Pulaski Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Pulaski Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Pulaski Bank 12300 Olive Blvd St Louis, MO 63141 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 15,613 |
| Total Mortgage Loan Application Amount | $2,686,018,000 |
| Average Mortgage Loan Application Amount | $168,000 |
| Highest Mortgage Loan Application Amount | $3,375,000 |
| Average Applicant Income | $83,000 |
| Highest Applicant Income | $4,516,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Pulaski Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pulaski Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Pulaski Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pulaski Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Pulaski Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pulaski Bank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 4,284 | $ 762,739,000 | $ 178,000 | $ 88,000 |
| Johnson County Kansas | 2,702 | $ 547,821,000 | $ 202,000 | $ 99,000 |
| St. Charles County Missouri | 1,919 | $ 324,829,000 | $ 169,000 | $ 75,000 |
| Jackson County Missouri | 1,349 | $ 213,864,000 | $ 158,000 | $ 78,000 |
| St. Louis City County Missouri | 1,122 | $ 163,745,000 | $ 145,000 | $ 69,000 |
| Jefferson County Missouri | 1,056 | $ 156,329,000 | $ 148,000 | $ 60,000 |
| Madison County Illinois | 465 | $ 50,190,000 | $ 107,000 | $ 53,000 |
| Cass County Missouri | 435 | $ 71,677,000 | $ 164,000 | $ 71,000 |
| Clay County Missouri | 275 | $ 44,200,000 | $ 160,000 | $ 75,000 |
| Wyandotte County Kansas | 198 | $ 25,959,000 | $ 131,000 | $ 57,000 |
| St. Clair County Illinois | 187 | $ 31,465,000 | $ 168,000 | $ 72,000 |
| Platte County Missouri | 169 | $ 33,123,000 | $ 195,000 | $ 105,000 |
| Lincoln County Missouri | 132 | $ 18,714,000 | $ 141,000 | $ 55,000 |
| Leavenworth County Kansas | 121 | $ 22,488,000 | $ 185,000 | $ 77,000 |
| Warren County Missouri | 95 | $ 14,466,000 | $ 152,000 | $ 73,000 |
| Franklin County Missouri | 91 | $ 18,159,000 | $ 199,000 | $ 76,000 |
| Douglas County Kansas | 86 | $ 14,044,000 | $ 163,000 | $ 89,000 |
| Miami County Kansas | 81 | $ 14,540,000 | $ 179,000 | $ 76,000 |
| Ste. Genevieve County Missouri | 62 | $ 6,878,000 | $ 110,000 | $ 52,000 |
| Camden County Missouri | 61 | $ 11,208,000 | $ 183,000 | $ 142,000 |
| Monroe County Illinois | 32 | $ 6,214,000 | $ 194,000 | $ 89,000 |
| St. Francois County Missouri | 29 | $ 4,242,000 | $ 146,000 | $ 79,000 |
| Jersey County Illinois | 26 | $ 3,145,000 | $ 120,000 | $ 51,000 |
| Macoupin County Illinois | 22 | $ 2,548,000 | $ 115,000 | $ 48,000 |
| Johnson County Missouri | 18 | $ 3,194,000 | $ 177,000 | $ 62,000 |
| Clinton County Illinois | 17 | $ 2,909,000 | $ 171,000 | $ 56,000 |
| Shawnee County Kansas | 15 | $ 2,152,000 | $ 143,000 | $ 47,000 |
| Sedgwick County Kansas | 14 | $ 1,917,000 | $ 136,000 | $ 76,000 |
| Boone County Missouri | 13 | $ 2,090,000 | $ 160,000 | $ 108,000 |
