Pointbank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Pointbank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Pointbank 200 S Highway 377 Pilot Point, TX 76258 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,719 |
| Total Mortgage Loan Application Amount | $395,787,000 |
| Average Mortgage Loan Application Amount | $100,333 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $90,333 |
| Highest Applicant Income | $6,030,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Pointbank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pointbank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Pointbank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pointbank serves its applicants.
Each category highlights the total number of mortgage applications processed by Pointbank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pointbank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Denton County Texas | 450 | $ 52,233,000 | $ 116,000 | $ 92,000 |
| Maricopa County Arizona | 182 | $ 26,188,000 | $ 143,000 | $ 82,000 |
| Tarrant County Texas | 175 | $ 17,315,000 | $ 98,000 | $ 87,000 |
| Grayson County Texas | 128 | $ 11,097,000 | $ 86,000 | $ 60,000 |
| Dallas County Texas | 114 | $ 12,710,000 | $ 111,000 | $ 85,000 |
| Rock Island County Illinois | 95 | $ 7,151,000 | $ 75,000 | $ 35,000 |
| St. Louis County Missouri | 81 | $ 8,194,000 | $ 101,000 | $ 61,000 |
| Pima County Arizona | 76 | $ 10,071,000 | $ 132,000 | $ 68,000 |
| St. Charles County Missouri | 64 | $ 7,424,000 | $ 116,000 | $ 61,000 |
| St. Louis City County Missouri | 62 | $ 6,380,000 | $ 102,000 | $ 59,000 |
| Scott County Iowa | 55 | $ 4,540,000 | $ 82,000 | $ 53,000 |
| Harris County Texas | 54 | $ 4,755,000 | $ 88,000 | $ 38,000 |
| Johnson County Texas | 53 | $ 5,667,000 | $ 106,000 | $ 58,000 |
| Cooke County Texas | 49 | $ 4,005,000 | $ 81,000 | $ 101,000 |
| Smith County Texas | 48 | $ 4,754,000 | $ 99,000 | $ 92,000 |
| Collin County Texas | 46 | $ 5,588,000 | $ 121,000 | $ 99,000 |
| Pinal County Arizona | 42 | $ 5,527,000 | $ 131,000 | $ 72,000 |
| Madison County Illinois | 40 | $ 3,246,000 | $ 81,000 | $ 160,000 |
| Adams County Illinois | 37 | $ 2,866,000 | $ 77,000 | $ 44,000 |
| Ellis County Texas | 32 | $ 2,640,000 | $ 82,000 | $ 81,000 |
| Jefferson County Kentucky | 29 | $ 1,419,000 | $ 48,000 | $ 224,000 |
| St. Clair County Illinois | 26 | $ 2,598,000 | $ 99,000 | $ 72,000 |
| Wise County Texas | 26 | $ 2,809,000 | $ 108,000 | $ 80,000 |
| Macoupin County Illinois | 24 | $ 1,411,000 | $ 58,000 | $ 214,000 |
| Henry County Illinois | 22 | $ 1,869,000 | $ 84,000 | $ 43,000 |
| Stephenson County Illinois | 22 | $ 1,919,000 | $ 87,000 | $ 58,000 |
| Jefferson County Missouri | 22 | $ 2,165,000 | $ 98,000 | $ 47,000 |
| Erath County Texas | 22 | $ 2,658,000 | $ 120,000 | $ 116,000 |
| Hunt County Texas | 21 | $ 1,988,000 | $ 94,000 | $ 76,000 |
| Deaf Smith County Texas | 19 | $ 1,338,000 | $ 70,000 | $ 54,000 |
