Presidential Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Presidential Bank, Fsb 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Presidential Bank, Fsb 4600 East West Highway, Suite 400 Bethesda, MD 20814 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,317 |
| Total Mortgage Loan Application Amount | $895,525,000 |
| Average Mortgage Loan Application Amount | $392,000 |
| Highest Mortgage Loan Application Amount | $8,645,000 |
| Average Applicant Income | $146,000 |
| Highest Applicant Income | $2,593,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Presidential Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Presidential Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Presidential Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Presidential Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Presidential Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Presidential Bank, Fsb's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Frederick County Maryland | 161 | $ 63,135,000 | $ 392,000 | $ 144,000 |
| Montgomery County Maryland | 130 | $ 57,390,000 | $ 441,000 | $ 166,000 |
| Anne Arundel County Maryland | 124 | $ 53,260,000 | $ 429,000 | $ 154,000 |
| Bucks County Pennsylvania | 115 | $ 43,825,000 | $ 381,000 | $ 140,000 |
| Chesterfield County Virginia | 114 | $ 32,490,000 | $ 285,000 | $ 102,000 |
| Fairfax County Virginia | 90 | $ 47,880,000 | $ 532,000 | $ 165,000 |
| Prince George's County Maryland | 66 | $ 24,360,000 | $ 369,000 | $ 119,000 |
| Dinwiddie County Virginia | 66 | $ 13,110,000 | $ 198,000 | $ 80,000 |
| Prince William County Virginia | 63 | $ 25,435,000 | $ 403,000 | $ 141,000 |
| Baltimore City County Maryland | 57 | $ 15,635,000 | $ 274,000 | $ 138,000 |
| Baltimore County Maryland | 54 | $ 18,190,000 | $ 336,000 | $ 124,000 |
| Howard County Maryland | 52 | $ 22,590,000 | $ 434,000 | $ 151,000 |
| Prince George County Virginia | 52 | $ 16,490,000 | $ 317,000 | $ 109,000 |
| Montgomery County Pennsylvania | 51 | $ 16,325,000 | $ 320,000 | $ 123,000 |
| Albemarle County Virginia | 47 | $ 20,075,000 | $ 427,000 | $ 154,000 |
| Loudoun County Virginia | 47 | $ 24,505,000 | $ 521,000 | $ 162,000 |
| Henrico County Virginia | 43 | $ 19,565,000 | $ 455,000 | $ 104,000 |
| Carroll County Maryland | 36 | $ 14,440,000 | $ 401,000 | $ 144,000 |
| St. Mary's County Maryland | 34 | $ 14,830,000 | $ 436,000 | $ 202,000 |
| Washington County Maryland | 34 | $ 10,800,000 | $ 317,000 | $ 92,000 |
| Colonial Heights County Virginia | 33 | $ 6,065,000 | $ 183,000 | $ 68,000 |
| District of Columbia County District Of Columbia | 32 | $ 13,590,000 | $ 424,000 | $ 150,000 |
| Cape May County New Jersey | 30 | $ 11,870,000 | $ 395,000 | $ 167,000 |
| Charles County Maryland | 28 | $ 13,010,000 | $ 464,000 | $ 151,000 |
| Hopewell County Virginia | 27 | $ 4,065,000 | $ 150,000 | $ 64,000 |
| Petersburg County Virginia | 25 | $ 3,375,000 | $ 135,000 | $ 75,000 |
| Stafford County Virginia | 22 | $ 7,610,000 | $ 345,000 | $ 102,000 |
| Philadelphia County Pennsylvania | 19 | $ 6,365,000 | $ 335,000 | $ 96,000 |
| Charlottesville County Virginia | 18 | $ 6,810,000 | $ 378,000 | $ 133,000 |
| Calvert County Maryland | 17 | $ 7,345,000 | $ 432,000 | $ 134,000 |
| Spotsylvania County Virginia | 16 | $ 5,740,000 | $ 358,000 | $ 122,000 |
| Fauquier County Virginia | 15 | $ 4,545,000 | $ 303,000 | $ 110,000 |
