Prosperity Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Prosperity Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Prosperity Bank 1301 N Mechanic El Campo, TX 77437 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 6,925 |
| Total Mortgage Loan Application Amount | $2,309,336,000 |
| Average Mortgage Loan Application Amount | $268,000 |
| Highest Mortgage Loan Application Amount | $92,960,000 |
| Average Applicant Income | $131,666 |
| Highest Applicant Income | $14,229,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Prosperity Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Prosperity Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Prosperity Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Prosperity Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Prosperity Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Prosperity Bank's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 712 | $ 490,502,000 | $ 688,000 | $ 160,000 |
| Victoria County Texas | 437 | $ 34,995,000 | $ 80,000 | $ 65,000 |
| Travis County Texas | 359 | $ 397,133,000 | $ 1,106,000 | $ 330,000 |
| Nueces County Texas | 278 | $ 54,209,000 | $ 194,000 | $ 169,000 |
| Brazos County Texas | 272 | $ 76,818,000 | $ 282,000 | $ 106,000 |
| Lubbock County Texas | 229 | $ 23,016,000 | $ 100,000 | $ 92,000 |
| Dallas County Texas | 209 | $ 224,091,000 | $ 1,072,000 | $ 250,000 |
| Fort Bend County Texas | 179 | $ 49,224,000 | $ 274,000 | $ 163,000 |
| Tulsa County Oklahoma | 161 | $ 29,829,000 | $ 185,000 | $ 90,000 |
| Oklahoma County Oklahoma | 152 | $ 29,212,000 | $ 192,000 | $ 116,000 |
| Hale County Texas | 131 | $ 12,662,000 | $ 96,000 | $ 68,000 |
| Montgomery County Texas | 131 | $ 48,577,000 | $ 370,000 | $ 199,000 |
| Galveston County Texas | 116 | $ 26,646,000 | $ 229,000 | $ 221,000 |
| Midland County Texas | 106 | $ 29,265,000 | $ 276,000 | $ 110,000 |
| Williamson County Texas | 102 | $ 29,323,000 | $ 287,000 | $ 169,000 |
| Aransas County Texas | 97 | $ 17,374,000 | $ 179,000 | $ 176,000 |
| Tarrant County Texas | 95 | $ 58,022,000 | $ 610,000 | $ 148,000 |
| Bastrop County Texas | 89 | $ 16,772,000 | $ 188,000 | $ 195,000 |
| Taylor County Texas | 89 | $ 10,253,000 | $ 115,000 | $ 82,000 |
| Matagorda County Texas | 88 | $ 13,084,000 | $ 148,000 | $ 115,000 |
| Henderson County Texas | 87 | $ 9,220,000 | $ 105,000 | $ 86,000 |
| Comal County Texas | 86 | $ 43,390,000 | $ 504,000 | $ 148,000 |
| Brazoria County Texas | 83 | $ 15,062,000 | $ 181,000 | $ 126,000 |
| Houston County Texas | 81 | $ 9,595,000 | $ 118,000 | $ 94,000 |
| Smith County Texas | 75 | $ 13,969,000 | $ 186,000 | $ 117,000 |
| Wharton County Texas | 75 | $ 8,023,000 | $ 106,000 | $ 86,000 |
| Grimes County Texas | 73 | $ 10,300,000 | $ 141,000 | $ 192,000 |
| Howard County Texas | 73 | $ 5,816,000 | $ 79,000 | $ 79,000 |
| San Patricio County Texas | 73 | $ 7,934,000 | $ 108,000 | $ 85,000 |
| Waller County Texas | 71 | $ 13,494,000 | $ 190,000 | $ 87,000 |
| Liberty County Texas | 66 | $ 6,604,000 | $ 100,000 | $ 88,000 |
| Collin County Texas | 65 | $ 50,859,000 | $ 782,000 | $ 123,000 |
| Hays County Texas | 60 | $ 24,459,000 | $ 407,000 | $ 190,000 |
