Provident Funding Group Inc Mortgage Lending & HMDA Data, 2011
In 2011, Provident Funding Group Inc of San Bruno, CA reported 23,086 mortgage applications totaling $6.1 billion. The average application was for $265,705, and applicants reported an average income of $128,998. 67% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Chicago-Joliet-Naperville, IL (3,083), Washington-Arlington-Alexandria, DC-VA-MD-WV (2,858) and Philadelphia, PA (1,913) (applications in parentheses).
| Mortgage Company & Address | Provident Funding Group Inc 851 Traeger Avenue, Suite 100 San Bruno, CA 94066 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 23,086 |
| Total Mortgage Loan Application Amount | $6,134,086,000 |
| Average Mortgage Loan Application Amount | $265,705 |
| Highest Mortgage Loan Application Amount | $1,800,000 |
| Average Applicant Income | $128,998 |
| Highest Applicant Income | $3,807,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Provident Funding Group Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Middlesex, Massachusetts | 1,879 | $ 553,698,000 | $ 294,676 | $ 128,000 |
| Fairfax, Virginia | 1,754 | $ 618,045,000 | $ 352,363 | $ 148,000 |
| Montgomery, Maryland | 1,650 | $ 570,128,000 | $ 345,532 | $ 150,000 |
| Cook, Illinois | 1,533 | $ 382,700,000 | $ 249,641 | $ 123,000 |
| DuPage, Illinois | 919 | $ 217,724,000 | $ 236,914 | $ 118,000 |
| Norfolk, Massachusetts | 820 | $ 240,042,000 | $ 292,734 | $ 136,000 |
| Lake, Illinois | 689 | $ 191,100,000 | $ 277,358 | $ 137,000 |
| Howard, Maryland | 620 | $ 196,813,000 | $ 317,440 | $ 126,000 |
| Montgomery, Pennsylvania | 583 | $ 150,956,000 | $ 258,929 | $ 134,000 |
| Broward, Florida | 487 | $ 117,065,000 | $ 240,379 | $ 136,000 |
| Chester, Pennsylvania | 453 | $ 122,089,000 | $ 269,512 | $ 130,000 |
| Worcester, Massachusetts | 447 | $ 116,050,000 | $ 259,619 | $ 127,000 |
| Palm Beach, Florida | 440 | $ 107,300,000 | $ 243,863 | $ 146,000 |
| Loudoun, Virginia | 429 | $ 144,336,000 | $ 336,447 | $ 158,000 |
| Essex, Massachusetts | 424 | $ 114,247,000 | $ 269,450 | $ 125,000 |
| Bucks, Pennsylvania | 399 | $ 100,022,000 | $ 250,681 | $ 124,000 |
| Will, Illinois | 366 | $ 92,523,000 | $ 252,795 | $ 126,000 |
| Hillsborough, Florida | 316 | $ 66,737,000 | $ 211,193 | $ 113,000 |
| Suffolk, Massachusetts | 276 | $ 72,836,000 | $ 263,898 | $ 109,000 |
| Plymouth, Massachusetts | 270 | $ 70,765,000 | $ 262,092 | $ 129,000 |
| Baltimore, Maryland | 260 | $ 63,269,000 | $ 243,342 | $ 116,000 |
| Pinellas, Florida | 255 | $ 49,764,000 | $ 195,152 | $ 106,000 |
| Delaware, Pennsylvania | 249 | $ 60,343,000 | $ 242,341 | $ 120,000 |
| Philadelphia, Pennsylvania | 229 | $ 44,183,000 | $ 192,938 | $ 104,000 |
| Miami-Dade, Florida | 220 | $ 55,590,000 | $ 252,681 | $ 145,000 |
| Orange, Florida | 220 | $ 48,989,000 | $ 222,677 | $ 128,000 |
| Anne Arundel, Maryland | 219 | $ 60,907,000 | $ 278,114 | $ 120,000 |
| Barnstable, Massachusetts | 206 | $ 53,870,000 | $ 261,504 | $ 171,000 |
| Rockingham, New Hampshire | 189 | $ 44,871,000 | $ 237,412 | $ 112,000 |
| Prince William, Virginia | 185 | $ 48,980,000 | $ 264,756 | $ 116,000 |
| Bristol, Massachusetts | 174 | $ 40,870,000 | $ 234,885 | $ 111,000 |
