Provident Funding Associates, L.P.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Provident Funding Associates, L.P. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Provident Funding Associates, L.P. 851 Traeger Avenue, Suite 100 Sacramento, CA 94066 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 90,844 |
| Total Mortgage Loan Application Amount | $27,093,305,000 |
| Average Mortgage Loan Application Amount | $308,666 |
| Highest Mortgage Loan Application Amount | $44,695,000 |
| Average Applicant Income | $149,000 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Provident Funding Associates, L.P.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Provident Funding Associates, L.P.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Provident Funding Associates, L.P.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Provident Funding Associates, L.P. serves its applicants.
Each category highlights the total number of mortgage applications processed by Provident Funding Associates, L.P., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Provident Funding Associates, L.P.'s mortgage activity for 2020.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| DALLAS-PLANO-IRVING, TX | 4,616 | $ 1,443,590,000 | $ 312,000 | $ 159,000 |
| DENVER-AURORA-LAKEWOOD, CO | 4,207 | $ 1,366,725,000 | $ 324,000 | $ 139,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 4,127 | $ 1,077,835,000 | $ 261,000 | $ 131,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 3,690 | $ 1,217,260,000 | $ 315,000 | $ 138,500 |
| SALT LAKE CITY, UT | 3,653 | $ 1,089,325,000 | $ 298,000 | $ 121,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 3,537 | $ 1,003,635,000 | $ 283,000 | $ 145,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 3,046 | $ 1,136,580,000 | $ 373,000 | $ 173,000 |
| NA (OUTSIDE OF MSA/MD) | 2,480 | $ 684,940,000 | $ 239,787 | $ 143,428 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 2,391 | $ 750,005,000 | $ 313,000 | $ 149,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 2,293 | $ 809,895,000 | $ 353,000 | $ 166,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 2,256 | $ 593,730,000 | $ 263,000 | $ 158,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 2,201 | $ 854,735,000 | $ 388,000 | $ 190,000 |
| OGDEN-CLEARFIELD, UT | 2,116 | $ 589,440,000 | $ 278,000 | $ 114,000 |
| PROVO-OREM, UT | 2,112 | $ 611,820,000 | $ 289,000 | $ 120,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 1,867 | $ 756,285,000 | $ 405,000 | $ 221,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 1,824 | $ 545,770,000 | $ 299,000 | $ 163,000 |
| RALEIGH, NC | 1,672 | $ 468,120,000 | $ 279,000 | $ 152,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 1,603 | $ 594,655,000 | $ 370,000 | $ 170,000 |
| AUSTIN-ROUND ROCK, TX | 1,569 | $ 470,785,000 | $ 300,000 | $ 166,000 |
| SAN DIEGO-CARLSBAD, CA | 1,563 | $ 544,645,000 | $ 348,000 | $ 156,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 1,522 | $ 412,630,000 | $ 271,000 | $ 134,500 |
| CHICAGO-NAPERVILLE, IL | 1,332 | $ 336,870,000 | $ 252,000 | $ 156,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1,252 | $ 333,300,000 | $ 247,000 | $ 108,500 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 1,173 | $ 388,685,000 | $ 298,500 | $ 170,000 |
