Provident Funding Associates Mortgage Lending & HMDA Data, 2013

In 2013, Provident Funding Associates of Santa Rosa, CA reported 66,845 mortgage applications totaling $18.1 billion, down 53% from 2012. The average application was for $271,300, and applicants reported an average income of $92,711. 47% of its applications resulted in an originated loan and 9% were denied. Its largest markets were San Jose-Sunnyvale-Santa Clara, CA (3,532), Oakland-Fremont-Hayward, CA (2,929) and Los Angeles-Long Beach-Glendale, CA (2,713) (applications in parentheses).

Mortgage Company & Address Provident Funding Associates
1235 North Dutton Ave Ste E
Santa Rosa, CA 95401
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 66,845
Total Mortgage Loan Application Amount $18,135,087,000
Average Mortgage Loan Application Amount $271,300
Highest Mortgage Loan Application Amount $2,580,000
Average Applicant Income $92,711
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Provident Funding Associates filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Provident Funding Associates by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Santa Clara, California 3,506 $ 1,410,350,000 $ 402,267 $ 139,000
Los Angeles, California 2,713 $ 914,874,000 $ 337,218 $ 102,000
Maricopa, Arizona 2,611 $ 570,821,000 $ 218,621 $ 100,000
King, Washington 2,054 $ 646,657,000 $ 314,828 $ 85,000
Alameda, California 1,915 $ 720,635,000 $ 376,310 $ 128,000
Salt Lake, Utah 1,894 $ 446,482,000 $ 235,734 $ 85,000
Orange, California 1,830 $ 660,658,000 $ 361,015 $ 115,000
San Diego, California 1,778 $ 592,717,000 $ 333,361 $ 113,000
Fairfax, Virginia 1,016 $ 350,633,000 $ 345,111 $ 111,000
Contra Costa, California 1,014 $ 378,256,000 $ 373,033 $ 135,000
Utah, Utah 970 $ 211,862,000 $ 218,414 $ 68,000
Montgomery, Maryland 931 $ 318,283,000 $ 341,872 $ 105,000
Sacramento, California 840 $ 190,660,000 $ 226,976 $ 89,000
Davis, Utah 810 $ 182,090,000 $ 224,802 $ 83,000
San Mateo, California 795 $ 342,564,000 $ 430,898 $ 142,000
Cook, Illinois 707 $ 177,562,000 $ 251,148 $ 75,000
Middlesex, Massachusetts 629 $ 190,085,000 $ 302,201 $ 0
Wake, North Carolina 616 $ 138,894,000 $ 225,477 $ 98,000
Collin, Texas 606 $ 127,966,000 $ 211,165 $ 99,000
Riverside, California 598 $ 139,706,000 $ 233,622 $ 82,000
Harris, Texas 590 $ 129,176,000 $ 218,942 $ 55,000
Honolulu, Hawaii 583 $ 245,490,000 $ 421,080 $ 122,000
Middlesex, New Jersey 568 $ 156,674,000 $ 275,834 $ 73,000
Washington, Oregon 566 $ 142,541,000 $ 251,839 $ 106,000
Montgomery, Pennsylvania 483 $ 122,172,000 $ 252,944 $ 85,000
Chester, Pennsylvania 470 $ 125,854,000 $ 267,774 $ 97,000
Hartford, Connecticut 468 $ 108,738,000 $ 232,346 $ 87,000
Ventura, California 457 $ 147,268,000 $ 322,249 $ 101,000
Monmouth, New Jersey 454 $ 131,583,000 $ 289,830 $ 88,000
San Bernardino, California 450 $ 109,142,000 $ 242,537 $ 76,000
Snohomish, Washington 437 $ 118,659,000 $ 271,530 $ 86,000
Mecklenburg, North Carolina 428 $ 98,584,000 $ 230,336 $ 83,000
Sonoma, California 425 $ 117,833,000 $ 277,254 $ 97,000
Bergen, New Jersey 425 $ 135,191,000 $ 318,096 $ 85,000
Jefferson, Kentucky 404 $ 82,073,000 $ 203,150 $ 60,000
DuPage, Illinois 396 $ 94,955,000 $ 239,785 $ 69,000
Douglas, Colorado 394 $ 101,619,000 $ 257,916 $ 82,000
Denver, Colorado 378 $ 96,122,000 $ 254,291 $ 74,000
Howard, Maryland 369 $ 116,088,000 $ 314,601 $ 82,000
Arapahoe, Colorado 367 $ 84,571,000 $ 230,438 $ 90,000
Jefferson, Colorado 365 $ 84,086,000 $ 230,372 $ 79,000
Morris, New Jersey 363 $ 109,635,000 $ 302,024 $ 90,000
Fort Bend, Texas 363 $ 83,179,000 $ 229,143 $ 86,000
Hamilton, Indiana 353 $ 77,489,000 $ 219,515 $ 129,000
Somerset, New Jersey 348 $ 106,669,000 $ 306,520 $ 76,000
Bucks, Pennsylvania 339 $ 88,079,000 $ 259,820 $ 85,000
San Francisco, California 337 $ 137,228,000 $ 407,204 $ 134,000
