Pulaski Bank, NA Mortgage Lending & HMDA Data, 2013

In 2013, Pulaski Bank, NA of St Louis, MO reported 8,488 mortgage applications totaling $1.5 billion, down 14% from 2012. The average application was for $171,775, and applicants reported an average income of $92,929. 72% of its applications resulted in an originated loan and 7% were denied. Its largest markets were St. Louis, MO-IL (4,708), Kansas City, MO-KS (1,743) and Omaha-Council Bluffs, NE-IA (516) (applications in parentheses).

Mortgage Company & Address Pulaski Bank, NA
12300 Olive Blvd
St Louis, MO 63141
Tel #: available with data download
Federal Regulator * available with data download
Years 2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 8,488
Total Mortgage Loan Application Amount $1,458,027,000
Average Mortgage Loan Application Amount $171,775
Highest Mortgage Loan Application Amount $5,575,000
Average Applicant Income $92,929
Highest Applicant Income $3,568,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Pulaski Bank, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Pulaski Bank, NA by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Louis, Missouri 2,228 $ 435,168,000 $ 195,317 $ 118,000
St. Charles, Missouri 1,019 $ 170,274,000 $ 167,099 $ 86,000
Johnson, Kansas 726 $ 146,309,000 $ 201,527 $ 102,000
St. Louis City, Missouri 450 $ 69,471,000 $ 154,380 $ 79,000
Jefferson, Missouri 449 $ 65,865,000 $ 146,692 $ 69,000
Jackson, Missouri 433 $ 69,571,000 $ 160,672 $ 84,000
Sedgwick, Kansas 404 $ 58,656,000 $ 145,188 $ 81,000
Douglas, Nebraska 262 $ 42,938,000 $ 163,885 $ 85,000
Madison, Illinois 256 $ 26,953,000 $ 105,285 $ 56,000
Clay, Missouri 184 $ 29,627,000 $ 161,016 $ 81,000
Johnson, Missouri 164 $ 25,523,000 $ 155,628 $ 62,000
Cass, Missouri 124 $ 17,778,000 $ 143,370 $ 62,000
Camden, Missouri 121 $ 19,697,000 $ 162,785 $ 134,000
Pottawattamie, Iowa 114 $ 18,179,000 $ 159,464 $ 80,000
Sarpy, Nebraska 114 $ 22,055,000 $ 193,464 $ 82,000
Lincoln, Missouri 78 $ 10,259,000 $ 131,525 $ 56,000
Wyandotte, Kansas 76 $ 10,676,000 $ 140,473 $ 79,000
St. Clair, Illinois 72 $ 11,410,000 $ 158,472 $ 78,000
Pettis, Missouri 65 $ 6,920,000 $ 106,461 $ 52,000
Butler, Kansas 61 $ 12,228,000 $ 200,459 $ 105,000
Douglas, Kansas 61 $ 10,590,000 $ 173,606 $ 81,000
Lafayette, Missouri 60 $ 6,780,000 $ 113,000 $ 71,000
Platte, Missouri 58 $ 11,515,000 $ 198,534 $ 99,000
Jasper, Missouri 48 $ 5,167,000 $ 107,645 $ 46,000
Franklin, Missouri 46 $ 8,690,000 $ 188,913 $ 82,000
Warren, Missouri 41 $ 7,056,000 $ 172,097 $ 89,000
Miami, Kansas 33 $ 5,620,000 $ 170,303 $ 91,000
