Presidential Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Presidential Bank, Fsb 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Presidential Bank, Fsb 4600 East West Highway, Suite 400 Bethesda, MD 20814 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 4,286 |
| Total Mortgage Loan Application Amount | $1,400,530,000 |
| Average Mortgage Loan Application Amount | $630,000 |
| Highest Mortgage Loan Application Amount | $9,045,000 |
| Average Applicant Income | $108,000 |
| Highest Applicant Income | $4,613,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Presidential Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Presidential Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Presidential Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Presidential Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Presidential Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Presidential Bank, Fsb's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Frederick County Maryland | 319 | $ 98,695,000 | $ 309,000 | $ 109,000 |
| Anne Arundel County Maryland | 281 | $ 102,235,000 | $ 363,000 | $ 138,000 |
| Montgomery County Maryland | 268 | $ 114,940,000 | $ 428,000 | $ 160,000 |
| Fairfax County Virginia | 254 | $ 113,300,000 | $ 446,000 | $ 159,000 |
| St. Mary's County Maryland | 208 | $ 64,240,000 | $ 308,000 | $ 149,000 |
| Chesterfield County Virginia | 204 | $ 42,700,000 | $ 209,000 | $ 82,000 |
| Bucks County Pennsylvania | 198 | $ 55,880,000 | $ 282,000 | $ 110,000 |
| Prince William County Virginia | 141 | $ 52,655,000 | $ 373,000 | $ 128,000 |
| Calvert County Maryland | 120 | $ 41,070,000 | $ 342,000 | $ 123,000 |
| Baltimore County Maryland | 113 | $ 30,585,000 | $ 270,000 | $ 93,000 |
| Loudoun County Virginia | 104 | $ 46,260,000 | $ 444,000 | $ 152,000 |
| Howard County Maryland | 98 | $ 38,990,000 | $ 397,000 | $ 167,000 |
| Montgomery County Pennsylvania | 98 | $ 26,830,000 | $ 273,000 | $ 113,000 |
| Dinwiddie County Virginia | 89 | $ 12,515,000 | $ 140,000 | $ 78,000 |
| Prince George County Virginia | 86 | $ 19,420,000 | $ 225,000 | $ 86,000 |
| Henrico County Virginia | 80 | $ 16,310,000 | $ 203,000 | $ 97,000 |
| Prince George's County Maryland | 69 | $ 21,625,000 | $ 313,000 | $ 108,000 |
| Albemarle County Virginia | 69 | $ 22,845,000 | $ 331,000 | $ 125,000 |
| Carroll County Maryland | 66 | $ 20,450,000 | $ 309,000 | $ 114,000 |
| Baltimore City County Maryland | 62 | $ 16,560,000 | $ 267,000 | $ 135,000 |
| Washington County Maryland | 54 | $ 12,700,000 | $ 235,000 | $ 81,000 |
| Hopewell County Virginia | 54 | $ 6,090,000 | $ 112,000 | $ 64,000 |
| District of Columbia County District Of Columbia | 53 | $ 36,895,000 | $ 696,000 | $ 191,000 |
| Charles County Maryland | 52 | $ 15,310,000 | $ 294,000 | $ 98,000 |
| Colonial Heights County Virginia | 44 | $ 7,450,000 | $ 169,000 | $ 67,000 |
| Alexandria County Virginia | 43 | $ 19,765,000 | $ 459,000 | $ 166,000 |
| Charlottesville County Virginia | 42 | $ 13,890,000 | $ 330,000 | $ 138,000 |
| Arlington County Virginia | 39 | $ 18,645,000 | $ 478,000 | $ 164,000 |
| Richmond City County Virginia | 38 | $ 7,730,000 | $ 203,000 | $ 84,000 |
| Stafford County Virginia | 35 | $ 11,695,000 | $ 334,000 | $ 97,000 |
| Fauquier County Virginia | 32 | $ 11,320,000 | $ 353,000 | $ 122,000 |
| Mecklenburg County North Carolina | 31 | $ 10,115,000 | $ 326,000 | $ 133,000 |
| Philadelphia County Pennsylvania | 29 | $ 5,605,000 | $ 193,000 | $ 173,000 |
| Monmouth County New Jersey | 27 | $ 8,925,000 | $ 330,000 | $ 165,000 |
