Provident Funding Associates, L.P.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Provident Funding Associates, L.P. 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Provident Funding Associates, L.P. 851 Traeger Avenue, Suite 100 Sacramento, CA 94066 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 66,845 |
| Total Mortgage Loan Application Amount | $18,135,087,000 |
| Average Mortgage Loan Application Amount | $272,000 |
| Highest Mortgage Loan Application Amount | $2,580,000 |
| Average Applicant Income | $90,000 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Provident Funding Associates, L.P.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Provident Funding Associates, L.P.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Provident Funding Associates, L.P.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Provident Funding Associates, L.P. serves its applicants.
Each category highlights the total number of mortgage applications processed by Provident Funding Associates, L.P., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Provident Funding Associates, L.P.'s mortgage activity for 2013.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 3,532 | $ 1,417,537,000 | $ 401,000 | $ 138,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 2,929 | $ 1,098,891,000 | $ 375,000 | $ 130,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 2,713 | $ 914,874,000 | $ 337,000 | $ 102,000 |
| PHOENIX-MESA-GLENDALE, AZ | 2,695 | $ 581,691,000 | $ 215,000 | $ 99,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 2,491 | $ 765,316,000 | $ 307,000 | $ 86,000 |
| SALT LAKE CITY, UT | 2,046 | $ 486,319,000 | $ 237,000 | $ 88,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 1,851 | $ 613,815,000 | $ 339,000 | $ 60,666 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 1,830 | $ 660,658,000 | $ 361,000 | $ 115,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 1,778 | $ 592,717,000 | $ 333,000 | $ 113,000 |
| DENVER-AURORA-BROOMFIELD, CO | 1,747 | $ 417,985,000 | $ 239,000 | $ 81,000 |
| PHILADELPHIA, PA | 1,722 | $ 437,798,000 | $ 254,000 | $ 90,000 |
| EDISON-NEW BRUNSWICK, NJ | 1,637 | $ 453,708,000 | $ 277,000 | $ 74,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 1,478 | $ 356,040,000 | $ 240,000 | $ 74,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 1,406 | $ 341,948,000 | $ 243,000 | $ 93,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 1,362 | $ 571,394,000 | $ 419,000 | $ 139,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 1,266 | $ 311,420,000 | $ 228,500 | $ 84,000 |
| DALLAS-PLANO-IRVING, TX | 1,260 | $ 273,340,000 | $ 216,000 | $ 93,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 1,137 | $ 250,749,000 | $ 220,000 | $ 66,000 |
| NEWARK-UNION, NJ-PA | 1,062 | $ 313,980,000 | $ 222,500 | $ 88,000 |
| OGDEN-CLEARFIELD, UT | 1,049 | $ 229,228,000 | $ 218,000 | $ 81,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,048 | $ 248,848,000 | $ 237,000 | $ 79,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 993 | $ 332,904,000 | $ 335,000 | $ 104,000 |
| PROVO-OREM, UT | 972 | $ 212,258,000 | $ 218,000 | $ 67,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 920 | $ 212,384,000 | $ 230,000 | $ 112,000 |
| BALTIMORE-TOWSON, MD | 832 | $ 229,895,000 | $ 276,000 | $ 83,000 |
| INDIANAPOLIS-CARMEL, IN | 705 | $ 142,150,000 | $ 201,000 | $ 114,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 686 | $ 153,471,000 | $ 216,500 | $ 69,500 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 659 | $ 144,643,000 | $ 225,000 | $ 100,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 653 | $ 133,064,000 | $ 196,500 | $ 62,000 |
