Presidential Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Presidential Bank, Fsb 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Presidential Bank, Fsb 4600 East West Highway, Suite 400 Bethesda, MD 20814 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,753 |
| Total Mortgage Loan Application Amount | $682,255,000 |
| Average Mortgage Loan Application Amount | $412,600 |
| Highest Mortgage Loan Application Amount | $2,855,000 |
| Average Applicant Income | $174,400 |
| Highest Applicant Income | $3,082,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Presidential Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Presidential Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Presidential Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Presidential Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Presidential Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Presidential Bank, Fsb's mortgage activity for 2023.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 301 | $ 145,715,000 | $ 441,750 | $ 164,500 |
| RICHMOND, VA | 262 | $ 68,860,000 | $ 262,000 | $ 99,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 255 | $ 96,575,000 | $ 378,000 | $ 142,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 172 | $ 76,000,000 | $ 441,000 | $ 170,000 |
| NA (OUTSIDE OF MSA/MD) | 122 | $ 38,280,000 | $ 493,136 | $ 167,777 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 83 | $ 33,135,000 | $ 364,500 | $ 138,500 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 69 | $ 24,875,000 | $ 360,000 | $ 142,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 43 | $ 18,345,000 | $ 426,000 | $ 156,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 40 | $ 11,330,000 | $ 303,500 | $ 101,500 |
| CALIFORNIA-LEXINGTON PARK, MD | 34 | $ 14,730,000 | $ 433,000 | $ 146,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 23 | $ 8,095,000 | $ 351,000 | $ 136,000 |
| CHARLOTTESVILLE, VA | 22 | $ 9,460,000 | $ 430,000 | $ 173,000 |
| MOBILE, AL | 16 | $ 4,210,000 | $ 263,000 | $ 73,000 |
| JACKSONVILLE, FL | 14 | $ 6,550,000 | $ 467,000 | $ 157,000 |
| SALISBURY, MD-DE | 14 | $ 5,460,000 | $ 405,000 | $ 287,000 |
| NEW YORK-NEWARK, NY | 9 | $ 2,635,000 | $ 300,500 | $ 102,500 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 8 | $ 2,040,000 | $ 237,500 | $ 324,500 |
| NEW ORLEANS-METAIRIE, LA | 8 | $ 3,150,000 | $ 393,000 | $ 178,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 8 | $ 3,930,000 | $ 491,000 | $ 270,000 |
| OCEAN CITY, NJ | 7 | $ 5,475,000 | $ 782,000 | $ 255,000 |
| WINCHESTER, VA-WV | 7 | $ 2,025,000 | $ 300,000 | $ 89,500 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 6 | $ 1,190,000 | $ 169,000 | $ 135,000 |
| FAYETTEVILLE, NC | 6 | $ 1,350,000 | $ 225,000 | $ 140,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 6 | $ 2,560,000 | $ 426,000 | $ 132,000 |
| GETTYSBURG, PA | 6 | $ 1,720,000 | $ 286,000 | $ 126,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 6 | $ 1,900,000 | $ 316,000 | $ 182,000 |
| BRUNSWICK, GA | 5 | $ 1,455,000 | $ 291,000 | $ 106,000 |
| CAMDEN, NJ | 5 | $ 2,655,000 | $ 531,000 | $ 248,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 5 | $ 985,000 | $ 197,000 | $ 104,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 5 | $ 2,155,000 | $ 431,000 | $ 122,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 5 | $ 3,015,000 | $ 603,000 | $ 232,000 |
