Prime Choice Funding Inc. Mortgage Lending & HMDA Data, 2020
In 2020, Prime Choice Funding Inc. of Tustin, CA reported 10,628 mortgage applications totaling $3.7 billion, up 191% from 2019. The average application was for $350,657, and applicants reported an average income of $89,992. 56% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,186), Riverside-San Bernardino-Ontario, CA (858) and Anaheim-Santa Ana-Irvine, CA (643) (applications in parentheses).
| Mortgage Company & Address | Prime Choice Funding Inc. 17852 17th St #107 Tustin, CA 92780 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 10,628 |
| Total Mortgage Loan Application Amount | $3,726,790,000 |
| Average Mortgage Loan Application Amount | $350,657 |
| Highest Mortgage Loan Application Amount | $2,995,000 |
| Average Applicant Income | $89,992 |
| Highest Applicant Income | $1,380,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Prime Choice Funding Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 1,186 | $ 478,290,000 | $ 403,279 | $ 118,000 |
| Riverside-San Bernardino-Ontario, CA | 858 | $ 290,920,000 | $ 339,067 | $ 93,000 |
| Anaheim-Santa Ana-Irvine, CA | 643 | $ 266,085,000 | $ 413,818 | $ 122,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 534 | $ 218,430,000 | $ 409,044 | $ 77,814 |
| Phoenix-Mesa-Scottsdale, AZ | 518 | $ 156,980,000 | $ 303,050 | $ 82,000 |
| San Diego-Carlsbad, CA | 447 | $ 189,925,000 | $ 424,888 | $ 96,000 |
| Outside any metro area | 341 | $ 96,205,000 | $ 282,126 | $ 57,909 |
| Sacramento--Roseville--Arden-Arcade, CA | 327 | $ 119,485,000 | $ 365,397 | $ 109,000 |
| Oakland-Hayward-Berkeley, CA | 315 | $ 135,855,000 | $ 431,285 | $ 139,000 |
| Atlanta-Sandy Springs-Roswell, GA | 300 | $ 90,220,000 | $ 300,733 | $ 84,000 |
| Denver-Aurora-Lakewood, CO | 273 | $ 103,965,000 | $ 380,824 | $ 95,000 |
| Colorado Springs, CO | 173 | $ 53,825,000 | $ 311,127 | $ 60,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 170 | $ 68,130,000 | $ 400,764 | $ 112,000 |
| Baltimore-Columbia-Towson, MD | 153 | $ 54,655,000 | $ 357,222 | $ 63,000 |
| Tampa-St. Petersburg-Clearwater, FL | 143 | $ 41,035,000 | $ 286,958 | $ 56,000 |
| Houston-The Woodlands-Sugar Land, TX | 131 | $ 37,995,000 | $ 290,038 | $ 99,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 128 | $ 59,930,000 | $ 468,203 | $ 177,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 116 | $ 41,050,000 | $ 353,879 | $ 77,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 108 | $ 32,700,000 | $ 302,777 | $ 28,731 |
| Raleigh, NC | 92 | $ 31,210,000 | $ 339,239 | $ 101,000 |
| Charlotte-Concord-Gastonia, NC-SC | 90 | $ 28,820,000 | $ 320,222 | $ 92,455 |
| San Francisco-Redwood City-South San Francisco, CA | 88 | $ 40,600,000 | $ 461,363 | $ 170,000 |
| Orlando-Kissimmee-Sanford, FL | 86 | $ 25,610,000 | $ 297,790 | $ 71,000 |
| Vallejo-Fairfield, CA | 82 | $ 32,300,000 | $ 393,902 | $ 84,000 |
| Washington-Baltimore-Arlington, DC | 81 | $ 31,015,000 | $ 382,901 | $ 94,000 |
