R.H. Lending, Inc. 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | R.H. Lending, Inc. 6209 Colleyville Blvd. Colleyville, TX 76034 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 1,154 |
| Total Mortgage Loan Application Amount | $132,296,000 |
| Average Mortgage Loan Application Amount | $150,333 |
| Highest Mortgage Loan Application Amount | $730,000 |
| Average Applicant Income | $36,000 |
| Highest Applicant Income | $445,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with R.H. Lending, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing R.H. Lending, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down R.H. Lending, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how R.H. Lending, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by R.H. Lending, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at R.H. Lending, Inc.'s mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tarrant County Texas | 83 | $ 8,260,000 | $ 99,000 | $ 47,000 |
| Dallas County Texas | 47 | $ 7,240,000 | $ 154,000 | $ 60,000 |
| Hunt County Texas | 38 | $ 3,895,000 | $ 102,000 | $ 44,000 |
| Randall County Texas | 30 | $ 3,175,000 | $ 105,000 | $ 43,000 |
| Johnson County Texas | 25 | $ 2,813,000 | $ 112,000 | $ 44,000 |
| Harris County Texas | 21 | $ 2,364,000 | $ 112,000 | $ 55,000 |
| Denton County Texas | 20 | $ 2,974,000 | $ 148,000 | $ 57,000 |
| Harrison County Texas | 20 | $ 2,030,000 | $ 101,000 | $ 48,000 |
| Mobile County Alabama | 19 | $ 1,723,000 | $ 90,000 | $ 41,000 |
| Collin County Texas | 18 | $ 2,657,000 | $ 147,000 | $ 61,000 |
| Liberty County Georgia | 17 | $ 1,808,000 | $ 106,000 | $ 46,000 |
| Kaufman County Texas | 16 | $ 1,505,000 | $ 94,000 | $ 35,000 |
| Long County Georgia | 15 | $ 1,696,000 | $ 113,000 | $ 47,000 |
| Potter County Texas | 15 | $ 1,545,000 | $ 103,000 | $ 34,000 |
| Parker County Texas | 12 | $ 1,367,000 | $ 113,000 | $ 34,000 |
| Wayne County Georgia | 11 | $ 1,101,000 | $ 100,000 | $ 43,000 |
| Henderson County Texas | 11 | $ 1,147,000 | $ 104,000 | $ 44,000 |
| Midland County Texas | 11 | $ 1,940,000 | $ 176,000 | $ 70,000 |
| Wise County Texas | 11 | $ 1,058,000 | $ 96,000 | $ 29,000 |
| Lafayette County Louisiana | 10 | $ 1,229,000 | $ 122,000 | $ 49,000 |
| Rockwall County Texas | 10 | $ 1,205,000 | $ 120,000 | $ 62,000 |
| Lauderdale County Mississippi | 9 | $ 631,000 | $ 70,000 | $ 32,000 |
| Montgomery County Texas | 9 | $ 1,235,000 | $ 137,000 | $ 53,000 |
| Laurens County Georgia | 8 | $ 778,000 | $ 97,000 | $ 36,000 |
| Calcasieu County Louisiana | 8 | $ 939,000 | $ 117,000 | $ 27,000 |
| Gregg County Texas | 8 | $ 1,084,000 | $ 135,000 | $ 62,000 |
| Guadalupe County Texas | 8 | $ 853,000 | $ 106,000 | $ 41,000 |
| Navarro County Texas | 8 | $ 763,000 | $ 95,000 | $ 32,000 |
| Smith County Texas | 8 | $ 847,000 | $ 105,000 | $ 42,000 |
| Tattnall County Georgia | 7 | $ 723,000 | $ 103,000 | $ 56,000 |
| Lincoln County Mississippi | 7 | $ 617,000 | $ 88,000 | $ 28,000 |
| Bexar County Texas | 7 | $ 988,000 | $ 141,000 | $ 75,000 |
| McLennan County Texas | 7 | $ 781,000 | $ 111,000 | $ 54,000 |
| Scurry County Texas | 7 | $ 731,000 | $ 104,000 | $ 57,000 |
| Travis County Texas | 7 | $ 1,014,000 | $ 144,000 | $ 42,000 |
