Presidential Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Presidential Bank, Fsb 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Presidential Bank, Fsb 4600 East West Highway, Suite 400 Bethesda, MD 20814 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,753 |
| Total Mortgage Loan Application Amount | $682,255,000 |
| Average Mortgage Loan Application Amount | $412,600 |
| Highest Mortgage Loan Application Amount | $2,855,000 |
| Average Applicant Income | $174,400 |
| Highest Applicant Income | $3,082,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Presidential Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Presidential Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Presidential Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Presidential Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Presidential Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Presidential Bank, Fsb's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Frederick County Maryland | 96 | $ 38,020,000 | $ 396,000 | $ 139,000 |
| Anne Arundel County Maryland | 81 | $ 33,615,000 | $ 415,000 | $ 158,000 |
| Montgomery County Maryland | 76 | $ 37,980,000 | $ 499,000 | $ 210,000 |
| Dinwiddie County Virginia | 64 | $ 16,810,000 | $ 262,000 | $ 96,000 |
| Fairfax County Virginia | 61 | $ 35,465,000 | $ 581,000 | $ 203,000 |
| Baltimore County Maryland | 57 | $ 18,915,000 | $ 331,000 | $ 115,000 |
| Chesterfield County Virginia | 51 | $ 15,815,000 | $ 310,000 | $ 102,000 |
| Howard County Maryland | 46 | $ 22,210,000 | $ 482,000 | $ 177,000 |
| Prince George County Virginia | 45 | $ 14,275,000 | $ 317,000 | $ 113,000 |
| Prince George's County Maryland | 37 | $ 14,455,000 | $ 390,000 | $ 131,000 |
| Washington County Maryland | 37 | $ 10,345,000 | $ 279,000 | $ 97,000 |
| Prince William County Virginia | 36 | $ 18,220,000 | $ 506,000 | $ 162,000 |
| St. Mary's County Maryland | 34 | $ 14,730,000 | $ 433,000 | $ 146,000 |
| Baltimore City County Maryland | 31 | $ 6,465,000 | $ 208,000 | $ 104,000 |
| Virginia Beach County Virginia | 29 | $ 14,715,000 | $ 507,000 | $ 206,000 |
| Calvert County Maryland | 28 | $ 13,970,000 | $ 498,000 | $ 161,000 |
| Bucks County Pennsylvania | 28 | $ 13,090,000 | $ 467,000 | $ 160,000 |
| Loudoun County Virginia | 22 | $ 12,890,000 | $ 585,000 | $ 194,000 |
| Carroll County Maryland | 21 | $ 8,495,000 | $ 404,000 | $ 155,000 |
| Charles County Maryland | 21 | $ 8,245,000 | $ 392,000 | $ 111,000 |
| Henrico County Virginia | 20 | $ 4,450,000 | $ 222,000 | $ 100,000 |
| Hopewell County Virginia | 19 | $ 3,595,000 | $ 189,000 | $ 73,000 |
| Chesapeake County Virginia | 17 | $ 7,835,000 | $ 460,000 | $ 168,000 |
| Mobile County Alabama | 16 | $ 4,210,000 | $ 263,000 | $ 73,000 |
| District of Columbia County District Of Columbia | 16 | $ 8,130,000 | $ 508,000 | $ 191,000 |
| Colonial Heights County Virginia | 16 | $ 3,410,000 | $ 213,000 | $ 92,000 |
| Petersburg County Virginia | 16 | $ 1,950,000 | $ 121,000 | $ 64,000 |
| Albemarle County Virginia | 15 | $ 6,205,000 | $ 413,000 | $ 175,000 |
| Montgomery County Pennsylvania | 14 | $ 5,110,000 | $ 365,000 | $ 156,000 |
| Arlington County Virginia | 14 | $ 9,760,000 | $ 697,000 | $ 306,000 |
| Stafford County Virginia | 14 | $ 6,110,000 | $ 436,000 | $ 126,000 |
| Pinellas County Florida | 12 | $ 3,630,000 | $ 302,000 | $ 137,000 |
| Harford County Maryland | 10 | $ 3,370,000 | $ 337,000 | $ 111,000 |
| Alexandria County Virginia | 10 | $ 3,030,000 | $ 303,000 | $ 161,000 |
