Presidential Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Presidential Bank, Fsb 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Presidential Bank, Fsb 4600 East West Highway, Suite 400 Bethesda, MD 20814 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 5,209 |
| Total Mortgage Loan Application Amount | $1,293,581,000 |
| Average Mortgage Loan Application Amount | $255,333 |
| Highest Mortgage Loan Application Amount | $1,447,000 |
| Average Applicant Income | $110,000 |
| Highest Applicant Income | $1,337,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Presidential Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Presidential Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Presidential Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Presidential Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Presidential Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Presidential Bank, Fsb's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 556 | $ 169,285,000 | $ 304,000 | $ 133,000 |
| Fairfax County Virginia | 429 | $ 164,364,000 | $ 383,000 | $ 136,000 |
| Frederick County Maryland | 373 | $ 83,848,000 | $ 224,000 | $ 95,000 |
| Bucks County Pennsylvania | 225 | $ 47,948,000 | $ 213,000 | $ 81,000 |
| Lancaster County Pennsylvania | 215 | $ 32,542,000 | $ 151,000 | $ 61,000 |
| Prince William County Virginia | 205 | $ 57,938,000 | $ 282,000 | $ 97,000 |
| Montgomery County Pennsylvania | 185 | $ 37,958,000 | $ 205,000 | $ 86,000 |
| Prince George's County Maryland | 181 | $ 38,431,000 | $ 212,000 | $ 84,000 |
| Anne Arundel County Maryland | 169 | $ 49,038,000 | $ 290,000 | $ 101,000 |
| Howard County Maryland | 162 | $ 51,111,000 | $ 315,000 | $ 132,000 |
| Chesterfield County Virginia | 142 | $ 24,651,000 | $ 173,000 | $ 61,000 |
| Loudoun County Virginia | 120 | $ 43,096,000 | $ 359,000 | $ 128,000 |
| St. Mary's County Maryland | 103 | $ 27,456,000 | $ 266,000 | $ 111,000 |
| Lehigh County Pennsylvania | 88 | $ 14,513,000 | $ 164,000 | $ 65,000 |
| District of Columbia County District Of Columbia | 82 | $ 32,817,000 | $ 400,000 | $ 177,000 |
| Albemarle County Virginia | 78 | $ 20,632,000 | $ 264,000 | $ 111,000 |
| Baltimore County Maryland | 71 | $ 14,054,000 | $ 197,000 | $ 75,000 |
| Henrico County Virginia | 68 | $ 12,177,000 | $ 179,000 | $ 93,000 |
| Arlington County Virginia | 66 | $ 25,841,000 | $ 391,000 | $ 147,000 |
| Charles County Maryland | 59 | $ 13,767,000 | $ 233,000 | $ 95,000 |
| Calvert County Maryland | 58 | $ 15,728,000 | $ 271,000 | $ 98,000 |
| Northampton County Pennsylvania | 53 | $ 8,845,000 | $ 166,000 | $ 78,000 |
| Carroll County Maryland | 52 | $ 13,198,000 | $ 253,000 | $ 97,000 |
| Berks County Pennsylvania | 52 | $ 9,779,000 | $ 188,000 | $ 74,000 |
| Washington County Maryland | 45 | $ 6,478,000 | $ 143,000 | $ 64,000 |
| Philadelphia County Pennsylvania | 45 | $ 6,980,000 | $ 155,000 | $ 59,000 |
| Chester County Pennsylvania | 42 | $ 9,537,000 | $ 227,000 | $ 91,000 |
| Stafford County Virginia | 42 | $ 11,731,000 | $ 279,000 | $ 97,000 |
| Monmouth County New Jersey | 39 | $ 10,895,000 | $ 279,000 | $ 131,000 |
| Columbia County Pennsylvania | 37 | $ 5,612,000 | $ 151,000 | $ 69,000 |
| Baltimore City County Maryland | 36 | $ 6,292,000 | $ 174,000 | $ 88,000 |