| Navarro County Texas | 19 | $ 2,081,000 | $ 109,000 | $ 97,000 |
| El Paso County Texas | 17 | $ 1,405,000 | $ 82,000 | $ 37,000 |
| Parker County Texas | 17 | $ 2,368,000 | $ 139,000 | $ 49,000 |
| Monroe County Illinois | 16 | $ 1,344,000 | $ 84,000 | $ 62,000 |
| Whiteside County Illinois | 16 | $ 1,437,000 | $ 89,000 | $ 40,000 |
| Lincoln County Missouri | 16 | $ 1,663,000 | $ 103,000 | $ 42,000 |
| DeSoto County Mississippi | 15 | $ 1,030,000 | $ 68,000 | $ 251,000 |
| Henderson County Texas | 15 | $ 1,658,000 | $ 110,000 | $ 52,000 |
| Rockwall County Texas | 15 | $ 1,417,000 | $ 94,000 | $ 38,000 |
| Macon County Illinois | 14 | $ 1,247,000 | $ 89,000 | $ 119,000 |
| Fort Bend County Texas | 13 | $ 1,206,000 | $ 92,000 | $ 104,000 |
| Franklin County Illinois | 12 | $ 608,000 | $ 50,000 | $ 40,000 |
| McDonough County Illinois | 12 | $ 806,000 | $ 67,000 | $ 31,000 |
| Mercer County Illinois | 12 | $ 890,000 | $ 74,000 | $ 44,000 |
| Camden County Missouri | 12 | $ 3,354,000 | $ 279,000 | $ 155,000 |
| Kaufman County Texas | 12 | $ 928,000 | $ 77,000 | $ 41,000 |
| Franklin County Missouri | 11 | $ 1,311,000 | $ 119,000 | $ 61,000 |
| Hood County Texas | 11 | $ 1,760,000 | $ 160,000 | $ 97,000 |
| Montgomery County Texas | 11 | $ 1,330,000 | $ 120,000 | $ 132,000 |
| Cass County Illinois | 10 | $ 687,000 | $ 68,000 | $ 48,000 |
| Ogle County Illinois | 10 | $ 800,000 | $ 80,000 | $ 43,000 |
| Hill County Texas | 10 | $ 631,000 | $ 63,000 | $ 79,000 |
| McLennan County Texas | 10 | $ 724,000 | $ 72,000 | $ 52,000 |
| Santa Cruz County Arizona | 9 | $ 875,000 | $ 97,000 | $ 56,000 |
| Tazewell County Illinois | 9 | $ 713,000 | $ 79,000 | $ 22,000 |
| Clark County Nevada | 9 | $ 1,122,000 | $ 124,000 | $ 112,000 |
| Nolan County Texas | 9 | $ 1,023,000 | $ 113,000 | $ 70,000 |
| Jo Daviess County Illinois | 8 | $ 1,273,000 | $ 159,000 | $ 151,000 |
| Clinton County Iowa | 8 | $ 590,000 | $ 73,000 | $ 34,000 |
| Jackson County Iowa | 8 | $ 613,000 | $ 76,000 | $ 50,000 |
| Lee County Iowa | 8 | $ 440,000 | $ 55,000 | $ 29,000 |
| Tom Green County Texas | 8 | $ 692,000 | $ 86,000 | $ 52,000 |
| Riverside County California | 7 | $ 1,246,000 | $ 178,000 | $ 188,000 |
| San Bernardino County California | 7 | $ 2,186,000 | $ 312,000 | $ 118,000 |
| Hancock County Illinois | 7 | $ 462,000 | $ 66,000 | $ 33,000 |
| Williamson County Illinois | 7 | $ 362,000 | $ 51,000 | $ 35,000 |
| Lake County Indiana | 7 | $ 366,000 | $ 52,000 | $ 158,000 |
| Dona Ana County New Mexico | 7 | $ 1,017,000 | $ 145,000 | $ 146,000 |
| Fannin County Texas | 7 | $ 625,000 | $ 89,000 | $ 88,000 |
| Livingston County Illinois | 6 | $ 524,000 | $ 87,000 | $ 45,000 |
| Hamilton County Indiana | 6 | $ 897,000 | $ 149,000 | $ 439,000 |
| Madison County Indiana | 6 | $ 347,000 | $ 57,000 | $ 89,000 |
| Montgomery County Indiana | 6 | $ 1,034,000 | $ 172,000 | $ 56,000 |
| Keokuk County Iowa | 6 | $ 432,000 | $ 72,000 | $ 43,000 |
| Bowie County Texas | 6 | $ 420,000 | $ 70,000 | $ 51,000 |