| New York-Newark, NY | 75 | $ 25,955,000 | $ 346,066 | $ 112,000 |
| Stockton-Lodi, CA | 75 | $ 27,475,000 | $ 366,333 | $ 108,000 |
| Dallas-Plano-Irving, TX | 73 | $ 24,225,000 | $ 331,849 | $ 85,000 |
| Jacksonville, FL | 68 | $ 18,830,000 | $ 276,911 | $ 59,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 67 | $ 21,675,000 | $ 323,507 | $ 68,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 66 | $ 21,330,000 | $ 323,181 | $ 55,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 64 | $ 21,640,000 | $ 338,125 | $ 81,000 |
| Montgomery County-Bucks County-Chester County, PA | 62 | $ 20,170,000 | $ 325,322 | $ 83,000 |
| Newark, NJ-PA | 57 | $ 20,505,000 | $ 359,736 | $ 133,000 |
| Richmond, VA | 57 | $ 18,115,000 | $ 317,807 | $ 74,000 |
| Boston, MA | 53 | $ 21,365,000 | $ 403,113 | $ 79,000 |
| Fresno, CA | 53 | $ 16,135,000 | $ 304,433 | $ 85,000 |
| New York-Jersey City-White Plains, NY-NJ | 52 | $ 20,420,000 | $ 392,692 | $ 106,000 |
| Cambridge-Newton-Framingham, MA | 50 | $ 19,210,000 | $ 384,200 | $ 110,000 |
| Tucson, AZ | 49 | $ 13,085,000 | $ 267,040 | $ 54,000 |
| Bakersfield, CA | 46 | $ 12,940,000 | $ 281,304 | $ 71,000 |
| San Antonio-New Braunfels, TX | 43 | $ 12,395,000 | $ 288,255 | $ 24,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 43 | $ 13,715,000 | $ 318,953 | $ 107,000 |
| Greeley, CO | 42 | $ 13,930,000 | $ 331,666 | $ 76,000 |
| North Port-Sarasota-Bradenton, FL | 42 | $ 12,140,000 | $ 289,047 | $ 57,000 |
| Austin-Round Rock, TX | 41 | $ 12,495,000 | $ 304,756 | $ 77,000 |
| Modesto, CA | 39 | $ 11,935,000 | $ 306,025 | $ 78,000 |
| Boise City, ID | 37 | $ 12,445,000 | $ 336,351 | $ 60,000 |
| Miami-Miami Beach-Kendall, FL | 37 | $ 11,685,000 | $ 315,810 | $ 87,000 |
| Fort Worth-Arlington, TX | 36 | $ 10,750,000 | $ 298,611 | $ 73,000 |
| Bend-Redmond, OR | 34 | $ 10,800,000 | $ 317,647 | $ 81,000 |
| Charleston-North Charleston, SC | 32 | $ 9,030,000 | $ 282,187 | $ 33,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 32 | $ 7,550,000 | $ 235,937 | $ 41,000 |
| Chicago-Naperville, IL | 30 | $ 8,570,000 | $ 285,666 | $ 73,000 |
| Pensacola-Ferry Pass-Brent, FL | 29 | $ 8,075,000 | $ 278,448 | $ 65,000 |
| Camden, NJ | 27 | $ 7,895,000 | $ 292,407 | $ 67,000 |
| Fayetteville, NC | 27 | $ 6,525,000 | $ 241,666 | $ 23,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 27 | $ 10,905,000 | $ 403,888 | $ 116,000 |
| Fort Collins, CO | 26 | $ 8,770,000 | $ 337,307 | $ 104,000 |
| Santa Maria-Santa Barbara, CA | 26 | $ 11,450,000 | $ 440,384 | $ 99,000 |
| Cincinnati, OH-KY-IN | 25 | $ 6,155,000 | $ 246,200 | $ 41,280 |
| Albuquerque, NM | 24 | $ 7,520,000 | $ 313,333 | $ 24,000 |
| Salem, OR | 24 | $ 7,210,000 | $ 300,416 | $ 49,000 |
| Santa Rosa, CA | 24 | $ 10,250,000 | $ 427,083 | $ 115,000 |
| Augusta-Richmond County, GA-SC | 23 | $ 6,045,000 | $ 262,826 | $ 18,782 |
| Eugene, OR | 21 | $ 6,885,000 | $ 327,857 | $ 65,000 |
| Lake Havasu City-Kingman, AZ | 21 | $ 5,845,000 | $ 278,333 | $ 107,000 |
| Port St. Lucie, FL | 21 | $ 5,925,000 | $ 282,142 | $ 51,000 |
