R-G Crown Bank Mortgage Lending & HMDA Data, 2005

In 2005, R-G Crown Bank of Casselberry, FL reported 7,429 mortgage applications totaling $1.9 billion, up 29% from 2004. The average application was for $250,195, and applicants reported an average income of $76,236. 44% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Orlando, FL (1,409), Tampa-St. Petersburg-Clearwater, FL (681) and Lakeland, FL (460) (applications in parentheses).

Mortgage Company & Address R-G Crown Bank
105 Live Oaks Gardens
Casselberry, FL 32707
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 7,429
Total Mortgage Loan Application Amount $1,858,706,000
Average Mortgage Loan Application Amount $250,195
Highest Mortgage Loan Application Amount $6,000,000
Average Applicant Income $76,236
Highest Applicant Income $4,807,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records R-G Crown Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for R-G Crown Bank by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Orange, Florida 585 $ 153,032,000 $ 261,593 $ 94,000
Polk, Florida 460 $ 77,429,000 $ 168,323 $ 59,000
Lee, Florida 429 $ 113,787,000 $ 265,237 $ 114,000
Osceola, Florida 424 $ 115,838,000 $ 273,202 $ 113,000
St. Lucie, Florida 318 $ 110,405,000 $ 347,185 $ 105,000
Hillsborough, Florida 287 $ 79,792,000 $ 278,020 $ 131,000
Duval, Florida 255 $ 38,487,000 $ 150,929 $ 74,000
Seminole, Florida 201 $ 41,620,000 $ 207,064 $ 65,000
Lake, Florida 199 $ 58,380,000 $ 293,366 $ 65,000
Polk, Iowa 190 $ 16,290,000 $ 85,736 $ 16,000
Volusia, Florida 179 $ 34,184,000 $ 190,972 $ 65,000
Brevard, Florida 174 $ 39,517,000 $ 227,109 $ 86,000
Flagler, Florida 173 $ 48,307,000 $ 279,231 $ 113,000
Sarasota, Florida 149 $ 66,982,000 $ 449,543 $ 166,000
Pasco, Florida 139 $ 28,922,000 $ 208,071 $ 79,000
Hernando, Florida 132 $ 25,622,000 $ 194,106 $ 110,000
Suffolk, New York 130 $ 34,953,000 $ 268,869 $ 21,000
Manatee, Florida 129 $ 43,921,000 $ 340,472 $ 103,000
Pinellas, Florida 123 $ 25,825,000 $ 209,959 $ 80,000
St. Johns, Florida 107 $ 33,539,000 $ 313,448 $ 132,000
Marion, Florida 100 $ 17,494,000 $ 174,940 $ 69,000
Palm Beach, Florida 96 $ 40,016,000 $ 416,833 $ 133,000
Miami-Dade, Florida 93 $ 31,043,000 $ 333,795 $ 94,000
Clay, Florida 78 $ 10,394,000 $ 133,256 $ 59,000
Collier, Florida 68 $ 33,530,000 $ 493,088 $ 303,000
Monroe, Pennsylvania 68 $ 13,481,000 $ 198,250 $ 0
Citrus, Florida 62 $ 11,138,000 $ 179,645 $ 87,000
Alachua, Florida 58 $ 13,173,000 $ 227,120 $ 98,000
Broward, Florida 44 $ 13,926,000 $ 316,500 $ 216,000
Richmond, Georgia 40 $ 1,780,000 $ 44,500 $ 40,000
Prince William, Virginia 37 $ 10,696,000 $ 289,081 $ 0
Union, North Carolina 31 $ 3,724,000 $ 120,129 $ 30,000
Fairfax, Virginia 29 $ 10,194,000 $ 351,517 $ 28,000
Charlotte, Florida 27 $ 5,247,000 $ 194,333 $ 75,000
Harris, Texas 27 $ 8,136,000 $ 301,333 $ 14,000
Indian River, Florida 26 $ 8,760,000 $ 336,923 $ 77,000
Mecklenburg, North Carolina 25 $ 4,584,000 $ 183,360 $ 57,000
Hanover, Virginia 25 $ 7,069,000 $ 282,760 $ 80,000
New Kent, Virginia 25 $ 6,487,000 $ 259,480 $ 72,000
Pike, Pennsylvania 24 $ 4,037,000 $ 168,208 $ 0
Maricopa, Arizona 23 $ 5,617,000 $ 244,217 $ 15,000
Martin, Florida 22 $ 11,026,000 $ 501,181 $ 173,000
Warren, Iowa 22 $ 1,995,000 $ 90,681 $ 0
Prince George's, Maryland 22 $ 5,016,000 $ 228,000 $ 0
Columbia, Georgia 20 $ 895,000 $ 44,750 $ 55,000
Nassau, New York 20 $ 6,938,000 $ 346,900 $ 0