| Brown County Texas | 58 | $ 5,094,000 | $ 87,000 | $ 70,000 |
| Navarro County Texas | 56 | $ 8,619,000 | $ 153,000 | $ 89,000 |
| Ector County Texas | 55 | $ 9,076,000 | $ 165,000 | $ 103,000 |
| Bexar County Texas | 53 | $ 58,886,000 | $ 1,111,000 | $ 196,000 |
| Denton County Texas | 52 | $ 12,481,000 | $ 240,000 | $ 211,000 |
| Jackson County Texas | 51 | $ 4,048,000 | $ 79,000 | $ 120,000 |
| Robertson County Texas | 50 | $ 4,760,000 | $ 95,000 | $ 66,000 |
| Cleveland County Oklahoma | 48 | $ 8,918,000 | $ 185,000 | $ 43,000 |
| Anderson County Texas | 48 | $ 5,227,000 | $ 108,000 | $ 81,000 |
| Ellis County Texas | 44 | $ 7,748,000 | $ 176,000 | $ 221,000 |
| Freestone County Texas | 41 | $ 4,364,000 | $ 106,000 | $ 121,000 |
| Cooke County Texas | 40 | $ 5,822,000 | $ 145,000 | $ 243,000 |
| Goliad County Texas | 39 | $ 3,536,000 | $ 90,000 | $ 65,000 |
| Fayette County Texas | 38 | $ 4,130,000 | $ 108,000 | $ 127,000 |
| Calhoun County Texas | 36 | $ 5,225,000 | $ 145,000 | $ 138,000 |
| Jefferson County Texas | 35 | $ 4,937,000 | $ 141,000 | $ 107,000 |
| Canadian County Oklahoma | 34 | $ 27,845,000 | $ 818,000 | $ 65,000 |
| Colorado County Texas | 33 | $ 3,795,000 | $ 115,000 | $ 89,000 |
| Parker County Texas | 33 | $ 45,013,000 | $ 1,364,000 | $ 169,000 |
| Bee County Texas | 31 | $ 2,678,000 | $ 86,000 | $ 79,000 |
| Cherokee County Texas | 29 | $ 2,443,000 | $ 84,000 | $ 80,000 |
| Burleson County Texas | 28 | $ 4,214,000 | $ 150,000 | $ 102,000 |
| Guadalupe County Texas | 28 | $ 5,306,000 | $ 189,000 | $ 149,000 |
| Madison County Texas | 28 | $ 2,829,000 | $ 101,000 | $ 75,000 |
| Lavaca County Texas | 27 | $ 3,891,000 | $ 144,000 | $ 76,000 |
| Leon County Texas | 27 | $ 5,121,000 | $ 189,000 | $ 229,000 |
| Panola County Texas | 27 | $ 3,685,000 | $ 136,000 | $ 87,000 |
| Terry County Texas | 27 | $ 763,000 | $ 28,000 | $ 48,000 |
| Atascosa County Texas | 25 | $ 3,835,000 | $ 153,000 | $ 108,000 |
| Burnet County Texas | 24 | $ 4,528,000 | $ 188,000 | $ 138,000 |
| Chambers County Texas | 24 | $ 4,235,000 | $ 176,000 | $ 91,000 |
| Lee County Texas | 24 | $ 7,383,000 | $ 307,000 | $ 75,000 |
| Walker County Texas | 24 | $ 4,684,000 | $ 195,000 | $ 93,000 |
| Eastland County Texas | 23 | $ 1,814,000 | $ 78,000 | $ 78,000 |
| Scurry County Texas | 23 | $ 628,000 | $ 27,000 | $ 46,000 |
| Hockley County Texas | 21 | $ 1,275,000 | $ 60,000 | $ 60,000 |
| Wood County Texas | 21 | $ 3,836,000 | $ 182,000 | $ 380,000 |
| Washington County Texas | 20 | $ 5,346,000 | $ 267,000 | $ 155,000 |
| DeWitt County Texas | 19 | $ 1,642,000 | $ 86,000 | $ 62,000 |
| Floyd County Texas | 18 | $ 1,247,000 | $ 69,000 | $ 80,000 |
| Kaufman County Texas | 18 | $ 2,054,000 | $ 114,000 | $ 123,000 |
| Tom Green County Texas | 18 | $ 2,983,000 | $ 165,000 | $ 100,000 |
| Van Zandt County Texas | 15 | $ 2,475,000 | $ 165,000 | $ 80,000 |
| Llano County Texas | 14 | $ 4,821,000 | $ 344,000 | $ 346,000 |
| Jim Wells County Texas | 13 | $ 1,247,000 | $ 95,000 | $ 118,000 |
| Limestone County Texas | 13 | $ 2,996,000 | $ 230,000 | $ 93,000 |
| Milam County Texas | 13 | $ 1,731,000 | $ 133,000 | $ 110,000 |
