennsylvania 6 $ 823,000 $ 137,000 $ 34,000
Wilson County Tennessee 6 $ 764,000 $ 127,000 $ 33,000
Prince William County Virginia 6 $ 1,686,000 $ 281,000 $ 82,000
Kenosha County Wisconsin 6 $ 1,119,000 $ 186,000 $ 48,000
Sauk County Wisconsin 6 $ 764,000 $ 127,000 $ 45,000
El Dorado County California 5 $ 1,311,000 $ 262,000 $ 76,000
San Bernardino County California 5 $ 1,370,000 $ 274,000 $ 74,000
Hall County Georgia 5 $ 552,000 $ 110,000 $ 21,000
Twin Falls County Idaho 5 $ 711,000 $ 142,000 $ 60,000
Kendall County Illinois 5 $ 1,072,000 $ 214,000 $ 13,000
Ogle County Illinois 5 $ 750,000 $ 150,000 $ 34,000
Harvey County Kansas 5 $ 360,000 $ 72,000 $ 41,000
Baltimore City County Maryland 5 $ 745,000 $ 149,000 $ 40,000
Wayne County Michigan 5 $ 753,000 $ 150,000 $ 34,000
Christian County Missouri 5 $ 995,000 $ 199,000 $ 41,000
St. Louis County Missouri 5 $ 899,000 $ 179,000 $ 39,000
Camden County New Jersey 5 $ 560,000 $ 112,000 $ 96,000
Oswego County New York 5 $ 366,000 $ 73,000 $ 25,000
Davidson County Tennessee 5 $ 1,428,000 $ 285,000 $ 9,000
Ector County Texas 5 $ 557,000 $ 111,000 $ 50,000
Albemarle County Virginia 5 $ 709,000 $ 141,000 $ 89,000
King County Washington 5 $ 773,000 $ 154,000 $ 93,000
Green County Wisconsin 5 $ 642,000 $ 128,000 $ 28,000
Marathon County Wisconsin 5 $ 831,000 $ 166,000 $ 12,000
Monroe County Wisconsin 5 $ 705,000 $ 141,000 $ 49,000
Laramie County Wyoming 5 $ 510,000 $ 102,000 $ 47,000
Mobile County Alabama 4 $ 322,000 $ 80,000 $ 40,000
San Joaquin County California 4 $ 1,079,000 $ 269,000 $ 143,000
Solano County California 4 $ 1,439,000 $ 359,000 $ 57,000
Eagle County Colorado 4 $ 834,000 $ 208,000 $ 48,000
New Haven County Connecticut 4 $ 568,000 $ 142,000 $ 46,000
Collier County Florida 4 $ 1,277,000 $ 319,000 $ 52,000
Orange County Florida 4 $ 1,068,000 $ 267,000 $ 127,000
Walton County Florida 4 $ 1,073,000 $ 268,000 $ 74,000
Banks County Georgia 4 $ 514,000 $ 128,000 $ 53,000
Bartow County Georgia 4 $ 460,000 $ 115,000 $ 50,000
Chatham County Georgia 4 $ 548,000 $ 137,000 $ 39,000
Dougherty County Georgia 4 $ 258,000 $ 64,000 $ 47,000
Fayette County Georgia 4 $ 937,000 $ 234,000 $ 28,000
Walton County Georgia 4 $ 586,000 $ 146,000 $ 66,000
Gem County Idaho 4 $ 466,000 $ 116,000 $ 24,000
LaSalle County Illinois 4 $ 564,000 $ 141,000 $ 65,000
Jackson County Indiana 4 $ 383,000 $ 95,000 $ 39,000
Johnson County Kansas 4 $ 986,000 $ 246,000 $ 192,000
Webster County Louisiana 4 $ 421,000 $ 105,000 $ 53,000
Charles County Maryland 4 $ 1,142,000 $ 285,000 $ 78,000
Genesee County Michigan 4 $ 682,000 $ 170,000 $ 63,000
Hennepin County Minnesota 4 $ 1,827,000 $ 456,000 $ 73,000
Jackson County Mississippi 4 $ 722,000 $ 180,000 $ 69,000
Pearl River County Mississippi 4 $ 272,000 $ 68,000 $ 33,000
Howell County Missouri 4 $ 550,000 $ 137,000 $ 54,000
Platte County Missouri 4 $ 1,085,000 $ 271,000 $ 107,000
Chenango County New York 4 $ 274,000 $ 68,000 $ 42,000
Nassau County New York 4 $ 932,000 $ 233,000 $ 97,000