Anne Arundel, Maryland 18 $ 7,306,000 $ 405,888 $ 0
Henrico, Virginia 17 $ 3,469,000 $ 204,058 $ 103,000
Cook, Illinois 15 $ 3,528,000 $ 235,200 $ 27,000
Queens, New York 15 $ 3,338,000 $ 222,533 $ 17,000
Montgomery, Texas 15 $ 4,604,000 $ 306,933 $ 0
Montgomery, Maryland 14 $ 4,111,000 $ 293,642 $ 37,000
Clatsop, Oregon 14 $ 2,813,000 $ 200,928 $ 0
Los Angeles, California 13 $ 4,415,000 $ 339,615 $ 28,000
Nassau, Florida 13 $ 3,903,000 $ 300,230 $ 124,000
Loudoun, Virginia 13 $ 4,023,000 $ 309,461 $ 0
District of Columbia, District Of Columbia 12 $ 3,890,000 $ 324,166 $ 0
Escambia, Florida 12 $ 2,863,000 $ 238,583 $ 9,000
Chesterfield, Virginia 12 $ 4,448,000 $ 370,666 $ 84,000
Powhatan, Virginia 12 $ 3,042,000 $ 253,500 $ 47,000
Sumter, Florida 11 $ 2,216,000 $ 201,454 $ 56,000
Baltimore City, Maryland 11 $ 1,314,000 $ 119,454 $ 47,000
Guilford, North Carolina 11 $ 3,649,000 $ 331,727 $ 105,000
Lane, Oregon 11 $ 2,940,000 $ 267,272 $ 0
Goochland, Virginia 11 $ 3,255,000 $ 295,909 $ 44,000
Dallas, Iowa 10 $ 1,172,000 $ 117,200 $ 0
Yakima, Washington 10 $ 2,831,000 $ 283,100 $ 0
Baldwin, Alabama 9 $ 1,541,000 $ 171,222 $ 0
Fulton, Georgia 9 $ 2,593,000 $ 288,111 $ 78,000
Macomb, Michigan 9 $ 2,311,000 $ 256,777 $ 0
Allegheny, Pennsylvania 9 $ 2,044,000 $ 227,111 $ 0
Carbon, Pennsylvania 9 $ 1,549,000 $ 172,111 $ 0
Madison, Alabama 8 $ 2,055,000 $ 256,875 $ 0
New Castle, Delaware 8 $ 879,000 $ 109,875 $ 42,000
Columbia, Florida 8 $ 1,695,000 $ 211,875 $ 18,000
Leon, Florida 8 $ 2,923,000 $ 365,375 $ 167,000
Walton, Florida 8 $ 4,075,000 $ 509,375 $ 97,000
Livingston, Michigan 8 $ 3,257,000 $ 407,125 $ 0
Oakland, Michigan 8 $ 3,545,000 $ 443,125 $ 0
Wayne, Michigan 8 $ 1,453,000 $ 181,625 $ 0
Gaston, North Carolina 8 $ 1,159,000 $ 144,875 $ 10,000
Cumberland, Pennsylvania 8 $ 2,387,000 $ 298,375 $ 0
York, South Carolina 8 $ 1,303,000 $ 162,875 $ 0
Virginia Beach, Virginia 8 $ 2,661,000 $ 332,625 $ 124,000
King, Washington 8 $ 3,950,000 $ 493,750 $ 7,000
Baltimore, Maryland 7 $ 1,698,000 $ 242,571 $ 0
Franklin, Ohio 7 $ 796,000 $ 113,714 $ 0
Travis, Texas 7 $ 2,598,000 $ 371,142 $ 0
Louisa, Virginia 7 $ 2,363,000 $ 337,571 $ 90,000
Spokane, Washington 7 $ 1,725,000 $ 246,428 $ 0
Riverside, California 6 $ 1,115,000 $ 185,833 $ 13,000
Fairfield, Connecticut 6 $ 2,861,000 $ 476,833 $ 36,000
Bay, Florida 6 $ 1,131,000 $ 188,500 $ 24,000
Marion, Indiana 6 $ 368,000 $ 61,333 $ 0
Worcester, Massachusetts 6 $ 1,646,000 $ 274,333 $ 0
Kent, Michigan 6 $ 1,986,000 $ 331,000 $ 0
Washtenaw, Michigan 6 $ 2,563,000 $ 427,166 $ 0
Forsyth, North Carolina 6 $ 2,815,000 $ 469,166 $ 201,000
Wake, North Carolina 6 $ 1,908,000 $ 318,000 $ 0
Cuyahoga, Ohio 6 $ 1,792,000 $ 298,666 $ 0
Montgomery, Ohio 6 $ 1,386,000 $ 231,000 $ 10,000
Cameron, Texas 6 $ 953,000 $ 158,833 $ 0
Collin, Texas 6 $ 1,147,000 $ 191,166 $ 0
Fort Bend, Texas 6 $ 1,272,000 $ 212,000 $ 23,000
Mobile, Alabama 5 $ 587,000 $ 117,400 $ 0
Shelby, Alabama 5 $ 1,444,000 $ 288,800 $ 0
Pinal, Arizona 5 $ 1,065,000 $ 213,000 $ 0
Hendry, Florida 5 $ 938,000 $ 187,600 $ 79,000
Levy, Florida 5 $ 943,000 $ 188,600 $ 21,000
Okeechobee, Florida 5 $ 992,000 $ 198,400 $ 50,000
Santa Rosa, Florida 5 $ 1,268,000 $ 253,600 $ 31,000
East Baton Rouge, Louisiana 5 $ 780,000 $ 156,000 $ 0
Lafayette, Louisiana 5 $ 1,040,000 $ 208,000 $ 0
Saginaw, Michigan 5 $ 1,034,000 $ 206,800 $ 26,000
