Pmac Lending Services Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Pmac Lending Services Inc 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Pmac Lending Services Inc 15325 Fairfield Ranch Road Ste 200 Chino Hills, CA 91709 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,307 |
| Total Mortgage Loan Application Amount | $778,084,000 |
| Average Mortgage Loan Application Amount | $252,500 |
| Highest Mortgage Loan Application Amount | $1,277,000 |
| Average Applicant Income | $76,500 |
| Highest Applicant Income | $995,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Pmac Lending Services Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pmac Lending Services Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Pmac Lending Services Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pmac Lending Services Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Pmac Lending Services Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pmac Lending Services Inc's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 1,046 | $ 289,155,000 | $ 276,000 | $ 83,000 |
| San Bernardino County California | 581 | $ 108,734,000 | $ 187,000 | $ 67,000 |
| Riverside County California | 351 | $ 67,893,000 | $ 193,000 | $ 65,000 |
| Orange County California | 160 | $ 54,594,000 | $ 341,000 | $ 102,000 |
| San Diego County California | 157 | $ 45,117,000 | $ 287,000 | $ 85,000 |
| San Joaquin County California | 152 | $ 26,156,000 | $ 172,000 | $ 56,000 |
| Sacramento County California | 147 | $ 27,619,000 | $ 187,000 | $ 59,000 |
| Stanislaus County California | 109 | $ 17,158,000 | $ 157,000 | $ 59,000 |
| Ventura County California | 68 | $ 19,366,000 | $ 284,000 | $ 102,000 |
| Contra Costa County California | 47 | $ 12,661,000 | $ 269,000 | $ 78,000 |
| Alameda County California | 40 | $ 10,888,000 | $ 272,000 | $ 78,000 |
| Santa Clara County California | 38 | $ 14,467,000 | $ 380,000 | $ 103,000 |
| Kern County California | 36 | $ 4,936,000 | $ 137,000 | $ 67,000 |
| Placer County California | 34 | $ 7,697,000 | $ 226,000 | $ 89,000 |
| Solano County California | 25 | $ 5,097,000 | $ 203,000 | $ 76,000 |
| Fresno County California | 21 | $ 3,772,000 | $ 179,000 | $ 60,000 |
| Merced County California | 19 | $ 2,316,000 | $ 121,000 | $ 50,000 |
| El Dorado County California | 17 | $ 4,312,000 | $ 253,000 | $ 77,000 |
| San Francisco County California | 15 | $ 4,364,000 | $ 290,000 | $ 104,000 |
| Tuolumne County California | 15 | $ 2,928,000 | $ 195,000 | $ 83,000 |
| Yolo County California | 15 | $ 2,430,000 | $ 162,000 | $ 62,000 |
| San Mateo County California | 13 | $ 5,634,000 | $ 433,000 | $ 96,000 |
| Maricopa County Arizona | 12 | $ 1,806,000 | $ 150,000 | $ 89,000 |
| Clark County Nevada | 12 | $ 1,583,000 | $ 131,000 | $ 66,000 |
| Monterey County California | 11 | $ 2,367,000 | $ 215,000 | $ 66,000 |
| Humboldt County California | 9 | $ 1,643,000 | $ 182,000 | $ 53,000 |
| Multnomah County Oregon | 8 | $ 1,941,000 | $ 242,000 | $ 45,000 |
| Butte County California | 7 | $ 1,054,000 | $ 150,000 | $ 78,000 |
| Imperial County California | 7 | $ 953,000 | $ 136,000 | $ 80,000 |
| Nevada County California | 7 | $ 1,658,000 | $ 236,000 | $ 93,000 |
| Sonoma County California | 7 | $ 2,179,000 | $ 311,000 | $ 45,000 |
| Tulare County California | 7 | $ 1,192,000 | $ 170,000 | $ 47,000 |