| RALEIGH-CARY, NC | 638 | $ 142,669,000 | $ 223,000 | $ 97,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 629 | $ 190,085,000 | $ 302,000 | $ 0 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 622 | $ 185,370,000 | $ 336,000 | $ 40,500 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 601 | $ 139,865,000 | $ 232,000 | $ 104,000 |
| HONOLULU, HI | 583 | $ 245,490,000 | $ 421,000 | $ 122,000 |
| BOSTON-QUINCY, MA | 545 | $ 152,534,000 | $ 279,000 | $ 0 |
| CAMDEN, NJ | 469 | $ 102,140,000 | $ 217,000 | $ 60,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 457 | $ 147,268,000 | $ 322,000 | $ 101,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 448 | $ 95,889,000 | $ 214,000 | $ 111,000 |
| SANTA ROSA-PETALUMA, CA | 425 | $ 117,833,000 | $ 277,000 | $ 97,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 345 | $ 73,387,000 | $ 212,000 | $ 48,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 336 | $ 67,404,000 | $ 200,000 | $ 81,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 325 | $ 92,588,000 | $ 284,000 | $ 99,000 |
| ST. LOUIS, MO-IL | 316 | $ 64,184,000 | $ 187,000 | $ 77,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 297 | $ 73,130,000 | $ 246,000 | $ 65,000 |
| BOULDER, CO | 293 | $ 76,974,000 | $ 262,000 | $ 107,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 292 | $ 96,793,000 | $ 331,000 | $ 154,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 264 | $ 52,482,000 | $ 198,000 | $ 54,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 258 | $ 69,226,000 | $ 237,500 | $ 103,500 |
| TUCSON, AZ | 257 | $ 54,444,000 | $ 211,000 | $ 100,000 |
| FORT WORTH-ARLINGTON, TX | 254 | $ 49,477,000 | $ 194,000 | $ 67,000 |
| NEW HAVEN-MILFORD, CT | 253 | $ 61,730,000 | $ 243,000 | $ 105,000 |
| VALLEJO-FAIRFIELD, CA | 244 | $ 57,892,000 | $ 237,000 | $ 72,000 |
| KANSAS CITY, MO-KS | 242 | $ 47,795,000 | $ 193,500 | $ 110,000 |
| EUGENE-SPRINGFIELD, OR | 240 | $ 44,801,000 | $ 186,000 | $ 80,000 |
| LAS VEGAS-PARADISE, NV | 240 | $ 40,789,000 | $ 169,000 | $ 61,000 |
| PITTSBURGH, PA | 228 | $ 44,723,000 | $ 196,000 | $ 87,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 219 | $ 50,800,000 | $ 286,000 | $ 126,000 |
| RICHMOND, VA | 217 | $ 51,384,000 | $ 236,000 | $ 80,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 216 | $ 51,115,000 | $ 236,000 | $ 68,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 205 | $ 71,032,000 | $ 346,000 | $ 130,000 |
| SANTA CRUZ-WATSONVILLE, CA | 204 | $ 69,436,000 | $ 340,000 | $ 115,000 |
| STOCKTON, CA | 195 | $ 43,455,000 | $ 222,000 | $ 109,000 |
| PEABODY, MA | 191 | $ 51,933,000 | $ 271,000 | $ 0 |
| TRENTON-EWING, NJ | 191 | $ 52,058,000 | $ 272,000 | $ 87,000 |
| LEXINGTON-FAYETTE, KY | 189 | $ 35,720,000 | $ 188,000 | $ 87,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 185 | $ 40,125,000 | $ 220,000 | $ 62,500 |
| DETROIT-LIVONIA-DEARBORN, MI | 184 | $ 40,640,000 | $ 220,000 | $ 109,000 |
| TACOMA, WA | 175 | $ 40,894,000 | $ 233,000 | $ 67,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 172 | $ 35,396,000 | $ 202,666 | $ 109,333 |
| FORT COLLINS-LOVELAND, CO | 171 | $ 38,057,000 | $ 222,000 | $ 79,000 |
| JACKSONVILLE, FL | 165 | $ 37,880,000 | $ 229,000 | $ 96,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 165 | $ 34,003,000 | $ 206,000 | $ 61,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 161 | $ 36,296,000 | $ 225,500 | $ 25,000 |