| Mecklenburg County North Carolina | 36 | $ 6,761,000 | $ 187,000 | $ 101,000 |
| Dinwiddie County Virginia | 36 | $ 4,947,000 | $ 137,000 | $ 55,000 |
| Richmond City County Virginia | 36 | $ 5,095,000 | $ 141,000 | $ 97,000 |
| Harford County Maryland | 35 | $ 7,324,000 | $ 209,000 | $ 82,000 |
| Alexandria County Virginia | 34 | $ 11,440,000 | $ 336,000 | $ 119,000 |
| Monroe County Pennsylvania | 33 | $ 5,845,000 | $ 177,000 | $ 98,000 |
| Charlottesville County Virginia | 30 | $ 6,951,000 | $ 231,000 | $ 114,000 |
| Middlesex County New Jersey | 29 | $ 7,196,000 | $ 248,000 | $ 104,000 |
| Prince George County Virginia | 29 | $ 5,109,000 | $ 176,000 | $ 65,000 |
| Spotsylvania County Virginia | 26 | $ 5,576,000 | $ 214,000 | $ 91,000 |
| Augusta County Virginia | 25 | $ 4,939,000 | $ 197,000 | $ 77,000 |
| Orange County Virginia | 23 | $ 5,168,000 | $ 224,000 | $ 106,000 |
| Ocean County New Jersey | 21 | $ 4,359,000 | $ 207,000 | $ 85,000 |
| Carbon County Pennsylvania | 20 | $ 2,954,000 | $ 147,000 | $ 93,000 |
| Colonial Heights County Virginia | 20 | $ 2,428,000 | $ 121,000 | $ 61,000 |
| Sussex County Delaware | 19 | $ 4,753,000 | $ 250,000 | $ 163,000 |
| Culpeper County Virginia | 19 | $ 3,205,000 | $ 168,000 | $ 54,000 |
| Petersburg County Virginia | 18 | $ 1,840,000 | $ 102,000 | $ 63,000 |
| Worcester County Maryland | 17 | $ 3,061,000 | $ 180,000 | $ 124,000 |
| Hopewell County Virginia | 17 | $ 2,382,000 | $ 140,000 | $ 62,000 |
| Staunton County Virginia | 14 | $ 1,449,000 | $ 103,000 | $ 60,000 |
| Sussex County Virginia | 14 | $ 1,513,000 | $ 108,000 | $ 43,000 |
| Pike County Pennsylvania | 12 | $ 1,336,000 | $ 111,000 | $ 61,000 |
| York County Pennsylvania | 12 | $ 2,444,000 | $ 203,000 | $ 66,000 |
| Fairfax City County Virginia | 12 | $ 4,541,000 | $ 378,000 | $ 119,000 |
| Fauquier County Virginia | 12 | $ 3,381,000 | $ 281,000 | $ 105,000 |
| Hanover County Virginia | 11 | $ 2,247,000 | $ 204,000 | $ 78,000 |
| Jefferson County West Virginia | 11 | $ 2,003,000 | $ 182,000 | $ 93,000 |
| Queen Anne's County Maryland | 10 | $ 3,036,000 | $ 303,000 | $ 157,000 |
| Union County North Carolina | 10 | $ 1,106,000 | $ 110,000 | $ 44,000 |
| Manassas County Virginia | 10 | $ 1,858,000 | $ 185,000 | $ 80,000 |
| Caroline County Virginia | 8 | $ 1,088,000 | $ 136,000 | $ 44,000 |
| Greene County Virginia | 8 | $ 1,729,000 | $ 216,000 | $ 88,000 |
| Louisa County Virginia | 8 | $ 2,111,000 | $ 263,000 | $ 126,000 |
| New Castle County Delaware | 7 | $ 1,541,000 | $ 220,000 | $ 79,000 |
| Franklin County Pennsylvania | 7 | $ 1,252,000 | $ 178,000 | $ 75,000 |
| Cape May County New Jersey | 6 | $ 1,498,000 | $ 249,000 | $ 109,000 |
| Union County New Jersey | 6 | $ 1,704,000 | $ 284,000 | $ 89,000 |
| Cabarrus County North Carolina | 6 | $ 998,000 | $ 166,000 | $ 75,000 |
| Adams County Pennsylvania | 6 | $ 1,288,000 | $ 214,000 | $ 86,000 |
| Luzerne County Pennsylvania | 6 | $ 643,000 | $ 107,000 | $ 43,000 |
| Emporia County Virginia | 6 | $ 796,000 | $ 132,000 | $ 47,000 |
| Fluvanna County Virginia | 6 | $ 1,116,000 | $ 186,000 | $ 97,000 |
| Powhatan County Virginia | 6 | $ 1,281,000 | $ 213,000 | $ 74,000 |
| Berkeley County West Virginia | 6 | $ 1,129,000 | $ 188,000 | $ 94,000 |