| Lamb County Texas | 12 | $ 765,000 | $ 63,000 | $ 60,000 |
| Gonzales County Texas | 11 | $ 1,084,000 | $ 98,000 | $ 89,000 |
| San Jacinto County Texas | 11 | $ 2,177,000 | $ 197,000 | $ 144,000 |
| Rogers County Oklahoma | 10 | $ 2,312,000 | $ 231,000 | $ 74,000 |
| Austin County Texas | 10 | $ 2,080,000 | $ 208,000 | $ 376,000 |
| Gregg County Texas | 10 | $ 1,162,000 | $ 116,000 | $ 58,000 |
| Logan County Oklahoma | 9 | $ 2,576,000 | $ 286,000 | $ 163,000 |
| Callahan County Texas | 9 | $ 572,000 | $ 63,000 | $ 69,000 |
| Haskell County Texas | 9 | $ 720,000 | $ 80,000 | $ 76,000 |
| Bell County Texas | 8 | $ 1,097,000 | $ 137,000 | $ 122,000 |
| Blanco County Texas | 8 | $ 3,547,000 | $ 443,000 | $ 323,000 |
| Hood County Texas | 8 | $ 1,680,000 | $ 210,000 | $ 157,000 |
| Kleberg County Texas | 8 | $ 852,000 | $ 106,000 | $ 84,000 |
| Delaware County Oklahoma | 7 | $ 2,203,000 | $ 314,000 | $ 543,000 |
| Live Oak County Texas | 7 | $ 899,000 | $ 128,000 | $ 92,000 |
| Refugio County Texas | 7 | $ 268,000 | $ 38,000 | $ 22,000 |
| Rockwall County Texas | 7 | $ 2,582,000 | $ 368,000 | $ 137,000 |
| Somervell County Texas | 7 | $ 832,000 | $ 118,000 | $ 61,000 |
| Winkler County Texas | 7 | $ 801,000 | $ 114,000 | $ 69,000 |
| Lincoln County New Mexico | 6 | $ 1,309,000 | $ 218,000 | $ 255,000 |
| Osage County Oklahoma | 6 | $ 978,000 | $ 163,000 | $ 52,000 |
| Caldwell County Texas | 6 | $ 1,444,000 | $ 240,000 | $ 90,000 |
| Gillespie County Texas | 6 | $ 3,442,000 | $ 573,000 | $ 710,000 |
| Grayson County Texas | 6 | $ 1,585,000 | $ 264,000 | $ 101,000 |
| Hardin County Texas | 6 | $ 941,000 | $ 156,000 | $ 106,000 |
| Hopkins County Texas | 6 | $ 1,949,000 | $ 324,000 | $ 356,000 |
| Hunt County Texas | 6 | $ 1,162,000 | $ 193,000 | $ 157,000 |
| Johnson County Texas | 6 | $ 793,000 | $ 132,000 | $ 74,000 |
| Jones County Texas | 6 | $ 368,000 | $ 61,000 | $ 69,000 |
| Kendall County Texas | 6 | $ 2,849,000 | $ 474,000 | $ 271,000 |
| Kerr County Texas | 6 | $ 4,037,000 | $ 672,000 | $ 387,000 |
| Martin County Texas | 6 | $ 941,000 | $ 156,000 | $ 212,000 |
| Nacogdoches County Texas | 6 | $ 1,675,000 | $ 279,000 | $ 277,000 |
| Upshur County Texas | 6 | $ 438,000 | $ 73,000 | $ 40,000 |
| Wagoner County Oklahoma | 5 | $ 1,158,000 | $ 231,000 | $ 88,000 |
| Hill County Texas | 5 | $ 761,000 | $ 152,000 | $ 219,000 |
| McLennan County Texas | 5 | $ 715,000 | $ 143,000 | $ 113,000 |
| Mitchell County Texas | 5 | $ 879,000 | $ 175,000 | $ 79,000 |
| Grady County Oklahoma | 4 | $ 782,000 | $ 195,000 | $ 141,000 |
| Andrews County Texas | 4 | $ 688,000 | $ 172,000 | $ 46,000 |
| Comanche County Texas | 4 | $ 188,000 | $ 47,000 | $ 37,000 |
| Fannin County Texas | 4 | $ 1,685,000 | $ 421,000 | $ 86,000 |
| Hamilton County Texas | 4 | $ 600,000 | $ 150,000 | $ 125,000 |
| Harrison County Texas | 4 | $ 546,000 | $ 136,000 | $ 105,000 |
| Hidalgo County Texas | 4 | $ 803,000 | $ 200,000 | $ 87,000 |
| Menard County Texas | 4 | $ 571,000 | $ 142,000 | $ 269,000 |
| Palo Pinto County Texas | 4 | $ 2,730,000 | $ 682,000 | $ 469,000 |
| Swisher County Texas | 4 | $ 102,000 | $ 25,000 | $ 169,000 |
