Pulaski Bank, Na 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Pulaski Bank, Na 12300 Olive Blvd St Louis, MO 63141 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 8,488 |
| Total Mortgage Loan Application Amount | $1,458,027,000 |
| Average Mortgage Loan Application Amount | $161,666 |
| Highest Mortgage Loan Application Amount | $5,575,000 |
| Average Applicant Income | $92,333 |
| Highest Applicant Income | $3,568,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Pulaski Bank, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pulaski Bank, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Pulaski Bank, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pulaski Bank, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Pulaski Bank, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pulaski Bank, Na's mortgage activity for 2013.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ST. LOUIS, MO-IL | 4,708 | $ 814,626,000 | $ 148,500 | $ 81,000 |
| KANSAS CITY, MO-KS | 1,743 | $ 305,949,000 | $ 175,000 | $ 88,500 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 516 | $ 87,566,000 | $ 165,500 | $ 82,000 |
| WICHITA, KS | 492 | $ 73,993,000 | $ 150,000 | $ 83,000 |
| JOPLIN, MO | 62 | $ 6,996,000 | $ 112,000 | $ 51,000 |
| LAWRENCE, KS | 61 | $ 10,590,000 | $ 173,000 | $ 81,000 |
| SPRINGFIELD, MO | 23 | $ 2,698,000 | $ 117,000 | $ 63,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 13 | $ 4,443,000 | $ 341,000 | $ 152,000 |
| DALLAS-PLANO-IRVING, TX | 13 | $ 2,569,000 | $ 197,000 | $ 97,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 13 | $ 3,676,000 | $ 243,500 | $ 114,500 |
| COLUMBIA, MO | 12 | $ 2,039,000 | $ 169,000 | $ 90,000 |
| JEFFERSON CITY, MO | 9 | $ 1,631,000 | $ 181,000 | $ 94,000 |
| ST. JOSEPH, MO-KS | 9 | $ 1,195,000 | $ 132,000 | $ 89,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 8 | $ 1,430,000 | $ 178,000 | $ 106,000 |
| PHOENIX-MESA-GLENDALE, AZ | 8 | $ 1,594,000 | $ 199,000 | $ 101,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 7 | $ 2,497,000 | $ 377,000 | $ 249,000 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 6 | $ 898,000 | $ 149,000 | $ 106,000 |
| COLUMBUS, OH | 6 | $ 801,000 | $ 133,000 | $ 61,000 |
| FORT WORTH-ARLINGTON, TX | 6 | $ 1,227,000 | $ 204,000 | $ 103,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 6 | $ 2,071,000 | $ 345,000 | $ 108,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 6 | $ 1,169,000 | $ 194,000 | $ 128,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 6 | $ 1,818,000 | $ 303,000 | $ 185,000 |
| TOPEKA, KS | 6 | $ 891,000 | $ 148,000 | $ 74,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 5 | $ 1,085,000 | $ 217,000 | $ 79,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 5 | $ 579,000 | $ 115,000 | $ 134,000 |
| NAPLES-MARCO ISLAND, FL | 5 | $ 1,263,000 | $ 252,000 | $ 337,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 4 | $ 1,489,000 | $ 372,000 | $ 60,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 4 | $ 726,000 | $ 151,000 | $ 39,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 4 | $ 1,469,000 | $ 374,500 | $ 138,500 |
| BALTIMORE-TOWSON, MD | 3 | $ 646,000 | $ 215,000 | $ 97,000 |
| BLOOMINGTON-NORMAL, IL | 3 | $ 805,000 | $ 268,000 | $ 212,000 |
| CAPE CORAL-FORT MYERS, FL | 3 | $ 830,000 | $ 276,000 | $ 274,000 |
| CHAMPAIGN-URBANA, IL | 3 | $ 348,000 | $ 116,000 | $ 133,000 |
| COLUMBIA, SC | 3 | $ 825,000 | $ 275,000 | $ 43,000 |
| DENVER-AURORA-BROOMFIELD, CO | 3 | $ 811,000 | $ 270,000 | $ 142,000 |
| FORT COLLINS-LOVELAND, CO | 3 | $ 652,000 | $ 217,000 | $ 104,000 |
| INDIANAPOLIS-CARMEL, IN | 3 | $ 2,728,000 | $ 909,000 | $ 14,000 |
| LANSING-EAST LANSING, MI | 3 | $ 358,000 | $ 119,000 | $ 48,000 |
| MEMPHIS, TN-MS-AR | 3 | $ 530,000 | $ 176,000 | $ 156,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 3 | $ 467,000 | $ 155,000 | $ 26,000 |
| PHILADELPHIA, PA | 3 | $ 814,000 | $ 271,000 | $ 124,000 |
| RALEIGH-CARY, NC | 3 | $ 597,000 | $ 199,000 | $ 8,000 |