| NEW YORK-NEWARK, NY | 1,130 | $ 334,620,000 | $ 296,000 | $ 197,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,094 | $ 311,480,000 | $ 284,000 | $ 137,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 1,051 | $ 251,485,000 | $ 239,000 | $ 137,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1,031 | $ 351,255,000 | $ 340,000 | $ 165,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 1,007 | $ 237,425,000 | $ 223,000 | $ 123,500 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 767 | $ 313,515,000 | $ 408,000 | $ 207,000 |
| NEWARK, NJ-PA | 758 | $ 240,440,000 | $ 250,500 | $ 152,500 |
| FORT WORTH-ARLINGTON, TX | 749 | $ 179,725,000 | $ 239,000 | $ 155,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 715 | $ 168,065,000 | $ 235,000 | $ 139,000 |
| PHILADELPHIA, PA | 667 | $ 180,435,000 | $ 270,000 | $ 142,000 |
| LEXINGTON-FAYETTE, KY | 608 | $ 134,800,000 | $ 221,000 | $ 110,000 |
| PITTSBURGH, PA | 575 | $ 145,695,000 | $ 253,000 | $ 138,000 |
| BOULDER, CO | 555 | $ 195,235,000 | $ 351,000 | $ 156,000 |
| BOSTON, MA | 545 | $ 179,950,000 | $ 330,000 | $ 165,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 518 | $ 127,460,000 | $ 246,000 | $ 130,000 |
| ST. LOUIS, MO-IL | 495 | $ 117,675,000 | $ 208,000 | $ 121,500 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 482 | $ 156,280,000 | $ 324,000 | $ 190,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 471 | $ 116,925,000 | $ 248,000 | $ 135,000 |
| KANSAS CITY, MO-KS | 467 | $ 122,065,000 | $ 264,000 | $ 118,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 465 | $ 110,025,000 | $ 236,000 | $ 133,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 458 | $ 143,430,000 | $ 313,000 | $ 198,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 457 | $ 127,715,000 | $ 279,000 | $ 176,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 437 | $ 197,725,000 | $ 452,000 | $ 174,000 |
| TUCSON, AZ | 420 | $ 93,800,000 | $ 223,000 | $ 118,000 |
| SANTA ROSA, CA | 398 | $ 128,970,000 | $ 324,000 | $ 149,000 |
| CAMDEN, NJ | 381 | $ 88,235,000 | $ 231,000 | $ 149,000 |
| DURHAM-CHAPEL HILL, NC | 372 | $ 94,310,000 | $ 253,000 | $ 141,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 367 | $ 115,705,000 | $ 315,000 | $ 174,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 365 | $ 117,445,000 | $ 321,000 | $ 139,000 |
| NEW HAVEN-MILFORD, CT | 362 | $ 92,120,000 | $ 254,000 | $ 145,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 358 | $ 103,340,000 | $ 288,000 | $ 156,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 355 | $ 98,075,000 | $ 276,000 | $ 152,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 353 | $ 90,085,000 | $ 255,000 | $ 180,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 342 | $ 94,160,000 | $ 275,000 | $ 159,000 |
| COLORADO SPRINGS, CO | 336 | $ 92,340,000 | $ 274,000 | $ 128,000 |
| VALLEJO-FAIRFIELD, CA | 334 | $ 106,010,000 | $ 317,000 | $ 134,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 329 | $ 77,365,000 | $ 231,000 | $ 128,000 |
| BEND-REDMOND, OR | 313 | $ 96,165,000 | $ 307,000 | $ 130,000 |
| RICHMOND, VA | 309 | $ 86,085,000 | $ 278,000 | $ 148,000 |
| FORT COLLINS, CO | 307 | $ 92,085,000 | $ 299,000 | $ 140,000 |
| STOCKTON-LODI, CA | 306 | $ 89,760,000 | $ 293,000 | $ 146,000 |
| TACOMA-LAKEWOOD, WA | 284 | $ 81,500,000 | $ 286,000 | $ 130,000 |
| ST. GEORGE, UT | 261 | $ 72,005,000 | $ 275,000 | $ 138,000 |
