In 2021, Presidential Bank, FSB of Bethesda, MD reported 5,160 mortgage applications totaling $1.8 billion, down 22% from 2020. The average application was for $353,290, and applicants reported an average income of $135,603. 90% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (1,181), Baltimore-Columbia-Towson, MD (853) and Washington-Baltimore-Arlington, DC (811) (applications in parentheses).
| Mortgage Company & Address | Presidential Bank, FSB 4600 East West Highway, Suite 400 Bethesda, MD 20814 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 5,160 |
| Total Mortgage Loan Application Amount | $1,822,980,000 |
| Average Mortgage Loan Application Amount | $353,290 |
| Highest Mortgage Loan Application Amount | $2,275,000 |
| Average Applicant Income | $135,603 |
| Highest Applicant Income | $2,144,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Presidential Bank, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1,181 | $ 490,755,000 | $ 415,541 | $ 148,021 |
| Baltimore-Columbia-Towson, MD | 853 | $ 310,695,000 | $ 364,237 | $ 137,000 |
| Washington-Baltimore-Arlington, DC | 811 | $ 316,525,000 | $ 390,289 | $ 149,000 |
| Richmond, VA | 678 | $ 153,510,000 | $ 226,415 | $ 85,000 |
| Montgomery County-Bucks County-Chester County, PA | 375 | $ 124,125,000 | $ 331,000 | $ 129,000 |
| Outside any metro area | 152 | $ 43,310,000 | $ 284,934 | $ 141,549 |
| Charlottesville, VA | 148 | $ 54,870,000 | $ 370,743 | $ 149,000 |
| California-Lexington Park, MD | 86 | $ 31,200,000 | $ 362,790 | $ 137,000 |
| Hagerstown-Martinsburg, MD-WV | 85 | $ 20,515,000 | $ 241,352 | $ 115,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 64 | $ 24,650,000 | $ 385,156 | $ 123,281 |
| New York-Newark, NY | 57 | $ 15,285,000 | $ 268,157 | $ 118,000 |
| Philadelphia, PA | 54 | $ 14,140,000 | $ 261,851 | $ 117,000 |
| Charlotte-Concord-Gastonia, NC-SC | 53 | $ 18,405,000 | $ 347,264 | $ 140,000 |
| Salisbury, MD-DE | 49 | $ 14,565,000 | $ 297,244 | $ 166,938 |
| Ocean City, NJ | 27 | $ 12,265,000 | $ 454,259 | $ 231,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 22 | $ 5,590,000 | $ 254,090 | $ 104,363 |
| Reading, PA | 21 | $ 5,075,000 | $ 241,666 | $ 104,000 |
| Camden, NJ | 20 | $ 4,540,000 | $ 227,000 | $ 103,000 |
| Winchester, VA-WV | 17 | $ 5,275,000 | $ 310,294 | $ 113,647 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 16 | $ 5,230,000 | $ 326,875 | $ 128,250 |
| Gettysburg, PA | 15 | $ 3,485,000 | $ 232,333 | $ 70,000 |
| Jacksonville, FL | 15 | $ 5,955,000 | $ 397,000 | $ 202,000 |
| Tampa-St. Petersburg-Clearwater, FL | 13 | $ 6,245,000 | $ 480,384 | $ 208,000 |
| Charleston-North Charleston, SC | 12 | $ 5,970,000 | $ 497,500 | $ 174,000 |
| Atlantic City-Hammonton, NJ | 11 | $ 3,135,000 | $ 285,000 | $ 172,000 |
| Orlando-Kissimmee-Sanford, FL | 9 | $ 2,895,000 | $ 321,666 | $ 183,000 |
| Raleigh, NC | 9 | $ 3,895,000 | $ 432,777 | $ 130,000 |
| Atlanta-Sandy Springs-Roswell, GA | 8 | $ 3,440,000 | $ 430,000 | $ 189,000 |
| Chambersburg-Waynesboro, PA | 8 | $ 2,050,000 | $ 256,250 | $ 121,000 |