Anoka, Minnesota 5 $ 976,000 $ 195,200 $ 0
Hennepin, Minnesota 5 $ 1,056,000 $ 211,200 $ 0
Albany, New York 5 $ 970,000 $ 194,000 $ 0
Watauga, North Carolina 5 $ 3,812,000 $ 762,400 $ 759,000
Berks, Pennsylvania 5 $ 1,522,000 $ 304,400 $ 5,000
Montgomery, Pennsylvania 5 $ 1,175,000 $ 235,000 $ 0
Perry, Pennsylvania 5 $ 824,000 $ 164,800 $ 0
Philadelphia, Pennsylvania 5 $ 1,092,000 $ 218,400 $ 10,000
York, Pennsylvania 5 $ 1,194,000 $ 238,800 $ 0
Dallas, Texas 5 $ 1,341,000 $ 268,200 $ 9,000
Galveston, Texas 5 $ 930,000 $ 186,000 $ 20,000
Hays, Texas 5 $ 1,412,000 $ 282,400 $ 0
Parker, Texas 5 $ 1,000,000 $ 200,000 $ 0
Rockwall, Texas 5 $ 2,038,000 $ 407,600 $ 0
Amelia, Virginia 5 $ 1,761,000 $ 352,200 $ 97,000
King William, Virginia 5 $ 1,259,000 $ 251,800 $ 38,000
Mohave, Arizona 4 $ 618,000 $ 154,500 $ 0
Orange, California 4 $ 3,563,000 $ 890,750 $ 0
San Joaquin, California 4 $ 1,246,000 $ 311,500 $ 0
Putnam, Florida 4 $ 722,000 $ 180,500 $ 43,000
Wakulla, Florida 4 $ 577,000 $ 144,250 $ 15,000
Kane, Illinois 4 $ 2,047,000 $ 511,750 $ 0
Allen, Indiana 4 $ 1,102,000 $ 275,500 $ 0
Harford, Maryland 4 $ 1,530,000 $ 382,500 $ 0
Middlesex, Massachusetts 4 $ 1,538,000 $ 384,500 $ 0
Ramsey, Minnesota 4 $ 818,000 $ 204,500 $ 0
Jackson, Missouri 4 $ 445,000 $ 111,250 $ 0
Washoe, Nevada 4 $ 2,380,000 $ 595,000 $ 0
Taos, New Mexico 4 $ 1,229,000 $ 307,250 $ 0
Monroe, New York 4 $ 897,000 $ 224,250 $ 0
New York, New York 4 $ 2,839,000 $ 709,750 $ 206,000
Richmond, New York 4 $ 662,000 $ 165,500 $ 69,000
Cabarrus, North Carolina 4 $ 1,387,000 $ 346,750 $ 0
Iredell, North Carolina 4 $ 1,483,000 $ 370,750 $ 49,000
Pender, North Carolina 4 $ 925,000 $ 231,250 $ 0
Hamilton, Ohio 4 $ 777,000 $ 194,250 $ 0
Portage, Ohio 4 $ 890,000 $ 222,500 $ 0
Warren, Ohio 4 $ 1,101,000 $ 275,250 $ 0
Klamath, Oregon 4 $ 992,000 $ 248,000 $ 0
Dauphin, Pennsylvania 4 $ 1,086,000 $ 271,500 $ 0
Brazoria, Texas 4 $ 913,000 $ 228,250 $ 0
Comal, Texas 4 $ 1,077,000 $ 269,250 $ 0
Denton, Texas 4 $ 1,210,000 $ 302,500 $ 0
Tarrant, Texas 4 $ 947,000 $ 236,750 $ 0
Isle of Wight, Virginia 4 $ 1,090,000 $ 272,500 $ 33,000
Manassas, Virginia 4 $ 1,080,000 $ 270,000 $ 0
Waukesha, Wisconsin 4 $ 1,192,000 $ 298,000 $ 0
Jefferson, Alabama 3 $ 715,000 $ 238,333 $ 0
Washington, Arkansas 3 $ 847,000 $ 282,333 $ 0
Fresno, California 3 $ 641,000 $ 213,666 $ 0
Madera, California 3 $ 927,000 $ 309,000 $ 0
Mono, California 3 $ 2,300,000 $ 766,666 $ 0
Sacramento, California 3 $ 1,242,000 $ 414,000 $ 41,000
San Bernardino, California 3 $ 756,000 $ 252,000 $ 19,000
Shasta, California 3 $ 916,000 $ 305,333 $ 0
Arapahoe, Colorado 3 $ 381,000 $ 127,000 $ 0
Eagle, Colorado 3 $ 1,467,000 $ 489,000 $ 2,157,000
El Paso, Colorado 3 $ 619,000 $ 206,333 $ 0
New London, Connecticut 3 $ 714,000 $ 238,000 $ 0
Baker, Florida 3 $ 184,000 $ 61,333 $ 36,000
Union, Florida 3 $ 379,000 $ 126,333 $ 45,000
Cherokee, Georgia 3 $ 463,000 $ 154,333 $ 17,000
DeKalb, Georgia 3 $ 908,000 $ 302,666 $ 0
DuPage, Illinois 3 $ 1,108,000 $ 369,333 $ 0
Lake, Illinois 3 $ 925,000 $ 308,333 $ 0
DeKalb, Indiana 3 $ 672,000 $ 224,000 $ 0
Lake, Indiana 3 $ 507,000 $ 169,000 $ 48,000
Sedgwick, Kansas 3 $ 409,000 $ 136,333 $ 15,000
Washington, Maryland 3 $ 582,000 $ 194,000 $ 0
Genesee, Michigan 3 $ 780,000 $ 260,000 $ 0
Jackson, Michigan 3 $ 618,000 $ 206,000 $ 0
Dakota, Minnesota 3 $ 483,000 $ 161,000 $ 0
DeSoto, Mississippi 3 $ 865,000 $ 288,333 $ 0
