Premium Capital Funding LLC Mortgage Lending & HMDA Data, 2003
In 2003, Premium Capital Funding LLC of Jericho, NY reported 947 mortgage applications totaling $174.5 million. The average application was for $184,295, and applicants reported an average income of $79,236. 53% of its applications resulted in an originated loan and 24% were denied. Its largest markets were Boston, MA-NH (106), Nassau-Suffolk, NY (87) and New York, NY (76) (applications in parentheses).
| Mortgage Company & Address | Premium Capital Funding LLC 125 Jericho Tpke Jericho, NY 11753 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 947 |
| Total Mortgage Loan Application Amount | $174,528,000 |
| Average Mortgage Loan Application Amount | $184,295 |
| Highest Mortgage Loan Application Amount | $1,040,000 |
| Average Applicant Income | $79,236 |
| Highest Applicant Income | $784,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Premium Capital Funding LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk, New York | 52 | $ 12,030,000 | $ 231,346 | $ 136,000 |
| Middlesex, Massachusetts | 35 | $ 7,994,000 | $ 228,400 | $ 96,000 |
| Nassau, New York | 35 | $ 9,227,000 | $ 263,628 | $ 121,000 |
| Suffolk, Massachusetts | 33 | $ 6,749,000 | $ 204,515 | $ 72,000 |
| Queens, New York | 33 | $ 8,135,000 | $ 246,515 | $ 84,000 |
| Norfolk, Massachusetts | 19 | $ 4,292,000 | $ 225,894 | $ 76,000 |
| Los Angeles, California | 18 | $ 4,262,000 | $ 236,777 | $ 83,000 |
| Essex, Massachusetts | 17 | $ 3,863,000 | $ 227,235 | $ 85,000 |
| Kings, New York | 15 | $ 3,376,000 | $ 225,066 | $ 66,000 |
| Middlesex, New Jersey | 14 | $ 2,676,000 | $ 191,142 | $ 93,000 |
| Plymouth, Massachusetts | 13 | $ 1,782,000 | $ 137,076 | $ 43,000 |
| Burlington, New Jersey | 13 | $ 2,159,000 | $ 166,076 | $ 66,000 |
| Prince George's, Maryland | 12 | $ 2,591,000 | $ 215,916 | $ 88,000 |
| Worcester, Massachusetts | 12 | $ 2,008,000 | $ 167,333 | $ 66,000 |
| Bronx, New York | 12 | $ 3,330,000 | $ 277,500 | $ 84,000 |
| Sacramento, California | 11 | $ 2,313,000 | $ 210,272 | $ 81,000 |
| Bristol, Massachusetts | 11 | $ 2,555,000 | $ 232,272 | $ 76,000 |
| Hudson, New Jersey | 11 | $ 2,192,000 | $ 199,272 | $ 114,000 |
| Hartford, Connecticut | 10 | $ 1,357,000 | $ 135,700 | $ 66,000 |
| Broward, Florida | 10 | $ 1,575,000 | $ 157,500 | $ 80,000 |
| Essex, New Jersey | 10 | $ 2,169,000 | $ 216,900 | $ 80,000 |
| Montgomery, Maryland | 9 | $ 2,154,000 | $ 239,333 | $ 79,000 |
| Ocean, New Jersey | 9 | $ 1,915,000 | $ 212,777 | $ 87,000 |
| Richmond, New York | 9 | $ 1,866,000 | $ 207,333 | $ 57,000 |
| Fairfax, Virginia | 9 | $ 2,173,000 | $ 241,444 | $ 107,000 |
| San Diego, California | 8 | $ 1,665,000 | $ 208,125 | $ 75,000 |
| Fairfield, Connecticut | 8 | $ 1,352,000 | $ 169,000 | $ 99,000 |
| Osceola, Florida | 8 | $ 795,000 | $ 99,375 | $ 73,000 |
| Passaic, New Jersey | 8 | $ 2,019,000 | $ 252,375 | $ 133,000 |
| Union, New Jersey | 8 | $ 1,882,000 | $ 235,250 | $ 71,000 |
| Prince William, Virginia | 8 | $ 2,205,000 | $ 275,625 | $ 144,000 |