| Franklin County Kansas | 12 | $ 2,174,000 | $ 181,000 | $ 74,000 |
| Lafayette County Missouri | 12 | $ 2,264,000 | $ 188,000 | $ 60,000 |
| Linn County Kansas | 11 | $ 911,000 | $ 82,000 | $ 56,000 |
| Carroll County Missouri | 11 | $ 1,216,000 | $ 110,000 | $ 49,000 |
| Cook County Illinois | 10 | $ 2,518,000 | $ 251,000 | $ 126,000 |
| Marion County Missouri | 10 | $ 1,309,000 | $ 130,000 | $ 71,000 |
| Washington County Missouri | 10 | $ 1,038,000 | $ 103,000 | $ 30,000 |
| Randolph County Illinois | 8 | $ 861,000 | $ 107,000 | $ 64,000 |
| Perry County Missouri | 8 | $ 1,291,000 | $ 161,000 | $ 88,000 |
| Chester County Pennsylvania | 8 | $ 2,148,000 | $ 268,000 | $ 108,000 |
| Maricopa County Arizona | 7 | $ 1,853,000 | $ 264,000 | $ 194,000 |
| Greene County Missouri | 7 | $ 932,000 | $ 133,000 | $ 51,000 |
| Miller County Missouri | 7 | $ 1,597,000 | $ 228,000 | $ 153,000 |
| Stone County Missouri | 7 | $ 1,039,000 | $ 148,000 | $ 147,000 |
| Cape Girardeau County Missouri | 6 | $ 1,171,000 | $ 195,000 | $ 43,000 |
| Morgan County Missouri | 6 | $ 1,193,000 | $ 198,000 | $ 173,000 |
| Los Angeles County California | 5 | $ 1,491,000 | $ 298,000 | $ 175,000 |
| Douglas County Colorado | 5 | $ 1,545,000 | $ 309,000 | $ 259,000 |
| Broward County Florida | 5 | $ 1,296,000 | $ 259,000 | $ 139,000 |
| Jefferson County Kansas | 5 | $ 757,000 | $ 151,000 | $ 48,000 |
| Adair County Missouri | 5 | $ 904,000 | $ 180,000 | $ 78,000 |
| Bates County Missouri | 5 | $ 860,000 | $ 172,000 | $ 100,000 |
| Gasconade County Missouri | 5 | $ 830,000 | $ 166,000 | $ 51,000 |
| Wake County North Carolina | 5 | $ 1,038,000 | $ 207,000 | $ 101,000 |
| Dallas County Texas | 5 | $ 931,000 | $ 186,000 | $ 77,000 |
| Lee County Florida | 4 | $ 1,036,000 | $ 259,000 | $ 230,000 |
| Clinton County Missouri | 4 | $ 798,000 | $ 199,000 | $ 150,000 |
| Henry County Missouri | 4 | $ 373,000 | $ 93,000 | $ 31,000 |
| Jasper County Missouri | 4 | $ 373,000 | $ 93,000 | $ 82,000 |
| Taney County Missouri | 4 | $ 871,000 | $ 217,000 | $ 218,000 |
| Platte County Nebraska | 4 | $ 666,000 | $ 166,000 | $ 62,000 |
| Benton County Arkansas | 3 | $ 765,000 | $ 255,000 | $ 149,000 |
| Arapahoe County Colorado | 3 | $ 774,000 | $ 258,000 | $ 49,000 |
| Collier County Florida | 3 | $ 2,581,000 | $ 860,000 | $ 360,000 |
| Lake County Florida | 3 | $ 682,000 | $ 227,000 | $ 73,000 |
| DuPage County Illinois | 3 | $ 907,000 | $ 302,000 | $ 141,000 |
| Greene County Illinois | 3 | $ 267,000 | $ 89,000 | $ 42,000 |
| Washington County Illinois | 3 | $ 243,000 | $ 81,000 | $ 54,000 |
| Johnson County Iowa | 3 | $ 481,000 | $ 160,000 | $ 117,000 |
| Pottawatomie County Kansas | 3 | $ 623,000 | $ 207,000 | $ 98,000 |
| Baltimore County Maryland | 3 | $ 1,466,000 | $ 488,000 | $ 112,000 |
| Howard County Maryland | 3 | $ 1,049,000 | $ 349,000 | $ 197,000 |