| Petersburg County Virginia | 27 | $ 3,455,000 | $ 127,000 | $ 57,000 |
| Culpeper County Virginia | 26 | $ 6,120,000 | $ 235,000 | $ 83,000 |
| Hanover County Virginia | 22 | $ 5,520,000 | $ 250,000 | $ 85,000 |
| Manassas County Virginia | 20 | $ 5,950,000 | $ 297,000 | $ 97,000 |
| Chester County Pennsylvania | 19 | $ 5,885,000 | $ 309,000 | $ 124,000 |
| Virginia Beach County Virginia | 19 | $ 8,085,000 | $ 425,000 | $ 134,000 |
| Queen Anne's County Maryland | 17 | $ 6,515,000 | $ 383,000 | $ 149,000 |
| Cape May County New Jersey | 17 | $ 9,425,000 | $ 554,000 | $ 235,000 |
| Spotsylvania County Virginia | 17 | $ 3,985,000 | $ 234,000 | $ 94,000 |
| Sussex County Delaware | 16 | $ 5,120,000 | $ 320,000 | $ 133,000 |
| Worcester County Maryland | 15 | $ 4,095,000 | $ 273,000 | $ 233,000 |
| Frederick County Virginia | 15 | $ 3,815,000 | $ 254,000 | $ 108,000 |
| San Diego County California | 10 | $ 5,410,000 | $ 541,000 | $ 137,000 |
| Atlantic County New Jersey | 10 | $ 1,930,000 | $ 193,000 | $ 93,000 |
| Middlesex County New Jersey | 10 | $ 2,370,000 | $ 237,000 | $ 113,000 |
| Caroline County Virginia | 10 | $ 2,210,000 | $ 221,000 | $ 78,000 |
| Warren County Virginia | 10 | $ 2,110,000 | $ 211,000 | $ 88,000 |
| Orange County Virginia | 9 | $ 1,585,000 | $ 176,000 | $ 57,000 |
| Harford County Maryland | 8 | $ 2,460,000 | $ 307,000 | $ 108,000 |
| Ocean County New Jersey | 8 | $ 1,780,000 | $ 222,000 | $ 104,000 |
| Berks County Pennsylvania | 8 | $ 1,760,000 | $ 220,000 | $ 97,000 |
| Delaware County Pennsylvania | 8 | $ 1,680,000 | $ 210,000 | $ 105,000 |
| Clarke County Virginia | 8 | $ 3,020,000 | $ 377,000 | $ 103,000 |
| Hillsborough County Florida | 7 | $ 3,225,000 | $ 460,000 | $ 213,000 |
| Franklin County Pennsylvania | 7 | $ 1,515,000 | $ 216,000 | $ 65,000 |
| Fairfax City County Virginia | 7 | $ 2,295,000 | $ 327,000 | $ 102,000 |
| Fluvanna County Virginia | 7 | $ 1,215,000 | $ 173,000 | $ 56,000 |
| Powhatan County Virginia | 7 | $ 1,535,000 | $ 219,000 | $ 93,000 |
| Sussex County Virginia | 7 | $ 685,000 | $ 97,000 | $ 82,000 |
| Jefferson County West Virginia | 7 | $ 2,175,000 | $ 310,000 | $ 91,000 |
| Brunswick County North Carolina | 6 | $ 1,320,000 | $ 220,000 | $ 145,000 |
| Catawba County North Carolina | 6 | $ 2,030,000 | $ 338,000 | $ 94,000 |
| Wake County North Carolina | 6 | $ 2,030,000 | $ 338,000 | $ 195,000 |
| York County Pennsylvania | 6 | $ 1,810,000 | $ 301,000 | $ 89,000 |
| Greene County Virginia | 6 | $ 1,890,000 | $ 315,000 | $ 112,000 |
| Caroline County Maryland | 5 | $ 925,000 | $ 185,000 | $ 59,000 |
| Garrett County Maryland | 5 | $ 2,395,000 | $ 479,000 | $ 273,000 |
| Adams County Pennsylvania | 5 | $ 1,165,000 | $ 233,000 | $ 77,000 |
| King William County Virginia | 5 | $ 725,000 | $ 145,000 | $ 48,000 |
| Los Angeles County California | 4 | $ 1,370,000 | $ 342,000 | $ 162,000 |
| Kent County Delaware | 4 | $ 870,000 | $ 217,000 | $ 219,000 |
| Manatee County Florida | 4 | $ 1,300,000 | $ 325,000 | $ 123,000 |
| Pinellas County Florida | 4 | $ 1,300,000 | $ 325,000 | $ 121,000 |
| Fulton County Georgia | 4 | $ 1,290,000 | $ 322,000 | $ 120,000 |
| Iredell County North Carolina | 4 | $ 960,000 | $ 240,000 | $ 183,000 |
| Moore County North Carolina | 4 | $ 1,200,000 | $ 300,000 | $ 111,000 |
| Falls Church County Virginia | 4 | $ 2,840,000 | $ 710,000 | $ 234,000 |
| Berkeley County West Virginia | 4 | $ 940,000 | $ 235,000 | $ 105,000 |
| Morgan County West Virginia | 4 | $ 1,100,000 | $ 275,000 | $ 175,000 |
| Madison County Alabama | 3 | $ 1,065,000 | $ 355,000 | $ 92,000 |
