R-G Crown Bank Mortgage Lending & HMDA Data, 2005
In 2005, R-G Crown Bank of Casselberry, FL reported 7,429 mortgage applications totaling $1.9 billion, up 29% from 2004. The average application was for $250,195, and applicants reported an average income of $76,236. 44% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Orlando, FL (1,409), Tampa-St. Petersburg-Clearwater, FL (681) and Lakeland, FL (460) (applications in parentheses).
| Mortgage Company & Address | R-G Crown Bank 105 Live Oaks Gardens Casselberry, FL 32707 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,429 |
| Total Mortgage Loan Application Amount | $1,858,706,000 |
| Average Mortgage Loan Application Amount | $250,195 |
| Highest Mortgage Loan Application Amount | $6,000,000 |
| Average Applicant Income | $76,236 |
| Highest Applicant Income | $4,807,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records R-G Crown Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Orlando, FL | 1,409 | $ 368,870,000 | $ 261,795 | $ 88,000 |
| Tampa-St. Petersburg-Clearwater, FL | 681 | $ 160,161,000 | $ 235,185 | $ 99,000 |
| Lakeland, FL | 460 | $ 77,429,000 | $ 168,323 | $ 59,000 |
| Jacksonville, FL | 456 | $ 86,507,000 | $ 189,708 | $ 87,000 |
| Cape Coral-Fort Myers, FL | 429 | $ 113,787,000 | $ 265,237 | $ 114,000 |
| Port St. Lucie-Fort Pierce, FL | 340 | $ 121,431,000 | $ 357,150 | $ 119,000 |
| Sarasota-Bradenton-Venice, FL | 278 | $ 110,903,000 | $ 398,931 | $ 141,000 |
| Des Moines, IA | 225 | $ 19,934,000 | $ 88,595 | $ 5,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 179 | $ 34,184,000 | $ 190,972 | $ 65,000 |
| Palm Bay-Melbourne-Titusville, FL | 174 | $ 39,517,000 | $ 227,109 | $ 86,000 |
| Nassau-Suffolk, NY | 150 | $ 41,891,000 | $ 279,273 | $ 16,000 |
| Richmond, VA | 131 | $ 35,161,000 | $ 268,404 | $ 73,000 |
| Ocala, FL | 100 | $ 17,494,000 | $ 174,940 | $ 69,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 96 | $ 40,016,000 | $ 416,833 | $ 133,000 |
| Miami-Miami Beach-Kendall, FL | 93 | $ 31,043,000 | $ 333,795 | $ 94,000 |
| Charlotte-Gastonia-Concord, NC-SC | 68 | $ 10,854,000 | $ 159,617 | $ 31,000 |
| Naples-Marco Island, FL | 68 | $ 33,530,000 | $ 493,088 | $ 303,000 |
| Houston-Baytown-Sugar Land, TX | 63 | $ 16,978,000 | $ 269,492 | $ 10,000 |
| Augusta-Richmond County, GA-SC | 62 | $ 2,761,000 | $ 44,532 | $ 44,000 |
| Gainesville, FL | 59 | $ 13,282,000 | $ 225,118 | $ 96,000 |
| Baltimore-Towson, MD | 44 | $ 12,945,000 | $ 294,204 | $ 12,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 44 | $ 13,926,000 | $ 316,500 | $ 216,000 |
| New York-Wayne-White Plains, NY-NJ | 31 | $ 8,966,000 | $ 289,225 | $ 58,000 |
| Phoenix-Mesa-Scottsdale, AZ | 28 | $ 6,682,000 | $ 238,642 | $ 10,000 |
| Warren-Farmington Hills-Troy, MI | 28 | $ 9,791,000 | $ 349,678 | $ 0 |
| Punta Gorda, FL | 27 | $ 5,247,000 | $ 194,333 | $ 75,000 |
| Chicago-Naperville-Joliet, IL | 26 | $ 7,834,000 | $ 301,307 | $ 14,000 |
| Vero Beach, FL | 26 | $ 8,760,000 | $ 336,923 | $ 77,000 |
| Dallas-Plano-Irving, TX | 23 | $ 6,467,000 | $ 281,173 | $ 2,000 |