| Franklin, Ohio | 173 | $ 37,359,000 | $ 215,947 | $ 111,000 |
| Hillsborough, New Hampshire | 171 | $ 36,837,000 | $ 215,421 | $ 113,000 |
| Duval, Florida | 149 | $ 29,483,000 | $ 197,872 | $ 117,000 |
| Arlington, Virginia | 141 | $ 54,433,000 | $ 386,049 | $ 177,000 |
| Kane, Illinois | 133 | $ 28,792,000 | $ 216,481 | $ 118,000 |
| New Castle, Delaware | 132 | $ 32,260,000 | $ 244,393 | $ 113,000 |
| Hamilton, Ohio | 127 | $ 28,064,000 | $ 220,976 | $ 128,000 |
| Seminole, Florida | 124 | $ 23,879,000 | $ 192,572 | $ 109,000 |
| Allegheny, Pennsylvania | 124 | $ 24,261,000 | $ 195,653 | $ 122,000 |
| Lehigh, Pennsylvania | 122 | $ 25,268,000 | $ 207,114 | $ 121,000 |
| Frederick, Maryland | 106 | $ 28,053,000 | $ 264,650 | $ 130,000 |
| St. Johns, Florida | 103 | $ 23,468,000 | $ 227,844 | $ 133,000 |
| Virginia Beach, Virginia | 103 | $ 27,432,000 | $ 266,330 | $ 142,000 |
| Sarasota, Florida | 102 | $ 21,199,000 | $ 207,833 | $ 111,000 |
| Lee, Florida | 98 | $ 20,972,000 | $ 214,000 | $ 139,000 |
| Brevard, Florida | 89 | $ 18,328,000 | $ 205,932 | $ 126,000 |
| Manatee, Florida | 86 | $ 18,424,000 | $ 214,232 | $ 130,000 |
| McHenry, Illinois | 86 | $ 17,738,000 | $ 206,255 | $ 111,000 |
| Northampton, Pennsylvania | 81 | $ 16,869,000 | $ 208,259 | $ 147,000 |
| Prince George's, Maryland | 76 | $ 19,150,000 | $ 251,973 | $ 108,000 |
| Cuyahoga, Ohio | 72 | $ 12,589,000 | $ 174,847 | $ 153,000 |
| Pasco, Florida | 71 | $ 10,878,000 | $ 153,211 | $ 101,000 |
| Alexandria, Virginia | 71 | $ 26,219,000 | $ 369,281 | $ 163,000 |
| Albemarle, Virginia | 70 | $ 17,922,000 | $ 256,028 | $ 131,000 |
| Henrico, Virginia | 70 | $ 18,831,000 | $ 269,014 | $ 127,000 |
| Chesterfield, Virginia | 69 | $ 16,190,000 | $ 234,637 | $ 105,000 |
| Sussex, Delaware | 68 | $ 15,256,000 | $ 224,352 | $ 129,000 |
| Alachua, Florida | 64 | $ 12,020,000 | $ 187,812 | $ 107,000 |
| Collier, Florida | 60 | $ 16,018,000 | $ 266,966 | $ 119,000 |
| Delaware, Ohio | 60 | $ 13,837,000 | $ 230,616 | $ 147,000 |
| Cumberland, Pennsylvania | 58 | $ 12,403,000 | $ 213,844 | $ 89,000 |
| Summit, Ohio | 56 | $ 9,733,000 | $ 173,803 | $ 125,000 |
| Butler, Ohio | 54 | $ 9,683,000 | $ 179,314 | $ 87,000 |
| Washington, Rhode Island | 53 | $ 11,106,000 | $ 209,547 | $ 121,000 |
| Harford, Maryland | 49 | $ 12,368,000 | $ 252,408 | $ 124,000 |
| Warren, Ohio | 47 | $ 10,154,000 | $ 216,042 | $ 101,000 |
| York, Virginia | 47 | $ 13,256,000 | $ 282,042 | $ 113,000 |
| Peoria, Illinois | 46 | $ 9,349,000 | $ 203,239 | $ 99,000 |
| Lancaster, Pennsylvania | 45 | $ 9,215,000 | $ 204,777 | $ 99,000 |
| Monroe, Florida | 43 | $ 12,436,000 | $ 289,209 | $ 139,000 |
| Volusia, Florida | 42 | $ 7,742,000 | $ 184,333 | $ 107,000 |
| Carroll, Maryland | 42 | $ 10,151,000 | $ 241,690 | $ 126,000 |
| Providence, Rhode Island | 42 | $ 9,054,000 | $ 215,571 | $ 118,000 |
| Baltimore City, Maryland | 40 | $ 9,978,000 | $ 249,450 | $ 135,000 |
| Calvert, Maryland | 39 | $ 11,047,000 | $ 283,256 | $ 139,000 |
| Merrimack, New Hampshire | 39 | $ 6,985,000 | $ 179,102 | $ 79,000 |
| Strafford, New Hampshire | 38 | $ 7,474,000 | $ 196,684 | $ 102,000 |
| Clermont, Ohio | 38 | $ 6,373,000 | $ 167,710 | $ 77,000 |
| Bristol, Rhode Island | 37 | $ 8,973,000 | $ 242,513 | $ 156,000 |