| Hennepin County Minnesota | 3 | $ 831,000 | $ 277,000 | $ 150,000 |
| Barry County Missouri | 3 | $ 729,000 | $ 243,000 | $ 227,000 |
| Benton County Missouri | 3 | $ 165,000 | $ 55,000 | $ 81,000 |
| Callaway County Missouri | 3 | $ 80,000 | $ 26,000 | $ 30,000 |
| Crawford County Missouri | 3 | $ 434,000 | $ 144,000 | $ 52,000 |
| Montgomery County Missouri | 3 | $ 688,000 | $ 229,000 | $ 448,000 |
| Phelps County Missouri | 3 | $ 228,000 | $ 76,000 | $ 70,000 |
| Douglas County Nebraska | 3 | $ 401,000 | $ 133,000 | $ 76,000 |
| Mecklenburg County North Carolina | 3 | $ 1,204,000 | $ 401,000 | $ 137,000 |
| Philadelphia County Pennsylvania | 3 | $ 979,000 | $ 326,000 | $ 238,000 |
| York County South Carolina | 3 | $ 699,000 | $ 233,000 | $ 242,000 |
| Bexar County Texas | 3 | $ 430,000 | $ 143,000 | $ 42,000 |
| Collin County Texas | 3 | $ 830,000 | $ 276,000 | $ 109,000 |
| Montgomery County Texas | 3 | $ 648,000 | $ 216,000 | $ 149,000 |
| Tarrant County Texas | 3 | $ 428,000 | $ 142,000 | $ 85,000 |
| Riverside County California | 2 | $ 230,000 | $ 115,000 | $ 162,000 |
| Boulder County Colorado | 2 | $ 630,000 | $ 315,000 | $ 162,000 |
| Eagle County Colorado | 2 | $ 1,557,000 | $ 778,000 | $ 528,000 |
| El Paso County Colorado | 2 | $ 486,000 | $ 243,000 | $ 87,000 |
| Larimer County Colorado | 2 | $ 455,000 | $ 227,000 | $ 200,000 |
| Mesa County Colorado | 2 | $ 384,000 | $ 192,000 | $ 37,000 |
| Summit County Colorado | 2 | $ 615,000 | $ 307,000 | $ 153,000 |
| New Castle County Delaware | 2 | $ 439,000 | $ 219,000 | $ 86,000 |
| Pinellas County Florida | 2 | $ 357,000 | $ 178,000 | $ 102,000 |
| Sarasota County Florida | 2 | $ 340,000 | $ 170,000 | $ 122,000 |
| Calhoun County Illinois | 2 | $ 298,000 | $ 149,000 | $ 59,000 |
| Lake County Illinois | 2 | $ 834,000 | $ 417,000 | $ 309,000 |
| Anderson County Kansas | 2 | $ 125,000 | $ 62,000 | $ 47,000 |
| Neosho County Kansas | 2 | $ 216,000 | $ 108,000 | $ 19,000 |
| Montgomery County Maryland | 2 | $ 561,000 | $ 280,000 | $ 94,000 |
| Prince George's County Maryland | 2 | $ 697,000 | $ 348,000 | $ 102,000 |
| Middlesex County Massachusetts | 2 | $ 568,000 | $ 284,000 | $ 90,000 |
| Livingston County Michigan | 2 | $ 391,000 | $ 195,000 | $ 94,000 |
| Ramsey County Minnesota | 2 | $ 239,000 | $ 119,000 | $ 84,000 |
| Andrew County Missouri | 2 | $ 306,000 | $ 153,000 | $ 31,000 |
| Audrain County Missouri | 2 | $ 150,000 | $ 75,000 | $ 30,000 |
| Buchanan County Missouri | 2 | $ 213,000 | $ 106,000 | $ 51,000 |
| Christian County Missouri | 2 | $ 452,000 | $ 226,000 | $ 67,000 |
| Cole County Missouri | 2 | $ 496,000 | $ 248,000 | $ 159,000 |
| Dent County Missouri | 2 | $ 319,000 | $ 159,000 | $ 73,000 |
| Monroe County Missouri | 2 | $ 235,000 | $ 117,000 | $ 175,000 |
| Pike County Missouri | 2 | $ 275,000 | $ 137,000 | $ 48,000 |
| Pulaski County Missouri | 2 | $ 180,000 | $ 90,000 | $ 39,000 |
| Ralls County Missouri | 2 | $ 240,000 | $ 120,000 | $ 99,000 |
