Presidential Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Presidential Bank, Fsb 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Presidential Bank, Fsb 4600 East West Highway, Suite 400 Bethesda, MD 20814 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 5,160 |
| Total Mortgage Loan Application Amount | $1,822,980,000 |
| Average Mortgage Loan Application Amount | $267,600 |
| Highest Mortgage Loan Application Amount | $2,275,000 |
| Average Applicant Income | $92,800 |
| Highest Applicant Income | $2,144,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Presidential Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Presidential Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Presidential Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Presidential Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Presidential Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Presidential Bank, Fsb's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Frederick County Maryland | 412 | $ 137,080,000 | $ 332,000 | $ 121,000 |
| Montgomery County Maryland | 399 | $ 179,445,000 | $ 449,000 | $ 178,000 |
| Anne Arundel County Maryland | 359 | $ 141,335,000 | $ 393,000 | $ 135,000 |
| Fairfax County Virginia | 285 | $ 131,085,000 | $ 459,000 | $ 176,000 |
| Chesterfield County Virginia | 235 | $ 60,815,000 | $ 258,000 | $ 90,000 |
| Bucks County Pennsylvania | 218 | $ 73,420,000 | $ 336,000 | $ 130,000 |
| Howard County Maryland | 157 | $ 63,605,000 | $ 405,000 | $ 161,000 |
| Prince William County Virginia | 143 | $ 58,445,000 | $ 408,000 | $ 129,000 |
| Baltimore County Maryland | 132 | $ 39,510,000 | $ 299,000 | $ 109,000 |
| Montgomery County Pennsylvania | 130 | $ 40,960,000 | $ 315,000 | $ 124,000 |
| Prince George's County Maryland | 117 | $ 41,725,000 | $ 356,000 | $ 124,000 |
| Loudoun County Virginia | 111 | $ 51,745,000 | $ 466,000 | $ 165,000 |
| Calvert County Maryland | 98 | $ 37,990,000 | $ 387,000 | $ 131,000 |
| Prince George County Virginia | 91 | $ 23,175,000 | $ 254,000 | $ 92,000 |
| Baltimore City County Maryland | 86 | $ 24,830,000 | $ 288,000 | $ 156,000 |
| St. Mary's County Maryland | 86 | $ 31,200,000 | $ 362,000 | $ 137,000 |
| Albemarle County Virginia | 84 | $ 32,500,000 | $ 386,000 | $ 153,000 |
| District of Columbia County District Of Columbia | 82 | $ 39,460,000 | $ 481,000 | $ 186,000 |
| Dinwiddie County Virginia | 74 | $ 15,540,000 | $ 210,000 | $ 77,000 |
| Carroll County Maryland | 72 | $ 25,170,000 | $ 349,000 | $ 136,000 |
| Washington County Maryland | 68 | $ 16,790,000 | $ 246,000 | $ 99,000 |
| Henrico County Virginia | 66 | $ 13,440,000 | $ 203,000 | $ 82,000 |
| Arlington County Virginia | 56 | $ 25,210,000 | $ 450,000 | $ 167,000 |
| Alexandria County Virginia | 54 | $ 23,490,000 | $ 435,000 | $ 141,000 |
| Charles County Maryland | 53 | $ 19,965,000 | $ 376,000 | $ 135,000 |
| Colonial Heights County Virginia | 48 | $ 7,900,000 | $ 164,000 | $ 76,000 |
| Charlottesville County Virginia | 46 | $ 17,560,000 | $ 381,000 | $ 164,000 |
| Stafford County Virginia | 46 | $ 16,290,000 | $ 354,000 | $ 106,000 |
| Philadelphia County Pennsylvania | 44 | $ 10,660,000 | $ 242,000 | $ 97,000 |
| Hopewell County Virginia | 44 | $ 5,990,000 | $ 136,000 | $ 61,000 |
| Mecklenburg County North Carolina | 33 | $ 9,865,000 | $ 298,000 | $ 145,000 |
| Queen Anne's County Maryland | 30 | $ 10,270,000 | $ 342,000 | $ 114,000 |
| Monmouth County New Jersey | 29 | $ 8,465,000 | $ 291,000 | $ 114,000 |
| Petersburg County Virginia | 29 | $ 3,975,000 | $ 137,000 | $ 69,000 |
| Richmond City County Virginia | 29 | $ 5,975,000 | $ 206,000 | $ 91,000 |
| Hanover County Virginia | 28 | $ 9,390,000 | $ 335,000 | $ 109,000 |
| Spotsylvania County Virginia | 28 | $ 8,220,000 | $ 293,000 | $ 104,000 |