| El Paso County Colorado | 5 | $ 825,000 | $ 165,000 | $ 22,000 |
| Cecil County Maryland | 5 | $ 1,107,000 | $ 221,000 | $ 85,000 |
| Garrett County Maryland | 5 | $ 1,232,000 | $ 246,000 | $ 136,000 |
| Cumberland County Pennsylvania | 5 | $ 1,174,000 | $ 234,000 | $ 65,000 |
| Richland County South Carolina | 5 | $ 978,000 | $ 195,000 | $ 27,000 |
| Goochland County Virginia | 5 | $ 988,000 | $ 197,000 | $ 112,000 |
| Greensville County Virginia | 5 | $ 471,000 | $ 94,000 | $ 32,000 |
| King George County Virginia | 5 | $ 1,600,000 | $ 320,000 | $ 114,000 |
| Manassas Park County Virginia | 5 | $ 922,000 | $ 184,000 | $ 77,000 |
| York County Virginia | 5 | $ 1,262,000 | $ 252,000 | $ 83,000 |
| Kent County Delaware | 4 | $ 830,000 | $ 207,000 | $ 73,000 |
| Palm Beach County Florida | 4 | $ 1,087,000 | $ 271,000 | $ 248,000 |
| Iredell County North Carolina | 4 | $ 538,000 | $ 134,000 | $ 88,000 |
| Allegheny County Pennsylvania | 4 | $ 617,000 | $ 154,000 | $ 65,000 |
| Wayne County Pennsylvania | 4 | $ 755,000 | $ 188,000 | $ 177,000 |
| Charleston County South Carolina | 4 | $ 906,000 | $ 226,000 | $ 20,000 |
| Brunswick County Virginia | 4 | $ 370,000 | $ 92,000 | $ 39,000 |
| Pima County Arizona | 3 | $ 402,000 | $ 134,000 | $ 66,000 |
| Contra Costa County California | 3 | $ 1,263,000 | $ 421,000 | $ 139,000 |
| Los Angeles County California | 3 | $ 3,277,000 | $ 1,092,000 | $ 411,000 |
| Duval County Florida | 3 | $ 325,000 | $ 108,000 | $ 143,000 |
| Fulton County Georgia | 3 | $ 505,000 | $ 168,000 | $ 302,000 |
| Talbot County Maryland | 3 | $ 1,059,000 | $ 353,000 | $ 272,000 |
| Mercer County New Jersey | 3 | $ 659,000 | $ 219,000 | $ 58,000 |
| Morris County New Jersey | 3 | $ 839,000 | $ 279,000 | $ 211,000 |
| Lincoln County North Carolina | 3 | $ 370,000 | $ 123,000 | $ 73,000 |
| Wake County North Carolina | 3 | $ 844,000 | $ 281,000 | $ 144,000 |
| Dauphin County Pennsylvania | 3 | $ 441,000 | $ 147,000 | $ 49,000 |
| Lebanon County Pennsylvania | 3 | $ 556,000 | $ 185,000 | $ 58,000 |
| Amelia County Virginia | 3 | $ 326,000 | $ 108,000 | $ 68,000 |
| Falls Church County Virginia | 3 | $ 1,465,000 | $ 488,000 | $ 492,000 |
| King William County Virginia | 3 | $ 504,000 | $ 168,000 | $ 67,000 |
| Madison County Virginia | 3 | $ 597,000 | $ 199,000 | $ 113,000 |
| Newport News County Virginia | 3 | $ 454,000 | $ 151,000 | $ 43,000 |
| Northumberland County Virginia | 3 | $ 807,000 | $ 269,000 | $ 182,000 |
| Southampton County Virginia | 3 | $ 340,000 | $ 113,000 | $ 40,000 |
| Surry County Virginia | 3 | $ 330,000 | $ 110,000 | $ 51,000 |
| Virginia Beach County Virginia | 3 | $ 549,000 | $ 183,000 | $ 93,000 |
| Westmoreland County Virginia | 3 | $ 373,000 | $ 124,000 | $ 137,000 |
| Lee County Alabama | 2 | $ 440,000 | $ 220,000 | $ 75,000 |
| Madison County Alabama | 2 | $ 308,000 | $ 154,000 | $ 102,000 |
| Maricopa County Arizona | 2 | $ 266,000 | $ 133,000 | $ 76,000 |
| San Joaquin County California | 2 | $ 325,000 | $ 162,000 | $ 49,000 |
| Jefferson County Colorado | 2 | $ 488,000 | $ 244,000 | $ 56,000 |
| Windham County Connecticut | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Bay County Florida | 2 | $ 172,000 | $ 86,000 | $ 178,000 |