| Prescott Valley-Prescott, AZ | 21 | $ 7,125,000 | $ 339,285 | $ 42,000 |
| San Rafael, CA | 21 | $ 9,675,000 | $ 460,714 | $ 136,000 |
| Boulder, CO | 20 | $ 7,230,000 | $ 361,500 | $ 138,000 |
| Indianapolis-Carmel-Anderson, IN | 20 | $ 4,170,000 | $ 208,500 | $ 23,000 |
| Lakeland-Winter Haven, FL | 20 | $ 4,650,000 | $ 232,500 | $ 32,000 |
| Memphis, TN-MS-AR | 20 | $ 5,130,000 | $ 256,500 | $ 63,000 |
| Warren-Troy-Farmington Hills, MI | 20 | $ 5,760,000 | $ 288,000 | $ 71,000 |
| Worcester, MA-CT | 20 | $ 5,740,000 | $ 287,000 | $ 35,000 |
| Cape Coral-Fort Myers, FL | 19 | $ 5,925,000 | $ 311,842 | $ 64,000 |
| Coeur D'Alene, ID | 19 | $ 5,625,000 | $ 296,052 | $ 40,000 |
| Philadelphia, PA | 19 | $ 5,515,000 | $ 290,263 | $ 99,000 |
| Salinas, CA | 19 | $ 8,565,000 | $ 450,789 | $ 153,000 |
| Bridgeport-Stamford-Norwalk, CT | 18 | $ 6,520,000 | $ 362,222 | $ 138,000 |
| Pueblo, CO | 18 | $ 4,500,000 | $ 250,000 | $ 53,000 |
| Asheville, NC | 17 | $ 4,585,000 | $ 269,705 | $ 63,000 |
| Palm Bay-Melbourne-Titusville, FL | 17 | $ 4,865,000 | $ 286,176 | $ 73,000 |
| Providence-Warwick, RI-MA | 17 | $ 4,995,000 | $ 293,823 | $ 80,235 |
| Rockingham County-Strafford County, NH | 17 | $ 5,225,000 | $ 307,352 | $ 45,000 |
| Springfield, MA | 17 | $ 4,205,000 | $ 247,352 | $ 66,000 |
| Columbus, OH | 16 | $ 4,180,000 | $ 261,250 | $ 39,000 |
| Durham-Chapel Hill, NC | 16 | $ 4,870,000 | $ 304,375 | $ 84,000 |
| Santa Cruz-Watsonville, CA | 16 | $ 7,680,000 | $ 480,000 | $ 181,000 |
| Visalia-Porterville, CA | 16 | $ 4,580,000 | $ 286,250 | $ 85,000 |
| Medford, OR | 15 | $ 4,575,000 | $ 305,000 | $ 66,000 |
| Naples-Immokalee-Marco Island, FL | 15 | $ 4,545,000 | $ 303,000 | $ 146,000 |
| Birmingham-Hoover, AL | 14 | $ 4,000,000 | $ 285,714 | $ 82,000 |
| Columbia, SC | 14 | $ 3,820,000 | $ 272,857 | $ 41,000 |
| Hartford-West Hartford-East Hartford, CT | 14 | $ 4,630,000 | $ 330,714 | $ 122,000 |
| Redding, CA | 14 | $ 3,760,000 | $ 268,571 | $ 63,000 |
| Knoxville, TN | 13 | $ 3,345,000 | $ 257,307 | $ 50,000 |
| Manchester-Nashua, NH | 13 | $ 4,245,000 | $ 326,538 | $ 48,000 |
| Savannah, GA | 13 | $ 3,365,000 | $ 258,846 | $ 36,000 |
| Wilmington, DE-MD-NJ | 13 | $ 4,275,000 | $ 328,846 | $ 40,846 |
| Chattanooga, TN-GA | 12 | $ 3,020,000 | $ 251,666 | $ 89,416 |
| Chico, CA | 12 | $ 3,830,000 | $ 319,166 | $ 103,000 |
| Cleveland-Elyria, OH | 12 | $ 3,010,000 | $ 250,833 | $ 12,000 |
| Crestview-Fort Walton Beach-Destin, FL | 12 | $ 3,530,000 | $ 294,166 | $ 78,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 12 | $ 3,630,000 | $ 302,500 | $ 49,250 |
| Albany, OR | 11 | $ 2,765,000 | $ 251,363 | $ 14,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 11 | $ 2,475,000 | $ 225,000 | $ 24,818 |
| Anchorage, AK | 11 | $ 3,545,000 | $ 322,272 | $ 8,000 |
| New Haven-Milford, CT | 11 | $ 3,385,000 | $ 307,727 | $ 114,000 |
| Pittsburgh, PA | 11 | $ 3,115,000 | $ 283,181 | $ 76,000 |
| Sebastian-Vero Beach, FL | 11 | $ 2,865,000 | $ 260,454 | $ 13,000 |