| Hillsborough, New Hampshire | 7 | $ 1,292,000 | $ 184,571 | $ 65,000 |
| Orange, New York | 7 | $ 1,318,000 | $ 188,285 | $ 79,000 |
| Spotsylvania, Virginia | 7 | $ 1,311,000 | $ 187,285 | $ 76,000 |
| Riverside, California | 6 | $ 1,266,000 | $ 211,000 | $ 185,000 |
| New Haven, Connecticut | 6 | $ 1,072,000 | $ 178,666 | $ 91,000 |
| Alameda, California | 5 | $ 1,156,000 | $ 231,200 | $ 86,000 |
| Contra Costa, California | 5 | $ 1,658,000 | $ 331,600 | $ 98,000 |
| Orange, Florida | 5 | $ 674,000 | $ 134,800 | $ 70,000 |
| Hampden, Massachusetts | 5 | $ 649,000 | $ 129,800 | $ 60,000 |
| Wayne, Michigan | 5 | $ 600,000 | $ 120,000 | $ 42,000 |
| Gloucester, New Jersey | 5 | $ 633,000 | $ 126,600 | $ 71,000 |
| Morris, New Jersey | 5 | $ 979,000 | $ 195,800 | $ 88,000 |
| Somerset, New Jersey | 5 | $ 1,211,000 | $ 242,200 | $ 110,000 |
| Westchester, New York | 5 | $ 1,725,000 | $ 345,000 | $ 127,000 |
| San Bernardino, California | 4 | $ 612,000 | $ 153,000 | $ 70,000 |
| Miami-Dade, Florida | 4 | $ 497,000 | $ 124,250 | $ 53,000 |
| Pinellas, Florida | 4 | $ 584,000 | $ 146,000 | $ 93,000 |
| Harford, Maryland | 4 | $ 874,000 | $ 218,500 | $ 88,000 |
| Belknap, New Hampshire | 4 | $ 756,000 | $ 189,000 | $ 53,000 |
| Cumberland, New Jersey | 4 | $ 530,000 | $ 132,500 | $ 61,000 |
| Monmouth, New Jersey | 4 | $ 735,000 | $ 183,750 | $ 156,000 |
| Bernalillo, New Mexico | 4 | $ 461,000 | $ 115,250 | $ 66,000 |
| Dutchess, New York | 4 | $ 913,000 | $ 228,250 | $ 70,000 |
| Ulster, New York | 4 | $ 512,000 | $ 128,000 | $ 50,000 |
| Virginia Beach, Virginia | 4 | $ 677,000 | $ 169,250 | $ 53,000 |
| Orange, California | 3 | $ 554,000 | $ 184,666 | $ 68,000 |
| Santa Clara, California | 3 | $ 936,000 | $ 312,000 | $ 113,000 |
| Solano, California | 3 | $ 684,000 | $ 228,000 | $ 94,000 |
| Denver, Colorado | 3 | $ 479,000 | $ 159,666 | $ 38,000 |
| Larimer, Colorado | 3 | $ 661,000 | $ 220,333 | $ 68,000 |
| Charlotte, Florida | 3 | $ 223,000 | $ 74,333 | $ 9,000 |
| Collier, Florida | 3 | $ 241,000 | $ 80,333 | $ 73,000 |
| Lake, Florida | 3 | $ 502,000 | $ 167,333 | $ 52,000 |
| Polk, Florida | 3 | $ 386,000 | $ 128,666 | $ 69,000 |
| Frederick, Maryland | 3 | $ 394,000 | $ 131,333 | $ 64,000 |
| Wicomico, Maryland | 3 | $ 340,000 | $ 113,333 | $ 87,000 |
| Otter Tail, Minnesota | 3 | $ 262,000 | $ 87,333 | $ 52,000 |
| Stearns, Minnesota | 3 | $ 357,000 | $ 119,000 | $ 57,000 |
| Wright, Minnesota | 3 | $ 482,000 | $ 160,666 | $ 71,000 |
| Carroll, New Hampshire | 3 | $ 645,000 | $ 215,000 | $ 129,000 |
| Merrimack, New Hampshire | 3 | $ 693,000 | $ 231,000 | $ 89,000 |
| Strafford, New Hampshire | 3 | $ 449,000 | $ 149,666 | $ 124,000 |
| Atlantic, New Jersey | 3 | $ 294,000 | $ 98,000 | $ 75,000 |
| Bergen, New Jersey | 3 | $ 569,000 | $ 189,666 | $ 53,000 |
| Mercer, New Jersey | 3 | $ 537,000 | $ 179,000 | $ 92,000 |
| Erie, New York | 3 | $ 291,000 | $ 97,000 | $ 49,000 |
| Greene, New York | 3 | $ 366,000 | $ 122,000 | $ 43,000 |