| Kent, Rhode Island | 37 | $ 7,652,000 | $ 206,810 | $ 93,000 |
| Fairfax City, Virginia | 37 | $ 13,077,000 | $ 353,432 | $ 177,000 |
| Polk, Florida | 36 | $ 5,584,000 | $ 155,111 | $ 134,000 |
| Kendall, Illinois | 36 | $ 6,790,000 | $ 188,611 | $ 96,000 |
| Stark, Ohio | 35 | $ 5,009,000 | $ 143,114 | $ 122,000 |
| Chesapeake, Virginia | 35 | $ 8,333,000 | $ 238,085 | $ 101,000 |
| Stafford, Virginia | 33 | $ 8,611,000 | $ 260,939 | $ 128,000 |
| Osceola, Florida | 31 | $ 4,260,000 | $ 137,419 | $ 116,000 |
| Charlotte, Florida | 30 | $ 4,990,000 | $ 166,333 | $ 99,000 |
| Hanover, Virginia | 30 | $ 6,283,000 | $ 209,433 | $ 96,000 |
| Grafton, New Hampshire | 29 | $ 6,731,000 | $ 232,103 | $ 140,000 |
| Charlottesville, Virginia | 29 | $ 7,281,000 | $ 251,068 | $ 95,000 |
| York, Pennsylvania | 28 | $ 5,173,000 | $ 184,750 | $ 87,000 |
| Spotsylvania, Virginia | 28 | $ 6,467,000 | $ 230,964 | $ 123,000 |
| Clay, Florida | 27 | $ 6,038,000 | $ 223,629 | $ 106,000 |
| Leon, Florida | 27 | $ 5,377,000 | $ 199,148 | $ 117,000 |
| Fairfield, Ohio | 27 | $ 4,922,000 | $ 182,296 | $ 102,000 |
| Richmond City, Virginia | 27 | $ 7,989,000 | $ 295,888 | $ 104,000 |
| Berks, Pennsylvania | 26 | $ 5,447,000 | $ 209,500 | $ 166,000 |
| Butler, Pennsylvania | 26 | $ 6,119,000 | $ 235,346 | $ 133,000 |
| Hampden, Massachusetts | 25 | $ 5,600,000 | $ 224,000 | $ 105,000 |
| Dauphin, Pennsylvania | 25 | $ 4,495,000 | $ 179,800 | $ 88,000 |
| Worcester, Maryland | 24 | $ 4,429,000 | $ 184,541 | $ 120,000 |
| Martin, Florida | 23 | $ 5,323,000 | $ 231,434 | $ 109,000 |
| Queen Anne's, Maryland | 23 | $ 6,085,000 | $ 264,565 | $ 118,000 |
| Westmoreland, Pennsylvania | 22 | $ 4,360,000 | $ 198,181 | $ 104,000 |
| Montgomery, Ohio | 21 | $ 2,868,000 | $ 136,571 | $ 96,000 |
| Lake, Ohio | 20 | $ 3,537,000 | $ 176,850 | $ 132,000 |
| Mahoning, Ohio | 20 | $ 3,489,000 | $ 174,450 | $ 84,000 |
| Lake, Florida | 19 | $ 2,987,000 | $ 157,210 | $ 76,000 |
| Cecil, Maryland | 19 | $ 4,479,000 | $ 235,736 | $ 109,000 |
| Washington, Pennsylvania | 19 | $ 3,939,000 | $ 207,315 | $ 108,000 |
| Montgomery, Virginia | 19 | $ 4,294,000 | $ 226,000 | $ 168,000 |
| Newport News, Virginia | 19 | $ 3,454,000 | $ 181,789 | $ 77,000 |
| St. Mary's, Maryland | 18 | $ 4,927,000 | $ 273,722 | $ 125,000 |
| James City, Virginia | 18 | $ 5,059,000 | $ 281,055 | $ 121,000 |
| Indian River, Florida | 17 | $ 3,015,000 | $ 177,352 | $ 87,000 |
| Sumter, Florida | 17 | $ 2,688,000 | $ 158,117 | $ 67,000 |
| Champaign, Illinois | 17 | $ 3,638,000 | $ 214,000 | $ 90,000 |
| Berkshire, Massachusetts | 17 | $ 4,757,000 | $ 279,823 | $ 206,000 |
| Carroll, New Hampshire | 17 | $ 3,287,000 | $ 193,352 | $ 160,000 |
| Geauga, Ohio | 17 | $ 3,538,000 | $ 208,117 | $ 120,000 |
| Bedford, Virginia | 17 | $ 4,136,000 | $ 243,294 | $ 196,000 |
| Okaloosa, Florida | 16 | $ 4,374,000 | $ 273,375 | $ 139,000 |
| Washington, Maryland | 16 | $ 3,758,000 | $ 234,875 | $ 97,000 |
| Belknap, New Hampshire | 16 | $ 3,578,000 | $ 223,625 | $ 131,000 |
| Monroe, Pennsylvania | 16 | $ 3,250,000 | $ 203,125 | $ 121,000 |
| Fauquier, Virginia | 16 | $ 4,183,000 | $ 261,437 | $ 102,000 |
| Marion, Florida | 15 | $ 1,899,000 | $ 126,600 | $ 203,000 |