Erie, New York 3 $ 421,000 $ 140,333 $ 29,000
Kings, New York 3 $ 727,000 $ 242,333 $ 43,000
Madison, New York 3 $ 613,000 $ 204,333 $ 0
Oneida, New York 3 $ 718,000 $ 239,333 $ 0
Otsego, New York 3 $ 1,005,000 $ 335,000 $ 0
Rensselaer, New York 3 $ 484,000 $ 161,333 $ 0
Warren, New York 3 $ 730,000 $ 243,333 $ 0
Currituck, North Carolina 3 $ 841,000 $ 280,333 $ 0
Henderson, North Carolina 3 $ 1,839,000 $ 613,000 $ 85,000
New Hanover, North Carolina 3 $ 1,017,000 $ 339,000 $ 0
Rutherford, North Carolina 3 $ 555,000 $ 185,000 $ 62,000
Licking, Ohio 3 $ 794,000 $ 264,666 $ 0
Summit, Ohio 3 $ 669,000 $ 223,000 $ 0
Tuscarawas, Ohio 3 $ 625,000 $ 208,333 $ 0
Tulsa, Oklahoma 3 $ 478,000 $ 159,333 $ 0
Chester, Pennsylvania 3 $ 1,026,000 $ 342,000 $ 0
Delaware, Pennsylvania 3 $ 943,000 $ 314,333 $ 0
Washington, Pennsylvania 3 $ 495,000 $ 165,000 $ 0
Wayne, Pennsylvania 3 $ 345,000 $ 115,000 $ 0
Charleston, South Carolina 3 $ 907,000 $ 302,333 $ 0
Rutherford, Tennessee 3 $ 408,000 $ 136,000 $ 18,000
Shelby, Tennessee 3 $ 775,000 $ 258,333 $ 0
Williamson, Tennessee 3 $ 689,000 $ 229,666 $ 0
Williamson, Texas 3 $ 716,000 $ 238,666 $ 0
Summit, Utah 3 $ 974,000 $ 324,666 $ 710,000
Bedford, Virginia 3 $ 822,000 $ 274,000 $ 0
Bedford City, Virginia 3 $ 461,000 $ 153,666 $ 40,000
Charles City, Virginia 3 $ 548,000 $ 182,666 $ 74,000
Franklin, Virginia 3 $ 783,000 $ 261,000 $ 0
King and Queen, Virginia 3 $ 643,000 $ 214,333 $ 57,000
Richmond City, Virginia 3 $ 414,000 $ 138,000 $ 64,000
Warren, Virginia 3 $ 558,000 $ 186,000 $ 0
Benton, Washington 3 $ 743,000 $ 247,666 $ 0
Snohomish, Washington 3 $ 650,000 $ 216,666 $ 35,000
Limestone, Alabama 2 $ 374,000 $ 187,000 $ 0
Montgomery, Alabama 2 $ 234,000 $ 117,000 $ 0
Matanuska-Susitna, Alaska 2 $ 380,000 $ 190,000 $ 0
Apache, Arizona 2 $ 570,000 $ 285,000 $ 0
Pima, Arizona 2 $ 506,000 $ 253,000 $ 0
Yavapai, Arizona 2 $ 471,000 $ 235,500 $ 0
Yuma, Arizona 2 $ 420,000 $ 210,000 $ 0
Benton, Arkansas 2 $ 438,000 $ 219,000 $ 0
Kern, California 2 $ 513,000 $ 256,500 $ 0
Placer, California 2 $ 1,090,000 $ 545,000 $ 0
Tehama, California 2 $ 382,000 $ 191,000 $ 0
Douglas, Colorado 2 $ 1,088,000 $ 544,000 $ 0
Grand, Colorado 2 $ 828,000 $ 414,000 $ 0
Hartford, Connecticut 2 $ 1,360,000 $ 680,000 $ 0
New Haven, Connecticut 2 $ 620,000 $ 310,000 $ 22,000
Sussex, Delaware 2 $ 405,000 $ 202,500 $ 0
DeSoto, Florida 2 $ 251,000 $ 125,500 $ 66,000
Glades, Florida 2 $ 523,000 $ 261,500 $ 40,000
Highlands, Florida 2 $ 310,000 $ 155,000 $ 28,000
Monroe, Florida 2 $ 998,000 $ 499,000 $ 81,000
Burke, Georgia 2 $ 86,000 $ 43,000 $ 29,000
Henry, Georgia 2 $ 221,000 $ 110,500 $ 37,000
Spalding, Georgia 2 $ 220,000 $ 110,000 $ 0
Walker, Georgia 2 $ 192,000 $ 96,000 $ 0
Ada, Idaho 2 $ 704,000 $ 352,000 $ 0
DeKalb, Illinois 2 $ 287,000 $ 143,500 $ 19,000
McHenry, Illinois 2 $ 864,000 $ 432,000 $ 0
Bartholomew, Indiana 2 $ 112,000 $ 56,000 $ 0
Boone, Indiana 2 $ 415,000 $ 207,500 $ 0
Monroe, Indiana 2 $ 255,000 $ 127,500 $ 0
Vanderburgh, Indiana 2 $ 107,000 $ 53,500 $ 0
Madison, Iowa 2 $ 424,000 $ 212,000 $ 0
Pottawattamie, Iowa 2 $ 668,000 $ 334,000 $ 0
Leavenworth, Kansas 2 $ 603,000 $ 301,500 $ 0
Jefferson, Kentucky 2 $ 173,000 $ 86,500 $ 0
Ascension, Louisiana 2 $ 257,000 $ 128,500 $ 0
Jefferson, Louisiana 2 $ 197,000 $ 98,500 $ 0
Ouachita, Louisiana 2 $ 208,000 $ 104,000 $ 37,000
St. Martin, Louisiana 2 $ 209,000 $ 104,500 $ 0