| Monroe, New York | 3 | $ 447,000 | $ 149,000 | $ 75,000 |
| Oneida, New York | 3 | $ 144,000 | $ 48,000 | $ 81,000 |
| Beaufort, South Carolina | 3 | $ 599,000 | $ 199,666 | $ 152,000 |
| Augusta, Virginia | 3 | $ 468,000 | $ 156,000 | $ 72,000 |
| Henrico, Virginia | 3 | $ 645,000 | $ 215,000 | $ 74,000 |
| Rockingham, Virginia | 3 | $ 375,000 | $ 125,000 | $ 38,000 |
| Fresno, California | 2 | $ 256,000 | $ 128,000 | $ 68,000 |
| Kern, California | 2 | $ 246,000 | $ 123,000 | $ 78,000 |
| San Joaquin, California | 2 | $ 169,000 | $ 84,500 | $ 49,000 |
| San Luis Obispo, California | 2 | $ 442,000 | $ 221,000 | $ 54,000 |
| Sonoma, California | 2 | $ 799,000 | $ 399,500 | $ 101,000 |
| Stanislaus, California | 2 | $ 414,000 | $ 207,000 | $ 75,000 |
| Litchfield, Connecticut | 2 | $ 377,000 | $ 188,500 | $ 54,000 |
| New London, Connecticut | 2 | $ 257,000 | $ 128,500 | $ 64,000 |
| Brevard, Florida | 2 | $ 148,000 | $ 74,000 | $ 41,000 |
| Escambia, Florida | 2 | $ 182,000 | $ 91,000 | $ 116,000 |
| Hillsborough, Florida | 2 | $ 425,000 | $ 212,500 | $ 73,000 |
| Lee, Florida | 2 | $ 228,000 | $ 114,000 | $ 45,000 |
| Manatee, Florida | 2 | $ 155,000 | $ 77,500 | $ 25,000 |
| Okaloosa, Florida | 2 | $ 258,000 | $ 129,000 | $ 32,000 |
| Palm Beach, Florida | 2 | $ 375,000 | $ 187,500 | $ 75,000 |
| St. Lucie, Florida | 2 | $ 206,000 | $ 103,000 | $ 83,000 |
| Volusia, Florida | 2 | $ 196,000 | $ 98,000 | $ 30,000 |
| Lake, Indiana | 2 | $ 257,000 | $ 128,500 | $ 58,000 |
| Cumberland, Maine | 2 | $ 355,000 | $ 177,500 | $ 67,000 |
| York, Maine | 2 | $ 228,000 | $ 114,000 | $ 10,000 |
| Anne Arundel, Maryland | 2 | $ 203,000 | $ 101,500 | $ 66,000 |
| Baltimore, Maryland | 2 | $ 165,000 | $ 82,500 | $ 45,000 |
| Calvert, Maryland | 2 | $ 363,000 | $ 181,500 | $ 49,000 |
| Cecil, Maryland | 2 | $ 200,000 | $ 100,000 | $ 95,000 |
| Howard, Maryland | 2 | $ 448,000 | $ 224,000 | $ 74,000 |
| St. Mary's, Maryland | 2 | $ 268,000 | $ 134,000 | $ 30,000 |
| Berkshire, Massachusetts | 2 | $ 285,000 | $ 142,500 | $ 54,000 |
| Genesee, Michigan | 2 | $ 140,000 | $ 70,000 | $ 79,000 |
| Mecosta, Michigan | 2 | $ 135,000 | $ 67,500 | $ 29,000 |
| Saginaw, Michigan | 2 | $ 235,000 | $ 117,500 | $ 45,000 |
| Aitkin, Minnesota | 2 | $ 257,000 | $ 128,500 | $ 159,000 |
| Cottonwood, Minnesota | 2 | $ 125,000 | $ 62,500 | $ 56,000 |
| Le Sueur, Minnesota | 2 | $ 383,000 | $ 191,500 | $ 110,000 |
| McLeod, Minnesota | 2 | $ 171,000 | $ 85,500 | $ 43,000 |
| St. Louis, Minnesota | 2 | $ 234,000 | $ 117,000 | $ 48,000 |
| Sullivan, New Hampshire | 2 | $ 189,000 | $ 94,500 | $ 52,000 |
| Camden, New Jersey | 2 | $ 275,000 | $ 137,500 | $ 74,000 |
| Warren, New Jersey | 2 | $ 244,000 | $ 122,000 | $ 91,000 |
| Dona Ana, New Mexico | 2 | $ 132,000 | $ 66,000 | $ 25,000 |
| Chemung, New York | 2 | $ 172,000 | $ 86,000 | $ 30,000 |
| Cortland, New York | 2 | $ 253,000 | $ 126,500 | $ 86,000 |
| Delaware, New York | 2 | $ 198,000 | $ 99,000 | $ 51,000 |
| New York, New York | 2 | $ 734,000 | $ 367,000 | $ 251,000 |