| Fauquier County Virginia | 10 | $ 4,010,000 | $ 401,000 | $ 119,000 |
| Richmond City County Virginia | 10 | $ 2,370,000 | $ 237,000 | $ 118,000 |
| Queen Anne's County Maryland | 9 | $ 3,505,000 | $ 389,000 | $ 122,000 |
| Culpeper County Virginia | 9 | $ 2,635,000 | $ 292,000 | $ 123,000 |
| Duval County Florida | 8 | $ 2,740,000 | $ 342,000 | $ 134,000 |
| Pasco County Florida | 8 | $ 3,520,000 | $ 440,000 | $ 133,000 |
| Sussex County Virginia | 8 | $ 2,120,000 | $ 265,000 | $ 103,000 |
| Fulton County Georgia | 7 | $ 3,395,000 | $ 485,000 | $ 190,000 |
| Gwinnett County Georgia | 7 | $ 2,705,000 | $ 386,000 | $ 117,000 |
| Dorchester County Maryland | 7 | $ 1,705,000 | $ 243,000 | $ 179,000 |
| Worcester County Maryland | 7 | $ 2,255,000 | $ 322,000 | $ 286,000 |
| Cape May County New Jersey | 7 | $ 5,475,000 | $ 782,000 | $ 255,000 |
| Horry County South Carolina | 7 | $ 1,825,000 | $ 260,000 | $ 109,000 |
| Sussex County Delaware | 6 | $ 3,060,000 | $ 510,000 | $ 314,000 |
| Broward County Florida | 6 | $ 2,560,000 | $ 426,000 | $ 132,000 |
| Fayette County Georgia | 6 | $ 2,170,000 | $ 361,000 | $ 154,000 |
| Spalding County Georgia | 6 | $ 1,360,000 | $ 226,000 | $ 126,000 |
| Washington County North Carolina | 6 | $ 970,000 | $ 161,000 | $ 52,000 |
| Adams County Pennsylvania | 6 | $ 1,720,000 | $ 286,000 | $ 126,000 |
| Greenville County South Carolina | 6 | $ 1,900,000 | $ 316,000 | $ 182,000 |
| Newport News County Virginia | 6 | $ 1,140,000 | $ 190,000 | $ 73,000 |
| Norfolk County Virginia | 6 | $ 1,500,000 | $ 250,000 | $ 88,000 |
| Spotsylvania County Virginia | 6 | $ 2,440,000 | $ 406,000 | $ 126,000 |
| Jefferson County West Virginia | 6 | $ 1,930,000 | $ 321,000 | $ 150,000 |
| Brevard County Florida | 5 | $ 3,015,000 | $ 603,000 | $ 232,000 |
| Palm Beach County Florida | 5 | $ 2,695,000 | $ 539,000 | $ 291,000 |
| Sarasota County Florida | 5 | $ 1,075,000 | $ 215,000 | $ 83,000 |
| Coweta County Georgia | 5 | $ 1,755,000 | $ 351,000 | $ 126,000 |
| DeKalb County Georgia | 5 | $ 1,945,000 | $ 389,000 | $ 135,000 |
| Paulding County Georgia | 5 | $ 1,445,000 | $ 289,000 | $ 112,000 |
| Walton County Georgia | 5 | $ 1,475,000 | $ 295,000 | $ 119,000 |
| St. Tammany County Louisiana | 5 | $ 2,145,000 | $ 429,000 | $ 184,000 |
| Dare County North Carolina | 5 | $ 1,935,000 | $ 387,000 | $ 155,000 |
| Pasquotank County North Carolina | 5 | $ 1,385,000 | $ 277,000 | $ 77,000 |
| Franklin County Pennsylvania | 5 | $ 985,000 | $ 197,000 | $ 104,000 |
| Fluvanna County Virginia | 5 | $ 1,795,000 | $ 359,000 | $ 131,000 |
| Greensville County Virginia | 5 | $ 745,000 | $ 149,000 | $ 78,000 |
| Warren County Virginia | 5 | $ 1,205,000 | $ 241,000 | $ 77,000 |
| Glynn County Georgia | 4 | $ 980,000 | $ 245,000 | $ 82,000 |
| Henry County Georgia | 4 | $ 1,470,000 | $ 367,000 | $ 105,000 |
| Newton County Georgia | 4 | $ 1,250,000 | $ 312,000 | $ 249,000 |
| Atlantic County New Jersey | 4 | $ 980,000 | $ 245,000 | $ 202,000 |
| Monmouth County New Jersey | 4 | $ 1,290,000 | $ 322,000 | $ 134,000 |
| Harnett County North Carolina | 4 | $ 750,000 | $ 187,000 | $ 151,000 |
| York County Pennsylvania | 4 | $ 1,270,000 | $ 317,000 | $ 122,000 |
| Cherokee County South Carolina | 4 | $ 660,000 | $ 165,000 | $ 66,000 |
| Hanover County Virginia | 4 | $ 1,200,000 | $ 300,000 | $ 110,000 |
| James City County Virginia | 4 | $ 1,950,000 | $ 487,000 | $ 216,000 |