| CINCINNATI, OH-KY-IN | 258 | $ 56,650,000 | $ 210,000 | $ 103,666 |
| SANTA CRUZ-WATSONVILLE, CA | 247 | $ 107,555,000 | $ 435,000 | $ 281,000 |
| JACKSONVILLE, FL | 241 | $ 65,425,000 | $ 271,000 | $ 188,000 |
| GREELEY, CO | 235 | $ 70,245,000 | $ 298,000 | $ 131,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 235 | $ 73,635,000 | $ 313,000 | $ 162,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 222 | $ 60,780,000 | $ 259,500 | $ 126,000 |
| COLUMBUS, OH | 219 | $ 51,055,000 | $ 233,000 | $ 123,000 |
| MODESTO, CA | 196 | $ 47,120,000 | $ 240,000 | $ 112,000 |
| FRESNO, CA | 177 | $ 43,915,000 | $ 248,000 | $ 138,000 |
| EUGENE, OR | 165 | $ 39,395,000 | $ 238,000 | $ 113,000 |
| WORCESTER, MA-CT | 165 | $ 44,615,000 | $ 237,000 | $ 118,500 |
| RENO, NV | 164 | $ 49,030,000 | $ 298,000 | $ 109,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 157 | $ 44,625,000 | $ 290,000 | $ 150,500 |
| SALEM, OR | 152 | $ 39,570,000 | $ 260,000 | $ 107,000 |
| SAN RAFAEL, CA | 152 | $ 60,670,000 | $ 399,000 | $ 199,000 |
| SANTA MARIA-SANTA BARBARA, CA | 152 | $ 52,370,000 | $ 344,000 | $ 143,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 149 | $ 32,045,000 | $ 215,000 | $ 120,000 |
| LOGAN, UT-ID | 146 | $ 33,540,000 | $ 237,000 | $ 82,000 |
| WILMINGTON, NC | 137 | $ 32,195,000 | $ 235,000 | $ 103,000 |
| GREENSBORO-HIGH POINT, NC | 136 | $ 31,550,000 | $ 231,000 | $ 139,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 136 | $ 35,560,000 | $ 261,000 | $ 139,000 |
| GAINESVILLE, FL | 135 | $ 30,135,000 | $ 223,000 | $ 107,000 |
| CLEVELAND-ELYRIA, OH | 130 | $ 27,840,000 | $ 214,000 | $ 204,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 128 | $ 35,940,000 | $ 280,000 | $ 122,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 125 | $ 26,225,000 | $ 209,000 | $ 116,000 |
| SALINAS, CA | 125 | $ 45,585,000 | $ 364,000 | $ 159,000 |
| CAPE CORAL-FORT MYERS, FL | 123 | $ 31,735,000 | $ 258,000 | $ 119,000 |
| BAKERSFIELD, CA | 122 | $ 26,970,000 | $ 221,000 | $ 129,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 121 | $ 29,915,000 | $ 247,000 | $ 119,000 |
| SPOKANE-SPOKANE VALLEY, WA | 120 | $ 28,580,000 | $ 238,000 | $ 114,000 |
| ELGIN, IL | 111 | $ 26,565,000 | $ 239,000 | $ 131,000 |
| BREMERTON-SILVERDALE, WA | 110 | $ 32,510,000 | $ 295,000 | $ 136,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 105 | $ 26,855,000 | $ 255,000 | $ 104,000 |
| TRENTON, NJ | 101 | $ 27,735,000 | $ 274,000 | $ 201,000 |
| PROVIDENCE-WARWICK, RI-MA | 100 | $ 24,220,000 | $ 242,000 | $ 114,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 99 | $ 21,605,000 | $ 218,000 | $ 105,000 |
| KENNEWICK-RICHLAND, WA | 99 | $ 26,665,000 | $ 269,000 | $ 118,000 |
| HARRISBURG-CARLISLE, PA | 95 | $ 22,325,000 | $ 235,000 | $ 171,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 95 | $ 23,925,000 | $ 251,000 | $ 149,000 |
| OLYMPIA-TUMWATER, WA | 93 | $ 25,115,000 | $ 270,000 | $ 166,000 |
| ASHEVILLE, NC | 91 | $ 23,355,000 | $ 256,000 | $ 144,000 |
| NAPA, CA | 89 | $ 32,145,000 | $ 361,000 | $ 160,000 |
| CHICO, CA | 84 | $ 21,380,000 | $ 254,000 | $ 110,000 |
| REDDING, CA | 81 | $ 19,085,000 | $ 235,000 | $ 106,000 |
| TULSA, OK | 78 | $ 19,480,000 | $ 249,000 | $ 109,000 |
| LANCASTER, PA | 77 | $ 17,335,000 | $ 225,000 | $ 122,000 |