| Escambia, Florida | 14 | $ 2,136,000 | $ 152,571 | $ 79,000 |
| Flagler, Florida | 14 | $ 2,669,000 | $ 190,642 | $ 131,000 |
| Hernando, Florida | 14 | $ 1,527,000 | $ 109,071 | $ 58,000 |
| Hampshire, Massachusetts | 14 | $ 3,252,000 | $ 232,285 | $ 103,000 |
| Nantucket, Massachusetts | 14 | $ 4,843,000 | $ 345,928 | $ 145,000 |
| Greene, Ohio | 14 | $ 2,918,000 | $ 208,428 | $ 94,000 |
| Norfolk, Virginia | 14 | $ 4,162,000 | $ 297,285 | $ 103,000 |
| Kent, Delaware | 13 | $ 2,443,000 | $ 187,923 | $ 79,000 |
| Walton, Florida | 13 | $ 3,589,000 | $ 276,076 | $ 180,000 |
| Lucas, Ohio | 13 | $ 2,796,000 | $ 215,076 | $ 143,000 |
| Portage, Ohio | 13 | $ 2,337,000 | $ 179,769 | $ 95,000 |
| Centre, Pennsylvania | 13 | $ 2,777,000 | $ 213,615 | $ 123,000 |
| Goochland, Virginia | 13 | $ 3,991,000 | $ 307,000 | $ 212,000 |
| Santa Rosa, Florida | 12 | $ 2,118,000 | $ 176,500 | $ 96,000 |
| Beaver, Pennsylvania | 12 | $ 2,101,000 | $ 175,083 | $ 83,000 |
| Newport, Rhode Island | 12 | $ 3,612,000 | $ 301,000 | $ 235,000 |
| Manassas, Virginia | 12 | $ 2,432,000 | $ 202,666 | $ 127,000 |
| Roanoke, Virginia | 12 | $ 2,866,000 | $ 238,833 | $ 87,000 |
| Lorain, Ohio | 11 | $ 2,101,000 | $ 191,000 | $ 102,000 |
| Erie, Pennsylvania | 11 | $ 1,851,000 | $ 168,272 | $ 123,000 |
| Luzerne, Pennsylvania | 11 | $ 2,274,000 | $ 206,727 | $ 108,000 |
| Falls Church, Virginia | 11 | $ 3,988,000 | $ 362,545 | $ 247,000 |
| Hampton, Virginia | 11 | $ 1,582,000 | $ 143,818 | $ 69,000 |
| Bay, Florida | 10 | $ 2,392,000 | $ 239,200 | $ 110,000 |
| Charles, Maryland | 10 | $ 2,427,000 | $ 242,700 | $ 117,000 |
| Medina, Ohio | 10 | $ 1,793,000 | $ 179,300 | $ 117,000 |
| Frederick, Virginia | 10 | $ 2,073,000 | $ 207,300 | $ 115,000 |
| Gloucester, Virginia | 10 | $ 1,969,000 | $ 196,900 | $ 88,000 |
| Suffolk, Virginia | 10 | $ 2,981,000 | $ 298,100 | $ 125,000 |
| Nassau, Florida | 9 | $ 2,312,000 | $ 256,888 | $ 120,000 |
| Wicomico, Maryland | 9 | $ 2,082,000 | $ 231,333 | $ 88,000 |
| Licking, Ohio | 9 | $ 1,738,000 | $ 193,111 | $ 88,000 |
| Adams, Pennsylvania | 9 | $ 2,089,000 | $ 232,111 | $ 97,000 |
| Lackawanna, Pennsylvania | 9 | $ 1,924,000 | $ 213,777 | $ 73,000 |
| Greene, Virginia | 9 | $ 2,080,000 | $ 231,111 | $ 72,000 |
| Powhatan, Virginia | 9 | $ 2,343,000 | $ 260,333 | $ 98,000 |
| Citrus, Florida | 8 | $ 1,614,000 | $ 201,750 | $ 90,000 |
| St. Lucie, Florida | 8 | $ 1,737,000 | $ 217,125 | $ 82,000 |
| Union, Ohio | 8 | $ 1,664,000 | $ 208,000 | $ 104,000 |
| Lebanon, Pennsylvania | 8 | $ 1,634,000 | $ 204,250 | $ 100,000 |
| Pike, Pennsylvania | 8 | $ 1,655,000 | $ 206,875 | $ 165,000 |
| Schuylkill, Pennsylvania | 8 | $ 1,411,000 | $ 176,375 | $ 157,000 |
| Wayne, Pennsylvania | 8 | $ 1,690,000 | $ 211,250 | $ 166,000 |
| Chittenden, Vermont | 8 | $ 1,681,000 | $ 210,125 | $ 91,000 |
| Fluvanna, Virginia | 8 | $ 1,755,000 | $ 219,375 | $ 85,000 |
| Orange, Virginia | 8 | $ 2,593,000 | $ 324,125 | $ 164,000 |
| McLean, Illinois | 7 | $ 1,512,000 | $ 216,000 | $ 114,000 |
| Franklin, Pennsylvania | 7 | $ 1,057,000 | $ 151,000 | $ 83,000 |
| DeKalb, Illinois | 6 | $ 718,000 | $ 119,666 | $ 99,000 |
| Madison, Illinois | 6 | $ 1,151,000 | $ 191,833 | $ 95,000 |
| Wayne, Ohio | 6 | $ 679,000 | $ 113,166 | $ 63,000 |