Carteret County North Carolina 4 $ 385,000 $ 96,000 $ 36,000
Craven County North Carolina 4 $ 363,000 $ 90,000 $ 37,000
Lenoir County North Carolina 4 $ 301,000 $ 75,000 $ 24,000
Lorain County Ohio 4 $ 451,000 $ 112,000 $ 38,000
Blair County Pennsylvania 4 $ 304,000 $ 76,000 $ 58,000
Delaware County Pennsylvania 4 $ 789,000 $ 197,000 $ 87,000
McMinn County Tennessee 4 $ 411,000 $ 102,000 $ 50,000
Comal County Texas 4 $ 521,000 $ 130,000 $ 90,000
Charlottesville County Virginia 4 $ 765,000 $ 191,000 $ 142,000
Richmond City County Virginia 4 $ 632,000 $ 158,000 $ 34,000
Stafford County Virginia 4 $ 873,000 $ 218,000 $ 68,000
Ozaukee County Wisconsin 4 $ 1,909,000 $ 477,000 $ 0
Sheboygan County Wisconsin 4 $ 674,000 $ 168,000 $ 65,000
Walworth County Wisconsin 4 $ 1,655,000 $ 413,000 $ 25,000
Faulkner County Arkansas 3 $ 197,000 $ 65,000 $ 52,000
Modoc County California 3 $ 333,000 $ 111,000 $ 59,000
Placer County California 3 $ 890,000 $ 296,000 $ 126,000
Broomfield County Colorado 3 $ 499,000 $ 166,000 $ 83,000
Sarasota County Florida 3 $ 713,000 $ 237,000 $ 143,000
Baldwin County Georgia 3 $ 329,000 $ 109,000 $ 46,000
Lowndes County Georgia 3 $ 280,000 $ 93,000 $ 49,000
Nez Perce County Idaho 3 $ 348,000 $ 116,000 $ 36,000
Bureau County Illinois 3 $ 209,000 $ 69,000 $ 40,000
Dallas County Iowa 3 $ 370,000 $ 123,000 $ 36,000
Bossier County Louisiana 3 $ 297,000 $ 99,000 $ 41,000
Caddo County Louisiana 3 $ 286,000 $ 95,000 $ 43,000
East Baton Rouge County Louisiana 3 $ 340,000 $ 113,000 $ 40,000
Oakland County Michigan 3 $ 617,000 $ 205,000 $ 68,000
Rankin County Mississippi 3 $ 456,000 $ 152,000 $ 79,000
Camden County Missouri 3 $ 1,209,000 $ 403,000 $ 61,000
Clinton County Missouri 3 $ 341,000 $ 113,000 $ 43,000
Franklin County Missouri 3 $ 466,000 $ 155,000 $ 32,000
Jackson County Missouri 3 $ 591,000 $ 197,000 $ 24,000
Jefferson County Missouri 3 $ 387,000 $ 129,000 $ 46,000
Sarpy County Nebraska 3 $ 413,000 $ 137,000 $ 52,000
Nye County Nevada 3 $ 512,000 $ 170,000 $ 42,000
Washoe County Nevada 3 $ 467,000 $ 155,000 $ 69,000
Atlantic County New Jersey 3 $ 338,000 $ 112,000 $ 16,000
Burlington County New Jersey 3 $ 413,000 $ 137,000 $ 45,000
Cumberland County New Jersey 3 $ 406,000 $ 135,000 $ 12,000
Cayuga County New York 3 $ 291,000 $ 97,000 $ 16,000
Cortland County New York 3 $ 221,000 $ 73,000 $ 51,000
Queens County New York 3 $ 708,000 $ 236,000 $ 49,000
Iredell County North Carolina 3 $ 1,258,000 $ 419,000 $ 193,000
Mecklenburg County North Carolina 3 $ 454,000 $ 151,000 $ 0
Montgomery County Ohio 3 $ 211,000 $ 70,000 $ 47,000
Clackamas County Oregon 3 $ 502,000 $ 167,000 $ 108,000
Coos County Oregon 3 $ 370,000 $ 123,000 $ 48,000
Sumner County Tennessee 3 $ 480,000 $ 160,000 $ 57,000
Bastrop County Texas 3 $ 359,000 $ 119,000 $ 17,000
Burnet County Texas 3 $ 351,000 $ 117,000 $ 18,000
Collin County Texas 3 $ 475,000 $ 158,000 $ 177,000
Guadalupe County Texas 3 $ 444,000 $ 148,000 $ 50,000