| Louisa County Virginia | 4 | $ 1,070,000 | $ 267,000 | $ 87,000 |
| Nottoway County Virginia | 4 | $ 870,000 | $ 217,000 | $ 110,000 |
| Suffolk County Virginia | 4 | $ 1,350,000 | $ 337,000 | $ 78,000 |
| Westmoreland County Virginia | 4 | $ 810,000 | $ 202,000 | $ 79,000 |
| Kent County Delaware | 3 | $ 1,125,000 | $ 375,000 | $ 112,000 |
| Manatee County Florida | 3 | $ 2,855,000 | $ 951,000 | $ 582,000 |
| St. Johns County Florida | 3 | $ 3,075,000 | $ 1,025,000 | $ 271,000 |
| Volusia County Florida | 3 | $ 1,405,000 | $ 468,000 | $ 406,000 |
| Cherokee County Georgia | 3 | $ 1,265,000 | $ 421,000 | $ 191,000 |
| Cobb County Georgia | 3 | $ 1,185,000 | $ 395,000 | $ 109,000 |
| Douglas County Georgia | 3 | $ 1,755,000 | $ 585,000 | $ 161,000 |
| Rockdale County Georgia | 3 | $ 955,000 | $ 318,000 | $ 120,000 |
| Madison County Mississippi | 3 | $ 1,465,000 | $ 488,000 | $ 171,000 |
| Camden County New Jersey | 3 | $ 1,965,000 | $ 655,000 | $ 302,000 |
| Currituck County North Carolina | 3 | $ 1,205,000 | $ 401,000 | $ 116,000 |
| Guilford County North Carolina | 3 | $ 2,845,000 | $ 948,000 | $ 201,000 |
| Comanche County Oklahoma | 3 | $ 425,000 | $ 141,000 | $ 101,000 |
| Coos County Oregon | 3 | $ 815,000 | $ 271,000 | $ 160,000 |
| Carbon County Pennsylvania | 3 | $ 435,000 | $ 145,000 | $ 136,000 |
| Charleston County South Carolina | 3 | $ 1,255,000 | $ 418,000 | $ 300,000 |
| Spartanburg County South Carolina | 3 | $ 2,185,000 | $ 728,000 | $ 103,000 |
| Shelby County Tennessee | 3 | $ 645,000 | $ 215,000 | $ 166,000 |
| Frederick County Virginia | 3 | $ 1,185,000 | $ 395,000 | $ 127,000 |
| Gloucester County Virginia | 3 | $ 585,000 | $ 195,000 | $ 55,000 |
| Mecklenburg County Virginia | 3 | $ 255,000 | $ 85,000 | $ 61,000 |
| Orange County Virginia | 3 | $ 975,000 | $ 325,000 | $ 157,000 |
| Powhatan County Virginia | 3 | $ 835,000 | $ 278,000 | $ 96,000 |
| Winchester County Virginia | 3 | $ 525,000 | $ 175,000 | $ 71,000 |
| Berkeley County West Virginia | 3 | $ 985,000 | $ 328,000 | $ 106,000 |
| Jefferson County Alabama | 2 | $ 870,000 | $ 435,000 | $ 301,000 |
| Madison County Alabama | 2 | $ 420,000 | $ 210,000 | $ 59,000 |
| Los Angeles County California | 2 | $ 1,640,000 | $ 820,000 | $ 281,000 |
| Orange County California | 2 | $ 690,000 | $ 345,000 | $ 193,000 |
| New Castle County Delaware | 2 | $ 730,000 | $ 365,000 | $ 118,000 |
| Clay County Florida | 2 | $ 380,000 | $ 190,000 | $ 102,000 |
| Hillsborough County Florida | 2 | $ 810,000 | $ 405,000 | $ 126,000 |
| Chatham County Georgia | 2 | $ 500,000 | $ 250,000 | $ 86,000 |
| Coffee County Georgia | 2 | $ 520,000 | $ 260,000 | $ 58,000 |
| Colquitt County Georgia | 2 | $ 250,000 | $ 125,000 | $ 61,000 |
| Effingham County Georgia | 2 | $ 580,000 | $ 290,000 | $ 140,000 |
| Hall County Georgia | 2 | $ 680,000 | $ 340,000 | $ 158,000 |
| Liberty County Georgia | 2 | $ 360,000 | $ 180,000 | $ 43,000 |
| Monroe County Georgia | 2 | $ 570,000 | $ 285,000 | $ 109,000 |
| Oconee County Georgia | 2 | $ 970,000 | $ 485,000 | $ 285,000 |
| Cook County Illinois | 2 | $ 690,000 | $ 345,000 | $ 239,000 |
| Orleans County Louisiana | 2 | $ 670,000 | $ 335,000 | $ 188,000 |
| Caroline County Maryland | 2 | $ 670,000 | $ 335,000 | $ 82,000 |
| Barnstable County Massachusetts | 2 | $ 1,290,000 | $ 645,000 | $ 123,000 |
| Warren County Mississippi | 2 | $ 520,000 | $ 260,000 | $ 77,000 |
| Burlington County New Jersey | 2 | $ 690,000 | $ 345,000 | $ 167,000 |
