Premier Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004

Premier Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Premier Bank
15301 W 87Th Parkway
Lenexa, KS 66219
Tel #: available with data download
Federal Regulator * available with data download
Years 2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 325
Total Mortgage Loan Application Amount $67,504,000
Average Mortgage Loan Application Amount $216,773
Highest Mortgage Loan Application Amount $974,000
Average Applicant Income $134,471
Highest Applicant Income $1,999,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Premier Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Premier Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2004 breaks down Premier Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Premier Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Premier Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Premier Bank's mortgage activity for 2004.

Mortgage Loan Application Totals for Premier Bank by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Johnson County Kansas 40 $ 7,779,000 $ 194,000 $ 112,000
Cook County Illinois 9 $ 1,983,000 $ 220,000 $ 102,000
Jackson County Missouri 7 $ 1,120,000 $ 160,000 $ 109,000
Clark County Nevada 7 $ 1,210,000 $ 172,000 $ 82,000
Fairfax County Virginia 7 $ 2,154,000 $ 307,000 $ 110,000
Middlesex County Massachusetts 6 $ 1,385,000 $ 230,000 $ 89,000
Suffolk County New York 6 $ 827,000 $ 137,000 $ 91,000
Bucks County Pennsylvania 5 $ 847,000 $ 169,000 $ 92,000
King County Washington 5 $ 1,777,000 $ 355,000 $ 103,000
San Bernardino County California 4 $ 536,000 $ 134,000 $ 78,000
Jefferson County Colorado 4 $ 630,000 $ 157,000 $ 72,000
Fairfield County Connecticut 4 $ 1,674,000 $ 418,000 $ 137,000
McLean County Illinois 4 $ 383,000 $ 95,000 $ 38,000
Clay County Missouri 4 $ 690,000 $ 172,000 $ 89,000
Platte County Missouri 4 $ 638,000 $ 159,000 $ 61,000
Bergen County New Jersey 4 $ 1,283,000 $ 320,000 $ 113,000
Nassau County New York 4 $ 931,000 $ 232,000 $ 93,000
Chester County Pennsylvania 4 $ 1,369,000 $ 342,000 $ 169,000
Los Angeles County California 3 $ 827,000 $ 275,000 $ 107,000
Miami-Dade County Florida 3 $ 810,000 $ 270,000 $ 116,000
Wyandotte County Kansas 3 $ 282,000 $ 94,000 $ 45,000
Washoe County Nevada 3 $ 517,000 $ 172,000 $ 83,000
Somerset County New Jersey 3 $ 980,000 $ 326,000 $ 128,000
Montgomery County Pennsylvania 3 $ 541,000 $ 180,000 $ 118,000
Pierce County Washington 3 $ 538,000 $ 179,000 $ 77,000
Riverside County California 2 $ 339,000 $ 169,000 $ 113,000
San Diego County California 2 $ 871,000 $ 435,000 $ 116,000
San Joaquin County California 2 $ 530,000 $ 265,000 $ 66,000
District of Columbia County District Of Columbia 2 $ 861,000 $ 430,000 $ 155,000
Palm Beach County Florida 2 $ 588,000 $ 294,000 $ 64,000
DuPage County Illinois 2 $ 557,000 $ 278,000 $ 106,000
Harford County Maryland 2 $ 305,000 $ 152,000 $ 81,000
Montgomery County Maryland 2 $ 387,000 $ 193,000 $ 195,000
Bristol County Massachusetts 2 $ 403,000 $ 201,000 $ 59,000
Hennepin County Minnesota 2 $ 343,000 $ 171,000 $ 390,000