| Atlanta-Sandy Springs-Marietta, GA | 22 | $ 4,691,000 | $ 213,227 | $ 50,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 20 | $ 4,790,000 | $ 239,500 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 19 | $ 5,467,000 | $ 287,736 | $ 65,000 |
| Harrisburg-Carlisle, PA | 17 | $ 4,297,000 | $ 252,764 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 17 | $ 4,131,000 | $ 243,000 | $ 19,000 |
| Philadelphia, PA | 17 | $ 4,402,000 | $ 258,941 | $ 2,000 |
| Columbus, OH | 16 | $ 2,985,000 | $ 186,562 | $ 0 |
| Austin-Round Rock, TX | 15 | $ 4,726,000 | $ 315,066 | $ 0 |
| Bethesda-Frederick-Gaithersburg, MD | 15 | $ 4,275,000 | $ 285,000 | $ 29,000 |
| Pittsburgh, PA | 15 | $ 3,144,000 | $ 209,600 | $ 0 |
| Albany-Schenectady-Troy, NY | 13 | $ 2,620,000 | $ 201,538 | $ 0 |
| Greensboro-High Point, NC | 13 | $ 4,183,000 | $ 321,769 | $ 75,000 |
| Los Angeles-Long Beach-Glendale, CA | 13 | $ 4,415,000 | $ 339,615 | $ 28,000 |
| Tallahassee, FL | 13 | $ 3,750,000 | $ 288,461 | $ 103,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 12 | $ 2,343,000 | $ 195,250 | $ 0 |
| Cleveland-Elyria-Mentor, OH | 12 | $ 3,173,000 | $ 264,416 | $ 0 |
| Indianapolis, IN | 12 | $ 2,020,000 | $ 168,333 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 12 | $ 3,890,000 | $ 324,166 | $ 0 |
| Eugene-Springfield, OR | 11 | $ 2,940,000 | $ 267,272 | $ 0 |
| Seattle-Bellevue-Everett, WA | 11 | $ 4,600,000 | $ 418,181 | $ 19,000 |
| Cincinnati-Middletown, OH-KY-IN | 10 | $ 2,146,000 | $ 214,600 | $ 4,000 |
| Fort Worth-Arlington, TX | 10 | $ 2,080,000 | $ 208,000 | $ 0 |
| Huntsville, AL | 10 | $ 2,429,000 | $ 242,900 | $ 0 |
| Lynchburg, VA | 10 | $ 2,043,000 | $ 204,300 | $ 34,000 |
| Yakima, WA | 10 | $ 2,831,000 | $ 283,100 | $ 0 |
| Grand Rapids-Wyoming, MI | 9 | $ 2,310,000 | $ 256,666 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 9 | $ 2,580,000 | $ 286,666 | $ 0 |
| Nashville-Davidson--Murfreesboro, TN | 9 | $ 1,898,000 | $ 210,888 | $ 7,000 |
| Riverside-San Bernardino-Ontario, CA | 9 | $ 1,871,000 | $ 207,888 | $ 15,000 |
| San Antonio, TX | 9 | $ 2,339,000 | $ 259,888 | $ 0 |
| Wilmington, NC | 9 | $ 2,452,000 | $ 272,444 | $ 0 |
| Birmingham-Hoover, AL | 8 | $ 2,159,000 | $ 269,875 | $ 0 |
| Dayton, OH | 8 | $ 2,126,000 | $ 265,750 | $ 6,000 |
| Denver-Aurora, CO | 8 | $ 2,038,000 | $ 254,750 | $ 0 |
| Detroit-Livonia-Dearborn, MI | 8 | $ 1,453,000 | $ 181,625 | $ 0 |
| Kansas City, MO-KS | 8 | $ 991,000 | $ 123,875 | $ 0 |
| Raleigh-Cary, NC | 8 | $ 2,286,000 | $ 285,750 | $ 0 |
| Wilmington, DE-MD-NJ | 8 | $ 879,000 | $ 109,875 | $ 42,000 |
| Winston-Salem, NC | 8 | $ 3,218,000 | $ 402,250 | $ 104,000 |
| Akron, OH | 7 | $ 1,559,000 | $ 222,714 | $ 0 |
| Baton Rouge, LA | 7 | $ 1,037,000 | $ 148,142 | $ 0 |
| Lafayette, LA | 7 | $ 1,249,000 | $ 178,428 | $ 0 |
| Spokane, WA | 7 | $ 1,725,000 | $ 246,428 | $ 0 |
| Syracuse, NY | 7 | $ 1,528,000 | $ 218,285 | $ 0 |
| Ann Arbor, MI | 6 | $ 2,563,000 | $ 427,166 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 6 | $ 2,861,000 | $ 476,833 | $ 36,000 |