| Ripley County Missouri | 2 | $ 199,000 | $ 99,000 | $ 33,000 |
| Wayne County Missouri | 2 | $ 197,000 | $ 98,000 | $ 49,000 |
| Dodge County Nebraska | 2 | $ 454,000 | $ 227,000 | $ 236,000 |
| Sarpy County Nebraska | 2 | $ 289,000 | $ 144,000 | $ 43,000 |
| Middlesex County New Jersey | 2 | $ 515,000 | $ 257,000 | $ 158,000 |
| Morris County New Jersey | 2 | $ 1,093,000 | $ 546,000 | $ 141,000 |
| New York County New York | 2 | $ 547,000 | $ 273,000 | $ 132,000 |
| Suffolk County New York | 2 | $ 620,000 | $ 310,000 | $ 86,000 |
| Brunswick County North Carolina | 2 | $ 375,000 | $ 187,000 | $ 54,000 |
| Greene County Ohio | 2 | $ 464,000 | $ 232,000 | $ 67,000 |
| Hamilton County Ohio | 2 | $ 642,000 | $ 321,000 | $ 150,000 |
| Mayes County Oklahoma | 2 | $ 289,000 | $ 144,000 | $ 54,000 |
| Washington County Oklahoma | 2 | $ 320,000 | $ 160,000 | $ 45,000 |
| Bucks County Pennsylvania | 2 | $ 599,000 | $ 299,000 | $ 105,000 |
| Montgomery County Pennsylvania | 2 | $ 618,000 | $ 309,000 | $ 108,000 |
| Davidson County Tennessee | 2 | $ 669,000 | $ 334,000 | $ 139,000 |
| Harris County Texas | 2 | $ 514,000 | $ 257,000 | $ 159,000 |
| Kane County Utah | 2 | $ 471,000 | $ 235,000 | $ 86,000 |
| Norfolk County Virginia | 2 | $ 456,000 | $ 228,000 | $ 167,000 |
| Pierce County Washington | 2 | $ 330,000 | $ 165,000 | $ 69,000 |
| Milwaukee County Wisconsin | 2 | $ 548,000 | $ 274,000 | $ 105,000 |
| Lee County Alabama | 1 | $ 214,000 | $ 214,000 | $ 73,000 |
| Shelby County Alabama | 1 | $ 272,000 | $ 272,000 | $ 200,000 |
| Anchorage County Alaska | 1 | $ 545,000 | $ 545,000 | $ 206,000 |
| Mohave County Arizona | 1 | $ 180,000 | $ 180,000 | $ 145,000 |
| Pima County Arizona | 1 | $ 375,000 | $ 375,000 | $ 312,000 |
| Pinal County Arizona | 1 | $ 129,000 | $ 129,000 | $ 146,000 |
| Carroll County Arkansas | 1 | $ 200,000 | $ 200,000 | $ 135,000 |
| Marion County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| White County Arkansas | 1 | $ 163,000 | $ 163,000 | $ 52,000 |
| San Diego County California | 1 | $ 235,000 | $ 235,000 | $ 66,000 |
| Santa Clara County California | 1 | $ 741,000 | $ 741,000 | $ 0 |
| Sonoma County California | 1 | $ 237,000 | $ 237,000 | $ 47,000 |
| Grand County Colorado | 1 | $ 292,000 | $ 292,000 | $ 73,000 |
| Gunnison County Colorado | 1 | $ 892,000 | $ 892,000 | $ 310,000 |
| Huerfano County Colorado | 1 | $ 231,000 | $ 231,000 | $ 69,000 |
| Pueblo County Colorado | 1 | $ 123,000 | $ 123,000 | $ 137,000 |
| District of Columbia County District Of Columbia | 1 | $ 417,000 | $ 417,000 | $ 60,000 |
| Brevard County Florida | 1 | $ 275,000 | $ 275,000 | $ 97,000 |
| Manatee County Florida | 1 | $ 276,000 | $ 276,000 | $ 85,000 |
| Miami-Dade County Florida | 1 | $ 114,000 | $ 114,000 | $ 40,000 |
| Okaloosa County Florida | 1 | $ 417,000 | $ 417,000 | $ 807,000 |
| Orange County Florida | 1 | $ 322,000 | $ 322,000 | $ 533,000 |