Multnomah, Oregon 335 $ 82,518,000 $ 246,322 $ 84,000
Oakland, Michigan 333 $ 75,241,000 $ 225,948 $ 117,000
Loudoun, Virginia 333 $ 113,220,000 $ 340,000 $ 102,000
San Luis Obispo, California 325 $ 92,588,000 $ 284,886 $ 99,000
Norfolk, Massachusetts 320 $ 91,230,000 $ 285,093 $ 0
Denton, Texas 320 $ 71,848,000 $ 224,525 $ 88,000
Dallas, Texas 301 $ 67,583,000 $ 224,528 $ 90,000
Broward, Florida 297 $ 73,130,000 $ 246,228 $ 65,000
Boulder, Colorado 293 $ 76,974,000 $ 262,709 $ 107,000
Fairfield, Connecticut 292 $ 96,793,000 $ 331,482 $ 154,000
Essex, New Jersey 273 $ 84,983,000 $ 311,293 $ 89,000
Ocean, New Jersey 267 $ 58,782,000 $ 220,157 $ 46,000
Placer, California 265 $ 71,112,000 $ 268,347 $ 98,000
Hennepin, Minnesota 265 $ 61,290,000 $ 231,283 $ 116,000
Pima, Arizona 257 $ 54,444,000 $ 211,844 $ 100,000
New Haven, Connecticut 253 $ 61,730,000 $ 243,992 $ 105,000
Lake, Illinois 249 $ 67,377,000 $ 270,590 $ 91,000
Solano, California 244 $ 57,892,000 $ 237,262 $ 72,000
Clark, Nevada 240 $ 40,789,000 $ 169,954 $ 61,000
Lane, Oregon 240 $ 44,801,000 $ 186,670 $ 80,000
Fulton, Georgia 239 $ 64,976,000 $ 271,866 $ 130,000
Marin, California 230 $ 91,602,000 $ 398,269 $ 134,000
Union, New Jersey 229 $ 71,760,000 $ 313,362 $ 83,000
Tarrant, Texas 228 $ 44,195,000 $ 193,837 $ 71,000
Weber, Utah 224 $ 43,553,000 $ 194,433 $ 72,000
Delaware, Pennsylvania 220 $ 55,611,000 $ 252,777 $ 112,000
Palm Beach, Florida 216 $ 51,115,000 $ 236,643 $ 68,000
Philadelphia, Pennsylvania 210 $ 46,082,000 $ 219,438 $ 74,000
Santa Barbara, California 205 $ 71,032,000 $ 346,497 $ 130,000
Cobb, Georgia 205 $ 46,488,000 $ 226,770 $ 95,000
Santa Cruz, California 204 $ 69,436,000 $ 340,372 $ 115,000
Burlington, New Jersey 200 $ 48,304,000 $ 241,520 $ 67,000
San Joaquin, California 195 $ 43,455,000 $ 222,846 $ 109,000
Travis, Texas 194 $ 44,019,000 $ 226,902 $ 43,000
Essex, Massachusetts 191 $ 51,933,000 $ 271,900 $ 0
Mercer, New Jersey 191 $ 52,058,000 $ 272,554 $ 87,000
Clackamas, Oregon 190 $ 50,138,000 $ 263,884 $ 90,000
Baltimore, Maryland 189 $ 45,968,000 $ 243,216 $ 87,000
Marion, Indiana 184 $ 32,442,000 $ 176,315 $ 100,000
Wayne, Michigan 184 $ 40,640,000 $ 220,869 $ 109,000
Will, Illinois 181 $ 45,175,000 $ 249,585 $ 81,000
El Dorado, California 175 $ 46,600,000 $ 266,285 $ 109,000
Pierce, Washington 175 $ 40,894,000 $ 233,680 $ 67,000
Larimer, Colorado 171 $ 38,057,000 $ 222,555 $ 79,000
Hillsborough, Florida 171 $ 35,782,000 $ 209,251 $ 102,000
St. Louis, Missouri 169 $ 37,686,000 $ 222,994 $ 88,000
Camden, New Jersey 166 $ 33,156,000 $ 199,734 $ 61,000
Orange, Florida 159 $ 31,788,000 $ 199,924 $ 56,000
Prince William, Virginia 159 $ 42,227,000 $ 265,578 $ 84,000
Fresno, California 157 $ 32,048,000 $ 204,127 $ 80,000
Adams, Colorado 151 $ 31,013,000 $ 205,384 $ 74,000
Allegheny, Pennsylvania 144 $ 26,456,000 $ 183,722 $ 89,000
Clark, Washington 142 $ 29,313,000 $ 206,429 $ 73,000
El Paso, Colorado 141 $ 30,414,000 $ 215,702 $ 95,000
Fayette, Kentucky 141 $ 25,598,000 $ 181,546 $ 84,000
Worcester, Massachusetts 133 $ 33,614,000 $ 252,736 $ 0
Miami-Dade, Florida 131 $ 32,796,000 $ 250,351 $ 77,000
Gwinnett, Georgia 131 $ 23,524,000 $ 179,572 $ 113,000
Johnson, Kansas 129 $ 27,748,000 $ 215,100 $ 103,000
Passaic, New Jersey 128 $ 32,454,000 $ 253,546 $ 72,000
Yolo, California 126 $ 33,576,000 $ 266,476 $ 90,000
Williamson, Texas 126 $ 23,782,000 $ 188,746 $ 55,000
Washington, Utah 125 $ 25,867,000 $ 206,936 $ 120,000
Deschutes, Oregon 124 $ 26,285,000 $ 211,975 $ 70,000
Stanislaus, California 123 $ 24,039,000 $ 195,439 $ 107,000
Pinellas, Florida 123 $ 24,153,000 $ 196,365 $ 60,000
Anne Arundel, Maryland 119 $ 32,088,000 $ 269,647 $ 76,000
Plymouth, Massachusetts 118 $ 29,529,000 $ 250,245 $ 0
Hunterdon, New Jersey 113 $ 30,543,000 $ 270,292 $ 67,000
Marion, Oregon 112 $ 19,899,000 $ 177,669 $ 29,000