| FRESNO, CA | 157 | $ 32,048,000 | $ 204,000 | $ 80,000 |
| COLORADO SPRINGS, CO | 150 | $ 31,999,000 | $ 213,000 | $ 93,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 148 | $ 32,327,000 | $ 218,000 | $ 107,000 |
| SALEM, OR | 141 | $ 24,936,000 | $ 176,000 | $ 29,000 |
| WORCESTER, MA | 133 | $ 33,614,000 | $ 252,000 | $ 0 |
| COLUMBUS, OH | 132 | $ 26,999,000 | $ 204,000 | $ 92,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 131 | $ 32,796,000 | $ 250,000 | $ 77,000 |
| ST. GEORGE, UT | 125 | $ 25,867,000 | $ 206,000 | $ 120,000 |
| BEND, OR | 124 | $ 26,285,000 | $ 211,000 | $ 70,000 |
| MODESTO, CA | 123 | $ 24,039,000 | $ 195,000 | $ 107,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 117 | $ 25,192,000 | $ 215,000 | $ 90,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 115 | $ 25,496,000 | $ 221,000 | $ 72,000 |
| LOGAN, UT-ID | 112 | $ 20,481,000 | $ 176,500 | $ 60,000 |
| OKLAHOMA CITY, OK | 105 | $ 16,162,000 | $ 153,000 | $ 105,000 |
| WILMINGTON, DE-MD-NJ | 104 | $ 24,640,000 | $ 215,666 | $ 46,333 |
| ALBUQUERQUE, NM | 99 | $ 17,130,000 | $ 173,000 | $ 66,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 96 | $ 18,980,000 | $ 197,000 | $ 104,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 96 | $ 18,855,000 | $ 196,000 | $ 73,000 |
| PRESCOTT, AZ | 94 | $ 19,831,000 | $ 210,000 | $ 88,000 |
| DURHAM-CHAPEL HILL, NC | 93 | $ 19,566,000 | $ 210,000 | $ 77,000 |
| BAKERSFIELD-DELANO, CA | 91 | $ 17,657,000 | $ 194,000 | $ 80,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 89 | $ 15,854,000 | $ 178,000 | $ 46,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 88 | $ 15,303,000 | $ 173,000 | $ 103,000 |
| NAPA, CA | 87 | $ 26,532,000 | $ 304,000 | $ 98,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 86 | $ 12,993,000 | $ 151,000 | $ 27,000 |
| HARRISBURG-CARLISLE, PA | 84 | $ 16,846,000 | $ 200,000 | $ 60,000 |
| GREELEY, CO | 81 | $ 17,213,000 | $ 212,000 | $ 72,000 |
| WILMINGTON, NC | 80 | $ 16,639,000 | $ 207,000 | $ 47,000 |
| SALINAS, CA | 79 | $ 24,165,000 | $ 305,000 | $ 113,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 77 | $ 16,762,000 | $ 217,000 | $ 87,000 |
| GREENSBORO-HIGH POINT, NC | 76 | $ 13,812,000 | $ 181,000 | $ 70,000 |
| BOISE CITY-NAMPA, ID | 74 | $ 13,706,000 | $ 185,000 | $ 75,000 |
| TULSA, OK | 69 | $ 13,538,000 | $ 196,000 | $ 102,000 |
| BARNSTABLE TOWN, MA | 66 | $ 17,687,000 | $ 267,000 | $ 0 |
| CHICO, CA | 66 | $ 14,270,000 | $ 216,000 | $ 86,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 65 | $ 14,637,000 | $ 225,000 | $ 69,000 |
| CAPE CORAL-FORT MYERS, FL | 62 | $ 12,438,000 | $ 200,000 | $ 43,000 |
| JACKSON, MS | 62 | $ 12,487,000 | $ 201,000 | $ 75,000 |
| OCEAN CITY, NJ | 62 | $ 16,099,000 | $ 259,000 | $ 73,000 |
| ANN ARBOR, MI | 60 | $ 14,476,000 | $ 241,000 | $ 109,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 58 | $ 14,565,000 | $ 251,000 | $ 68,000 |
| BREMERTON-SILVERDALE, WA | 56 | $ 12,581,000 | $ 224,000 | $ 95,000 |
| BATON ROUGE, LA | 53 | $ 10,113,000 | $ 190,000 | $ 73,000 |
| KNOXVILLE, TN | 53 | $ 11,502,000 | $ 217,000 | $ 36,000 |
| MANCHESTER-NASHUA, NH | 51 | $ 11,390,000 | $ 223,000 | $ 95,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 46 | $ 10,618,000 | $ 230,000 | $ 63,000 |
| CORVALLIS, OR | 46 | $ 10,467,000 | $ 227,000 | $ 77,000 |