Carroll, Maryland 2 $ 601,000 $ 300,500 $ 0
Cecil, Maryland 2 $ 337,000 $ 168,500 $ 0
Charles, Maryland 2 $ 490,000 $ 245,000 $ 31,000
Howard, Maryland 2 $ 496,000 $ 248,000 $ 0
St. Mary's, Maryland 2 $ 222,000 $ 111,000 $ 51,000
Hampden, Massachusetts 2 $ 280,000 $ 140,000 $ 30,000
Norfolk, Massachusetts 2 $ 415,000 $ 207,500 $ 22,000
Benzie, Michigan 2 $ 643,000 $ 321,500 $ 0
Calhoun, Michigan 2 $ 322,000 $ 161,000 $ 0
Ingham, Michigan 2 $ 398,000 $ 199,000 $ 0
Ionia, Michigan 2 $ 234,000 $ 117,000 $ 0
Lenawee, Michigan 2 $ 436,000 $ 218,000 $ 0
Ottawa, Michigan 2 $ 563,000 $ 281,500 $ 0
St. Clair, Michigan 2 $ 560,000 $ 280,000 $ 0
Lowndes, Mississippi 2 $ 276,000 $ 138,000 $ 14,000
Camden, Missouri 2 $ 413,000 $ 206,500 $ 0
Cass, Missouri 2 $ 222,000 $ 111,000 $ 0
Jefferson, Missouri 2 $ 255,000 $ 127,500 $ 19,000
Clark, Nevada 2 $ 2,190,000 $ 1,095,000 $ 0
Monmouth, New Jersey 2 $ 516,000 $ 258,000 $ 26,000
Passaic, New Jersey 2 $ 502,000 $ 251,000 $ 198,000
Bernalillo, New Mexico 2 $ 685,000 $ 342,500 $ 0
Sandoval, New Mexico 2 $ 656,000 $ 328,000 $ 0
Onondaga, New York 2 $ 547,000 $ 273,500 $ 0
Oswego, New York 2 $ 368,000 $ 184,000 $ 0
Saratoga, New York 2 $ 620,000 $ 310,000 $ 0
Schenectady, New York 2 $ 411,000 $ 205,500 $ 0
Westchester, New York 2 $ 541,000 $ 270,500 $ 50,000
Brunswick, North Carolina 2 $ 510,000 $ 255,000 $ 0
Cleveland, North Carolina 2 $ 236,000 $ 118,000 $ 0
Franklin, North Carolina 2 $ 378,000 $ 189,000 $ 0
Jackson, North Carolina 2 $ 257,000 $ 128,500 $ 126,000
Orange, North Carolina 2 $ 1,310,000 $ 655,000 $ 0
Ashtabula, Ohio 2 $ 278,000 $ 139,000 $ 0
Clermont, Ohio 2 $ 268,000 $ 134,000 $ 18,000
Delaware, Ohio 2 $ 650,000 $ 325,000 $ 0
Knox, Ohio 2 $ 233,000 $ 116,500 $ 0
Lorain, Ohio 2 $ 362,000 $ 181,000 $ 0
Medina, Ohio 2 $ 345,000 $ 172,500 $ 0
Morrow, Ohio 2 $ 325,000 $ 162,500 $ 0
Ross, Ohio 2 $ 364,000 $ 182,000 $ 0
Wayne, Ohio 2 $ 305,000 $ 152,500 $ 0
Deschutes, Oregon 2 $ 648,000 $ 324,000 $ 0
Tillamook, Oregon 2 $ 441,000 $ 220,500 $ 0
Butler, Pennsylvania 2 $ 464,000 $ 232,000 $ 0
Centre, Pennsylvania 2 $ 332,000 $ 166,000 $ 0
Franklin, Pennsylvania 2 $ 338,000 $ 169,000 $ 0
Lehigh, Pennsylvania 2 $ 569,000 $ 284,500 $ 0
Schuylkill, Pennsylvania 2 $ 350,000 $ 175,000 $ 0
Kent, Rhode Island 2 $ 366,000 $ 183,000 $ 10,000
Greenville, South Carolina 2 $ 991,000 $ 495,500 $ 0
Horry, South Carolina 2 $ 246,000 $ 123,000 $ 0
Richland, South Carolina 2 $ 415,000 $ 207,500 $ 0
Davidson, Tennessee 2 $ 573,000 $ 286,500 $ 0
Bell, Texas 2 $ 226,000 $ 113,000 $ 0
Erath, Texas 2 $ 352,000 $ 176,000 $ 0
Grayson, Texas 2 $ 449,000 $ 224,500 $ 0
Guadalupe, Texas 2 $ 339,000 $ 169,500 $ 0
Hunt, Texas 2 $ 404,000 $ 202,000 $ 0
Kendall, Texas 2 $ 694,000 $ 347,000 $ 0
San Jacinto, Texas 2 $ 234,000 $ 117,000 $ 17,000
Smith, Texas 2 $ 423,000 $ 211,500 $ 49,000
Trinity, Texas 2 $ 237,000 $ 118,500 $ 0
Waller, Texas 2 $ 495,000 $ 247,500 $ 0
Wasatch, Utah 2 $ 950,000 $ 475,000 $ 0
Caledonia, Vermont 2 $ 486,000 $ 243,000 $ 119,000
Accomack, Virginia 2 $ 325,000 $ 162,500 $ 0
Appomattox, Virginia 2 $ 500,000 $ 250,000 $ 159,000
Arlington, Virginia 2 $ 557,000 $ 278,500 $ 0
Brunswick, Virginia 2 $ 273,000 $ 136,500 $ 38,000
Campbell, Virginia 2 $ 260,000 $ 130,000 $ 0
Chesapeake, Virginia 2 $ 436,000 $ 218,000 $ 92,000
Fauquier, Virginia 2 $ 581,000 $ 290,500 $ 0
Hampton, Virginia 2 $ 371,000 $ 185,500 $ 24,000