| Wise County Texas | 4 | $ 736,000 | $ 184,000 | $ 113,000 |
| Bosque County Texas | 3 | $ 505,000 | $ 168,000 | $ 82,000 |
| Briscoe County Texas | 3 | $ 331,000 | $ 110,000 | $ 132,000 |
| Cameron County Texas | 3 | $ 745,000 | $ 248,000 | $ 0 |
| Franklin County Texas | 3 | $ 1,226,000 | $ 408,000 | $ 107,000 |
| Garza County Texas | 3 | $ 548,000 | $ 182,000 | $ 373,000 |
| Karnes County Texas | 3 | $ 776,000 | $ 258,000 | $ 76,000 |
| Lynn County Texas | 3 | $ 826,000 | $ 275,000 | $ 129,000 |
| Rusk County Texas | 3 | $ 619,000 | $ 206,000 | $ 55,000 |
| Napa County California | 2 | $ 624,000 | $ 312,000 | $ 171,000 |
| Collier County Florida | 2 | $ 484,000 | $ 242,000 | $ 0 |
| Santa Fe County New Mexico | 2 | $ 1,204,000 | $ 602,000 | $ 579,000 |
| Comanche County Oklahoma | 2 | $ 1,607,000 | $ 803,000 | $ 54,000 |
| Garfield County Oklahoma | 2 | $ 193,000 | $ 96,000 | $ 27,000 |
| Lincoln County Oklahoma | 2 | $ 725,000 | $ 362,000 | $ 82,000 |
| McClain County Oklahoma | 2 | $ 435,000 | $ 217,000 | $ 89,000 |
| McCurtain County Oklahoma | 2 | $ 760,000 | $ 380,000 | $ 0 |
| Okmulgee County Oklahoma | 2 | $ 246,000 | $ 123,000 | $ 79,000 |
| Brewster County Texas | 2 | $ 822,000 | $ 411,000 | $ 390,000 |
| Crockett County Texas | 2 | $ 800,000 | $ 400,000 | $ 92,000 |
| Jasper County Texas | 2 | $ 87,000 | $ 43,000 | $ 67,000 |
| Jeff Davis County Texas | 2 | $ 240,000 | $ 120,000 | $ 60,000 |
| Kimble County Texas | 2 | $ 783,000 | $ 391,000 | $ 122,000 |
| Lamar County Texas | 2 | $ 175,000 | $ 87,000 | $ 90,000 |
| Marion County Texas | 2 | $ 197,000 | $ 98,000 | $ 34,000 |
| Newton County Texas | 2 | $ 76,000 | $ 38,000 | $ 115,000 |
| Nolan County Texas | 2 | $ 60,000 | $ 30,000 | $ 78,000 |
| Polk County Texas | 2 | $ 201,000 | $ 100,000 | $ 228,000 |
| Rains County Texas | 2 | $ 452,000 | $ 226,000 | $ 136,000 |
| Real County Texas | 2 | $ 896,000 | $ 448,000 | $ 125,000 |
| Sabine County Texas | 2 | $ 147,000 | $ 73,000 | $ 56,000 |
| Titus County Texas | 2 | $ 115,000 | $ 57,000 | $ 92,000 |
| Trinity County Texas | 2 | $ 326,000 | $ 163,000 | $ 109,000 |
| Tyler County Texas | 2 | $ 319,000 | $ 159,000 | $ 104,000 |
| Willacy County Texas | 2 | $ 201,000 | $ 100,000 | $ 186,000 |
| Wilson County Texas | 2 | $ 563,000 | $ 281,000 | $ 88,000 |
| Dallas County Arkansas | 1 | $ 116,000 | $ 116,000 | $ 89,000 |
| Garland County Arkansas | 1 | $ 99,000 | $ 99,000 | $ 243,000 |
| Adams County Colorado | 1 | $ 5,000 | $ 5,000 | $ 31,000 |
| Arapahoe County Colorado | 1 | $ 332,000 | $ 332,000 | $ 74,000 |
| Archuleta County Colorado | 1 | $ 260,000 | $ 260,000 | $ 27,000 |
| Gunnison County Colorado | 1 | $ 776,000 | $ 776,000 | $ 2,239,000 |
| La Plata County Colorado | 1 | $ 839,000 | $ 839,000 | $ 526,000 |
| Mineral County Colorado | 1 | $ 229,000 | $ 229,000 | $ 137,000 |
| Park County Colorado | 1 | $ 353,000 | $ 353,000 | $ 407,000 |
| Walton County Florida | 1 | $ 3,080,000 | $ 3,080,000 | $ 8,852,000 |
| Honolulu County Hawaii | 1 | $ 721,000 | $ 721,000 | $ 291,000 |
| Stone County Missouri | 1 | $ 200,000 | $ 200,000 | $ 347,000 |
| Taney County Missouri | 1 | $ 510,000 | $ 510,000 | $ 141,000 |