| NORWICH-NEW LONDON, CT | 46 | $ 10,363,000 | $ 225,000 | $ 119,000 |
| OLYMPIA, WA | 46 | $ 9,569,000 | $ 208,000 | $ 62,000 |
| SPOKANE, WA | 46 | $ 8,639,000 | $ 187,000 | $ 57,000 |
| REDDING, CA | 45 | $ 9,544,000 | $ 212,000 | $ 58,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 44 | $ 6,922,000 | $ 157,000 | $ 43,000 |
| FLAGSTAFF, AZ | 42 | $ 9,170,000 | $ 218,000 | $ 134,000 |
| AKRON, OH | 41 | $ 7,154,000 | $ 174,000 | $ 97,000 |
| CHARLOTTESVILLE, VA | 41 | $ 10,181,000 | $ 248,000 | $ 146,000 |
| TOPEKA, KS | 41 | $ 7,095,000 | $ 173,000 | $ 89,000 |
| GAINESVILLE, FL | 40 | $ 7,670,000 | $ 191,000 | $ 75,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 39 | $ 8,953,000 | $ 229,000 | $ 86,000 |
| COLUMBIA, SC | 38 | $ 7,331,000 | $ 192,000 | $ 43,000 |
| READING, PA | 38 | $ 6,709,000 | $ 176,000 | $ 46,000 |
| VISALIA-PORTERVILLE, CA | 38 | $ 7,257,000 | $ 190,000 | $ 77,000 |
| NAPLES-MARCO ISLAND, FL | 37 | $ 9,638,000 | $ 260,000 | $ 65,000 |
| RENO-SPARKS, NV | 37 | $ 8,635,000 | $ 233,000 | $ 84,000 |
| LANCASTER, PA | 36 | $ 6,720,000 | $ 186,000 | $ 55,000 |
| MUSKEGON-NORTON SHORES, MI | 36 | $ 4,537,000 | $ 126,000 | $ 3,000 |
| SPRINGFIELD, MA | 36 | $ 7,647,000 | $ 212,000 | $ 0 |
| KENNEWICK-PASCO-RICHLAND, WA | 33 | $ 6,327,000 | $ 191,000 | $ 52,000 |
| MADISON, WI | 33 | $ 7,714,000 | $ 233,000 | $ 110,000 |
| YAKIMA, WA | 33 | $ 6,684,000 | $ 202,000 | $ 98,000 |
| MERCED, CA | 32 | $ 5,345,000 | $ 167,000 | $ 97,000 |
| SAVANNAH, GA | 32 | $ 6,841,000 | $ 213,000 | $ 43,000 |
| SCRANTON--WILKES-BARRE, PA | 32 | $ 5,724,000 | $ 178,000 | $ 56,000 |
| YORK-HANOVER, PA | 32 | $ 5,470,000 | $ 170,000 | $ 32,000 |
| ASHEVILLE, NC | 31 | $ 6,399,000 | $ 206,000 | $ 52,000 |
| GARY, IN | 31 | $ 5,719,000 | $ 184,000 | $ 95,000 |
| WENATCHEE-EAST WENATCHEE, WA | 31 | $ 7,125,000 | $ 229,000 | $ 93,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 30 | $ 5,156,000 | $ 171,000 | $ 76,000 |
| MEDFORD, OR | 30 | $ 6,636,000 | $ 221,000 | $ 79,000 |
| BIRMINGHAM-HOOVER, AL | 29 | $ 5,341,000 | $ 184,000 | $ 78,000 |
| MEMPHIS, TN-MS-AR | 29 | $ 5,356,000 | $ 167,000 | $ 64,000 |
| GRAND JUNCTION, CO | 28 | $ 5,242,000 | $ 187,000 | $ 40,000 |
| WINSTON-SALEM, NC | 28 | $ 5,176,000 | $ 184,000 | $ 50,000 |
| YUBA CITY, CA | 28 | $ 4,880,000 | $ 174,000 | $ 76,000 |
| APPLETON, WI | 27 | $ 3,990,000 | $ 147,000 | $ 75,000 |
| HICKORY-LENOIR-MORGANTON, NC | 27 | $ 5,342,000 | $ 197,000 | $ 63,000 |
| BELLINGHAM, WA | 26 | $ 7,016,000 | $ 269,000 | $ 98,000 |
| LAKELAND-WINTER HAVEN, FL | 24 | $ 3,483,000 | $ 145,000 | $ 74,000 |
| MISSOULA, MT | 24 | $ 4,592,000 | $ 191,000 | $ 89,000 |
| PORT ST. LUCIE, FL | 24 | $ 5,637,000 | $ 234,000 | $ 91,000 |
| BEAUMONT-PORT ARTHUR, TX | 21 | $ 3,308,000 | $ 157,000 | $ 12,000 |
| CHATTANOOGA, TN-GA | 21 | $ 4,363,000 | $ 193,000 | $ 77,000 |
| GAINESVILLE, GA | 21 | $ 4,649,000 | $ 221,000 | $ 96,000 |
| ATHENS-CLARKE COUNTY, GA | 20 | $ 4,488,000 | $ 224,000 | $ 121,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 20 | $ 4,112,000 | $ 217,000 | $ 68,000 |
| CANTON-MASSILLON, OH | 20 | $ 2,829,000 | $ 141,000 | $ 84,000 |
| HOLLAND-GRAND HAVEN, MI | 20 | $ 3,277,000 | $ 163,000 | $ 12,000 |
| COEUR D'ALENE, ID | 19 | $ 4,109,000 | $ 216,000 | $ 117,000 |
| GREEN BAY, WI | 19 | $ 2,449,000 | $ 128,000 | $ 69,000 |
| TALLAHASSEE, FL | 19 | $ 3,543,000 | $ 186,000 | $ 58,000 |
| ROANOKE, VA | 18 | $ 4,043,000 | $ 224,000 | $ 55,000 |
| WICHITA, KS | 18 | $ 2,940,000 | $ 163,000 | $ 85,000 |