| Wilmington, NC | 11 | $ 3,245,000 | $ 295,000 | $ 62,000 |
| Yuba City, CA | 11 | $ 3,115,000 | $ 283,181 | $ 55,000 |
| California-Lexington Park, MD | 10 | $ 3,170,000 | $ 317,000 | $ 58,000 |
| Charlottesville, VA | 10 | $ 3,310,000 | $ 331,000 | $ 84,000 |
| Clarksville, TN-KY | 10 | $ 2,250,000 | $ 225,000 | $ 0 |
| Greensboro-High Point, NC | 10 | $ 3,010,000 | $ 301,000 | $ 60,000 |
| Huntsville, AL | 10 | $ 2,220,000 | $ 222,000 | $ 5,000 |
| Napa, CA | 10 | $ 5,530,000 | $ 553,000 | $ 103,000 |
| Greenville-Anderson-Mauldin, SC | 9 | $ 2,095,000 | $ 232,777 | $ 37,000 |
| Lake County-Kenosha County, IL-WI | 9 | $ 2,415,000 | $ 268,333 | $ 32,000 |
| Merced, CA | 9 | $ 1,905,000 | $ 211,666 | $ 89,000 |
| Portland-South Portland, ME | 9 | $ 3,115,000 | $ 346,111 | $ 16,000 |
| Salisbury, MD-DE | 9 | $ 3,125,000 | $ 347,222 | $ 32,333 |
| Athens-Clarke County, GA | 8 | $ 1,960,000 | $ 245,000 | $ 89,000 |
| Columbus, GA-AL | 8 | $ 1,710,000 | $ 213,750 | $ 11,375 |
| Detroit-Dearborn-Livonia, MI | 8 | $ 1,900,000 | $ 237,500 | $ 62,000 |
| Flagstaff, AZ | 8 | $ 2,230,000 | $ 278,750 | $ 104,000 |
| Gainesville, GA | 8 | $ 2,760,000 | $ 345,000 | $ 89,000 |
| Killeen-Temple, TX | 8 | $ 1,500,000 | $ 187,500 | $ 12,000 |
| Montgomery, AL | 8 | $ 2,190,000 | $ 273,750 | $ 26,000 |
| Roanoke, VA | 8 | $ 2,260,000 | $ 282,500 | $ 25,000 |
| Canton-Massillon, OH | 7 | $ 1,475,000 | $ 210,714 | $ 10,000 |
| Daphne-Fairhope-Foley, AL | 7 | $ 2,345,000 | $ 335,000 | $ 33,000 |
| El Centro, CA | 7 | $ 1,665,000 | $ 237,857 | $ 97,000 |
| Grand Junction, CO | 7 | $ 1,875,000 | $ 267,857 | $ 38,000 |
| Grants Pass, OR | 7 | $ 2,105,000 | $ 300,714 | $ 17,000 |
| Madera, CA | 7 | $ 2,095,000 | $ 299,285 | $ 88,000 |
| Mobile, AL | 7 | $ 1,515,000 | $ 216,428 | $ 8,000 |
| Santa Fe, NM | 7 | $ 2,585,000 | $ 369,285 | $ 81,000 |
| Warner Robins, GA | 7 | $ 1,705,000 | $ 243,571 | $ 9,000 |
| Winston-Salem, NC | 7 | $ 1,865,000 | $ 266,428 | $ 72,000 |
| York-Hanover, PA | 7 | $ 1,575,000 | $ 225,000 | $ 84,000 |
| Akron, OH | 6 | $ 1,350,000 | $ 225,000 | $ 0 |
| Barnstable Town, MA | 6 | $ 1,950,000 | $ 325,000 | $ 26,000 |
| Gary, IN | 6 | $ 1,670,000 | $ 278,333 | $ 88,000 |
| Hickory-Lenoir-Morganton, NC | 6 | $ 1,410,000 | $ 235,000 | $ 48,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 6 | $ 1,260,000 | $ 210,000 | $ 44,000 |
| Jacksonville, NC | 6 | $ 1,210,000 | $ 201,666 | $ 24,000 |
| Las Cruces, NM | 6 | $ 1,560,000 | $ 260,000 | $ 96,000 |
| Punta Gorda, FL | 6 | $ 1,660,000 | $ 276,666 | $ 49,000 |
| Rocky Mount, NC | 6 | $ 1,210,000 | $ 201,666 | $ 0 |
| Winchester, VA-WV | 6 | $ 1,700,000 | $ 283,333 | $ 38,000 |
| Cheyenne, WY | 5 | $ 1,285,000 | $ 257,000 | $ 0 |
| Dayton-Springfield-Kettering, OH | 5 | $ 1,235,000 | $ 247,000 | $ 53,000 |
| Fort Wayne, IN | 5 | $ 885,000 | $ 177,000 | $ 0 |
| Grand Rapids-Wyoming, MI | 5 | $ 1,615,000 | $ 323,000 | $ 100,000 |
| Harrisburg-Carlisle, PA | 5 | $ 1,125,000 | $ 225,000 | $ 61,000 |