| Schenectady, New York | 2 | $ 180,000 | $ 90,000 | $ 31,000 |
| St. Lawrence, New York | 2 | $ 153,000 | $ 76,500 | $ 63,000 |
| Cabarrus, North Carolina | 2 | $ 287,000 | $ 143,500 | $ 58,000 |
| Luzerne, Pennsylvania | 2 | $ 191,000 | $ 95,500 | $ 57,000 |
| Davis, Utah | 2 | $ 200,000 | $ 100,000 | $ 93,000 |
| Arlington, Virginia | 2 | $ 546,000 | $ 273,000 | $ 80,000 |
| Caroline, Virginia | 2 | $ 257,000 | $ 128,500 | $ 81,000 |
| Chesterfield, Virginia | 2 | $ 502,000 | $ 251,000 | $ 91,000 |
| Cumberland, Virginia | 2 | $ 207,000 | $ 103,500 | $ 20,000 |
| Fairfax City, Virginia | 2 | $ 163,000 | $ 81,500 | $ 65,000 |
| Frederick, Virginia | 2 | $ 181,000 | $ 90,500 | $ 21,000 |
| Richmond City, Virginia | 2 | $ 271,000 | $ 135,500 | $ 49,000 |
| Roanoke, Virginia | 2 | $ 164,000 | $ 82,000 | $ 0 |
| Stafford, Virginia | 2 | $ 419,000 | $ 209,500 | $ 110,000 |
| Benton, Washington | 2 | $ 291,000 | $ 145,500 | $ 68,000 |
| Pierce, Washington | 2 | $ 309,000 | $ 154,500 | $ 77,000 |
| Pima, Arizona | 1 | $ 103,000 | $ 103,000 | $ 30,000 |
| Calaveras, California | 1 | $ 320,000 | $ 320,000 | $ 90,000 |
| Merced, California | 1 | $ 278,000 | $ 278,000 | $ 46,000 |
| Monterey, California | 1 | $ 248,000 | $ 248,000 | $ 0 |
| Placer, California | 1 | $ 216,000 | $ 216,000 | $ 83,000 |
| San Mateo, California | 1 | $ 65,000 | $ 65,000 | $ 21,000 |
| Santa Barbara, California | 1 | $ 69,000 | $ 69,000 | $ 103,000 |
| Tulare, California | 1 | $ 104,000 | $ 104,000 | $ 46,000 |
| Ventura, California | 1 | $ 52,000 | $ 52,000 | $ 79,000 |
| Yolo, California | 1 | $ 260,000 | $ 260,000 | $ 84,000 |
| Arapahoe, Colorado | 1 | $ 185,000 | $ 185,000 | $ 74,000 |
| Eagle, Colorado | 1 | $ 292,000 | $ 292,000 | $ 124,000 |
| El Paso, Colorado | 1 | $ 127,000 | $ 127,000 | $ 65,000 |
| Garfield, Colorado | 1 | $ 33,000 | $ 33,000 | $ 156,000 |
| Jefferson, Colorado | 1 | $ 330,000 | $ 330,000 | $ 291,000 |
| Clay, Florida | 1 | $ 139,000 | $ 139,000 | $ 54,000 |
| Duval, Florida | 1 | $ 117,000 | $ 117,000 | $ 40,000 |
| Flagler, Florida | 1 | $ 126,000 | $ 126,000 | $ 784,000 |
| Franklin, Florida | 1 | $ 162,000 | $ 162,000 | $ 44,000 |
| Indian River, Florida | 1 | $ 320,000 | $ 320,000 | $ 70,000 |
| Marion, Florida | 1 | $ 196,000 | $ 196,000 | $ 96,000 |
| Putnam, Florida | 1 | $ 80,000 | $ 80,000 | $ 51,000 |
| Santa Rosa, Florida | 1 | $ 159,000 | $ 159,000 | $ 64,000 |
| Sarasota, Florida | 1 | $ 400,000 | $ 400,000 | $ 137,000 |
| Clayton, Georgia | 1 | $ 130,000 | $ 130,000 | $ 87,000 |
| Carroll, Indiana | 1 | $ 119,000 | $ 119,000 | $ 49,000 |
| Dearborn, Indiana | 1 | $ 123,000 | $ 123,000 | $ 54,000 |
| Hancock, Indiana | 1 | $ 142,000 | $ 142,000 | $ 43,000 |
| LaPorte, Indiana | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Lawrence, Indiana | 1 | $ 96,000 | $ 96,000 | $ 27,000 |
| Barber, Kansas | 1 | $ 59,000 | $ 59,000 | $ 47,000 |
| Fayette, Kentucky | 1 | $ 81,000 | $ 81,000 | $ 92,000 |
| Androscoggin, Maine | 1 | $ 77,000 | $ 77,000 | $ 26,000 |