| FAYETTEVILLE, NC | 17 | $ 2,915,000 | $ 171,000 | $ 72,000 |
| HANFORD-CORCORAN, CA | 16 | $ 2,757,000 | $ 172,000 | $ 63,000 |
| LANSING-EAST LANSING, MI | 16 | $ 2,732,000 | $ 170,000 | $ 83,000 |
| MADERA-CHOWCHILLA, CA | 16 | $ 3,092,000 | $ 193,000 | $ 77,000 |
| PUEBLO, CO | 16 | $ 2,338,000 | $ 146,000 | $ 88,000 |
| BLOOMINGTON-NORMAL, IL | 15 | $ 2,919,000 | $ 194,000 | $ 7,000 |
| DULUTH, MN-WI | 15 | $ 2,571,000 | $ 173,500 | $ 118,000 |
| EVANSVILLE, IN-KY | 15 | $ 2,684,000 | $ 178,000 | $ 58,000 |
| GRAND RAPIDS-WYOMING, MI | 15 | $ 1,961,000 | $ 130,000 | $ 22,000 |
| HUNTSVILLE, AL | 15 | $ 2,431,000 | $ 162,000 | $ 66,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 15 | $ 2,579,000 | $ 171,000 | $ 82,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 15 | $ 1,994,000 | $ 132,000 | $ 40,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 14 | $ 3,412,000 | $ 243,000 | $ 59,000 |
| CORPUS CHRISTI, TX | 14 | $ 2,698,000 | $ 192,000 | $ 52,000 |
| DAYTON, OH | 14 | $ 2,644,000 | $ 188,000 | $ 76,000 |
| ERIE, PA | 14 | $ 2,210,000 | $ 157,000 | $ 61,000 |
| MOUNT VERNON-ANACORTES, WA | 14 | $ 2,784,000 | $ 198,000 | $ 70,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 14 | $ 2,063,000 | $ 177,000 | $ 69,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 14 | $ 2,963,000 | $ 193,000 | $ 82,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 13 | $ 2,886,000 | $ 222,000 | $ 41,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 13 | $ 2,249,000 | $ 173,000 | $ 90,000 |
| LAFAYETTE, IN | 13 | $ 2,336,000 | $ 179,000 | $ 154,000 |
| LYNCHBURG, VA | 13 | $ 2,908,000 | $ 223,000 | $ 57,000 |
| PEORIA, IL | 13 | $ 2,353,000 | $ 181,000 | $ 42,000 |
| EL CENTRO, CA | 12 | $ 2,060,000 | $ 171,000 | $ 57,000 |
| SPARTANBURG, SC | 12 | $ 1,887,000 | $ 157,000 | $ 32,000 |
| FORT WAYNE, IN | 11 | $ 1,728,000 | $ 157,000 | $ 73,000 |
| PALM COAST, FL | 11 | $ 1,589,000 | $ 144,000 | $ 43,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 11 | $ 2,139,000 | $ 194,000 | $ 56,000 |
| PUNTA GORDA, FL | 11 | $ 2,091,000 | $ 190,000 | $ 33,000 |
| SANTA FE, NM | 11 | $ 3,249,000 | $ 295,000 | $ 122,000 |
| COLUMBUS, IN | 10 | $ 2,100,000 | $ 210,000 | $ 101,000 |
| DECATUR, IL | 10 | $ 1,661,000 | $ 166,000 | $ 37,000 |
| FLINT, MI | 10 | $ 1,668,000 | $ 166,000 | $ 110,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 10 | $ 2,149,000 | $ 214,000 | $ 72,000 |
| LAFAYETTE, LA | 10 | $ 2,120,000 | $ 212,000 | $ 62,000 |
| LEBANON, PA | 10 | $ 1,586,000 | $ 158,000 | $ 43,000 |
| SEBASTIAN-VERO BEACH, FL | 10 | $ 2,269,000 | $ 226,000 | $ 78,000 |
| COLLEGE STATION-BRYAN, TX | 9 | $ 1,606,000 | $ 178,000 | $ 33,000 |
| MACON, GA | 9 | $ 1,847,000 | $ 205,000 | $ 83,000 |
| RACINE, WI | 9 | $ 1,438,000 | $ 159,000 | $ 52,000 |
| COLUMBUS, GA-AL | 8 | $ 1,672,000 | $ 209,000 | $ 137,000 |
| DES MOINES-WEST DES MOINES, IA | 8 | $ 1,293,000 | $ 161,000 | $ 44,000 |
| EL PASO, TX | 8 | $ 1,676,000 | $ 209,000 | $ 69,000 |
| FARMINGTON, NM | 8 | $ 1,574,000 | $ 196,000 | $ 33,000 |
| IDAHO FALLS, ID | 8 | $ 1,511,000 | $ 188,000 | $ 61,000 |
| OCALA, FL | 8 | $ 1,341,000 | $ 167,000 | $ 119,000 |
| ANDERSON, SC | 7 | $ 1,179,000 | $ 168,000 | $ 54,000 |
| BURLINGTON, NC | 7 | $ 1,204,000 | $ 172,000 | $ 18,000 |
| GREENVILLE, NC | 7 | $ 1,365,000 | $ 195,000 | $ 114,000 |
| LAREDO, TX | 7 | $ 1,103,000 | $ 157,000 | $ 82,000 |
| ROCHESTER, MN | 7 | $ 1,378,000 | $ 196,000 | $ 100,000 |
