PNC Bank N.A. Mortgage Lending & HMDA Data, 2008

In 2008, PNC Bank N.A. of Pittsburgh, PA reported 28,676 mortgage applications totaling $6.0 billion, down 33% from 2007. The average application was for $210,675, and applicants reported an average income of $85,171. 37% of its applications resulted in an originated loan and 44% were denied. Its largest markets were Philadelphia, PA (3,568), Pittsburgh, PA (3,354) and Edison-New Brunswick, NJ (1,526) (applications in parentheses).

Mortgage Company & Address PNC Bank N.A.
249 Fifth Ave. Ms P1-Popp-22-2
Pittsburgh, PA 15222
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 28,676
Total Mortgage Loan Application Amount $6,041,335,000
Average Mortgage Loan Application Amount $210,675
Highest Mortgage Loan Application Amount $99,999,000
Average Applicant Income $85,171
Highest Applicant Income $3,660,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records PNC Bank N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for PNC Bank N.A. by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Allegheny, Pennsylvania 2,080 $ 154,977,000 $ 74,508 $ 85,000
Philadelphia, Pennsylvania 1,871 $ 109,733,000 $ 58,649 $ 52,000
Lancaster, Pennsylvania 959 $ 67,912,000 $ 70,815 $ 75,000
Jefferson, Kentucky 833 $ 44,687,000 $ 53,645 $ 68,000
Camden, New Jersey 788 $ 51,382,000 $ 65,205 $ 73,000
Luzerne, Pennsylvania 725 $ 39,086,000 $ 53,911 $ 57,000
Hamilton, Ohio 640 $ 82,941,000 $ 129,595 $ 91,000
Erie, Pennsylvania 567 $ 39,668,000 $ 69,961 $ 69,000
Montgomery, Pennsylvania 550 $ 53,966,000 $ 98,120 $ 107,000
Middlesex, New Jersey 532 $ 53,622,000 $ 100,793 $ 95,000
Westmoreland, Pennsylvania 499 $ 33,205,000 $ 66,543 $ 68,000
Delaware, Pennsylvania 484 $ 36,032,000 $ 74,446 $ 94,000
York, Pennsylvania 438 $ 30,526,000 $ 69,694 $ 73,000
Lackawanna, Pennsylvania 402 $ 26,676,000 $ 66,358 $ 67,000
Burlington, New Jersey 400 $ 33,577,000 $ 83,942 $ 109,000
Bucks, Pennsylvania 388 $ 35,393,000 $ 91,219 $ 114,000
Ocean, New Jersey 379 $ 37,617,000 $ 99,253 $ 80,000
Monmouth, New Jersey 377 $ 48,819,000 $ 129,493 $ 135,000
Northampton, Pennsylvania 370 $ 34,650,000 $ 93,648 $ 76,000
Essex, New Jersey 366 $ 45,338,000 $ 123,874 $ 97,000
Adams, Pennsylvania 355 $ 25,499,000 $ 71,828 $ 70,000
Passaic, New Jersey 317 $ 32,283,000 $ 101,839 $ 85,000
Monroe, Pennsylvania 317 $ 23,291,000 $ 73,473 $ 78,000
Cecil, Maryland 315 $ 22,709,000 $ 72,092 $ 73,000
Bergen, New Jersey 303 $ 40,325,000 $ 133,085 $ 143,000
Mercer, New Jersey 302 $ 46,859,000 $ 155,162 $ 104,000
Washington, Pennsylvania 299 $ 23,199,000 $ 77,588 $ 86,000
Lehigh, Pennsylvania 287 $ 23,801,000 $ 82,930 $ 76,000
Atlantic, New Jersey 281 $ 24,906,000 $ 88,633 $ 77,000
Chester, Pennsylvania 275 $ 24,462,000 $ 88,952 $ 114,000
Warren, New Jersey 259 $ 22,764,000 $ 87,891 $ 78,000
Gloucester, New Jersey 251 $ 21,322,000 $ 84,948 $ 88,000
Morris, New Jersey 249 $ 36,869,000 $ 148,068 $ 121,000
Somerset, New Jersey 238 $ 34,386,000 $ 144,478 $ 111,000
Union, New Jersey 237 $ 30,653,000 $ 129,337 $ 97,000
Cumberland, Pennsylvania 231 $ 18,457,000 $ 79,900 $ 74,000
Dauphin, Pennsylvania 215 $ 36,587,000 $ 170,172 $ 70,000
Carroll, Maryland 209 $ 18,606,000 $ 89,023 $ 86,000
Frederick, Maryland 201 $ 19,974,000 $ 99,373 $ 83,000
District of Columbia, District Of Columbia 198 $ 38,629,000 $ 195,095 $ 120,000
Butler, Pennsylvania 192 $ 16,680,000 $ 86,875 $ 91,000
Fayette, Pennsylvania 185 $ 10,370,000 $ 56,054 $ 55,000
Hudson, New Jersey 181 $ 26,233,000 $ 144,933 $ 100,000
Crawford, Pennsylvania 177 $ 11,612,000 $ 65,604 $ 57,000
Prince George's, Maryland 176 $ 26,922,000 $ 152,965 $ 81,000
Los Angeles, California 156 $ 623,683,000 $ 3,997,967 $ 26,000