| Kennebec, Maine | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Oxford, Maine | 1 | $ 94,000 | $ 94,000 | $ 45,000 |
| Allegany, Maryland | 1 | $ 51,000 | $ 51,000 | $ 61,000 |
| Baltimore City, Maryland | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Caroline, Maryland | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
| Carroll, Maryland | 1 | $ 136,000 | $ 136,000 | $ 67,000 |
| Dorchester, Maryland | 1 | $ 111,000 | $ 111,000 | $ 64,000 |
| Queen Anne's, Maryland | 1 | $ 270,000 | $ 270,000 | $ 232,000 |
| Washington, Maryland | 1 | $ 162,000 | $ 162,000 | $ 73,000 |
| Worcester, Maryland | 1 | $ 78,000 | $ 78,000 | $ 30,000 |
| Barnstable, Massachusetts | 1 | $ 540,000 | $ 540,000 | $ 224,000 |
| Franklin, Massachusetts | 1 | $ 60,000 | $ 60,000 | $ 18,000 |
| Calhoun, Michigan | 1 | $ 113,000 | $ 113,000 | $ 55,000 |
| Ingham, Michigan | 1 | $ 74,000 | $ 74,000 | $ 18,000 |
| Jackson, Michigan | 1 | $ 73,000 | $ 73,000 | $ 40,000 |
| Kent, Michigan | 1 | $ 106,000 | $ 106,000 | $ 54,000 |
| Manistee, Michigan | 1 | $ 79,000 | $ 79,000 | $ 39,000 |
| Muskegon, Michigan | 1 | $ 88,000 | $ 88,000 | $ 67,000 |
| Newaygo, Michigan | 1 | $ 67,000 | $ 67,000 | $ 36,000 |
| Oakland, Michigan | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Ottawa, Michigan | 1 | $ 144,000 | $ 144,000 | $ 67,000 |
| Anoka, Minnesota | 1 | $ 97,000 | $ 97,000 | $ 55,000 |
| Benton, Minnesota | 1 | $ 100,000 | $ 100,000 | $ 49,000 |
| Brown, Minnesota | 1 | $ 71,000 | $ 71,000 | $ 36,000 |
| Carlton, Minnesota | 1 | $ 123,000 | $ 123,000 | $ 47,000 |
| Cass, Minnesota | 1 | $ 135,000 | $ 135,000 | $ 27,000 |
| Chippewa, Minnesota | 1 | $ 73,000 | $ 73,000 | $ 90,000 |
| Clearwater, Minnesota | 1 | $ 64,000 | $ 64,000 | $ 70,000 |
| Faribault, Minnesota | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Fillmore, Minnesota | 1 | $ 55,000 | $ 55,000 | $ 23,000 |
| Goodhue, Minnesota | 1 | $ 168,000 | $ 168,000 | $ 96,000 |
| Grant, Minnesota | 1 | $ 76,000 | $ 76,000 | $ 24,000 |
| Isanti, Minnesota | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
| Itasca, Minnesota | 1 | $ 66,000 | $ 66,000 | $ 41,000 |
| Kanabec, Minnesota | 1 | $ 49,000 | $ 49,000 | $ 13,000 |
| Kandiyohi, Minnesota | 1 | $ 40,000 | $ 40,000 | $ 28,000 |
| Lake, Minnesota | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Martin, Minnesota | 1 | $ 51,000 | $ 51,000 | $ 43,000 |
| Mower, Minnesota | 1 | $ 88,000 | $ 88,000 | $ 48,000 |
| Murray, Minnesota | 1 | $ 48,000 | $ 48,000 | $ 24,000 |
| Pine, Minnesota | 1 | $ 140,000 | $ 140,000 | $ 71,000 |
| Rice, Minnesota | 1 | $ 70,000 | $ 70,000 | $ 21,000 |
| Sherburne, Minnesota | 1 | $ 122,000 | $ 122,000 | $ 32,000 |
| Sibley, Minnesota | 1 | $ 76,000 | $ 76,000 | $ 64,000 |
| Swift, Minnesota | 1 | $ 56,000 | $ 56,000 | $ 31,000 |
| Todd, Minnesota | 1 | $ 60,000 | $ 60,000 | $ 38,000 |
| Wadena, Minnesota | 1 | $ 76,000 | $ 76,000 | $ 53,000 |
| Waseca, Minnesota | 1 | $ 118,000 | $ 118,000 | $ 81,000 |