| Broward County Florida | 2 | $ 344,000 | $ 172,000 | $ 197,000 |
| Hillsborough County Florida | 2 | $ 417,000 | $ 208,000 | $ 244,000 |
| Miami-Dade County Florida | 2 | $ 467,000 | $ 233,000 | $ 271,000 |
| Sumter County Florida | 2 | $ 305,000 | $ 152,000 | $ 48,000 |
| Lake County Illinois | 2 | $ 239,000 | $ 119,000 | $ 53,000 |
| Warren County Iowa | 2 | $ 398,000 | $ 199,000 | $ 0 |
| Dickinson County Kansas | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Bossier County Louisiana | 2 | $ 432,000 | $ 216,000 | $ 0 |
| Caroline County Maryland | 2 | $ 375,000 | $ 187,000 | $ 48,000 |
| Middlesex County Massachusetts | 2 | $ 576,000 | $ 288,000 | $ 80,000 |
| Plymouth County Massachusetts | 2 | $ 578,000 | $ 289,000 | $ 46,000 |
| Hillsborough County New Hampshire | 2 | $ 377,000 | $ 188,000 | $ 63,000 |
| Burlington County New Jersey | 2 | $ 698,000 | $ 349,000 | $ 154,000 |
| Gloucester County New Jersey | 2 | $ 624,000 | $ 312,000 | $ 121,000 |
| Catawba County North Carolina | 2 | $ 732,000 | $ 366,000 | $ 275,000 |
| Franklin County North Carolina | 2 | $ 401,000 | $ 200,000 | $ 77,000 |
| New Hanover County North Carolina | 2 | $ 421,000 | $ 210,000 | $ 172,000 |
| Onslow County North Carolina | 2 | $ 231,000 | $ 115,000 | $ 99,000 |
| Delaware County Pennsylvania | 2 | $ 481,000 | $ 240,000 | $ 236,000 |
| Lackawanna County Pennsylvania | 2 | $ 427,000 | $ 213,000 | $ 281,000 |
| Montour County Pennsylvania | 2 | $ 105,000 | $ 52,000 | $ 12,000 |
| Schuylkill County Pennsylvania | 2 | $ 236,000 | $ 118,000 | $ 127,000 |
| York County South Carolina | 2 | $ 405,000 | $ 202,000 | $ 53,000 |
| Montgomery County Tennessee | 2 | $ 431,000 | $ 215,000 | $ 0 |
| Bell County Texas | 2 | $ 289,000 | $ 144,000 | $ 62,000 |
| Coryell County Texas | 2 | $ 353,000 | $ 176,000 | $ 0 |
| Harris County Texas | 2 | $ 196,000 | $ 98,000 | $ 0 |
| Travis County Texas | 2 | $ 202,000 | $ 101,000 | $ 0 |
| Summit County Utah | 2 | $ 664,000 | $ 332,000 | $ 274,000 |
| Accomack County Virginia | 2 | $ 445,000 | $ 222,000 | $ 150,000 |
| Chesapeake County Virginia | 2 | $ 593,000 | $ 296,000 | $ 84,000 |
| Essex County Virginia | 2 | $ 321,000 | $ 160,000 | $ 46,000 |
| Hampton County Virginia | 2 | $ 343,000 | $ 171,000 | $ 66,000 |
| Isle of Wight County Virginia | 2 | $ 399,000 | $ 199,000 | $ 72,000 |
| Mecklenburg County Virginia | 2 | $ 626,000 | $ 313,000 | $ 182,000 |
| Rappahannock County Virginia | 2 | $ 709,000 | $ 354,000 | $ 118,000 |
| Roanoke City County Virginia | 2 | $ 153,000 | $ 76,000 | $ 100,000 |
| Shenandoah County Virginia | 2 | $ 302,000 | $ 151,000 | $ 164,000 |
| Island County Washington | 2 | $ 605,000 | $ 302,000 | $ 46,000 |
| King County Washington | 2 | $ 601,000 | $ 300,000 | $ 92,000 |
| Preston County West Virginia | 2 | $ 405,000 | $ 202,000 | $ 207,000 |
| Tucker County West Virginia | 2 | $ 570,000 | $ 285,000 | $ 213,000 |
| Dale County Alabama | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Limestone County Alabama | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Mobile County Alabama | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Russell County Alabama | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Juneau County Alaska | 1 | $ 140,000 | $ 140,000 | $ 82,000 |