Leavenworth, Kansas 32 $ 5,280,000 $ 165,000 $ 57,000
Jersey, Illinois 28 $ 2,960,000 $ 105,714 $ 56,000
Benton, Missouri 25 $ 2,303,000 $ 92,120 $ 57,000
Harvey, Kansas 24 $ 2,640,000 $ 110,000 $ 59,000
Morgan, Missouri 20 $ 2,741,000 $ 137,050 $ 96,000
Henry, Missouri 17 $ 1,892,000 $ 111,294 $ 51,000
Ste. Genevieve, Missouri 17 $ 1,962,000 $ 115,411 $ 65,000
Macoupin, Illinois 16 $ 2,104,000 $ 131,500 $ 69,000
St. Francois, Missouri 15 $ 1,864,000 $ 124,266 $ 65,000
Newton, Missouri 14 $ 1,829,000 $ 130,642 $ 66,000
Monroe, Illinois 13 $ 2,838,000 $ 218,307 $ 111,000
Boone, Missouri 12 $ 2,039,000 $ 169,916 $ 90,000
Miller, Missouri 12 $ 2,127,000 $ 177,250 $ 67,000
Greene, Missouri 11 $ 1,277,000 $ 116,090 $ 68,000
Buchanan, Missouri 8 $ 1,129,000 $ 141,125 $ 95,000
Cass, Nebraska 8 $ 1,101,000 $ 137,625 $ 63,000
Maricopa, Arizona 7 $ 1,255,000 $ 179,285 $ 108,000
Harrison, Iowa 7 $ 1,026,000 $ 146,571 $ 61,000
Christian, Missouri 7 $ 1,011,000 $ 144,428 $ 69,000
Los Angeles, California 6 $ 2,071,000 $ 345,166 $ 108,000
Riverside, California 6 $ 1,818,000 $ 303,000 $ 185,000
Franklin, Kansas 6 $ 1,218,000 $ 203,000 $ 93,000
Cape Girardeau, Missouri 6 $ 898,000 $ 149,666 $ 106,000
Ray, Missouri 6 $ 949,000 $ 158,166 $ 93,000
Stone, Missouri 6 $ 838,000 $ 139,666 $ 142,000
Taney, Missouri 6 $ 700,000 $ 116,666 $ 103,000
Washington, Missouri 6 $ 631,000 $ 105,166 $ 66,000
Franklin, Ohio 6 $ 801,000 $ 133,500 $ 61,000
Harris, Texas 6 $ 848,000 $ 141,333 $ 83,000
Tarrant, Texas 6 $ 1,227,000 $ 204,500 $ 103,000
Collier, Florida 5 $ 1,263,000 $ 252,600 $ 337,000
Sarasota, Florida 5 $ 988,000 $ 197,600 $ 128,000
Clinton, Illinois 5 $ 893,000 $ 178,600 $ 62,000
Cook, Illinois 5 $ 2,350,000 $ 470,000 $ 156,000
Carroll, Missouri 5 $ 244,000 $ 48,800 $ 54,000
Cole, Missouri 5 $ 1,176,000 $ 235,200 $ 145,000
Perry, Missouri 5 $ 1,022,000 $ 204,400 $ 148,000
Benton, Arkansas 4 $ 492,000 $ 123,000 $ 161,000
Volusia, Florida 4 $ 1,489,000 $ 372,250 $ 60,000
Mills, Iowa 4 $ 577,000 $ 144,250 $ 99,000
Shawnee, Kansas 4 $ 713,000 $ 178,250 $ 83,000
Dakota, Minnesota 4 $ 1,046,000 $ 261,500 $ 109,000
Hennepin, Minnesota 4 $ 1,175,000 $ 293,750 $ 139,000
Montgomery, Missouri 4 $ 676,000 $ 169,000 $ 57,000
Pike, Missouri 4 $ 588,000 $ 147,000 $ 73,000
Washington, Nebraska 4 $ 925,000 $ 231,250 $ 106,000
Dallas, Texas 4 $ 626,000 $ 156,500 $ 63,000
Denton, Texas 4 $ 735,000 $ 183,750 $ 134,000
Baldwin, Alabama 3 $ 1,108,000 $ 369,333 $ 518,000
Larimer, Colorado 3 $ 652,000 $ 217,333 $ 104,000
Lee, Florida 3 $ 830,000 $ 276,666 $ 274,000