| Middlesex County New Jersey | 2 | $ 600,000 | $ 300,000 | $ 148,000 |
| Dutchess County New York | 2 | $ 630,000 | $ 315,000 | $ 80,000 |
| Camden County North Carolina | 2 | $ 720,000 | $ 360,000 | $ 108,000 |
| Cumberland County North Carolina | 2 | $ 600,000 | $ 300,000 | $ 118,000 |
| Gates County North Carolina | 2 | $ 340,000 | $ 170,000 | $ 128,000 |
| Haywood County North Carolina | 2 | $ 3,010,000 | $ 1,505,000 | $ 0 |
| Wake County North Carolina | 2 | $ 1,270,000 | $ 635,000 | $ 332,000 |
| Franklin County Ohio | 2 | $ 620,000 | $ 310,000 | $ 82,000 |
| Lehigh County Pennsylvania | 2 | $ 630,000 | $ 315,000 | $ 133,000 |
| Philadelphia County Pennsylvania | 2 | $ 300,000 | $ 150,000 | $ 65,000 |
| Montgomery County Tennessee | 2 | $ 690,000 | $ 345,000 | $ 156,000 |
| Dallas County Texas | 2 | $ 520,000 | $ 260,000 | $ 126,000 |
| Galveston County Texas | 2 | $ 1,040,000 | $ 520,000 | $ 99,000 |
| San Patricio County Texas | 2 | $ 820,000 | $ 410,000 | $ 158,000 |
| Bedford County Virginia | 2 | $ 480,000 | $ 240,000 | $ 53,000 |
| Caroline County Virginia | 2 | $ 740,000 | $ 370,000 | $ 103,000 |
| Charlottesville County Virginia | 2 | $ 1,460,000 | $ 730,000 | $ 268,000 |
| Cumberland County Virginia | 2 | $ 270,000 | $ 135,000 | $ 84,000 |
| Fairfax City County Virginia | 2 | $ 880,000 | $ 440,000 | $ 256,000 |
| Hampton County Virginia | 2 | $ 310,000 | $ 155,000 | $ 106,000 |
| Harrisonburg County Virginia | 2 | $ 330,000 | $ 165,000 | $ 91,000 |
| King George County Virginia | 2 | $ 710,000 | $ 355,000 | $ 121,000 |
| King William County Virginia | 2 | $ 340,000 | $ 170,000 | $ 50,000 |
| Lexington County Virginia | 2 | $ 630,000 | $ 315,000 | $ 102,000 |
| Lunenburg County Virginia | 2 | $ 790,000 | $ 395,000 | $ 118,000 |
| Manassas County Virginia | 2 | $ 860,000 | $ 430,000 | $ 184,000 |
| New Kent County Virginia | 2 | $ 1,020,000 | $ 510,000 | $ 260,000 |
| Shenandoah County Virginia | 2 | $ 410,000 | $ 205,000 | $ 200,000 |
| Southampton County Virginia | 2 | $ 500,000 | $ 250,000 | $ 80,000 |
| Surry County Virginia | 2 | $ 530,000 | $ 265,000 | $ 100,000 |
| Blount County Alabama | 1 | $ 1,255,000 | $ 1,255,000 | $ 0 |
| Calhoun County Alabama | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| Houston County Alabama | 1 | $ 345,000 | $ 345,000 | $ 157,000 |
| Lee County Alabama | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Shelby County Alabama | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Gila County Arizona | 1 | $ 2,575,000 | $ 2,575,000 | $ 0 |
| Riverside County California | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| San Diego County California | 1 | $ 225,000 | $ 225,000 | $ 94,000 |
| San Luis Obispo County California | 1 | $ 605,000 | $ 605,000 | $ 132,000 |
| Ventura County California | 1 | $ 425,000 | $ 425,000 | $ 105,000 |
| Denver County Colorado | 1 | $ 1,235,000 | $ 1,235,000 | $ 445,000 |
| Jefferson County Colorado | 1 | $ 385,000 | $ 385,000 | $ 167,000 |
| Larimer County Colorado | 1 | $ 225,000 | $ 225,000 | $ 235,000 |
| New Haven County Connecticut | 1 | $ 745,000 | $ 745,000 | $ 380,000 |
| New London County Connecticut | 1 | $ 485,000 | $ 485,000 | $ 130,000 |
| Bradford County Florida | 1 | $ 255,000 | $ 255,000 | $ 77,000 |
| Charlotte County Florida | 1 | $ 555,000 | $ 555,000 | $ 206,000 |
| Flagler County Florida | 1 | $ 265,000 | $ 265,000 | $ 98,000 |
| Hernando County Florida | 1 | $ 135,000 | $ 135,000 | $ 174,000 |
| Lee County Florida | 1 | $ 425,000 | $ 425,000 | $ 236,000 |