Forsyth, Georgia 110 $ 27,493,000 $ 249,936 $ 131,000
Suffolk, Massachusetts 107 $ 31,775,000 $ 296,962 $ 0
Cache, Utah 105 $ 19,287,000 $ 183,685 $ 74,000
Oldham, Kentucky 104 $ 24,369,000 $ 234,317 $ 45,000
Kane, Illinois 103 $ 21,166,000 $ 205,495 $ 71,000
Gloucester, New Jersey 103 $ 20,680,000 $ 200,776 $ 44,000
Arlington, Virginia 102 $ 37,924,000 $ 371,803 $ 110,000
Union, North Carolina 99 $ 22,787,000 $ 230,171 $ 91,000
Cumberland, Maine 98 $ 21,084,000 $ 215,142 $ 115,000
DeKalb, Georgia 97 $ 23,783,000 $ 245,185 $ 109,000
Duval, Florida 95 $ 19,460,000 $ 204,842 $ 77,000
Yavapai, Arizona 94 $ 19,831,000 $ 210,968 $ 88,000
Kern, California 91 $ 17,657,000 $ 194,032 $ 80,000
Dakota, Minnesota 89 $ 19,549,000 $ 219,651 $ 99,000
Napa, California 87 $ 26,532,000 $ 304,965 $ 98,000
Summit, Utah 87 $ 27,953,000 $ 321,298 $ 146,000
St. Charles, Missouri 86 $ 15,136,000 $ 176,000 $ 85,000
Hawaii, Hawaii 85 $ 26,779,000 $ 315,047 $ 117,000
Pinal, Arizona 84 $ 10,870,000 $ 129,404 $ 69,000
Nevada, California 83 $ 21,840,000 $ 263,132 $ 132,000
New Castle, Delaware 83 $ 20,508,000 $ 247,084 $ 77,000
Lehigh, Pennsylvania 83 $ 18,895,000 $ 227,650 $ 84,000
Weld, Colorado 81 $ 17,213,000 $ 212,506 $ 72,000
Greenville, South Carolina 81 $ 14,256,000 $ 176,000 $ 45,000
Macomb, Michigan 80 $ 14,107,000 $ 176,337 $ 103,000
Ramsey, Minnesota 80 $ 16,103,000 $ 201,287 $ 92,000
Franklin, Ohio 80 $ 16,138,000 $ 201,725 $ 93,000
Henrico, Virginia 80 $ 19,961,000 $ 249,512 $ 95,000
Monterey, California 79 $ 24,165,000 $ 305,886 $ 113,000
Seminole, Florida 79 $ 16,364,000 $ 207,139 $ 46,000
Montgomery, Texas 78 $ 18,244,000 $ 233,897 $ 79,000
Bernalillo, New Mexico 75 $ 13,331,000 $ 177,746 $ 69,000
Prince George's, Maryland 73 $ 17,277,000 $ 236,671 $ 77,000
Bristol, Massachusetts 73 $ 17,141,000 $ 234,808 $ 0
York, South Carolina 70 $ 14,613,000 $ 208,757 $ 59,000
Middlesex, Connecticut 69 $ 16,250,000 $ 235,507 $ 109,000
Ada, Idaho 69 $ 13,053,000 $ 189,173 $ 77,000
Guilford, North Carolina 69 $ 12,643,000 $ 183,231 $ 70,000
Sussex, New Jersey 68 $ 14,688,000 $ 216,000 $ 76,000
Hudson, New Jersey 67 $ 16,975,000 $ 253,358 $ 71,000
Cabarrus, North Carolina 67 $ 13,387,000 $ 199,805 $ 61,000
Butte, California 66 $ 14,270,000 $ 216,212 $ 86,000
Broomfield, Colorado 66 $ 14,789,000 $ 224,075 $ 94,000
Barnstable, Massachusetts 66 $ 17,687,000 $ 267,984 $ 0
Atlantic, New Jersey 65 $ 14,637,000 $ 225,184 $ 69,000
Tooele, Utah 65 $ 11,884,000 $ 182,830 $ 78,000
Tolland, Connecticut 64 $ 14,877,000 $ 232,453 $ 228,000
Anoka, Minnesota 64 $ 12,771,000 $ 199,546 $ 144,000
Oklahoma, Oklahoma 64 $ 9,554,000 $ 149,281 $ 110,000
Washington, Arkansas 63 $ 11,308,000 $ 179,492 $ 85,000
Washington, Minnesota 63 $ 14,910,000 $ 236,666 $ 140,000
Lee, Florida 62 $ 12,438,000 $ 200,612 $ 43,000
Manatee, Florida 62 $ 14,362,000 $ 231,645 $ 89,000
McHenry, Illinois 62 $ 11,662,000 $ 188,096 $ 73,000
Frederick, Maryland 62 $ 14,621,000 $ 235,822 $ 101,000
Cape May, New Jersey 62 $ 16,099,000 $ 259,661 $ 73,000
Washtenaw, Michigan 60 $ 14,476,000 $ 241,266 $ 109,000
Williamson, Tennessee 60 $ 14,422,000 $ 240,366 $ 88,000
Waukesha, Wisconsin 60 $ 13,450,000 $ 224,166 $ 100,000
Cherokee, Georgia 59 $ 12,011,000 $ 203,576 $ 90,000
Virginia Beach, Virginia 58 $ 14,197,000 $ 244,775 $ 125,000
Hamilton, Ohio 57 $ 12,441,000 $ 218,263 $ 116,000
Chesterfield, Virginia 57 $ 12,757,000 $ 223,807 $ 76,000
Harford, Maryland 56 $ 12,130,000 $ 216,607 $ 87,000
Kitsap, Washington 56 $ 12,581,000 $ 224,660 $ 95,000
St. Johns, Florida 55 $ 14,792,000 $ 268,945 $ 130,000
Boone, Indiana 55 $ 12,455,000 $ 226,454 $ 111,000
Tulsa, Oklahoma 55 $ 11,179,000 $ 203,254 $ 106,000
Sarasota, Florida 53 $ 11,134,000 $ 210,075 $ 52,000
Carroll, Maryland 53 $ 12,538,000 $ 236,566 $ 70,000
Northampton, Pennsylvania 53 $ 10,478,000 $ 197,698 $ 73,000