| Cape May County New Jersey | 27 | $ 12,265,000 | $ 454,000 | $ 231,000 |
| Chester County Pennsylvania | 27 | $ 9,745,000 | $ 360,000 | $ 147,000 |
| Virginia Beach County Virginia | 26 | $ 12,590,000 | $ 484,000 | $ 133,000 |
| Sussex County Delaware | 25 | $ 8,555,000 | $ 342,000 | $ 164,000 |
| Fauquier County Virginia | 24 | $ 8,600,000 | $ 358,000 | $ 162,000 |
| Berks County Pennsylvania | 21 | $ 5,075,000 | $ 241,000 | $ 104,000 |
| Culpeper County Virginia | 19 | $ 5,165,000 | $ 271,000 | $ 83,000 |
| Harford County Maryland | 17 | $ 5,975,000 | $ 351,000 | $ 122,000 |
| Ocean County New Jersey | 17 | $ 4,145,000 | $ 243,000 | $ 84,000 |
| Worcester County Maryland | 16 | $ 4,250,000 | $ 265,000 | $ 197,000 |
| Adams County Pennsylvania | 15 | $ 3,485,000 | $ 232,000 | $ 70,000 |
| Manassas County Virginia | 15 | $ 4,995,000 | $ 333,000 | $ 122,000 |
| Frederick County Virginia | 14 | $ 4,550,000 | $ 325,000 | $ 102,000 |
| Louisa County Virginia | 14 | $ 2,600,000 | $ 185,000 | $ 100,000 |
| Berkeley County West Virginia | 14 | $ 3,060,000 | $ 218,000 | $ 90,000 |
| Northampton County Pennsylvania | 12 | $ 3,570,000 | $ 297,000 | $ 128,000 |
| Jefferson County West Virginia | 12 | $ 3,760,000 | $ 313,000 | $ 110,000 |
| Atlantic County New Jersey | 11 | $ 3,135,000 | $ 285,000 | $ 172,000 |
| Charleston County South Carolina | 11 | $ 5,555,000 | $ 505,000 | $ 182,000 |
| Horry County South Carolina | 11 | $ 3,505,000 | $ 318,000 | $ 102,000 |
| Fairfax City County Virginia | 11 | $ 4,315,000 | $ 392,000 | $ 127,000 |
| Powhatan County Virginia | 11 | $ 2,755,000 | $ 250,000 | $ 94,000 |
| Burlington County New Jersey | 10 | $ 2,540,000 | $ 254,000 | $ 136,000 |
| Middlesex County New Jersey | 10 | $ 2,470,000 | $ 247,000 | $ 166,000 |
| Delaware County Pennsylvania | 10 | $ 3,480,000 | $ 348,000 | $ 206,000 |
| Orange County Virginia | 10 | $ 2,920,000 | $ 292,000 | $ 88,000 |
| Garrett County Maryland | 9 | $ 3,075,000 | $ 341,000 | $ 196,000 |
| Shenandoah County Virginia | 9 | $ 1,655,000 | $ 183,000 | $ 125,000 |
| St. Johns County Florida | 8 | $ 3,150,000 | $ 393,000 | $ 173,000 |
| Iredell County North Carolina | 8 | $ 3,030,000 | $ 378,000 | $ 163,000 |
| Wake County North Carolina | 8 | $ 3,750,000 | $ 468,000 | $ 138,000 |
| Franklin County Pennsylvania | 8 | $ 2,050,000 | $ 256,000 | $ 121,000 |
| Chesapeake County Virginia | 8 | $ 2,320,000 | $ 290,000 | $ 94,000 |
| Emporia County Virginia | 8 | $ 1,040,000 | $ 130,000 | $ 103,000 |
| Fluvanna County Virginia | 8 | $ 1,860,000 | $ 232,000 | $ 86,000 |
| Norfolk County Virginia | 8 | $ 3,490,000 | $ 436,000 | $ 123,000 |
| Sussex County Virginia | 8 | $ 840,000 | $ 105,000 | $ 94,000 |
| Warren County Virginia | 8 | $ 2,080,000 | $ 260,000 | $ 96,000 |
| Lee County Florida | 7 | $ 2,225,000 | $ 317,000 | $ 406,000 |
| Talbot County Maryland | 7 | $ 2,055,000 | $ 293,000 | $ 116,000 |
| Greene County Virginia | 7 | $ 1,965,000 | $ 280,000 | $ 86,000 |
| King William County Virginia | 7 | $ 1,755,000 | $ 250,000 | $ 83,000 |
| Duval County Florida | 6 | $ 2,550,000 | $ 425,000 | $ 279,000 |
| Hillsborough County Florida | 6 | $ 2,300,000 | $ 383,000 | $ 101,000 |
| Pinellas County Florida | 6 | $ 3,720,000 | $ 620,000 | $ 404,000 |
| Currituck County North Carolina | 6 | $ 2,430,000 | $ 405,000 | $ 213,000 |
| Onslow County North Carolina | 6 | $ 1,700,000 | $ 283,000 | $ 188,000 |
| York County Pennsylvania | 6 | $ 2,090,000 | $ 348,000 | $ 115,000 |
| Caroline County Virginia | 6 | $ 1,670,000 | $ 278,000 | $ 96,000 |
| San Diego County California | 5 | $ 2,595,000 | $ 519,000 | $ 159,000 |
| Kent County Delaware | 5 | $ 1,225,000 | $ 245,000 | $ 66,000 |
| Broward County Florida | 5 | $ 2,145,000 | $ 429,000 | $ 209,000 |
| Orange County Florida | 5 | $ 1,495,000 | $ 299,000 | $ 166,000 |