Champaign, Illinois 3 $ 348,000 $ 116,000 $ 133,000
Greene, Illinois 3 $ 326,000 $ 108,666 $ 55,000
Lake, Illinois 3 $ 636,000 $ 212,000 $ 41,000
McLean, Illinois 3 $ 805,000 $ 268,333 $ 212,000
Randolph, Illinois 3 $ 272,000 $ 90,666 $ 53,000
Will, Illinois 3 $ 731,000 $ 243,666 $ 142,000
Crawford, Kansas 3 $ 416,000 $ 138,666 $ 103,000
Linn, Kansas 3 $ 304,000 $ 101,333 $ 37,000
Sumner, Kansas 3 $ 469,000 $ 156,333 $ 59,000
Ingham, Michigan 3 $ 358,000 $ 119,333 $ 48,000
Barry, Missouri 3 $ 516,000 $ 172,000 $ 92,000
Crawford, Missouri 3 $ 370,000 $ 123,333 $ 146,000
Gasconade, Missouri 3 $ 217,000 $ 72,333 $ 36,000
Howell, Missouri 3 $ 384,000 $ 128,000 $ 34,000
Polk, Missouri 3 $ 242,000 $ 80,666 $ 53,000
Saline, Missouri 3 $ 253,000 $ 84,333 $ 48,000
Saunders, Nebraska 3 $ 765,000 $ 255,000 $ 94,000
Wake, North Carolina 3 $ 597,000 $ 199,000 $ 8,000
Richland, South Carolina 3 $ 825,000 $ 275,000 $ 43,000
Shelby, Tennessee 3 $ 530,000 $ 176,666 $ 156,000
Collin, Texas 3 $ 751,000 $ 250,333 $ 127,000
Loudoun, Virginia 3 $ 857,000 $ 285,666 $ 152,000
Pima, Arizona 2 $ 552,000 $ 276,000 $ 140,000
Yavapai, Arizona 2 $ 245,000 $ 122,500 $ 107,000
Denver, Colorado 2 $ 428,000 $ 214,000 $ 87,000
El Paso, Colorado 2 $ 435,000 $ 217,500 $ 0
Duval, Florida 2 $ 440,000 $ 220,000 $ 34,000
Marion, Florida 2 $ 224,000 $ 112,000 $ 78,000
Orange, Florida 2 $ 352,000 $ 176,000 $ 16,000
Palm Beach, Florida 2 $ 667,000 $ 333,500 $ 164,000
Polk, Florida 2 $ 571,000 $ 285,500 $ 176,000
Columbia, Georgia 2 $ 390,000 $ 195,000 $ 23,000
Fulton, Georgia 2 $ 669,000 $ 334,500 $ 64,000
DuPage, Illinois 2 $ 602,000 $ 301,000 $ 164,000
Jackson, Illinois 2 $ 510,000 $ 255,000 $ 259,000
McHenry, Illinois 2 $ 555,000 $ 277,500 $ 174,000
Sangamon, Illinois 2 $ 690,000 $ 345,000 $ 165,000
Hamilton, Indiana 2 $ 2,661,000 $ 1,330,500 $ 22,000
Polk, Iowa 2 $ 260,000 $ 130,000 $ 58,000
Ford, Kansas 2 $ 292,000 $ 146,000 $ 67,000
Harper, Kansas 2 $ 152,000 $ 76,000 $ 49,000
Jefferson, Kentucky 2 $ 719,000 $ 359,500 $ 101,000
Anoka, Minnesota 2 $ 606,000 $ 303,000 $ 246,000
Butler, Missouri 2 $ 239,000 $ 119,500 $ 48,000
Callaway, Missouri 2 $ 244,000 $ 122,000 $ 29,000
Clinton, Missouri 2 $ 322,000 $ 161,000 $ 62,000
Livingston, Missouri 2 $ 407,000 $ 203,500 $ 120,000
Madison, Missouri 2 $ 206,000 $ 103,000 $ 34,000
Osage, Missouri 2 $ 211,000 $ 105,500 $ 32,000
Phelps, Missouri 2 $ 180,000 $ 90,000 $ 140,000
Pulaski, Missouri 2 $ 265,000 $ 132,500 $ 40,000
Buffalo, Nebraska 2 $ 431,000 $ 215,500 $ 86,000
Lancaster, Nebraska 2 $ 413,000 $ 206,500 $ 106,000