Davidson, Tennessee 53 $ 11,130,000 $ 210,000 $ 50,000
Wasatch, Utah 53 $ 13,485,000 $ 254,433 $ 108,000
New Hanover, North Carolina 52 $ 11,082,000 $ 213,115 $ 55,000
Hillsborough, New Hampshire 51 $ 11,390,000 $ 223,333 $ 95,000
Cumberland, Pennsylvania 51 $ 10,993,000 $ 215,549 $ 60,000
Jefferson, Louisiana 50 $ 9,052,000 $ 181,040 $ 80,000
Bexar, Texas 50 $ 9,692,000 $ 193,840 $ 118,000
Brazoria, Texas 50 $ 9,811,000 $ 196,220 $ 60,000
Box Elder, Utah 50 $ 9,715,000 $ 194,300 $ 78,000
Pulaski, Arkansas 49 $ 7,479,000 $ 152,632 $ 5,000
Iredell, North Carolina 49 $ 12,313,000 $ 251,285 $ 74,000
Floyd, Indiana 48 $ 9,730,000 $ 202,708 $ 75,000
Rockingham, New Hampshire 48 $ 12,575,000 $ 261,979 $ 70,000
York, Maine 47 $ 10,554,000 $ 224,553 $ 90,000
New London, Connecticut 46 $ 10,363,000 $ 225,282 $ 119,000
Cuyahoga, Ohio 46 $ 7,557,000 $ 164,282 $ 116,000
Benton, Oregon 46 $ 10,467,000 $ 227,543 $ 77,000
Galveston, Texas 46 $ 8,445,000 $ 183,586 $ 41,000
Spokane, Washington 46 $ 8,639,000 $ 187,804 $ 57,000
Thurston, Washington 46 $ 9,569,000 $ 208,021 $ 62,000
Shasta, California 45 $ 9,544,000 $ 212,088 $ 58,000
Litchfield, Connecticut 45 $ 10,159,000 $ 225,755 $ 92,000
Durham, North Carolina 45 $ 8,247,000 $ 183,266 $ 66,000
Alexandria, Virginia 45 $ 19,047,000 $ 423,266 $ 100,000
Volusia, Florida 44 $ 6,922,000 $ 157,318 $ 43,000
Hendricks, Indiana 44 $ 7,535,000 $ 171,250 $ 93,000
Calaveras, California 43 $ 8,842,000 $ 205,627 $ 107,000
Warren, New Jersey 43 $ 9,726,000 $ 226,186 $ 45,000
York, Virginia 43 $ 11,461,000 $ 266,534 $ 98,000
Coconino, Arizona 42 $ 9,170,000 $ 218,333 $ 134,000
Clearfield, Pennsylvania 41 $ 7,117,000 $ 173,585 $ 61,000
Alachua, Florida 40 $ 7,670,000 $ 191,750 $ 75,000
Knox, Tennessee 40 $ 8,814,000 $ 220,350 $ 34,000
Brevard, Florida 39 $ 8,953,000 $ 229,564 $ 86,000
Madison, Mississippi 39 $ 8,187,000 $ 209,923 $ 76,000
Warren, Ohio 39 $ 8,033,000 $ 205,974 $ 105,000
Tulare, California 38 $ 7,257,000 $ 190,973 $ 77,000
Berks, Pennsylvania 38 $ 6,709,000 $ 176,552 $ 46,000
Collier, Florida 37 $ 9,638,000 $ 260,486 $ 65,000
Washoe, Nevada 37 $ 8,635,000 $ 233,378 $ 84,000
Baltimore City, Maryland 36 $ 8,168,000 $ 226,888 $ 96,000
Muskegon, Michigan 36 $ 4,537,000 $ 126,027 $ 3,000
Scott, Minnesota 36 $ 7,599,000 $ 211,083 $ 108,000
Lancaster, Pennsylvania 36 $ 6,720,000 $ 186,666 $ 55,000
Stafford, Virginia 36 $ 9,084,000 $ 252,333 $ 90,000
Pasco, Florida 35 $ 6,227,000 $ 177,914 $ 62,000
Shawnee, Kansas 35 $ 6,494,000 $ 185,542 $ 96,000
Chesapeake, Virginia 35 $ 7,658,000 $ 218,800 $ 48,000
Hanover, Virginia 35 $ 8,547,000 $ 244,200 $ 63,000
Milwaukee, Wisconsin 35 $ 6,632,000 $ 189,485 $ 78,000
Kauai, Hawaii 34 $ 14,055,000 $ 413,382 $ 164,000
Johnson, Indiana 34 $ 6,587,000 $ 193,735 $ 95,000
Clay, Missouri 34 $ 5,784,000 $ 170,117 $ 105,000
Jackson, Missouri 34 $ 6,153,000 $ 180,970 $ 144,000
Benton, Arkansas 33 $ 7,672,000 $ 232,484 $ 140,000
Clark, Indiana 33 $ 5,777,000 $ 175,060 $ 61,000
Summit, Ohio 33 $ 5,632,000 $ 170,666 $ 94,000
Yakima, Washington 33 $ 6,684,000 $ 202,545 $ 98,000
Dane, Wisconsin 33 $ 7,714,000 $ 233,757 $ 110,000
Merced, California 32 $ 5,345,000 $ 167,031 $ 97,000
Orange, North Carolina 32 $ 8,111,000 $ 253,468 $ 73,000
Butler, Ohio 32 $ 6,556,000 $ 204,875 $ 106,000
Butler, Pennsylvania 32 $ 7,377,000 $ 230,531 $ 89,000
Dauphin, Pennsylvania 32 $ 5,760,000 $ 180,000 $ 58,000
York, Pennsylvania 32 $ 5,470,000 $ 170,937 $ 32,000
Benton, Washington 32 $ 6,195,000 $ 193,593 $ 54,000
Charleston, South Carolina 31 $ 7,815,000 $ 252,096 $ 66,000
Mohave, Arizona 30 $ 5,156,000 $ 171,866 $ 76,000
Tuolumne, California 30 $ 6,605,000 $ 220,166 $ 136,000
Delaware, Ohio 30 $ 7,115,000 $ 237,166 $ 90,000
Jackson, Oregon 30 $ 6,636,000 $ 221,200 $ 79,000
Sumner, Tennessee 30 $ 5,287,000 $ 176,233 $ 40,000