| Sussex County Virginia | 15 | $ 2,985,000 | $ 199,000 | $ 65,000 |
| Culpeper County Virginia | 13 | $ 2,835,000 | $ 218,000 | $ 85,000 |
| Sussex County Delaware | 12 | $ 4,620,000 | $ 385,000 | $ 378,000 |
| Worcester County Maryland | 11 | $ 4,085,000 | $ 371,000 | $ 260,000 |
| Alexandria County Virginia | 11 | $ 5,675,000 | $ 515,000 | $ 185,000 |
| Chester County Pennsylvania | 10 | $ 3,700,000 | $ 370,000 | $ 141,000 |
| Arlington County Virginia | 10 | $ 5,530,000 | $ 553,000 | $ 230,000 |
| Virginia Beach County Virginia | 10 | $ 3,980,000 | $ 398,000 | $ 253,000 |
| Berkeley County West Virginia | 10 | $ 3,250,000 | $ 325,000 | $ 129,000 |
| Middlesex County New Jersey | 9 | $ 2,395,000 | $ 266,000 | $ 115,000 |
| Berks County Pennsylvania | 9 | $ 3,185,000 | $ 353,000 | $ 194,000 |
| Greensville County Virginia | 9 | $ 1,325,000 | $ 147,000 | $ 51,000 |
| Atlantic County New Jersey | 8 | $ 3,370,000 | $ 421,000 | $ 200,000 |
| Franklin County Pennsylvania | 8 | $ 1,790,000 | $ 223,000 | $ 101,000 |
| Manassas County Virginia | 8 | $ 1,930,000 | $ 241,000 | $ 75,000 |
| Dorchester County Maryland | 7 | $ 1,595,000 | $ 227,000 | $ 156,000 |
| Harford County Maryland | 7 | $ 2,725,000 | $ 389,000 | $ 136,000 |
| Ocean County New Jersey | 7 | $ 2,455,000 | $ 350,000 | $ 146,000 |
| Adams County Pennsylvania | 7 | $ 2,305,000 | $ 329,000 | $ 140,000 |
| Frederick County Virginia | 7 | $ 3,075,000 | $ 439,000 | $ 143,000 |
| Greene County Virginia | 7 | $ 2,815,000 | $ 402,000 | $ 127,000 |
| Orange County Virginia | 7 | $ 1,845,000 | $ 263,000 | $ 73,000 |
| Powhatan County Virginia | 7 | $ 2,175,000 | $ 310,000 | $ 117,000 |
| Richmond City County Virginia | 7 | $ 1,725,000 | $ 246,000 | $ 115,000 |
| Caroline County Virginia | 6 | $ 1,370,000 | $ 228,000 | $ 83,000 |
| Emporia County Virginia | 6 | $ 740,000 | $ 123,000 | $ 56,000 |
| Louisa County Virginia | 6 | $ 2,290,000 | $ 381,000 | $ 153,000 |
| Warren County Virginia | 6 | $ 1,830,000 | $ 305,000 | $ 185,000 |
| Jefferson County West Virginia | 6 | $ 1,410,000 | $ 235,000 | $ 93,000 |
| Monmouth County New Jersey | 5 | $ 2,625,000 | $ 525,000 | $ 137,000 |
| Somerset County New Jersey | 5 | $ 1,905,000 | $ 381,000 | $ 202,000 |
| Nassau County New York | 5 | $ 2,625,000 | $ 525,000 | $ 193,000 |
| Lancaster County Pennsylvania | 5 | $ 1,175,000 | $ 235,000 | $ 66,000 |
| York County Pennsylvania | 5 | $ 945,000 | $ 189,000 | $ 92,000 |
| Horry County South Carolina | 5 | $ 2,425,000 | $ 485,000 | $ 216,000 |
| Westmoreland County Virginia | 5 | $ 1,525,000 | $ 305,000 | $ 133,000 |
| Broward County Florida | 4 | $ 4,490,000 | $ 1,122,000 | $ 241,000 |
| St. Lucie County Florida | 4 | $ 3,500,000 | $ 875,000 | $ 141,000 |
| Lake County Illinois | 4 | $ 3,270,000 | $ 817,000 | $ 235,000 |
| Queen Anne's County Maryland | 4 | $ 1,580,000 | $ 395,000 | $ 153,000 |
| Camden County New Jersey | 4 | $ 1,140,000 | $ 285,000 | $ 129,000 |
| Mercer County New Jersey | 4 | $ 800,000 | $ 200,000 | $ 146,000 |
| Mecklenburg County North Carolina | 4 | $ 1,030,000 | $ 257,000 | $ 110,000 |
| Carbon County Pennsylvania | 4 | $ 780,000 | $ 195,000 | $ 133,000 |
| Lehigh County Pennsylvania | 4 | $ 1,420,000 | $ 355,000 | $ 168,000 |
| James City County Virginia | 4 | $ 2,120,000 | $ 530,000 | $ 146,000 |
| Newport News County Virginia | 4 | $ 1,020,000 | $ 255,000 | $ 75,000 |