| Dawes, Nebraska | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| Dawson, Nebraska | 1 | $ 72,000 | $ 72,000 | $ 50,000 |
| Douglas, Nebraska | 1 | $ 126,000 | $ 126,000 | $ 89,000 |
| Gage, Nebraska | 1 | $ 47,000 | $ 47,000 | $ 29,000 |
| Lancaster, Nebraska | 1 | $ 88,000 | $ 88,000 | $ 34,000 |
| Coos, New Hampshire | 1 | $ 68,000 | $ 68,000 | $ 23,000 |
| Grafton, New Hampshire | 1 | $ 80,000 | $ 80,000 | $ 22,000 |
| Rockingham, New Hampshire | 1 | $ 160,000 | $ 160,000 | $ 50,000 |
| Grant, New Mexico | 1 | $ 66,000 | $ 66,000 | $ 27,000 |
| Luna, New Mexico | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| San Juan, New Mexico | 1 | $ 124,000 | $ 124,000 | $ 36,000 |
| Albany, New York | 1 | $ 93,000 | $ 93,000 | $ 60,000 |
| Cattaraugus, New York | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| Chenango, New York | 1 | $ 108,000 | $ 108,000 | $ 37,000 |
| Franklin, New York | 1 | $ 98,000 | $ 98,000 | $ 33,000 |
| Jefferson, New York | 1 | $ 146,000 | $ 146,000 | $ 60,000 |
| Niagara, New York | 1 | $ 110,000 | $ 110,000 | $ 90,000 |
| Oswego, New York | 1 | $ 60,000 | $ 60,000 | $ 39,000 |
| Saratoga, New York | 1 | $ 105,000 | $ 105,000 | $ 71,000 |
| Steuben, New York | 1 | $ 60,000 | $ 60,000 | $ 48,000 |
| Warren, New York | 1 | $ 232,000 | $ 232,000 | $ 398,000 |
| Yates, New York | 1 | $ 74,000 | $ 74,000 | $ 47,000 |
| Carteret, North Carolina | 1 | $ 103,000 | $ 103,000 | $ 66,000 |
| Cumberland, North Carolina | 1 | $ 57,000 | $ 57,000 | $ 85,000 |
| Gaston, North Carolina | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| Hoke, North Carolina | 1 | $ 95,000 | $ 95,000 | $ 95,000 |
| Pitt, North Carolina | 1 | $ 58,000 | $ 58,000 | $ 46,000 |
| Benton, Oregon | 1 | $ 150,000 | $ 150,000 | $ 63,000 |
| Lane, Oregon | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Washington, Oregon | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Northampton, Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 40,000 |
| Providence, Rhode Island | 1 | $ 169,000 | $ 169,000 | $ 48,000 |
| Shelby, Tennessee | 1 | $ 257,000 | $ 257,000 | $ 72,000 |
| Utah, Utah | 1 | $ 153,000 | $ 153,000 | $ 47,000 |
| Bennington, Vermont | 1 | $ 256,000 | $ 256,000 | $ 250,000 |
| Alexandria, Virginia | 1 | $ 559,000 | $ 559,000 | $ 124,000 |
| Bedford, Virginia | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| Carroll, Virginia | 1 | $ 72,000 | $ 72,000 | $ 50,000 |
| Chesapeake, Virginia | 1 | $ 166,000 | $ 166,000 | $ 41,000 |
| Dinwiddie, Virginia | 1 | $ 114,000 | $ 114,000 | $ 41,000 |
| Fauquier, Virginia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Grayson, Virginia | 1 | $ 113,000 | $ 113,000 | $ 101,000 |
| Greene, Virginia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Hopewell, Virginia | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| Loudoun, Virginia | 1 | $ 248,000 | $ 248,000 | $ 126,000 |
| Manassas, Virginia | 1 | $ 189,000 | $ 189,000 | $ 57,000 |
| Montgomery, Virginia | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Newport News, Virginia | 1 | $ 61,000 | $ 61,000 | $ 19,000 |