| Gregg County Texas | 6 | $ 210,000 | $ 35,000 | $ 25,000 |
| Taylor County Texas | 6 | $ 1,417,000 | $ 236,000 | $ 122,000 |
| Orange County California | 5 | $ 1,331,000 | $ 266,000 | $ 702,000 |
| San Diego County California | 5 | $ 618,000 | $ 123,000 | $ 53,000 |
| Kendall County Illinois | 5 | $ 1,443,000 | $ 288,000 | $ 214,000 |
| Sangamon County Illinois | 5 | $ 747,000 | $ 149,000 | $ 82,000 |
| Warren County Illinois | 5 | $ 328,000 | $ 65,000 | $ 46,000 |
| Winnebago County Illinois | 5 | $ 646,000 | $ 129,000 | $ 29,000 |
| Henry County Iowa | 5 | $ 556,000 | $ 111,000 | $ 43,000 |
| Muscatine County Iowa | 5 | $ 473,000 | $ 94,000 | $ 53,000 |
| Marion County Missouri | 5 | $ 380,000 | $ 76,000 | $ 79,000 |
| Perry County Missouri | 5 | $ 297,000 | $ 59,000 | $ 42,000 |
| Van Zandt County Texas | 5 | $ 324,000 | $ 64,000 | $ 59,000 |
| Walker County Georgia | 4 | $ 227,000 | $ 56,000 | $ 161,000 |
| Bureau County Illinois | 4 | $ 300,000 | $ 75,000 | $ 41,000 |
| Fulton County Illinois | 4 | $ 224,000 | $ 56,000 | $ 21,000 |
| Jersey County Illinois | 4 | $ 372,000 | $ 93,000 | $ 41,000 |
| LaSalle County Illinois | 4 | $ 413,000 | $ 103,000 | $ 50,000 |
| Peoria County Illinois | 4 | $ 356,000 | $ 89,000 | $ 27,000 |
| Hennepin County Minnesota | 4 | $ 323,000 | $ 80,000 | $ 86,000 |
| Ralls County Missouri | 4 | $ 374,000 | $ 93,000 | $ 61,000 |
| Mecklenburg County North Carolina | 4 | $ 339,000 | $ 84,000 | $ 147,000 |
| Harrison County Texas | 4 | $ 284,000 | $ 71,000 | $ 33,000 |
| Somervell County Texas | 4 | $ 354,000 | $ 88,000 | $ 40,000 |
| Navajo County Arizona | 3 | $ 241,000 | $ 80,000 | $ 54,000 |
| Yuma County Arizona | 3 | $ 620,000 | $ 206,000 | $ 73,000 |
| Cobb County Georgia | 3 | $ 566,000 | $ 188,000 | $ 51,000 |
| Clinton County Illinois | 3 | $ 346,000 | $ 115,000 | $ 81,000 |
| Knox County Illinois | 3 | $ 168,000 | $ 56,000 | $ 34,000 |
| Stark County Illinois | 3 | $ 174,000 | $ 58,000 | $ 32,000 |
| Woodford County Illinois | 3 | $ 296,000 | $ 98,000 | $ 35,000 |
| Henry County Indiana | 3 | $ 206,000 | $ 68,000 | $ 65,000 |
| Putnam County Indiana | 3 | $ 300,000 | $ 100,000 | $ 102,000 |
| St. Joseph County Indiana | 3 | $ 277,000 | $ 92,000 | $ 214,000 |
| Tippecanoe County Indiana | 3 | $ 392,000 | $ 130,000 | $ 40,000 |
| Des Moines County Iowa | 3 | $ 174,000 | $ 58,000 | $ 15,000 |
| Louisa County Iowa | 3 | $ 201,000 | $ 67,000 | $ 83,000 |
| Kenton County Kentucky | 3 | $ 160,000 | $ 53,000 | $ 31,000 |
| Cape Girardeau County Missouri | 3 | $ 241,000 | $ 80,000 | $ 23,000 |
| Jackson County Missouri | 3 | $ 225,000 | $ 75,000 | $ 27,000 |
| Lewis County Missouri | 3 | $ 194,000 | $ 64,000 | $ 37,000 |
| Bosque County Texas | 3 | $ 367,000 | $ 122,000 | $ 92,000 |
| Cherokee County Texas | 3 | $ 267,000 | $ 89,000 | $ 36,000 |
| Palo Pinto County Texas | 3 | $ 178,000 | $ 59,000 | $ 40,000 |
| Scurry County Texas | 3 | $ 215,000 | $ 71,000 | $ 34,000 |
| Cochise County Arizona | 2 | $ 423,000 | $ 211,000 | $ 113,000 |