| SPRINGFIELD, IL | 3 | $ 830,000 | $ 276,000 | $ 157,000 |
| TULSA, OK | 3 | $ 721,000 | $ 240,000 | $ 111,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 3 | $ 656,000 | $ 218,000 | $ 623,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 2 | $ 390,000 | $ 195,000 | $ 23,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 2 | $ 793,000 | $ 396,000 | $ 149,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 2 | $ 779,000 | $ 389,000 | $ 133,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 2 | $ 449,000 | $ 224,500 | $ 0 |
| COLORADO SPRINGS, CO | 2 | $ 435,000 | $ 217,000 | $ 0 |
| DES MOINES-WEST DES MOINES, IA | 2 | $ 260,000 | $ 130,000 | $ 58,000 |
| EDISON-NEW BRUNSWICK, NJ | 2 | $ 385,000 | $ 192,000 | $ 118,000 |
| FAYETTEVILLE, NC | 2 | $ 409,000 | $ 204,000 | $ 0 |
| JACKSONVILLE, FL | 2 | $ 440,000 | $ 220,000 | $ 34,000 |
| LAKELAND-WINTER HAVEN, FL | 2 | $ 571,000 | $ 285,000 | $ 176,000 |
| LAS VEGAS-PARADISE, NV | 2 | $ 335,000 | $ 167,000 | $ 125,000 |
| LINCOLN, NE | 2 | $ 413,000 | $ 206,000 | $ 106,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 2 | $ 338,000 | $ 169,000 | $ 62,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 2 | $ 621,000 | $ 310,000 | $ 149,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 2 | $ 1,466,000 | $ 733,000 | $ 477,000 |
| OCALA, FL | 2 | $ 224,000 | $ 112,000 | $ 78,000 |
| OKLAHOMA CITY, OK | 2 | $ 321,000 | $ 160,000 | $ 55,000 |
| PRESCOTT, AZ | 2 | $ 245,000 | $ 122,000 | $ 107,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 2 | $ 442,000 | $ 221,000 | $ 47,000 |
| TUCSON, AZ | 2 | $ 552,000 | $ 276,000 | $ 140,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 2 | $ 667,000 | $ 333,000 | $ 164,000 |
| ASHEVILLE, NC | 1 | $ 238,000 | $ 238,000 | $ 112,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 1 | $ 201,000 | $ 201,000 | $ 95,000 |
| BATON ROUGE, LA | 1 | $ 291,000 | $ 291,000 | $ 330,000 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 148,000 | $ 148,000 | $ 75,000 |
| BOSTON-QUINCY, MA | 1 | $ 413,000 | $ 413,000 | $ 206,000 |
| CEDAR RAPIDS, IA | 1 | $ 200,000 | $ 200,000 | $ 0 |
| CHATTANOOGA, TN-GA | 1 | $ 155,000 | $ 155,000 | $ 194,000 |
| CHEYENNE, WY | 1 | $ 230,000 | $ 230,000 | $ 62,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 1 | $ 113,000 | $ 113,000 | $ 102,000 |
| COLUMBUS, GA-AL | 1 | $ 204,000 | $ 204,000 | $ 0 |
| CORPUS CHRISTI, TX | 1 | $ 239,000 | $ 239,000 | $ 140,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 1 | $ 243,000 | $ 243,000 | $ 60,000 |
| DANVILLE, IL | 1 | $ 53,000 | $ 53,000 | $ 35,000 |
| DAYTON, OH | 1 | $ 182,000 | $ 182,000 | $ 115,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 1 | $ 316,000 | $ 316,000 | $ 191,000 |
| DURHAM-CHAPEL HILL, NC | 1 | $ 396,000 | $ 396,000 | $ 363,000 |
| FLAGSTAFF, AZ | 1 | $ 310,000 | $ 310,000 | $ 128,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1 | $ 410,000 | $ 410,000 | $ 179,000 |
| GRAND JUNCTION, CO | 1 | $ 98,000 | $ 98,000 | $ 48,000 |
| GREELEY, CO | 1 | $ 340,000 | $ 340,000 | $ 102,000 |
| HOT SPRINGS, AR | 1 | $ 209,000 | $ 209,000 | $ 47,000 |
| HUNTSVILLE, AL | 1 | $ 340,000 | $ 340,000 | $ 89,000 |
| IDAHO FALLS, ID | 1 | $ 361,000 | $ 361,000 | $ 200,000 |
| KANKAKEE-BRADLEY, IL | 1 | $ 232,000 | $ 232,000 | $ 130,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 1 | $ 115,000 | $ 115,000 | $ 0 |
| LAFAYETTE, IN | 1 | $ 90,000 | $ 90,000 | $ 99,000 |
| LUBBOCK, TX | 1 | $ 199,000 | $ 199,000 | $ 150,000 |
| MADISON, WI | 1 | $ 200,000 | $ 200,000 | $ 71,000 |
| MANHATTAN, KS | 1 | $ 167,000 | $ 167,000 | $ 28,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1 | $ 115,000 | $ 115,000 | $ 146,000 |
| MONROE, LA | 1 | $ 240,000 | $ 240,000 | $ 95,000 |
| NASSAU-SUFFOLK, NY | 1 | $ 417,000 | $ 417,000 | $ 332,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 1 | $ 300,000 | $ 300,000 | $ 0 |