| Coconino County Arizona | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Garland County Arkansas | 1 | $ 190,000 | $ 190,000 | $ 0 |
| San Diego County California | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Yuba County California | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Douglas County Colorado | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Litchfield County Connecticut | 1 | $ 259,000 | $ 259,000 | $ 0 |
| New Haven County Connecticut | 1 | $ 417,000 | $ 417,000 | $ 221,000 |
| New London County Connecticut | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Tolland County Connecticut | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Collier County Florida | 1 | $ 132,000 | $ 132,000 | $ 27,000 |
| Pinellas County Florida | 1 | $ 565,000 | $ 565,000 | $ 148,000 |
| Sarasota County Florida | 1 | $ 129,000 | $ 129,000 | $ 225,000 |
| St. Johns County Florida | 1 | $ 254,000 | $ 254,000 | $ 113,000 |
| Clayton County Georgia | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Columbia County Georgia | 1 | $ 190,000 | $ 190,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 197,000 | $ 197,000 | $ 80,000 |
| Douglas County Georgia | 1 | $ 108,000 | $ 108,000 | $ 75,000 |
| Gwinnett County Georgia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Muscogee County Georgia | 1 | $ 249,000 | $ 249,000 | $ 0 |
| Honolulu County Hawaii | 1 | $ 298,000 | $ 298,000 | $ 253,000 |
| Elmore County Idaho | 1 | $ 396,000 | $ 396,000 | $ 0 |
| DuPage County Illinois | 1 | $ 417,000 | $ 417,000 | $ 240,000 |
| Kane County Illinois | 1 | $ 372,000 | $ 372,000 | $ 210,000 |
| St. Clair County Illinois | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Monroe County Indiana | 1 | $ 417,000 | $ 417,000 | $ 300,000 |
| Pottawattamie County Iowa | 1 | $ 311,000 | $ 311,000 | $ 0 |
| Cowley County Kansas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Douglas County Kansas | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Geary County Kansas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Johnson County Kansas | 1 | $ 191,000 | $ 191,000 | $ 0 |
| McPherson County Kansas | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Riley County Kansas | 1 | $ 213,000 | $ 213,000 | $ 0 |
| Wabaunsee County Kansas | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Wyandotte County Kansas | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Bullitt County Kentucky | 1 | $ 226,000 | $ 226,000 | $ 0 |
| Marion County Kentucky | 1 | $ 232,000 | $ 232,000 | $ 0 |
| Meade County Kentucky | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Simpson County Kentucky | 1 | $ 187,000 | $ 187,000 | $ 108,000 |
| Warren County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Caddo County Louisiana | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Vernon County Louisiana | 1 | $ 213,000 | $ 213,000 | $ 0 |
| Kennebec County Maine | 1 | $ 262,000 | $ 262,000 | $ 0 |
| Knox County Maine | 1 | $ 122,000 | $ 122,000 | $ 209,000 |
| York County Maine | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Allegany County Maryland | 1 | $ 70,000 | $ 70,000 | $ 479,000 |
| Dorchester County Maryland | 1 | $ 230,000 | $ 230,000 | $ 101,000 |
| St. Clair County Michigan | 1 | $ 234,000 | $ 234,000 | $ 127,000 |