| Durham-Chapel Hill, NC | 8 | $ 3,640,000 | $ 455,000 | $ 211,000 |
| Cape Coral-Fort Myers, FL | 7 | $ 2,225,000 | $ 317,857 | $ 406,000 |
| Providence-Warwick, RI-MA | 7 | $ 2,935,000 | $ 419,285 | $ 208,857 |
| Wilmington, DE-MD-NJ | 7 | $ 2,305,000 | $ 329,285 | $ 189,142 |
| Columbus, OH | 6 | $ 2,590,000 | $ 431,666 | $ 176,000 |
| Jacksonville, NC | 6 | $ 1,700,000 | $ 283,333 | $ 188,000 |
| York-Hanover, PA | 6 | $ 2,090,000 | $ 348,333 | $ 115,000 |
| Blacksburg-Christiansburg-Radford, VA | 5 | $ 895,000 | $ 179,000 | $ 60,000 |
| Chicago-Naperville, IL | 5 | $ 1,865,000 | $ 373,000 | $ 205,000 |
| Columbia, SC | 5 | $ 1,305,000 | $ 261,000 | $ 68,000 |
| Denver-Aurora-Lakewood, CO | 5 | $ 3,255,000 | $ 651,000 | $ 169,000 |
| Dover, DE | 5 | $ 1,225,000 | $ 245,000 | $ 66,000 |
| East Stroudsburg, PA | 5 | $ 1,195,000 | $ 239,000 | $ 135,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 5 | $ 2,145,000 | $ 429,000 | $ 209,000 |
| New York-Jersey City-White Plains, NY-NJ | 5 | $ 2,335,000 | $ 467,000 | $ 123,200 |
| Phoenix-Mesa-Scottsdale, AZ | 5 | $ 2,205,000 | $ 441,000 | $ 78,000 |
| San Diego-Carlsbad, CA | 5 | $ 2,595,000 | $ 519,000 | $ 159,000 |
| Columbus, GA-AL | 4 | $ 1,010,000 | $ 252,500 | $ 106,750 |
| Deltona-Daytona Beach-Ormond Beach, FL | 4 | $ 840,000 | $ 210,000 | $ 112,000 |
| Newark, NJ-PA | 4 | $ 1,230,000 | $ 307,500 | $ 172,750 |
| Oxnard-Thousand Oaks-Ventura, CA | 4 | $ 2,450,000 | $ 612,500 | $ 91,000 |
| Panama City, FL | 4 | $ 1,660,000 | $ 415,000 | $ 106,000 |
| Pittsburgh, PA | 4 | $ 2,250,000 | $ 562,500 | $ 265,000 |
| Port St. Lucie, FL | 4 | $ 1,220,000 | $ 305,000 | $ 229,000 |
| Savannah, GA | 4 | $ 1,170,000 | $ 292,500 | $ 125,000 |
| Urban Honolulu, HI | 4 | $ 2,080,000 | $ 520,000 | $ 214,000 |
| Boston, MA | 3 | $ 1,855,000 | $ 618,333 | $ 278,000 |
| Gary, IN | 3 | $ 2,635,000 | $ 878,333 | $ 126,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 3 | $ 1,515,000 | $ 505,000 | $ 299,000 |
| Houston-The Woodlands-Sugar Land, TX | 3 | $ 1,495,000 | $ 498,333 | $ 228,000 |
| Lancaster, PA | 3 | $ 535,000 | $ 178,333 | $ 66,000 |
| Lynchburg, VA | 3 | $ 1,555,000 | $ 518,333 | $ 230,000 |
| Memphis, TN-MS-AR | 3 | $ 775,000 | $ 258,333 | $ 83,000 |
| North Port-Sarasota-Bradenton, FL | 3 | $ 925,000 | $ 308,333 | $ 128,000 |
| Palm Bay-Melbourne-Titusville, FL | 3 | $ 1,345,000 | $ 448,333 | $ 224,000 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 785,000 | $ 261,666 | $ 73,000 |
| Roanoke, VA | 3 | $ 775,000 | $ 258,333 | $ 113,000 |
| Trenton, NJ | 3 | $ 895,000 | $ 298,333 | $ 115,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 3 | $ 1,075,000 | $ 358,333 | $ 286,000 |
| Anaheim-Santa Ana-Irvine, CA | 2 | $ 720,000 | $ 360,000 | $ 140,000 |
| Austin-Round Rock, TX | 2 | $ 750,000 | $ 375,000 | $ 130,000 |
| Bridgeport-Stamford-Norwalk, CT | 2 | $ 740,000 | $ 370,000 | $ 235,000 |
| Brunswick, GA | 2 | $ 1,090,000 | $ 545,000 | $ 198,000 |
| Clarksville, TN-KY | 2 | $ 540,000 | $ 270,000 | $ 74,000 |