Washington County Minnesota 2 $ 669,000 $ 334,000 $ 175,000
Rockingham County New Hampshire 2 $ 117,000 $ 58,000 $ 76,000
Atlantic County New Jersey 2 $ 204,000 $ 102,000 $ 85,000
Camden County New Jersey 2 $ 179,000 $ 89,000 $ 55,000
Essex County New Jersey 2 $ 623,000 $ 311,000 $ 146,000
Middlesex County New Jersey 2 $ 437,000 $ 218,000 $ 100,000
Monmouth County New Jersey 2 $ 311,000 $ 155,000 $ 88,000
Morris County New Jersey 2 $ 692,000 $ 346,000 $ 197,000
Ocean County New Jersey 2 $ 240,000 $ 120,000 $ 72,000
Sussex County New Jersey 2 $ 281,000 $ 140,000 $ 79,000
Wake County North Carolina 2 $ 333,000 $ 166,000 $ 86,000
Deschutes County Oregon 2 $ 361,000 $ 180,000 $ 49,000
Allegheny County Pennsylvania 2 $ 966,000 $ 483,000 $ 302,000
Delaware County Pennsylvania 2 $ 450,000 $ 225,000 $ 100,000
Lackawanna County Pennsylvania 2 $ 190,000 $ 95,000 $ 65,000
Harris County Texas 2 $ 449,000 $ 224,000 $ 80,000
Coconino County Arizona 1 $ 284,000 $ 284,000 $ 101,000
Maricopa County Arizona 1 $ 188,000 $ 188,000 $ 59,000
Pima County Arizona 1 $ 334,000 $ 334,000 $ 123,000
Yavapai County Arizona 1 $ 296,000 $ 296,000 $ 68,000
Alameda County California 1 $ 334,000 $ 334,000 $ 78,000
Marin County California 1 $ 477,000 $ 477,000 $ 187,000
Monterey County California 1 $ 620,000 $ 620,000 $ 286,000
Placer County California 1 $ 98,000 $ 98,000 $ 66,000
Sacramento County California 1 $ 325,000 $ 325,000 $ 95,000
San Mateo County California 1 $ 480,000 $ 480,000 $ 164,000
Tulare County California 1 $ 60,000 $ 60,000 $ 36,000
Ventura County California 1 $ 468,000 $ 468,000 $ 106,000
Douglas County Colorado 1 $ 300,000 $ 300,000 $ 161,000
El Paso County Colorado 1 $ 189,000 $ 189,000 $ 48,000
Gilpin County Colorado 1 $ 181,000 $ 181,000 $ 42,000
Las Animas County Colorado 1 $ 51,000 $ 51,000 $ 61,000
Summit County Colorado 1 $ 400,000 $ 400,000 $ 121,000
Middlesex County Connecticut 1 $ 85,000 $ 85,000 $ 58,000
New Haven County Connecticut 1 $ 598,000 $ 598,000 $ 165,000
Broward County Florida 1 $ 170,000 $ 170,000 $ 60,000
Duval County Florida 1 $ 90,000 $ 90,000 $ 59,000
Sumter County Florida 1 $ 150,000 $ 150,000 $ 36,000
Clayton County Georgia 1 $ 58,000 $ 58,000 $ 77,000
Fulton County Georgia 1 $ 206,000 $ 206,000 $ 60,000
Gwinnett County Georgia 1 $ 113,000 $ 113,000 $ 38,000
Kane County Illinois 1 $ 328,000 $ 328,000 $ 87,000
Madison County Illinois 1 $ 99,000 $ 99,000 $ 26,000
Mason County Illinois 1 $ 55,000 $ 55,000 $ 55,000
Ogle County Illinois 1 $ 42,000 $ 42,000 $ 75,000
Will County Illinois 1 $ 210,000 $ 210,000 $ 81,000
Crawford County Kansas 1 $ 84,000 $ 84,000 $ 58,000
Leavenworth County Kansas 1 $ 181,000 $ 181,000 $ 73,000
Linn County Kansas 1 $ 59,000 $ 59,000 $ 29,000
Miami County Kansas 1 $ 410,000 $ 410,000 $ 177,000
Daviess County Kentucky 1 $ 174,000 $ 174,000 $ 104,000
Franklin County Kentucky 1 $ 131,000 $ 131,000 $ 84,000
Anne Arundel County Maryland 1 $ 230,000 $ 230,000 $ 57,000
Baltimore County Maryland 1 $ 292,000 $ 292,000 $ 52,000
Charles County Maryland 1 $ 60,000 $ 60,000 $ 96,000
Washington County Maryland 1 $ 140,000 $ 140,000 $ 31,000