| Mohave County Arizona | 2 | $ 359,000 | $ 179,000 | $ 84,000 |
| Yavapai County Arizona | 2 | $ 260,000 | $ 130,000 | $ 69,000 |
| Clark County Arkansas | 2 | $ 59,000 | $ 29,000 | $ 91,000 |
| Miller County Arkansas | 2 | $ 157,000 | $ 78,000 | $ 32,000 |
| Jefferson County Colorado | 2 | $ 485,000 | $ 242,000 | $ 120,000 |
| Larimer County Colorado | 2 | $ 233,000 | $ 116,000 | $ 105,000 |
| Windham County Connecticut | 2 | $ 216,000 | $ 108,000 | $ 55,000 |
| Alachua County Florida | 2 | $ 392,000 | $ 196,000 | $ 83,000 |
| Clay County Florida | 2 | $ 165,000 | $ 82,000 | $ 43,000 |
| Palm Beach County Florida | 2 | $ 492,000 | $ 246,000 | $ 660,000 |
| Santa Rosa County Florida | 2 | $ 180,000 | $ 90,000 | $ 182,000 |
| St. Lucie County Florida | 2 | $ 275,000 | $ 137,000 | $ 835,000 |
| Cherokee County Georgia | 2 | $ 348,000 | $ 174,000 | $ 120,000 |
| Fayette County Georgia | 2 | $ 280,000 | $ 140,000 | $ 97,000 |
| Carroll County Illinois | 2 | $ 149,000 | $ 74,000 | $ 59,000 |
| Kankakee County Illinois | 2 | $ 144,000 | $ 72,000 | $ 24,000 |
| Lee County Illinois | 2 | $ 109,000 | $ 54,000 | $ 45,000 |
| McLean County Illinois | 2 | $ 348,000 | $ 174,000 | $ 67,000 |
| Clay County Indiana | 2 | $ 99,000 | $ 49,000 | $ 43,000 |
| Fayette County Indiana | 2 | $ 150,000 | $ 75,000 | $ 13,000 |
| LaPorte County Indiana | 2 | $ 166,000 | $ 83,000 | $ 193,000 |
| Marion County Indiana | 2 | $ 244,000 | $ 122,000 | $ 28,000 |
| Wayne County Indiana | 2 | $ 135,000 | $ 67,000 | $ 27,000 |
| Bremer County Iowa | 2 | $ 58,000 | $ 29,000 | $ 42,000 |
| Johnson County Iowa | 2 | $ 239,000 | $ 119,000 | $ 0 |
| Linn County Iowa | 2 | $ 188,000 | $ 94,000 | $ 33,000 |
| Fayette County Kentucky | 2 | $ 171,000 | $ 85,000 | $ 30,000 |
| Washington County Kentucky | 2 | $ 68,000 | $ 34,000 | $ 60,000 |
| Livingston County Louisiana | 2 | $ 143,000 | $ 71,000 | $ 110,000 |
| Dakota County Minnesota | 2 | $ 1,350,000 | $ 675,000 | $ 426,000 |
| Hinds County Mississippi | 2 | $ 213,000 | $ 106,000 | $ 60,000 |
| Simpson County Mississippi | 2 | $ 102,000 | $ 51,000 | $ 34,000 |
| Bollinger County Missouri | 2 | $ 134,000 | $ 67,000 | $ 22,000 |
| Madison County Missouri | 2 | $ 119,000 | $ 59,000 | $ 17,000 |
| St. Francois County Missouri | 2 | $ 119,000 | $ 59,000 | $ 30,000 |
| Warren County Missouri | 2 | $ 329,000 | $ 164,000 | $ 70,000 |
| Bryan County Oklahoma | 2 | $ 253,000 | $ 126,000 | $ 185,000 |
| Carter County Oklahoma | 2 | $ 175,000 | $ 87,000 | $ 102,000 |
| Custer County Oklahoma | 2 | $ 91,000 | $ 45,000 | $ 0 |
| Marion County Oregon | 2 | $ 193,000 | $ 96,000 | $ 180,000 |
| Multnomah County Oregon | 2 | $ 180,000 | $ 90,000 | $ 240,000 |
| Richland County South Carolina | 2 | $ 92,000 | $ 46,000 | $ 180,000 |
| Knox County Tennessee | 2 | $ 224,000 | $ 112,000 | $ 66,000 |
| Shelby County Tennessee | 2 | $ 140,000 | $ 70,000 | $ 270,000 |
| Castro County Texas | 2 | $ 106,000 | $ 53,000 | $ 39,000 |