Llano County Texas 3 $ 240,000 $ 80,000 $ 51,000
Montgomery County Texas 3 $ 537,000 $ 179,000 $ 15,000
Caroline County Virginia 3 $ 735,000 $ 245,000 $ 36,000
Henrico County Virginia 3 $ 487,000 $ 162,000 $ 0
Norfolk County Virginia 3 $ 417,000 $ 139,000 $ 55,000
Wood County West Virginia 3 $ 202,000 $ 67,000 $ 33,000
Dodge County Wisconsin 3 $ 381,000 $ 127,000 $ 32,000
Fond du Lac County Wisconsin 3 $ 411,000 $ 137,000 $ 26,000
Jefferson County Wisconsin 3 $ 393,000 $ 131,000 $ 47,000
Jefferson County Alabama 2 $ 238,000 $ 119,000 $ 53,000
Mississippi County Arkansas 2 $ 88,000 $ 44,000 $ 0
Saline County Arkansas 2 $ 165,000 $ 82,000 $ 45,000
Amador County California 2 $ 591,000 $ 295,000 $ 0
Kings County California 2 $ 352,000 $ 176,000 $ 71,000
Lassen County California 2 $ 219,000 $ 109,000 $ 58,000
Napa County California 2 $ 539,000 $ 269,000 $ 57,000
Plumas County California 2 $ 140,000 $ 70,000 $ 54,000
San Luis Obispo County California 2 $ 620,000 $ 310,000 $ 102,000
Santa Clara County California 2 $ 881,000 $ 440,000 $ 211,000
Ventura County California 2 $ 806,000 $ 403,000 $ 41,000
Boulder County Colorado 2 $ 211,000 $ 105,000 $ 33,000
Mesa County Colorado 2 $ 322,000 $ 161,000 $ 64,000
Fairfield County Connecticut 2 $ 534,000 $ 267,000 $ 57,000
District of Columbia County District Of Columbia 2 $ 375,000 $ 187,000 $ 50,000
Brevard County Florida 2 $ 383,000 $ 191,000 $ 0
Clay County Florida 2 $ 563,000 $ 281,000 $ 0
Pasco County Florida 2 $ 265,000 $ 132,000 $ 62,000
Polk County Florida 2 $ 300,000 $ 150,000 $ 61,000
Putnam County Florida 2 $ 224,000 $ 112,000 $ 44,000
Cherokee County Georgia 2 $ 324,000 $ 162,000 $ 45,000
Douglas County Georgia 2 $ 347,000 $ 173,000 $ 78,000
Floyd County Georgia 2 $ 169,000 $ 84,000 $ 22,000
Jackson County Georgia 2 $ 185,000 $ 92,000 $ 33,000
Rockdale County Georgia 2 $ 419,000 $ 209,000 $ 74,000
Spalding County Georgia 2 $ 176,000 $ 88,000 $ 131,000
Cassia County Idaho 2 $ 247,000 $ 123,000 $ 58,000
Jerome County Idaho 2 $ 261,000 $ 130,000 $ 42,000
Lee County Illinois 2 $ 130,000 $ 65,000 $ 33,000
Cedar County Iowa 2 $ 96,000 $ 48,000 $ 67,000
Polk County Iowa 2 $ 167,000 $ 83,000 $ 33,000
Wapello County Iowa 2 $ 104,000 $ 52,000 $ 0
Leavenworth County Kansas 2 $ 431,000 $ 215,000 $ 173,000
Sedgwick County Kansas 2 $ 502,000 $ 251,000 $ 132,000
Woodford County Kentucky 2 $ 345,000 $ 172,000 $ 64,000
Jefferson County Louisiana 2 $ 314,000 $ 157,000 $ 19,000
Frederick County Maryland 2 $ 440,000 $ 220,000 $ 99,000
Kalamazoo County Michigan 2 $ 214,000 $ 107,000 $ 11,000
Copiah County Mississippi 2 $ 137,000 $ 68,000 $ 21,000
Forrest County Mississippi 2 $ 147,000 $ 73,000 $ 49,000
Jones County Mississippi 2 $ 323,000 $ 161,000 $ 90,000
Lamar County Mississippi 2 $ 250,000 $ 125,000 $ 56,000
Warren County Mississippi 2 $ 224,000 $ 112,000 $ 44,000
Boone County Missouri 2 $ 444,000 $ 222,000 $ 0
Cole County Missouri 2 $ 307,000 $ 153,000 $ 107,000
Crawford County Missouri 2 $ 129,000 $ 64,000 $ 52,000