| Itasca County Minnesota | 1 | $ 318,000 | $ 318,000 | $ 0 |
| Scott County Minnesota | 1 | $ 227,000 | $ 227,000 | $ 0 |
| Wabasha County Minnesota | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Lowndes County Mississippi | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Buchanan County Missouri | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Cass County Missouri | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Clay County Missouri | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Jackson County Missouri | 1 | $ 260,000 | $ 260,000 | $ 230,000 |
| Pulaski County Missouri | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Clark County Nevada | 1 | $ 200,000 | $ 200,000 | $ 89,000 |
| Grafton County New Hampshire | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Atlantic County New Jersey | 1 | $ 127,000 | $ 127,000 | $ 110,000 |
| Bergen County New Jersey | 1 | $ 618,000 | $ 618,000 | $ 169,000 |
| Warren County New Jersey | 1 | $ 372,000 | $ 372,000 | $ 95,000 |
| Albany County New York | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Queens County New York | 1 | $ 779,000 | $ 779,000 | $ 0 |
| Seneca County New York | 1 | $ 370,000 | $ 370,000 | $ 417,000 |
| Brunswick County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 284,000 |
| Buncombe County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 245,000 |
| Carteret County North Carolina | 1 | $ 220,000 | $ 220,000 | $ 485,000 |
| Cumberland County North Carolina | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Currituck County North Carolina | 1 | $ 459,000 | $ 459,000 | $ 252,000 |
| Duplin County North Carolina | 1 | $ 244,000 | $ 244,000 | $ 117,000 |
| Gaston County North Carolina | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 113,000 | $ 113,000 | $ 40,000 |
| Harnett County North Carolina | 1 | $ 216,000 | $ 216,000 | $ 81,000 |
| Nash County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 134,000 |
| Pender County North Carolina | 1 | $ 203,000 | $ 203,000 | $ 52,000 |
| Polk County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 64,000 |
| Robeson County North Carolina | 1 | $ 146,000 | $ 146,000 | $ 70,000 |
| Stokes County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 51,000 |
| Wayne County North Carolina | 1 | $ 211,000 | $ 211,000 | $ 0 |
| Wilkes County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Cass County North Dakota | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Cleveland County Oklahoma | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Stephens County Oklahoma | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 306,000 | $ 306,000 | $ 110,000 |
| Washington County Oregon | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Blair County Pennsylvania | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Butler County Pennsylvania | 1 | $ 403,000 | $ 403,000 | $ 135,000 |
| Clinton County Pennsylvania | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Fayette County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 346,000 |
| Huntingdon County Pennsylvania | 1 | $ 340,000 | $ 340,000 | $ 420,000 |
| Northumberland County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Perry County Pennsylvania | 1 | $ 114,000 | $ 114,000 | $ 29,000 |