| Colorado Springs, CO | 2 | $ 1,350,000 | $ 675,000 | $ 146,000 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 590,000 | $ 295,000 | $ 116,000 |
| Dallas-Plano-Irving, TX | 2 | $ 1,230,000 | $ 615,000 | $ 154,000 |
| El Paso, TX | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Fayetteville, NC | 2 | $ 550,000 | $ 275,000 | $ 69,000 |
| Harrisburg-Carlisle, PA | 2 | $ 760,000 | $ 380,000 | $ 33,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 580,000 | $ 290,000 | $ 81,000 |
| Knoxville, TN | 2 | $ 1,020,000 | $ 510,000 | $ 176,000 |
| Lakeland-Winter Haven, FL | 2 | $ 2,300,000 | $ 1,150,000 | $ 154,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2 | $ 680,000 | $ 340,000 | $ 268,000 |
| Morgantown, WV | 2 | $ 740,000 | $ 370,000 | $ 168,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 2 | $ 620,000 | $ 310,000 | $ 101,000 |
| Prescott Valley-Prescott, AZ | 2 | $ 1,090,000 | $ 545,000 | $ 195,000 |
| San Antonio-New Braunfels, TX | 2 | $ 2,030,000 | $ 1,015,000 | $ 305,000 |
| Seattle-Bellevue-Everett, WA | 2 | $ 1,530,000 | $ 765,000 | $ 221,000 |
| Springfield, MA | 2 | $ 760,000 | $ 380,000 | $ 155,000 |
| St. Louis, MO-IL | 2 | $ 1,140,000 | $ 570,000 | $ 331,000 |
| Tacoma-Lakewood, WA | 2 | $ 1,280,000 | $ 640,000 | $ 178,000 |
| Tucson, AZ | 2 | $ 410,000 | $ 205,000 | $ 135,000 |
| Warren-Troy-Farmington Hills, MI | 2 | $ 630,000 | $ 315,000 | $ 54,000 |
| Wilmington, NC | 2 | $ 460,000 | $ 230,000 | $ 75,000 |
| Asheville, NC | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Augusta-Richmond County, GA-SC | 1 | $ 325,000 | $ 325,000 | $ 79,000 |
| Barnstable Town, MA | 1 | $ 355,000 | $ 355,000 | $ 214,000 |
| Baton Rouge, LA | 1 | $ 215,000 | $ 215,000 | $ 123,000 |
| Binghamton, NY | 1 | $ 195,000 | $ 195,000 | $ 76,000 |
| Bremerton-Silverdale, WA | 1 | $ 365,000 | $ 365,000 | $ 175,000 |
| Burlington-South Burlington, VT | 1 | $ 215,000 | $ 215,000 | $ 54,000 |
| Cambridge-Newton-Framingham, MA | 1 | $ 485,000 | $ 485,000 | $ 434,000 |
| Casper, WY | 1 | $ 195,000 | $ 195,000 | $ 116,000 |
| Cheyenne, WY | 1 | $ 295,000 | $ 295,000 | $ 69,000 |
| Cincinnati, OH-KY-IN | 1 | $ 455,000 | $ 455,000 | $ 105,000 |
| Cleveland-Elyria, OH | 1 | $ 365,000 | $ 365,000 | $ 200,000 |
| Corpus Christi, TX | 1 | $ 1,475,000 | $ 1,475,000 | $ 0 |
| Corvallis, OR | 1 | $ 655,000 | $ 655,000 | $ 248,000 |
| Fairbanks, AK | 1 | $ 385,000 | $ 385,000 | $ 179,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 415,000 | $ 415,000 | $ 84,000 |
| Flint, MI | 1 | $ 295,000 | $ 295,000 | $ 118,000 |
| Florence, SC | 1 | $ 935,000 | $ 935,000 | $ 0 |
| Fort Collins, CO | 1 | $ 385,000 | $ 385,000 | $ 71,000 |
| Greensboro-High Point, NC | 1 | $ 265,000 | $ 265,000 | $ 192,000 |
| Greenville, NC | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Greenville-Anderson-Mauldin, SC | 1 | $ 115,000 | $ 115,000 | $ 30,000 |
| Gulfport-Biloxi-Pascagoula, MS | 1 | $ 65,000 | $ 65,000 | $ 43,000 |