| Citrus County Florida | 3 | $ 5,295,000 | $ 1,765,000 | $ 0 |
| Cobb County Georgia | 3 | $ 1,415,000 | $ 471,000 | $ 281,000 |
| Gwinnett County Georgia | 3 | $ 655,000 | $ 218,000 | $ 79,000 |
| Cook County Illinois | 3 | $ 1,005,000 | $ 335,000 | $ 402,000 |
| Cecil County Maryland | 3 | $ 625,000 | $ 208,000 | $ 180,000 |
| Garrett County Maryland | 3 | $ 825,000 | $ 275,000 | $ 209,000 |
| Hunterdon County New Jersey | 3 | $ 1,575,000 | $ 525,000 | $ 162,000 |
| Brunswick County North Carolina | 3 | $ 965,000 | $ 321,000 | $ 132,000 |
| Onslow County North Carolina | 3 | $ 6,885,000 | $ 2,295,000 | $ 143,000 |
| Delaware County Pennsylvania | 3 | $ 1,075,000 | $ 358,000 | $ 163,000 |
| Amelia County Virginia | 3 | $ 1,125,000 | $ 375,000 | $ 266,000 |
| Brunswick County Virginia | 3 | $ 855,000 | $ 285,000 | $ 102,000 |
| Falls Church County Virginia | 3 | $ 2,655,000 | $ 885,000 | $ 280,000 |
| Fluvanna County Virginia | 3 | $ 915,000 | $ 305,000 | $ 108,000 |
| Goochland County Virginia | 3 | $ 1,195,000 | $ 398,000 | $ 87,000 |
| Hanover County Virginia | 3 | $ 905,000 | $ 301,000 | $ 168,000 |
| King George County Virginia | 3 | $ 1,025,000 | $ 341,000 | $ 129,000 |
| King William County Virginia | 3 | $ 875,000 | $ 291,000 | $ 98,000 |
| Mecklenburg County Virginia | 3 | $ 425,000 | $ 141,000 | $ 64,000 |
| Nelson County Virginia | 3 | $ 1,105,000 | $ 368,000 | $ 448,000 |
| Shenandoah County Virginia | 3 | $ 1,305,000 | $ 435,000 | $ 215,000 |
| Kent County Delaware | 2 | $ 670,000 | $ 335,000 | $ 137,000 |
| Hillsborough County Florida | 2 | $ 320,000 | $ 160,000 | $ 62,000 |
| Indian River County Florida | 2 | $ 220,000 | $ 110,000 | $ 104,000 |
| Manatee County Florida | 2 | $ 960,000 | $ 480,000 | $ 159,000 |
| Miami-Dade County Florida | 2 | $ 1,990,000 | $ 995,000 | $ 266,000 |
| Orange County Florida | 2 | $ 1,000,000 | $ 500,000 | $ 133,000 |
| Pasco County Florida | 2 | $ 290,000 | $ 145,000 | $ 92,000 |
| Pinellas County Florida | 2 | $ 710,000 | $ 355,000 | $ 226,000 |
| Sarasota County Florida | 2 | $ 480,000 | $ 240,000 | $ 113,000 |
| St. Johns County Florida | 2 | $ 1,380,000 | $ 690,000 | $ 199,000 |
| Fulton County Georgia | 2 | $ 600,000 | $ 300,000 | $ 120,000 |
| Wicomico County Maryland | 2 | $ 540,000 | $ 270,000 | $ 172,000 |
| Bergen County New Jersey | 2 | $ 950,000 | $ 475,000 | $ 421,000 |
| Gloucester County New Jersey | 2 | $ 590,000 | $ 295,000 | $ 91,000 |
| Bernalillo County New Mexico | 2 | $ 1,370,000 | $ 685,000 | $ 296,000 |
| Erie County New York | 2 | $ 1,480,000 | $ 740,000 | $ 99,000 |
| Cumberland County North Carolina | 2 | $ 2,800,000 | $ 1,400,000 | $ 0 |
| Dare County North Carolina | 2 | $ 830,000 | $ 415,000 | $ 157,000 |
| Durham County North Carolina | 2 | $ 510,000 | $ 255,000 | $ 79,000 |
| Guilford County North Carolina | 2 | $ 830,000 | $ 415,000 | $ 115,000 |
| Wake County North Carolina | 2 | $ 570,000 | $ 285,000 | $ 180,000 |
| Franklin County Ohio | 2 | $ 370,000 | $ 185,000 | $ 55,000 |
| Cumberland County Pennsylvania | 2 | $ 1,000,000 | $ 500,000 | $ 176,000 |
| Monroe County Pennsylvania | 2 | $ 550,000 | $ 275,000 | $ 77,000 |
| Charleston County South Carolina | 2 | $ 720,000 | $ 360,000 | $ 127,000 |
| Dallas County Texas | 2 | $ 700,000 | $ 350,000 | $ 219,000 |
| El Paso County Texas | 2 | $ 1,140,000 | $ 570,000 | $ 167,000 |
| Travis County Texas | 2 | $ 700,000 | $ 350,000 | $ 193,000 |