| Carbon, Pennsylvania | 6 | $ 1,076,000 | $ 179,333 | $ 120,000 |
| Franklin, Virginia | 6 | $ 1,913,000 | $ 318,833 | $ 70,000 |
| Isle of Wight, Virginia | 6 | $ 1,377,000 | $ 229,500 | $ 114,000 |
| Nelson, Virginia | 6 | $ 1,497,000 | $ 249,500 | $ 198,000 |
| Roanoke City, Virginia | 6 | $ 1,151,000 | $ 191,833 | $ 88,000 |
| Westmoreland, Virginia | 6 | $ 1,580,000 | $ 263,333 | $ 146,000 |
| Dorchester, Maryland | 5 | $ 1,051,000 | $ 210,200 | $ 166,000 |
| Garrett, Maryland | 5 | $ 1,208,000 | $ 241,600 | $ 165,000 |
| Dukes, Massachusetts | 5 | $ 1,446,000 | $ 289,200 | $ 559,000 |
| Coos, New Hampshire | 5 | $ 881,000 | $ 176,200 | $ 134,000 |
| Brown, Ohio | 5 | $ 624,000 | $ 124,800 | $ 63,000 |
| Rutland, Vermont | 5 | $ 664,000 | $ 132,800 | $ 71,000 |
| Culpeper, Virginia | 5 | $ 1,094,000 | $ 218,800 | $ 57,000 |
| Fredericksburg, Virginia | 5 | $ 965,000 | $ 193,000 | $ 104,000 |
| Lancaster, Virginia | 5 | $ 1,283,000 | $ 256,600 | $ 83,000 |
| Madison, Virginia | 5 | $ 1,034,000 | $ 206,800 | $ 73,000 |
| Northumberland, Virginia | 5 | $ 1,532,000 | $ 306,400 | $ 226,000 |
| Poquoson, Virginia | 5 | $ 1,122,000 | $ 224,400 | $ 115,000 |
| Boone, Illinois | 4 | $ 639,000 | $ 159,750 | $ 58,000 |
| Grundy, Illinois | 4 | $ 498,000 | $ 124,500 | $ 51,000 |
| St. Clair, Illinois | 4 | $ 640,000 | $ 160,000 | $ 115,000 |
| Tazewell, Illinois | 4 | $ 541,000 | $ 135,250 | $ 99,000 |
| Winnebago, Illinois | 4 | $ 607,000 | $ 151,750 | $ 71,000 |
| Talbot, Maryland | 4 | $ 1,056,000 | $ 264,000 | $ 105,000 |
| Knox, Ohio | 4 | $ 530,000 | $ 132,500 | $ 86,000 |
| Madison, Ohio | 4 | $ 684,000 | $ 171,000 | $ 91,000 |
| Pickaway, Ohio | 4 | $ 554,000 | $ 138,500 | $ 96,000 |
| Blair, Pennsylvania | 4 | $ 491,000 | $ 122,750 | $ 57,000 |
| Mercer, Pennsylvania | 4 | $ 800,000 | $ 200,000 | $ 198,000 |
| Perry, Pennsylvania | 4 | $ 761,000 | $ 190,250 | $ 108,000 |
| Clarke, Virginia | 4 | $ 1,054,000 | $ 263,500 | $ 95,000 |
| Louisa, Virginia | 4 | $ 922,000 | $ 230,500 | $ 103,000 |
| Manassas Park, Virginia | 4 | $ 974,000 | $ 243,500 | $ 123,000 |
| Page, Virginia | 4 | $ 923,000 | $ 230,750 | $ 150,000 |
| Washington, Virginia | 4 | $ 808,000 | $ 202,000 | $ 55,000 |
| Highlands, Florida | 3 | $ 449,000 | $ 149,666 | $ 141,000 |
| Wakulla, Florida | 3 | $ 560,000 | $ 186,666 | $ 74,000 |
| Sangamon, Illinois | 3 | $ 755,000 | $ 251,666 | $ 122,000 |
| Williamson, Illinois | 3 | $ 363,000 | $ 121,000 | $ 57,000 |
| Kent, Maryland | 3 | $ 511,000 | $ 170,333 | $ 194,000 |
| Champaign, Ohio | 3 | $ 395,000 | $ 131,666 | $ 101,000 |
| Clark, Ohio | 3 | $ 465,000 | $ 155,000 | $ 102,000 |
| Marion, Ohio | 3 | $ 220,000 | $ 73,333 | $ 67,000 |
| Miami, Ohio | 3 | $ 525,000 | $ 175,000 | $ 71,000 |
| Tuscarawas, Ohio | 3 | $ 441,000 | $ 147,000 | $ 61,000 |
| Susquehanna, Pennsylvania | 3 | $ 817,000 | $ 272,333 | $ 119,000 |
| Accomack, Virginia | 3 | $ 796,000 | $ 265,333 | $ 330,000 |
| Botetourt, Virginia | 3 | $ 731,000 | $ 243,666 | $ 98,000 |
| Caroline, Virginia | 3 | $ 712,000 | $ 237,333 | $ 110,000 |
| Carroll, Virginia | 3 | $ 383,000 | $ 127,666 | $ 58,000 |
| Harrisonburg, Virginia | 3 | $ 765,000 | $ 255,000 | $ 107,000 |