| Brownsville-Harlingen, TX | 6 | $ 953,000 | $ 158,833 | $ 0 |
| Panama City-Lynn Haven, FL | 6 | $ 1,131,000 | $ 188,500 | $ 24,000 |
| Rochester, NY | 6 | $ 1,336,000 | $ 222,666 | $ 0 |
| Worcester, MA | 6 | $ 1,646,000 | $ 274,333 | $ 0 |
| Edison, NJ | 5 | $ 1,411,000 | $ 282,200 | $ 70,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 5 | $ 1,285,000 | $ 257,000 | $ 0 |
| Mobile, AL | 5 | $ 587,000 | $ 117,400 | $ 0 |
| New Orleans-Metairie-Kenner, LA | 5 | $ 905,000 | $ 181,000 | $ 0 |
| Reading, PA | 5 | $ 1,522,000 | $ 304,400 | $ 5,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 5 | $ 2,332,000 | $ 466,400 | $ 24,000 |
| Saginaw-Saginaw Township North, MI | 5 | $ 1,034,000 | $ 206,800 | $ 26,000 |
| St. Louis, MO-IL | 5 | $ 685,000 | $ 137,000 | $ 22,000 |
| Tulsa, OK | 5 | $ 768,000 | $ 153,600 | $ 0 |
| York-Hanover, PA | 5 | $ 1,194,000 | $ 238,800 | $ 0 |
| Albuquerque, NM | 4 | $ 1,341,000 | $ 335,250 | $ 0 |
| Boston-Quincy, MA | 4 | $ 556,000 | $ 139,000 | $ 47,000 |
| Buffalo-Niagara Falls, NY | 4 | $ 665,000 | $ 166,250 | $ 21,000 |
| Cambridge-Newton-Framingham, MA | 4 | $ 1,538,000 | $ 384,500 | $ 0 |
| Charleston-North Charleston, SC | 4 | $ 1,007,000 | $ 251,750 | $ 0 |
| Columbia, SC | 4 | $ 486,000 | $ 121,500 | $ 26,000 |
| Fort Wayne, IN | 4 | $ 1,102,000 | $ 275,500 | $ 0 |
| Reno-Sparks, NV | 4 | $ 2,380,000 | $ 595,000 | $ 0 |
| Roanoke, VA | 4 | $ 1,125,000 | $ 281,250 | $ 0 |
| Salt Lake City, UT | 4 | $ 1,334,000 | $ 333,500 | $ 473,000 |
| Santa Ana-Anaheim-Irvine, CA | 4 | $ 3,563,000 | $ 890,750 | $ 0 |
| Springfield, MA | 4 | $ 637,000 | $ 159,250 | $ 15,000 |
| Stockton, CA | 4 | $ 1,246,000 | $ 311,500 | $ 0 |
| Anchorage, AK | 3 | $ 738,000 | $ 246,000 | $ 0 |
| Asheville, NC | 3 | $ 1,839,000 | $ 613,000 | $ 85,000 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 716,000 | $ 238,666 | $ 0 |
| Boise City-Nampa, ID | 3 | $ 930,000 | $ 310,000 | $ 0 |
| Charleston, WV | 3 | $ 547,000 | $ 182,333 | $ 0 |
| Colorado Springs, CO | 3 | $ 619,000 | $ 206,333 | $ 0 |
| Durham, NC | 3 | $ 1,589,000 | $ 529,666 | $ 0 |
| Evansville, IN-KY | 3 | $ 197,000 | $ 65,666 | $ 0 |
| Flint, MI | 3 | $ 780,000 | $ 260,000 | $ 0 |
| Fresno, CA | 3 | $ 641,000 | $ 213,666 | $ 0 |
| Gary, IN | 3 | $ 507,000 | $ 169,000 | $ 48,000 |
| Glens Falls, NY | 3 | $ 730,000 | $ 243,333 | $ 0 |
| Greenville, SC | 3 | $ 1,219,000 | $ 406,333 | $ 165,000 |
| Hagerstown-Martinsburg, MD-WV | 3 | $ 582,000 | $ 194,000 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 3 | $ 1,675,000 | $ 558,333 | $ 0 |
| Jackson, MI | 3 | $ 618,000 | $ 206,000 | $ 0 |
| Kennewick-Richland-Pasco, WA | 3 | $ 743,000 | $ 247,666 | $ 0 |
| Lake County-Kenosha County, IL-WI | 3 | $ 925,000 | $ 308,333 | $ 0 |
| Lansing-East Lansing, MI | 3 | $ 479,000 | $ 159,666 | $ 28,000 |
| Louisville, KY-IN | 3 | $ 444,000 | $ 148,000 | $ 0 |
| Madera, CA | 3 | $ 927,000 | $ 309,000 | $ 0 |
| Memphis, TN-MS-AR | 3 | $ 775,000 | $ 258,333 | $ 0 |
| Norwich-New London, CT | 3 | $ 714,000 | $ 238,000 | $ 0 |