James City, Virginia 2 $ 784,000 $ 392,000 $ 43,000
Manassas Park, Virginia 2 $ 549,000 $ 274,500 $ 0
Mecklenburg, Virginia 2 $ 232,000 $ 116,000 $ 50,000
Montgomery, Virginia 2 $ 496,000 $ 248,000 $ 0
Prince Edward, Virginia 2 $ 408,000 $ 204,000 $ 30,000
Stafford, Virginia 2 $ 402,000 $ 201,000 $ 0
Kanawha, West Virginia 2 $ 327,000 $ 163,500 $ 0
Mercer, West Virginia 2 $ 129,000 $ 64,500 $ 57,000
Ozaukee, Wisconsin 2 $ 681,000 $ 340,500 $ 0
Washington, Wisconsin 2 $ 530,000 $ 265,000 $ 0
Colbert, Alabama 1 $ 153,000 $ 153,000 $ 0
Escambia, Alabama 1 $ 47,000 $ 47,000 $ 0
Houston, Alabama 1 $ 315,000 $ 315,000 $ 0
Marshall, Alabama 1 $ 149,000 $ 149,000 $ 0
Anchorage, Alaska 1 $ 358,000 $ 358,000 $ 0
Coconino, Arizona 1 $ 324,000 $ 324,000 $ 0
Garland, Arkansas 1 $ 198,000 $ 198,000 $ 0
Ouachita, Arkansas 1 $ 126,000 $ 126,000 $ 0
Pulaski, Arkansas 1 $ 255,000 $ 255,000 $ 0
Saline, Arkansas 1 $ 249,000 $ 249,000 $ 0
Amador, California 1 $ 320,000 $ 320,000 $ 0
Calaveras, California 1 $ 460,000 $ 460,000 $ 0
Plumas, California 1 $ 150,000 $ 150,000 $ 63,000
San Diego, California 1 $ 139,000 $ 139,000 $ 0
Santa Clara, California 1 $ 71,000 $ 71,000 $ 60,000
Santa Cruz, California 1 $ 330,000 $ 330,000 $ 0
Sutter, California 1 $ 360,000 $ 360,000 $ 0
Tuolumne, California 1 $ 202,000 $ 202,000 $ 0
Ventura, California 1 $ 190,000 $ 190,000 $ 0
Adams, Colorado 1 $ 68,000 $ 68,000 $ 0
Jefferson, Colorado 1 $ 277,000 $ 277,000 $ 0
Morgan, Colorado 1 $ 80,000 $ 80,000 $ 37,000
Park, Colorado 1 $ 224,000 $ 224,000 $ 0
Middlesex, Connecticut 1 $ 315,000 $ 315,000 $ 0
Windham, Connecticut 1 $ 197,000 $ 197,000 $ 0
Kent, Delaware 1 $ 300,000 $ 300,000 $ 0
Bradford, Florida 1 $ 135,000 $ 135,000 $ 79,000
Calhoun, Florida 1 $ 123,000 $ 123,000 $ 0
Franklin, Florida 1 $ 332,000 $ 332,000 $ 0
Gadsden, Florida 1 $ 250,000 $ 250,000 $ 132,000
Gilchrist, Florida 1 $ 109,000 $ 109,000 $ 54,000
Gulf, Florida 1 $ 240,000 $ 240,000 $ 0
Hardee, Florida 1 $ 94,000 $ 94,000 $ 35,000
Okaloosa, Florida 1 $ 455,000 $ 455,000 $ 204,000
Suwannee, Florida 1 $ 545,000 $ 545,000 $ 0
Catoosa, Georgia 1 $ 190,000 $ 190,000 $ 0
Chatham, Georgia 1 $ 250,000 $ 250,000 $ 414,000
Crawford, Georgia 1 $ 32,000 $ 32,000 $ 20,000
Effingham, Georgia 1 $ 100,000 $ 100,000 $ 51,000
Forsyth, Georgia 1 $ 99,000 $ 99,000 $ 41,000
Gilmer, Georgia 1 $ 274,000 $ 274,000 $ 0
Gwinnett, Georgia 1 $ 87,000 $ 87,000 $ 145,000
Houston, Georgia 1 $ 123,000 $ 123,000 $ 87,000
Jasper, Georgia 1 $ 100,000 $ 100,000 $ 70,000
Lincoln, Georgia 1 $ 61,000 $ 61,000 $ 48,000
Muscogee, Georgia 1 $ 160,000 $ 160,000 $ 43,000
Wilkes, Georgia 1 $ 48,000 $ 48,000 $ 134,000
Canyon, Idaho 1 $ 226,000 $ 226,000 $ 0
Kootenai, Idaho 1 $ 216,000 $ 216,000 $ 0
Boone, Illinois 1 $ 175,000 $ 175,000 $ 0
Champaign, Illinois 1 $ 330,000 $ 330,000 $ 0
Madison, Illinois 1 $ 81,000 $ 81,000 $ 0
Winnebago, Illinois 1 $ 182,000 $ 182,000 $ 156,000
Brown, Indiana 1 $ 257,000 $ 257,000 $ 0
Dearborn, Indiana 1 $ 117,000 $ 117,000 $ 0
Floyd, Indiana 1 $ 187,000 $ 187,000 $ 0
Franklin, Indiana 1 $ 50,000 $ 50,000 $ 62,000
Hamilton, Indiana 1 $ 500,000 $ 500,000 $ 0
Henry, Indiana 1 $ 145,000 $ 145,000 $ 0
Howard, Indiana 1 $ 193,000 $ 193,000 $ 0
Miami, Indiana 1 $ 116,000 $ 116,000 $ 0
Morgan, Indiana 1 $ 280,000 $ 280,000 $ 0
Shelby, Indiana 1 $ 200,000 $ 200,000 $ 0
St. Joseph, Indiana 1 $ 148,000 $ 148,000 $ 0
Tippecanoe, Indiana 1 $ 317,000 $ 317,000 $ 0