Hickory County Missouri 2 $ 335,000 $ 167,000 $ 49,000
Lawrence County Missouri 2 $ 116,000 $ 58,000 $ 21,000
Saline County Missouri 2 $ 560,000 $ 280,000 $ 152,000
Scott County Missouri 2 $ 217,000 $ 108,000 $ 24,000
Warren County Missouri 2 $ 240,000 $ 120,000 $ 23,000
Hillsborough County New Hampshire 2 $ 407,000 $ 203,000 $ 61,000
Bergen County New Jersey 2 $ 648,000 $ 324,000 $ 38,000
Cape May County New Jersey 2 $ 323,000 $ 161,000 $ 34,000
Salem County New Jersey 2 $ 347,000 $ 173,000 $ 78,000
Chemung County New York 2 $ 261,000 $ 130,000 $ 83,000
Kings County New York 2 $ 159,000 $ 79,000 $ 30,000
Madison County New York 2 $ 162,000 $ 81,000 $ 44,000
Oneida County New York 2 $ 285,000 $ 142,000 $ 28,000
Wayne County New York 2 $ 185,000 $ 92,000 $ 518,000
Westchester County New York 2 $ 689,000 $ 344,000 $ 30,000
Caldwell County North Carolina 2 $ 204,000 $ 102,000 $ 43,000
Harnett County North Carolina 2 $ 273,000 $ 136,000 $ 38,000
Pitt County North Carolina 2 $ 173,000 $ 86,000 $ 51,000
Erie County Ohio 2 $ 303,000 $ 151,000 $ 60,000
Wayne County Ohio 2 $ 186,000 $ 93,000 $ 30,000
Jefferson County Oregon 2 $ 329,000 $ 164,000 $ 49,000
Yamhill County Oregon 2 $ 316,000 $ 158,000 $ 0
Cambria County Pennsylvania 2 $ 138,000 $ 69,000 $ 32,000
Madison County Tennessee 2 $ 162,000 $ 81,000 $ 44,000
Montgomery County Tennessee 2 $ 158,000 $ 79,000 $ 63,000
Sevier County Tennessee 2 $ 270,000 $ 135,000 $ 75,000
Brazoria County Texas 2 $ 227,000 $ 113,000 $ 50,000
Brazos County Texas 2 $ 215,000 $ 107,000 $ 165,000
Fannin County Texas 2 $ 89,000 $ 44,000 $ 30,000
Hays County Texas 2 $ 240,000 $ 120,000 $ 0
Lubbock County Texas 2 $ 201,000 $ 100,000 $ 42,000
McLennan County Texas 2 $ 616,000 $ 308,000 $ 58,000
Alexandria County Virginia 2 $ 535,000 $ 267,000 $ 31,000
Chesapeake County Virginia 2 $ 385,000 $ 192,000 $ 51,000
Dinwiddie County Virginia 2 $ 231,000 $ 115,000 $ 0
Fauquier County Virginia 2 $ 390,000 $ 195,000 $ 19,000
Floyd County Virginia 2 $ 171,000 $ 85,000 $ 0
Fluvanna County Virginia 2 $ 184,000 $ 92,000 $ 81,000
Frederick County Virginia 2 $ 328,000 $ 164,000 $ 56,000
Manassas County Virginia 2 $ 200,000 $ 100,000 $ 59,000
Staunton County Virginia 2 $ 277,000 $ 138,000 $ 177,000
Suffolk County Virginia 2 $ 441,000 $ 220,000 $ 64,000
Asotin County Washington 2 $ 198,000 $ 99,000 $ 33,000
Pierce County Washington 2 $ 328,000 $ 164,000 $ 47,000
Snohomish County Washington 2 $ 627,000 $ 313,000 $ 94,000
Spokane County Washington 2 $ 219,000 $ 109,000 $ 36,000
Jackson County West Virginia 2 $ 197,000 $ 98,000 $ 35,000
Ashland County Wisconsin 2 $ 316,000 $ 158,000 $ 0
Chippewa County Wisconsin 2 $ 284,000 $ 142,000 $ 20,000
Juneau County Wisconsin 2 $ 324,000 $ 162,000 $ 39,000
La Crosse County Wisconsin 2 $ 170,000 $ 85,000 $ 109,000
Outagamie County Wisconsin 2 $ 229,000 $ 114,000 $ 29,000
Morgan County Alabama 1 $ 127,000 $ 127,000 $ 58,000
Walker County Alabama 1 $ 61,000 $ 61,000 $ 44,000