| Coleman County Texas | 2 | $ 65,000 | $ 32,000 | $ 60,000 |
| Jefferson County Texas | 2 | $ 135,000 | $ 67,000 | $ 0 |
| Montague County Texas | 2 | $ 186,000 | $ 93,000 | $ 34,000 |
| Young County Texas | 2 | $ 143,000 | $ 71,000 | $ 33,000 |
| Lafayette County Wisconsin | 2 | $ 71,000 | $ 35,000 | $ 0 |
| Rock County Wisconsin | 2 | $ 225,000 | $ 112,000 | $ 22,000 |
| Coconino County Arizona | 1 | $ 130,000 | $ 130,000 | $ 27,000 |
| Little River County Arkansas | 1 | $ 59,000 | $ 59,000 | $ 37,000 |
| Contra Costa County California | 1 | $ 410,000 | $ 410,000 | $ 82,000 |
| Bay County Florida | 1 | $ 142,000 | $ 142,000 | $ 25,000 |
| Duval County Florida | 1 | $ 38,000 | $ 38,000 | $ 100,000 |
| Hernando County Florida | 1 | $ 110,000 | $ 110,000 | $ 126,000 |
| Okaloosa County Florida | 1 | $ 288,000 | $ 288,000 | $ 96,000 |
| Fulton County Georgia | 1 | $ 240,000 | $ 240,000 | $ 75,000 |
| Gwinnett County Georgia | 1 | $ 134,000 | $ 134,000 | $ 80,000 |
| Newton County Georgia | 1 | $ 152,000 | $ 152,000 | $ 82,000 |
| Champaign County Illinois | 1 | $ 68,000 | $ 68,000 | $ 31,000 |
| Christian County Illinois | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Effingham County Illinois | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Fayette County Illinois | 1 | $ 43,000 | $ 43,000 | $ 44,000 |
| Greene County Illinois | 1 | $ 60,000 | $ 60,000 | $ 1,141,000 |
| Grundy County Illinois | 1 | $ 87,000 | $ 87,000 | $ 26,000 |
| Henderson County Illinois | 1 | $ 57,000 | $ 57,000 | $ 37,000 |
| Jackson County Illinois | 1 | $ 127,000 | $ 127,000 | $ 42,000 |
| Jefferson County Illinois | 1 | $ 80,000 | $ 80,000 | $ 18,000 |
| Kane County Illinois | 1 | $ 194,000 | $ 194,000 | $ 45,000 |
| Lawrence County Illinois | 1 | $ 64,000 | $ 64,000 | $ 50,000 |
| Marshall County Illinois | 1 | $ 88,000 | $ 88,000 | $ 53,000 |
| Mason County Illinois | 1 | $ 106,000 | $ 106,000 | $ 38,000 |
| Montgomery County Illinois | 1 | $ 39,000 | $ 39,000 | $ 18,000 |
| Morgan County Illinois | 1 | $ 88,000 | $ 88,000 | $ 52,000 |
| Union County Illinois | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
| Vermilion County Illinois | 1 | $ 59,000 | $ 59,000 | $ 44,000 |
| Boone County Indiana | 1 | $ 300,000 | $ 300,000 | $ 108,000 |
| Delaware County Indiana | 1 | $ 66,000 | $ 66,000 | $ 22,000 |
| Miami County Indiana | 1 | $ 73,000 | $ 73,000 | $ 193,000 |
| Owen County Indiana | 1 | $ 158,000 | $ 158,000 | $ 60,000 |
| Rush County Indiana | 1 | $ 38,000 | $ 38,000 | $ 32,000 |
| Wells County Indiana | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| Benton County Iowa | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Dubuque County Iowa | 1 | $ 104,000 | $ 104,000 | $ 10,000 |
| Polk County Iowa | 1 | $ 165,000 | $ 165,000 | $ 37,000 |
| Wapello County Iowa | 1 | $ 40,000 | $ 40,000 | $ 30,000 |
| Washington County Iowa | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Johnson County Kansas | 1 | $ 275,000 | $ 275,000 | $ 80,000 |