| Idaho Falls, ID | 5 | $ 1,245,000 | $ 249,000 | $ 33,000 |
| Lancaster, PA | 5 | $ 1,215,000 | $ 243,000 | $ 97,000 |
| Ocala, FL | 5 | $ 1,315,000 | $ 263,000 | $ 26,000 |
| St. Louis, MO-IL | 5 | $ 1,175,000 | $ 235,000 | $ 36,000 |
| Tallahassee, FL | 5 | $ 1,025,000 | $ 205,000 | $ 48,000 |
| The Villages, FL | 5 | $ 1,605,000 | $ 321,000 | $ 51,000 |
| Trenton, NJ | 5 | $ 1,435,000 | $ 287,000 | $ 84,000 |
| Yuma, AZ | 5 | $ 1,055,000 | $ 211,000 | $ 33,000 |
| Hanford-Corcoran, CA | 4 | $ 1,270,000 | $ 317,500 | $ 74,000 |
| Lafayette-West Lafayette, IN | 4 | $ 940,000 | $ 235,000 | $ 25,000 |
| Lansing-East Lansing, MI | 4 | $ 1,020,000 | $ 255,000 | $ 20,000 |
| New Orleans-Metairie, LA | 4 | $ 960,000 | $ 240,000 | $ 53,000 |
| Ocean City, NJ | 4 | $ 1,250,000 | $ 312,500 | $ 75,000 |
| Staunton-Waynesboro, VA | 4 | $ 830,000 | $ 207,500 | $ 0 |
| Toledo, OH | 4 | $ 770,000 | $ 192,500 | $ 12,000 |
| Tuscaloosa, AL | 4 | $ 1,210,000 | $ 302,500 | $ 66,000 |
| Valdosta, GA | 4 | $ 590,000 | $ 147,500 | $ 31,000 |
| Baton Rouge, LA | 3 | $ 745,000 | $ 248,333 | $ 24,000 |
| Burlington, NC | 3 | $ 595,000 | $ 198,333 | $ 14,000 |
| Chambersburg-Waynesboro, PA | 3 | $ 685,000 | $ 228,333 | $ 25,000 |
| Cleveland, TN | 3 | $ 695,000 | $ 231,666 | $ 0 |
| Dover, DE | 3 | $ 565,000 | $ 188,333 | $ 0 |
| El Paso, TX | 3 | $ 785,000 | $ 261,666 | $ 0 |
| Elgin, IL | 3 | $ 905,000 | $ 301,666 | $ 56,000 |
| Homosassa Springs, FL | 3 | $ 625,000 | $ 208,333 | $ 0 |
| Johnson City, TN | 3 | $ 1,005,000 | $ 335,000 | $ 0 |
| Kalamazoo-Portage, MI | 3 | $ 1,025,000 | $ 341,666 | $ 66,000 |
| Lebanon, PA | 3 | $ 885,000 | $ 295,000 | $ 27,000 |
| Lynchburg, VA | 3 | $ 815,000 | $ 271,666 | $ 94,000 |
| New Bern, NC | 3 | $ 805,000 | $ 268,333 | $ 31,000 |
| Norwich-New London, CT | 3 | $ 805,000 | $ 268,333 | $ 0 |
| Panama City, FL | 3 | $ 825,000 | $ 275,000 | $ 66,000 |
| Reading, PA | 3 | $ 1,125,000 | $ 375,000 | $ 66,000 |
| Shreveport-Bossier City, LA | 3 | $ 615,000 | $ 205,000 | $ 25,000 |
| Sierra Vista-Douglas, AZ | 3 | $ 765,000 | $ 255,000 | $ 0 |
| Spartanburg, SC | 3 | $ 885,000 | $ 295,000 | $ 72,000 |
| Williamsport, PA | 3 | $ 755,000 | $ 251,666 | $ 30,000 |
| Amarillo, TX | 2 | $ 500,000 | $ 250,000 | $ 120,000 |
| Atlantic City-Hammonton, NJ | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Auburn-Opelika, AL | 2 | $ 820,000 | $ 410,000 | $ 399,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 700,000 | $ 350,000 | $ 62,000 |
| East Stroudsburg, PA | 2 | $ 520,000 | $ 260,000 | $ 0 |
| Erie, PA | 2 | $ 350,000 | $ 175,000 | $ 28,000 |
| Fairbanks, AK | 2 | $ 720,000 | $ 360,000 | $ 0 |
| Flint, MI | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Gettysburg, PA | 2 | $ 410,000 | $ 205,000 | $ 55,000 |
| Goldsboro, NC | 2 | $ 270,000 | $ 135,000 | $ 43,000 |
| Greenville, NC | 2 | $ 650,000 | $ 325,000 | $ 115,000 |
| Hammond, LA | 2 | $ 550,000 | $ 275,000 | $ 0 |
| Hinesville, GA | 2 | $ 370,000 | $ 185,000 | $ 36,000 |