Hunterdon, New Jersey 155 $ 20,088,000 $ 129,600 $ 117,000
Baltimore, Maryland 154 $ 11,628,000 $ 75,506 $ 88,000
Anne Arundel, Maryland 143 $ 17,810,000 $ 124,545 $ 108,000
Fairfax, Virginia 143 $ 30,286,000 $ 211,790 $ 150,000
Washington, Maryland 128 $ 11,673,000 $ 91,195 $ 66,000
Calvert, Maryland 127 $ 9,874,000 $ 77,748 $ 84,000
Montgomery, Maryland 127 $ 104,354,000 $ 821,685 $ 182,000
Sussex, New Jersey 126 $ 19,609,000 $ 155,626 $ 112,000
Cape May, New Jersey 125 $ 23,832,000 $ 190,656 $ 102,000
St. Mary's, Maryland 124 $ 12,956,000 $ 104,483 $ 94,000
Somerset, Maryland 123 $ 7,922,000 $ 64,406 $ 58,000
Carbon, Pennsylvania 123 $ 7,286,000 $ 59,235 $ 64,000
Centre, Pennsylvania 121 $ 28,375,000 $ 234,504 $ 76,000
Accomack, Virginia 117 $ 7,639,000 $ 65,290 $ 53,000
Wicomico, Maryland 116 $ 39,291,000 $ 338,715 $ 68,000
Butler, Ohio 111 $ 30,594,000 $ 275,621 $ 83,000
Lycoming, Pennsylvania 100 $ 5,996,000 $ 59,960 $ 66,000
Harford, Maryland 97 $ 7,162,000 $ 73,835 $ 75,000
Clermont, Ohio 97 $ 8,513,000 $ 87,762 $ 74,000
Indiana, Pennsylvania 96 $ 6,348,000 $ 66,125 $ 70,000
Somerset, Pennsylvania 96 $ 7,254,000 $ 75,562 $ 65,000
Howard, Maryland 92 $ 18,211,000 $ 197,945 $ 117,000
Berks, Pennsylvania 89 $ 7,892,000 $ 88,674 $ 102,000
Clark, Indiana 86 $ 4,863,000 $ 56,546 $ 57,000
Floyd, Indiana 86 $ 3,675,000 $ 42,732 $ 71,000
Columbia, Pennsylvania 85 $ 5,304,000 $ 62,400 $ 57,000
Cook, Illinois 84 $ 22,496,000 $ 267,809 $ 118,000
Hardin, Kentucky 83 $ 6,272,000 $ 75,566 $ 81,000
Oldham, Kentucky 83 $ 7,241,000 $ 87,240 $ 92,000
Kent, Maryland 83 $ 9,856,000 $ 118,746 $ 110,000
Worcester, Maryland 81 $ 13,029,000 $ 160,851 $ 107,000
Beaver, Pennsylvania 79 $ 4,884,000 $ 61,822 $ 72,000
Maricopa, Arizona 76 $ 122,072,000 $ 1,606,210 $ 101,000
Caroline, Maryland 71 $ 4,278,000 $ 60,253 $ 60,000
Kenton, Kentucky 70 $ 5,228,000 $ 74,685 $ 84,000
Baltimore City, Maryland 70 $ 8,349,000 $ 119,271 $ 122,000
Talbot, Maryland 70 $ 7,195,000 $ 102,785 $ 87,000
New Castle, Delaware 67 $ 8,740,000 $ 130,447 $ 89,000
Perry, Pennsylvania 65 $ 4,010,000 $ 61,692 $ 61,000
Warren, Pennsylvania 65 $ 3,221,000 $ 49,553 $ 51,000
Campbell, Kentucky 63 $ 4,767,000 $ 75,666 $ 58,000
Warren, Ohio 63 $ 6,618,000 $ 105,047 $ 147,000
Cumberland, New Jersey 61 $ 3,925,000 $ 64,344 $ 75,000
Spotsylvania, Virginia 59 $ 3,975,000 $ 67,372 $ 65,000
Pike, Pennsylvania 56 $ 3,362,000 $ 60,035 $ 58,000
Bullitt, Kentucky 55 $ 3,472,000 $ 63,127 $ 67,000
Allegany, Maryland 55 $ 1,919,000 $ 34,890 $ 43,000
Fayette, Kentucky 54 $ 3,416,000 $ 63,259 $ 66,000
Charles, Maryland 53 $ 6,081,000 $ 114,735 $ 90,000
Boone, Kentucky 51 $ 3,425,000 $ 67,156 $ 74,000
Prince William, Virginia 50 $ 6,783,000 $ 135,660 $ 139,000
Lebanon, Pennsylvania 47 $ 2,749,000 $ 58,489 $ 72,000
Schuylkill, Pennsylvania 45 $ 2,510,000 $ 55,777 $ 56,000
Wake, North Carolina 44 $ 2,611,000 $ 59,340 $ 117,000
Blair, Pennsylvania 42 $ 2,285,000 $ 54,404 $ 61,000
Loudoun, Virginia 41 $ 7,015,000 $ 171,097 $ 135,000
Queen Anne's, Maryland 40 $ 3,012,000 $ 75,300 $ 62,000
Franklin, Pennsylvania 38 $ 2,767,000 $ 72,815 $ 75,000
Fauquier, Virginia 38 $ 8,249,000 $ 217,078 $ 197,000
Franklin, Ohio 37 $ 1,861,000 $ 50,297 $ 85,000
Wayne, Pennsylvania 36 $ 2,063,000 $ 57,305 $ 65,000
Orange, California 35 $ 258,480,000 $ 7,385,142 $ 5,000
Mecklenburg, North Carolina 33 $ 1,923,000 $ 58,272 $ 132,000
Stafford, Virginia 33 $ 2,006,000 $ 60,787 $ 87,000
Hennepin, Minnesota 32 $ 1,738,000 $ 54,312 $ 111,000
Venango, Pennsylvania 31 $ 1,591,000 $ 51,322 $ 57,000
St. Louis, Missouri 28 $ 6,691,000 $ 238,964 $ 101,000
Sussex, Delaware 27 $ 4,191,000 $ 155,222 $ 128,000
