R-G Crown Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005

R-G Crown Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address R-G Crown Bank
105 Live Oaks Gardens
Casselberry, FL 32707
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 7,429
Total Mortgage Loan Application Amount $1,858,706,000
Average Mortgage Loan Application Amount $229,903
Highest Mortgage Loan Application Amount $6,000,000
Average Applicant Income $25,354
Highest Applicant Income $4,807,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with R-G Crown Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing R-G Crown Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2005 breaks down R-G Crown Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how R-G Crown Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by R-G Crown Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at R-G Crown Bank's mortgage activity for 2005.

Mortgage Loan Application Totals for R-G Crown Bank by Metropolitan Area in 2005

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
ORLANDO, FL 1,409 $ 368,870,000 $ 261,000 $ 88,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 681 $ 160,161,000 $ 235,000 $ 99,000
LAKELAND, FL 460 $ 77,429,000 $ 168,000 $ 59,000
JACKSONVILLE, FL 456 $ 86,507,000 $ 189,000 $ 87,000
CAPE CORAL-FORT MYERS, FL 429 $ 113,787,000 $ 265,000 $ 114,000
PORT ST. LUCIE-FORT PIERCE, FL 340 $ 121,431,000 $ 357,000 $ 119,000
SARASOTA-BRADENTON-VENICE, FL 278 $ 110,903,000 $ 398,000 $ 141,000
DES MOINES, IA 225 $ 19,934,000 $ 88,000 $ 5,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 179 $ 34,184,000 $ 190,000 $ 65,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 174 $ 39,517,000 $ 227,000 $ 86,000
NASSAU-SUFFOLK, NY 150 $ 41,891,000 $ 279,000 $ 16,000
RICHMOND, VA 131 $ 35,161,000 $ 268,000 $ 73,000
OCALA, FL 100 $ 17,494,000 $ 174,000 $ 69,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 96 $ 40,016,000 $ 416,000 $ 133,000
MIAMI-MIAMI BEACH-KENDALL, FL 93 $ 31,043,000 $ 333,000 $ 94,000
CHARLOTTE-GASTONIA-CONCORD, NC-SC 68 $ 10,854,000 $ 159,000 $ 31,000
NAPLES-MARCO ISLAND, FL 68 $ 33,530,000 $ 493,000 $ 303,000
HOUSTON-BAYTOWN-SUGAR LAND, TX 63 $ 16,978,000 $ 269,000 $ 10,000
AUGUSTA-RICHMOND COUNTY, GA-SC 62 $ 2,761,000 $ 44,000 $ 44,000
GAINESVILLE, FL 59 $ 13,282,000 $ 225,000 $ 96,000
BALTIMORE-TOWSON, MD 44 $ 12,945,000 $ 294,000 $ 12,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 44 $ 13,926,000 $ 316,000 $ 216,000
NEW YORK-WAYNE-WHITE PLAINS, NY-NJ 31 $ 8,966,000 $ 289,000 $ 58,000