| NEWARK-UNION, NJ-PA | 1 | $ 371,000 | $ 371,000 | $ 109,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 1 | $ 260,000 | $ 260,000 | $ 0 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 243,000 | $ 243,000 | $ 187,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 1 | $ 248,000 | $ 248,000 | $ 40,000 |
| PUNTA GORDA, FL | 1 | $ 116,000 | $ 116,000 | $ 306,000 |
| RAPID CITY, SD | 1 | $ 204,000 | $ 204,000 | $ 78,000 |
| REDDING, CA | 1 | $ 424,000 | $ 424,000 | $ 139,000 |
| RENO-SPARKS, NV | 1 | $ 209,000 | $ 209,000 | $ 0 |
| RICHMOND, VA | 1 | $ 203,000 | $ 203,000 | $ 44,000 |
| ROCHESTER, NY | 1 | $ 89,000 | $ 89,000 | $ 88,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 1 | $ 100,000 | $ 100,000 | $ 86,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 1 | $ 442,000 | $ 442,000 | $ 105,000 |
| SAVANNAH, GA | 1 | $ 117,000 | $ 117,000 | $ 67,000 |
| TACOMA, WA | 1 | $ 114,000 | $ 114,000 | $ 81,000 |
| TALLAHASSEE, FL | 1 | $ 300,000 | $ 300,000 | $ 133,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1 | $ 68,000 | $ 68,000 | $ 98,000 |
| TOLEDO, OH | 1 | $ 171,000 | $ 171,000 | $ 169,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 1 | $ 310,000 | $ 310,000 | $ 140,000 |
| WILMINGTON, DE-MD-NJ | 1 | $ 279,000 | $ 279,000 | $ 135,000 |
| YUBA CITY, CA | 1 | $ 187,000 | $ 187,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,853 | $789,581,000 | $162,000 | $2,521,000 | $84,000 | $3,102,000 |
| Refinancing | 3,603 | $663,986,000 | $184,000 | $5,575,000 | $105,000 | $3,568,000 |
| Home Improvement | 32 | $4,460,000 | $139,000 | $340,000 | $88,000 | $285,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,296 | $1,255,496,000 | $172,000 | $1,400,000 | $94,000 | $3,568,000 |
| Not Provided | 438 | $72,669,000 | $165,000 | $1,512,000 | $95,000 | $3,265,000 |
| Black or African American | 322 | $40,901,000 | $127,000 | $417,000 | $63,000 | $470,000 |
| Asian | 189 | $35,708,000 | $188,000 | $891,000 | $116,000 | $792,000 |
| Hispanic | 168 | $24,564,000 | $146,000 | $612,000 | $74,000 | $474,000 |
| Not applicable | 49 | $24,342,000 | $496,000 | $5,575,000 | $0 | $0 |
| American Indian or Alaskan Native | 22 | $3,611,000 | $164,000 | $335,000 | $79,000 | $301,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $736,000 | $184,000 | $270,000 | $79,000 | $109,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,751 | $1,074,479,000 | $186,000 | $5,575,000 | $110,000 | $3,568,000 |
| FHA-insured (Federal Housing Administration) | 1,777 | $230,011,000 | $129,000 | $352,000 | $56,000 | $509,000 |
| VA-guaranteed (Veterans Administration) | 608 | $114,170,000 | $187,000 | $664,000 | $65,000 | $415,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 352 | $39,367,000 | $111,000 | $219,000 | $43,000 | $114,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,100 | $1,045,242,000 | $171,000 | $5,575,000 | $93,000 | $3,568,000 |
| Application Withdrawn By Applicant | 868 | $155,633,000 | $179,000 | $1,200,000 | $94,000 | $3,265,000 |
| File Closed For Incompleteness | 651 | $115,782,000 | $177,000 | $1,135,000 | $97,000 | $1,000,000 |
| Application Denied By Financial Institution | 615 | $99,305,000 | $161,000 | $2,100,000 | $85,000 | $1,118,000 |
| Application Approved But Not Accepted | 254 | $42,065,000 | $165,000 | $888,000 | $99,000 | $1,666,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 182 | $28,378,000 | $155,000 | $784,000 | $59,000 | $270,000 |
| Collateral | 174 | $30,079,000 | $172,000 | $2,100,000 | $107,000 | $1,000,000 |
| Credit History | 143 | $24,170,000 | $169,000 | $1,400,000 | $84,000 | $1,118,000 |
| Other | 65 | $9,292,000 | $142,000 | $399,000 | $98,000 | $626,000 |
| Employment History | 23 | $3,751,000 | $163,000 | $412,000 | $70,000 | $173,000 |
| Unverifiable Information | 19 | $2,568,000 | $135,000 | $640,000 | $116,000 | $377,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,067,000 | $118,000 | $165,000 | $54,000 | $130,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pulaski Bank, Na's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pulaski Bank, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.