| Snyder County Pennsylvania | 1 | $ 229,000 | $ 229,000 | $ 105,000 |
| Somerset County Pennsylvania | 1 | $ 103,000 | $ 103,000 | $ 125,000 |
| Washington County Pennsylvania | 1 | $ 210,000 | $ 210,000 | $ 109,000 |
| Kent County Rhode Island | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Providence County Rhode Island | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Allendale County South Carolina | 1 | $ 146,000 | $ 146,000 | $ 29,000 |
| Beaufort County South Carolina | 1 | $ 283,000 | $ 283,000 | $ 239,000 |
| Berkeley County South Carolina | 1 | $ 178,000 | $ 178,000 | $ 61,000 |
| Chesterfield County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 148,000 |
| Dorchester County South Carolina | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Horry County South Carolina | 1 | $ 137,000 | $ 137,000 | $ 95,000 |
| Davidson County Tennessee | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Marshall County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Maury County Tennessee | 1 | $ 197,000 | $ 197,000 | $ 83,000 |
| Rutherford County Tennessee | 1 | $ 234,000 | $ 234,000 | $ 64,000 |
| Bexar County Texas | 1 | $ 279,000 | $ 279,000 | $ 200,000 |
| Cherokee County Texas | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Dallas County Texas | 1 | $ 79,000 | $ 79,000 | $ 378,000 |
| Montgomery County Texas | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Wichita County Texas | 1 | $ 404,000 | $ 404,000 | $ 0 |
| Williamson County Texas | 1 | $ 281,000 | $ 281,000 | $ 119,000 |
| Campbell County Virginia | 1 | $ 197,000 | $ 197,000 | $ 60,000 |
| Clarke County Virginia | 1 | $ 177,000 | $ 177,000 | $ 88,000 |
| Cumberland County Virginia | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Danville County Virginia | 1 | $ 159,000 | $ 159,000 | $ 29,000 |
| Frederick County Virginia | 1 | $ 148,000 | $ 148,000 | $ 48,000 |
| Harrisonburg County Virginia | 1 | $ 120,000 | $ 120,000 | $ 83,000 |
| James City County Virginia | 1 | $ 197,000 | $ 197,000 | $ 62,000 |
| King and Queen County Virginia | 1 | $ 283,000 | $ 283,000 | $ 85,000 |
| Lancaster County Virginia | 1 | $ 272,000 | $ 272,000 | $ 135,000 |
| New Kent County Virginia | 1 | $ 227,000 | $ 227,000 | $ 50,000 |
| Norfolk County Virginia | 1 | $ 250,000 | $ 250,000 | $ 154,000 |
| Northampton County Virginia | 1 | $ 182,000 | $ 182,000 | $ 207,000 |
| Page County Virginia | 1 | $ 214,000 | $ 214,000 | $ 95,000 |
| Poquoson County Virginia | 1 | $ 260,000 | $ 260,000 | $ 78,000 |
| Prince Edward County Virginia | 1 | $ 165,000 | $ 165,000 | $ 74,000 |
| Rockingham County Virginia | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Suffolk County Virginia | 1 | $ 293,000 | $ 293,000 | $ 30,000 |
| Warren County Virginia | 1 | $ 376,000 | $ 376,000 | $ 125,000 |
| Kitsap County Washington | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Pierce County Washington | 1 | $ 250,000 | $ 250,000 | $ 144,000 |
| Thurston County Washington | 1 | $ 261,000 | $ 261,000 | $ 0 |
| Whitman County Washington | 1 | $ 266,000 | $ 266,000 | $ 0 |
| Marion County West Virginia | 1 | $ 49,000 | $ 49,000 | $ 58,000 |
| Morgan County West Virginia | 1 | $ 171,000 | $ 171,000 | $ 44,000 |
| Summers County West Virginia | 1 | $ 32,000 | $ 32,000 | $ 35,000 |