| Upshur County Texas | 7 | $ 879,000 | $ 125,000 | $ 47,000 |
| Acadia County Louisiana | 6 | $ 837,000 | $ 139,000 | $ 78,000 |
| St. Martin County Louisiana | 6 | $ 806,000 | $ 134,000 | $ 64,000 |
| Bowie County Texas | 6 | $ 575,000 | $ 95,000 | $ 38,000 |
| Comal County Texas | 6 | $ 695,000 | $ 115,000 | $ 30,000 |
| Rusk County Texas | 6 | $ 746,000 | $ 124,000 | $ 53,000 |
| Iberia County Louisiana | 5 | $ 500,000 | $ 100,000 | $ 53,000 |
| Florence County South Carolina | 5 | $ 463,000 | $ 92,000 | $ 32,000 |
| Spartanburg County South Carolina | 5 | $ 428,000 | $ 85,000 | $ 44,000 |
| Anderson County Texas | 5 | $ 713,000 | $ 142,000 | $ 68,000 |
| Bell County Texas | 5 | $ 490,000 | $ 98,000 | $ 33,000 |
| Cherokee County Texas | 5 | $ 476,000 | $ 95,000 | $ 23,000 |
| Hill County Texas | 5 | $ 519,000 | $ 103,000 | $ 24,000 |
| Hood County Texas | 5 | $ 508,000 | $ 101,000 | $ 35,000 |
| Palo Pinto County Texas | 5 | $ 601,000 | $ 120,000 | $ 25,000 |
| Victoria County Texas | 5 | $ 511,000 | $ 102,000 | $ 63,000 |
| Walker County Texas | 5 | $ 548,000 | $ 109,000 | $ 21,000 |
| Baldwin County Alabama | 4 | $ 429,000 | $ 107,000 | $ 24,000 |
| Elmore County Alabama | 4 | $ 364,000 | $ 91,000 | $ 33,000 |
| Garland County Arkansas | 4 | $ 485,000 | $ 121,000 | $ 37,000 |
| Pulaski County Arkansas | 4 | $ 318,000 | $ 79,000 | $ 41,000 |
| Bulloch County Georgia | 4 | $ 450,000 | $ 112,000 | $ 40,000 |
| Chatham County Georgia | 4 | $ 376,000 | $ 94,000 | $ 33,000 |
| DeKalb County Georgia | 4 | $ 357,000 | $ 89,000 | $ 33,000 |
| Dodge County Georgia | 4 | $ 359,000 | $ 89,000 | $ 36,000 |
| Richmond County Georgia | 4 | $ 487,000 | $ 121,000 | $ 41,000 |
| Bossier County Louisiana | 4 | $ 493,000 | $ 123,000 | $ 53,000 |
| Caddo County Louisiana | 4 | $ 390,000 | $ 97,000 | $ 40,000 |
| Copiah County Mississippi | 4 | $ 314,000 | $ 78,000 | $ 27,000 |
| Lee County Mississippi | 4 | $ 385,000 | $ 96,000 | $ 43,000 |
| Aiken County South Carolina | 4 | $ 343,000 | $ 85,000 | $ 35,000 |
| Cherokee County South Carolina | 4 | $ 361,000 | $ 90,000 | $ 44,000 |
| Lexington County South Carolina | 4 | $ 372,000 | $ 93,000 | $ 36,000 |
| Bastrop County Texas | 4 | $ 512,000 | $ 128,000 | $ 25,000 |
| Caldwell County Texas | 4 | $ 473,000 | $ 118,000 | $ 11,000 |
| Ector County Texas | 4 | $ 536,000 | $ 134,000 | $ 26,000 |
| Ellis County Texas | 4 | $ 472,000 | $ 118,000 | $ 74,000 |
| Erath County Texas | 4 | $ 505,000 | $ 126,000 | $ 48,000 |
| Hardin County Texas | 4 | $ 476,000 | $ 119,000 | $ 72,000 |
| Lamar County Texas | 4 | $ 435,000 | $ 108,000 | $ 36,000 |
| Medina County Texas | 4 | $ 458,000 | $ 114,000 | $ 38,000 |
| Van Zandt County Texas | 4 | $ 343,000 | $ 85,000 | $ 39,000 |
| Covington County Alabama | 3 | $ 335,000 | $ 111,000 | $ 67,000 |
| Jefferson County Alabama | 3 | $ 441,000 | $ 147,000 | $ 39,000 |
| Saline County Arkansas | 3 | $ 291,000 | $ 97,000 | $ 35,000 |
| Fulton County Georgia | 3 | $ 369,000 | $ 123,000 | $ 48,000 |
| Gwinnett County Georgia | 3 | $ 412,000 | $ 137,000 | $ 64,000 |
| Rockdale County Georgia | 3 | $ 466,000 | $ 155,000 | $ 54,000 |
| Lafourche County Louisiana | 3 | $ 513,000 | $ 171,000 | $ 42,000 |
| Lincoln County Louisiana | 3 | $ 325,000 | $ 108,000 | $ 13,000 |