| FLAGSTAFF, AZ | 76 | $ 20,210,000 | $ 265,000 | $ 139,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 76 | $ 17,770,000 | $ 234,000 | $ 130,500 |
| BELLINGHAM, WA | 73 | $ 20,465,000 | $ 280,000 | $ 119,000 |
| WINSTON-SALEM, NC | 72 | $ 14,780,000 | $ 205,000 | $ 103,000 |
| BARNSTABLE TOWN, MA | 69 | $ 23,645,000 | $ 342,000 | $ 186,000 |
| GARY, IN | 67 | $ 13,675,000 | $ 204,000 | $ 118,000 |
| MEDFORD, OR | 66 | $ 16,480,000 | $ 249,000 | $ 114,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 66 | $ 18,520,000 | $ 280,000 | $ 161,000 |
| GRAND JUNCTION, CO | 65 | $ 15,775,000 | $ 242,000 | $ 96,000 |
| PORT ST. LUCIE, FL | 65 | $ 17,205,000 | $ 264,000 | $ 111,000 |
| TALLAHASSEE, FL | 65 | $ 17,615,000 | $ 271,000 | $ 125,000 |
| GRAND RAPIDS-WYOMING, MI | 63 | $ 14,045,000 | $ 222,000 | $ 117,000 |
| CORVALLIS, OR | 61 | $ 16,945,000 | $ 277,000 | $ 131,000 |
| GAINESVILLE, GA | 61 | $ 14,985,000 | $ 245,000 | $ 113,000 |
| SAVANNAH, GA | 61 | $ 14,425,000 | $ 236,000 | $ 125,000 |
| ANN ARBOR, MI | 60 | $ 14,380,000 | $ 239,000 | $ 163,000 |
| CHARLOTTESVILLE, VA | 60 | $ 14,030,000 | $ 233,000 | $ 137,000 |
| NORWICH-NEW LONDON, CT | 60 | $ 14,830,000 | $ 247,000 | $ 129,000 |
| SPRINGFIELD, MA | 60 | $ 13,800,000 | $ 230,000 | $ 123,000 |
| WENATCHEE, WA | 60 | $ 19,160,000 | $ 319,000 | $ 169,000 |
| READING, PA | 58 | $ 15,020,000 | $ 258,000 | $ 135,000 |
| OCEAN CITY, NJ | 56 | $ 18,030,000 | $ 321,000 | $ 235,000 |
| COLUMBIA, SC | 54 | $ 12,640,000 | $ 234,000 | $ 130,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 53 | $ 12,445,000 | $ 234,000 | $ 220,000 |
| KNOXVILLE, TN | 49 | $ 12,935,000 | $ 263,000 | $ 141,000 |
| LAKELAND-WINTER HAVEN, FL | 48 | $ 8,960,000 | $ 186,000 | $ 116,000 |
| BOISE CITY, ID | 47 | $ 13,515,000 | $ 287,000 | $ 105,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 46 | $ 13,650,000 | $ 296,000 | $ 113,000 |
| YORK-HANOVER, PA | 46 | $ 10,330,000 | $ 224,000 | $ 120,000 |
| MEMPHIS, TN-MS-AR | 45 | $ 10,285,000 | $ 228,000 | $ 166,000 |
| VISALIA-PORTERVILLE, CA | 45 | $ 11,115,000 | $ 247,000 | $ 141,000 |
| SPARTANBURG, SC | 44 | $ 8,800,000 | $ 200,000 | $ 91,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 43 | $ 9,105,000 | $ 211,000 | $ 144,000 |
| CHATTANOOGA, TN-GA | 42 | $ 9,460,000 | $ 174,500 | $ 103,000 |
| MERCED, CA | 42 | $ 9,530,000 | $ 226,000 | $ 107,000 |
| ALBANY, OR | 41 | $ 9,685,000 | $ 236,000 | $ 116,000 |
| ROCHESTER, MN | 39 | $ 9,305,000 | $ 238,000 | $ 132,000 |
| YUBA CITY, CA | 39 | $ 9,135,000 | $ 234,000 | $ 91,000 |
| AKRON, OH | 35 | $ 6,385,000 | $ 182,000 | $ 111,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 34 | $ 7,200,000 | $ 224,500 | $ 148,000 |
| STATE COLLEGE, PA | 34 | $ 7,730,000 | $ 227,000 | $ 124,000 |
| OCALA, FL | 33 | $ 6,145,000 | $ 186,000 | $ 107,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 32 | $ 8,340,000 | $ 260,000 | $ 159,000 |
| THE VILLAGES, FL | 32 | $ 6,570,000 | $ 205,000 | $ 110,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 31 | $ 8,715,000 | $ 281,000 | $ 198,000 |
| BLOOMINGTON, IN | 30 | $ 6,300,000 | $ 210,000 | $ 106,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 30 | $ 6,110,000 | $ 203,000 | $ 142,000 |
| MOUNT VERNON-ANACORTES, WA | 29 | $ 9,355,000 | $ 322,000 | $ 157,000 |
| TYLER, TX | 27 | $ 5,145,000 | $ 190,000 | $ 108,000 |
| LANSING-EAST LANSING, MI | 26 | $ 5,270,000 | $ 202,000 | $ 103,000 |