| King George, Virginia | 3 | $ 605,000 | $ 201,666 | $ 152,000 |
| Mecklenburg, Virginia | 3 | $ 776,000 | $ 258,666 | $ 154,000 |
| New Kent, Virginia | 3 | $ 787,000 | $ 262,333 | $ 65,000 |
| Pittsylvania, Virginia | 3 | $ 491,000 | $ 163,666 | $ 87,000 |
| Portsmouth, Virginia | 3 | $ 515,000 | $ 171,666 | $ 112,000 |
| Rockingham, Virginia | 3 | $ 590,000 | $ 196,666 | $ 87,000 |
| Salem, Virginia | 3 | $ 601,000 | $ 200,333 | $ 98,000 |
| Warren, Virginia | 3 | $ 807,000 | $ 269,000 | $ 141,000 |
| DeSoto, Florida | 2 | $ 394,000 | $ 197,000 | $ 46,000 |
| Hendry, Florida | 2 | $ 460,000 | $ 230,000 | $ 50,000 |
| Adams, Illinois | 2 | $ 494,000 | $ 247,000 | $ 274,000 |
| Carroll, Illinois | 2 | $ 730,000 | $ 365,000 | $ 231,000 |
| LaSalle, Illinois | 2 | $ 387,000 | $ 193,500 | $ 54,000 |
| Logan, Illinois | 2 | $ 265,000 | $ 132,500 | $ 101,000 |
| Rock Island, Illinois | 2 | $ 582,000 | $ 291,000 | $ 119,000 |
| Union, Illinois | 2 | $ 240,000 | $ 120,000 | $ 140,000 |
| Franklin, Massachusetts | 2 | $ 297,000 | $ 148,500 | $ 107,000 |
| Ashland, Ohio | 2 | $ 109,000 | $ 54,500 | $ 88,000 |
| Auglaize, Ohio | 2 | $ 380,000 | $ 190,000 | $ 69,000 |
| Erie, Ohio | 2 | $ 232,000 | $ 116,000 | $ 132,000 |
| Logan, Ohio | 2 | $ 344,000 | $ 172,000 | $ 165,000 |
| Richland, Ohio | 2 | $ 410,000 | $ 205,000 | $ 110,000 |
| Ross, Ohio | 2 | $ 328,000 | $ 164,000 | $ 52,000 |
| Washington, Ohio | 2 | $ 448,000 | $ 224,000 | $ 94,000 |
| Wood, Ohio | 2 | $ 463,000 | $ 231,500 | $ 121,000 |
| Bedford, Pennsylvania | 2 | $ 175,000 | $ 87,500 | $ 64,000 |
| Bradford, Pennsylvania | 2 | $ 165,000 | $ 82,500 | $ 449,000 |
| Fayette, Pennsylvania | 2 | $ 310,000 | $ 155,000 | $ 77,000 |
| Lawrence, Pennsylvania | 2 | $ 314,000 | $ 157,000 | $ 72,000 |
| Lycoming, Pennsylvania | 2 | $ 383,000 | $ 191,500 | $ 76,000 |
| Union, Pennsylvania | 2 | $ 456,000 | $ 228,000 | $ 126,000 |
| Windham, Vermont | 2 | $ 367,000 | $ 183,500 | $ 227,000 |
| Augusta, Virginia | 2 | $ 480,000 | $ 240,000 | $ 474,000 |
| Brunswick, Virginia | 2 | $ 498,000 | $ 249,000 | $ 138,000 |
| Campbell, Virginia | 2 | $ 323,000 | $ 161,500 | $ 111,000 |
| Cumberland, Virginia | 2 | $ 402,000 | $ 201,000 | $ 61,000 |
| Dinwiddie, Virginia | 2 | $ 424,000 | $ 212,000 | $ 56,000 |
| Essex, Virginia | 2 | $ 249,000 | $ 124,500 | $ 41,000 |
| Lexington, Virginia | 2 | $ 576,000 | $ 288,000 | $ 97,000 |
| Lynchburg, Virginia | 2 | $ 415,000 | $ 207,500 | $ 56,000 |
| Mathews, Virginia | 2 | $ 545,000 | $ 272,500 | $ 109,000 |
| Northampton, Virginia | 2 | $ 487,000 | $ 243,500 | $ 56,000 |
| Prince George, Virginia | 2 | $ 628,000 | $ 314,000 | $ 90,000 |
| Shenandoah, Virginia | 2 | $ 275,000 | $ 137,500 | $ 89,000 |
| Winchester, Virginia | 2 | $ 616,000 | $ 308,000 | $ 256,000 |
| Wise, Virginia | 2 | $ 390,000 | $ 195,000 | $ 78,000 |
| Baker, Florida | 1 | $ 88,000 | $ 88,000 | $ 98,000 |
| Calhoun, Florida | 1 | $ 124,000 | $ 124,000 | $ 75,000 |
| Columbia, Florida | 1 | $ 123,000 | $ 123,000 | $ 46,000 |
| Gilchrist, Florida | 1 | $ 100,000 | $ 100,000 | $ 142,000 |
| Gulf, Florida | 1 | $ 155,000 | $ 155,000 | $ 207,000 |
| Holmes, Florida | 1 | $ 160,000 | $ 160,000 | $ 49,000 |
| Levy, Florida | 1 | $ 211,000 | $ 211,000 | $ 86,000 |