Cochise County Arizona 1 $ 121,000 $ 121,000 $ 56,000
Yavapai County Arizona 1 $ 435,000 $ 435,000 $ 89,000
Jefferson County Arkansas 1 $ 134,000 $ 134,000 $ 77,000
Johnson County Arkansas 1 $ 103,000 $ 103,000 $ 0
Contra Costa County California 1 $ 387,000 $ 387,000 $ 77,000
Humboldt County California 1 $ 165,000 $ 165,000 $ 0
Lake County California 1 $ 208,000 $ 208,000 $ 0
Madera County California 1 $ 275,000 $ 275,000 $ 145,000
Merced County California 1 $ 169,000 $ 169,000 $ 0
Monterey County California 1 $ 404,000 $ 404,000 $ 131,000
Nevada County California 1 $ 395,000 $ 395,000 $ 0
Shasta County California 1 $ 225,000 $ 225,000 $ 68,000
Sonoma County California 1 $ 500,000 $ 500,000 $ 0
Tehama County California 1 $ 166,000 $ 166,000 $ 61,000
Yolo County California 1 $ 221,000 $ 221,000 $ 0
Clear Creek County Colorado 1 $ 122,000 $ 122,000 $ 0
Grand County Colorado 1 $ 290,000 $ 290,000 $ 0
Park County Colorado 1 $ 118,000 $ 118,000 $ 0
Summit County Colorado 1 $ 670,000 $ 670,000 $ 0
Hartford County Connecticut 1 $ 204,000 $ 204,000 $ 70,000
Litchfield County Connecticut 1 $ 70,000 $ 70,000 $ 33,000
Middlesex County Connecticut 1 $ 186,000 $ 186,000 $ 0
Baker County Florida 1 $ 141,000 $ 141,000 $ 45,000
Bay County Florida 1 $ 319,000 $ 319,000 $ 147,000
Citrus County Florida 1 $ 58,000 $ 58,000 $ 20,000
Duval County Florida 1 $ 79,000 $ 79,000 $ 0
Glades County Florida 1 $ 96,000 $ 96,000 $ 31,000
Hernando County Florida 1 $ 132,000 $ 132,000 $ 100,000
Hillsborough County Florida 1 $ 138,000 $ 138,000 $ 68,000
Manatee County Florida 1 $ 244,000 $ 244,000 $ 182,000
Pinellas County Florida 1 $ 98,000 $ 98,000 $ 38,000
Santa Rosa County Florida 1 $ 101,000 $ 101,000 $ 49,000
Seminole County Florida 1 $ 280,000 $ 280,000 $ 131,000
St. Johns County Florida 1 $ 104,000 $ 104,000 $ 63,000
St. Lucie County Florida 1 $ 67,000 $ 67,000 $ 48,000
Ben Hill County Georgia 1 $ 95,000 $ 95,000 $ 36,000
Bryan County Georgia 1 $ 150,000 $ 150,000 $ 66,000
Butts County Georgia 1 $ 115,000 $ 115,000 $ 39,000
Carroll County Georgia 1 $ 117,000 $ 117,000 $ 0
Columbia County Georgia 1 $ 205,000 $ 205,000 $ 131,000
Effingham County Georgia 1 $ 169,000 $ 169,000 $ 180,000
Forsyth County Georgia 1 $ 213,000 $ 213,000 $ 0
Franklin County Georgia 1 $ 102,000 $ 102,000 $ 34,000
Heard County Georgia 1 $ 43,000 $ 43,000 $ 222,000
Jasper County Georgia 1 $ 93,000 $ 93,000 $ 0
McDuffie County Georgia 1 $ 86,000 $ 86,000 $ 27,000
Meriwether County Georgia 1 $ 83,000 $ 83,000 $ 26,000
Newton County Georgia 1 $ 111,000 $ 111,000 $ 29,000
Putnam County Georgia 1 $ 40,000 $ 40,000 $ 33,000
Randolph County Georgia 1 $ 40,000 $ 40,000 $ 35,000
Richmond County Georgia 1 $ 94,000 $ 94,000 $ 40,000
Terrell County Georgia 1 $ 80,000 $ 80,000 $ 87,000
Tift County Georgia 1 $ 85,000 $ 85,000 $ 59,000
Wayne County Georgia 1 $ 76,000 $ 76,000 $ 29,000
White County Georgia 1 $ 74,000 $ 74,000 $ 25,000
Wilkinson County Georgia 1 $ 93,000 $ 93,000 $ 51,000