| Polk County Florida | 1 | $ 160,000 | $ 160,000 | $ 130,000 |
| Santa Rosa County Florida | 1 | $ 198,000 | $ 198,000 | $ 78,000 |
| Seminole County Florida | 1 | $ 288,000 | $ 288,000 | $ 130,000 |
| Volusia County Florida | 1 | $ 268,000 | $ 268,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 175,000 | $ 175,000 | $ 139,000 |
| Coweta County Georgia | 1 | $ 415,000 | $ 415,000 | $ 150,000 |
| DeKalb County Georgia | 1 | $ 120,000 | $ 120,000 | $ 52,000 |
| Forsyth County Georgia | 1 | $ 351,000 | $ 351,000 | $ 172,000 |
| Gwinnett County Georgia | 1 | $ 135,000 | $ 135,000 | $ 32,000 |
| Ada County Idaho | 1 | $ 225,000 | $ 225,000 | $ 118,000 |
| Blaine County Idaho | 1 | $ 401,000 | $ 401,000 | $ 138,000 |
| Kootenai County Idaho | 1 | $ 417,000 | $ 417,000 | $ 386,000 |
| Champaign County Illinois | 1 | $ 134,000 | $ 134,000 | $ 49,000 |
| Coles County Illinois | 1 | $ 130,000 | $ 130,000 | $ 135,000 |
| Jackson County Illinois | 1 | $ 109,000 | $ 109,000 | $ 57,000 |
| Jefferson County Illinois | 1 | $ 210,000 | $ 210,000 | $ 43,000 |
| Kendall County Illinois | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Macon County Illinois | 1 | $ 315,000 | $ 315,000 | $ 133,000 |
| McHenry County Illinois | 1 | $ 297,000 | $ 297,000 | $ 242,000 |
| Peoria County Illinois | 1 | $ 605,000 | $ 605,000 | $ 300,000 |
| Pike County Illinois | 1 | $ 141,000 | $ 141,000 | $ 49,000 |
| Warren County Illinois | 1 | $ 168,000 | $ 168,000 | $ 104,000 |
| Will County Illinois | 1 | $ 194,000 | $ 194,000 | $ 112,000 |
| Woodford County Illinois | 1 | $ 111,000 | $ 111,000 | $ 64,000 |
| Clark County Indiana | 1 | $ 104,000 | $ 104,000 | $ 83,000 |
| Dubois County Indiana | 1 | $ 117,000 | $ 117,000 | $ 71,000 |
| Lake County Indiana | 1 | $ 109,000 | $ 109,000 | $ 64,000 |
| Dallas County Iowa | 1 | $ 229,000 | $ 229,000 | $ 26,000 |
| Linn County Iowa | 1 | $ 68,000 | $ 68,000 | $ 63,000 |
| Pottawattamie County Iowa | 1 | $ 265,000 | $ 265,000 | $ 78,000 |
| Crawford County Kansas | 1 | $ 140,000 | $ 140,000 | $ 62,000 |
| Jackson County Kansas | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Lyon County Kansas | 1 | $ 112,000 | $ 112,000 | $ 84,000 |
| Marion County Kansas | 1 | $ 190,000 | $ 190,000 | $ 224,000 |
| Morris County Kansas | 1 | $ 89,000 | $ 89,000 | $ 41,000 |
| Osage County Kansas | 1 | $ 322,000 | $ 322,000 | $ 245,000 |
| Reno County Kansas | 1 | $ 156,000 | $ 156,000 | $ 67,000 |
| Rice County Kansas | 1 | $ 104,000 | $ 104,000 | $ 89,000 |
| Riley County Kansas | 1 | $ 156,000 | $ 156,000 | $ 38,000 |
| Saline County Kansas | 1 | $ 115,000 | $ 115,000 | $ 173,000 |
| Wabaunsee County Kansas | 1 | $ 158,000 | $ 158,000 | $ 99,000 |
| Madison County Kentucky | 1 | $ 280,000 | $ 280,000 | $ 102,000 |
| Oldham County Kentucky | 1 | $ 82,000 | $ 82,000 | $ 44,000 |
| Trigg County Kentucky | 1 | $ 170,000 | $ 170,000 | $ 126,000 |