| Buckingham County Virginia | 2 | $ 560,000 | $ 280,000 | $ 102,000 |
| Fredericksburg County Virginia | 2 | $ 730,000 | $ 365,000 | $ 119,000 |
| Norfolk County Virginia | 2 | $ 490,000 | $ 245,000 | $ 138,000 |
| Nottoway County Virginia | 2 | $ 820,000 | $ 410,000 | $ 285,000 |
| Suffolk County Virginia | 2 | $ 890,000 | $ 445,000 | $ 112,000 |
| Wood County West Virginia | 2 | $ 270,000 | $ 135,000 | $ 168,000 |
| Limestone County Alabama | 1 | $ 1,675,000 | $ 1,675,000 | $ 0 |
| Madison County Alabama | 1 | $ 205,000 | $ 205,000 | $ 440,000 |
| Mobile County Alabama | 1 | $ 7,915,000 | $ 7,915,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 245,000 | $ 245,000 | $ 52,000 |
| Pima County Arizona | 1 | $ 255,000 | $ 255,000 | $ 203,000 |
| Pinal County Arizona | 1 | $ 295,000 | $ 295,000 | $ 660,000 |
| Benton County Arkansas | 1 | $ 295,000 | $ 295,000 | $ 105,000 |
| Washington County Arkansas | 1 | $ 5,605,000 | $ 5,605,000 | $ 0 |
| Napa County California | 1 | $ 705,000 | $ 705,000 | $ 363,000 |
| Placer County California | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Riverside County California | 1 | $ 695,000 | $ 695,000 | $ 250,000 |
| San Bernardino County California | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Santa Clara County California | 1 | $ 355,000 | $ 355,000 | $ 147,000 |
| Boulder County Colorado | 1 | $ 645,000 | $ 645,000 | $ 154,000 |
| Denver County Colorado | 1 | $ 235,000 | $ 235,000 | $ 93,000 |
| El Paso County Colorado | 1 | $ 275,000 | $ 275,000 | $ 83,000 |
| Larimer County Colorado | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Mesa County Colorado | 1 | $ 215,000 | $ 215,000 | $ 0 |
| New London County Connecticut | 1 | $ 155,000 | $ 155,000 | $ 0 |
| New Castle County Delaware | 1 | $ 345,000 | $ 345,000 | $ 80,000 |
| Bay County Florida | 1 | $ 605,000 | $ 605,000 | $ 130,000 |
| Clay County Florida | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Collier County Florida | 1 | $ 605,000 | $ 605,000 | $ 202,000 |
| Lee County Florida | 1 | $ 145,000 | $ 145,000 | $ 117,000 |
| Okaloosa County Florida | 1 | $ 485,000 | $ 485,000 | $ 195,000 |
| Osceola County Florida | 1 | $ 635,000 | $ 635,000 | $ 389,000 |
| Palm Beach County Florida | 1 | $ 1,505,000 | $ 1,505,000 | $ 676,000 |
| Polk County Florida | 1 | $ 435,000 | $ 435,000 | $ 126,000 |
| Santa Rosa County Florida | 1 | $ 315,000 | $ 315,000 | $ 81,000 |
| Volusia County Florida | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Bartow County Georgia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Brantley County Georgia | 1 | $ 645,000 | $ 645,000 | $ 138,000 |
| Butts County Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Columbia County Georgia | 1 | $ 605,000 | $ 605,000 | $ 184,000 |
| Dade County Georgia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Liberty County Georgia | 1 | $ 295,000 | $ 295,000 | $ 73,000 |
| Honolulu County Hawaii | 1 | $ 1,035,000 | $ 1,035,000 | $ 278,000 |
| Henry County Illinois | 1 | $ 2,435,000 | $ 2,435,000 | $ 0 |
| Tazewell County Illinois | 1 | $ 195,000 | $ 195,000 | $ 61,000 |
| Winnebago County Illinois | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Lake County Indiana | 1 | $ 655,000 | $ 655,000 | $ 0 |
| LaPorte County Indiana | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Johnson County Kansas | 1 | $ 615,000 | $ 615,000 | $ 66,000 |