Clark, Nevada 2 $ 335,000 $ 167,500 $ 125,000
Middlesex, New Jersey 2 $ 385,000 $ 192,500 $ 118,000
Cumberland, North Carolina 2 $ 409,000 $ 204,500 $ 0
Garfield, Oklahoma 2 $ 245,000 $ 122,500 $ 105,000
Tulsa, Oklahoma 2 $ 532,000 $ 266,000 $ 134,000
Philadelphia, Pennsylvania 2 $ 554,000 $ 277,000 $ 141,000
Charleston, South Carolina 2 $ 779,000 $ 389,500 $ 133,000
Bexar, Texas 2 $ 442,000 $ 221,000 $ 47,000
Madison, Alabama 1 $ 340,000 $ 340,000 $ 89,000
Pike, Alabama 1 $ 180,000 $ 180,000 $ 118,000
Russell, Alabama 1 $ 204,000 $ 204,000 $ 0
Coconino, Arizona 1 $ 310,000 $ 310,000 $ 128,000
Pinal, Arizona 1 $ 339,000 $ 339,000 $ 58,000
Carroll, Arkansas 1 $ 52,000 $ 52,000 $ 57,000
Garland, Arkansas 1 $ 209,000 $ 209,000 $ 47,000
Pulaski, Arkansas 1 $ 200,000 $ 200,000 $ 44,000
Saline, Arkansas 1 $ 138,000 $ 138,000 $ 80,000
Washington, Arkansas 1 $ 87,000 $ 87,000 $ 29,000
Orange, California 1 $ 442,000 $ 442,000 $ 105,000
San Francisco, California 1 $ 100,000 $ 100,000 $ 86,000
Shasta, California 1 $ 424,000 $ 424,000 $ 139,000
Sutter, California 1 $ 187,000 $ 187,000 $ 0
Chaffee, Colorado 1 $ 247,000 $ 247,000 $ 71,000
Douglas, Colorado 1 $ 383,000 $ 383,000 $ 253,000
Mesa, Colorado 1 $ 98,000 $ 98,000 $ 48,000
Summit, Colorado 1 $ 417,000 $ 417,000 $ 792,000
Weld, Colorado 1 $ 340,000 $ 340,000 $ 102,000
New Castle, Delaware 1 $ 279,000 $ 279,000 $ 135,000
Bay, Florida 1 $ 260,000 $ 260,000 $ 0
Broward, Florida 1 $ 410,000 $ 410,000 $ 179,000
Charlotte, Florida 1 $ 116,000 $ 116,000 $ 306,000
Hillsborough, Florida 1 $ 68,000 $ 68,000 $ 98,000
Lake, Florida 1 $ 115,000 $ 115,000 $ 45,000
Leon, Florida 1 $ 300,000 $ 300,000 $ 133,000
Manatee, Florida 1 $ 181,000 $ 181,000 $ 131,000
Miami-Dade, Florida 1 $ 115,000 $ 115,000 $ 146,000
Okaloosa, Florida 1 $ 243,000 $ 243,000 $ 60,000
Santa Rosa, Florida 1 $ 243,000 $ 243,000 $ 187,000
Walton, Florida 1 $ 164,000 $ 164,000 $ 25,000
Bryan, Georgia 1 $ 117,000 $ 117,000 $ 67,000
Cherokee, Georgia 1 $ 170,000 $ 170,000 $ 72,000
Cobb, Georgia 1 $ 34,000 $ 34,000 $ 97,000
Forsyth, Georgia 1 $ 212,000 $ 212,000 $ 98,000
Rabun, Georgia 1 $ 380,000 $ 380,000 $ 76,000
Bonneville, Idaho 1 $ 361,000 $ 361,000 $ 200,000
Calhoun, Illinois 1 $ 54,000 $ 54,000 $ 154,000
Edgar, Illinois 1 $ 72,000 $ 72,000 $ 0
Kane, Illinois 1 $ 205,000 $ 205,000 $ 91,000
Kankakee, Illinois 1 $ 232,000 $ 232,000 $ 130,000
Menard, Illinois 1 $ 140,000 $ 140,000 $ 142,000
Vermilion, Illinois 1 $ 53,000 $ 53,000 $ 35,000
Washington, Illinois 1 $ 308,000 $ 308,000 $ 66,000
Floyd, Indiana 1 $ 390,000 $ 390,000 $ 183,000