| Wicomico County Maryland | 5 | $ 1,255,000 | $ 251,000 | $ 93,000 |
| Camden County New Jersey | 5 | $ 895,000 | $ 179,000 | $ 74,000 |
| Gloucester County New Jersey | 5 | $ 1,105,000 | $ 221,000 | $ 80,000 |
| Brunswick County North Carolina | 5 | $ 1,725,000 | $ 345,000 | $ 186,000 |
| Dare County North Carolina | 5 | $ 2,015,000 | $ 403,000 | $ 202,000 |
| Monroe County Pennsylvania | 5 | $ 1,195,000 | $ 239,000 | $ 135,000 |
| Gloucester County Virginia | 5 | $ 975,000 | $ 195,000 | $ 83,000 |
| Ventura County California | 4 | $ 2,450,000 | $ 612,000 | $ 91,000 |
| Bay County Florida | 4 | $ 1,660,000 | $ 415,000 | $ 106,000 |
| Honolulu County Hawaii | 4 | $ 2,080,000 | $ 520,000 | $ 214,000 |
| Cecil County Maryland | 4 | $ 1,220,000 | $ 305,000 | $ 126,000 |
| Gaston County North Carolina | 4 | $ 2,870,000 | $ 717,000 | $ 91,000 |
| Franklin County Ohio | 4 | $ 1,610,000 | $ 402,000 | $ 183,000 |
| Carbon County Pennsylvania | 4 | $ 730,000 | $ 182,000 | $ 81,000 |
| Lehigh County Pennsylvania | 4 | $ 910,000 | $ 227,000 | $ 76,000 |
| Newport County Rhode Island | 4 | $ 1,700,000 | $ 425,000 | $ 183,000 |
| Richland County South Carolina | 4 | $ 1,100,000 | $ 275,000 | $ 75,000 |
| Clarke County Virginia | 4 | $ 1,900,000 | $ 475,000 | $ 150,000 |
| James City County Virginia | 4 | $ 1,150,000 | $ 287,000 | $ 114,000 |
| Manassas Park County Virginia | 4 | $ 1,730,000 | $ 432,000 | $ 125,000 |
| Northumberland County Virginia | 4 | $ 1,520,000 | $ 380,000 | $ 182,000 |
| Westmoreland County Virginia | 4 | $ 600,000 | $ 150,000 | $ 98,000 |
| Pinal County Arizona | 3 | $ 1,465,000 | $ 488,000 | $ 76,000 |
| Arapahoe County Colorado | 3 | $ 2,055,000 | $ 685,000 | $ 158,000 |
| Brevard County Florida | 3 | $ 1,345,000 | $ 448,000 | $ 224,000 |
| Palm Beach County Florida | 3 | $ 1,075,000 | $ 358,000 | $ 286,000 |
| St. Lucie County Florida | 3 | $ 975,000 | $ 325,000 | $ 144,000 |
| Volusia County Florida | 3 | $ 605,000 | $ 201,000 | $ 116,000 |
| Chatham County Georgia | 3 | $ 985,000 | $ 328,000 | $ 125,000 |
| Muscogee County Georgia | 3 | $ 785,000 | $ 261,000 | $ 116,000 |
| Cook County Illinois | 3 | $ 785,000 | $ 261,000 | $ 205,000 |
| Caroline County Maryland | 3 | $ 895,000 | $ 298,000 | $ 92,000 |
| Somerset County Maryland | 3 | $ 505,000 | $ 168,000 | $ 159,000 |
| Bergen County New Jersey | 3 | $ 1,255,000 | $ 418,000 | $ 118,000 |
| Mercer County New Jersey | 3 | $ 895,000 | $ 298,000 | $ 115,000 |
| Cabarrus County North Carolina | 3 | $ 735,000 | $ 245,000 | $ 125,000 |
| Chatham County North Carolina | 3 | $ 1,645,000 | $ 548,000 | $ 158,000 |
| Moore County North Carolina | 3 | $ 895,000 | $ 298,000 | $ 151,000 |
| Allegheny County Pennsylvania | 3 | $ 1,165,000 | $ 388,000 | $ 265,000 |
| Lancaster County Pennsylvania | 3 | $ 535,000 | $ 178,000 | $ 66,000 |
| Shelby County Tennessee | 3 | $ 775,000 | $ 258,000 | $ 83,000 |
| Falls Church County Virginia | 3 | $ 1,695,000 | $ 565,000 | $ 141,000 |
| Fredericksburg County Virginia | 3 | $ 1,385,000 | $ 461,000 | $ 162,000 |
| Greensville County Virginia | 3 | $ 245,000 | $ 81,000 | $ 61,000 |
| King George County Virginia | 3 | $ 1,255,000 | $ 418,000 | $ 458,000 |
| Madison County Virginia | 3 | $ 725,000 | $ 241,000 | $ 119,000 |
| Nelson County Virginia | 3 | $ 985,000 | $ 328,000 | $ 110,000 |
| New Kent County Virginia | 3 | $ 1,075,000 | $ 358,000 | $ 136,000 |
| Hampshire County West Virginia | 3 | $ 725,000 | $ 241,000 | $ 168,000 |
| Morgan County West Virginia | 3 | $ 665,000 | $ 221,000 | $ 535,000 |
| Maricopa County Arizona | 2 | $ 740,000 | $ 370,000 | $ 86,000 |
| Pima County Arizona | 2 | $ 410,000 | $ 205,000 | $ 135,000 |
| Yavapai County Arizona | 2 | $ 1,090,000 | $ 545,000 | $ 195,000 |
| Orange County California | 2 | $ 720,000 | $ 360,000 | $ 140,000 |