Warrick, Indiana 1 $ 90,000 $ 90,000 $ 0
Wayne, Indiana 1 $ 197,000 $ 197,000 $ 0
Boone, Iowa 1 $ 47,000 $ 47,000 $ 0
Guthrie, Iowa 1 $ 53,000 $ 53,000 $ 0
Ringgold, Iowa 1 $ 93,000 $ 93,000 $ 0
Story, Iowa 1 $ 60,000 $ 60,000 $ 0
Union, Iowa 1 $ 53,000 $ 53,000 $ 0
Wyandotte, Kansas 1 $ 69,000 $ 69,000 $ 0
Boone, Kentucky 1 $ 228,000 $ 228,000 $ 0
Breckinridge, Kentucky 1 $ 240,000 $ 240,000 $ 0
Greenup, Kentucky 1 $ 200,000 $ 200,000 $ 0
Harlan, Kentucky 1 $ 29,000 $ 29,000 $ 27,000
Kenton, Kentucky 1 $ 300,000 $ 300,000 $ 0
McCracken, Kentucky 1 $ 214,000 $ 214,000 $ 0
Mercer, Kentucky 1 $ 148,000 $ 148,000 $ 0
Nelson, Kentucky 1 $ 271,000 $ 271,000 $ 0
Lafourche, Louisiana 1 $ 242,000 $ 242,000 $ 0
Orleans, Louisiana 1 $ 56,000 $ 56,000 $ 0
St. Charles, Louisiana 1 $ 371,000 $ 371,000 $ 0
St. Tammany, Louisiana 1 $ 281,000 $ 281,000 $ 0
Tangipahoa, Louisiana 1 $ 130,000 $ 130,000 $ 0
Cumberland, Maine 1 $ 258,000 $ 258,000 $ 0
Lincoln, Maine 1 $ 160,000 $ 160,000 $ 0
Waldo, Maine 1 $ 274,000 $ 274,000 $ 126,000
York, Maine 1 $ 189,000 $ 189,000 $ 0
Allegany, Maryland 1 $ 409,000 $ 409,000 $ 0
Calvert, Maryland 1 $ 290,000 $ 290,000 $ 0
Frederick, Maryland 1 $ 164,000 $ 164,000 $ 0
Wicomico, Maryland 1 $ 203,000 $ 203,000 $ 0
Worcester, Maryland 1 $ 70,000 $ 70,000 $ 30,000
Barnstable, Massachusetts 1 $ 579,000 $ 579,000 $ 0
Bristol, Massachusetts 1 $ 238,000 $ 238,000 $ 0
Essex, Massachusetts 1 $ 300,000 $ 300,000 $ 0
Franklin, Massachusetts 1 $ 195,000 $ 195,000 $ 0
Hampshire, Massachusetts 1 $ 162,000 $ 162,000 $ 0
Plymouth, Massachusetts 1 $ 80,000 $ 80,000 $ 52,000
Suffolk, Massachusetts 1 $ 61,000 $ 61,000 $ 94,000
Bay, Michigan 1 $ 241,000 $ 241,000 $ 0
Berrien, Michigan 1 $ 42,000 $ 42,000 $ 18,000
Branch, Michigan 1 $ 88,000 $ 88,000 $ 0
Charlevoix, Michigan 1 $ 281,000 $ 281,000 $ 0
Clare, Michigan 1 $ 130,000 $ 130,000 $ 0
Eaton, Michigan 1 $ 81,000 $ 81,000 $ 56,000
Gladwin, Michigan 1 $ 140,000 $ 140,000 $ 0
Gratiot, Michigan 1 $ 172,000 $ 172,000 $ 0
Kalamazoo, Michigan 1 $ 55,000 $ 55,000 $ 0
Lapeer, Michigan 1 $ 118,000 $ 118,000 $ 0
Leelanau, Michigan 1 $ 290,000 $ 290,000 $ 0
Manistee, Michigan 1 $ 213,000 $ 213,000 $ 0
Monroe, Michigan 1 $ 300,000 $ 300,000 $ 0
Montcalm, Michigan 1 $ 208,000 $ 208,000 $ 0
Newaygo, Michigan 1 $ 90,000 $ 90,000 $ 0
Oceana, Michigan 1 $ 92,000 $ 92,000 $ 0
Osceola, Michigan 1 $ 210,000 $ 210,000 $ 0
Otsego, Michigan 1 $ 164,000 $ 164,000 $ 0
Shiawassee, Michigan 1 $ 143,000 $ 143,000 $ 0
Van Buren, Michigan 1 $ 302,000 $ 302,000 $ 0
Wexford, Michigan 1 $ 175,000 $ 175,000 $ 0
Aitkin, Minnesota 1 $ 195,000 $ 195,000 $ 0
Carver, Minnesota 1 $ 262,000 $ 262,000 $ 0
Goodhue, Minnesota 1 $ 73,000 $ 73,000 $ 0
Stearns, Minnesota 1 $ 119,000 $ 119,000 $ 0
Washington, Minnesota 1 $ 901,000 $ 901,000 $ 0
Wright, Minnesota 1 $ 294,000 $ 294,000 $ 0
Jackson, Mississippi 1 $ 116,000 $ 116,000 $ 0
Madison, Mississippi 1 $ 270,000 $ 270,000 $ 0
Boone, Missouri 1 $ 150,000 $ 150,000 $ 0
Buchanan, Missouri 1 $ 81,000 $ 81,000 $ 0
Clinton, Missouri 1 $ 135,000 $ 135,000 $ 0
Lafayette, Missouri 1 $ 189,000 $ 189,000 $ 0
St. Charles, Missouri 1 $ 145,000 $ 145,000 $ 71,000
St. Francois, Missouri 1 $ 69,000 $ 69,000 $ 0
St. Louis, Missouri 1 $ 179,000 $ 179,000 $ 0
St. Louis City, Missouri 1 $ 106,000 $ 106,000 $ 0
Flathead, Montana 1 $ 180,000 $ 180,000 $ 0
Missoula, Montana 1 $ 264,000 $ 264,000 $ 0