| Lake County Montana | 1 | $ 268,000 | $ 268,000 | $ 155,000 |
| Madison County Montana | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Douglas County Nevada | 1 | $ 1,013,000 | $ 1,013,000 | $ 0 |
| Bernalillo County New Mexico | 1 | $ 130,000 | $ 130,000 | $ 5,000 |
| Otero County New Mexico | 1 | $ 134,000 | $ 134,000 | $ 104,000 |
| Chautauqua County New York | 1 | $ 385,000 | $ 385,000 | $ 660,000 |
| Caddo County Oklahoma | 1 | $ 62,000 | $ 62,000 | $ 145,000 |
| Cherokee County Oklahoma | 1 | $ 136,000 | $ 136,000 | $ 65,000 |
| Craig County Oklahoma | 1 | $ 130,000 | $ 130,000 | $ 66,000 |
| Creek County Oklahoma | 1 | $ 96,000 | $ 96,000 | $ 41,000 |
| Jackson County Oklahoma | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Kingfisher County Oklahoma | 1 | $ 248,000 | $ 248,000 | $ 0 |
| Mayes County Oklahoma | 1 | $ 350,000 | $ 350,000 | $ 1,033,000 |
| McIntosh County Oklahoma | 1 | $ 243,000 | $ 243,000 | $ 154,000 |
| Muskogee County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Pittsburg County Oklahoma | 1 | $ 228,000 | $ 228,000 | $ 600,000 |
| Pontotoc County Oklahoma | 1 | $ 250,000 | $ 250,000 | $ 56,000 |
| Seminole County Oklahoma | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Washington County Oklahoma | 1 | $ 218,000 | $ 218,000 | $ 104,000 |
| Tillamook County Oregon | 1 | $ 55,000 | $ 55,000 | $ 106,000 |
| Aiken County South Carolina | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Bowie County Texas | 1 | $ 190,000 | $ 190,000 | $ 36,000 |
| Camp County Texas | 1 | $ 476,000 | $ 476,000 | $ 1,335,000 |
| Cochran County Texas | 1 | $ 2,000 | $ 2,000 | $ 25,000 |
| Coke County Texas | 1 | $ 3,000 | $ 3,000 | $ 219,000 |
| Coleman County Texas | 1 | $ 46,000 | $ 46,000 | $ 29,000 |
| Concho County Texas | 1 | $ 49,000 | $ 49,000 | $ 92,000 |
| Cottle County Texas | 1 | $ 179,000 | $ 179,000 | $ 530,000 |
| Crane County Texas | 1 | $ 2,000 | $ 2,000 | $ 48,000 |
| Crosby County Texas | 1 | $ 40,000 | $ 40,000 | $ 142,000 |
| Deaf Smith County Texas | 1 | $ 88,000 | $ 88,000 | $ 53,000 |
| Dickens County Texas | 1 | $ 16,000 | $ 16,000 | $ 149,000 |
| Erath County Texas | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Fisher County Texas | 1 | $ 50,000 | $ 50,000 | $ 42,000 |
| Gaines County Texas | 1 | $ 315,000 | $ 315,000 | $ 115,000 |
| Kenedy County Texas | 1 | $ 120,000 | $ 120,000 | $ 75,000 |
| Kent County Texas | 1 | $ 21,000 | $ 21,000 | $ 142,000 |
| Knox County Texas | 1 | $ 29,000 | $ 29,000 | $ 85,000 |
| Lampasas County Texas | 1 | $ 520,000 | $ 520,000 | $ 150,000 |
| Mason County Texas | 1 | $ 713,000 | $ 713,000 | $ 319,000 |
| McCulloch County Texas | 1 | $ 20,000 | $ 20,000 | $ 33,000 |
| Medina County Texas | 1 | $ 300,000 | $ 300,000 | $ 79,000 |
| Moore County Texas | 1 | $ 219,000 | $ 219,000 | $ 138,000 |
| Randall County Texas | 1 | $ 105,000 | $ 105,000 | $ 157,000 |
| Reeves County Texas | 1 | $ 200,000 | $ 200,000 | $ 850,000 |
| Runnels County Texas | 1 | $ 7,000 | $ 7,000 | $ 48,000 |
| Shelby County Texas | 1 | $ 112,000 | $ 112,000 | $ 48,000 |
| Uvalde County Texas | 1 | $ 250,000 | $ 250,000 | $ 775,000 |