| SAVANNAH, GA | 5 | $ 1,465,000 | $ 293,000 | $ 107,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 5 | $ 2,695,000 | $ 539,000 | $ 291,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 4 | $ 980,000 | $ 245,000 | $ 202,000 |
| BIRMINGHAM-HOOVER, AL | 4 | $ 2,570,000 | $ 642,000 | $ 301,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 4 | $ 1,650,000 | $ 412,000 | $ 260,000 |
| DALLAS-PLANO-IRVING, TX | 4 | $ 1,320,000 | $ 330,000 | $ 126,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 4 | $ 1,670,000 | $ 417,000 | $ 329,000 |
| JACKSON, MS | 4 | $ 1,900,000 | $ 475,000 | $ 174,000 |
| YORK-HANOVER, PA | 4 | $ 1,270,000 | $ 317,000 | $ 122,000 |
| COLUMBUS, OH | 3 | $ 2,275,000 | $ 758,000 | $ 82,000 |
| DOVER, DE | 3 | $ 1,125,000 | $ 375,000 | $ 112,000 |
| GREENSBORO-HIGH POINT, NC | 3 | $ 2,845,000 | $ 948,000 | $ 201,000 |
| HARRISONBURG, VA | 3 | $ 1,205,000 | $ 401,000 | $ 133,000 |
| LAWTON, OK | 3 | $ 425,000 | $ 141,000 | $ 101,000 |
| MEMPHIS, TN-MS-AR | 3 | $ 645,000 | $ 215,000 | $ 166,000 |
| PHILADELPHIA, PA | 3 | $ 815,000 | $ 271,000 | $ 149,000 |
| RALEIGH, NC | 3 | $ 1,515,000 | $ 505,000 | $ 252,000 |
| SPARTANBURG, SC | 3 | $ 2,185,000 | $ 728,000 | $ 103,000 |
| WILMINGTON, DE-MD-NJ | 3 | $ 955,000 | $ 295,000 | $ 157,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 2 | $ 690,000 | $ 345,000 | $ 193,000 |
| ASHEVILLE, NC | 2 | $ 3,010,000 | $ 1,505,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 2 | $ 970,000 | $ 485,000 | $ 285,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 2 | $ 460,000 | $ 230,000 | $ 123,000 |
| AUSTIN-ROUND ROCK, TX | 2 | $ 940,000 | $ 470,000 | $ 104,000 |
| BARNSTABLE TOWN, MA | 2 | $ 1,290,000 | $ 645,000 | $ 123,000 |
| BOSTON, MA | 2 | $ 890,000 | $ 445,000 | $ 196,000 |
| CHICAGO-NAPERVILLE, IL | 2 | $ 690,000 | $ 345,000 | $ 239,000 |
| CINCINNATI, OH-KY-IN | 2 | $ 910,000 | $ 455,000 | $ 265,000 |
| CLARKSVILLE, TN-KY | 2 | $ 690,000 | $ 345,000 | $ 156,000 |
| COLUMBIA, SC | 2 | $ 470,000 | $ 235,000 | $ 58,000 |
| COLUMBUS, GA-AL | 2 | $ 380,000 | $ 190,000 | $ 85,000 |
| CORPUS CHRISTI, TX | 2 | $ 820,000 | $ 410,000 | $ 158,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 2 | $ 780,000 | $ 390,000 | $ 164,000 |
| DENVER-AURORA-LAKEWOOD, CO | 2 | $ 1,620,000 | $ 810,000 | $ 306,000 |
| GAINESVILLE, GA | 2 | $ 680,000 | $ 340,000 | $ 158,000 |
| HINESVILLE, GA | 2 | $ 360,000 | $ 180,000 | $ 43,000 |
| HUNTSVILLE, AL | 2 | $ 420,000 | $ 210,000 | $ 59,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 2 | $ 900,000 | $ 450,000 | $ 166,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 2 | $ 1,640,000 | $ 820,000 | $ 281,000 |
| LYNCHBURG, VA | 2 | $ 480,000 | $ 240,000 | $ 53,000 |
| MACON-BIBB COUNTY, GA | 2 | $ 570,000 | $ 285,000 | $ 109,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 2 | $ 610,000 | $ 305,000 | $ 108,000 |
| NEWARK, NJ-PA | 2 | $ 330,000 | $ 165,000 | $ 113,500 |
| TULSA, OK | 2 | $ 370,000 | $ 185,000 | $ 0 |
| ABILENE, TX | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
| ALBUQUERQUE, NM | 1 | $ 995,000 | $ 995,000 | $ 267,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| AUBURN-OPELIKA, AL | 1 | $ 245,000 | $ 245,000 | $ 0 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 435,000 | $ 435,000 | $ 140,000 |
| BLOOMINGTON, IN | 1 | $ 1,565,000 | $ 1,565,000 | $ 0 |
| BURLINGTON, NC | 1 | $ 975,000 | $ 975,000 | $ 0 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1 | $ 595,000 | $ 595,000 | $ 124,000 |
| CAPE CORAL-FORT MYERS, FL | 1 | $ 425,000 | $ 425,000 | $ 236,000 |