| Orange County California | 3 | $ 1,485,000 | $ 495,000 | $ 281,000 |
| Brevard County Florida | 3 | $ 475,000 | $ 158,000 | $ 43,000 |
| Broward County Florida | 3 | $ 3,135,000 | $ 1,045,000 | $ 276,000 |
| Duval County Florida | 3 | $ 625,000 | $ 208,000 | $ 80,000 |
| Indian River County Florida | 3 | $ 1,075,000 | $ 358,000 | $ 220,000 |
| Lake County Florida | 3 | $ 1,115,000 | $ 371,000 | $ 245,000 |
| Palm Beach County Florida | 3 | $ 955,000 | $ 318,000 | $ 313,000 |
| Greene County Georgia | 3 | $ 1,885,000 | $ 628,000 | $ 76,000 |
| Camden County New Jersey | 3 | $ 615,000 | $ 205,000 | $ 211,000 |
| Gloucester County New Jersey | 3 | $ 705,000 | $ 235,000 | $ 105,000 |
| Hudson County New Jersey | 3 | $ 1,145,000 | $ 381,000 | $ 134,000 |
| Hunterdon County New Jersey | 3 | $ 1,105,000 | $ 368,000 | $ 172,000 |
| Pender County North Carolina | 3 | $ 1,535,000 | $ 511,000 | $ 154,000 |
| Stark County Ohio | 3 | $ 625,000 | $ 208,000 | $ 154,000 |
| Allegheny County Pennsylvania | 3 | $ 1,225,000 | $ 408,000 | $ 305,000 |
| Lehigh County Pennsylvania | 3 | $ 665,000 | $ 221,000 | $ 74,000 |
| Northampton County Pennsylvania | 3 | $ 755,000 | $ 251,000 | $ 103,000 |
| Horry County South Carolina | 3 | $ 975,000 | $ 325,000 | $ 195,000 |
| Montgomery County Tennessee | 3 | $ 725,000 | $ 241,000 | $ 58,000 |
| Accomack County Virginia | 3 | $ 795,000 | $ 265,000 | $ 334,000 |
| Amelia County Virginia | 3 | $ 605,000 | $ 201,000 | $ 71,000 |
| Chesapeake County Virginia | 3 | $ 945,000 | $ 315,000 | $ 132,000 |
| Cumberland County Virginia | 3 | $ 795,000 | $ 265,000 | $ 82,000 |
| King George County Virginia | 3 | $ 815,000 | $ 271,000 | $ 78,000 |
| Louisa County Virginia | 3 | $ 745,000 | $ 248,000 | $ 78,000 |
| Nelson County Virginia | 3 | $ 1,015,000 | $ 338,000 | $ 281,000 |
| New Kent County Virginia | 3 | $ 625,000 | $ 208,000 | $ 96,000 |
| Newport News County Virginia | 3 | $ 575,000 | $ 191,000 | $ 0 |
| Norfolk County Virginia | 3 | $ 1,475,000 | $ 491,000 | $ 314,000 |
| Shenandoah County Virginia | 3 | $ 715,000 | $ 238,000 | $ 198,000 |
| Westmoreland County Virginia | 3 | $ 705,000 | $ 235,000 | $ 66,000 |
| Pierce County Washington | 3 | $ 1,265,000 | $ 421,000 | $ 159,000 |
| Monongalia County West Virginia | 3 | $ 905,000 | $ 301,000 | $ 182,000 |
| Denver County Colorado | 2 | $ 1,010,000 | $ 505,000 | $ 327,000 |
| El Paso County Colorado | 2 | $ 590,000 | $ 295,000 | $ 59,000 |
| New Castle County Delaware | 2 | $ 510,000 | $ 255,000 | $ 94,000 |
| Lee County Florida | 2 | $ 450,000 | $ 225,000 | $ 113,000 |
| Martin County Florida | 2 | $ 1,540,000 | $ 770,000 | $ 316,000 |
| Nassau County Florida | 2 | $ 750,000 | $ 375,000 | $ 195,000 |
| Okaloosa County Florida | 2 | $ 710,000 | $ 355,000 | $ 68,000 |
| Santa Rosa County Florida | 2 | $ 670,000 | $ 335,000 | $ 0 |
| St. Lucie County Florida | 2 | $ 500,000 | $ 250,000 | $ 104,000 |
| Camden County Georgia | 2 | $ 670,000 | $ 335,000 | $ 128,000 |
| Lee County Georgia | 2 | $ 700,000 | $ 350,000 | $ 251,000 |
| Cook County Illinois | 2 | $ 530,000 | $ 265,000 | $ 155,000 |
| Talbot County Maryland | 2 | $ 820,000 | $ 410,000 | $ 230,000 |
| Norfolk County Massachusetts | 2 | $ 1,070,000 | $ 535,000 | $ 197,000 |
| Madison County Mississippi | 2 | $ 600,000 | $ 300,000 | $ 102,000 |
| Burlington County New Jersey | 2 | $ 370,000 | $ 185,000 | $ 26,000 |
| Suffolk County New York | 2 | $ 1,420,000 | $ 710,000 | $ 227,000 |
| Cabarrus County North Carolina | 2 | $ 600,000 | $ 300,000 | $ 106,000 |
| Chatham County North Carolina | 2 | $ 870,000 | $ 435,000 | $ 236,000 |