| Ward County Texas | 1 | $ 295,000 | $ 295,000 | $ 137,000 |
Mortgage Loan Application Detail Totals for Prosperity Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,922 | $1,882,367,000 | $479,000 | $92,960,000 | $177,000 | $14,229,000 |
| Home Improvement | 1,901 | $159,277,000 | $83,000 | $20,000,000 | $75,000 | $2,422,000 |
| Refinancing | 1,102 | $267,692,000 | $242,000 | $10,000,000 | $143,000 | $3,148,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,913 | $846,215,000 | $216,000 | $6,880,000 | $184,000 | $14,229,000 |
| Hispanic | 1,236 | $119,675,000 | $96,000 | $2,500,000 | $69,000 | $1,177,000 |
| Not applicable | 728 | $1,082,332,000 | $1,486,000 | $92,960,000 | $1,000 | $1,050,000 |
| Not Provided | 538 | $178,319,000 | $331,000 | $6,560,000 | $232,000 | $5,777,000 |
| Black or African American | 264 | $24,584,000 | $93,000 | $1,300,000 | $68,000 | $1,776,000 |
| Asian | 200 | $51,590,000 | $257,000 | $2,924,000 | $198,000 | $4,023,000 |
| American Indian or Alaskan Native | 38 | $5,148,000 | $135,000 | $413,000 | $111,000 | $548,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,473,000 | $184,000 | $378,000 | $167,000 | $299,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,713 | $2,277,600,000 | $339,000 | $92,960,000 | $146,000 | $14,229,000 |
| FHA-insured (Federal Housing Administration) | 153 | $21,147,000 | $138,000 | $290,000 | $72,000 | $291,000 |
| VA-guaranteed (Veterans Administration) | 54 | $10,023,000 | $185,000 | $645,000 | $77,000 | $249,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $566,000 | $113,000 | $136,000 | $58,000 | $73,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,180 | $1,234,939,000 | $295,000 | $78,800,000 | $152,000 | $14,229,000 |
| Application Denied By Financial Institution | 1,516 | $307,359,000 | $202,000 | $33,155,000 | $95,000 | $2,300,000 |
| Application Withdrawn By Applicant | 809 | $453,380,000 | $560,000 | $92,960,000 | $170,000 | $5,418,000 |
| Application Approved But Not Accepted | 368 | $301,308,000 | $818,000 | $39,975,000 | $202,000 | $6,904,000 |
| Loan Purchased By The Institution | 47 | $6,762,000 | $143,000 | $417,000 | $64,000 | $263,000 |
| File Closed For Incompleteness | 5 | $5,588,000 | $1,117,000 | $4,800,000 | $34,000 | $118,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 636 | $65,302,000 | $102,000 | $1,516,000 | $95,000 | $2,300,000 |
| Debt-To-Income Ratio | 575 | $169,239,000 | $294,000 | $33,155,000 | $73,000 | $1,068,000 |
| Collateral | 90 | $27,887,000 | $309,000 | $6,560,000 | $163,000 | $2,225,000 |
| Other | 80 | $14,774,000 | $184,000 | $1,259,000 | $124,000 | $927,000 |
| Credit Application Incomplete | 77 | $18,904,000 | $245,000 | $1,320,000 | $148,000 | $924,000 |
| Employment History | 37 | $5,214,000 | $140,000 | $727,000 | $98,000 | $465,000 |
| Unverifiable Information | 13 | $4,422,000 | $340,000 | $1,160,000 | $105,000 | $269,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,607,000 | $229,000 | $400,000 | $120,000 | $258,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Prosperity Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Prosperity Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.