| ROCKY MOUNT, NC | 7 | $ 890,000 | $ 127,000 | $ 70,000 |
| SPRINGFIELD, MO | 7 | $ 1,554,000 | $ 222,000 | $ 108,000 |
| STATE COLLEGE, PA | 7 | $ 1,410,000 | $ 201,000 | $ 62,000 |
| TOLEDO, OH | 7 | $ 1,087,000 | $ 155,000 | $ 66,000 |
| WAUSAU, WI | 7 | $ 1,169,000 | $ 167,000 | $ 141,000 |
| ELKHART-GOSHEN, IN | 6 | $ 833,000 | $ 138,000 | $ 51,000 |
| LAKE CHARLES, LA | 6 | $ 1,119,000 | $ 186,000 | $ 54,000 |
| LAWRENCE, KS | 6 | $ 1,100,000 | $ 183,000 | $ 67,000 |
| MANHATTAN, KS | 6 | $ 1,057,000 | $ 176,000 | $ 70,000 |
| MONTGOMERY, AL | 6 | $ 1,062,000 | $ 177,000 | $ 23,000 |
| NILES-BENTON HARBOR, MI | 6 | $ 1,158,000 | $ 193,000 | $ 156,000 |
| TYLER, TX | 6 | $ 1,025,000 | $ 170,000 | $ 0 |
| WACO, TX | 6 | $ 1,161,000 | $ 193,000 | $ 0 |
| WARNER ROBINS, GA | 6 | $ 716,000 | $ 119,000 | $ 37,000 |
| AMARILLO, TX | 5 | $ 644,000 | $ 128,000 | $ 27,000 |
| ANDERSON, IN | 5 | $ 564,000 | $ 112,000 | $ 81,000 |
| ANNISTON-OXFORD, AL | 5 | $ 858,000 | $ 171,000 | $ 37,000 |
| BLOOMINGTON, IN | 5 | $ 829,000 | $ 165,000 | $ 82,000 |
| BRUNSWICK, GA | 5 | $ 1,088,000 | $ 217,000 | $ 131,000 |
| COLUMBIA, MO | 5 | $ 644,000 | $ 128,000 | $ 75,000 |
| ELIZABETHTOWN, KY | 5 | $ 1,148,000 | $ 229,000 | $ 83,000 |
| HARRISONBURG, VA | 5 | $ 1,026,000 | $ 205,000 | $ 102,000 |
| JACKSON, MI | 5 | $ 842,000 | $ 168,000 | $ 121,000 |
| KALAMAZOO-PORTAGE, MI | 5 | $ 640,000 | $ 128,000 | $ 57,000 |
| LAS CRUCES, NM | 5 | $ 776,000 | $ 155,000 | $ 94,000 |
| LUBBOCK, TX | 5 | $ 869,000 | $ 173,000 | $ 58,000 |
| MANKATO-NORTH MANKATO, MN | 5 | $ 701,000 | $ 140,000 | $ 60,000 |
| MOBILE, AL | 5 | $ 954,000 | $ 190,000 | $ 101,000 |
| MONROE, MI | 5 | $ 827,000 | $ 165,000 | $ 85,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 5 | $ 887,000 | $ 177,000 | $ 127,000 |
| SAN ANGELO, TX | 5 | $ 1,210,000 | $ 242,000 | $ 57,000 |
| TERRE HAUTE, IN | 5 | $ 946,000 | $ 189,000 | $ 156,000 |
| ALTOONA, PA | 4 | $ 662,000 | $ 165,000 | $ 202,000 |
| BOWLING GREEN, KY | 4 | $ 485,000 | $ 121,000 | $ 69,000 |
| CHAMPAIGN-URBANA, IL | 4 | $ 679,000 | $ 169,000 | $ 195,000 |
| CLARKSVILLE, TN-KY | 4 | $ 457,000 | $ 114,000 | $ 0 |
| DALTON, GA | 4 | $ 1,062,000 | $ 265,000 | $ 122,000 |
| DOVER, DE | 4 | $ 703,000 | $ 175,000 | $ 46,000 |
| GOLDSBORO, NC | 4 | $ 736,000 | $ 184,000 | $ 90,000 |
| GREAT FALLS, MT | 4 | $ 553,000 | $ 138,000 | $ 64,000 |
| HOT SPRINGS, AR | 4 | $ 804,000 | $ 201,000 | $ 210,000 |
| JACKSONVILLE, NC | 4 | $ 743,000 | $ 185,000 | $ 49,000 |
| JANESVILLE, WI | 4 | $ 571,000 | $ 142,000 | $ 82,000 |
| JOHNSON CITY, TN | 4 | $ 631,000 | $ 157,000 | $ 66,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 4 | $ 577,000 | $ 144,000 | $ 72,000 |
| KOKOMO, IN | 4 | $ 474,000 | $ 118,000 | $ 106,000 |
| LONGVIEW, WA | 4 | $ 739,000 | $ 184,000 | $ 30,000 |
| MANSFIELD, OH | 4 | $ 916,000 | $ 229,000 | $ 68,000 |
| MICHIGAN CITY-LA PORTE, IN | 4 | $ 586,000 | $ 146,000 | $ 77,000 |
| MIDLAND, TX | 4 | $ 1,029,000 | $ 257,000 | $ 99,000 |
| MORRISTOWN, TN | 4 | $ 928,000 | $ 232,000 | $ 93,000 |
| OSHKOSH-NEENAH, WI | 4 | $ 890,000 | $ 222,000 | $ 122,000 |
| RAPID CITY, SD | 4 | $ 705,000 | $ 176,000 | $ 89,000 |
| SALISBURY, MD | 4 | $ 852,000 | $ 213,000 | $ 126,000 |
| SHERMAN-DENISON, TX | 4 | $ 1,186,000 | $ 296,000 | $ 42,000 |
| ST. JOSEPH, MO-KS | 4 | $ 411,000 | $ 102,000 | $ 32,000 |
| WINCHESTER, VA-WV | 4 | $ 771,000 | $ 192,000 | $ 68,000 |
| AUBURN-OPELIKA, AL | 3 | $ 524,000 | $ 174,000 | $ 0 |