| Levy County Florida | 1 | $ 1,455,000 | $ 1,455,000 | $ 0 |
| Marion County Florida | 1 | $ 305,000 | $ 305,000 | $ 98,000 |
| Nassau County Florida | 1 | $ 355,000 | $ 355,000 | $ 105,000 |
| Okaloosa County Florida | 1 | $ 235,000 | $ 235,000 | $ 72,000 |
| Polk County Florida | 1 | $ 1,185,000 | $ 1,185,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 315,000 | $ 315,000 | $ 94,000 |
| Sumter County Florida | 1 | $ 225,000 | $ 225,000 | $ 150,000 |
| Walton County Florida | 1 | $ 545,000 | $ 545,000 | $ 256,000 |
| Baldwin County Georgia | 1 | $ 265,000 | $ 265,000 | $ 93,000 |
| Barrow County Georgia | 1 | $ 365,000 | $ 365,000 | $ 112,000 |
| Bartow County Georgia | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| Bryan County Georgia | 1 | $ 385,000 | $ 385,000 | $ 86,000 |
| Camden County Georgia | 1 | $ 335,000 | $ 335,000 | $ 84,000 |
| Clayton County Georgia | 1 | $ 175,000 | $ 175,000 | $ 225,000 |
| Columbia County Georgia | 1 | $ 205,000 | $ 205,000 | $ 93,000 |
| Gordon County Georgia | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| Harris County Georgia | 1 | $ 315,000 | $ 315,000 | $ 83,000 |
| Houston County Georgia | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Jackson County Georgia | 1 | $ 305,000 | $ 305,000 | $ 84,000 |
| Lincoln County Georgia | 1 | $ 255,000 | $ 255,000 | $ 154,000 |
| McIntosh County Georgia | 1 | $ 475,000 | $ 475,000 | $ 202,000 |
| Muscogee County Georgia | 1 | $ 65,000 | $ 65,000 | $ 87,000 |
| Putnam County Georgia | 1 | $ 195,000 | $ 195,000 | $ 84,000 |
| Tift County Georgia | 1 | $ 845,000 | $ 845,000 | $ 0 |
| Wayne County Georgia | 1 | $ 365,000 | $ 365,000 | $ 90,000 |
| Whitfield County Georgia | 1 | $ 1,205,000 | $ 1,205,000 | $ 594,000 |
| Honolulu County Hawaii | 1 | $ 505,000 | $ 505,000 | $ 341,000 |
| Peoria County Illinois | 1 | $ 145,000 | $ 145,000 | $ 117,000 |
| Allen County Indiana | 1 | $ 155,000 | $ 155,000 | $ 98,000 |
| Boone County Indiana | 1 | $ 585,000 | $ 585,000 | $ 240,000 |
| Delaware County Indiana | 1 | $ 95,000 | $ 95,000 | $ 115,000 |
| Johnson County Indiana | 1 | $ 315,000 | $ 315,000 | $ 92,000 |
| Monroe County Indiana | 1 | $ 1,565,000 | $ 1,565,000 | $ 0 |
| Jefferson County Louisiana | 1 | $ 335,000 | $ 335,000 | $ 134,000 |
| Vermilion County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 88,000 |
| Hancock County Maine | 1 | $ 315,000 | $ 315,000 | $ 169,000 |
| Knox County Maine | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| York County Maine | 1 | $ 425,000 | $ 425,000 | $ 197,000 |
| Cecil County Maryland | 1 | $ 225,000 | $ 225,000 | $ 196,000 |
| Garrett County Maryland | 1 | $ 285,000 | $ 285,000 | $ 129,000 |
| Kent County Maryland | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| Talbot County Maryland | 1 | $ 285,000 | $ 285,000 | $ 420,000 |
| Wicomico County Maryland | 1 | $ 145,000 | $ 145,000 | $ 83,000 |
| Essex County Massachusetts | 1 | $ 595,000 | $ 595,000 | $ 124,000 |
| Norfolk County Massachusetts | 1 | $ 415,000 | $ 415,000 | $ 233,000 |
| Plymouth County Massachusetts | 1 | $ 475,000 | $ 475,000 | $ 159,000 |
| Muskegon County Michigan | 1 | $ 525,000 | $ 525,000 | $ 368,000 |
| Sanilac County Michigan | 1 | $ 275,000 | $ 275,000 | $ 90,000 |
| Martin County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Hinds County Mississippi | 1 | $ 435,000 | $ 435,000 | $ 183,000 |
| Lafayette County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 112,000 |