| Allen County Kentucky | 1 | $ 48,000 | $ 48,000 | $ 21,000 |
| Boone County Kentucky | 1 | $ 98,000 | $ 98,000 | $ 96,000 |
| Campbell County Kentucky | 1 | $ 88,000 | $ 88,000 | $ 84,000 |
| Clark County Kentucky | 1 | $ 118,000 | $ 118,000 | $ 54,000 |
| Grant County Kentucky | 1 | $ 152,000 | $ 152,000 | $ 73,000 |
| Livingston County Kentucky | 1 | $ 59,000 | $ 59,000 | $ 48,000 |
| Oldham County Kentucky | 1 | $ 30,000 | $ 30,000 | $ 90,000 |
| Meeker County Minnesota | 1 | $ 142,000 | $ 142,000 | $ 90,000 |
| Ramsey County Minnesota | 1 | $ 179,000 | $ 179,000 | $ 107,000 |
| Scott County Minnesota | 1 | $ 46,000 | $ 46,000 | $ 120,000 |
| Clark County Missouri | 1 | $ 48,000 | $ 48,000 | $ 8,000 |
| Greene County Missouri | 1 | $ 43,000 | $ 43,000 | $ 28,000 |
| Hickory County Missouri | 1 | $ 67,000 | $ 67,000 | $ 72,000 |
| Laclede County Missouri | 1 | $ 101,000 | $ 101,000 | $ 53,000 |
| Miller County Missouri | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Morgan County Missouri | 1 | $ 59,000 | $ 59,000 | $ 26,000 |
| Pike County Missouri | 1 | $ 93,000 | $ 93,000 | $ 80,000 |
| Platte County Missouri | 1 | $ 292,000 | $ 292,000 | $ 240,000 |
| Taney County Missouri | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Washoe County Nevada | 1 | $ 350,000 | $ 350,000 | $ 60,000 |
| Bernalillo County New Mexico | 1 | $ 350,000 | $ 350,000 | $ 103,000 |
| Sierra County New Mexico | 1 | $ 52,000 | $ 52,000 | $ 60,000 |
| Franklin County Ohio | 1 | $ 33,000 | $ 33,000 | $ 174,000 |
| Jefferson County Oklahoma | 1 | $ 140,000 | $ 140,000 | $ 60,000 |
| Coos County Oregon | 1 | $ 60,000 | $ 60,000 | $ 38,000 |
| Spartanburg County South Carolina | 1 | $ 133,000 | $ 133,000 | $ 242,000 |
| Hamilton County Tennessee | 1 | $ 46,000 | $ 46,000 | $ 193,000 |
| Anderson County Texas | 1 | $ 363,000 | $ 363,000 | $ 150,000 |
| Bell County Texas | 1 | $ 80,000 | $ 80,000 | $ 37,000 |
| Burnet County Texas | 1 | $ 271,000 | $ 271,000 | $ 315,000 |
| Concho County Texas | 1 | $ 62,000 | $ 62,000 | $ 41,000 |
| Fisher County Texas | 1 | $ 140,000 | $ 140,000 | $ 68,000 |
| Galveston County Texas | 1 | $ 108,000 | $ 108,000 | $ 18,000 |
| Hamilton County Texas | 1 | $ 71,000 | $ 71,000 | $ 28,000 |
| Hopkins County Texas | 1 | $ 107,000 | $ 107,000 | $ 63,000 |
| Jack County Texas | 1 | $ 280,000 | $ 280,000 | $ 180,000 |
| Lampasas County Texas | 1 | $ 60,000 | $ 60,000 | $ 20,000 |
| Limestone County Texas | 1 | $ 72,000 | $ 72,000 | $ 18,000 |
| Milam County Texas | 1 | $ 100,000 | $ 100,000 | $ 125,000 |
| Nueces County Texas | 1 | $ 80,000 | $ 80,000 | $ 180,000 |
| Rusk County Texas | 1 | $ 181,000 | $ 181,000 | $ 90,000 |
| Swisher County Texas | 1 | $ 49,000 | $ 49,000 | $ 32,000 |
| Travis County Texas | 1 | $ 220,000 | $ 220,000 | $ 158,000 |
| Upshur County Texas | 1 | $ 70,000 | $ 70,000 | $ 218,000 |
| Stafford County Virginia | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Island County Washington | 1 | $ 600,000 | $ 600,000 | $ 138,000 |