| OKLAHOMA CITY, OK | 26 | $ 6,230,000 | $ 239,000 | $ 113,000 |
| ATHENS-CLARKE COUNTY, GA | 25 | $ 5,995,000 | $ 239,000 | $ 108,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 25 | $ 4,105,000 | $ 164,000 | $ 189,000 |
| EL PASO, TX | 24 | $ 5,120,000 | $ 213,000 | $ 123,000 |
| EAST STROUDSBURG, PA | 23 | $ 3,915,000 | $ 170,000 | $ 176,000 |
| LYNCHBURG, VA | 22 | $ 4,740,000 | $ 215,000 | $ 149,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 21 | $ 4,875,000 | $ 232,000 | $ 118,000 |
| SHERMAN-DENISON, TX | 21 | $ 5,135,000 | $ 244,000 | $ 148,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 20 | $ 3,850,000 | $ 192,000 | $ 165,000 |
| ROANOKE, VA | 20 | $ 4,630,000 | $ 231,000 | $ 142,000 |
| COLLEGE STATION-BRYAN, TX | 19 | $ 4,855,000 | $ 255,000 | $ 163,000 |
| COLUMBUS, GA-AL | 19 | $ 3,445,000 | $ 181,000 | $ 107,000 |
| PUEBLO, CO | 19 | $ 3,905,000 | $ 205,000 | $ 126,000 |
| YAKIMA, WA | 19 | $ 4,975,000 | $ 261,000 | $ 143,000 |
| FORT WAYNE, IN | 18 | $ 2,910,000 | $ 161,000 | $ 84,000 |
| MACON-BIBB COUNTY, GA | 18 | $ 4,210,000 | $ 233,000 | $ 123,000 |
| SALISBURY, MD-DE | 18 | $ 3,680,000 | $ 204,000 | $ 136,000 |
| BURLINGTON, NC | 17 | $ 2,845,000 | $ 167,000 | $ 82,000 |
| CLARKSVILLE, TN-KY | 17 | $ 3,405,000 | $ 186,500 | $ 113,500 |
| CORPUS CHRISTI, TX | 17 | $ 3,475,000 | $ 204,000 | $ 216,000 |
| FAYETTEVILLE, NC | 17 | $ 3,885,000 | $ 228,000 | $ 716,000 |
| TOLEDO, OH | 17 | $ 4,025,000 | $ 236,000 | $ 135,000 |
| GRANTS PASS, OR | 16 | $ 4,330,000 | $ 270,000 | $ 92,000 |
| HICKORY-LENOIR-MORGANTON, NC | 16 | $ 3,850,000 | $ 240,000 | $ 277,000 |
| KILLEEN-TEMPLE, TX | 16 | $ 4,280,000 | $ 267,000 | $ 202,000 |
| MADERA, CA | 16 | $ 3,410,000 | $ 213,000 | $ 100,000 |
| MIDLAND, TX | 16 | $ 4,870,000 | $ 304,000 | $ 171,000 |
| PUNTA GORDA, FL | 16 | $ 3,280,000 | $ 205,000 | $ 115,000 |
| WARNER ROBINS, GA | 16 | $ 3,240,000 | $ 202,000 | $ 102,000 |
| YUMA, AZ | 16 | $ 3,100,000 | $ 193,000 | $ 113,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 15 | $ 3,275,000 | $ 218,000 | $ 104,000 |
| CARSON CITY, NV | 15 | $ 4,275,000 | $ 285,000 | $ 90,000 |
| LEBANON, PA | 15 | $ 3,025,000 | $ 201,000 | $ 100,000 |
| MCALLEN-EDINBURG-MISSION, TX | 15 | $ 2,375,000 | $ 158,000 | $ 115,000 |
| SEBASTIAN-VERO BEACH, FL | 15 | $ 3,705,000 | $ 247,000 | $ 113,000 |
| SIERRA VISTA-DOUGLAS, AZ | 15 | $ 2,465,000 | $ 164,000 | $ 104,000 |
| WACO, TX | 15 | $ 3,455,000 | $ 230,000 | $ 140,000 |
| WINCHESTER, VA-WV | 15 | $ 3,135,000 | $ 209,000 | $ 111,000 |
| ALBANY, GA | 14 | $ 2,990,000 | $ 213,000 | $ 151,000 |
| CANTON-MASSILLON, OH | 14 | $ 2,730,000 | $ 195,000 | $ 189,000 |
| COEUR D'ALENE, ID | 14 | $ 5,160,000 | $ 368,000 | $ 127,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 14 | $ 2,690,000 | $ 192,000 | $ 153,000 |
| LONGVIEW, WA | 14 | $ 3,080,000 | $ 220,000 | $ 114,000 |
| MONROE, MI | 14 | $ 2,640,000 | $ 188,000 | $ 181,000 |
| HOMOSASSA SPRINGS, FL | 13 | $ 2,335,000 | $ 179,000 | $ 92,000 |
| SPRINGFIELD, MO | 13 | $ 3,185,000 | $ 245,000 | $ 148,000 |
| GETTYSBURG, PA | 12 | $ 2,410,000 | $ 200,000 | $ 100,000 |
| IDAHO FALLS, ID | 12 | $ 3,190,000 | $ 265,000 | $ 91,000 |
| KALAMAZOO-PORTAGE, MI | 12 | $ 1,950,000 | $ 162,000 | $ 266,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 12 | $ 2,280,000 | $ 183,500 | $ 101,500 |