| Russell County Kentucky | 1 | $ 1,955,000 | $ 1,955,000 | $ 0 |
| Warren County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 39,000 |
| East Baton Rouge County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Orleans County Louisiana | 1 | $ 585,000 | $ 585,000 | $ 170,000 |
| Cumberland County Maine | 1 | $ 315,000 | $ 315,000 | $ 98,000 |
| Allegany County Maryland | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| Caroline County Maryland | 1 | $ 395,000 | $ 395,000 | $ 158,000 |
| Kent County Maryland | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Plymouth County Massachusetts | 1 | $ 285,000 | $ 285,000 | $ 245,000 |
| Suffolk County Massachusetts | 1 | $ 765,000 | $ 765,000 | $ 364,000 |
| Kalamazoo County Michigan | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 435,000 | $ 435,000 | $ 123,000 |
| Brown County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Mower County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 244,000 |
| St. Louis County Missouri | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Taney County Missouri | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Johnson County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Lancaster County Nebraska | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Clark County Nevada | 1 | $ 465,000 | $ 465,000 | $ 77,000 |
| Burlington County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 89,000 |
| Morris County New Jersey | 1 | $ 525,000 | $ 525,000 | $ 275,000 |
| Salem County New Jersey | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Dona Ana County New Mexico | 1 | $ 285,000 | $ 285,000 | $ 148,000 |
| Rensselaer County New York | 1 | $ 375,000 | $ 375,000 | $ 135,000 |
| Westchester County New York | 1 | $ 395,000 | $ 395,000 | $ 71,000 |
| Davidson County North Carolina | 1 | $ 495,000 | $ 495,000 | $ 132,000 |
| Forsyth County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Gaston County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 55,000 |
| Iredell County North Carolina | 1 | $ 435,000 | $ 435,000 | $ 160,000 |
| Johnston County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 199,000 |
| Martin County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 515,000 | $ 515,000 | $ 191,000 |
| Orange County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 276,000 |
| Person County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 196,000 |
| Pitt County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 96,000 |
| Rowan County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 157,000 |
| Union County North Carolina | 1 | $ 585,000 | $ 585,000 | $ 94,000 |
| Warren County North Carolina | 1 | $ 635,000 | $ 635,000 | $ 264,000 |
| Cuyahoga County Ohio | 1 | $ 3,535,000 | $ 3,535,000 | $ 0 |
| Fairfield County Ohio | 1 | $ 1,275,000 | $ 1,275,000 | $ 0 |
| Huron County Ohio | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Summit County Ohio | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Union County Ohio | 1 | $ 525,000 | $ 525,000 | $ 172,000 |
| Lane County Oregon | 1 | $ 625,000 | $ 625,000 | $ 132,000 |
| Dauphin County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 398,000 |
| Lackawanna County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 67,000 |
| Lawrence County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Northampton County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 394,000 |