| Pierce County Washington | 7 | $ 1,580,000 | $ 225,000 | $ 47,000 |
| San Luis Obispo County California | 6 | $ 1,162,000 | $ 193,000 | $ 55,000 |
| Sutter County California | 6 | $ 761,000 | $ 126,000 | $ 81,000 |
| Maui County Hawaii | 4 | $ 1,318,000 | $ 329,000 | $ 64,000 |
| Mohave County Arizona | 3 | $ 581,000 | $ 193,000 | $ 111,000 |
| Pima County Arizona | 3 | $ 764,000 | $ 254,000 | $ 94,000 |
| Amador County California | 3 | $ 567,000 | $ 189,000 | $ 88,000 |
| Calaveras County California | 3 | $ 570,000 | $ 190,000 | $ 102,000 |
| Kings County California | 3 | $ 535,000 | $ 178,000 | $ 52,000 |
| Madera County California | 3 | $ 639,000 | $ 213,000 | $ 76,000 |
| Napa County California | 3 | $ 1,157,000 | $ 385,000 | $ 104,000 |
| Elko County Nevada | 3 | $ 604,000 | $ 201,000 | $ 40,000 |
| Jackson County Oregon | 3 | $ 472,000 | $ 157,000 | $ 48,000 |
| Klamath County Oregon | 3 | $ 497,000 | $ 165,000 | $ 42,000 |
| Lane County Oregon | 3 | $ 600,000 | $ 200,000 | $ 22,000 |
| King County Washington | 3 | $ 1,154,000 | $ 384,000 | $ 138,000 |
| Snohomish County Washington | 3 | $ 987,000 | $ 329,000 | $ 101,000 |
| Pinal County Arizona | 2 | $ 416,000 | $ 208,000 | $ 138,000 |
| Del Norte County California | 2 | $ 326,000 | $ 163,000 | $ 58,000 |
| Lake County California | 2 | $ 366,000 | $ 183,000 | $ 119,000 |
| Marin County California | 2 | $ 787,000 | $ 393,000 | $ 70,000 |
| Santa Cruz County California | 2 | $ 581,000 | $ 290,000 | $ 60,000 |
| Tehama County California | 2 | $ 327,000 | $ 163,000 | $ 74,000 |
| Hawaii County Hawaii | 2 | $ 468,000 | $ 234,000 | $ 98,000 |
| Clackamas County Oregon | 2 | $ 392,000 | $ 196,000 | $ 98,000 |
| Columbia County Oregon | 2 | $ 391,000 | $ 195,000 | $ 80,000 |
| Deschutes County Oregon | 2 | $ 651,000 | $ 325,000 | $ 29,000 |
| Linn County Oregon | 2 | $ 390,000 | $ 195,000 | $ 63,000 |
| Iron County Utah | 2 | $ 376,000 | $ 188,000 | $ 81,000 |
| Benton County Washington | 2 | $ 357,000 | $ 178,000 | $ 59,000 |
| Yavapai County Arizona | 1 | $ 250,000 | $ 250,000 | $ 121,000 |
| Santa Barbara County California | 1 | $ 162,000 | $ 162,000 | $ 47,000 |
| Shasta County California | 1 | $ 124,000 | $ 124,000 | $ 25,000 |
| Yuba County California | 1 | $ 110,000 | $ 110,000 | $ 43,000 |
| Denver County Colorado | 1 | $ 52,000 | $ 52,000 | $ 44,000 |
| Lyon County Nevada | 1 | $ 141,000 | $ 141,000 | $ 70,000 |
| Washoe County Nevada | 1 | $ 126,000 | $ 126,000 | $ 53,000 |
| Sandoval County New Mexico | 1 | $ 134,000 | $ 134,000 | $ 92,000 |
| Socorro County New Mexico | 1 | $ 260,000 | $ 260,000 | $ 123,000 |
| Curry County Oregon | 1 | $ 217,000 | $ 217,000 | $ 48,000 |
| Douglas County Oregon | 1 | $ 267,000 | $ 267,000 | $ 40,000 |
| Polk County Oregon | 1 | $ 206,000 | $ 206,000 | $ 84,000 |
| Umatilla County Oregon | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Wasco County Oregon | 1 | $ 258,000 | $ 258,000 | $ 142,000 |
| Washington County Oregon | 1 | $ 196,000 | $ 196,000 | $ 36,000 |
| Yamhill County Oregon | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 133,000 | $ 133,000 | $ 24,000 |
| Utah County Utah | 1 | $ 178,000 | $ 178,000 | $ 76,000 |
| Wasatch County Utah | 1 | $ 223,000 | $ 223,000 | $ 93,000 |
| Clark County Washington | 1 | $ 299,000 | $ 299,000 | $ 111,000 |