| Wood County West Virginia | 1 | $ 257,000 | $ 257,000 | $ 0 |
| Dane County Wisconsin | 1 | $ 149,000 | $ 149,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for Presidential Bank, Fsb in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,271 | $758,295,000 | $231,000 | $1,200,000 | $92,000 | $1,337,000 |
| Refinancing | 1,841 | $510,206,000 | $277,000 | $1,447,000 | $115,000 | $1,141,000 |
| Home Improvement | 97 | $25,080,000 | $258,000 | $550,000 | $123,000 | $494,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,044 | $1,011,861,000 | $250,000 | $1,447,000 | $105,000 | $1,337,000 |
| Black or African American | 396 | $83,057,000 | $209,000 | $631,000 | $74,000 | $412,000 |
| Not Provided | 291 | $86,578,000 | $297,000 | $1,057,000 | $108,000 | $720,000 |
| Asian | 235 | $62,409,000 | $265,000 | $719,000 | $102,000 | $530,000 |
| Hispanic | 194 | $41,757,000 | $215,000 | $626,000 | $72,000 | $551,000 |
| Not applicable | 38 | $4,922,000 | $129,000 | $779,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,848,000 | $264,000 | $410,000 | $151,000 | $288,000 |
| American Indian or Alaskan Native | 4 | $1,149,000 | $287,000 | $446,000 | $160,000 | $261,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,927 | $743,421,000 | $253,000 | $1,447,000 | $124,000 | $1,337,000 |
| FHA-insured (Federal Housing Administration) | 1,354 | $283,661,000 | $209,000 | $729,000 | $72,000 | $720,000 |
| VA-guaranteed (Veterans Administration) | 671 | $220,322,000 | $328,000 | $1,057,000 | $74,000 | $324,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 257 | $46,177,000 | $179,000 | $425,000 | $55,000 | $97,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,498 | $1,133,329,000 | $251,000 | $1,447,000 | $102,000 | $1,337,000 |
| Application Withdrawn By Applicant | 538 | $128,084,000 | $238,000 | $730,000 | $102,000 | $840,000 |
| Application Denied By Financial Institution | 132 | $26,524,000 | $200,000 | $780,000 | $78,000 | $720,000 |
| Loan Purchased By The Institution | 36 | $4,145,000 | $115,000 | $779,000 | $0 | $0 |
| File Closed For Incompleteness | 4 | $1,271,000 | $317,000 | $421,000 | $60,000 | $114,000 |
| Application Approved But Not Accepted | 1 | $228,000 | $228,000 | $228,000 | $58,000 | $58,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 50 | $10,480,000 | $209,000 | $546,000 | $77,000 | $572,000 |
| Debt-To-Income Ratio | 40 | $7,891,000 | $197,000 | $780,000 | $66,000 | $265,000 |
| Credit History | 21 | $3,916,000 | $186,000 | $729,000 | $98,000 | $720,000 |
| Other | 8 | $1,475,000 | $184,000 | $359,000 | $89,000 | $183,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $938,000 | $187,000 | $327,000 | $83,000 | $153,000 |
| Credit Application Incomplete | 3 | $450,000 | $150,000 | $191,000 | $73,000 | $143,000 |
| Employment History | 2 | $768,000 | $384,000 | $575,000 | $121,000 | $199,000 |
| Unverifiable Information | 2 | $361,000 | $180,000 | $317,000 | $80,000 | $101,000 |
| Mortgage Insurance Denied | 1 | $245,000 | $245,000 | $245,000 | $69,000 | $69,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Presidential Bank, Fsb's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Presidential Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.