| Cumberland County North Carolina | 2 | $ 390,000 | $ 195,000 | $ 85,000 |
| Dare County North Carolina | 2 | $ 650,000 | $ 325,000 | $ 205,000 |
| Pasquotank County North Carolina | 2 | $ 630,000 | $ 315,000 | $ 235,000 |
| Clackamas County Oregon | 2 | $ 1,100,000 | $ 550,000 | $ 305,000 |
| Washington County Rhode Island | 2 | $ 630,000 | $ 315,000 | $ 173,000 |
| Beaufort County South Carolina | 2 | $ 1,010,000 | $ 505,000 | $ 213,000 |
| Charleston County South Carolina | 2 | $ 3,510,000 | $ 1,755,000 | $ 662,000 |
| Greenville County South Carolina | 2 | $ 500,000 | $ 250,000 | $ 101,000 |
| Hamilton County Tennessee | 2 | $ 840,000 | $ 420,000 | $ 197,000 |
| Shelby County Tennessee | 2 | $ 1,000,000 | $ 500,000 | $ 0 |
| Fort Bend County Texas | 2 | $ 850,000 | $ 425,000 | $ 139,000 |
| Galveston County Texas | 2 | $ 510,000 | $ 255,000 | $ 134,000 |
| Essex County Virginia | 2 | $ 590,000 | $ 295,000 | $ 84,000 |
| Greensville County Virginia | 2 | $ 220,000 | $ 110,000 | $ 59,000 |
| Hampton County Virginia | 2 | $ 350,000 | $ 175,000 | $ 78,000 |
| James City County Virginia | 2 | $ 990,000 | $ 495,000 | $ 257,000 |
| Madison County Virginia | 2 | $ 680,000 | $ 340,000 | $ 207,000 |
| Manassas Park County Virginia | 2 | $ 450,000 | $ 225,000 | $ 68,000 |
| Mecklenburg County Virginia | 2 | $ 430,000 | $ 215,000 | $ 62,000 |
| Nottoway County Virginia | 2 | $ 410,000 | $ 205,000 | $ 39,000 |
| Prince Edward County Virginia | 2 | $ 190,000 | $ 95,000 | $ 36,000 |
| Suffolk County Virginia | 2 | $ 510,000 | $ 255,000 | $ 72,000 |
| Hardy County West Virginia | 2 | $ 700,000 | $ 350,000 | $ 182,000 |
| Maricopa County Arizona | 1 | $ 225,000 | $ 225,000 | $ 64,000 |
| Yavapai County Arizona | 1 | $ 485,000 | $ 485,000 | $ 739,000 |
| Riverside County California | 1 | $ 375,000 | $ 375,000 | $ 150,000 |
| Shasta County California | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Adams County Colorado | 1 | $ 465,000 | $ 465,000 | $ 117,000 |
| Boulder County Colorado | 1 | $ 775,000 | $ 775,000 | $ 178,000 |
| Bay County Florida | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Collier County Florida | 1 | $ 4,405,000 | $ 4,405,000 | $ 0 |
| Escambia County Florida | 1 | $ 275,000 | $ 275,000 | $ 95,000 |
| Hernando County Florida | 1 | $ 155,000 | $ 155,000 | $ 117,000 |
| Orange County Florida | 1 | $ 255,000 | $ 255,000 | $ 113,000 |
| Sarasota County Florida | 1 | $ 365,000 | $ 365,000 | $ 308,000 |
| Seminole County Florida | 1 | $ 305,000 | $ 305,000 | $ 85,000 |
| Volusia County Florida | 1 | $ 225,000 | $ 225,000 | $ 62,000 |
| Walton County Florida | 1 | $ 465,000 | $ 465,000 | $ 210,000 |
| Chatham County Georgia | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Forsyth County Georgia | 1 | $ 355,000 | $ 355,000 | $ 146,000 |
| Jackson County Georgia | 1 | $ 225,000 | $ 225,000 | $ 128,000 |
| Jones County Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Lowndes County Georgia | 1 | $ 275,000 | $ 275,000 | $ 157,000 |
| Honolulu County Hawaii | 1 | $ 915,000 | $ 915,000 | $ 0 |
| Ada County Idaho | 1 | $ 445,000 | $ 445,000 | $ 149,000 |
| Bonneville County Idaho | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Latah County Idaho | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Crawford County Illinois | 1 | $ 165,000 | $ 165,000 | $ 96,000 |
| Hamilton County Indiana | 1 | $ 245,000 | $ 245,000 | $ 91,000 |
| St. Joseph County Indiana | 1 | $ 195,000 | $ 195,000 | $ 363,000 |
| Wilson County Kansas | 1 | $ 2,605,000 | $ 2,605,000 | $ 0 |