| Franklin County Washington | 1 | $ 155,000 | $ 155,000 | $ 33,000 |
| Lewis County Washington | 1 | $ 167,000 | $ 167,000 | $ 50,000 |
| Skagit County Washington | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| Spokane County Washington | 1 | $ 159,000 | $ 159,000 | $ 50,000 |
| Thurston County Washington | 1 | $ 246,000 | $ 246,000 | $ 54,000 |
| Yakima County Washington | 1 | $ 126,000 | $ 126,000 | $ 67,000 |
Mortgage Loan Application Detail Totals for Pmac Lending Services Inc in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,447 | $528,332,000 | $215,000 | $743,000 | $74,000 | $995,000 |
| Refinancing | 860 | $249,752,000 | $290,000 | $1,277,000 | $79,000 | $547,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 1,398 | $290,325,000 | $207,000 | $800,000 | $63,000 | $547,000 |
| White | 1,350 | $344,661,000 | $255,000 | $1,277,000 | $85,000 | $995,000 |
| Asian | 292 | $80,073,000 | $274,000 | $810,000 | $86,000 | $341,000 |
| Black or African American | 197 | $47,461,000 | $240,000 | $605,000 | $80,000 | $585,000 |
| Native Hawaiian or Other Pacific Islander | 53 | $11,555,000 | $218,000 | $560,000 | $76,000 | $200,000 |
| American Indian or Alaskan Native | 15 | $3,658,000 | $243,000 | $618,000 | $68,000 | $182,000 |
| Not Provided | 2 | $351,000 | $175,000 | $177,000 | $50,000 | $54,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 2,081 | $503,214,000 | $241,000 | $1,277,000 | $67,000 | $419,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,181 | $267,796,000 | $226,000 | $810,000 | $90,000 | $995,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 43 | $6,649,000 | $154,000 | $326,000 | $47,000 | $100,000 |
| VA-guaranteed (Veterans Administration) | 2 | $425,000 | $212,000 | $230,000 | $44,000 | $89,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,896 | $438,982,000 | $231,000 | $1,277,000 | $75,000 | $651,000 |
| Application Denied By Financial Institution | 626 | $140,442,000 | $224,000 | $802,000 | $73,000 | $547,000 |
| Application Approved But Not Accepted | 472 | $117,541,000 | $249,000 | $743,000 | $78,000 | $995,000 |
| Application Withdrawn By Applicant | 247 | $63,639,000 | $257,000 | $810,000 | $78,000 | $537,000 |
| File Closed For Incompleteness | 66 | $17,480,000 | $264,000 | $551,000 | $80,000 | $222,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 164 | $39,142,000 | $238,000 | $625,000 | $73,000 | $383,000 |
| Other | 152 | $35,744,000 | $235,000 | $743,000 | $77,000 | $317,000 |
| Collateral | 115 | $25,650,000 | $223,000 | $802,000 | $83,000 | $547,000 |
| Credit History | 76 | $17,509,000 | $230,000 | $738,000 | $66,000 | $197,000 |
| Unverifiable Information | 61 | $11,518,000 | $188,000 | $582,000 | $63,000 | $165,000 |
| Employment History | 31 | $5,480,000 | $176,000 | $338,000 | $51,000 | $95,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,531,000 | $191,000 | $343,000 | $71,000 | $108,000 |
| Mortgage Insurance Denied | 7 | $1,530,000 | $218,000 | $378,000 | $79,000 | $150,000 |
| Credit Application Incomplete | 2 | $345,000 | $172,000 | $275,000 | $43,000 | $63,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pmac Lending Services Inc's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pmac Lending Services Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.