Alexandria, Virginia 27 $ 38,661,000 $ 1,431,888 $ 130,000
Salem, New Jersey 26 $ 2,120,000 $ 81,538 $ 77,000
Huntingdon, Pennsylvania 26 $ 1,551,000 $ 59,653 $ 59,000
Arlington, Virginia 26 $ 68,006,000 $ 2,615,615 $ 201,000
Clearfield, Pennsylvania 25 $ 1,404,000 $ 56,160 $ 70,000
Miami-Dade, Florida 24 $ 11,902,000 $ 495,916 $ 146,000
Oakland, Michigan 24 $ 36,837,000 $ 1,534,875 $ 92,000
Susquehanna, Pennsylvania 24 $ 1,589,000 $ 66,208 $ 78,000
DuPage, Illinois 23 $ 1,257,000 $ 54,652 $ 134,000
Wyoming, Pennsylvania 23 $ 1,813,000 $ 78,826 $ 58,000
Hillsborough, Florida 22 $ 118,856,000 $ 5,402,545 $ 57,000
Meade, Kentucky 22 $ 907,000 $ 41,227 $ 76,000
Middlesex, Massachusetts 22 $ 21,834,000 $ 992,454 $ 153,000
Hartford, Connecticut 21 $ 14,126,000 $ 672,666 $ 111,000
McHenry, Illinois 21 $ 1,116,000 $ 53,142 $ 102,000
Marion, Indiana 21 $ 6,955,000 $ 331,190 $ 95,000
New York, New York 21 $ 99,518,000 $ 4,738,952 $ 167,000
Montgomery, Ohio 21 $ 9,046,000 $ 430,761 $ 77,000
Pima, Arizona 20 $ 6,377,000 $ 318,850 $ 91,000
Armstrong, Pennsylvania 20 $ 1,366,000 $ 68,300 $ 55,000
Cambria, Pennsylvania 20 $ 2,157,000 $ 107,850 $ 121,000
Milwaukee, Wisconsin 20 $ 870,000 $ 43,500 $ 120,000
Jefferson, Colorado 19 $ 3,388,000 $ 178,315 $ 108,000
Cobb, Georgia 19 $ 9,635,000 $ 507,105 $ 107,000
St. Charles, Missouri 19 $ 985,000 $ 51,842 $ 101,000
Northumberland, Pennsylvania 19 $ 1,195,000 $ 62,894 $ 55,000
Northampton, Virginia 19 $ 998,000 $ 52,526 $ 51,000
Palm Beach, Florida 18 $ 7,479,000 $ 415,500 $ 198,000
Pinellas, Florida 18 $ 22,491,000 $ 1,249,500 $ 124,000
Denver, Colorado 17 $ 30,475,000 $ 1,792,647 $ 95,000
Will, Illinois 17 $ 1,025,000 $ 60,294 $ 169,000
Salt Lake, Utah 17 $ 1,263,000 $ 74,294 $ 92,000
El Paso, Colorado 16 $ 684,000 $ 42,750 $ 91,000
Fairfield, Connecticut 16 $ 871,000 $ 54,437 $ 131,000
Brevard, Florida 16 $ 2,745,000 $ 171,562 $ 225,000
Duval, Florida 16 $ 4,148,000 $ 259,250 $ 80,000
Orange, Florida 16 $ 4,500,000 $ 281,250 $ 65,000
Kane, Illinois 16 $ 918,000 $ 57,375 $ 123,000
Summit, Ohio 16 $ 678,000 $ 42,375 $ 86,000
Lawrence, Pennsylvania 16 $ 971,000 $ 60,687 $ 48,000
Mercer, Pennsylvania 16 $ 691,000 $ 43,187 $ 55,000
Sacramento, California 15 $ 62,055,000 $ 4,137,000 $ 0
Douglas, Colorado 15 $ 944,000 $ 62,933 $ 153,000
New Haven, Connecticut 15 $ 9,709,000 $ 647,266 $ 116,000
Broward, Florida 15 $ 1,537,000 $ 102,466 $ 115,000
Fulton, Georgia 15 $ 9,773,000 $ 651,533 $ 219,000
Polk, Iowa 15 $ 575,000 $ 38,333 $ 103,000
Johnson, Kansas 15 $ 817,000 $ 54,466 $ 108,000
Suffolk, New York 15 $ 3,599,000 $ 239,933 $ 420,000
Jefferson, Pennsylvania 15 $ 1,002,000 $ 66,800 $ 39,000
Santa Clara, California 14 $ 107,709,000 $ 7,693,500 $ 4,000
Wayne, Michigan 14 $ 782,000 $ 55,857 $ 81,000
Ramsey, Minnesota 14 $ 789,000 $ 56,357 $ 137,000
Chautauqua, New York 14 $ 1,256,000 $ 89,714 $ 66,000
Virginia Beach, Virginia 14 $ 1,058,000 $ 75,571 $ 107,000
Waukesha, Wisconsin 14 $ 751,000 $ 53,642 $ 119,000
Hamilton, Indiana 13 $ 577,000 $ 44,384 $ 119,000
Sedgwick, Kansas 13 $ 3,351,000 $ 257,769 $ 78,000
Grayson, Kentucky 13 $ 443,000 $ 34,076 $ 66,000
Kent, Michigan 13 $ 1,668,000 $ 128,307 $ 79,000
Chesterfield, Virginia 13 $ 457,000 $ 35,153 $ 89,000
Volusia, Florida 12 $ 580,000 $ 48,333 $ 72,000
Gwinnett, Georgia 12 $ 520,000 $ 43,333 $ 99,000
Macomb, Michigan 12 $ 4,889,000 $ 407,416 $ 67,000
Jackson, Missouri 12 $ 464,000 $ 38,666 $ 90,000
Clark, Nevada 12 $ 88,430,000 $ 7,369,166 $ 125,000
Guilford, North Carolina 12 $ 426,000 $ 35,500 $ 90,000
Cuyahoga, Ohio 12 $ 6,451,000 $ 537,583 $ 111,000
Mifflin, Pennsylvania 12 $ 632,000 $ 52,666 $ 50,000
King George, Virginia 12 $ 655,000 $ 54,583 $ 68,000