Clearwater County Idaho 1 $ 112,000 $ 112,000 $ 42,000
Champaign County Illinois 1 $ 125,000 $ 125,000 $ 0
Henry County Illinois 1 $ 27,000 $ 27,000 $ 17,000
Jo Daviess County Illinois 1 $ 76,000 $ 76,000 $ 32,000
McLean County Illinois 1 $ 124,000 $ 124,000 $ 0
St. Clair County Illinois 1 $ 138,000 $ 138,000 $ 72,000
Woodford County Illinois 1 $ 357,000 $ 357,000 $ 0
Elkhart County Indiana 1 $ 112,000 $ 112,000 $ 35,000
Porter County Indiana 1 $ 249,000 $ 249,000 $ 74,000
Warrick County Indiana 1 $ 119,000 $ 119,000 $ 76,000
Benton County Iowa 1 $ 57,000 $ 57,000 $ 0
Black Hawk County Iowa 1 $ 131,000 $ 131,000 $ 49,000
Cerro Gordo County Iowa 1 $ 106,000 $ 106,000 $ 48,000
Delaware County Iowa 1 $ 57,000 $ 57,000 $ 72,000
Des Moines County Iowa 1 $ 53,000 $ 53,000 $ 0
Dubuque County Iowa 1 $ 76,000 $ 76,000 $ 0
Jasper County Iowa 1 $ 109,000 $ 109,000 $ 84,000
Johnson County Iowa 1 $ 274,000 $ 274,000 $ 0
Jones County Iowa 1 $ 124,000 $ 124,000 $ 0
Marshall County Iowa 1 $ 104,000 $ 104,000 $ 47,000
Mills County Iowa 1 $ 96,000 $ 96,000 $ 0
O'Brien County Iowa 1 $ 53,000 $ 53,000 $ 0
Washington County Iowa 1 $ 106,000 $ 106,000 $ 0
Ellsworth County Kansas 1 $ 40,000 $ 40,000 $ 86,000
Jefferson County Kansas 1 $ 197,000 $ 197,000 $ 71,000
Wyandotte County Kansas 1 $ 76,000 $ 76,000 $ 26,000
Jefferson County Kentucky 1 $ 244,000 $ 244,000 $ 95,000
Scott County Kentucky 1 $ 190,000 $ 190,000 $ 100,000
Warren County Kentucky 1 $ 235,000 $ 235,000 $ 112,000
Calcasieu County Louisiana 1 $ 68,000 $ 68,000 $ 26,000
Claiborne County Louisiana 1 $ 92,000 $ 92,000 $ 37,000
De Soto County Louisiana 1 $ 77,000 $ 77,000 $ 30,000
Lafourche County Louisiana 1 $ 94,000 $ 94,000 $ 39,000
Livingston County Louisiana 1 $ 80,000 $ 80,000 $ 0
Rapides County Louisiana 1 $ 77,000 $ 77,000 $ 23,000
St. John the Baptist County Louisiana 1 $ 147,000 $ 147,000 $ 73,000
Kennebec County Maine 1 $ 212,000 $ 212,000 $ 0
Harford County Maryland 1 $ 248,000 $ 248,000 $ 60,000
Howard County Maryland 1 $ 144,000 $ 144,000 $ 84,000
Hampden County Massachusetts 1 $ 126,000 $ 126,000 $ 65,000
Nantucket County Massachusetts 1 $ 700,000 $ 700,000 $ 0
Ottawa County Michigan 1 $ 137,000 $ 137,000 $ 43,000
Anoka County Minnesota 1 $ 300,000 $ 300,000 $ 108,000
Houston County Minnesota 1 $ 268,000 $ 268,000 $ 96,000
Wright County Minnesota 1 $ 216,000 $ 216,000 $ 0
Adams County Mississippi 1 $ 60,000 $ 60,000 $ 72,000
Bolivar County Mississippi 1 $ 175,000 $ 175,000 $ 56,000
Grenada County Mississippi 1 $ 82,000 $ 82,000 $ 38,000
Hancock County Mississippi 1 $ 91,000 $ 91,000 $ 35,000
Jefferson County Mississippi 1 $ 99,000 $ 99,000 $ 140,000
Lee County Mississippi 1 $ 87,000 $ 87,000 $ 34,000
Lowndes County Mississippi 1 $ 59,000 $ 59,000 $ 30,000
Panola County Mississippi 1 $ 68,000 $ 68,000 $ 25,000
Pike County Mississippi 1 $ 124,000 $ 124,000 $ 33,000
Smith County Mississippi 1 $ 114,000 $ 114,000 $ 56,000
Washington County Mississippi 1 $ 32,000 $ 32,000 $ 10,000