Polk, Oregon 29 $ 5,037,000 $ 173,689 $ 26,000
Mesa, Colorado 28 $ 5,242,000 $ 187,214 $ 40,000
East Baton Rouge, Louisiana 28 $ 5,484,000 $ 195,857 $ 70,000
Maui, Hawaii 27 $ 11,728,000 $ 434,370 $ 127,000
Albemarle, Virginia 27 $ 6,492,000 $ 240,444 $ 145,000
San Benito, California 26 $ 7,187,000 $ 276,423 $ 67,000
La Plata, Colorado 26 $ 7,339,000 $ 282,269 $ 86,000
Bullitt, Kentucky 26 $ 4,927,000 $ 189,500 $ 35,000
Shelby, Tennessee 26 $ 4,974,000 $ 191,307 $ 52,000
Whatcom, Washington 26 $ 7,016,000 $ 269,846 $ 98,000
Carver, Minnesota 25 $ 5,778,000 $ 231,120 $ 93,000
Lancaster, South Carolina 25 $ 5,766,000 $ 230,640 $ 41,000
Polk, Florida 24 $ 3,483,000 $ 145,125 $ 74,000
St. Tammany, Louisiana 24 $ 4,996,000 $ 208,166 $ 64,000
Missoula, Montana 24 $ 4,592,000 $ 191,333 $ 89,000
Bristol, Rhode Island 24 $ 5,939,000 $ 247,458 $ 79,000
Island, Washington 24 $ 7,191,000 $ 299,625 $ 108,000
Blaine, Idaho 23 $ 5,754,000 $ 250,173 $ 85,000
Livingston, Michigan 23 $ 4,605,000 $ 200,217 $ 82,000
Sandoval, New Mexico 23 $ 3,647,000 $ 158,565 $ 55,000
Linn, Oregon 23 $ 3,715,000 $ 161,521 $ 57,000
Providence, Rhode Island 23 $ 4,008,000 $ 174,260 $ 15,000
Washington, Rhode Island 23 $ 4,962,000 $ 215,739 $ 53,000
Hays, Texas 23 $ 5,324,000 $ 231,478 $ 65,000
Navajo, Arizona 22 $ 3,617,000 $ 164,409 $ 118,000
Chatham, Georgia 22 $ 4,769,000 $ 216,772 $ 36,000
Jefferson, Missouri 22 $ 4,174,000 $ 189,727 $ 55,000
Gaston, North Carolina 22 $ 4,100,000 $ 186,363 $ 36,000
Westmoreland, Pennsylvania 22 $ 4,525,000 $ 205,681 $ 75,000
Richland, South Carolina 22 $ 4,655,000 $ 211,590 $ 47,000
Spotsylvania, Virginia 22 $ 4,898,000 $ 222,636 $ 96,000
Outagamie, Wisconsin 22 $ 3,370,000 $ 153,181 $ 75,000
Hall, Georgia 21 $ 4,649,000 $ 221,380 $ 96,000
Lake, Indiana 21 $ 3,683,000 $ 175,380 $ 84,000
Washington, Pennsylvania 21 $ 4,978,000 $ 237,047 $ 87,000
Jefferson, Alabama 20 $ 3,765,000 $ 188,250 $ 95,000
Kendall, Illinois 20 $ 3,991,000 $ 199,550 $ 80,000
Hampden, Massachusetts 20 $ 4,151,000 $ 207,550 $ 0
Ottawa, Michigan 20 $ 3,277,000 $ 163,850 $ 12,000
Forsyth, North Carolina 20 $ 3,931,000 $ 196,550 $ 51,000
Clermont, Ohio 20 $ 3,838,000 $ 191,900 $ 105,000
Stark, Ohio 20 $ 2,829,000 $ 141,450 $ 84,000
Yamhill, Oregon 20 $ 4,040,000 $ 202,000 $ 61,000
Amador, California 19 $ 3,922,000 $ 206,421 $ 67,000
Humboldt, California 19 $ 4,789,000 $ 252,052 $ 62,000
Lake, California 19 $ 3,266,000 $ 171,894 $ 88,000
Leon, Florida 19 $ 3,543,000 $ 186,473 $ 58,000
Kootenai, Idaho 19 $ 4,109,000 $ 216,263 $ 117,000
Franklin, Kentucky 19 $ 3,240,000 $ 170,526 $ 97,000
Johnston, North Carolina 19 $ 3,259,000 $ 171,526 $ 76,000
Summit, Colorado 18 $ 5,449,000 $ 302,722 $ 276,000
Cleveland, Oklahoma 18 $ 3,028,000 $ 168,222 $ 118,000
Luzerne, Pennsylvania 18 $ 3,576,000 $ 198,666 $ 60,000
Chelan, Washington 18 $ 4,203,000 $ 233,500 $ 85,000
Mendocino, California 17 $ 4,092,000 $ 240,705 $ 91,000
Scott, Kentucky 17 $ 3,459,000 $ 203,470 $ 92,000
St. Louis City, Missouri 17 $ 2,669,000 $ 157,000 $ 55,000
Buncombe, North Carolina 17 $ 3,511,000 $ 206,529 $ 32,000
Cumberland, North Carolina 17 $ 2,915,000 $ 171,470 $ 72,000
Lincoln, Oregon 17 $ 3,452,000 $ 203,058 $ 83,000
Monroe, Pennsylvania 17 $ 2,510,000 $ 147,647 $ 69,000
Iron, Utah 17 $ 3,282,000 $ 193,058 $ 93,000
James City, Virginia 17 $ 4,653,000 $ 273,705 $ 89,000
Brown, Wisconsin 17 $ 2,218,000 $ 130,470 $ 67,000
Saline, Arkansas 16 $ 2,367,000 $ 147,937 $ 11,000
Kings, California 16 $ 2,757,000 $ 172,312 $ 63,000
Madera, California 16 $ 3,092,000 $ 193,250 $ 77,000
Pueblo, Colorado 16 $ 2,338,000 $ 146,125 $ 88,000
St. Mary's, Maryland 16 $ 4,165,000 $ 260,312 $ 97,000
Brunswick, North Carolina 16 $ 2,980,000 $ 186,250 $ 46,000
Pike, Pennsylvania 16 $ 2,371,000 $ 148,187 $ 91,000
Hamilton, Tennessee 16 $ 3,529,000 $ 220,562 $ 64,000