PHOENIX-MESA-SCOTTSDALE, AZ 28 $ 6,682,000 $ 238,000 $ 10,000
WARREN-FARMINGTON HILLS-TROY, MI 28 $ 9,791,000 $ 349,000 $ 0
PUNTA GORDA, FL 27 $ 5,247,000 $ 194,000 $ 75,000
CHICAGO-NAPERVILLE-JOLIET, IL 26 $ 7,834,000 $ 301,000 $ 14,000
VERO BEACH, FL 26 $ 8,760,000 $ 336,000 $ 77,000
DALLAS-PLANO-IRVING, TX 23 $ 6,467,000 $ 281,000 $ 2,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 22 $ 4,691,000 $ 213,000 $ 50,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 20 $ 4,790,000 $ 239,000 $ 0
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 19 $ 5,467,000 $ 287,000 $ 65,000
HARRISBURG-CARLISLE, PA 17 $ 4,297,000 $ 252,000 $ 0
PENSACOLA-FERRY PASS-BRENT, FL 17 $ 4,131,000 $ 243,000 $ 19,000
PHILADELPHIA, PA 17 $ 4,402,000 $ 258,000 $ 2,000
COLUMBUS, OH 16 $ 2,985,000 $ 186,000 $ 0
AUSTIN-ROUND ROCK, TX 15 $ 4,726,000 $ 315,000 $ 0
BETHESDA-FREDERICK-GAITHERSBURG, MD 15 $ 4,275,000 $ 285,000 $ 29,000
PITTSBURGH, PA 15 $ 3,144,000 $ 209,000 $ 0
ALBANY-SCHENECTADY-TROY, NY 13 $ 2,620,000 $ 201,000 $ 0
GREENSBORO-HIGH POINT, NC 13 $ 4,183,000 $ 321,000 $ 75,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 13 $ 4,415,000 $ 339,000 $ 28,000
TALLAHASSEE, FL 13 $ 3,750,000 $ 288,000 $ 103,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 12 $ 2,343,000 $ 195,000 $ 0
CLEVELAND-ELYRIA-MENTOR, OH 12 $ 3,173,000 $ 264,000 $ 0
INDIANAPOLIS, IN 12 $ 2,020,000 $ 168,000 $ 0
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 12 $ 3,890,000 $ 324,000 $ 0
EUGENE-SPRINGFIELD, OR 11 $ 2,940,000 $ 267,000 $ 0
SEATTLE-BELLEVUE-EVERETT, WA 11 $ 4,600,000 $ 418,000 $ 19,000
CINCINNATI-MIDDLETOWN, OH-KY-IN 10 $ 2,146,000 $ 214,000 $ 4,000
FORT WORTH-ARLINGTON, TX 10 $ 2,080,000 $ 208,000 $ 0
HUNTSVILLE, AL 10 $ 2,429,000 $ 242,000 $ 0
LYNCHBURG, VA 10 $ 2,043,000 $ 204,000 $ 34,000
YAKIMA, WA 10 $ 2,831,000 $ 283,000 $ 0
GRAND RAPIDS-WYOMING, MI 9 $ 2,310,000 $ 256,000 $ 0
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 9 $ 2,580,000 $ 286,000 $ 0
NASHVILLE-DAVIDSON--MURFREESBORO, TN 9 $ 1,898,000 $ 210,000 $ 7,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 9 $ 1,871,000 $ 207,000 $ 15,000
SAN ANTONIO, TX 9 $ 2,339,000 $ 259,000 $ 0
WILMINGTON, NC 9 $ 2,452,000 $ 272,000 $ 0
BIRMINGHAM-HOOVER, AL 8 $ 2,159,000 $ 269,000 $ 0
DAYTON, OH 8 $ 2,126,000 $ 265,000 $ 6,000
DENVER-AURORA, CO 8 $ 2,038,000 $ 254,000 $ 0
DETROIT-LIVONIA-DEARBORN, MI 8 $ 1,453,000 $ 181,000 $ 0
KANSAS CITY, MO-KS 8 $ 991,000 $ 123,000 $ 0
RALEIGH-CARY, NC 8 $ 2,286,000 $ 285,000 $ 0
WILMINGTON, DE-MD-NJ 8 $ 879,000 $ 109,000 $ 42,000