| El Paso County Colorado | 2 | $ 1,350,000 | $ 675,000 | $ 146,000 |
| Fairfield County Connecticut | 2 | $ 740,000 | $ 370,000 | $ 235,000 |
| Okaloosa County Florida | 2 | $ 590,000 | $ 295,000 | $ 116,000 |
| Osceola County Florida | 2 | $ 440,000 | $ 220,000 | $ 178,000 |
| Polk County Florida | 2 | $ 2,300,000 | $ 1,150,000 | $ 154,000 |
| Santa Rosa County Florida | 2 | $ 510,000 | $ 255,000 | $ 73,000 |
| Sarasota County Florida | 2 | $ 630,000 | $ 315,000 | $ 127,000 |
| Seminole County Florida | 2 | $ 960,000 | $ 480,000 | $ 220,000 |
| Fulton County Georgia | 2 | $ 780,000 | $ 390,000 | $ 263,000 |
| Glynn County Georgia | 2 | $ 1,090,000 | $ 545,000 | $ 198,000 |
| Greene County Georgia | 2 | $ 1,600,000 | $ 800,000 | $ 160,000 |
| Gwinnett County Georgia | 2 | $ 790,000 | $ 395,000 | $ 157,000 |
| McHenry County Illinois | 2 | $ 1,080,000 | $ 540,000 | $ 0 |
| Lake County Indiana | 2 | $ 2,130,000 | $ 1,065,000 | $ 0 |
| Kennebec County Maine | 2 | $ 540,000 | $ 270,000 | $ 96,000 |
| Dorchester County Maryland | 2 | $ 490,000 | $ 245,000 | $ 72,000 |
| Hampshire County Massachusetts | 2 | $ 760,000 | $ 380,000 | $ 155,000 |
| Suffolk County Massachusetts | 2 | $ 1,360,000 | $ 680,000 | $ 170,000 |
| St. Louis City County Missouri | 2 | $ 1,140,000 | $ 570,000 | $ 331,000 |
| Grafton County New Hampshire | 2 | $ 780,000 | $ 390,000 | $ 673,000 |
| Salem County New Jersey | 2 | $ 820,000 | $ 410,000 | $ 253,000 |
| Union County New Jersey | 2 | $ 610,000 | $ 305,000 | $ 191,000 |
| Warren County New Jersey | 2 | $ 380,000 | $ 190,000 | $ 68,000 |
| Curry County New Mexico | 2 | $ 460,000 | $ 230,000 | $ 76,000 |
| Catawba County North Carolina | 2 | $ 580,000 | $ 290,000 | $ 81,000 |
| Durham County North Carolina | 2 | $ 920,000 | $ 460,000 | $ 290,000 |
| Lincoln County North Carolina | 2 | $ 750,000 | $ 375,000 | $ 94,000 |
| New Hanover County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 75,000 |
| Orange County North Carolina | 2 | $ 930,000 | $ 465,000 | $ 252,000 |
| Pasquotank County North Carolina | 2 | $ 480,000 | $ 240,000 | $ 233,000 |
| Union County North Carolina | 2 | $ 830,000 | $ 415,000 | $ 183,000 |
| Athens County Ohio | 2 | $ 460,000 | $ 230,000 | $ 48,000 |
| Union County Ohio | 2 | $ 980,000 | $ 490,000 | $ 162,000 |
| Clackamas County Oregon | 2 | $ 620,000 | $ 310,000 | $ 101,000 |
| Bradford County Pennsylvania | 2 | $ 530,000 | $ 265,000 | $ 72,000 |
| Schuylkill County Pennsylvania | 2 | $ 350,000 | $ 175,000 | $ 193,000 |
| Beaufort County South Carolina | 2 | $ 1,300,000 | $ 650,000 | $ 418,000 |
| Montgomery County Tennessee | 2 | $ 540,000 | $ 270,000 | $ 74,000 |
| Roane County Tennessee | 2 | $ 1,020,000 | $ 510,000 | $ 176,000 |
| Bexar County Texas | 2 | $ 2,030,000 | $ 1,015,000 | $ 305,000 |
| El Paso County Texas | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Cumberland County Virginia | 2 | $ 580,000 | $ 290,000 | $ 52,000 |
| Goochland County Virginia | 2 | $ 500,000 | $ 250,000 | $ 58,000 |
| Hampton County Virginia | 2 | $ 400,000 | $ 200,000 | $ 69,000 |
| King and Queen County Virginia | 2 | $ 150,000 | $ 75,000 | $ 40,000 |
| Montgomery County Virginia | 2 | $ 620,000 | $ 310,000 | $ 94,000 |
| Page County Virginia | 2 | $ 550,000 | $ 275,000 | $ 192,000 |
| Pulaski County Virginia | 2 | $ 120,000 | $ 60,000 | $ 33,000 |
| Rappahannock County Virginia | 2 | $ 780,000 | $ 390,000 | $ 69,000 |
| Roanoke County Virginia | 2 | $ 500,000 | $ 250,000 | $ 84,000 |
| King County Washington | 2 | $ 1,530,000 | $ 765,000 | $ 221,000 |
| Pierce County Washington | 2 | $ 1,280,000 | $ 640,000 | $ 178,000 |
| Cullman County Alabama | 1 | $ 105,000 | $ 105,000 | $ 133,000 |
| Madison County Alabama | 1 | $ 285,000 | $ 285,000 | $ 67,000 |