Boulder, Colorado 11 $ 25,498,000 $ 2,318,000 $ 198,000
Lee, Florida 11 $ 3,691,000 $ 335,545 $ 258,000
Polk, Florida 11 $ 968,000 $ 88,000 $ 94,000
DeKalb, Georgia 11 $ 27,422,000 $ 2,492,909 $ 112,000
Lake, Illinois 11 $ 839,000 $ 76,272 $ 191,000
Henry, Kentucky 11 $ 499,000 $ 45,363 $ 49,000
Essex, Massachusetts 11 $ 877,000 $ 79,727 $ 199,000
Anoka, Minnesota 11 $ 532,000 $ 48,363 $ 98,000
Dakota, Minnesota 11 $ 476,000 $ 43,272 $ 113,000
Nassau, New York 11 $ 11,070,000 $ 1,006,363 $ 87,000
Westchester, New York 11 $ 9,937,000 $ 903,363 $ 353,000
Durham, North Carolina 11 $ 603,000 $ 54,818 $ 119,000
Bedford, Pennsylvania 11 $ 1,189,000 $ 108,090 $ 53,000
Clinton, Pennsylvania 11 $ 681,000 $ 61,909 $ 56,000
Chesapeake, Virginia 11 $ 705,000 $ 64,090 $ 100,000
Henrico, Virginia 11 $ 748,000 $ 68,000 $ 96,000
Arapahoe, Colorado 10 $ 756,000 $ 75,600 $ 177,000
Kent, Delaware 10 $ 548,000 $ 54,800 $ 41,000
Harrison, Indiana 10 $ 714,000 $ 71,400 $ 79,000
Shelby, Kentucky 10 $ 951,000 $ 95,100 $ 132,000
Worcester, Massachusetts 10 $ 530,000 $ 53,000 $ 111,000
Kings, New York 10 $ 11,745,000 $ 1,174,500 $ 110,000
Union, Pennsylvania 10 $ 442,000 $ 44,200 $ 67,000
Davis, Utah 10 $ 559,000 $ 55,900 $ 93,000
Newport News, Virginia 10 $ 17,903,000 $ 1,790,300 $ 86,000
Jefferson, West Virginia 10 $ 691,000 $ 69,100 $ 86,000
San Diego, California 9 $ 61,339,000 $ 6,815,444 $ 231,000
New London, Connecticut 9 $ 14,571,000 $ 1,619,000 $ 100,000
Seminole, Florida 9 $ 746,000 $ 82,888 $ 208,000
McLean, Illinois 9 $ 380,000 $ 42,222 $ 107,000
Spencer, Kentucky 9 $ 496,000 $ 55,111 $ 56,000
Norfolk, Massachusetts 9 $ 587,000 $ 65,222 $ 125,000
Orange, New York 9 $ 1,492,000 $ 165,777 $ 185,000
Queens, New York 9 $ 1,270,000 $ 141,111 $ 100,000
Richmond, New York 9 $ 685,000 $ 76,111 $ 89,000
Lorain, Ohio 9 $ 401,000 $ 44,555 $ 79,000
Stark, Ohio 9 $ 406,000 $ 45,111 $ 63,000
Dallas, Texas 9 $ 45,564,000 $ 5,062,666 $ 0
Berkeley, West Virginia 9 $ 243,000 $ 27,000 $ 50,000
Osceola, Florida 8 $ 1,094,000 $ 136,750 $ 126,000
St. Lucie, Florida 8 $ 334,000 $ 41,750 $ 62,000
Lake, Indiana 8 $ 506,000 $ 63,250 $ 97,000
Hart, Kentucky 8 $ 401,000 $ 50,125 $ 65,000
Dorchester, Maryland 8 $ 552,000 $ 69,000 $ 69,000
Garrett, Maryland 8 $ 379,000 $ 47,375 $ 58,000
Washington, Minnesota 8 $ 660,000 $ 82,500 $ 84,000
Clay, Missouri 8 $ 217,000 $ 27,125 $ 67,000
Delaware, Ohio 8 $ 370,000 $ 46,250 $ 101,000
Licking, Ohio 8 $ 417,000 $ 52,125 $ 97,000
Tarrant, Texas 8 $ 31,371,000 $ 3,921,375 $ 0
Utah, Utah 8 $ 340,000 $ 42,500 $ 101,000
Albemarle, Virginia 8 $ 31,030,000 $ 3,878,750 $ 343,000
Fresno, California 7 $ 49,352,000 $ 7,050,285 $ 0
San Francisco, California 7 $ 27,808,000 $ 3,972,571 $ 131,000
Larimer, Colorado 7 $ 2,214,000 $ 316,285 $ 64,000
Indian River, Florida 7 $ 2,954,000 $ 422,000 $ 220,000
Manatee, Florida 7 $ 1,758,000 $ 251,142 $ 107,000
Madison, Illinois 7 $ 274,000 $ 39,142 $ 72,000
Linn, Iowa 7 $ 341,000 $ 48,714 $ 68,000
Bristol, Massachusetts 7 $ 682,000 $ 97,428 $ 134,000
Hampden, Massachusetts 7 $ 598,000 $ 85,428 $ 78,000
Genesee, Michigan 7 $ 195,000 $ 27,857 $ 78,000
Boone, Missouri 7 $ 260,000 $ 37,142 $ 83,000
Rockland, New York 7 $ 948,000 $ 135,428 $ 129,000
Johnston, North Carolina 7 $ 339,000 $ 48,428 $ 66,000
New Hanover, North Carolina 7 $ 708,000 $ 101,142 $ 114,000
Union, North Carolina 7 $ 505,000 $ 72,142 $ 89,000
Greene, Pennsylvania 7 $ 473,000 $ 67,571 $ 87,000
Montour, Pennsylvania 7 $ 363,000 $ 51,857 $ 73,000
Harris, Texas 7 $ 96,621,000 $ 13,803,000 $ 8,000
Travis, Texas 7 $ 69,897,000 $ 9,985,285 $ 0
Frederick, Virginia 7 $ 192,000 $ 27,428 $ 67,000