Hancock, Indiana 1 $ 67,000 $ 67,000 $ 0
Tippecanoe, Indiana 1 $ 90,000 $ 90,000 $ 99,000
Boone, Iowa 1 $ 63,000 $ 63,000 $ 33,000
Cass, Iowa 1 $ 94,000 $ 94,000 $ 47,000
Cerro Gordo, Iowa 1 $ 340,000 $ 340,000 $ 352,000
Linn, Iowa 1 $ 200,000 $ 200,000 $ 0
Cherokee, Kansas 1 $ 203,000 $ 203,000 $ 95,000
Coffey, Kansas 1 $ 81,000 $ 81,000 $ 35,000
Geary, Kansas 1 $ 167,000 $ 167,000 $ 28,000
Greenwood, Kansas 1 $ 65,000 $ 65,000 $ 50,000
Jackson, Kansas 1 $ 120,000 $ 120,000 $ 93,000
Kingman, Kansas 1 $ 144,000 $ 144,000 $ 117,000
Marion, Kansas 1 $ 285,000 $ 285,000 $ 100,000
Marshall, Kansas 1 $ 50,000 $ 50,000 $ 72,000
Osage, Kansas 1 $ 58,000 $ 58,000 $ 23,000
Bullitt, Kentucky 1 $ 360,000 $ 360,000 $ 81,000
East Baton Rouge, Louisiana 1 $ 291,000 $ 291,000 $ 330,000
Jefferson, Louisiana 1 $ 300,000 $ 300,000 $ 0
Ouachita, Louisiana 1 $ 240,000 $ 240,000 $ 95,000
Baltimore, Maryland 1 $ 220,000 $ 220,000 $ 108,000
Baltimore City, Maryland 1 $ 256,000 $ 256,000 $ 65,000
Frederick, Maryland 1 $ 348,000 $ 348,000 $ 55,000
Howard, Maryland 1 $ 170,000 $ 170,000 $ 118,000
Montgomery, Maryland 1 $ 445,000 $ 445,000 $ 244,000
Prince George's, Maryland 1 $ 406,000 $ 406,000 $ 298,000
St. Mary's, Maryland 1 $ 321,000 $ 321,000 $ 0
Talbot, Maryland 1 $ 296,000 $ 296,000 $ 0
Plymouth, Massachusetts 1 $ 413,000 $ 413,000 $ 206,000
Livingston, Michigan 1 $ 140,000 $ 140,000 $ 62,000
Macomb, Michigan 1 $ 99,000 $ 99,000 $ 141,000
Oakland, Michigan 1 $ 417,000 $ 417,000 $ 1,666,000
Wayne, Michigan 1 $ 316,000 $ 316,000 $ 191,000
Carver, Minnesota 1 $ 396,000 $ 396,000 $ 192,000
Goodhue, Minnesota 1 $ 236,000 $ 236,000 $ 162,000
Wright, Minnesota 1 $ 255,000 $ 255,000 $ 91,000
Andrew, Missouri 1 $ 66,000 $ 66,000 $ 38,000
Cooper, Missouri 1 $ 54,000 $ 54,000 $ 24,000
Dallas, Missouri 1 $ 96,000 $ 96,000 $ 29,000
Hickory, Missouri 1 $ 70,000 $ 70,000 $ 63,000
Laclede, Missouri 1 $ 135,000 $ 135,000 $ 62,000
Mississippi, Missouri 1 $ 101,000 $ 101,000 $ 41,000
Monroe, Missouri 1 $ 39,000 $ 39,000 $ 65,000
Ralls, Missouri 1 $ 94,000 $ 94,000 $ 32,000
Ripley, Missouri 1 $ 83,000 $ 83,000 $ 35,000
St. Clair, Missouri 1 $ 94,000 $ 94,000 $ 0
Stoddard, Missouri 1 $ 98,000 $ 98,000 $ 119,000
Vernon, Missouri 1 $ 87,000 $ 87,000 $ 30,000
Webster, Missouri 1 $ 72,000 $ 72,000 $ 25,000
Madison, Nebraska 1 $ 203,000 $ 203,000 $ 109,000
Webster, Nebraska 1 $ 45,000 $ 45,000 $ 54,000
Washoe, Nevada 1 $ 209,000 $ 209,000 $ 0
Merrimack, New Hampshire 1 $ 112,000 $ 112,000 $ 57,000
Union, New Jersey 1 $ 371,000 $ 371,000 $ 109,000