| Russell County Alabama | 1 | $ 225,000 | $ 225,000 | $ 79,000 |
| Fairbanks North Star County Alaska | 1 | $ 385,000 | $ 385,000 | $ 179,000 |
| Benton County Arkansas | 1 | $ 415,000 | $ 415,000 | $ 84,000 |
| Los Angeles County California | 1 | $ 965,000 | $ 965,000 | $ 28,000 |
| Denver County Colorado | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 685,000 | $ 685,000 | $ 201,000 |
| Larimer County Colorado | 1 | $ 385,000 | $ 385,000 | $ 71,000 |
| Summit County Colorado | 1 | $ 785,000 | $ 785,000 | $ 278,000 |
| Hartford County Connecticut | 1 | $ 395,000 | $ 395,000 | $ 178,000 |
| New Castle County Delaware | 1 | $ 265,000 | $ 265,000 | $ 314,000 |
| Collier County Florida | 1 | $ 235,000 | $ 235,000 | $ 111,000 |
| Escambia County Florida | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Flagler County Florida | 1 | $ 235,000 | $ 235,000 | $ 101,000 |
| Hernando County Florida | 1 | $ 225,000 | $ 225,000 | $ 158,000 |
| Indian River County Florida | 1 | $ 545,000 | $ 545,000 | $ 250,000 |
| Leon County Florida | 1 | $ 155,000 | $ 155,000 | $ 141,000 |
| Manatee County Florida | 1 | $ 295,000 | $ 295,000 | $ 132,000 |
| Martin County Florida | 1 | $ 245,000 | $ 245,000 | $ 400,000 |
| Miami-Dade County Florida | 1 | $ 545,000 | $ 545,000 | $ 219,000 |
| Nassau County Florida | 1 | $ 255,000 | $ 255,000 | $ 107,000 |
| Sumter County Florida | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| Bryan County Georgia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Camden County Georgia | 1 | $ 355,000 | $ 355,000 | $ 100,000 |
| Clayton County Georgia | 1 | $ 805,000 | $ 805,000 | $ 0 |
| Cobb County Georgia | 1 | $ 335,000 | $ 335,000 | $ 158,000 |
| Forsyth County Georgia | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Houston County Georgia | 1 | $ 325,000 | $ 325,000 | $ 191,000 |
| Pickens County Georgia | 1 | $ 375,000 | $ 375,000 | $ 138,000 |
| White County Georgia | 1 | $ 1,435,000 | $ 1,435,000 | $ 0 |
| Hawaii County Hawaii | 1 | $ 435,000 | $ 435,000 | $ 106,000 |
| Hamilton County Indiana | 1 | $ 265,000 | $ 265,000 | $ 111,000 |
| Porter County Indiana | 1 | $ 505,000 | $ 505,000 | $ 126,000 |
| Bullitt County Kentucky | 1 | $ 1,295,000 | $ 1,295,000 | $ 0 |
| Calloway County Kentucky | 1 | $ 1,445,000 | $ 1,445,000 | $ 0 |
| Kenton County Kentucky | 1 | $ 455,000 | $ 455,000 | $ 105,000 |
| Caddo County Louisiana | 1 | $ 405,000 | $ 405,000 | $ 134,000 |
| East Baton Rouge County Louisiana | 1 | $ 215,000 | $ 215,000 | $ 123,000 |
| St. Tammany County Louisiana | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Cumberland County Maine | 1 | $ 185,000 | $ 185,000 | $ 71,000 |
| Kent County Maryland | 1 | $ 175,000 | $ 175,000 | $ 75,000 |
| Barnstable County Massachusetts | 1 | $ 355,000 | $ 355,000 | $ 214,000 |
| Bristol County Massachusetts | 1 | $ 545,000 | $ 545,000 | $ 208,000 |
| Middlesex County Massachusetts | 1 | $ 485,000 | $ 485,000 | $ 434,000 |
| Norfolk County Massachusetts | 1 | $ 495,000 | $ 495,000 | $ 386,000 |
| Worcester County Massachusetts | 1 | $ 425,000 | $ 425,000 | $ 105,000 |
| Allegan County Michigan | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Genesee County Michigan | 1 | $ 295,000 | $ 295,000 | $ 118,000 |
| Kalamazoo County Michigan | 1 | $ 345,000 | $ 345,000 | $ 117,000 |
| Lapeer County Michigan | 1 | $ 195,000 | $ 195,000 | $ 54,000 |
| Oakland County Michigan | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Tuscola County Michigan | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| Hennepin County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Ramsey County Minnesota | 1 | $ 425,000 | $ 425,000 | $ 268,000 |
| Harrison County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 43,000 |