| CHATTANOOGA, TN-GA | 1 | $ 1,525,000 | $ 1,525,000 | $ 0 |
| CLEVELAND-ELYRIA, OH | 1 | $ 445,000 | $ 445,000 | $ 195,000 |
| DALTON, GA | 1 | $ 1,205,000 | $ 1,205,000 | $ 594,000 |
| DOTHAN, AL | 1 | $ 345,000 | $ 345,000 | $ 157,000 |
| EL PASO, TX | 1 | $ 435,000 | $ 435,000 | $ 281,000 |
| EUGENE, OR | 1 | $ 805,000 | $ 805,000 | $ 800,000 |
| FORT COLLINS, CO | 1 | $ 225,000 | $ 225,000 | $ 235,000 |
| FORT WAYNE, IN | 1 | $ 155,000 | $ 155,000 | $ 98,000 |
| FORT WORTH-ARLINGTON, TX | 1 | $ 375,000 | $ 375,000 | $ 135,000 |
| GAINESVILLE, FL | 1 | $ 1,455,000 | $ 1,455,000 | $ 0 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 1 | $ 555,000 | $ 555,000 | $ 223,000 |
| KILLEEN-TEMPLE, TX | 1 | $ 415,000 | $ 415,000 | $ 122,000 |
| KNOXVILLE, TN | 1 | $ 395,000 | $ 395,000 | $ 304,000 |
| LAFAYETTE, LA | 1 | $ 225,000 | $ 225,000 | $ 88,000 |
| LAKELAND-WINTER HAVEN, FL | 1 | $ 1,185,000 | $ 1,185,000 | $ 0 |
| LANCASTER, PA | 1 | $ 245,000 | $ 245,000 | $ 161,000 |
| LOGAN, UT-ID | 1 | $ 205,000 | $ 205,000 | $ 49,000 |
| MADISON, WI | 1 | $ 415,000 | $ 415,000 | $ 167,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 1,985,000 | $ 1,985,000 | $ 0 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1 | $ 565,000 | $ 565,000 | $ 159,000 |
| MORRISTOWN, TN | 1 | $ 215,000 | $ 215,000 | $ 62,000 |
| MUNCIE, IN | 1 | $ 95,000 | $ 95,000 | $ 115,000 |
| MUSKEGON, MI | 1 | $ 525,000 | $ 525,000 | $ 368,000 |
| NEW HAVEN-MILFORD, CT | 1 | $ 745,000 | $ 745,000 | $ 380,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 1 | $ 705,000 | $ 705,000 | $ 614,000 |
| NORWICH-NEW LONDON, CT | 1 | $ 485,000 | $ 485,000 | $ 130,000 |
| OCALA, FL | 1 | $ 305,000 | $ 305,000 | $ 98,000 |
| OGDEN-CLEARFIELD, UT | 1 | $ 915,000 | $ 915,000 | $ 295,000 |
| OKLAHOMA CITY, OK | 1 | $ 215,000 | $ 215,000 | $ 65,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 175,000 | $ 175,000 | $ 279,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1 | $ 425,000 | $ 425,000 | $ 105,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 315,000 | $ 315,000 | $ 94,000 |
| PEORIA, IL | 1 | $ 145,000 | $ 145,000 | $ 117,000 |
| PORTLAND-SOUTH PORTLAND, ME | 1 | $ 425,000 | $ 425,000 | $ 197,000 |
| PROVIDENCE-WARWICK, RI-MA | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| PUNTA GORDA, FL | 1 | $ 555,000 | $ 555,000 | $ 206,000 |
| RENO, NV | 1 | $ 385,000 | $ 385,000 | $ 144,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| ROANOKE, VA | 1 | $ 575,000 | $ 575,000 | $ 246,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 455,000 | $ 455,000 | $ 221,000 |
| SALT LAKE CITY, UT | 1 | $ 615,000 | $ 615,000 | $ 135,000 |
| SAN DIEGO-CARLSBAD, CA | 1 | $ 225,000 | $ 225,000 | $ 94,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 1 | $ 605,000 | $ 605,000 | $ 132,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 1 | $ 535,000 | $ 535,000 | $ 0 |
| ST. JOSEPH, MO-KS | 1 | $ 325,000 | $ 325,000 | $ 0 |
| ST. LOUIS, MO-IL | 1 | $ 435,000 | $ 435,000 | $ 107,000 |
| STATE COLLEGE, PA | 1 | $ 375,000 | $ 375,000 | $ 123,000 |
| STAUNTON-WAYNESBORO, VA | 1 | $ 405,000 | $ 405,000 | $ 150,000 |
| THE VILLAGES, FL | 1 | $ 225,000 | $ 225,000 | $ 150,000 |
| URBAN HONOLULU, HI | 1 | $ 505,000 | $ 505,000 | $ 341,000 |
| VICTORIA, TX | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| WARNER ROBINS, GA | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| WILMINGTON, NC | 1 | $ 295,000 | $ 295,000 | $ 98,000 |