| Jackson, TN | 2 | $ 610,000 | $ 305,000 | $ 49,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 400,000 | $ 200,000 | $ 31,000 |
| Lexington-Fayette, KY | 2 | $ 850,000 | $ 425,000 | $ 33,000 |
| Louisville/Jefferson County, KY-IN | 2 | $ 240,000 | $ 120,000 | $ 69,000 |
| Mankato-North Mankato, MN | 2 | $ 590,000 | $ 295,000 | $ 92,000 |
| Rochester, MN | 2 | $ 810,000 | $ 405,000 | $ 59,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 2 | $ 370,000 | $ 185,000 | $ 10,000 |
| Sumter, SC | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Waco, TX | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Abilene, TX | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Albany, GA | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Alexandria, LA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 195,000 | $ 195,000 | $ 31,000 |
| Brownsville-Harlingen, TX | 1 | $ 245,000 | $ 245,000 | $ 76,000 |
| Brunswick, GA | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Casper, WY | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Corpus Christi, TX | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Decatur, AL | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Dothan, AL | 1 | $ 245,000 | $ 245,000 | $ 86,000 |
| Duluth, MN-WI | 1 | $ 235,000 | $ 235,000 | $ 47,000 |
| Elkhart-Goshen, IN | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Farmington, NM | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Florence, SC | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Gainesville, FL | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Houma-Thibodaux, LA | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Johnstown, PA | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Kankakee, IL | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Lafayette, LA | 1 | $ 245,000 | $ 245,000 | $ 50,000 |
| Las Vegas-Henderson-Paradise, NV | 1 | $ 335,000 | $ 335,000 | $ 120,000 |
| Lewiston, ID-WA | 1 | $ 285,000 | $ 285,000 | $ 138,000 |
| Lima, OH | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Longview, TX | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Midland, TX | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Monroe, LA | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Morristown, TN | 1 | $ 195,000 | $ 195,000 | $ 53,000 |
| Odessa, TX | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Pittsfield, MA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Rockford, IL | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Sebring, FL | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Sherman-Denison, TX | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Springfield, OH | 1 | $ 245,000 | $ 245,000 | $ 72,000 |
| State College, PA | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Terre Haute, IN | 1 | $ 205,000 | $ 205,000 | $ 144,000 |
| Texarkana, TX-AR | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Twin Falls, ID | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Tyler, TX | 1 | $ 235,000 | $ 235,000 | $ 170,000 |
| Wheeling, WV-OH | 1 | $ 215,000 | $ 215,000 | $ 0 |