Cass, Nebraska 1 $ 231,000 $ 231,000 $ 0
Douglas, Nebraska 1 $ 713,000 $ 713,000 $ 0
Gage, Nebraska 1 $ 270,000 $ 270,000 $ 0
Carson City, Nevada 1 $ 245,000 $ 245,000 $ 0
Nye, Nevada 1 $ 210,000 $ 210,000 $ 0
Grafton, New Hampshire 1 $ 100,000 $ 100,000 $ 65,000
Hillsborough, New Hampshire 1 $ 133,000 $ 133,000 $ 103,000
Merrimack, New Hampshire 1 $ 196,000 $ 196,000 $ 0
Strafford, New Hampshire 1 $ 307,000 $ 307,000 $ 0
Camden, New Jersey 1 $ 165,000 $ 165,000 $ 0
Gloucester, New Jersey 1 $ 267,000 $ 267,000 $ 0
Hudson, New Jersey 1 $ 273,000 $ 273,000 $ 0
Middlesex, New Jersey 1 $ 156,000 $ 156,000 $ 84,000
Ocean, New Jersey 1 $ 182,000 $ 182,000 $ 0
Somerset, New Jersey 1 $ 557,000 $ 557,000 $ 215,000
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Mortgage Loan Application Detail Totals for R-G Crown Bank in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,493 $1,505,288,000 $257,833 $4,814,000 $29,020 $4,807,000
Refinancing 1,545 $305,413,000 $209,833 $2,074,000 $19,023 $1,446,000
Home Improvement 391 $48,005,000 $64,000 $6,000,000 $55,333 $1,500,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,303 $776,580,000 $259,770 $3,680,000 $0 $0
White 2,759 $750,620,000 $159,612 $6,000,000 $172,645 $4,225,000
Hispanic 672 $136,860,000 $206,500 $1,500,000 $276,583 $4,807,000
Not Provided 300 $113,196,000 $232,727 $2,700,000 $126,181 $2,532,000
Black or African American 196 $36,047,000 $146,818 $798,000 $75,454 $603,000
Asian 164 $37,453,000 $235,400 $995,000 $102,000 $395,000
American Indian or Alaskan Native 18 $3,892,000 $170,000 $763,000 $75,333 $354,000
Native Hawaiian or Other Pacific Islander 17 $4,058,000 $238,000 $582,000 $65,000 $232,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,353 $1,847,418,000 $247,937 $6,000,000 $29,125 $4,807,000
FHA-insured (Federal Housing Administration) 59 $7,990,000 $157,833 $290,000 $833 $38,000
VA-guaranteed (Veterans Administration) 17 $3,298,000 $184,500 $240,000 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,291 $884,473,000 $154,466 $4,814,000 $222,100 $4,807,000
Loan Purchased By The Institution 3,254 $748,113,000 $259,625 $1,925,000 $0 $0
Application Denied By Financial Institution 349 $72,728,000 $130,888 $6,000,000 $79,777 $1,500,000
Application Withdrawn By Applicant 336 $94,721,000 $243,600 $3,938,000 $121,066 $1,636,000
Application Approved But Not Accepted 194 $57,937,000 $435,000 $1,800,000 $284,200 $743,000
File Closed For Incompleteness 5 $734,000 $146,000 $180,000 $81,000 $174,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 114 $19,252,000 $110,000 $1,120,000 $49,000 $322,000
Credit History 88 $10,003,000 $144,833 $840,000 $74,500 $605,000
Other 71 $26,199,000 $168,000 $6,000,000 $63,000 $1,500,000
Collateral 27 $5,507,000 $168,500 $600,000 $97,250 $648,000
Insufficient Cash (Downpayment, Closing Cost) 20 $5,545,000 $277,000 $954,000 $77,000 $271,000
Employment History 15 $2,815,000 $187,000 $390,000 $63,000 $222,000
Unverifiable Information 8 $1,786,000 $222,500 $707,000 $156,000 $228,000
Credit Application Incomplete 5 $790,000 $158,000 $321,000 $93,000 $233,000
Mortgage Insurance Denied 1 $831,000 $831,000 $831,000 $150,000 $150,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into R-G Crown Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess R-G Crown Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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