Jefferson, New York 1 $ 168,000 $ 168,000 $ 0
Monroe, New York 1 $ 89,000 $ 89,000 $ 88,000
Nassau, New York 1 $ 417,000 $ 417,000 $ 332,000
New York, New York 1 $ 1,260,000 $ 1,260,000 $ 840,000
Rockland, New York 1 $ 206,000 $ 206,000 $ 115,000
Buncombe, North Carolina 1 $ 238,000 $ 238,000 $ 112,000
Harnett, North Carolina 1 $ 149,000 $ 149,000 $ 73,000
Mecklenburg, North Carolina 1 $ 100,000 $ 100,000 $ 0
Orange, North Carolina 1 $ 396,000 $ 396,000 $ 363,000
Hamilton, Ohio 1 $ 113,000 $ 113,000 $ 102,000
Montgomery, Ohio 1 $ 182,000 $ 182,000 $ 115,000
Wood, Ohio 1 $ 171,000 $ 171,000 $ 169,000
Beckham, Oklahoma 1 $ 120,000 $ 120,000 $ 44,000
Cleveland, Oklahoma 1 $ 179,000 $ 179,000 $ 60,000
Jackson, Oklahoma 1 $ 197,000 $ 197,000 $ 100,000
Oklahoma, Oklahoma 1 $ 142,000 $ 142,000 $ 50,000
Ottawa, Oklahoma 1 $ 247,000 $ 247,000 $ 91,000
Rogers, Oklahoma 1 $ 189,000 $ 189,000 $ 65,000
Washington, Oklahoma 1 $ 226,000 $ 226,000 $ 90,000
Douglas, Oregon 1 $ 146,000 $ 146,000 $ 84,000
Monroe, Pennsylvania 1 $ 406,000 $ 406,000 $ 739,000
Montgomery, Pennsylvania 1 $ 260,000 $ 260,000 $ 91,000
Bristol, Rhode Island 1 $ 248,000 $ 248,000 $ 40,000
York, South Carolina 1 $ 349,000 $ 349,000 $ 0
Pennington, South Dakota 1 $ 204,000 $ 204,000 $ 78,000
Dickson, Tennessee 1 $ 246,000 $ 246,000 $ 129,000
Hamilton, Tennessee 1 $ 155,000 $ 155,000 $ 194,000
Obion, Tennessee 1 $ 134,000 $ 134,000 $ 57,000
Perry, Tennessee 1 $ 81,000 $ 81,000 $ 27,000
Roane, Tennessee 1 $ 339,000 $ 339,000 $ 144,000
Williamson, Tennessee 1 $ 375,000 $ 375,000 $ 170,000
Bell, Texas 1 $ 115,000 $ 115,000 $ 0
Ellis, Texas 1 $ 257,000 $ 257,000 $ 89,000
Fort Bend, Texas 1 $ 214,000 $ 214,000 $ 145,000
Lubbock, Texas 1 $ 199,000 $ 199,000 $ 150,000
Montgomery, Texas 1 $ 368,000 $ 368,000 $ 207,000
Nueces, Texas 1 $ 239,000 $ 239,000 $ 140,000
Orange, Texas 1 $ 148,000 $ 148,000 $ 75,000
Rockwall, Texas 1 $ 200,000 $ 200,000 $ 0
Williamson, Texas 1 $ 201,000 $ 201,000 $ 95,000
Alexandria, Virginia 1 $ 465,000 $ 465,000 $ 185,000
Fredericksburg, Virginia 1 $ 352,000 $ 352,000 $ 300,000
Hanover, Virginia 1 $ 203,000 $ 203,000 $ 44,000
Prince William, Virginia 1 $ 417,000 $ 417,000 $ 264,000
Virginia Beach, Virginia 1 $ 310,000 $ 310,000 $ 140,000
Pierce, Washington 1 $ 114,000 $ 114,000 $ 81,000
Dane, Wisconsin 1 $ 200,000 $ 200,000 $ 71,000
Jefferson, Wisconsin 1 $ 231,000 $ 231,000 $ 94,000
Kenosha, Wisconsin 1 $ 90,000 $ 90,000 $ 37,000
St. Croix, Wisconsin 1 $ 198,000 $ 198,000 $ 82,000
Walworth, Wisconsin 1 $ 133,000 $ 133,000 $ 142,000
Laramie, Wyoming 1 $ 230,000 $ 230,000 $ 62,000