Newport News, Virginia 16 $ 2,274,000 $ 142,125 $ 156,000
Norfolk, Virginia 16 $ 3,266,000 $ 204,125 $ 97,000
Faulkner, Arkansas 15 $ 2,427,000 $ 161,800 $ 113,000
Sutter, California 15 $ 2,698,000 $ 179,866 $ 93,000
Lake, Florida 15 $ 2,818,000 $ 187,866 $ 67,000
McLean, Illinois 15 $ 2,919,000 $ 194,600 $ 7,000
Woodford, Kentucky 15 $ 2,840,000 $ 189,333 $ 77,000
Kent, Michigan 15 $ 1,961,000 $ 130,733 $ 22,000
Wright, Minnesota 15 $ 2,363,000 $ 157,533 $ 106,000
Rankin, Mississippi 15 $ 2,673,000 $ 178,200 $ 70,000
Platte, Missouri 15 $ 3,059,000 $ 203,933 $ 123,000
Cumberland, New Jersey 15 $ 1,994,000 $ 132,933 $ 40,000
Carteret, North Carolina 15 $ 2,925,000 $ 195,000 $ 89,000
Beaufort, South Carolina 15 $ 3,105,000 $ 207,000 $ 122,000
Horry, South Carolina 15 $ 2,579,000 $ 171,933 $ 82,000
Morgan, Utah 15 $ 3,585,000 $ 239,000 $ 79,000
Madison, Alabama 14 $ 2,331,000 $ 166,500 $ 62,000
Grand, Colorado 14 $ 3,356,000 $ 239,714 $ 140,000
Columbia, Georgia 14 $ 2,935,000 $ 209,642 $ 84,000
Morgan, Indiana 14 $ 2,028,000 $ 144,857 $ 51,000
Chatham, North Carolina 14 $ 2,786,000 $ 199,000 $ 117,000
Davidson, North Carolina 14 $ 2,133,000 $ 152,357 $ 42,000
Lincoln, North Carolina 14 $ 3,836,000 $ 274,000 $ 98,000
Fairfield, Ohio 14 $ 2,640,000 $ 188,571 $ 103,000
Erie, Pennsylvania 14 $ 2,210,000 $ 157,857 $ 61,000
Lackawanna, Pennsylvania 14 $ 2,148,000 $ 153,428 $ 50,000
Nueces, Texas 14 $ 2,698,000 $ 192,714 $ 52,000
Fairfax City, Virginia 14 $ 4,817,000 $ 344,071 $ 64,000
Richmond City, Virginia 14 $ 3,853,000 $ 275,214 $ 101,000
Skagit, Washington 14 $ 2,784,000 $ 198,857 $ 70,000
Yuba, California 13 $ 2,182,000 $ 167,846 $ 56,000
Martin, Florida 13 $ 3,560,000 $ 273,846 $ 72,000
Okaloosa, Florida 13 $ 2,886,000 $ 222,000 $ 41,000
Fayette, Georgia 13 $ 2,428,000 $ 186,769 $ 82,000
Paulding, Georgia 13 $ 2,598,000 $ 199,846 $ 97,000
St. Joseph, Indiana 13 $ 2,791,000 $ 214,692 $ 93,000
Ascension, Louisiana 13 $ 2,601,000 $ 200,076 $ 92,000
Hampshire, Massachusetts 13 $ 2,621,000 $ 201,615 $ 0
St. Louis, Minnesota 13 $ 2,216,000 $ 170,461 $ 51,000
Catawba, North Carolina 13 $ 3,039,000 $ 233,769 $ 79,000
Lorain, Ohio 13 $ 2,532,000 $ 194,769 $ 91,000
Tillamook, Oregon 13 $ 3,159,000 $ 243,000 $ 104,000
Ellis, Texas 13 $ 2,558,000 $ 196,769 $ 58,000
Orange, Texas 13 $ 1,951,000 $ 150,076 $ 9,000
Rockwall, Texas 13 $ 2,579,000 $ 198,384 $ 43,000
Montgomery, Virginia 13 $ 3,296,000 $ 253,538 $ 63,000
Douglas, Washington 13 $ 2,922,000 $ 224,769 $ 104,000
Mason, Washington 13 $ 3,167,000 $ 243,615 $ 75,000
Imperial, California 12 $ 2,060,000 $ 171,666 $ 57,000
Clay, Florida 12 $ 2,947,000 $ 245,583 $ 97,000
Tippecanoe, Indiana 12 $ 2,081,000 $ 173,416 $ 154,000
Sedgwick, Kansas 12 $ 1,805,000 $ 150,416 $ 89,000
Wyandotte, Kansas 12 $ 2,190,000 $ 182,500 $ 82,000
Jessamine, Kentucky 12 $ 3,048,000 $ 254,000 $ 118,000
Kenton, Kentucky 12 $ 2,213,000 $ 184,416 $ 106,000
Madison, Kentucky 12 $ 1,935,000 $ 161,250 $ 58,000
Shelby, Kentucky 12 $ 2,169,000 $ 180,750 $ 24,000
Orleans, Louisiana 12 $ 2,723,000 $ 226,916 $ 59,000
Salem, New Jersey 12 $ 2,087,000 $ 173,916 $ 30,000
Pender, North Carolina 12 $ 2,577,000 $ 214,750 $ 16,000
Medina, Ohio 12 $ 1,935,000 $ 161,250 $ 78,000
Josephine, Oregon 12 $ 2,243,000 $ 186,916 $ 87,000
Lexington, South Carolina 12 $ 1,960,000 $ 163,333 $ 36,000
Spartanburg, South Carolina 12 $ 1,887,000 $ 157,250 $ 32,000
Johnson, Texas 12 $ 2,095,000 $ 174,583 $ 28,000
Parker, Texas 12 $ 2,776,000 $ 231,333 $ 36,000
Kittitas, Washington 12 $ 3,131,000 $ 260,916 $ 148,000
Ozaukee, Wisconsin 12 $ 2,638,000 $ 219,833 $ 90,000
Gila, Arizona 11 $ 2,105,000 $ 191,363 $ 99,000
Garfield, Colorado 11 $ 2,514,000 $ 228,545 $ 51,000
Sussex, Delaware 11 $ 2,335,000 $ 212,272 $ 71,000
Charlotte, Florida 11 $ 2,091,000 $ 190,090 $ 33,000
Flagler, Florida 11 $ 1,589,000 $ 144,454 $ 43,000