Fredericksburg, Virginia 7 $ 480,000 $ 68,571 $ 68,000
James City, Virginia 7 $ 470,000 $ 67,142 $ 102,000
Orange, Virginia 7 $ 928,000 $ 132,571 $ 45,000
Dane, Wisconsin 7 $ 447,000 $ 63,857 $ 130,000
Alameda, California 6 $ 9,410,000 $ 1,568,333 $ 68,000
Collier, Florida 6 $ 2,526,000 $ 421,000 $ 401,000
Marion, Florida 6 $ 261,000 $ 43,500 $ 109,000
Dearborn, Indiana 6 $ 663,000 $ 110,500 $ 74,000
Trimble, Kentucky 6 $ 376,000 $ 62,666 $ 41,000
Ingham, Michigan 6 $ 47,976,000 $ 7,996,000 $ 29,000
Livingston, Michigan 6 $ 189,000 $ 31,500 $ 110,000
Scott, Minnesota 6 $ 427,000 $ 71,166 $ 133,000
Moore, North Carolina 6 $ 232,000 $ 38,666 $ 96,000
Brown, Ohio 6 $ 566,000 $ 94,333 $ 110,000
Erie, Ohio 6 $ 369,000 $ 61,500 $ 76,000
Fairfield, Ohio 6 $ 299,000 $ 49,833 $ 58,000
Lucas, Ohio 6 $ 202,000 $ 33,666 $ 99,000
Mahoning, Ohio 6 $ 269,000 $ 44,833 $ 90,000
Miami, Ohio 6 $ 300,000 $ 50,000 $ 70,000
McKean, Pennsylvania 6 $ 157,000 $ 26,166 $ 44,000
Bexar, Texas 6 $ 32,978,000 $ 5,496,333 $ 0
Fairfax City, Virginia 6 $ 435,000 $ 72,500 $ 175,000
Hampton, Virginia 6 $ 268,000 $ 44,666 $ 63,000
Norfolk, Virginia 6 $ 150,000 $ 25,000 $ 88,000
York, Virginia 6 $ 316,000 $ 52,666 $ 131,000
Spokane, Washington 6 $ 48,849,000 $ 8,141,500 $ 0
Racine, Wisconsin 6 $ 225,000 $ 37,500 $ 75,000
Mohave, Arizona 5 $ 341,000 $ 68,200 $ 78,000
Riverside, California 5 $ 43,138,000 $ 8,627,600 $ 126,000
San Bernardino, California 5 $ 95,004,000 $ 19,000,800 $ 15,000
Fayette, Georgia 5 $ 124,000 $ 24,800 $ 83,000
Forsyth, Georgia 5 $ 153,000 $ 30,600 $ 136,000
Kendall, Illinois 5 $ 235,000 $ 47,000 $ 71,000
Winnebago, Illinois 5 $ 105,000 $ 21,000 $ 90,000
Allen, Indiana 5 $ 174,000 $ 34,800 $ 79,000
Bartholomew, Indiana 5 $ 163,000 $ 32,600 $ 67,000
Johnson, Indiana 5 $ 317,000 $ 63,400 $ 157,000
LaPorte, Indiana 5 $ 229,000 $ 45,800 $ 101,000
Monroe, Indiana 5 $ 267,000 $ 53,400 $ 119,000
Tippecanoe, Indiana 5 $ 147,000 $ 29,400 $ 76,000
Vanderburgh, Indiana 5 $ 135,000 $ 27,000 $ 59,000
Warren, Kentucky 5 $ 219,000 $ 43,800 $ 91,000
Plymouth, Massachusetts 5 $ 1,202,000 $ 240,400 $ 121,000
Kalamazoo, Michigan 5 $ 226,000 $ 45,200 $ 65,000
Greene, Missouri 5 $ 255,000 $ 51,000 $ 70,000
Huron, Ohio 5 $ 176,000 $ 35,200 $ 80,000
Bradford, Pennsylvania 5 $ 141,000 $ 28,200 $ 23,000
Fulton, Pennsylvania 5 $ 419,000 $ 83,800 $ 70,000
Juniata, Pennsylvania 5 $ 439,000 $ 87,800 $ 97,000
Potter, Pennsylvania 5 $ 269,000 $ 53,800 $ 95,000
Weber, Utah 5 $ 331,000 $ 66,200 $ 78,000
Caroline, Virginia 5 $ 190,000 $ 38,000 $ 110,000
Clarke, Virginia 5 $ 629,000 $ 125,800 $ 59,000
Culpeper, Virginia 5 $ 531,000 $ 106,200 $ 61,000
Roanoke, Virginia 5 $ 138,000 $ 27,600 $ 73,000
King, Washington 5 $ 15,795,000 $ 3,159,000 $ 122,000
Pierce, Washington 5 $ 15,849,000 $ 3,169,800 $ 0
Brown, Wisconsin 5 $ 250,000 $ 50,000 $ 72,000
Kenosha, Wisconsin 5 $ 1,939,000 $ 387,800 $ 83,000
Walworth, Wisconsin 5 $ 273,000 $ 54,600 $ 122,000
Washington, Wisconsin 5 $ 262,000 $ 52,400 $ 88,000
Yuma, Arizona 4 $ 242,000 $ 60,500 $ 277,000
Contra Costa, California 4 $ 53,402,000 $ 13,350,500 $ 0
Monterey, California 4 $ 14,191,000 $ 3,547,750 $ 0
Garfield, Colorado 4 $ 3,938,000 $ 984,500 $ 554,000
Pueblo, Colorado 4 $ 316,000 $ 79,000 $ 150,000
Pasco, Florida 4 $ 4,973,000 $ 1,243,250 $ 35,000
Sarasota, Florida 4 $ 2,819,000 $ 704,750 $ 202,000
St. Johns, Florida 4 $ 535,000 $ 133,750 $ 186,000
Coweta, Georgia 4 $ 85,000 $ 21,250 $ 50,000
Champaign, Illinois 4 $ 194,000 $ 48,500 $ 144,000
DeKalb, Illinois 4 $ 110,000 $ 27,500 $ 46,000
Rock Island, Illinois 4 $ 124,000 $ 31,000 $ 92,000
St. Clair, Illinois 4 $ 246,000 $ 61,500 $ 100,000
Madison, Indiana 4 $ 191,000 $ 47,750 $ 58,000