| Andrew County Missouri | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Morgan County Missouri | 1 | $ 365,000 | $ 365,000 | $ 0 |
| St. Louis City County Missouri | 1 | $ 435,000 | $ 435,000 | $ 107,000 |
| Douglas County Nebraska | 1 | $ 175,000 | $ 175,000 | $ 279,000 |
| Washoe County Nevada | 1 | $ 385,000 | $ 385,000 | $ 144,000 |
| Cheshire County New Hampshire | 1 | $ 315,000 | $ 315,000 | $ 155,000 |
| Merrimack County New Hampshire | 1 | $ 265,000 | $ 265,000 | $ 174,000 |
| Rockingham County New Hampshire | 1 | $ 455,000 | $ 455,000 | $ 221,000 |
| Ocean County New Jersey | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
| Union County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 83,000 |
| Warren County New Jersey | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Bernalillo County New Mexico | 1 | $ 995,000 | $ 995,000 | $ 267,000 |
| Cayuga County New York | 1 | $ 305,000 | $ 305,000 | $ 120,000 |
| Delaware County New York | 1 | $ 75,000 | $ 75,000 | $ 179,000 |
| Queens County New York | 1 | $ 705,000 | $ 705,000 | $ 614,000 |
| Alamance County North Carolina | 1 | $ 975,000 | $ 975,000 | $ 0 |
| Brunswick County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 540,000 |
| Carteret County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 83,000 |
| Forsyth County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Johnston County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 93,000 |
| Moore County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 180,000 |
| New Hanover County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 98,000 |
| Perquimans County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Transylvania County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Auglaize County Ohio | 1 | $ 375,000 | $ 375,000 | $ 125,000 |
| Clermont County Ohio | 1 | $ 285,000 | $ 285,000 | $ 251,000 |
| Cuyahoga County Ohio | 1 | $ 445,000 | $ 445,000 | $ 195,000 |
| Fairfield County Ohio | 1 | $ 1,655,000 | $ 1,655,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 625,000 | $ 625,000 | $ 280,000 |
| Tuscarawas County Ohio | 1 | $ 1,755,000 | $ 1,755,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 65,000 |
| Rogers County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Wagoner County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Clatsop County Oregon | 1 | $ 405,000 | $ 405,000 | $ 369,000 |
| Lane County Oregon | 1 | $ 805,000 | $ 805,000 | $ 800,000 |
| Centre County Pennsylvania | 1 | $ 375,000 | $ 375,000 | $ 123,000 |
| Chester County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Delaware County Pennsylvania | 1 | $ 515,000 | $ 515,000 | $ 233,000 |
| Lancaster County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 161,000 |
| Lawrence County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 178,000 |
| Luzerne County Pennsylvania | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Pike County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 144,000 |
| Potter County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 103,000 |
| Providence County Rhode Island | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Beaufort County South Carolina | 1 | $ 555,000 | $ 555,000 | $ 223,000 |
| Berkeley County South Carolina | 1 | $ 395,000 | $ 395,000 | $ 139,000 |
| Fairfield County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 78,000 |
| Hampton County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 87,000 |