| Madison, Florida | 1 | $ 99,000 | $ 99,000 | $ 57,000 |
| Okeechobee, Florida | 1 | $ 100,000 | $ 100,000 | $ 70,000 |
| Putnam, Florida | 1 | $ 152,000 | $ 152,000 | $ 73,000 |
| Bond, Illinois | 1 | $ 336,000 | $ 336,000 | $ 177,000 |
| Effingham, Illinois | 1 | $ 257,000 | $ 257,000 | $ 90,000 |
| Henry, Illinois | 1 | $ 198,000 | $ 198,000 | $ 99,000 |
| Johnson, Illinois | 1 | $ 246,000 | $ 246,000 | $ 122,000 |
| Kankakee, Illinois | 1 | $ 342,000 | $ 342,000 | $ 140,000 |
| Knox, Illinois | 1 | $ 86,000 | $ 86,000 | $ 30,000 |
| Macon, Illinois | 1 | $ 132,000 | $ 132,000 | $ 53,000 |
| Macoupin, Illinois | 1 | $ 145,000 | $ 145,000 | $ 74,000 |
| Marion, Illinois | 1 | $ 144,000 | $ 144,000 | $ 74,000 |
| Massac, Illinois | 1 | $ 196,000 | $ 196,000 | $ 167,000 |
| McDonough, Illinois | 1 | $ 98,000 | $ 98,000 | $ 69,000 |
| Piatt, Illinois | 1 | $ 160,000 | $ 160,000 | $ 62,000 |
| Pike, Illinois | 1 | $ 229,000 | $ 229,000 | $ 63,000 |
| Woodford, Illinois | 1 | $ 236,000 | $ 236,000 | $ 93,000 |
| Caroline, Maryland | 1 | $ 127,000 | $ 127,000 | $ 76,000 |
| Cheshire, New Hampshire | 1 | $ 185,000 | $ 185,000 | $ 85,000 |
| Ashtabula, Ohio | 1 | $ 142,000 | $ 142,000 | $ 57,000 |
| Clinton, Ohio | 1 | $ 168,000 | $ 168,000 | $ 61,000 |
| Columbiana, Ohio | 1 | $ 160,000 | $ 160,000 | $ 77,000 |
| Darke, Ohio | 1 | $ 160,000 | $ 160,000 | $ 71,000 |
| Fulton, Ohio | 1 | $ 84,000 | $ 84,000 | $ 101,000 |
| Guernsey, Ohio | 1 | $ 88,000 | $ 88,000 | $ 39,000 |
| Harrison, Ohio | 1 | $ 63,000 | $ 63,000 | $ 89,000 |
| Mercer, Ohio | 1 | $ 195,000 | $ 195,000 | $ 125,000 |
| Morrow, Ohio | 1 | $ 256,000 | $ 256,000 | $ 61,000 |
| Ottawa, Ohio | 1 | $ 140,000 | $ 140,000 | $ 65,000 |
| Preble, Ohio | 1 | $ 135,000 | $ 135,000 | $ 86,000 |
| Sandusky, Ohio | 1 | $ 81,000 | $ 81,000 | $ 54,000 |
| Cambria, Pennsylvania | 1 | $ 49,000 | $ 49,000 | $ 65,000 |
| Clearfield, Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 14,000 |
| Huntingdon, Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Mifflin, Pennsylvania | 1 | $ 104,000 | $ 104,000 | $ 29,000 |
| Northumberland, Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
| Somerset, Pennsylvania | 1 | $ 78,000 | $ 78,000 | $ 39,000 |
| Sullivan, Pennsylvania | 1 | $ 328,000 | $ 328,000 | $ 682,000 |
| Venango, Pennsylvania | 1 | $ 88,000 | $ 88,000 | $ 103,000 |
| Wyoming, Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 56,000 |
| Bennington, Vermont | 1 | $ 340,000 | $ 340,000 | $ 305,000 |
| Lamoille, Vermont | 1 | $ 365,000 | $ 365,000 | $ 76,000 |
| Washington, Vermont | 1 | $ 130,000 | $ 130,000 | $ 377,000 |
| Windsor, Vermont | 1 | $ 215,000 | $ 215,000 | $ 53,000 |
| Amelia, Virginia | 1 | $ 190,000 | $ 190,000 | $ 72,000 |
| Amherst, Virginia | 1 | $ 100,000 | $ 100,000 | $ 51,000 |
| Appomattox, Virginia | 1 | $ 260,000 | $ 260,000 | $ 63,000 |
| Bath, Virginia | 1 | $ 158,000 | $ 158,000 | $ 480,000 |
| Bedford City, Virginia | 1 | $ 116,000 | $ 116,000 | $ 53,000 |
| Bland, Virginia | 1 | $ 286,000 | $ 286,000 | $ 73,000 |
| Colonial Heights, Virginia | 1 | $ 175,000 | $ 175,000 | $ 63,000 |
| Galax, Virginia | 1 | $ 90,000 | $ 90,000 | $ 29,000 |
| Halifax, Virginia | 1 | $ 173,000 | $ 173,000 | $ 72,000 |