| BILLINGS, MT | 3 | $ 451,000 | $ 150,000 | $ 0 |
| BURLINGTON-SOUTH BURLINGTON, VT | 3 | $ 617,000 | $ 205,000 | $ 28,000 |
| JACKSON, TN | 3 | $ 491,000 | $ 163,000 | $ 28,000 |
| LEWISTON-AUBURN, ME | 3 | $ 557,000 | $ 185,000 | $ 114,000 |
| LINCOLN, NE | 3 | $ 458,000 | $ 152,000 | $ 78,000 |
| MCALLEN-EDINBURG-MISSION, TX | 3 | $ 579,000 | $ 193,000 | $ 48,000 |
| ROCKFORD, IL | 3 | $ 433,000 | $ 144,000 | $ 24,000 |
| SHEBOYGAN, WI | 3 | $ 729,000 | $ 243,000 | $ 128,000 |
| SHREVEPORT-BOSSIER CITY, LA | 3 | $ 761,000 | $ 253,000 | $ 206,000 |
| SPRINGFIELD, IL | 3 | $ 700,000 | $ 233,000 | $ 89,000 |
| ST. CLOUD, MN | 3 | $ 471,000 | $ 157,000 | $ 71,000 |
| VALDOSTA, GA | 3 | $ 483,000 | $ 161,000 | $ 54,000 |
| WILLIAMSPORT, PA | 3 | $ 484,000 | $ 161,000 | $ 150,000 |
| YUMA, AZ | 3 | $ 571,000 | $ 190,000 | $ 157,000 |
| ABILENE, TX | 2 | $ 237,000 | $ 118,000 | $ 0 |
| ALBANY, GA | 2 | $ 256,000 | $ 128,000 | $ 0 |
| BANGOR, ME | 2 | $ 435,000 | $ 217,000 | $ 41,000 |
| BROWNSVILLE-HARLINGEN, TX | 2 | $ 574,000 | $ 287,000 | $ 162,000 |
| CLEVELAND, TN | 2 | $ 426,000 | $ 213,000 | $ 53,000 |
| CUMBERLAND, MD-WV | 2 | $ 410,000 | $ 205,000 | $ 99,000 |
| DANVILLE, VA | 2 | $ 218,000 | $ 109,000 | $ 33,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 2 | $ 272,000 | $ 136,000 | $ 40,000 |
| DECATUR, AL | 2 | $ 238,000 | $ 119,000 | $ 73,000 |
| EAU CLAIRE, WI | 2 | $ 236,000 | $ 118,000 | $ 91,000 |
| FARGO, ND-MN | 2 | $ 482,000 | $ 241,000 | $ 111,500 |
| FORT SMITH, AR-OK | 2 | $ 298,000 | $ 149,000 | $ 80,000 |
| GULFPORT-BILOXI, MS | 2 | $ 291,000 | $ 145,000 | $ 14,000 |
| HATTIESBURG, MS | 2 | $ 330,000 | $ 165,000 | $ 121,000 |
| JOHNSTOWN, PA | 2 | $ 475,000 | $ 237,000 | $ 94,000 |
| JONESBORO, AR | 2 | $ 512,000 | $ 256,000 | $ 48,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 2 | $ 238,000 | $ 119,000 | $ 36,000 |
| LA CROSSE, WI-MN | 2 | $ 359,000 | $ 179,000 | $ 77,000 |
| LEWISTON, ID-WA | 2 | $ 489,000 | $ 244,500 | $ 120,000 |
| LONGVIEW, TX | 2 | $ 245,000 | $ 122,000 | $ 107,000 |
| POCATELLO, ID | 2 | $ 347,000 | $ 173,000 | $ 65,000 |
| SIOUX CITY, IA-NE-SD | 2 | $ 300,000 | $ 150,000 | $ 95,000 |
| TEXARKANA, TX-TEXARKANA, AR | 2 | $ 233,000 | $ 116,000 | $ 14,000 |
| TUSCALOOSA, AL | 2 | $ 274,000 | $ 137,000 | $ 172,000 |
| VICTORIA, TX | 2 | $ 380,000 | $ 190,000 | $ 41,000 |
| WICHITA FALLS, TX | 2 | $ 268,000 | $ 134,000 | $ 42,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 2 | $ 354,000 | $ 177,000 | $ 69,000 |
| ALEXANDRIA, LA | 1 | $ 255,000 | $ 255,000 | $ 174,000 |
| AMES, IA | 1 | $ 110,000 | $ 110,000 | $ 86,000 |
| BATTLE CREEK, MI | 1 | $ 169,000 | $ 169,000 | $ 69,000 |
| BAY CITY, MI | 1 | $ 76,000 | $ 76,000 | $ 114,000 |
| BISMARCK, ND | 1 | $ 290,000 | $ 290,000 | $ 0 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 1 | $ 160,000 | $ 160,000 | $ 63,000 |
| CEDAR RAPIDS, IA | 1 | $ 77,000 | $ 77,000 | $ 0 |
| CHEYENNE, WY | 1 | $ 131,000 | $ 131,000 | $ 41,000 |
| DANVILLE, IL | 1 | $ 128,000 | $ 128,000 | $ 0 |
| FLORENCE, SC | 1 | $ 163,000 | $ 163,000 | $ 85,000 |
| GADSDEN, AL | 1 | $ 148,000 | $ 148,000 | $ 77,000 |
| IOWA CITY, IA | 1 | $ 100,000 | $ 100,000 | $ 30,000 |
| JEFFERSON CITY, MO | 1 | $ 214,000 | $ 214,000 | $ 17,000 |
| KANKAKEE-BRADLEY, IL | 1 | $ 242,000 | $ 242,000 | $ 97,000 |
| LAWTON, OK | 1 | $ 116,000 | $ 116,000 | $ 57,000 |
| OWENSBORO, KY | 1 | $ 65,000 | $ 65,000 | $ 14,000 |
| PASCAGOULA, MS | 1 | $ 50,000 | $ 50,000 | $ 5,000 |