Webster County Mississippi 1 $ 39,000 $ 39,000 $ 25,000
Barton County Missouri 1 $ 50,000 $ 50,000 $ 24,000
Cape Girardeau County Missouri 1 $ 328,000 $ 328,000 $ 240,000
Dallas County Missouri 1 $ 77,000 $ 77,000 $ 144,000
McDonald County Missouri 1 $ 77,000 $ 77,000 $ 0
Miller County Missouri 1 $ 100,000 $ 100,000 $ 0
Morgan County Missouri 1 $ 332,000 $ 332,000 $ 0
Oregon County Missouri 1 $ 137,000 $ 137,000 $ 0
Osage County Missouri 1 $ 198,000 $ 198,000 $ 94,000
Ray County Missouri 1 $ 169,000 $ 169,000 $ 68,000
Ravalli County Montana 1 $ 525,000 $ 525,000 $ 0
White Pine County Nevada 1 $ 70,000 $ 70,000 $ 114,000
Merrimack County New Hampshire 1 $ 312,000 $ 312,000 $ 111,000
Essex County New Jersey 1 $ 491,000 $ 491,000 $ 0
Hudson County New Jersey 1 $ 405,000 $ 405,000 $ 109,000
Mercer County New Jersey 1 $ 217,000 $ 217,000 $ 65,000
Monmouth County New Jersey 1 $ 200,000 $ 200,000 $ 61,000
Morris County New Jersey 1 $ 225,000 $ 225,000 $ 0
Union County New Jersey 1 $ 162,000 $ 162,000 $ 60,000
Bernalillo County New Mexico 1 $ 77,000 $ 77,000 $ 32,000
Lincoln County New Mexico 1 $ 59,000 $ 59,000 $ 0
San Juan County New Mexico 1 $ 71,000 $ 71,000 $ 66,000
Allegany County New York 1 $ 49,000 $ 49,000 $ 65,000
Bronx County New York 1 $ 312,000 $ 312,000 $ 90,000
Broome County New York 1 $ 92,000 $ 92,000 $ 0
Essex County New York 1 $ 78,000 $ 78,000 $ 73,000
Franklin County New York 1 $ 50,000 $ 50,000 $ 91,000
Genesee County New York 1 $ 84,000 $ 84,000 $ 73,000
Orange County New York 1 $ 248,000 $ 248,000 $ 143,000
Otsego County New York 1 $ 55,000 $ 55,000 $ 34,000
Richmond County New York 1 $ 185,000 $ 185,000 $ 85,000
St. Lawrence County New York 1 $ 47,000 $ 47,000 $ 60,000
Steuben County New York 1 $ 40,000 $ 40,000 $ 62,000
Ulster County New York 1 $ 168,000 $ 168,000 $ 35,000
Catawba County North Carolina 1 $ 138,000 $ 138,000 $ 90,000
Davie County North Carolina 1 $ 147,000 $ 147,000 $ 50,000
Durham County North Carolina 1 $ 80,000 $ 80,000 $ 0
Forsyth County North Carolina 1 $ 110,000 $ 110,000 $ 78,000
Johnston County North Carolina 1 $ 170,000 $ 170,000 $ 70,000
Orange County North Carolina 1 $ 250,000 $ 250,000 $ 126,000
Pamlico County North Carolina 1 $ 104,000 $ 104,000 $ 32,000
Pasquotank County North Carolina 1 $ 72,000 $ 72,000 $ 80,000
Stokes County North Carolina 1 $ 67,000 $ 67,000 $ 28,000
Wayne County North Carolina 1 $ 84,000 $ 84,000 $ 43,000
Wilson County North Carolina 1 $ 139,000 $ 139,000 $ 80,000
Ashtabula County Ohio 1 $ 96,000 $ 96,000 $ 37,000
Champaign County Ohio 1 $ 96,000 $ 96,000 $ 42,000
Highland County Ohio 1 $ 136,000 $ 136,000 $ 47,000
Medina County Ohio 1 $ 155,000 $ 155,000 $ 72,000
Stark County Ohio 1 $ 158,000 $ 158,000 $ 65,000
Summit County Ohio 1 $ 102,000 $ 102,000 $ 31,000
Warren County Ohio 1 $ 85,000 $ 85,000 $ 33,000
Rogers County Oklahoma 1 $ 64,000 $ 64,000 $ 29,000
Stephens County Oklahoma 1 $ 65,000 $ 65,000 $ 50,000
Klamath County Oregon 1 $ 147,000 $ 147,000 $ 46,000