Mortgage Loan Application Detail Totals for Pulaski Bank, NA in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,853 $789,581,000 $162,000 $2,521,000 $84,000 $3,102,000
Refinancing 3,603 $663,986,000 $184,000 $5,575,000 $105,000 $3,568,000
Home Improvement 32 $4,460,000 $139,000 $340,000 $88,000 $285,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,296 $1,255,496,000 $172,000 $1,400,000 $94,000 $3,568,000
Not Provided 438 $72,669,000 $165,000 $1,512,000 $95,000 $3,265,000
Black or African American 322 $40,901,000 $127,000 $417,000 $63,000 $470,000
Asian 189 $35,708,000 $188,000 $891,000 $116,000 $792,000
Hispanic 168 $24,564,000 $146,000 $612,000 $74,000 $474,000
Not applicable 49 $24,342,000 $496,000 $5,575,000 $0 $0
American Indian or Alaskan Native 22 $3,611,000 $164,000 $335,000 $79,000 $301,000
Native Hawaiian or Other Pacific Islander 4 $736,000 $184,000 $270,000 $79,000 $109,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,751 $1,074,479,000 $186,000 $5,575,000 $110,000 $3,568,000
FHA-insured (Federal Housing Administration) 1,777 $230,011,000 $129,000 $352,000 $56,000 $509,000
VA-guaranteed (Veterans Administration) 608 $114,170,000 $187,000 $664,000 $65,000 $415,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 352 $39,367,000 $111,000 $219,000 $43,000 $114,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,100 $1,045,242,000 $171,000 $5,575,000 $93,000 $3,568,000
Application Withdrawn By Applicant 868 $155,633,000 $179,000 $1,200,000 $94,000 $3,265,000
File Closed For Incompleteness 651 $115,782,000 $177,000 $1,135,000 $97,000 $1,000,000
Application Denied By Financial Institution 615 $99,305,000 $161,000 $2,100,000 $85,000 $1,118,000
Application Approved But Not Accepted 254 $42,065,000 $165,000 $888,000 $99,000 $1,666,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 182 $28,378,000 $155,000 $784,000 $59,000 $270,000
Collateral 174 $30,079,000 $172,000 $2,100,000 $107,000 $1,000,000
Credit History 143 $24,170,000 $169,000 $1,400,000 $84,000 $1,118,000
Other 65 $9,292,000 $142,000 $399,000 $98,000 $626,000
Employment History 23 $3,751,000 $163,000 $412,000 $70,000 $173,000
Unverifiable Information 19 $2,568,000 $135,000 $640,000 $116,000 $377,000
Insufficient Cash (Downpayment, Closing Cost) 9 $1,067,000 $118,000 $165,000 $54,000 $130,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Pulaski Bank, NA's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Pulaski Bank, NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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