WINSTON-SALEM, NC 8 $ 3,218,000 $ 402,000 $ 104,000
AKRON, OH 7 $ 1,559,000 $ 222,000 $ 0
BATON ROUGE, LA 7 $ 1,037,000 $ 148,000 $ 0
LAFAYETTE, LA 7 $ 1,249,000 $ 178,000 $ 0
SPOKANE, WA 7 $ 1,725,000 $ 246,000 $ 0
SYRACUSE, NY 7 $ 1,528,000 $ 218,000 $ 0
ANN ARBOR, MI 6 $ 2,563,000 $ 427,000 $ 0
BRIDGEPORT-STAMFORD-NORWALK, CT 6 $ 2,861,000 $ 476,000 $ 36,000
BROWNSVILLE-HARLINGEN, TX 6 $ 953,000 $ 158,000 $ 0
PANAMA CITY-LYNN HAVEN, FL 6 $ 1,131,000 $ 188,000 $ 24,000
ROCHESTER, NY 6 $ 1,336,000 $ 222,000 $ 0
WORCESTER, MA 6 $ 1,646,000 $ 274,000 $ 0
EDISON, NJ 5 $ 1,411,000 $ 282,000 $ 70,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 5 $ 1,285,000 $ 257,000 $ 0
MOBILE, AL 5 $ 587,000 $ 117,000 $ 0
NEW ORLEANS-METAIRIE-KENNER, LA 5 $ 905,000 $ 181,000 $ 0
READING, PA 5 $ 1,522,000 $ 304,000 $ 5,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 5 $ 2,332,000 $ 466,000 $ 24,000
SAGINAW-SAGINAW TOWNSHIP NORTH, MI 5 $ 1,034,000 $ 206,000 $ 26,000
ST. LOUIS, MO-IL 5 $ 685,000 $ 137,000 $ 22,000
TULSA, OK 5 $ 768,000 $ 153,000 $ 0
YORK-HANOVER, PA 5 $ 1,194,000 $ 238,000 $ 0
ALBUQUERQUE, NM 4 $ 1,341,000 $ 335,000 $ 0
BOSTON-QUINCY, MA 4 $ 556,000 $ 139,000 $ 47,000
BUFFALO-NIAGARA FALLS, NY 4 $ 665,000 $ 166,000 $ 21,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 4 $ 1,538,000 $ 384,000 $ 0
CHARLESTON-NORTH CHARLESTON, SC 4 $ 1,007,000 $ 251,000 $ 0
COLUMBIA, SC 4 $ 486,000 $ 121,000 $ 26,000
FORT WAYNE, IN 4 $ 1,102,000 $ 275,000 $ 0
RENO-SPARKS, NV 4 $ 2,380,000 $ 595,000 $ 0
ROANOKE, VA 4 $ 1,125,000 $ 281,000 $ 0
SALT LAKE CITY, UT 4 $ 1,334,000 $ 333,000 $ 473,000
SANTA ANA-ANAHEIM-IRVINE, CA 4 $ 3,563,000 $ 890,000 $ 0
SPRINGFIELD, MA 4 $ 637,000 $ 159,000 $ 15,000
STOCKTON, CA 4 $ 1,246,000 $ 311,000 $ 0
ANCHORAGE, AK 3 $ 738,000 $ 246,000 $ 0
ASHEVILLE, NC 3 $ 1,839,000 $ 613,000 $ 85,000
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 3 $ 716,000 $ 238,000 $ 0
BOISE CITY-NAMPA, ID 3 $ 930,000 $ 310,000 $ 0
CHARLESTON, WV 3 $ 547,000 $ 182,000 $ 0
COLORADO SPRINGS, CO 3 $ 619,000 $ 206,000 $ 0
DURHAM, NC 3 $ 1,589,000 $ 529,000 $ 0
EVANSVILLE, IN-KY 3 $ 197,000 $ 65,000 $ 0
FLINT, MI 3 $ 780,000 $ 260,000 $ 0
FRESNO, CA 3 $ 641,000 $ 213,000 $ 0
GARY, IN 3 $ 507,000 $ 169,000 $ 48,000
GLENS FALLS, NY 3 $ 730,000 $ 243,000 $ 0
GREENVILLE, SC 3 $ 1,219,000 $ 406,000 $ 165,000
HAGERSTOWN-MARTINSBURG, MD-WV 3 $ 582,000 $ 194,000 $ 0
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 3 $ 1,675,000 $ 558,000 $ 0
JACKSON, MI 3 $ 618,000 $ 206,000 $ 0
KENNEWICK-RICHLAND-PASCO, WA 3 $ 743,000 $ 247,000 $ 0