Essex County Massachusetts 1 $ 438,000 $ 438,000 $ 158,000
Norfolk County Massachusetts 1 $ 202,000 $ 202,000 $ 101,000
Plymouth County Massachusetts 1 $ 230,000 $ 230,000 $ 120,000
Worcester County Massachusetts 1 $ 220,000 $ 220,000 $ 72,000
Antrim County Michigan 1 $ 251,000 $ 251,000 $ 122,000
Calhoun County Michigan 1 $ 45,000 $ 45,000 $ 18,000
Jackson County Michigan 1 $ 50,000 $ 50,000 $ 95,000
Ogemaw County Michigan 1 $ 72,000 $ 72,000 $ 44,000
Wayne County Michigan 1 $ 74,000 $ 74,000 $ 82,000
Anoka County Minnesota 1 $ 304,000 $ 304,000 $ 112,000
Becker County Minnesota 1 $ 76,000 $ 76,000 $ 77,000
Dakota County Minnesota 1 $ 147,000 $ 147,000 $ 180,000
Nicollet County Minnesota 1 $ 110,000 $ 110,000 $ 37,000
Olmsted County Minnesota 1 $ 176,000 $ 176,000 $ 45,000
St. Louis County Minnesota 1 $ 130,000 $ 130,000 $ 51,000
Boone County Missouri 1 $ 95,000 $ 95,000 $ 84,000
Camden County Missouri 1 $ 112,000 $ 112,000 $ 120,000
Cass County Missouri 1 $ 280,000 $ 280,000 $ 102,000
Greene County Missouri 1 $ 141,000 $ 141,000 $ 33,000
Jefferson County Missouri 1 $ 150,000 $ 150,000 $ 74,000
Livingston County Missouri 1 $ 29,000 $ 29,000 $ 48,000
St. Louis County Missouri 1 $ 75,000 $ 75,000 $ 112,000
Grafton County New Hampshire 1 $ 334,000 $ 334,000 $ 1,999,000
Hillsborough County New Hampshire 1 $ 602,000 $ 602,000 $ 273,000
Burlington County New Jersey 1 $ 300,000 $ 300,000 $ 153,000
Hudson County New Jersey 1 $ 426,000 $ 426,000 $ 98,000
Hunterdon County New Jersey 1 $ 333,000 $ 333,000 $ 121,000
Mercer County New Jersey 1 $ 312,000 $ 312,000 $ 94,000
Salem County New Jersey 1 $ 100,000 $ 100,000 $ 50,000
Union County New Jersey 1 $ 100,000 $ 100,000 $ 40,000
Columbia County New York 1 $ 174,000 $ 174,000 $ 75,000
Erie County New York 1 $ 53,000 $ 53,000 $ 46,000
Kings County New York 1 $ 272,000 $ 272,000 $ 115,000
Oneida County New York 1 $ 85,000 $ 85,000 $ 39,000
Onondaga County New York 1 $ 93,000 $ 93,000 $ 96,000
Putnam County New York 1 $ 70,000 $ 70,000 $ 57,000
Rockland County New York 1 $ 69,000 $ 69,000 $ 72,000
Saratoga County New York 1 $ 61,000 $ 61,000 $ 147,000
Sullivan County New York 1 $ 250,000 $ 250,000 $ 100,000
Brunswick County North Carolina 1 $ 100,000 $ 100,000 $ 27,000
Buncombe County North Carolina 1 $ 400,000 $ 400,000 $ 107,000
Craven County North Carolina 1 $ 74,000 $ 74,000 $ 17,000
Gaston County North Carolina 1 $ 57,000 $ 57,000 $ 13,000
Johnston County North Carolina 1 $ 49,000 $ 49,000 $ 84,000
Mecklenburg County North Carolina 1 $ 305,000 $ 305,000 $ 80,000
New Hanover County North Carolina 1 $ 360,000 $ 360,000 $ 122,000
Franklin County Ohio 1 $ 239,000 $ 239,000 $ 147,000
Geauga County Ohio 1 $ 187,000 $ 187,000 $ 63,000
Mercer County Ohio 1 $ 140,000 $ 140,000 $ 37,000
Portage County Ohio 1 $ 75,000 $ 75,000 $ 41,000
Summit County Ohio 1 $ 82,000 $ 82,000 $ 89,000
Warren County Ohio 1 $ 60,000 $ 60,000 $ 41,000
Wood County Ohio 1 $ 316,000 $ 316,000 $ 120,000
Yamhill County Oregon 1 $ 388,000 $ 388,000 $ 102,000
Beaver County Pennsylvania 1 $ 102,000 $ 102,000 $ 34,000
Berks County Pennsylvania 1 $ 217,000 $ 217,000 $ 65,000