| PINE BLUFF, AR | 1 | $ 101,000 | $ 101,000 | $ 86,000 |
| PITTSFIELD, MA | 1 | $ 210,000 | $ 210,000 | $ 0 |
| SANDUSKY, OH | 1 | $ 87,000 | $ 87,000 | $ 61,000 |
| SIOUX FALLS, SD | 1 | $ 150,000 | $ 150,000 | $ 130,000 |
| SPRINGFIELD, OH | 1 | $ 89,000 | $ 89,000 | $ 61,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 1 | $ 88,000 | $ 88,000 | $ 26,000 |
| SUMTER, SC | 1 | $ 75,000 | $ 75,000 | $ 111,000 |
| WHEELING, WV-OH | 1 | $ 155,000 | $ 155,000 | $ 112,000 |
Mortgage Loan Application Detail Totals for Provident Funding Associates, L.P. in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 56,075 | $15,177,098,000 | $270,000 | $2,000,000 | $94,000 | $5,400,000 |
| Home Purchase | 10,770 | $2,957,989,000 | $274,000 | $2,580,000 | $86,000 | $9,999,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 23,431 | $6,309,460,000 | $269,000 | $2,580,000 | $126,000 | $9,999,000 |
| Not applicable | 17,677 | $4,583,661,000 | $259,000 | $812,000 | $0 | $0 |
| Not Provided | 12,485 | $3,034,009,000 | $243,000 | $1,900,000 | $117,000 | $9,999,000 |
| Asian | 11,554 | $3,752,904,000 | $324,000 | $1,865,000 | $140,000 | $1,788,000 |
| Hispanic | 1,148 | $303,699,000 | $264,000 | $721,000 | $113,000 | $1,632,000 |
| Black or African American | 295 | $73,756,000 | $250,000 | $768,000 | $114,000 | $795,000 |
| Native Hawaiian or Other Pacific Islander | 162 | $51,382,000 | $317,000 | $669,000 | $107,000 | $440,000 |
| American Indian or Alaskan Native | 93 | $26,216,000 | $281,000 | $598,000 | $122,000 | $486,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 66,830 | $18,131,934,000 | $271,000 | $2,580,000 | $93,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 15 | $3,153,000 | $210,000 | $348,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 31,262 | $8,447,766,000 | $270,000 | $1,900,000 | $125,000 | $4,800,000 |
| Loan Purchased By The Institution | 17,677 | $4,583,661,000 | $259,000 | $812,000 | $0 | $0 |
| Application Withdrawn By Applicant | 9,364 | $2,671,948,000 | $285,000 | $1,950,000 | $140,000 | $9,999,000 |
| Application Denied By Financial Institution | 6,313 | $1,746,916,000 | $276,000 | $2,100,000 | $113,000 | $9,999,000 |
| File Closed For Incompleteness | 1,836 | $560,065,000 | $305,000 | $2,580,000 | $130,000 | $3,901,000 |
| Application Approved But Not Accepted | 393 | $124,731,000 | $317,000 | $945,000 | $145,000 | $3,466,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 2,502 | $686,734,000 | $274,000 | $1,734,000 | $127,000 | $4,255,000 |
| Debt-To-Income Ratio | 1,645 | $471,571,000 | $286,000 | $2,100,000 | $80,000 | $1,303,000 |
| Credit History | 836 | $197,737,000 | $236,000 | $901,000 | $114,000 | $1,680,000 |
| Other | 713 | $203,284,000 | $285,000 | $1,260,000 | $139,000 | $1,677,000 |
| Employment History | 250 | $71,773,000 | $287,000 | $1,104,000 | $111,000 | $9,999,000 |
| Unverifiable Information | 194 | $55,777,000 | $287,000 | $1,246,000 | $95,000 | $396,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 133 | $49,655,000 | $373,000 | $1,865,000 | $151,000 | $1,109,000 |
| Mortgage Insurance Denied | 38 | $9,743,000 | $256,000 | $489,000 | $93,000 | $191,000 |
| Credit Application Incomplete | 2 | $642,000 | $321,000 | $387,000 | $162,000 | $216,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Provident Funding Associates, L.P.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Provident Funding Associates, L.P.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.