Morgan, Indiana 4 $ 141,000 $ 35,250 $ 92,000
Porter, Indiana 4 $ 196,000 $ 49,000 $ 68,000
Washington, Indiana 4 $ 241,000 $ 60,250 $ 61,000
Whitley, Indiana 4 $ 109,000 $ 27,250 $ 80,000
Miami, Kansas 4 $ 177,000 $ 44,250 $ 100,000
Jessamine, Kentucky 4 $ 417,000 $ 104,250 $ 98,000
Orleans, Louisiana 4 $ 9,260,000 $ 2,315,000 $ 0
Cumberland, Maine 4 $ 10,045,000 $ 2,511,250 $ 1,275,000
Barnstable, Massachusetts 4 $ 653,000 $ 163,250 $ 235,000
Hampshire, Massachusetts 4 $ 1,044,000 $ 261,000 $ 172,000
Suffolk, Massachusetts 4 $ 11,600,000 $ 2,900,000 $ 127,000
Monroe, Michigan 4 $ 179,000 $ 44,750 $ 108,000
St. Clair, Michigan 4 $ 257,000 $ 64,250 $ 114,000
Olmsted, Minnesota 4 $ 240,000 $ 60,000 $ 185,000
Jasper, Missouri 4 $ 156,000 $ 39,000 $ 61,000
Jefferson, Missouri 4 $ 201,000 $ 50,250 $ 83,000
St. Louis City, Missouri 4 $ 204,000 $ 51,000 $ 82,000
Washoe, Nevada 4 $ 37,186,000 $ 9,296,500 $ 6,000
Saratoga, New York 4 $ 139,000 $ 34,750 $ 78,000
Caldwell, North Carolina 4 $ 159,000 $ 39,750 $ 81,000
Marion, Ohio 4 $ 190,000 $ 47,500 $ 96,000
Richland, Ohio 4 $ 103,000 $ 25,750 $ 83,000
Wayne, Ohio 4 $ 136,000 $ 34,000 $ 60,000
Wood, Ohio 4 $ 6,954,000 $ 1,738,500 $ 80,000
Elk, Pennsylvania 4 $ 144,000 $ 36,000 $ 56,000
Tioga, Pennsylvania 4 $ 246,000 $ 61,500 $ 47,000
Windsor, Vermont 4 $ 1,800,000 $ 450,000 $ 278,000
Bedford, Virginia 4 $ 270,000 $ 67,500 $ 89,000
New Kent, Virginia 4 $ 215,000 $ 53,750 $ 81,000
Suffolk, Virginia 4 $ 305,000 $ 76,250 $ 172,000
Westmoreland, Virginia 4 $ 535,000 $ 133,750 $ 135,000
Cochise, Arizona 3 $ 233,000 $ 77,666 $ 52,000
Graham, Arizona 3 $ 208,000 $ 69,333 $ 96,000
Pinal, Arizona 3 $ 177,000 $ 59,000 $ 88,000
Placer, California 3 $ 81,093,000 $ 27,031,000 $ 24,000
San Mateo, California 3 $ 36,552,000 $ 12,184,000 $ 0
Santa Barbara, California 3 $ 22,303,000 $ 7,434,333 $ 0
Sonoma, California 3 $ 17,573,000 $ 5,857,666 $ 178,000
Ventura, California 3 $ 14,991,000 $ 4,997,000 $ 0
Broomfield, Colorado 3 $ 153,000 $ 51,000 $ 143,000
Mesa, Colorado 3 $ 293,000 $ 97,666 $ 119,000
Routt, Colorado 3 $ 214,000 $ 71,333 $ 70,000
Summit, Colorado 3 $ 1,567,000 $ 522,333 $ 290,000
Weld, Colorado 3 $ 477,000 $ 159,000 $ 113,000
Alachua, Florida 3 $ 183,000 $ 61,000 $ 83,000
Charlotte, Florida 3 $ 8,838,000 $ 2,946,000 $ 93,000
Flagler, Florida 3 $ 33,000 $ 11,000 $ 81,000
Leon, Florida 3 $ 210,000 $ 70,000 $ 61,000
Monroe, Florida 3 $ 1,033,000 $ 344,333 $ 390,000
Okaloosa, Florida 3 $ 547,000 $ 182,333 $ 149,000
Walton, Florida 3 $ 150,000 $ 50,000 $ 62,000
Chatham, Georgia 3 $ 62,000 $ 20,666 $ 71,000
Cherokee, Georgia 3 $ 88,000 $ 29,333 $ 79,000
Clayton, Georgia 3 $ 55,000 $ 18,333 $ 33,000
Douglas, Georgia 3 $ 120,000 $ 40,000 $ 122,000
Floyd, Georgia 3 $ 88,000 $ 29,333 $ 72,000
Henry, Georgia 3 $ 228,000 $ 76,000 $ 56,000
Walton, Georgia 3 $ 60,000 $ 20,000 $ 55,000
Coles, Illinois 3 $ 58,000 $ 19,333 $ 62,000
Grundy, Illinois 3 $ 110,000 $ 36,666 $ 94,000
Marion, Illinois 3 $ 78,000 $ 26,000 $ 27,000
Williamson, Illinois 3 $ 169,000 $ 56,333 $ 84,000
Carroll, Indiana 3 $ 117,000 $ 39,000 $ 30,000
Delaware, Indiana 3 $ 183,000 $ 61,000 $ 55,000
Hendricks, Indiana 3 $ 314,000 $ 104,666 $ 109,000
Scott, Indiana 3 $ 165,000 $ 55,000 $ 46,000
St. Joseph, Indiana 3 $ 233,000 $ 77,666 $ 50,000
Pottawattamie, Iowa 3 $ 95,000 $ 31,666 $ 92,000
Scott, Iowa 3 $ 2,666,000 $ 888,666 $ 68,000
Warren, Iowa 3 $ 90,000 $ 30,000 $ 91,000
Shawnee, Kansas 3 $ 2,145,000 $ 715,000 $ 47,000
Anderson, Kentucky 3 $ 195,000 $ 65,000 $ 48,000
Barren, Kentucky 3 $ 1,612,000 $ 537,333 $ 570,000
Madison, Kentucky 3 $ 132,000 $ 44,000 $ 96,000
Nelson, Kentucky 3 $ 26,000 $ 8,666 $ 54,000
Pendleton, Kentucky 3 $ 94,000 $ 31,333 $ 47,000