LAKE COUNTY-KENOSHA COUNTY, IL-WI 3 $ 925,000 $ 308,000 $ 0
LANSING-EAST LANSING, MI 3 $ 479,000 $ 159,000 $ 28,000
LOUISVILLE, KY-IN 3 $ 444,000 $ 148,000 $ 0
MADERA, CA 3 $ 927,000 $ 309,000 $ 0
MEMPHIS, TN-MS-AR 3 $ 775,000 $ 258,000 $ 0
NORWICH-NEW LONDON, CT 3 $ 714,000 $ 238,000 $ 0
OKLAHOMA CITY, OK 3 $ 853,000 $ 284,000 $ 0
PORTLAND-VANCOUVER-BEAVERTON, OR-WA 3 $ 1,037,000 $ 345,000 $ 0
PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA 3 $ 516,000 $ 172,000 $ 6,000
REDDING, CA 3 $ 916,000 $ 305,000 $ 0
UTICA-ROME, NY 3 $ 718,000 $ 239,000 $ 0
WICHITA, KS 3 $ 409,000 $ 136,000 $ 15,000
BAKERSFIELD, CA 2 $ 513,000 $ 256,000 $ 0
BATTLE CREEK, MI 2 $ 322,000 $ 161,000 $ 0
BEND, OR 2 $ 648,000 $ 324,000 $ 0
BLOOMINGTON, IN 2 $ 255,000 $ 127,000 $ 0
CAMDEN, NJ 2 $ 432,000 $ 216,000 $ 0
CANTON-MASSILLON, OH 2 $ 314,000 $ 157,000 $ 0
COLUMBUS, IN 2 $ 112,000 $ 56,000 $ 0
HICKORY-LENOIR-MORGANTON, NC 2 $ 688,000 $ 344,000 $ 0
HOLLAND-GRAND HAVEN, MI 2 $ 563,000 $ 281,000 $ 0
KALAMAZOO-PORTAGE, MI 2 $ 357,000 $ 178,000 $ 0
KILLEEN-TEMPLE-FORT HOOD, TX 2 $ 226,000 $ 113,000 $ 0
LAS VEGAS-PARADISE, NV 2 $ 2,190,000 $ 1,095,000 $ 0
LITTLE ROCK-NORTH LITTLE ROCK, AR 2 $ 504,000 $ 252,000 $ 0
MONROE, LA 2 $ 208,000 $ 104,000 $ 37,000
MONTGOMERY, AL 2 $ 234,000 $ 117,000 $ 0
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC 2 $ 246,000 $ 123,000 $ 0
NEW HAVEN-MILFORD, CT 2 $ 620,000 $ 310,000 $ 22,000
NEWARK-UNION, NJ-PA 2 $ 580,000 $ 290,000 $ 0
OMAHA-COUNCIL BLUFFS, NE-IA 2 $ 944,000 $ 472,000 $ 0
PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME 2 $ 447,000 $ 223,000 $ 0
PRESCOTT, AZ 2 $ 471,000 $ 235,000 $ 0
ROCKFORD, IL 2 $ 357,000 $ 178,000 $ 78,000
SAVANNAH, GA 2 $ 350,000 $ 175,000 $ 232,000
SHERMAN-DENISON, TX 2 $ 449,000 $ 224,000 $ 0
STATE COLLEGE, PA 2 $ 332,000 $ 166,000 $ 0
TOLEDO, OH 2 $ 334,000 $ 167,000 $ 0
TUCSON, AZ 2 $ 506,000 $ 253,000 $ 0
TYLER, TX 2 $ 423,000 $ 211,000 $ 49,000
YUMA, AZ 2 $ 420,000 $ 210,000 $ 0
AMES, IA 1 $ 60,000 $ 60,000 $ 0
ANDERSON, SC 1 $ 250,000 $ 250,000 $ 0
BARNSTABLE TOWN, MA 1 $ 579,000 $ 579,000 $ 0
BAY CITY, MI 1 $ 241,000 $ 241,000 $ 0
BINGHAMTON, NY 1 $ 154,000 $ 154,000 $ 0
BREMERTON-SILVERDALE, WA 1 $ 287,000 $ 287,000 $ 0
CARSON CITY, NV 1 $ 245,000 $ 245,000 $ 0
CHAMPAIGN-URBANA, IL 1 $ 330,000 $ 330,000 $ 0
CHARLOTTESVILLE, VA 1 $ 200,000 $ 200,000 $ 163,000
CHATTANOOGA, TN-GA 1 $ 122,000 $ 122,000 $ 0
COEUR D'ALENE, ID 1 $ 216,000 $ 216,000 $ 0
COLLEGE STATION-BRYAN, TX 1 $ 85,000 $ 85,000 $ 0
COLUMBIA, MO 1 $ 150,000 $ 150,000 $ 0