| Oklahoma City, OK | 3 | $ 853,000 | $ 284,333 | $ 0 |
| Portland-Vancouver-Beaverton, OR-WA | 3 | $ 1,037,000 | $ 345,666 | $ 0 |
| Providence-New Bedford-Fall River, RI-MA | 3 | $ 516,000 | $ 172,000 | $ 6,000 |
| Redding, CA | 3 | $ 916,000 | $ 305,333 | $ 0 |
| Utica-Rome, NY | 3 | $ 718,000 | $ 239,333 | $ 0 |
| Wichita, KS | 3 | $ 409,000 | $ 136,333 | $ 15,000 |
| Bakersfield, CA | 2 | $ 513,000 | $ 256,500 | $ 0 |
| Battle Creek, MI | 2 | $ 322,000 | $ 161,000 | $ 0 |
| Bend, OR | 2 | $ 648,000 | $ 324,000 | $ 0 |
| Bloomington, IN | 2 | $ 255,000 | $ 127,500 | $ 0 |
| Camden, NJ | 2 | $ 432,000 | $ 216,000 | $ 0 |
| Canton-Massillon, OH | 2 | $ 314,000 | $ 157,000 | $ 0 |
| Columbus, IN | 2 | $ 112,000 | $ 56,000 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 688,000 | $ 344,000 | $ 0 |
| Holland-Grand Haven, MI | 2 | $ 563,000 | $ 281,500 | $ 0 |
| Kalamazoo-Portage, MI | 2 | $ 357,000 | $ 178,500 | $ 0 |
| Killeen-Temple-Fort Hood, TX | 2 | $ 226,000 | $ 113,000 | $ 0 |
| Las Vegas-Paradise, NV | 2 | $ 2,190,000 | $ 1,095,000 | $ 0 |
| Little Rock-North Little Rock, AR | 2 | $ 504,000 | $ 252,000 | $ 0 |
| Monroe, LA | 2 | $ 208,000 | $ 104,000 | $ 37,000 |
| Montgomery, AL | 2 | $ 234,000 | $ 117,000 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 2 | $ 246,000 | $ 123,000 | $ 0 |
| New Haven-Milford, CT | 2 | $ 620,000 | $ 310,000 | $ 22,000 |
| Newark-Union, NJ-PA | 2 | $ 580,000 | $ 290,000 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 944,000 | $ 472,000 | $ 0 |
| Portland-South Portland-Biddeford, ME | 2 | $ 447,000 | $ 223,500 | $ 0 |
| Prescott, AZ | 2 | $ 471,000 | $ 235,500 | $ 0 |
| Rockford, IL | 2 | $ 357,000 | $ 178,500 | $ 78,000 |
| Savannah, GA | 2 | $ 350,000 | $ 175,000 | $ 232,000 |
| Sherman-Denison, TX | 2 | $ 449,000 | $ 224,500 | $ 0 |
| State College, PA | 2 | $ 332,000 | $ 166,000 | $ 0 |
| Toledo, OH | 2 | $ 334,000 | $ 167,000 | $ 0 |
| Tucson, AZ | 2 | $ 506,000 | $ 253,000 | $ 0 |
| Tyler, TX | 2 | $ 423,000 | $ 211,500 | $ 49,000 |
| Yuma, AZ | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Ames, IA | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Anderson, SC | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Barnstable Town, MA | 1 | $ 579,000 | $ 579,000 | $ 0 |
| Bay City, MI | 1 | $ 241,000 | $ 241,000 | $ 0 |
| Binghamton, NY | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Bremerton-Silverdale, WA | 1 | $ 287,000 | $ 287,000 | $ 0 |
| Carson City, NV | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Champaign-Urbana, IL | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Charlottesville, VA | 1 | $ 200,000 | $ 200,000 | $ 163,000 |
| Chattanooga, TN-GA | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Coeur D'Alene, ID | 1 | $ 216,000 | $ 216,000 | $ 0 |
| College Station-Bryan, TX | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Columbia, MO | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Columbus, GA-AL | 1 | $ 160,000 | $ 160,000 | $ 43,000 |
| Cumberland, MD-WV | 1 | $ 409,000 | $ 409,000 | $ 0 |