Osceola, Florida 11 $ 1,512,000 $ 137,454 $ 59,000
St. Lucie, Florida 11 $ 2,077,000 $ 188,818 $ 115,000
Coweta, Georgia 11 $ 1,648,000 $ 149,818 $ 56,000
Worcester, Maryland 11 $ 2,659,000 $ 241,727 $ 942,000
Ingham, Michigan 11 $ 1,886,000 $ 171,454 $ 87,000
Midland, Michigan 11 $ 2,216,000 $ 201,454 $ 160,000
Merrimack, New Hampshire 11 $ 1,949,000 $ 177,181 $ 120,000
Santa Fe, New Mexico 11 $ 3,249,000 $ 295,363 $ 122,000
Canadian, Oklahoma 11 $ 1,506,000 $ 136,909 $ 48,000
Clatsop, Oregon 11 $ 2,417,000 $ 219,727 $ 119,000
Columbia, Oregon 11 $ 2,460,000 $ 223,636 $ 51,000
Kent, Rhode Island 11 $ 2,663,000 $ 242,090 $ 39,000
Comal, Texas 11 $ 2,961,000 $ 269,181 $ 27,000
Baldwin, Alabama 10 $ 1,781,000 $ 178,100 $ 102,000
Park, Colorado 10 $ 2,251,000 $ 225,100 $ 59,000
Indian River, Florida 10 $ 2,269,000 $ 226,900 $ 78,000
Monroe, Florida 10 $ 2,710,000 $ 271,000 $ 73,000
Oconee, Georgia 10 $ 3,098,000 $ 309,800 $ 154,000
Macon, Illinois 10 $ 1,661,000 $ 166,100 $ 37,000
Peoria, Illinois 10 $ 1,951,000 $ 195,100 $ 49,000
Bartholomew, Indiana 10 $ 2,100,000 $ 210,000 $ 101,000
Hancock, Indiana 10 $ 2,162,000 $ 216,200 $ 118,000
Lafayette, Louisiana 10 $ 2,120,000 $ 212,000 $ 62,000
Queen Anne's, Maryland 10 $ 2,915,000 $ 291,500 $ 102,000
Washington, Maryland 10 $ 2,149,000 $ 214,900 $ 72,000
Genesee, Michigan 10 $ 1,668,000 $ 166,800 $ 110,000
Strafford, New Hampshire 10 $ 1,990,000 $ 199,000 $ 58,000
Caldwell, North Carolina 10 $ 1,344,000 $ 134,400 $ 20,000
Dare, North Carolina 10 $ 2,459,000 $ 245,900 $ 100,000
Moore, North Carolina 10 $ 2,348,000 $ 234,800 $ 90,000
Franklin, Pennsylvania 10 $ 2,287,000 $ 228,700 $ 105,000
Lebanon, Pennsylvania 10 $ 1,586,000 $ 158,600 $ 43,000
Augusta, Virginia 10 $ 1,733,000 $ 173,300 $ 58,000
Washington, Wisconsin 10 $ 2,472,000 $ 247,200 $ 75,000
Mono, California 9 $ 3,421,000 $ 380,111 $ 213,000
Teller, Colorado 9 $ 1,585,000 $ 176,111 $ 60,000
District of Columbia, District Of Columbia 9 $ 3,983,000 $ 442,555 $ 0
Sumter, Florida 9 $ 2,202,000 $ 244,666 $ 26,000
Clarke, Georgia 9 $ 1,142,000 $ 126,888 $ 90,000
Allen, Indiana 9 $ 1,435,000 $ 159,444 $ 78,000
Porter, Indiana 9 $ 1,881,000 $ 209,000 $ 121,000
Vanderburgh, Indiana 9 $ 1,235,000 $ 137,222 $ 63,000
Livingston, Louisiana 9 $ 1,564,000 $ 173,777 $ 80,000
Terrebonne, Louisiana 9 $ 1,438,000 $ 159,777 $ 90,000
Cecil, Maryland 9 $ 2,045,000 $ 227,222 $ 32,000
Charles, Maryland 9 $ 2,391,000 $ 265,666 $ 66,000
Camden, Missouri 9 $ 1,631,000 $ 181,222 $ 73,000
Douglas, Nevada 9 $ 2,221,000 $ 246,777 $ 54,000
Lake, Ohio 9 $ 1,561,000 $ 173,444 $ 85,000
Blount, Tennessee 9 $ 1,448,000 $ 160,888 $ 53,000
Brazos, Texas 9 $ 1,606,000 $ 178,444 $ 33,000
Louisa, Virginia 9 $ 2,051,000 $ 227,888 $ 62,000
Kenosha, Wisconsin 9 $ 1,849,000 $ 205,444 $ 116,000
Racine, Wisconsin 9 $ 1,438,000 $ 159,777 $ 52,000
Shelby, Alabama 8 $ 1,456,000 $ 182,000 $ 37,000
Plumas, California 8 $ 1,733,000 $ 216,625 $ 87,000
Eagle, Colorado 8 $ 2,573,000 $ 321,625 $ 146,000
Elbert, Colorado 8 $ 2,025,000 $ 253,125 $ 73,000
Citrus, Florida 8 $ 1,037,000 $ 129,625 $ 36,000
Marion, Florida 8 $ 1,341,000 $ 167,625 $ 119,000
Muscogee, Georgia 8 $ 1,672,000 $ 209,000 $ 137,000
Bonneville, Idaho 8 $ 1,511,000 $ 188,875 $ 61,000
St. Clair, Illinois 8 $ 1,319,000 $ 164,875 $ 86,000
Spencer, Kentucky 8 $ 1,121,000 $ 140,125 $ 48,000
Calvert, Maryland 8 $ 1,976,000 $ 247,000 $ 84,000
Hinds, Mississippi 8 $ 1,627,000 $ 203,375 $ 84,000
Douglas, Nebraska 8 $ 1,229,000 $ 153,625 $ 75,000
San Juan, New Mexico 8 $ 1,574,000 $ 196,750 $ 33,000
Henderson, North Carolina 8 $ 1,747,000 $ 218,375 $ 64,000
Watauga, North Carolina 8 $ 1,460,000 $ 182,500 $ 94,000
Geauga, Ohio 8 $ 1,718,000 $ 214,750 $ 102,000
Portage, Ohio 8 $ 1,522,000 $ 190,250 $ 114,000
Adams, Pennsylvania 8 $ 1,670,000 $ 208,750 $ 67,000