| Orleans County Louisiana | 1 | $ 190,000 | $ 190,000 | $ 111,000 |
| Cumberland County Maine | 1 | $ 304,000 | $ 304,000 | $ 0 |
| Knox County Maine | 1 | $ 218,000 | $ 218,000 | $ 48,000 |
| St. Mary's County Maryland | 1 | $ 333,000 | $ 333,000 | $ 162,000 |
| Norfolk County Massachusetts | 1 | $ 389,000 | $ 389,000 | $ 163,000 |
| Kent County Michigan | 1 | $ 225,000 | $ 225,000 | $ 86,000 |
| Saginaw County Michigan | 1 | $ 260,000 | $ 260,000 | $ 175,000 |
| Wayne County Michigan | 1 | $ 105,000 | $ 105,000 | $ 87,000 |
| Carver County Minnesota | 1 | $ 168,000 | $ 168,000 | $ 136,000 |
| Kanabec County Minnesota | 1 | $ 87,000 | $ 87,000 | $ 41,000 |
| Madison County Mississippi | 1 | $ 283,000 | $ 283,000 | $ 96,000 |
| Caldwell County Missouri | 1 | $ 68,000 | $ 68,000 | $ 32,000 |
| Carter County Missouri | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Dunklin County Missouri | 1 | $ 101,000 | $ 101,000 | $ 87,000 |
| Gentry County Missouri | 1 | $ 96,000 | $ 96,000 | $ 42,000 |
| Grundy County Missouri | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Hickory County Missouri | 1 | $ 115,000 | $ 115,000 | $ 135,000 |
| Iron County Missouri | 1 | $ 86,000 | $ 86,000 | $ 131,000 |
| Laclede County Missouri | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Lawrence County Missouri | 1 | $ 74,000 | $ 74,000 | $ 24,000 |
| Linn County Missouri | 1 | $ 88,000 | $ 88,000 | $ 88,000 |
| Madison County Missouri | 1 | $ 129,000 | $ 129,000 | $ 69,000 |
| Newton County Missouri | 1 | $ 417,000 | $ 417,000 | $ 216,000 |
| Ray County Missouri | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Saline County Missouri | 1 | $ 193,000 | $ 193,000 | $ 70,000 |
| Scott County Missouri | 1 | $ 128,000 | $ 128,000 | $ 85,000 |
| Texas County Missouri | 1 | $ 91,000 | $ 91,000 | $ 260,000 |
| Vernon County Missouri | 1 | $ 110,000 | $ 110,000 | $ 79,000 |
| Gallatin County Montana | 1 | $ 292,000 | $ 292,000 | $ 120,000 |
| Adams County Nebraska | 1 | $ 153,000 | $ 153,000 | $ 65,000 |
| Cass County Nebraska | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Grafton County New Hampshire | 1 | $ 390,000 | $ 390,000 | $ 114,000 |
| Hillsborough County New Hampshire | 1 | $ 292,000 | $ 292,000 | $ 130,000 |
| Rockingham County New Hampshire | 1 | $ 332,000 | $ 332,000 | $ 0 |
| Essex County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 124,000 |
| Hudson County New Jersey | 1 | $ 268,000 | $ 268,000 | $ 150,000 |
| Westchester County New York | 1 | $ 280,000 | $ 280,000 | $ 115,000 |
| Alamance County North Carolina | 1 | $ 88,000 | $ 88,000 | $ 150,000 |
| Cumberland County North Carolina | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Dare County North Carolina | 1 | $ 262,000 | $ 262,000 | $ 48,000 |
| New Hanover County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 256,000 |
| Orange County North Carolina | 1 | $ 162,000 | $ 162,000 | $ 30,000 |