| Highland, Virginia | 1 | $ 120,000 | $ 120,000 | $ 90,000 |
| King William, Virginia | 1 | $ 292,000 | $ 292,000 | $ 181,000 |
| Martinsville, Virginia | 1 | $ 175,000 | $ 175,000 | $ 93,000 |
| Prince Edward, Virginia | 1 | $ 174,000 | $ 174,000 | $ 67,000 |
| Pulaski, Virginia | 1 | $ 180,000 | $ 180,000 | $ 112,000 |
| Radford, Virginia | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Richmond, Virginia | 1 | $ 128,000 | $ 128,000 | $ 61,000 |
| Rockbridge, Virginia | 1 | $ 366,000 | $ 366,000 | $ 66,000 |
Mortgage Loan Application Detail Totals for Provident Funding Group Inc in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 19,782 | $5,297,914,000 | $267,000 | $1,800,000 | $130,000 | $3,807,000 |
| Home Purchase | 3,304 | $836,172,000 | $253,000 | $1,300,000 | $123,000 | $2,001,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,812 | $3,230,651,000 | $252,000 | $1,800,000 | $132,000 | $3,807,000 |
| Asian | 7,243 | $2,161,912,000 | $298,000 | $950,000 | $124,000 | $1,584,000 |
| Not Provided | 2,309 | $568,537,000 | $246,000 | $1,631,000 | $132,000 | $3,115,000 |
| Hispanic | 455 | $108,666,000 | $238,000 | $700,000 | $120,000 | $864,000 |
| Black or African American | 213 | $49,915,000 | $234,000 | $730,000 | $119,000 | $1,004,000 |
| American Indian or Alaskan Native | 28 | $7,939,000 | $283,000 | $542,000 | $164,000 | $720,000 |
| Native Hawaiian or Other Pacific Islander | 26 | $6,466,000 | $248,000 | $417,000 | $119,000 | $250,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 23,086 | $6,134,086,000 | $265,000 | $1,800,000 | $129,000 | $3,807,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 15,415 | $4,061,612,000 | $263,000 | $975,000 | $129,000 | $3,115,000 |
| Application Denied By Financial Institution | 3,554 | $956,413,000 | $269,000 | $1,800,000 | $115,000 | $3,044,000 |
| Application Withdrawn By Applicant | 3,109 | $844,064,000 | $271,000 | $1,000,000 | $145,000 | $3,807,000 |
| File Closed For Incompleteness | 796 | $218,427,000 | $274,000 | $950,000 | $137,000 | $1,029,000 |
| Application Approved But Not Accepted | 212 | $53,570,000 | $252,000 | $684,000 | $128,000 | $893,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 1,195 | $319,026,000 | $266,000 | $1,300,000 | $123,000 | $1,004,000 |
| Debt-To-Income Ratio | 1,057 | $290,929,000 | $275,000 | $1,800,000 | $86,000 | $1,200,000 |
| Other | 983 | $258,956,000 | $263,000 | $1,100,000 | $135,000 | $3,044,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 105 | $32,837,000 | $312,000 | $1,021,000 | $125,000 | $480,000 |
| Unverifiable Information | 81 | $22,597,000 | $278,000 | $670,000 | $120,000 | $369,000 |
| Credit History | 81 | $18,848,000 | $232,000 | $1,300,000 | $116,000 | $864,000 |
| Employment History | 33 | $8,703,000 | $263,000 | $544,000 | $101,000 | $437,000 |
| Mortgage Insurance Denied | 11 | $2,874,000 | $261,000 | $444,000 | $129,000 | $368,000 |
| Credit Application Incomplete | 6 | $1,270,000 | $211,000 | $300,000 | $72,000 | $121,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Provident Funding Group Inc's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Provident Funding Group Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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