Dorchester, South Carolina 8 $ 1,376,000 $ 172,000 $ 36,000
Pickens, South Carolina 8 $ 1,598,000 $ 199,750 $ 57,000
El Paso, Texas 8 $ 1,676,000 $ 209,500 $ 69,000
Kendall, Texas 8 $ 2,779,000 $ 347,375 $ 44,000
Kane, Utah 8 $ 1,534,000 $ 191,750 $ 78,000
Sevier, Utah 8 $ 1,373,000 $ 171,625 $ 72,000
Washington, Vermont 8 $ 1,696,000 $ 212,000 $ 0
Orange, Virginia 8 $ 1,797,000 $ 224,625 $ 47,000
Jefferson, Washington 8 $ 2,180,000 $ 272,500 $ 76,000
Inyo, California 7 $ 1,795,000 $ 256,428 $ 69,000
Escambia, Florida 7 $ 1,469,000 $ 209,857 $ 55,000
Hernando, Florida 7 $ 1,242,000 $ 177,428 $ 64,000
Henry, Georgia 7 $ 1,483,000 $ 211,857 $ 74,000
Franklin, Idaho 7 $ 1,194,000 $ 170,571 $ 46,000
DeKalb, Illinois 7 $ 1,196,000 $ 170,857 $ 89,000
Harrison, Indiana 7 $ 1,092,000 $ 156,000 $ 65,000
Kosciusko, Indiana 7 $ 1,518,000 $ 216,857 $ 248,000
Chisago, Minnesota 7 $ 1,409,000 $ 201,285 $ 100,000
Olmsted, Minnesota 7 $ 1,378,000 $ 196,857 $ 100,000
Rice, Minnesota 7 $ 1,175,000 $ 167,857 $ 65,000
Alamance, North Carolina 7 $ 1,204,000 $ 172,000 $ 18,000
Pitt, North Carolina 7 $ 1,365,000 $ 195,000 $ 114,000
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Mortgage Loan Application Detail Totals for Provident Funding Associates in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 56,075 $15,177,098,000 $270,000 $2,000,000 $94,000 $5,400,000
Home Purchase 10,770 $2,957,989,000 $274,000 $2,580,000 $86,000 $9,999,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 23,431 $6,309,460,000 $269,000 $2,580,000 $126,000 $9,999,000
Not applicable 17,677 $4,583,661,000 $259,000 $812,000 $0 $0
Not Provided 12,485 $3,034,009,000 $243,000 $1,900,000 $117,000 $9,999,000
Asian 11,554 $3,752,904,000 $324,000 $1,865,000 $140,000 $1,788,000
Hispanic 1,148 $303,699,000 $264,000 $721,000 $113,000 $1,632,000
Black or African American 295 $73,756,000 $250,000 $768,000 $114,000 $795,000
Native Hawaiian or Other Pacific Islander 162 $51,382,000 $317,000 $669,000 $107,000 $440,000
American Indian or Alaskan Native 93 $26,216,000 $281,000 $598,000 $122,000 $486,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 66,830 $18,131,934,000 $271,000 $2,580,000 $93,000 $9,999,000
FHA-insured (Federal Housing Administration) 15 $3,153,000 $210,000 $348,000 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 31,262 $8,447,766,000 $270,000 $1,900,000 $125,000 $4,800,000
Loan Purchased By The Institution 17,677 $4,583,661,000 $259,000 $812,000 $0 $0
Application Withdrawn By Applicant 9,364 $2,671,948,000 $285,000 $1,950,000 $140,000 $9,999,000
Application Denied By Financial Institution 6,313 $1,746,916,000 $276,000 $2,100,000 $113,000 $9,999,000
File Closed For Incompleteness 1,836 $560,065,000 $305,000 $2,580,000 $130,000 $3,901,000
Application Approved But Not Accepted 393 $124,731,000 $317,000 $945,000 $145,000 $3,466,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 2,502 $686,734,000 $274,000 $1,734,000 $127,000 $4,255,000
Debt-To-Income Ratio 1,645 $471,571,000 $286,000 $2,100,000 $80,000 $1,303,000
Credit History 836 $197,737,000 $236,000 $901,000 $114,000 $1,680,000
Other 713 $203,284,000 $285,000 $1,260,000 $139,000 $1,677,000
Employment History 250 $71,773,000 $287,000 $1,104,000 $111,000 $9,999,000
Unverifiable Information 194 $55,777,000 $287,000 $1,246,000 $95,000 $396,000
Insufficient Cash (Downpayment, Closing Cost) 133 $49,655,000 $373,000 $1,865,000 $151,000 $1,109,000
Mortgage Insurance Denied 38 $9,743,000 $256,000 $489,000 $93,000 $191,000
Credit Application Incomplete 2 $642,000 $321,000 $387,000 $162,000 $216,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Provident Funding Associates's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Provident Funding Associates's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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