| Franklin County Ohio | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Warren County Ohio | 1 | $ 232,000 | $ 232,000 | $ 80,000 |
| Beaver County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Cleveland County Oklahoma | 1 | $ 281,000 | $ 281,000 | $ 207,000 |
| Craig County Oklahoma | 1 | $ 183,000 | $ 183,000 | $ 88,000 |
| Delaware County Oklahoma | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Love County Oklahoma | 1 | $ 200,000 | $ 200,000 | $ 64,000 |
| Payne County Oklahoma | 1 | $ 191,000 | $ 191,000 | $ 88,000 |
| Tulsa County Oklahoma | 1 | $ 127,000 | $ 127,000 | $ 79,000 |
| Clackamas County Oregon | 1 | $ 417,000 | $ 417,000 | $ 199,000 |
| Lane County Oregon | 1 | $ 95,000 | $ 95,000 | $ 79,000 |
| Multnomah County Oregon | 1 | $ 210,000 | $ 210,000 | $ 83,000 |
| Washington County Oregon | 1 | $ 370,000 | $ 370,000 | $ 225,000 |
| Allegheny County Pennsylvania | 1 | $ 109,000 | $ 109,000 | $ 41,000 |
| Carbon County Pennsylvania | 1 | $ 114,000 | $ 114,000 | $ 93,000 |
| Delaware County Pennsylvania | 1 | $ 276,000 | $ 276,000 | $ 158,000 |
| Luzerne County Pennsylvania | 1 | $ 98,000 | $ 98,000 | $ 62,000 |
| York County Pennsylvania | 1 | $ 116,000 | $ 116,000 | $ 115,000 |
| Berkeley County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 110,000 |
| Union County South Dakota | 1 | $ 231,000 | $ 231,000 | $ 125,000 |
| Montgomery County Tennessee | 1 | $ 182,000 | $ 182,000 | $ 50,000 |
| Obion County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 79,000 |
| Williamson County Tennessee | 1 | $ 264,000 | $ 264,000 | $ 232,000 |
| Brazos County Texas | 1 | $ 275,000 | $ 275,000 | $ 127,000 |
| Denton County Texas | 1 | $ 133,000 | $ 133,000 | $ 30,000 |
| Fort Bend County Texas | 1 | $ 120,000 | $ 120,000 | $ 104,000 |
| Hardin County Texas | 1 | $ 96,000 | $ 96,000 | $ 85,000 |
| Hays County Texas | 1 | $ 231,000 | $ 231,000 | $ 89,000 |
| Randall County Texas | 1 | $ 276,000 | $ 276,000 | $ 134,000 |
| Williamson County Texas | 1 | $ 200,000 | $ 200,000 | $ 81,000 |
| Davis County Utah | 1 | $ 236,000 | $ 236,000 | $ 71,000 |
| Weber County Utah | 1 | $ 278,000 | $ 278,000 | $ 115,000 |
| Chesapeake County Virginia | 1 | $ 210,000 | $ 210,000 | $ 122,000 |
| Hanover County Virginia | 1 | $ 200,000 | $ 200,000 | $ 37,000 |
| Loudoun County Virginia | 1 | $ 330,000 | $ 330,000 | $ 600,000 |
| New Kent County Virginia | 1 | $ 214,000 | $ 214,000 | $ 63,000 |
| Poquoson County Virginia | 1 | $ 300,000 | $ 300,000 | $ 245,000 |
| Richmond City County Virginia | 1 | $ 242,000 | $ 242,000 | $ 133,000 |
| Snohomish County Washington | 1 | $ 283,000 | $ 283,000 | $ 87,000 |
| Door County Wisconsin | 1 | $ 237,000 | $ 237,000 | $ 144,000 |
| Portage County Wisconsin | 1 | $ 249,000 | $ 249,000 | $ 76,000 |
| Price County Wisconsin | 1 | $ 177,000 | $ 177,000 | $ 99,000 |
Mortgage Loan Application Detail Totals for Pulaski Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 8,261 | $1,585,237,000 | $191,000 | $3,375,000 | $91,000 | $4,516,000 |