| Harrisonburg, VA | 1 | $ 325,000 | $ 325,000 | $ 110,000 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 395,000 | $ 395,000 | $ 178,000 |
| Huntsville, AL | 1 | $ 285,000 | $ 285,000 | $ 67,000 |
| Indianapolis-Carmel-Anderson, IN | 1 | $ 265,000 | $ 265,000 | $ 111,000 |
| Jackson, MS | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Johnstown, PA | 1 | $ 275,000 | $ 275,000 | $ 299,000 |
| Kalamazoo-Portage, MI | 1 | $ 345,000 | $ 345,000 | $ 117,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Las Cruces, NM | 1 | $ 195,000 | $ 195,000 | $ 90,000 |
| Las Vegas-Henderson-Paradise, NV | 1 | $ 125,000 | $ 125,000 | $ 109,000 |
| Los Angeles-Long Beach-Glendale, CA | 1 | $ 965,000 | $ 965,000 | $ 28,000 |
| Louisville/Jefferson County, KY-IN | 1 | $ 1,295,000 | $ 1,295,000 | $ 0 |
| Lubbock, TX | 1 | $ 1,015,000 | $ 1,015,000 | $ 0 |
| Madison, WI | 1 | $ 385,000 | $ 385,000 | $ 145,000 |
| Manchester-Nashua, NH | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 1 | $ 545,000 | $ 545,000 | $ 219,000 |
| Morristown, TN | 1 | $ 195,000 | $ 195,000 | $ 92,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 235,000 | $ 235,000 | $ 111,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1 | $ 305,000 | $ 305,000 | $ 255,000 |
| Nassau County-Suffolk County, NY | 1 | $ 285,000 | $ 285,000 | $ 165,000 |
| New Bern, NC | 1 | $ 255,000 | $ 255,000 | $ 54,000 |
| New Orleans-Metairie, LA | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Oklahoma City, OK | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Portland-South Portland, ME | 1 | $ 185,000 | $ 185,000 | $ 71,000 |
| Salt Lake City, UT | 1 | $ 745,000 | $ 745,000 | $ 160,000 |
| Santa Fe, NM | 1 | $ 545,000 | $ 545,000 | $ 181,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 545,000 | $ 545,000 | $ 433,000 |
| Sebastian-Vero Beach, FL | 1 | $ 545,000 | $ 545,000 | $ 250,000 |
| Shreveport-Bossier City, LA | 1 | $ 405,000 | $ 405,000 | $ 134,000 |
| Sioux Falls, SD | 1 | $ 225,000 | $ 225,000 | $ 57,000 |
| Spartanburg, SC | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
| Springfield, OH | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Staunton-Waynesboro, VA | 1 | $ 115,000 | $ 115,000 | $ 26,000 |
| Sumter, SC | 1 | $ 195,000 | $ 195,000 | $ 39,000 |
| Tallahassee, FL | 1 | $ 155,000 | $ 155,000 | $ 141,000 |
| The Villages, FL | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| Toledo, OH | 1 | $ 295,000 | $ 295,000 | $ 129,000 |
| Vineland-Bridgeton, NJ | 1 | $ 305,000 | $ 305,000 | $ 80,000 |
| Warner Robins, GA | 1 | $ 325,000 | $ 325,000 | $ 191,000 |
| Wheeling, WV-OH | 1 | $ 135,000 | $ 135,000 | $ 100,000 |
| Wichita Falls, TX | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Winston-Salem, NC | 1 | $ 425,000 | $ 425,000 | $ 197,000 |
| Worcester, MA-CT | 1 | $ 425,000 | $ 425,000 | $ 105,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,656 | $959,370,000 | $361,000 | $2,205,000 | $124,000 | $2,144,000 |
| Refinancing | 1,779 | $627,735,000 | $352,000 | $2,275,000 | $152,000 | $1,800,000 |
| Cash-out Refinancing | 723 | $235,575,000 | $325,000 | $1,495,000 | $138,000 | $1,238,000 |