| Kershaw County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Stanley County South Dakota | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Hamblen County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 62,000 |
| Hamilton County Tennessee | 1 | $ 1,525,000 | $ 1,525,000 | $ 0 |
| Loudon County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 304,000 |
| Macon County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 103,000 |
| Smith County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 113,000 |
| Bell County Texas | 1 | $ 415,000 | $ 415,000 | $ 122,000 |
| Brazoria County Texas | 1 | $ 355,000 | $ 355,000 | $ 86,000 |
| Collin County Texas | 1 | $ 265,000 | $ 265,000 | $ 0 |
| El Paso County Texas | 1 | $ 435,000 | $ 435,000 | $ 281,000 |
| Fort Bend County Texas | 1 | $ 305,000 | $ 305,000 | $ 191,000 |
| Harris County Texas | 1 | $ 455,000 | $ 455,000 | $ 135,000 |
| Hays County Texas | 1 | $ 805,000 | $ 805,000 | $ 162,000 |
| Hidalgo County Texas | 1 | $ 1,985,000 | $ 1,985,000 | $ 0 |
| Hunt County Texas | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Johnson County Texas | 1 | $ 375,000 | $ 375,000 | $ 135,000 |
| Kleberg County Texas | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| Taylor County Texas | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
| Travis County Texas | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Victoria County Texas | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| Cache County Utah | 1 | $ 205,000 | $ 205,000 | $ 49,000 |
| Morgan County Utah | 1 | $ 915,000 | $ 915,000 | $ 295,000 |
| Salt Lake County Utah | 1 | $ 615,000 | $ 615,000 | $ 135,000 |
| Alleghany County Virginia | 1 | $ 115,000 | $ 115,000 | $ 148,000 |
| Amelia County Virginia | 1 | $ 305,000 | $ 305,000 | $ 76,000 |
| Augusta County Virginia | 1 | $ 405,000 | $ 405,000 | $ 150,000 |
| Brunswick County Virginia | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Buckingham County Virginia | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Emporia County Virginia | 1 | $ 225,000 | $ 225,000 | $ 62,000 |
| Falls Church County Virginia | 1 | $ 1,065,000 | $ 1,065,000 | $ 471,000 |
| Fredericksburg County Virginia | 1 | $ 415,000 | $ 415,000 | $ 122,000 |
| Henry County Virginia | 1 | $ 595,000 | $ 595,000 | $ 144,000 |
| Isle of Wight County Virginia | 1 | $ 385,000 | $ 385,000 | $ 344,000 |
| King and Queen County Virginia | 1 | $ 365,000 | $ 365,000 | $ 129,000 |
| Lancaster County Virginia | 1 | $ 525,000 | $ 525,000 | $ 292,000 |
| Martinsville County Virginia | 1 | $ 435,000 | $ 435,000 | $ 486,000 |
| Mathews County Virginia | 1 | $ 315,000 | $ 315,000 | $ 169,000 |
| Middlesex County Virginia | 1 | $ 265,000 | $ 265,000 | $ 115,000 |
| Montgomery County Virginia | 1 | $ 435,000 | $ 435,000 | $ 140,000 |
| Portsmouth County Virginia | 1 | $ 285,000 | $ 285,000 | $ 126,000 |
| Roanoke County Virginia | 1 | $ 575,000 | $ 575,000 | $ 246,000 |
| Rockingham County Virginia | 1 | $ 875,000 | $ 875,000 | $ 218,000 |
| Kittitas County Washington | 1 | $ 1,755,000 | $ 1,755,000 | $ 859,000 |
| Hampshire County West Virginia | 1 | $ 315,000 | $ 315,000 | $ 80,000 |
| Hardy County West Virginia | 1 | $ 165,000 | $ 165,000 | $ 295,000 |
| Nicholas County West Virginia | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Randolph County West Virginia | 1 | $ 1,995,000 | $ 1,995,000 | $ 0 |
| Dane County Wisconsin | 1 | $ 415,000 | $ 415,000 | $ 167,000 |