| Pike County Pennsylvania | 1 | $ 525,000 | $ 525,000 | $ 237,000 |
| Schuylkill County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 58,000 |
| Washington County Pennsylvania | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Dorchester County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Greenville County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Greenwood County South Carolina | 1 | $ 1,335,000 | $ 1,335,000 | $ 0 |
| Richland County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Sumter County South Carolina | 1 | $ 375,000 | $ 375,000 | $ 148,000 |
| York County South Carolina | 1 | $ 625,000 | $ 625,000 | $ 313,000 |
| Carter County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
| Coffee County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 158,000 |
| Cumberland County Tennessee | 1 | $ 925,000 | $ 925,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Montgomery County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 199,000 |
| Sevier County Tennessee | 1 | $ 495,000 | $ 495,000 | $ 297,000 |
| Shelby County Tennessee | 1 | $ 605,000 | $ 605,000 | $ 398,000 |
| Sumner County Tennessee | 1 | $ 435,000 | $ 435,000 | $ 112,000 |
| Brazoria County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Comal County Texas | 1 | $ 445,000 | $ 445,000 | $ 135,000 |
| Denton County Texas | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Guadalupe County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Harris County Texas | 1 | $ 95,000 | $ 95,000 | $ 193,000 |
| Navarro County Texas | 1 | $ 855,000 | $ 855,000 | $ 298,000 |
| Tarrant County Texas | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Rutland County Vermont | 1 | $ 235,000 | $ 235,000 | $ 69,000 |
| Accomack County Virginia | 1 | $ 255,000 | $ 255,000 | $ 84,000 |
| Bedford County Virginia | 1 | $ 2,275,000 | $ 2,275,000 | $ 0 |
| Chesapeake County Virginia | 1 | $ 395,000 | $ 395,000 | $ 116,000 |
| Gloucester County Virginia | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Grayson County Virginia | 1 | $ 75,000 | $ 75,000 | $ 67,000 |
| Hampton County Virginia | 1 | $ 325,000 | $ 325,000 | $ 113,000 |
| Harrisonburg County Virginia | 1 | $ 485,000 | $ 485,000 | $ 272,000 |
| Lancaster County Virginia | 1 | $ 465,000 | $ 465,000 | $ 263,000 |
| Lynchburg County Virginia | 1 | $ 415,000 | $ 415,000 | $ 128,000 |
| Madison County Virginia | 1 | $ 315,000 | $ 315,000 | $ 67,000 |
| Manassas Park County Virginia | 1 | $ 345,000 | $ 345,000 | $ 125,000 |
| Mathews County Virginia | 1 | $ 285,000 | $ 285,000 | $ 345,000 |
| Page County Virginia | 1 | $ 415,000 | $ 415,000 | $ 211,000 |
| Pulaski County Virginia | 1 | $ 255,000 | $ 255,000 | $ 152,000 |
| Southampton County Virginia | 1 | $ 265,000 | $ 265,000 | $ 111,000 |
| Staunton County Virginia | 1 | $ 335,000 | $ 335,000 | $ 277,000 |
| Surry County Virginia | 1 | $ 75,000 | $ 75,000 | $ 152,000 |
| Waynesboro County Virginia | 1 | $ 485,000 | $ 485,000 | $ 136,000 |
| York County Virginia | 1 | $ 325,000 | $ 325,000 | $ 79,000 |
| Grays Harbor County Washington | 1 | $ 295,000 | $ 295,000 | $ 142,000 |
| Kitsap County Washington | 1 | $ 485,000 | $ 485,000 | $ 185,000 |
| Spokane County Washington | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Morgan County West Virginia | 1 | $ 475,000 | $ 475,000 | $ 353,000 |