Scott, Kentucky 3 $ 50,000 $ 16,666 $ 58,000
Androscoggin, Maine 3 $ 243,000 $ 81,000 $ 62,000
York, Maine 3 $ 942,000 $ 314,000 $ 294,000
Barry, Michigan 3 $ 123,000 $ 41,000 $ 103,000
Bay, Michigan 3 $ 85,000 $ 28,333 $ 77,000
Calhoun, Michigan 3 $ 1,623,000 $ 541,000 $ 68,000
Clinton, Michigan 3 $ 184,000 $ 61,333 $ 97,000
Grand Traverse, Michigan 3 $ 125,000 $ 41,666 $ 74,000
Jackson, Michigan 3 $ 100,000 $ 33,333 $ 63,000
Lenawee, Michigan 3 $ 42,000 $ 14,000 $ 60,000
Washtenaw, Michigan 3 $ 390,000 $ 130,000 $ 180,000
Clay, Minnesota 3 $ 97,000 $ 32,333 $ 60,000
St. Louis, Minnesota 3 $ 106,000 $ 35,333 $ 55,000
Buchanan, Missouri 3 $ 101,000 $ 33,666 $ 113,000
Franklin, Missouri 3 $ 90,000 $ 30,000 $ 68,000
Platte, Missouri 3 $ 4,078,000 $ 1,359,333 $ 70,000
Erie, New York 3 $ 164,000 $ 54,666 $ 112,000
Oswego, New York 3 $ 73,000 $ 24,333 $ 67,000
Buncombe, North Carolina 3 $ 175,000 $ 58,333 $ 55,000
Burke, North Carolina 3 $ 87,000 $ 29,000 $ 59,000
Cabarrus, North Carolina 3 $ 124,000 $ 41,333 $ 86,000
Carteret, North Carolina 3 $ 144,000 $ 48,000 $ 42,000
Catawba, North Carolina 3 $ 70,000 $ 23,333 $ 92,000
Forsyth, North Carolina 3 $ 151,000 $ 50,333 $ 112,000
Henderson, North Carolina 3 $ 147,000 $ 49,000 $ 198,000
Iredell, North Carolina 3 $ 399,000 $ 133,000 $ 137,000
Onslow, North Carolina 3 $ 122,000 $ 40,666 $ 33,000
Ashland, Ohio 3 $ 112,000 $ 37,333 $ 60,000
Geauga, Ohio 3 $ 98,000 $ 32,666 $ 142,000
Holmes, Ohio 3 $ 65,000 $ 21,666 $ 56,000
Medina, Ohio 3 $ 143,000 $ 47,666 $ 158,000
Portage, Ohio 3 $ 172,000 $ 57,333 $ 88,000
Scioto, Ohio 3 $ 154,000 $ 51,333 $ 205,000
Cameron, Pennsylvania 3 $ 170,000 $ 56,666 $ 61,000
Clarion, Pennsylvania 3 $ 325,000 $ 108,333 $ 67,000
Forest, Pennsylvania 3 $ 255,000 $ 85,000 $ 98,000
Beaufort, South Carolina 3 $ 1,916,000 $ 638,666 $ 532,000
Hidalgo, Texas 3 $ 6,260,000 $ 2,086,666 $ 0
Smith, Texas 3 $ 7,664,000 $ 2,554,666 $ 0
Williamson, Texas 3 $ 26,558,000 $ 8,852,666 $ 0
Hanover, Virginia 3 $ 129,000 $ 43,000 $ 50,000
Isle of Wight, Virginia 3 $ 97,000 $ 32,333 $ 62,000
Manassas, Virginia 3 $ 306,000 $ 102,000 $ 73,000
Page, Virginia 3 $ 358,000 $ 119,333 $ 113,000
Portsmouth, Virginia 3 $ 253,000 $ 84,333 $ 208,000
Prince George, Virginia 3 $ 114,000 $ 38,000 $ 105,000
Rappahannock, Virginia 3 $ 284,000 $ 94,666 $ 105,000
Snohomish, Washington 3 $ 26,215,000 $ 8,738,333 $ 0
Mineral, West Virginia 3 $ 170,000 $ 56,666 $ 35,000
Green, Wisconsin 3 $ 115,000 $ 38,333 $ 67,000
St. Croix, Wisconsin 3 $ 137,000 $ 45,666 $ 105,000
Coconino, Arizona 2 $ 78,000 $ 39,000 $ 79,000
Yavapai, Arizona 2 $ 67,000 $ 33,500 $ 74,000
Pulaski, Arkansas 2 $ 78,000 $ 39,000 $ 52,000
Marin, California 2 $ 5,715,000 $ 2,857,500 $ 0
Solano, California 2 $ 12,161,000 $ 6,080,500 $ 0
Yolo, California 2 $ 13,365,000 $ 6,682,500 $ 0
Adams, Colorado 2 $ 148,000 $ 74,000 $ 75,000
Fremont, Colorado 2 $ 112,000 $ 56,000 $ 83,000
Grand, Colorado 2 $ 145,000 $ 72,500 $ 61,000
Montezuma, Colorado 2 $ 90,000 $ 45,000 $ 48,000
Montrose, Colorado 2 $ 60,000 $ 30,000 $ 63,000
Litchfield, Connecticut 2 $ 516,000 $ 258,000 $ 303,000
Middlesex, Connecticut 2 $ 84,000 $ 42,000 $ 111,000
Tolland, Connecticut 2 $ 170,000 $ 85,000 $ 177,000
Baker, Florida 2 $ 65,000 $ 32,500 $ 63,000
Bay, Florida 2 $ 75,000 $ 37,500 $ 74,000
Citrus, Florida 2 $ 79,000 $ 39,500 $ 70,000
Lake, Florida 2 $ 135,000 $ 67,500 $ 121,000
Martin, Florida 2 $ 96,000 $ 48,000 $ 58,000
Putnam, Florida 2 $ 83,000 $ 41,500 $ 90,000
Santa Rosa, Florida 2 $ 266,000 $ 133,000 $ 45,000
Columbia, Georgia 2 $ 112,000 $ 56,000 $ 199,000
Dougherty, Georgia 2 $ 74,000 $ 37,000 $ 86,000
Grady, Georgia 2 $ 60,000 $ 30,000 $ 52,000