| Waukesha County Wisconsin | 1 | $ 565,000 | $ 565,000 | $ 159,000 |
Mortgage Loan Application Detail Totals for Presidential Bank, Fsb in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,602 | $622,850,000 | $388,000 | $2,855,000 | $144,000 | $1,380,000 |
| Cash-out Refinancing | 77 | $24,065,000 | $312,000 | $1,605,000 | $143,000 | $614,000 |
| Refinancing | 69 | $33,345,000 | $483,000 | $2,305,000 | $228,000 | $3,082,000 |
| Other Purpose | 3 | $705,000 | $235,000 | $415,000 | $149,000 | $235,000 |
| Home Improvement | 2 | $1,290,000 | $645,000 | $1,185,000 | $208,000 | $208,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 960 | $365,970,000 | $381,000 | $2,305,000 | $150,000 | $1,292,000 |
| Not Provided | 279 | $101,445,000 | $363,000 | $1,355,000 | $152,000 | $3,082,000 |
| Black or African American | 199 | $71,055,000 | $357,000 | $1,205,000 | $123,000 | $800,000 |
| Asian | 131 | $54,495,000 | $415,000 | $1,755,000 | $152,000 | $1,380,000 |
| Hispanic | 129 | $48,365,000 | $374,000 | $1,455,000 | $144,000 | $885,000 |
| Not applicable | 37 | $33,575,000 | $907,000 | $2,855,000 | $0 | $0 |
| American Indian or Alaskan Native | 16 | $5,010,000 | $313,000 | $625,000 | $108,000 | $390,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $2,340,000 | $1,170,000 | $1,255,000 | $286,000 | $345,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,127 | $444,105,000 | $394,000 | $2,855,000 | $163,000 | $3,082,000 |
| VA-guaranteed (Veterans Administration) | 315 | $139,195,000 | $441,000 | $1,755,000 | $136,000 | $859,000 |
| FHA-insured (Federal Housing Administration) | 286 | $92,640,000 | $323,000 | $935,000 | $103,000 | $357,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 25 | $6,315,000 | $252,000 | $445,000 | $88,000 | $134,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,463 | $570,225,000 | $389,000 | $2,855,000 | $147,000 | $3,082,000 |
| Application Withdrawn By Applicant | 167 | $67,775,000 | $405,000 | $2,305,000 | $156,000 | $1,380,000 |
| Application Denied By Financial Institution | 80 | $29,520,000 | $369,000 | $2,205,000 | $122,000 | $495,000 |
| Application Approved But Not Accepted | 23 | $9,025,000 | $392,000 | $1,605,000 | $157,000 | $594,000 |
| Loan Purchased By The Institution | 13 | $3,185,000 | $245,000 | $535,000 | $0 | $0 |
| File Closed For Incompleteness | 6 | $1,890,000 | $315,000 | $555,000 | $117,000 | $163,000 |
| Preapproval Approved but not Accepted | 1 | $635,000 | $635,000 | $635,000 | $139,000 | $139,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,673 | $652,735,000 | $390,000 | $2,855,000 | $148,000 | $3,082,000 |
| Collateral | 23 | $7,185,000 | $312,000 | $665,000 | $124,000 | $313,000 |
| Debt-To-Income Ratio | 16 | $6,880,000 | $430,000 | $2,205,000 | $112,000 | $495,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $4,310,000 | $359,000 | $655,000 | $109,000 | $222,000 |
| Employment History | 8 | $2,170,000 | $271,000 | $585,000 | $92,000 | $175,000 |
| Credit Application Incomplete | 7 | $3,275,000 | $467,000 | $625,000 | $148,000 | $208,000 |
| Credit History | 7 | $3,515,000 | $502,000 | $1,355,000 | $140,000 | $281,000 |
| Other | 6 | $1,600,000 | $266,000 | $425,000 | $155,000 | $302,000 |
| Unverifiable Information | 1 | $585,000 | $585,000 | $585,000 | $156,000 | $156,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Presidential Bank, Fsb's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Presidential Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.