| Dane County Wisconsin | 1 | $ 38,000 | $ 38,000 | $ 48,000 |
| Dodge County Wisconsin | 1 | $ 51,000 | $ 51,000 | $ 21,000 |
| Sauk County Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 101,000 |
| Niobrara County Wyoming | 1 | $ 43,000 | $ 43,000 | $ 252,000 |
Mortgage Loan Application Detail Totals for Pointbank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,425 | $235,456,000 | $97,000 | $1,621,000 | $69,000 | $6,030,000 |
| Refinancing | 1,263 | $157,825,000 | $124,000 | $2,000,000 | $81,000 | $1,141,000 |
| Home Improvement | 31 | $2,506,000 | $80,000 | $360,000 | $121,000 | $739,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,278 | $246,931,000 | $108,000 | $1,000,000 | $80,000 | $1,212,000 |
| Not Provided | 788 | $78,835,000 | $100,000 | $2,000,000 | $62,000 | $6,030,000 |
| Hispanic | 392 | $39,538,000 | $100,000 | $900,000 | $59,000 | $480,000 |
| Black or African American | 190 | $21,175,000 | $111,000 | $1,280,000 | $77,000 | $300,000 |
| Asian | 36 | $3,732,000 | $103,000 | $288,000 | $84,000 | $193,000 |
| Native Hawaiian or Other Pacific Islander | 18 | $2,476,000 | $137,000 | $336,000 | $82,000 | $210,000 |
| American Indian or Alaskan Native | 13 | $1,294,000 | $99,000 | $283,000 | $53,000 | $104,000 |
| Not applicable | 4 | $1,806,000 | $451,000 | $1,621,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,482 | $371,781,000 | $106,000 | $2,000,000 | $75,000 | $6,030,000 |
| FHA-insured (Federal Housing Administration) | 172 | $17,655,000 | $102,000 | $412,000 | $48,000 | $139,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 47 | $3,969,000 | $84,000 | $156,000 | $37,000 | $94,000 |
| VA-guaranteed (Veterans Administration) | 18 | $2,382,000 | $132,000 | $295,000 | $53,000 | $107,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,821 | $185,198,000 | $101,000 | $2,000,000 | $93,000 | $1,141,000 |
| Application Withdrawn By Applicant | 1,390 | $158,076,000 | $113,000 | $1,280,000 | $61,000 | $6,030,000 |
| Application Denied By Financial Institution | 499 | $50,539,000 | $101,000 | $808,000 | $41,000 | $413,000 |
| Application Approved But Not Accepted | 9 | $1,974,000 | $219,000 | $1,621,000 | $70,000 | $218,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 323 | $30,979,000 | $95,000 | $400,000 | $36,000 | $323,000 |
| Debt-To-Income Ratio | 38 | $4,689,000 | $123,000 | $390,000 | $38,000 | $119,000 |
| Collateral | 38 | $3,998,000 | $105,000 | $385,000 | $79,000 | $413,000 |
| Other | 22 | $2,656,000 | $120,000 | $808,000 | $55,000 | $182,000 |
| Employment History | 9 | $1,029,000 | $114,000 | $325,000 | $58,000 | $132,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $840,000 | $140,000 | $230,000 | $37,000 | $138,000 |
| Unverifiable Information | 3 | $260,000 | $86,000 | $125,000 | $39,000 | $46,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pointbank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pointbank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.