| WINSTON-SALEM, NC | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Presidential Bank, Fsb in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,602 | $622,850,000 | $388,000 | $2,855,000 | $144,000 | $1,380,000 |
| Cash-out Refinancing | 77 | $24,065,000 | $312,000 | $1,605,000 | $143,000 | $614,000 |
| Refinancing | 69 | $33,345,000 | $483,000 | $2,305,000 | $228,000 | $3,082,000 |
| Other Purpose | 3 | $705,000 | $235,000 | $415,000 | $149,000 | $235,000 |
| Home Improvement | 2 | $1,290,000 | $645,000 | $1,185,000 | $208,000 | $208,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 960 | $365,970,000 | $381,000 | $2,305,000 | $150,000 | $1,292,000 |
| Not Provided | 279 | $101,445,000 | $363,000 | $1,355,000 | $152,000 | $3,082,000 |
| Black or African American | 199 | $71,055,000 | $357,000 | $1,205,000 | $123,000 | $800,000 |
| Asian | 131 | $54,495,000 | $415,000 | $1,755,000 | $152,000 | $1,380,000 |
| Hispanic | 129 | $48,365,000 | $374,000 | $1,455,000 | $144,000 | $885,000 |
| Not applicable | 37 | $33,575,000 | $907,000 | $2,855,000 | $0 | $0 |
| American Indian or Alaskan Native | 16 | $5,010,000 | $313,000 | $625,000 | $108,000 | $390,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $2,340,000 | $1,170,000 | $1,255,000 | $286,000 | $345,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,127 | $444,105,000 | $394,000 | $2,855,000 | $163,000 | $3,082,000 |
| VA-guaranteed (Veterans Administration) | 315 | $139,195,000 | $441,000 | $1,755,000 | $136,000 | $859,000 |
| FHA-insured (Federal Housing Administration) | 286 | $92,640,000 | $323,000 | $935,000 | $103,000 | $357,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 25 | $6,315,000 | $252,000 | $445,000 | $88,000 | $134,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,463 | $570,225,000 | $389,000 | $2,855,000 | $147,000 | $3,082,000 |
| Application Withdrawn By Applicant | 167 | $67,775,000 | $405,000 | $2,305,000 | $156,000 | $1,380,000 |
| Application Denied By Financial Institution | 80 | $29,520,000 | $369,000 | $2,205,000 | $122,000 | $495,000 |
| Application Approved But Not Accepted | 23 | $9,025,000 | $392,000 | $1,605,000 | $157,000 | $594,000 |
| Loan Purchased By The Institution | 13 | $3,185,000 | $245,000 | $535,000 | $0 | $0 |
| File Closed For Incompleteness | 6 | $1,890,000 | $315,000 | $555,000 | $117,000 | $163,000 |
| Preapproval Approved but not Accepted | 1 | $635,000 | $635,000 | $635,000 | $139,000 | $139,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,673 | $652,735,000 | $390,000 | $2,855,000 | $148,000 | $3,082,000 |
| Collateral | 23 | $7,185,000 | $312,000 | $665,000 | $124,000 | $313,000 |
| Debt-To-Income Ratio | 16 | $6,880,000 | $430,000 | $2,205,000 | $112,000 | $495,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $4,310,000 | $359,000 | $655,000 | $109,000 | $222,000 |
| Employment History | 8 | $2,170,000 | $271,000 | $585,000 | $92,000 | $175,000 |
| Credit Application Incomplete | 7 | $3,275,000 | $467,000 | $625,000 | $148,000 | $208,000 |
| Credit History | 7 | $3,515,000 | $502,000 | $1,355,000 | $140,000 | $281,000 |
| Other | 6 | $1,600,000 | $266,000 | $425,000 | $155,000 | $302,000 |
| Unverifiable Information | 1 | $585,000 | $585,000 | $585,000 | $156,000 | $156,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Presidential Bank, Fsb's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Presidential Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.