| Daviess County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 63,000 |
| Green County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Caddo County Louisiana | 1 | $ 345,000 | $ 345,000 | $ 182,000 |
| Hancock County Maine | 1 | $ 285,000 | $ 285,000 | $ 109,000 |
| Allegany County Maryland | 1 | $ 55,000 | $ 55,000 | $ 99,000 |
| Dorchester County Maryland | 1 | $ 305,000 | $ 305,000 | $ 365,000 |
| Kent County Maryland | 1 | $ 205,000 | $ 205,000 | $ 94,000 |
| Wicomico County Maryland | 1 | $ 245,000 | $ 245,000 | $ 45,000 |
| Barnstable County Massachusetts | 1 | $ 405,000 | $ 405,000 | $ 249,000 |
| Berkshire County Massachusetts | 1 | $ 535,000 | $ 535,000 | $ 256,000 |
| Middlesex County Massachusetts | 1 | $ 635,000 | $ 635,000 | $ 184,000 |
| Plymouth County Massachusetts | 1 | $ 335,000 | $ 335,000 | $ 149,000 |
| Worcester County Massachusetts | 1 | $ 165,000 | $ 165,000 | $ 185,000 |
| Calhoun County Michigan | 1 | $ 2,025,000 | $ 2,025,000 | $ 0 |
| Clare County Michigan | 1 | $ 1,205,000 | $ 1,205,000 | $ 0 |
| Genesee County Michigan | 1 | $ 145,000 | $ 145,000 | $ 29,000 |
| Kalamazoo County Michigan | 1 | $ 345,000 | $ 345,000 | $ 90,000 |
| Hennepin County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 121,000 |
| Olmsted County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 130,000 |
| Steele County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 462,000 |
| Lauderdale County Mississippi | 1 | $ 365,000 | $ 365,000 | $ 117,000 |
| St. Louis City County Missouri | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Ravalli County Montana | 1 | $ 425,000 | $ 425,000 | $ 157,000 |
| Rockingham County New Hampshire | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Strafford County New Hampshire | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Sullivan County New Hampshire | 1 | $ 195,000 | $ 195,000 | $ 139,000 |
| Somerset County New Jersey | 1 | $ 235,000 | $ 235,000 | $ 72,000 |
| Union County New Jersey | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Delaware County New York | 1 | $ 275,000 | $ 275,000 | $ 134,000 |
| Kings County New York | 1 | $ 565,000 | $ 565,000 | $ 170,000 |
| Monroe County New York | 1 | $ 155,000 | $ 155,000 | $ 180,000 |
| Nassau County New York | 1 | $ 565,000 | $ 565,000 | $ 175,000 |
| Schenectady County New York | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Beaufort County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 24,000 |
| Currituck County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Durham County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 555,000 |
| Gaston County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 86,000 |
| Hoke County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| Orange County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 87,000 |
| Pitt County North Carolina | 1 | $ 1,505,000 | $ 1,505,000 | $ 0 |
| Randolph County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 180,000 |
| Rowan County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 29,000 |
| Union County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 115,000 |
| Warren County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 154,000 |
| Cuyahoga County Ohio | 1 | $ 105,000 | $ 105,000 | $ 78,000 |
| Erie County Ohio | 1 | $ 105,000 | $ 105,000 | $ 131,000 |
| Montgomery County Ohio | 1 | $ 305,000 | $ 305,000 | $ 165,000 |
| Richland County Ohio | 1 | $ 1,015,000 | $ 1,015,000 | $ 0 |
| Wood County Ohio | 1 | $ 1,825,000 | $ 1,825,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 355,000 | $ 355,000 | $ 147,000 |