| Dothan, AL | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Dover, DE | 1 | $ 300,000 | $ 300,000 | $ 0 |
| El Paso, TX | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Essex County, MA | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Flagstaff, AZ | 1 | $ 324,000 | $ 324,000 | $ 0 |
| Florence, SC | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Florence-Muscle Shoals, AL | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Fort Walton Beach-Crestview-Destin, FL | 1 | $ 455,000 | $ 455,000 | $ 204,000 |
| Hot Springs, AR | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Houma-Bayou Cane-Thibodaux, LA | 1 | $ 242,000 | $ 242,000 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 41,000 | $ 41,000 | $ 9,000 |
| Jackson, MS | 1 | $ 270,000 | $ 270,000 | $ 0 |
| Jacksonville, NC | 1 | $ 259,000 | $ 259,000 | $ 0 |
| Janesville, WI | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Johnson City, TN | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Kokomo, IN | 1 | $ 193,000 | $ 193,000 | $ 0 |
| La Crosse, WI-MN | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Lafayette, IN | 1 | $ 317,000 | $ 317,000 | $ 0 |
| Lawton, OK | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Lebanon, PA | 1 | $ 329,000 | $ 329,000 | $ 0 |
| Macon, GA | 1 | $ 32,000 | $ 32,000 | $ 20,000 |
| Manchester-Nashua, NH | 1 | $ 133,000 | $ 133,000 | $ 103,000 |
| Mansfield, OH | 1 | $ 294,000 | $ 294,000 | $ 0 |
| McAllen-Edinburg-Pharr, TX | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Midland, TX | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Missoula, MT | 1 | $ 264,000 | $ 264,000 | $ 0 |
| Monroe, MI | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Mount Vernon-Anacortes, WA | 1 | $ 261,000 | $ 261,000 | $ 0 |
| Niles-Benton Harbor, MI | 1 | $ 42,000 | $ 42,000 | $ 18,000 |
| Olympia, WA | 1 | $ 467,000 | $ 467,000 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Pascagoula, MS | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Poughkeepsie-Newburgh-Middletown, NY | 1 | $ 110,000 | $ 110,000 | $ 138,000 |
| Provo-Orem, UT | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Rockingham County-Strafford County, NH | 1 | $ 307,000 | $ 307,000 | $ 0 |
| Rocky Mount, NC | 1 | $ 85,000 | $ 85,000 | $ 130,000 |
| Salisbury, MD | 1 | $ 203,000 | $ 203,000 | $ 0 |
| San Diego-Carlsbad-San Marcos, CA | 1 | $ 139,000 | $ 139,000 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 71,000 | $ 71,000 | $ 60,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Scranton--Wilkes-Barre, PA | 1 | $ 255,000 | $ 255,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Spartanburg, SC | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Springfield, OH | 1 | $ 111,000 | $ 111,000 | $ 0 |
| St. Cloud, MN | 1 | $ 119,000 | $ 119,000 | $ 0 |
| St. Joseph, MO-KS | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Warner Robins, GA | 1 | $ 123,000 | $ 123,000 | $ 87,000 |
| Wenatchee, WA | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Yuba City, CA | 1 | $ 360,000 | $ 360,000 | $ 0 |