COLUMBUS, GA-AL 1 $ 160,000 $ 160,000 $ 43,000
CUMBERLAND, MD-WV 1 $ 409,000 $ 409,000 $ 0
DOTHAN, AL 1 $ 315,000 $ 315,000 $ 0
DOVER, DE 1 $ 300,000 $ 300,000 $ 0
EL PASO, TX 1 $ 300,000 $ 300,000 $ 0
ESSEX COUNTY, MA 1 $ 300,000 $ 300,000 $ 0
FLAGSTAFF, AZ 1 $ 324,000 $ 324,000 $ 0
FLORENCE, SC 1 $ 215,000 $ 215,000 $ 0
FLORENCE-MUSCLE SHOALS, AL 1 $ 153,000 $ 153,000 $ 0
FORT WALTON BEACH-CRESTVIEW-DESTIN, FL 1 $ 455,000 $ 455,000 $ 204,000
HOT SPRINGS, AR 1 $ 198,000 $ 198,000 $ 0
HOUMA-BAYOU CANE-THIBODAUX, LA 1 $ 242,000 $ 242,000 $ 0
HUNTINGTON-ASHLAND, WV-KY-OH 1 $ 41,000 $ 41,000 $ 9,000
JACKSON, MS 1 $ 270,000 $ 270,000 $ 0
JACKSONVILLE, NC 1 $ 259,000 $ 259,000 $ 0
JANESVILLE, WI 1 $ 196,000 $ 196,000 $ 0
JOHNSON CITY, TN 1 $ 108,000 $ 108,000 $ 0
KOKOMO, IN 1 $ 193,000 $ 193,000 $ 0
LA CROSSE, WI-MN 1 $ 85,000 $ 85,000 $ 0
LAFAYETTE, IN 1 $ 317,000 $ 317,000 $ 0
LAWTON, OK 1 $ 66,000 $ 66,000 $ 0
LEBANON, PA 1 $ 329,000 $ 329,000 $ 0
MACON, GA 1 $ 32,000 $ 32,000 $ 20,000
MANCHESTER-NASHUA, NH 1 $ 133,000 $ 133,000 $ 103,000
MANSFIELD, OH 1 $ 294,000 $ 294,000 $ 0
MCALLEN-EDINBURG-PHARR, TX 1 $ 149,000 $ 149,000 $ 0
MIDLAND, TX 1 $ 74,000 $ 74,000 $ 0
MISSOULA, MT 1 $ 264,000 $ 264,000 $ 0
MONROE, MI 1 $ 300,000 $ 300,000 $ 0
MOUNT VERNON-ANACORTES, WA 1 $ 261,000 $ 261,000 $ 0
NILES-BENTON HARBOR, MI 1 $ 42,000 $ 42,000 $ 18,000
OLYMPIA, WA 1 $ 467,000 $ 467,000 $ 0
OXNARD-THOUSAND OAKS-VENTURA, CA 1 $ 190,000 $ 190,000 $ 0
PASCAGOULA, MS 1 $ 116,000 $ 116,000 $ 0
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY 1 $ 110,000 $ 110,000 $ 138,000
PROVO-OREM, UT 1 $ 196,000 $ 196,000 $ 0
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 1 $ 307,000 $ 307,000 $ 0
ROCKY MOUNT, NC 1 $ 85,000 $ 85,000 $ 130,000
SALISBURY, MD 1 $ 203,000 $ 203,000 $ 0
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 1 $ 139,000 $ 139,000 $ 0
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 1 $ 71,000 $ 71,000 $ 60,000
SANTA CRUZ-WATSONVILLE, CA 1 $ 330,000 $ 330,000 $ 0
SCRANTON--WILKES-BARRE, PA 1 $ 255,000 $ 255,000 $ 0
SOUTH BEND-MISHAWAKA, IN-MI 1 $ 148,000 $ 148,000 $ 0
SPARTANBURG, SC 1 $ 131,000 $ 131,000 $ 0
SPRINGFIELD, OH 1 $ 111,000 $ 111,000 $ 0
ST. CLOUD, MN 1 $ 119,000 $ 119,000 $ 0
ST. JOSEPH, MO-KS 1 $ 81,000 $ 81,000 $ 0
WARNER ROBINS, GA 1 $ 123,000 $ 123,000 $ 87,000
WENATCHEE, WA 1 $ 110,000 $ 110,000 $ 0
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 1 $ 62,000 $ 62,000 $ 0
YUBA CITY, CA 1 $ 360,000 $ 360,000 $ 0