| Madison County Mississippi | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Benton County Missouri | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Taney County Missouri | 1 | $ 195,000 | $ 195,000 | $ 77,000 |
| Clark County Nevada | 1 | $ 125,000 | $ 125,000 | $ 109,000 |
| Hillsborough County New Hampshire | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Cumberland County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 80,000 |
| Hunterdon County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 149,000 |
| Somerset County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 323,000 |
| Dona Ana County New Mexico | 1 | $ 195,000 | $ 195,000 | $ 90,000 |
| Santa Fe County New Mexico | 1 | $ 545,000 | $ 545,000 | $ 181,000 |
| Bronx County New York | 1 | $ 805,000 | $ 805,000 | $ 160,000 |
| Broome County New York | 1 | $ 195,000 | $ 195,000 | $ 76,000 |
| Nassau County New York | 1 | $ 285,000 | $ 285,000 | $ 165,000 |
| Richmond County New York | 1 | $ 275,000 | $ 275,000 | $ 103,000 |
| Ashe County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 103,000 |
| Buncombe County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Craven County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 54,000 |
| Cumberland County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 69,000 |
| Forsyth County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 197,000 |
| Granville County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Harnett County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Johnston County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| Lee County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 231,000 |
| Northampton County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Pitt County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Randolph County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 192,000 |
| Transylvania County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 163,000 |
| Warren County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 71,000 |
| Watauga County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 147,000 |
| Clark County Ohio | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 365,000 | $ 365,000 | $ 200,000 |
| Fayette County Ohio | 1 | $ 325,000 | $ 325,000 | $ 85,000 |
| Lucas County Ohio | 1 | $ 295,000 | $ 295,000 | $ 129,000 |
| Logan County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Benton County Oregon | 1 | $ 655,000 | $ 655,000 | $ 248,000 |
| Cambria County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 299,000 |
| Clarion County Pennsylvania | 1 | $ 845,000 | $ 845,000 | $ 0 |
| Cumberland County Pennsylvania | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Dauphin County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 33,000 |
| Fulton County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 44,000 |
| Lackawanna County Pennsylvania | 1 | $ 545,000 | $ 545,000 | $ 433,000 |
| Lawrence County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Pike County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 160,000 |
| Wayne County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 122,000 |
| Westmoreland County Pennsylvania | 1 | $ 1,085,000 | $ 1,085,000 | $ 0 |
| Kent County Rhode Island | 1 | $ 355,000 | $ 355,000 | $ 300,000 |
| Washington County Rhode Island | 1 | $ 335,000 | $ 335,000 | $ 170,000 |
| Aiken County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 79,000 |
| Berkeley County South Carolina | 1 | $ 415,000 | $ 415,000 | $ 98,000 |
| Calhoun County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 47,000 |
| Cherokee County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 95,000 |
| Florence County South Carolina | 1 | $ 935,000 | $ 935,000 | $ 0 |
| Georgetown County South Carolina | 1 | $ 335,000 | $ 335,000 | $ 171,000 |