| PEORIA, IL | 12 | $ 2,080,000 | $ 173,000 | $ 112,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 11 | $ 2,805,000 | $ 255,000 | $ 177,000 |
| JACKSONVILLE, NC | 11 | $ 2,345,000 | $ 213,000 | $ 125,000 |
| TERRE HAUTE, IN | 11 | $ 2,495,000 | $ 226,000 | $ 202,000 |
| WALLA WALLA, WA | 11 | $ 3,255,000 | $ 295,000 | $ 132,000 |
| DULUTH, MN-WI | 10 | $ 1,380,000 | $ 138,000 | $ 97,000 |
| EL CENTRO, CA | 10 | $ 2,360,000 | $ 236,000 | $ 113,000 |
| ERIE, PA | 10 | $ 1,560,000 | $ 156,000 | $ 146,000 |
| NEW BERN, NC | 10 | $ 2,080,000 | $ 208,000 | $ 146,000 |
| ST. JOSEPH, MO-KS | 10 | $ 1,770,000 | $ 177,000 | $ 143,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 10 | $ 1,480,000 | $ 145,000 | $ 84,000 |
| LUBBOCK, TX | 9 | $ 1,465,000 | $ 162,000 | $ 122,000 |
| OWENSBORO, KY | 9 | $ 2,135,000 | $ 237,000 | $ 64,000 |
| VINELAND-BRIDGETON, NJ | 9 | $ 1,285,000 | $ 142,000 | $ 91,000 |
| BOWLING GREEN, KY | 8 | $ 1,750,000 | $ 218,000 | $ 84,000 |
| COLUMBUS, IN | 8 | $ 1,850,000 | $ 231,000 | $ 117,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 8 | $ 1,170,000 | $ 146,000 | $ 94,000 |
| HANFORD-CORCORAN, CA | 8 | $ 1,610,000 | $ 201,000 | $ 325,000 |
| HARRISONBURG, VA | 8 | $ 1,920,000 | $ 240,000 | $ 99,000 |
| KOKOMO, IN | 8 | $ 1,410,000 | $ 176,000 | $ 132,000 |
| LONGVIEW, TX | 8 | $ 1,920,000 | $ 240,000 | $ 97,000 |
| RACINE, WI | 8 | $ 2,200,000 | $ 275,000 | $ 156,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 8 | $ 1,310,000 | $ 198,500 | $ 351,000 |
| VALDOSTA, GA | 8 | $ 1,200,000 | $ 150,000 | $ 130,000 |
| BEAUMONT-PORT ARTHUR, TX | 7 | $ 1,595,000 | $ 227,000 | $ 118,000 |
| BRUNSWICK, GA | 7 | $ 2,155,000 | $ 307,000 | $ 148,000 |
| FLINT, MI | 7 | $ 1,475,000 | $ 210,000 | $ 150,000 |
| JOHNSON CITY, TN | 7 | $ 1,555,000 | $ 222,000 | $ 146,000 |
| MUSKEGON, MI | 7 | $ 895,000 | $ 127,000 | $ 175,000 |
| PANAMA CITY, FL | 7 | $ 1,655,000 | $ 236,000 | $ 108,000 |
| PITTSFIELD, MA | 7 | $ 1,625,000 | $ 232,000 | $ 85,000 |
| STAUNTON-WAYNESBORO, VA | 7 | $ 1,845,000 | $ 263,000 | $ 109,000 |
| ABILENE, TX | 6 | $ 1,250,000 | $ 208,000 | $ 124,000 |
| BIRMINGHAM-HOOVER, AL | 6 | $ 1,700,000 | $ 283,000 | $ 0 |
| BROWNSVILLE-HARLINGEN, TX | 6 | $ 1,160,000 | $ 193,000 | $ 125,000 |
| DALTON, GA | 6 | $ 1,540,000 | $ 256,000 | $ 95,000 |
| GREENVILLE, NC | 6 | $ 1,140,000 | $ 190,000 | $ 101,000 |
| KANKAKEE, IL | 6 | $ 800,000 | $ 133,000 | $ 112,000 |
| MADISON, WI | 6 | $ 1,140,000 | $ 190,000 | $ 107,000 |
| MUNCIE, IN | 6 | $ 980,000 | $ 163,000 | $ 82,000 |
| NILES-BENTON HARBOR, MI | 6 | $ 1,150,000 | $ 191,000 | $ 112,000 |
| WILMINGTON, DE-MD-NJ | 6 | $ 1,840,000 | $ 305,000 | $ 142,000 |
| BATTLE CREEK, MI | 5 | $ 865,000 | $ 173,000 | $ 79,000 |
| BLOOMINGTON, IL | 5 | $ 865,000 | $ 173,000 | $ 124,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 5 | $ 1,165,000 | $ 233,000 | $ 107,000 |
| CHAMPAIGN-URBANA, IL | 5 | $ 755,000 | $ 151,000 | $ 169,000 |
| COLUMBIA, MO | 5 | $ 1,005,000 | $ 201,000 | $ 93,000 |
| GOLDSBORO, NC | 5 | $ 915,000 | $ 183,000 | $ 130,000 |
| ODESSA, TX | 5 | $ 715,000 | $ 143,000 | $ 144,000 |
| ROCKY MOUNT, NC | 5 | $ 705,000 | $ 141,000 | $ 94,000 |
| ROME, GA | 5 | $ 1,225,000 | $ 245,000 | $ 132,000 |
| AMARILLO, TX | 4 | $ 620,000 | $ 155,000 | $ 85,000 |