| Home Purchase | 7,256 | $1,085,019,000 | $149,000 | $2,242,000 | $72,000 | $1,642,000 |
| Home Improvement | 96 | $15,762,000 | $164,000 | $400,000 | $86,000 | $204,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,695 | $2,210,536,000 | $174,000 | $2,242,000 | $84,000 | $4,516,000 |
| Not Provided | 1,696 | $290,250,000 | $171,000 | $1,500,000 | $82,000 | $1,615,000 |
| Black or African American | 636 | $78,704,000 | $123,000 | $498,000 | $53,000 | $587,000 |
| Asian | 318 | $58,879,000 | $185,000 | $700,000 | $96,000 | $540,000 |
| Hispanic | 221 | $35,627,000 | $161,000 | $766,000 | $66,000 | $533,000 |
| American Indian or Alaskan Native | 24 | $4,293,000 | $178,000 | $417,000 | $85,000 | $271,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $1,950,000 | $139,000 | $235,000 | $64,000 | $159,000 |
| Not applicable | 9 | $5,779,000 | $642,000 | $3,375,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,418 | $1,779,854,000 | $188,000 | $3,375,000 | $103,000 | $4,516,000 |
| FHA-insured (Federal Housing Administration) | 5,404 | $779,648,000 | $144,000 | $741,000 | $51,000 | $732,000 |
| VA-guaranteed (Veterans Administration) | 497 | $87,545,000 | $176,000 | $450,000 | $51,000 | $275,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 294 | $38,971,000 | $132,000 | $337,000 | $46,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 13,524 | $2,314,329,000 | $171,000 | $3,375,000 | $82,000 | $4,516,000 |
| Application Withdrawn By Applicant | 1,351 | $242,293,000 | $179,000 | $1,931,000 | $87,000 | $1,615,000 |
| Application Denied By Financial Institution | 510 | $87,184,000 | $170,000 | $1,500,000 | $74,000 | $677,000 |
| Application Approved But Not Accepted | 223 | $41,554,000 | $186,000 | $1,508,000 | $81,000 | $429,000 |
| File Closed For Incompleteness | 5 | $658,000 | $131,000 | $255,000 | $71,000 | $108,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 250 | $45,714,000 | $182,000 | $900,000 | $89,000 | $677,000 |
| Debt-To-Income Ratio | 95 | $17,767,000 | $187,000 | $810,000 | $62,000 | $366,000 |
| Credit History | 58 | $8,025,000 | $138,000 | $377,000 | $52,000 | $190,000 |
| Other | 40 | $5,977,000 | $149,000 | $577,000 | $63,000 | $282,000 |
| Unverifiable Information | 19 | $1,951,000 | $102,000 | $215,000 | $52,000 | $141,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $3,980,000 | $234,000 | $1,500,000 | $92,000 | $500,000 |
| Employment History | 16 | $1,668,000 | $104,000 | $320,000 | $60,000 | $241,000 |
| Credit Application Incomplete | 8 | $1,391,000 | $173,000 | $286,000 | $45,000 | $77,000 |
| Mortgage Insurance Denied | 7 | $711,000 | $101,000 | $269,000 | $51,000 | $137,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pulaski Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pulaski Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.