| Jasper County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 63,000 |
| McCormick County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 103,000 |
| Pickens County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 30,000 |
| Spartanburg County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
| Sumter County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 39,000 |
| York County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 88,000 |
| Lincoln County South Dakota | 1 | $ 225,000 | $ 225,000 | $ 57,000 |
| Davidson County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 255,000 |
| Hamblen County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 92,000 |
| Rhea County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 298,000 |
| Dallas County Texas | 1 | $ 585,000 | $ 585,000 | $ 136,000 |
| Denton County Texas | 1 | $ 645,000 | $ 645,000 | $ 173,000 |
| Fort Bend County Texas | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Harris County Texas | 1 | $ 425,000 | $ 425,000 | $ 269,000 |
| Lavaca County Texas | 1 | $ 465,000 | $ 465,000 | $ 207,000 |
| Lubbock County Texas | 1 | $ 1,015,000 | $ 1,015,000 | $ 0 |
| Montgomery County Texas | 1 | $ 675,000 | $ 675,000 | $ 187,000 |
| Nueces County Texas | 1 | $ 1,475,000 | $ 1,475,000 | $ 0 |
| Travis County Texas | 1 | $ 345,000 | $ 345,000 | $ 119,000 |
| Wichita County Texas | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Williamson County Texas | 1 | $ 405,000 | $ 405,000 | $ 142,000 |
| Salt Lake County Utah | 1 | $ 745,000 | $ 745,000 | $ 160,000 |
| Franklin County Vermont | 1 | $ 215,000 | $ 215,000 | $ 54,000 |
| Accomack County Virginia | 1 | $ 535,000 | $ 535,000 | $ 1,286,000 |
| Alleghany County Virginia | 1 | $ 95,000 | $ 95,000 | $ 19,000 |
| Amelia County Virginia | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
| Appomattox County Virginia | 1 | $ 215,000 | $ 215,000 | $ 43,000 |
| Bath County Virginia | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Bedford County Virginia | 1 | $ 1,145,000 | $ 1,145,000 | $ 412,000 |
| Brunswick County Virginia | 1 | $ 285,000 | $ 285,000 | $ 282,000 |
| Charlotte County Virginia | 1 | $ 75,000 | $ 75,000 | $ 102,000 |
| Danville County Virginia | 1 | $ 55,000 | $ 55,000 | $ 10,000 |
| Essex County Virginia | 1 | $ 365,000 | $ 365,000 | $ 149,000 |
| Lancaster County Virginia | 1 | $ 155,000 | $ 155,000 | $ 32,000 |
| Lunenburg County Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Lynchburg County Virginia | 1 | $ 195,000 | $ 195,000 | $ 237,000 |
| Mathews County Virginia | 1 | $ 155,000 | $ 155,000 | $ 36,000 |
| Middlesex County Virginia | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Nottoway County Virginia | 1 | $ 215,000 | $ 215,000 | $ 40,000 |
| Poquoson County Virginia | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Portsmouth County Virginia | 1 | $ 235,000 | $ 235,000 | $ 151,000 |
| Radford County Virginia | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Roanoke City County Virginia | 1 | $ 275,000 | $ 275,000 | $ 170,000 |
| Rockingham County Virginia | 1 | $ 325,000 | $ 325,000 | $ 110,000 |
| Staunton County Virginia | 1 | $ 115,000 | $ 115,000 | $ 26,000 |
| Suffolk County Virginia | 1 | $ 115,000 | $ 115,000 | $ 156,000 |
| Surry County Virginia | 1 | $ 205,000 | $ 205,000 | $ 43,000 |
| Washington County Virginia | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| York County Virginia | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Island County Washington | 1 | $ 515,000 | $ 515,000 | $ 104,000 |
| Kitsap County Washington | 1 | $ 365,000 | $ 365,000 | $ 175,000 |
| Mason County Washington | 1 | $ 505,000 | $ 505,000 | $ 188,000 |
| Skagit County Washington | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Greenbrier County West Virginia | 1 | $ 695,000 | $ 695,000 | $ 237,000 |