Mortgage Loan Application Detail Totals for R-G Crown Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,493 | $1,505,288,000 | $257,833 | $4,814,000 | $29,020 | $4,807,000 |
| Refinancing | 1,545 | $305,413,000 | $209,833 | $2,074,000 | $19,023 | $1,446,000 |
| Home Improvement | 391 | $48,005,000 | $64,000 | $6,000,000 | $55,333 | $1,500,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,303 | $776,580,000 | $259,770 | $3,680,000 | $0 | $0 |
| White | 2,759 | $750,620,000 | $159,612 | $6,000,000 | $172,645 | $4,225,000 |
| Hispanic | 672 | $136,860,000 | $206,500 | $1,500,000 | $276,583 | $4,807,000 |
| Not Provided | 300 | $113,196,000 | $232,727 | $2,700,000 | $126,181 | $2,532,000 |
| Black or African American | 196 | $36,047,000 | $146,818 | $798,000 | $75,454 | $603,000 |
| Asian | 164 | $37,453,000 | $235,400 | $995,000 | $102,000 | $395,000 |
| American Indian or Alaskan Native | 18 | $3,892,000 | $170,000 | $763,000 | $75,333 | $354,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $4,058,000 | $238,000 | $582,000 | $65,000 | $232,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,353 | $1,847,418,000 | $247,937 | $6,000,000 | $29,125 | $4,807,000 |
| FHA-insured (Federal Housing Administration) | 59 | $7,990,000 | $157,833 | $290,000 | $833 | $38,000 |
| VA-guaranteed (Veterans Administration) | 17 | $3,298,000 | $184,500 | $240,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,291 | $884,473,000 | $154,466 | $4,814,000 | $222,100 | $4,807,000 |
| Loan Purchased By The Institution | 3,254 | $748,113,000 | $259,625 | $1,925,000 | $0 | $0 |
| Application Denied By Financial Institution | 349 | $72,728,000 | $130,888 | $6,000,000 | $79,777 | $1,500,000 |
| Application Withdrawn By Applicant | 336 | $94,721,000 | $243,600 | $3,938,000 | $121,066 | $1,636,000 |
| Application Approved But Not Accepted | 194 | $57,937,000 | $435,000 | $1,800,000 | $284,200 | $743,000 |
| File Closed For Incompleteness | 5 | $734,000 | $146,000 | $180,000 | $81,000 | $174,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 114 | $19,252,000 | $110,000 | $1,120,000 | $49,000 | $322,000 |
| Credit History | 88 | $10,003,000 | $144,833 | $840,000 | $74,500 | $605,000 |
| Other | 71 | $26,199,000 | $168,000 | $6,000,000 | $63,000 | $1,500,000 |
| Collateral | 27 | $5,507,000 | $168,500 | $600,000 | $97,250 | $648,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $5,545,000 | $277,000 | $954,000 | $77,000 | $271,000 |
| Employment History | 15 | $2,815,000 | $187,000 | $390,000 | $63,000 | $222,000 |
| Unverifiable Information | 8 | $1,786,000 | $222,500 | $707,000 | $156,000 | $228,000 |
| Credit Application Incomplete | 5 | $790,000 | $158,000 | $321,000 | $93,000 | $233,000 |
| Mortgage Insurance Denied | 1 | $831,000 | $831,000 | $831,000 | $150,000 | $150,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into R-G Crown Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess R-G Crown Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
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