| BLOOMSBURG-BERWICK, PA | 4 | $ 760,000 | $ 190,000 | $ 116,000 |
| CLEVELAND, TN | 4 | $ 740,000 | $ 185,000 | $ 85,000 |
| DECATUR, IL | 4 | $ 340,000 | $ 85,000 | $ 76,000 |
| JOHNSTOWN, PA | 4 | $ 670,000 | $ 167,000 | $ 80,000 |
| LAWRENCE, KS | 4 | $ 940,000 | $ 235,000 | $ 137,000 |
| LEWISTON, ID-WA | 4 | $ 960,000 | $ 208,000 | $ 74,000 |
| MANKATO-NORTH MANKATO, MN | 4 | $ 1,020,000 | $ 255,000 | $ 119,000 |
| MANSFIELD, OH | 4 | $ 600,000 | $ 150,000 | $ 140,000 |
| MICHIGAN CITY-LA PORTE, IN | 4 | $ 790,000 | $ 197,000 | $ 206,000 |
| MONTGOMERY, AL | 4 | $ 810,000 | $ 202,000 | $ 0 |
| NEW ORLEANS-METAIRIE, LA | 4 | $ 970,000 | $ 242,000 | $ 0 |
| OSHKOSH-NEENAH, WI | 4 | $ 770,000 | $ 192,000 | $ 82,000 |
| SAGINAW, MI | 4 | $ 1,000,000 | $ 250,000 | $ 98,000 |
| SHEBOYGAN, WI | 4 | $ 790,000 | $ 197,000 | $ 0 |
| ST. CLOUD, MN | 4 | $ 770,000 | $ 192,000 | $ 80,000 |
| TEXARKANA, TX-AR | 4 | $ 540,000 | $ 135,000 | $ 103,000 |
| APPLETON, WI | 3 | $ 665,000 | $ 221,000 | $ 180,000 |
| AUBURN-OPELIKA, AL | 3 | $ 685,000 | $ 228,000 | $ 0 |
| CUMBERLAND, MD-WV | 3 | $ 355,000 | $ 118,000 | $ 74,000 |
| ELKHART-GOSHEN, IN | 3 | $ 725,000 | $ 241,000 | $ 206,000 |
| EVANSVILLE, IN-KY | 3 | $ 515,000 | $ 171,000 | $ 82,000 |
| FARGO, ND-MN | 3 | $ 725,000 | $ 241,000 | $ 109,000 |
| FLORENCE, SC | 3 | $ 315,000 | $ 105,000 | $ 99,000 |
| GREEN BAY, WI | 3 | $ 395,000 | $ 131,000 | $ 119,000 |
| JACKSON, MI | 3 | $ 325,000 | $ 108,000 | $ 63,000 |
| JACKSON, TN | 3 | $ 455,000 | $ 151,000 | $ 85,000 |
| JEFFERSON CITY, MO | 3 | $ 425,000 | $ 141,000 | $ 99,000 |
| JOPLIN, MO | 3 | $ 705,000 | $ 235,000 | $ 103,000 |
| MORRISTOWN, TN | 3 | $ 555,000 | $ 185,000 | $ 163,000 |
| ROCKFORD, IL | 3 | $ 635,000 | $ 211,000 | $ 111,000 |
| SEBRING, FL | 3 | $ 535,000 | $ 178,000 | $ 204,000 |
| SPRINGFIELD, OH | 3 | $ 375,000 | $ 125,000 | $ 89,000 |
| SUMTER, SC | 3 | $ 645,000 | $ 215,000 | $ 707,000 |
| WICHITA FALLS, TX | 3 | $ 745,000 | $ 248,000 | $ 91,000 |
| WILLIAMSPORT, PA | 3 | $ 335,000 | $ 111,000 | $ 108,000 |
| ALTOONA, PA | 2 | $ 200,000 | $ 100,000 | $ 69,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 2 | $ 220,000 | $ 110,000 | $ 35,000 |
| LAREDO, TX | 2 | $ 360,000 | $ 180,000 | $ 624,000 |
| SPRINGFIELD, IL | 2 | $ 250,000 | $ 125,000 | $ 130,000 |
| TOPEKA, KS | 2 | $ 230,000 | $ 115,000 | $ 464,000 |
| TUSCALOOSA, AL | 2 | $ 360,000 | $ 180,000 | $ 0 |
| TWIN FALLS, ID | 2 | $ 470,000 | $ 235,000 | $ 121,000 |
| URBAN HONOLULU, HI | 2 | $ 1,040,000 | $ 520,000 | $ 100,000 |
| VICTORIA, TX | 2 | $ 360,000 | $ 180,000 | $ 71,000 |
| ALBUQUERQUE, NM | 1 | $ 225,000 | $ 225,000 | $ 0 |
| BISMARCK, ND | 1 | $ 155,000 | $ 155,000 | $ 0 |
| CAPE GIRARDEAU, MO-IL | 1 | $ 225,000 | $ 225,000 | $ 58,000 |
| CEDAR RAPIDS, IA | 1 | $ 215,000 | $ 215,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 85,000 | $ 85,000 | $ 114,000 |
| DECATUR, AL | 1 | $ 75,000 | $ 75,000 | $ 0 |
| DOTHAN, AL | 1 | $ 85,000 | $ 85,000 | $ 0 |
| HINESVILLE, GA | 1 | $ 165,000 | $ 165,000 | $ 182,000 |
| HOUMA-THIBODAUX, LA | 1 | $ 335,000 | $ 335,000 | $ 0 |
| HUNTSVILLE, AL | 1 | $ 235,000 | $ 235,000 | $ 0 |
| JONESBORO, AR | 1 | $ 315,000 | $ 315,000 | $ 0 |
| LAFAYETTE, LA | 1 | $ 185,000 | $ 185,000 | $ 0 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1 | $ 285,000 | $ 285,000 | $ 0 |