| Marshall County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 100,000 |
| Monongalia County West Virginia | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Preston County West Virginia | 1 | $ 245,000 | $ 245,000 | $ 168,000 |
| Dane County Wisconsin | 1 | $ 385,000 | $ 385,000 | $ 145,000 |
| Laramie County Wyoming | 1 | $ 295,000 | $ 295,000 | $ 69,000 |
| Natrona County Wyoming | 1 | $ 195,000 | $ 195,000 | $ 116,000 |
Mortgage Loan Application Detail Totals for Presidential Bank, Fsb in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,656 | $959,370,000 | $361,000 | $2,205,000 | $124,000 | $2,144,000 |
| Refinancing | 1,779 | $627,735,000 | $352,000 | $2,275,000 | $152,000 | $1,800,000 |
| Cash-out Refinancing | 723 | $235,575,000 | $325,000 | $1,495,000 | $138,000 | $1,238,000 |
| Not Applicable | 1 | $45,000 | $45,000 | $45,000 | $0 | $0 |
| Other Purpose | 1 | $255,000 | $255,000 | $255,000 | $50,000 | $50,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,490 | $1,236,240,000 | $354,000 | $1,905,000 | $139,000 | $2,144,000 |
| Not Provided | 809 | $266,275,000 | $329,000 | $1,265,000 | $130,000 | $1,142,000 |
| Black or African American | 362 | $116,760,000 | $322,000 | $855,000 | $109,000 | $437,000 |
| Hispanic | 234 | $86,300,000 | $368,000 | $1,215,000 | $126,000 | $661,000 |
| Asian | 203 | $81,905,000 | $403,000 | $2,275,000 | $142,000 | $1,800,000 |
| Not applicable | 37 | $27,525,000 | $743,000 | $2,205,000 | $0 | $0 |
| American Indian or Alaskan Native | 14 | $3,970,000 | $283,000 | $605,000 | $100,000 | $231,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,860,000 | $357,000 | $715,000 | $225,000 | $643,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,039 | $1,392,715,000 | $344,000 | $2,275,000 | $141,000 | $2,144,000 |
| VA-guaranteed (Veterans Administration) | 698 | $311,490,000 | $446,000 | $1,755,000 | $131,000 | $566,000 |
| FHA-insured (Federal Housing Administration) | 332 | $95,190,000 | $286,000 | $835,000 | $86,000 | $335,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 91 | $23,585,000 | $259,000 | $415,000 | $68,000 | $131,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,645 | $1,638,195,000 | $352,000 | $2,205,000 | $136,000 | $2,144,000 |
| Application Withdrawn By Applicant | 421 | $152,625,000 | $362,000 | $2,275,000 | $133,000 | $1,800,000 |
| Application Denied By Financial Institution | 71 | $25,385,000 | $357,000 | $1,755,000 | $97,000 | $364,000 |
| Loan Purchased By The Institution | 9 | $1,335,000 | $148,000 | $235,000 | $0 | $0 |
| Application Approved But Not Accepted | 7 | $2,545,000 | $363,000 | $765,000 | $182,000 | $427,000 |
| File Closed For Incompleteness | 7 | $2,895,000 | $413,000 | $1,055,000 | $145,000 | $261,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,089 | $1,797,595,000 | $353,000 | $2,275,000 | $136,000 | $2,144,000 |
| Debt-To-Income Ratio | 29 | $10,825,000 | $373,000 | $1,265,000 | $74,000 | $191,000 |
| Collateral | 18 | $5,910,000 | $328,000 | $785,000 | $122,000 | $364,000 |
| Credit History | 12 | $4,660,000 | $388,000 | $1,755,000 | $104,000 | $334,000 |
| Employment History | 4 | $1,330,000 | $332,000 | $755,000 | $64,000 | $150,000 |
| Unverifiable Information | 3 | $905,000 | $301,000 | $505,000 | $131,000 | $251,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $690,000 | $345,000 | $365,000 | $155,000 | $161,000 |
| Mortgage Insurance Denied | 2 | $680,000 | $340,000 | $345,000 | $114,000 | $131,000 |
| Other | 1 | $385,000 | $385,000 | $385,000 | $95,000 | $95,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Presidential Bank, Fsb's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Presidential Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.