| Nicholas County West Virginia | 1 | $ 915,000 | $ 915,000 | $ 0 |
| Polk County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Winnebago County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 110,000 |
Mortgage Loan Application Detail Totals for Presidential Bank, Fsb in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,809 | $694,905,000 | $384,000 | $8,645,000 | $136,000 | $894,000 |
| Cash-out Refinancing | 262 | $93,110,000 | $355,000 | $6,005,000 | $141,000 | $823,000 |
| Refinancing | 246 | $107,510,000 | $437,000 | $7,915,000 | $161,000 | $2,593,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,379 | $523,635,000 | $379,000 | $1,555,000 | $147,000 | $2,593,000 |
| Not Provided | 383 | $125,745,000 | $328,000 | $1,595,000 | $124,000 | $894,000 |
| Black or African American | 204 | $69,020,000 | $338,000 | $1,005,000 | $127,000 | $535,000 |
| Hispanic | 149 | $52,575,000 | $352,000 | $1,365,000 | $128,000 | $867,000 |
| Asian | 100 | $38,070,000 | $380,000 | $925,000 | $126,000 | $571,000 |
| Not applicable | 90 | $81,930,000 | $910,000 | $8,645,000 | $0 | $0 |
| American Indian or Alaskan Native | 8 | $3,240,000 | $405,000 | $905,000 | $116,000 | $231,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,310,000 | $327,000 | $575,000 | $112,000 | $155,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,827 | $714,375,000 | $391,000 | $8,645,000 | $147,000 | $2,593,000 |
| FHA-insured (Federal Housing Administration) | 237 | $70,865,000 | $299,000 | $925,000 | $89,000 | $320,000 |
| VA-guaranteed (Veterans Administration) | 222 | $102,510,000 | $461,000 | $1,555,000 | $136,000 | $460,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 31 | $7,775,000 | $250,000 | $405,000 | $73,000 | $117,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,952 | $764,370,000 | $391,000 | $8,645,000 | $139,000 | $2,593,000 |
| Application Withdrawn By Applicant | 225 | $87,025,000 | $386,000 | $1,505,000 | $142,000 | $676,000 |
| Application Denied By Financial Institution | 61 | $21,575,000 | $353,000 | $1,365,000 | $133,000 | $579,000 |
| Loan Purchased By The Institution | 49 | $12,165,000 | $248,000 | $1,345,000 | $0 | $0 |
| Application Approved But Not Accepted | 17 | $5,525,000 | $325,000 | $765,000 | $199,000 | $751,000 |
| File Closed For Incompleteness | 13 | $4,865,000 | $374,000 | $815,000 | $112,000 | $183,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,256 | $873,950,000 | $387,000 | $8,645,000 | $139,000 | $2,593,000 |
| Collateral | 19 | $7,245,000 | $381,000 | $1,365,000 | $175,000 | $579,000 |
| Debt-To-Income Ratio | 11 | $5,105,000 | $464,000 | $1,125,000 | $116,000 | $377,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $2,770,000 | $346,000 | $795,000 | $139,000 | $297,000 |
| Credit History | 7 | $2,255,000 | $322,000 | $465,000 | $103,000 | $133,000 |
| Other | 5 | $1,045,000 | $209,000 | $375,000 | $99,000 | $156,000 |
| Employment History | 5 | $1,305,000 | $261,000 | $595,000 | $84,000 | $115,000 |
| Unverifiable Information | 4 | $1,680,000 | $420,000 | $645,000 | $172,000 | $374,000 |
| Credit Application Incomplete | 2 | $170,000 | $85,000 | $135,000 | $33,000 | $40,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Presidential Bank, Fsb's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Presidential Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.