Mortgage Loan Application Detail Totals for R-G Crown Bank in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,493 $1,505,288,000 $257,833 $4,814,000 $29,020 $4,807,000
Refinancing 1,545 $305,413,000 $209,833 $2,074,000 $19,023 $1,446,000
Home Improvement 391 $48,005,000 $64,000 $6,000,000 $55,333 $1,500,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,303 $776,580,000 $259,770 $3,680,000 $0 $0
White 2,759 $750,620,000 $159,612 $6,000,000 $172,645 $4,225,000
Hispanic 672 $136,860,000 $206,500 $1,500,000 $276,583 $4,807,000
Not Provided 300 $113,196,000 $232,727 $2,700,000 $126,181 $2,532,000
Black or African American 196 $36,047,000 $146,818 $798,000 $75,454 $603,000
Asian 164 $37,453,000 $235,400 $995,000 $102,000 $395,000
American Indian or Alaskan Native 18 $3,892,000 $170,000 $763,000 $75,333 $354,000
Native Hawaiian or Other Pacific Islander 17 $4,058,000 $238,000 $582,000 $65,000 $232,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,353 $1,847,418,000 $247,937 $6,000,000 $29,125 $4,807,000
FHA-insured (Federal Housing Administration) 59 $7,990,000 $157,833 $290,000 $833 $38,000
VA-guaranteed (Veterans Administration) 17 $3,298,000 $184,500 $240,000 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,291 $884,473,000 $154,466 $4,814,000 $222,100 $4,807,000
Loan Purchased By The Institution 3,254 $748,113,000 $259,625 $1,925,000 $0 $0
Application Denied By Financial Institution 349 $72,728,000 $130,888 $6,000,000 $79,777 $1,500,000
Application Withdrawn By Applicant 336 $94,721,000 $243,600 $3,938,000 $121,066 $1,636,000
Application Approved But Not Accepted 194 $57,937,000 $435,000 $1,800,000 $284,200 $743,000
File Closed For Incompleteness 5 $734,000 $146,000 $180,000 $81,000 $174,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 114 $19,252,000 $110,000 $1,120,000 $49,000 $322,000
Credit History 88 $10,003,000 $144,833 $840,000 $74,500 $605,000
Other 71 $26,199,000 $168,000 $6,000,000 $63,000 $1,500,000
Collateral 27 $5,507,000 $168,500 $600,000 $97,250 $648,000
Insufficient Cash (Downpayment, Closing Cost) 20 $5,545,000 $277,000 $954,000 $77,000 $271,000
Employment History 15 $2,815,000 $187,000 $390,000 $63,000 $222,000
Unverifiable Information 8 $1,786,000 $222,500 $707,000 $156,000 $228,000
Credit Application Incomplete 5 $790,000 $158,000 $321,000 $93,000 $233,000
Mortgage Insurance Denied 1 $831,000 $831,000 $831,000 $150,000 $150,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into R-G Crown Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess R-G Crown Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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