Heard, Georgia 2 $ 45,000 $ 22,500 $ 73,000
Houston, Georgia 2 $ 25,000 $ 12,500 $ 33,000
Monroe, Georgia 2 $ 35,000 $ 17,500 $ 89,000
Newton, Georgia 2 $ 42,000 $ 21,000 $ 94,000
Ada, Idaho 2 $ 8,966,000 $ 4,483,000 $ 42,000
Adams, Illinois 2 $ 67,000 $ 33,500 $ 49,000
Jackson, Illinois 2 $ 88,000 $ 44,000 $ 70,000
Jefferson, Illinois 2 $ 101,000 $ 50,500 $ 131,000
Sangamon, Illinois 2 $ 88,000 $ 44,000 $ 89,000
Union, Illinois 2 $ 70,000 $ 35,000 $ 633,000
Vermilion, Illinois 2 $ 76,000 $ 38,000 $ 68,000
Crawford, Indiana 2 $ 119,000 $ 59,500 $ 63,000
DeKalb, Indiana 2 $ 67,000 $ 33,500 $ 102,000
Elkhart, Indiana 2 $ 40,000 $ 20,000 $ 66,000
Hancock, Indiana 2 $ 76,000 $ 38,000 $ 115,000
Howard, Indiana 2 $ 78,000 $ 39,000 $ 39,000
Wayne, Indiana 2 $ 117,000 $ 58,500 $ 35,000
Benton, Iowa 2 $ 112,000 $ 56,000 $ 71,000
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Mortgage Loan Application Detail Totals for PNC Bank N.A. in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 14,367 $669,576,000 $46,000 $8,193,000 $79,000 $2,585,000
Refinancing 12,048 $3,978,009,000 $330,000 $99,999,000 $92,000 $3,660,000
Home Purchase 2,261 $1,393,750,000 $616,000 $48,675,000 $88,000 $2,395,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 17,728 $1,411,462,000 $79,000 $6,000,000 $91,000 $3,209,000
Not Provided 4,506 $407,210,000 $90,000 $5,000,000 $106,000 $2,375,000
Black or African American 2,593 $143,669,000 $55,000 $850,000 $58,000 $1,406,000
Not applicable 1,667 $3,875,520,000 $2,324,000 $99,999,000 $18,000 $168,000
Hispanic 1,347 $102,917,000 $76,000 $1,188,000 $68,000 $708,000
Asian 710 $89,349,000 $125,000 $4,162,000 $107,000 $3,660,000
American Indian or Alaskan Native 65 $4,016,000 $61,000 $325,000 $75,000 $282,000
Native Hawaiian or Other Pacific Islander 60 $7,192,000 $119,000 $550,000 $101,000 $400,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 28,485 $6,035,225,000 $211,000 $99,999,000 $85,000 $3,660,000
FHA-insured (Federal Housing Administration) 190 $5,961,000 $31,000 $1,489,000 $54,000 $1,406,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $149,000 $149,000 $149,000 $39,000 $39,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 12,682 $1,280,791,000 $100,000 $39,400,000 $74,000 $3,660,000
Loan Originated 10,579 $3,623,254,000 $342,000 $99,999,000 $94,000 $3,209,000
Application Approved But Not Accepted 2,539 $367,498,000 $144,000 $25,098,000 $91,000 $1,466,000
Application Withdrawn By Applicant 2,172 $663,269,000 $305,000 $47,250,000 $117,000 $2,585,000
Loan Purchased By The Institution 655 $91,673,000 $139,000 $417,000 $46,000 $168,000
File Closed For Incompleteness 37 $12,969,000 $350,000 $5,000,000 $3,000 $120,000
Preapproval Denied by Financial Institution 12 $1,881,000 $156,000 $346,000 $56,000 $94,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 5,772 $390,092,000 $67,000 $29,000,000 $63,000 $1,750,000
Debt-To-Income Ratio 2,227 $222,342,000 $99,000 $9,355,000 $53,000 $741,000
Credit Application Incomplete 2,121 $177,553,000 $83,000 $5,010,000 $107,000 $3,660,000
Insufficient Cash (Downpayment, Closing Cost) 1,663 $148,830,000 $89,000 $1,430,000 $99,000 $1,261,000
Collateral 441 $214,628,000 $486,000 $39,400,000 $90,000 $1,431,000
Other 428 $121,267,000 $283,000 $14,300,000 $53,000 $1,454,000
Unverifiable Information 38 $7,432,000 $195,000 $3,026,000 $60,000 $208,000
Employment History 4 $528,000 $132,000 $217,000 $85,000 $148,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into PNC Bank N.A.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess PNC Bank N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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