| Norfolk, Virginia | 1 | $ 97,000 | $ 97,000 | $ 51,000 |
| Pittsylvania, Virginia | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Prince Edward, Virginia | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| Richmond, Virginia | 1 | $ 115,000 | $ 115,000 | $ 81,000 |
| Rockbridge, Virginia | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Salem, Virginia | 1 | $ 121,000 | $ 121,000 | $ 48,000 |
| Shenandoah, Virginia | 1 | $ 99,000 | $ 99,000 | $ 27,000 |
| Winchester, Virginia | 1 | $ 90,000 | $ 90,000 | $ 40,000 |
| Wise, Virginia | 1 | $ 72,000 | $ 72,000 | $ 33,000 |
| Franklin, Washington | 1 | $ 127,000 | $ 127,000 | $ 39,000 |
| Jefferson, Washington | 1 | $ 68,000 | $ 68,000 | $ 27,000 |
| Kitsap, Washington | 1 | $ 124,000 | $ 124,000 | $ 55,000 |
| Snohomish, Washington | 1 | $ 280,000 | $ 280,000 | $ 153,000 |
| Whatcom, Washington | 1 | $ 50,000 | $ 50,000 | $ 10,000 |
Mortgage Loan Application Detail Totals for Premium Capital Funding LLC in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 840 | $152,568,000 | $148,464 | $1,040,000 | $74,071 | $784,000 |
| Home Purchase (one-to-four family) | 73 | $16,285,000 | $222,250 | $600,000 | $97,833 | $603,000 |
| Home Improvement (one-to-four family) | 34 | $5,675,000 | $157,416 | $370,000 | $62,583 | $398,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Information not provided by applicant in mail or telephone application | 492 | $87,545,000 | $147,280 | $640,000 | $68,560 | $525,000 |
| White | 314 | $56,764,000 | $150,423 | $1,040,000 | $76,346 | $784,000 |
| Hispanic | 63 | $13,712,000 | $193,625 | $700,000 | $84,250 | $459,000 |
| Black | 57 | $11,515,000 | $175,888 | $451,000 | $75,666 | $336,000 |
| Asian or Pacific Islander | 16 | $3,708,000 | $195,857 | $520,000 | $72,714 | $156,000 |
| Other | 4 | $992,000 | $248,000 | $500,000 | $74,500 | $120,000 |
| Not applicable | 1 | $292,000 | $292,000 | $292,000 | $124,000 | $124,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 945 | $174,077,000 | $149,137 | $1,040,000 | $74,137 | $784,000 |
| FHA-insured (Federal Housing Administration) | 2 | $451,000 | $225,500 | $400,000 | $332,000 | $603,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 504 | $89,740,000 | $136,190 | $559,000 | $65,857 | $603,000 |
| Application Denied By Financial Institution | 223 | $41,882,000 | $157,454 | $1,040,000 | $67,863 | $784,000 |
| Application Approved But Not Accepted | 114 | $22,019,000 | $174,947 | $495,000 | $74,105 | $525,000 |
| Application Withdrawn By Applicant | 78 | $15,490,000 | $150,411 | $640,000 | $77,411 | $386,000 |
| File Closed For Incompleteness | 28 | $5,397,000 | $182,200 | $451,000 | $82,600 | $250,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Premium Capital Funding LLC's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Premium Capital Funding LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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