| Tillamook County Oregon | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Carbon County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 189,000 |
| Cumberland County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 179,000 |
| Dauphin County Pennsylvania | 1 | $ 2,555,000 | $ 2,555,000 | $ 0 |
| Lackawanna County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 124,000 |
| Monroe County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 252,000 |
| Pike County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 92,000 |
| Union County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
| Westmoreland County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Berkeley County South Carolina | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Dorchester County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Jasper County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 63,000 |
| Lexington County South Carolina | 1 | $ 535,000 | $ 535,000 | $ 312,000 |
| Richland County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 28,000 |
| Anderson County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 159,000 |
| Cocke County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 93,000 |
| Davidson County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 96,000 |
| Greene County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 245,000 |
| Jefferson County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 91,000 |
| Scott County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 250,000 |
| Sumner County Tennessee | 1 | $ 465,000 | $ 465,000 | $ 183,000 |
| Bell County Texas | 1 | $ 205,000 | $ 205,000 | $ 110,000 |
| Erath County Texas | 1 | $ 3,205,000 | $ 3,205,000 | $ 0 |
| Travis County Texas | 1 | $ 455,000 | $ 455,000 | $ 130,000 |
| Cache County Utah | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 305,000 | $ 305,000 | $ 135,000 |
| Washington County Utah | 1 | $ 345,000 | $ 345,000 | $ 138,000 |
| Windsor County Vermont | 1 | $ 225,000 | $ 225,000 | $ 374,000 |
| Bedford County Virginia | 1 | $ 485,000 | $ 485,000 | $ 233,000 |
| Buckingham County Virginia | 1 | $ 255,000 | $ 255,000 | $ 122,000 |
| Carroll County Virginia | 1 | $ 155,000 | $ 155,000 | $ 25,000 |
| Charles City County Virginia | 1 | $ 535,000 | $ 535,000 | $ 246,000 |
| Emporia County Virginia | 1 | $ 45,000 | $ 45,000 | $ 281,000 |
| Franklin County Virginia | 1 | $ 485,000 | $ 485,000 | $ 300,000 |
| Fredericksburg County Virginia | 1 | $ 275,000 | $ 275,000 | $ 82,000 |
| Goochland County Virginia | 1 | $ 565,000 | $ 565,000 | $ 137,000 |
| Henry County Virginia | 1 | $ 245,000 | $ 245,000 | $ 73,000 |
| King and Queen County Virginia | 1 | $ 315,000 | $ 315,000 | $ 170,000 |
| Mathews County Virginia | 1 | $ 225,000 | $ 225,000 | $ 63,000 |
| Northampton County Virginia | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Roanoke County Virginia | 1 | $ 255,000 | $ 255,000 | $ 93,000 |
| Roanoke City County Virginia | 1 | $ 265,000 | $ 265,000 | $ 118,000 |
| Rockingham County Virginia | 1 | $ 505,000 | $ 505,000 | $ 114,000 |
| Clallam County Washington | 1 | $ 275,000 | $ 275,000 | $ 59,000 |
| Clark County Washington | 1 | $ 345,000 | $ 345,000 | $ 71,000 |
| Cowlitz County Washington | 1 | $ 265,000 | $ 265,000 | $ 174,000 |
| Skagit County Washington | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Snohomish County Washington | 1 | $ 485,000 | $ 485,000 | $ 110,000 |
| Thurston County Washington | 1 | $ 375,000 | $ 375,000 | $ 117,000 |