Mortgage Loan Application Detail Totals for Prime Choice Funding Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 6,376 | $2,181,990,000 | $342,000 | $1,795,000 | $76,000 | $1,380,000 |
| Cash-out Refinancing | 3,675 | $1,319,895,000 | $359,000 | $1,435,000 | $112,000 | $883,000 |
| Home Purchase | 570 | $221,740,000 | $389,000 | $2,995,000 | $104,000 | $1,080,000 |
| Home Improvement | 7 | $3,165,000 | $452,000 | $605,000 | $140,000 | $286,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,416 | $1,530,300,000 | $346,000 | $2,505,000 | $88,000 | $1,380,000 |
| Not Provided | 4,222 | $1,487,490,000 | $352,000 | $2,995,000 | $91,000 | $1,080,000 |
| Hispanic | 745 | $258,045,000 | $346,000 | $1,245,000 | $85,000 | $555,000 |
| Asian | 620 | $243,700,000 | $393,000 | $915,000 | $128,000 | $883,000 |
| Black or African American | 538 | $174,090,000 | $323,000 | $825,000 | $53,000 | $295,000 |
| Native Hawaiian or Other Pacific Islander | 24 | $8,800,000 | $366,000 | $515,000 | $84,000 | $222,000 |
| American Indian or Alaskan Native | 14 | $5,180,000 | $370,000 | $805,000 | $72,000 | $233,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,437 | $2,380,435,000 | $369,000 | $2,995,000 | $133,000 | $1,380,000 |
| VA-guaranteed (Veterans Administration) | 3,290 | $1,086,680,000 | $330,000 | $1,435,000 | $21,000 | $427,000 |
| FHA-insured (Federal Housing Administration) | 900 | $259,500,000 | $288,000 | $835,000 | $34,000 | $350,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $175,000 | $175,000 | $175,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,899 | $2,063,995,000 | $349,000 | $2,505,000 | $90,000 | $1,080,000 |
| Application Withdrawn By Applicant | 4,585 | $1,614,265,000 | $352,000 | $2,995,000 | $90,000 | $1,380,000 |
| Application Denied By Financial Institution | 142 | $48,040,000 | $338,000 | $705,000 | $74,000 | $390,000 |
| Application Approved But Not Accepted | 1 | $215,000 | $215,000 | $215,000 | $77,000 | $77,000 |
| File Closed For Incompleteness | 1 | $275,000 | $275,000 | $275,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 10,486 | $3,678,750,000 | $350,000 | $2,995,000 | $90,000 | $1,380,000 |
| Other | 53 | $17,075,000 | $322,000 | $705,000 | $61,000 | $390,000 |
| Debt-To-Income Ratio | 35 | $12,545,000 | $358,000 | $675,000 | $84,000 | $263,000 |
| Credit History | 22 | $6,750,000 | $306,000 | $545,000 | $55,000 | $203,000 |
| Mortgage Insurance Denied | 11 | $4,185,000 | $380,000 | $615,000 | $88,000 | $264,000 |
| Employment History | 9 | $3,245,000 | $360,000 | $515,000 | $119,000 | $190,000 |
| Collateral | 9 | $3,135,000 | $348,000 | $505,000 | $90,000 | $172,000 |
| Unverifiable Information | 3 | $1,105,000 | $368,000 | $405,000 | $109,000 | $155,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Prime Choice Funding Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Prime Choice Funding Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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