| MANHATTAN, KS | 1 | $ 365,000 | $ 365,000 | $ 97,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 305,000 | $ 305,000 | $ 0 |
| POCATELLO, ID | 1 | $ 355,000 | $ 355,000 | $ 84,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 205,000 | $ 205,000 | $ 182,000 |
| WICHITA, KS | 1 | $ 175,000 | $ 175,000 | $ 1,000 |
Mortgage Loan Application Detail Totals for Provident Funding Associates, L.P. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 63,864 | $18,583,480,000 | $290,000 | $44,695,000 | $151,000 | $9,999,000 |
| Cash-out Refinancing | 16,706 | $5,107,075,000 | $305,000 | $20,805,000 | $146,000 | $9,999,000 |
| Home Purchase | 10,274 | $3,402,750,000 | $331,000 | $2,755,000 | $150,000 | $4,206,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 49,162 | $14,243,000,000 | $289,000 | $44,695,000 | $142,000 | $9,999,000 |
| Asian | 21,062 | $6,684,530,000 | $317,000 | $4,065,000 | $169,000 | $9,999,000 |
| Not Provided | 13,779 | $4,147,525,000 | $301,000 | $20,805,000 | $155,000 | $7,800,000 |
| Hispanic | 3,843 | $1,115,545,000 | $290,000 | $1,685,000 | $131,000 | $2,480,000 |
| Not applicable | 1,477 | $493,875,000 | $334,000 | $765,000 | $0 | $0 |
| Black or African American | 1,206 | $317,825,000 | $263,000 | $745,000 | $135,000 | $4,140,000 |
| American Indian or Alaskan Native | 177 | $51,635,000 | $291,000 | $685,000 | $140,000 | $2,538,000 |
| Native Hawaiian or Other Pacific Islander | 138 | $39,370,000 | $285,000 | $745,000 | $125,000 | $1,816,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 90,596 | $27,017,505,000 | $298,000 | $44,695,000 | $150,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 248 | $75,800,000 | $305,000 | $755,000 | $54,000 | $305,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 45,419 | $13,695,795,000 | $301,000 | $1,485,000 | $127,000 | $2,657,000 |
| File Closed For Incompleteness | 19,879 | $5,798,555,000 | $291,000 | $1,505,000 | $171,000 | $9,999,000 |
| Application Withdrawn By Applicant | 15,106 | $4,487,815,000 | $297,000 | $44,695,000 | $189,000 | $9,999,000 |
| Application Denied By Financial Institution | 7,889 | $2,279,005,000 | $288,000 | $4,065,000 | $152,000 | $9,999,000 |
| Loan Purchased By The Institution | 1,477 | $493,875,000 | $334,000 | $765,000 | $0 | $0 |
| Application Approved But Not Accepted | 1,074 | $338,260,000 | $314,000 | $735,000 | $129,000 | $797,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 82,955 | $24,814,300,000 | $299,000 | $44,695,000 | $149,000 | $9,999,000 |
| Debt-To-Income Ratio | 2,511 | $732,875,000 | $291,000 | $1,215,000 | $81,000 | $1,241,000 |
| Credit History | 2,482 | $677,600,000 | $273,000 | $905,000 | $176,000 | $5,520,000 |
| Collateral | 1,444 | $433,330,000 | $300,000 | $1,405,000 | $209,000 | $9,999,000 |
| Other | 623 | $177,255,000 | $284,000 | $3,205,000 | $216,000 | $5,388,000 |
| Unverifiable Information | 485 | $150,955,000 | $311,000 | $4,065,000 | $158,000 | $4,080,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 178 | $55,500,000 | $311,000 | $885,000 | $142,000 | $1,936,000 |
| Employment History | 166 | $51,490,000 | $310,000 | $875,000 | $128,000 | $1,860,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Provident Funding Associates, L.P.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Provident Funding Associates, L.P.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.