Franklin County Pennsylvania 1 $ 75,000 $ 75,000 $ 58,000
Greene County Pennsylvania 1 $ 40,000 $ 40,000 $ 53,000
Philadelphia County Pennsylvania 1 $ 76,000 $ 76,000 $ 36,000
Washington County Pennsylvania 1 $ 330,000 $ 330,000 $ 209,000
York County Pennsylvania 1 $ 149,000 $ 149,000 $ 46,000
Loudon County Tennessee 1 $ 170,000 $ 170,000 $ 206,000
Williamson County Tennessee 1 $ 96,000 $ 96,000 $ 46,000
Bowie County Texas 1 $ 88,000 $ 88,000 $ 47,000
Brazos County Texas 1 $ 317,000 $ 317,000 $ 193,000
Dallas County Texas 1 $ 77,000 $ 77,000 $ 41,000
Denton County Texas 1 $ 103,000 $ 103,000 $ 178,000
Guadalupe County Texas 1 $ 98,000 $ 98,000 $ 64,000
Hemphill County Texas 1 $ 99,000 $ 99,000 $ 38,000
Hidalgo County Texas 1 $ 141,000 $ 141,000 $ 86,000
Montgomery County Texas 1 $ 200,000 $ 200,000 $ 94,000
Smith County Texas 1 $ 120,000 $ 120,000 $ 59,000
Chesterfield County Virginia 1 $ 318,000 $ 318,000 $ 91,000
Fredericksburg County Virginia 1 $ 280,000 $ 280,000 $ 64,000
Gloucester County Virginia 1 $ 186,000 $ 186,000 $ 87,000
Henrico County Virginia 1 $ 278,000 $ 278,000 $ 84,000
Prince William County Virginia 1 $ 334,000 $ 334,000 $ 82,000
Southampton County Virginia 1 $ 270,000 $ 270,000 $ 115,000
Spotsylvania County Virginia 1 $ 123,000 $ 123,000 $ 79,000
Suffolk County Virginia 1 $ 399,000 $ 399,000 $ 137,000
Wise County Virginia 1 $ 74,000 $ 74,000 $ 73,000
Grays Harbor County Washington 1 $ 54,000 $ 54,000 $ 168,000
Thurston County Washington 1 $ 290,000 $ 290,000 $ 106,000
Carbon County Wyoming 1 $ 80,000 $ 80,000 $ 60,000

Mortgage Loan Application Detail Totals for Premier Bank in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 238 $47,556,000 $195,592 $974,000 $97,592 $536,000
Home Purchase 75 $18,194,000 $260,315 $650,000 $202,947 $1,999,000
Home Improvement 12 $1,754,000 $180,285 $304,000 $90,857 $168,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 165 $37,022,000 $236,148 $974,000 $121,000 $1,999,000
Not Provided 144 $26,517,000 $173,370 $671,000 $95,444 $480,000
Asian 6 $2,108,000 $355,333 $748,000 $161,333 $534,000
Hispanic 4 $783,000 $205,000 $284,000 $108,666 $120,000
American Indian or Alaskan Native 3 $241,000 $80,333 $109,000 $32,666 $44,000
Black or African American 2 $728,000 $364,000 $606,000 $99,000 $142,000
Native Hawaiian or Other Pacific Islander 1 $105,000 $105,000 $105,000 $140,000 $140,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 325 $67,504,000 $208,535 $974,000 $112,928 $1,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 250 $55,133,000 $219,892 $974,000 $117,357 $1,999,000
Application Approved But Not Accepted 44 $7,548,000 $170,105 $671,000 $85,052 $300,000
Application Denied By Financial Institution 23 $3,520,000 $154,692 $411,000 $54,000 $160,000
Application Withdrawn By Applicant 4 $702,000 $175,500 $500,000 $196,000 $392,000
File Closed For Incompleteness 4 $601,000 $150,250 $240,000 $199,000 $480,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Premier Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Premier Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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