| Not Applicable | 1 | $45,000 | $45,000 | $45,000 | $0 | $0 |
| Other Purpose | 1 | $255,000 | $255,000 | $255,000 | $50,000 | $50,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,490 | $1,236,240,000 | $354,000 | $1,905,000 | $139,000 | $2,144,000 |
| Not Provided | 809 | $266,275,000 | $329,000 | $1,265,000 | $130,000 | $1,142,000 |
| Black or African American | 362 | $116,760,000 | $322,000 | $855,000 | $109,000 | $437,000 |
| Hispanic | 234 | $86,300,000 | $368,000 | $1,215,000 | $126,000 | $661,000 |
| Asian | 203 | $81,905,000 | $403,000 | $2,275,000 | $142,000 | $1,800,000 |
| Not applicable | 37 | $27,525,000 | $743,000 | $2,205,000 | $0 | $0 |
| American Indian or Alaskan Native | 14 | $3,970,000 | $283,000 | $605,000 | $100,000 | $231,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,860,000 | $357,000 | $715,000 | $225,000 | $643,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,039 | $1,392,715,000 | $344,000 | $2,275,000 | $141,000 | $2,144,000 |
| VA-guaranteed (Veterans Administration) | 698 | $311,490,000 | $446,000 | $1,755,000 | $131,000 | $566,000 |
| FHA-insured (Federal Housing Administration) | 332 | $95,190,000 | $286,000 | $835,000 | $86,000 | $335,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 91 | $23,585,000 | $259,000 | $415,000 | $68,000 | $131,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,645 | $1,638,195,000 | $352,000 | $2,205,000 | $136,000 | $2,144,000 |
| Application Withdrawn By Applicant | 421 | $152,625,000 | $362,000 | $2,275,000 | $133,000 | $1,800,000 |
| Application Denied By Financial Institution | 71 | $25,385,000 | $357,000 | $1,755,000 | $97,000 | $364,000 |
| Loan Purchased By The Institution | 9 | $1,335,000 | $148,000 | $235,000 | $0 | $0 |
| Application Approved But Not Accepted | 7 | $2,545,000 | $363,000 | $765,000 | $182,000 | $427,000 |
| File Closed For Incompleteness | 7 | $2,895,000 | $413,000 | $1,055,000 | $145,000 | $261,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,089 | $1,797,595,000 | $353,000 | $2,275,000 | $136,000 | $2,144,000 |
| Debt-To-Income Ratio | 29 | $10,825,000 | $373,000 | $1,265,000 | $74,000 | $191,000 |
| Collateral | 18 | $5,910,000 | $328,000 | $785,000 | $122,000 | $364,000 |
| Credit History | 12 | $4,660,000 | $388,000 | $1,755,000 | $104,000 | $334,000 |
| Employment History | 4 | $1,330,000 | $332,000 | $755,000 | $64,000 | $150,000 |
| Unverifiable Information | 3 | $905,000 | $301,000 | $505,000 | $131,000 | $251,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $690,000 | $345,000 | $365,000 | $155,000 | $161,000 |
| Mortgage Insurance Denied | 2 | $680,000 | $340,000 | $345,000 | $114,000 | $131,000 |
| Other | 1 | $385,000 | $385,000 | $385,000 | $95,000 | $95,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Presidential Bank, FSB's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Presidential Bank, FSB's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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