Linn County Oregon 1 $ 163,000 $ 163,000 $ 63,000
Multnomah County Oregon 1 $ 359,000 $ 359,000 $ 141,000
Polk County Oregon 1 $ 219,000 $ 219,000 $ 140,000
Washington County Oregon 1 $ 350,000 $ 350,000 $ 81,000
Allegheny County Pennsylvania 1 $ 102,000 $ 102,000 $ 32,000
Berks County Pennsylvania 1 $ 94,000 $ 94,000 $ 39,000
Bucks County Pennsylvania 1 $ 228,000 $ 228,000 $ 69,000
Centre County Pennsylvania 1 $ 61,000 $ 61,000 $ 31,000
Lackawanna County Pennsylvania 1 $ 149,000 $ 149,000 $ 0
Lehigh County Pennsylvania 1 $ 64,000 $ 64,000 $ 49,000
Montgomery County Pennsylvania 1 $ 165,000 $ 165,000 $ 96,000
Philadelphia County Pennsylvania 1 $ 133,000 $ 133,000 $ 0
Somerset County Pennsylvania 1 $ 174,000 $ 174,000 $ 74,000
Beaufort County South Carolina 1 $ 303,000 $ 303,000 $ 145,000
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Mortgage Loan Application Detail Totals for Platinum Community Bank in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,816 $282,725,000 $157,558 $836,000 $53,093 $972,000
Refinancing 814 $157,131,000 $189,804 $1,500,000 $52,292 $437,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,770 $298,931,000 $177,840 $1,500,000 $58,863 $972,000
Black or African American 334 $43,766,000 $140,250 $520,000 $47,000 $267,000
Hispanic 328 $56,660,000 $146,741 $559,000 $37,612 $164,000
Not Provided 92 $16,054,000 $158,153 $636,000 $48,269 $182,000
Asian 86 $19,957,000 $215,411 $584,000 $43,470 $204,000
Native Hawaiian or Other Pacific Islander 8 $2,344,000 $220,750 $638,000 $50,250 $95,000
Not applicable 8 $1,587,000 $180,714 $352,000 $72,571 $196,000
American Indian or Alaskan Native 4 $557,000 $146,000 $218,000 $43,000 $88,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,792 $338,377,000 $194,022 $1,500,000 $50,644 $763,000
FHA-insured (Federal Housing Administration) 731 $85,581,000 $125,375 $405,000 $50,687 $972,000
VA-guaranteed (Veterans Administration) 107 $15,898,000 $159,764 $369,000 $55,764 $136,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 2,465 $408,832,000 $166,311 $1,500,000 $51,111 $972,000
Loan Originated 133 $25,182,000 $293,571 $1,000,000 $50,857 $507,000
Application Denied By Financial Institution 29 $5,565,000 $221,125 $750,000 $50,125 $300,000
Application Withdrawn By Applicant 3 $277,000 $92,333 $109,000 $42,000 $66,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 12 $1,883,000 $151,142 $352,000 $76,285 $132,000
Collateral 8 $1,536,000 $180,200 $650,000 $34,200 $300,000
Debt-To-Income Ratio 5 $496,000 $102,000 $162,000 $26,666 $32,000
Other 2 $943,000 $471,500 $750,000 $57,500 $115,000
Unverifiable Information 1 $560,000 $560,000 $560,000 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 1 $147,000 $147,000 $147,000 $50,000 $50,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Platinum Community Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Platinum Community Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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