| Kanawha County West Virginia | 1 | $ 225,000 | $ 225,000 | $ 136,000 |
| Kenosha County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Ozaukee County Wisconsin | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Natrona County Wyoming | 1 | $ 205,000 | $ 205,000 | $ 47,000 |
Mortgage Loan Application Detail Totals for Presidential Bank, Fsb in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,059 | $943,095,000 | $308,000 | $4,405,000 | $117,000 | $1,557,000 |
| Refinancing | 863 | $327,295,000 | $379,000 | $2,585,000 | $153,000 | $4,613,000 |
| Cash-out Refinancing | 362 | $128,030,000 | $353,000 | $9,045,000 | $140,000 | $765,000 |
| Home Improvement | 1 | $1,825,000 | $1,825,000 | $1,825,000 | $0 | $0 |
| Other Purpose | 1 | $285,000 | $285,000 | $285,000 | $130,000 | $130,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,856 | $923,750,000 | $323,000 | $3,035,000 | $130,000 | $4,613,000 |
| Not Provided | 740 | $245,860,000 | $332,000 | $1,285,000 | $126,000 | $909,000 |
| Black or African American | 329 | $86,615,000 | $263,000 | $1,235,000 | $96,000 | $765,000 |
| Asian | 177 | $54,375,000 | $307,000 | $1,265,000 | $107,000 | $646,000 |
| Hispanic | 134 | $44,890,000 | $335,000 | $1,305,000 | $111,000 | $470,000 |
| Not applicable | 36 | $40,050,000 | $1,112,000 | $9,045,000 | $0 | $0 |
| American Indian or Alaskan Native | 8 | $2,230,000 | $278,000 | $505,000 | $123,000 | $217,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $2,245,000 | $449,000 | $725,000 | $164,000 | $253,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,932 | $970,950,000 | $331,000 | $9,045,000 | $136,000 | $4,613,000 |
| VA-guaranteed (Veterans Administration) | 692 | $271,780,000 | $392,000 | $2,335,000 | $125,000 | $673,000 |
| FHA-insured (Federal Housing Administration) | 536 | $128,440,000 | $239,000 | $705,000 | $82,000 | $360,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 126 | $29,360,000 | $233,000 | $525,000 | $71,000 | $147,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,719 | $1,224,325,000 | $329,000 | $9,045,000 | $126,000 | $4,613,000 |
| Application Withdrawn By Applicant | 279 | $91,995,000 | $329,000 | $1,345,000 | $128,000 | $794,000 |
| Application Denied By Financial Institution | 212 | $61,610,000 | $290,000 | $915,000 | $103,000 | $364,000 |
| Application Approved But Not Accepted | 35 | $11,145,000 | $318,000 | $735,000 | $132,000 | $305,000 |
| File Closed For Incompleteness | 26 | $8,120,000 | $312,000 | $905,000 | $143,000 | $490,000 |
| Loan Purchased By The Institution | 15 | $3,335,000 | $222,000 | $675,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,074 | $1,338,920,000 | $328,000 | $9,045,000 | $127,000 | $4,613,000 |
| Credit Application Incomplete | 77 | $21,735,000 | $282,000 | $885,000 | $102,000 | $361,000 |
| Collateral | 51 | $15,125,000 | $296,000 | $685,000 | $115,000 | $364,000 |
| Debt-To-Income Ratio | 38 | $11,180,000 | $294,000 | $605,000 | $91,000 | $348,000 |
| Credit History | 21 | $5,285,000 | $251,000 | $515,000 | $111,000 | $281,000 |
| Employment History | 9 | $2,875,000 | $319,000 | $635,000 | $70,000 | $157,000 |
| Other | 7 | $2,295,000 | $327,000 | $915,000 | $107,000 | $156,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $2,490,000 | $415,000 | $595,000 | $122,000 | $212,000 |
| Unverifiable Information | 3 | $625,000 | $208,000 | $265,000 | $73,000 | $91,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Presidential Bank, Fsb's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Presidential Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.