| Livingston County Louisiana | 3 | $ 373,000 | $ 124,000 | $ 60,000 |
| St. Landry County Louisiana | 3 | $ 280,000 | $ 93,000 | $ 55,000 |
| Union County Louisiana | 3 | $ 508,000 | $ 169,000 | $ 46,000 |
| Webster County Louisiana | 3 | $ 314,000 | $ 104,000 | $ 31,000 |
| Jefferson County Mississippi | 3 | $ 254,000 | $ 84,000 | $ 32,000 |
| Cleveland County Oklahoma | 3 | $ 324,000 | $ 108,000 | $ 46,000 |
| Logan County Oklahoma | 3 | $ 469,000 | $ 156,000 | $ 17,000 |
| Oklahoma County Oklahoma | 3 | $ 474,000 | $ 158,000 | $ 21,000 |
| Pawnee County Oklahoma | 3 | $ 319,000 | $ 106,000 | $ 12,000 |
| Pittsburg County Oklahoma | 3 | $ 363,000 | $ 121,000 | $ 45,000 |
| Rogers County Oklahoma | 3 | $ 483,000 | $ 161,000 | $ 63,000 |
| Marion County South Carolina | 3 | $ 259,000 | $ 86,000 | $ 54,000 |
| McMinn County Tennessee | 3 | $ 277,000 | $ 92,000 | $ 35,000 |
| Angelina County Texas | 3 | $ 313,000 | $ 104,000 | $ 22,000 |
| Atascosa County Texas | 3 | $ 322,000 | $ 107,000 | $ 41,000 |
| Brazoria County Texas | 3 | $ 459,000 | $ 153,000 | $ 62,000 |
| Brazos County Texas | 3 | $ 278,000 | $ 92,000 | $ 37,000 |
| Burnet County Texas | 3 | $ 547,000 | $ 182,000 | $ 65,000 |
| Callahan County Texas | 3 | $ 251,000 | $ 83,000 | $ 50,000 |
| Deaf Smith County Texas | 3 | $ 252,000 | $ 84,000 | $ 53,000 |
| Hays County Texas | 3 | $ 320,000 | $ 106,000 | $ 27,000 |
| Moore County Texas | 3 | $ 210,000 | $ 70,000 | $ 33,000 |
| Morris County Texas | 3 | $ 316,000 | $ 105,000 | $ 48,000 |
| Orange County Texas | 3 | $ 320,000 | $ 106,000 | $ 53,000 |
| Taylor County Texas | 3 | $ 253,000 | $ 84,000 | $ 85,000 |
| Wood County Texas | 3 | $ 236,000 | $ 78,000 | $ 34,000 |
| Chilton County Alabama | 2 | $ 206,000 | $ 103,000 | $ 43,000 |
| Crenshaw County Alabama | 2 | $ 208,000 | $ 104,000 | $ 53,000 |
| Madison County Alabama | 2 | $ 186,000 | $ 93,000 | $ 37,000 |
| St. Clair County Alabama | 2 | $ 138,000 | $ 69,000 | $ 43,000 |
| Lonoke County Arkansas | 2 | $ 276,000 | $ 138,000 | $ 65,000 |
| Mississippi County Arkansas | 2 | $ 142,000 | $ 71,000 | $ 50,000 |
| Bleckley County Georgia | 2 | $ 161,000 | $ 80,000 | $ 29,000 |
| Emanuel County Georgia | 2 | $ 181,000 | $ 90,000 | $ 27,000 |
| Evans County Georgia | 2 | $ 239,000 | $ 119,000 | $ 49,000 |
| Forsyth County Georgia | 2 | $ 302,000 | $ 151,000 | $ 70,000 |
| McIntosh County Georgia | 2 | $ 184,000 | $ 92,000 | $ 39,000 |
| Toombs County Georgia | 2 | $ 172,000 | $ 86,000 | $ 69,000 |
| Treutlen County Georgia | 2 | $ 191,000 | $ 95,000 | $ 29,000 |
| Christian County Kentucky | 2 | $ 199,000 | $ 99,000 | $ 39,000 |
| Mason County Kentucky | 2 | $ 144,000 | $ 72,000 | $ 21,000 |
| Beauregard County Louisiana | 2 | $ 288,000 | $ 144,000 | $ 26,000 |
| Bienville County Louisiana | 2 | $ 147,000 | $ 73,000 | $ 45,000 |
| Claiborne County Louisiana | 2 | $ 257,000 | $ 128,000 | $ 0 |
| Franklin County Louisiana | 2 | $ 279,000 | $ 139,000 | $ 0 |
| Natchitoches County Louisiana | 2 | $ 307,000 | $ 153,000 | $ 100,000 |
| Rapides County Louisiana | 2 | $ 154,000 | $ 77,000 | $ 46,000 |
| St. Mary County Louisiana | 2 | $ 212,000 | $ 106,000 | $ 18,000 |
| Terrebonne County Louisiana | 2 | $ 313,000 | $ 156,000 | $ 0 |
| Vermilion County Louisiana | 2 | $ 213,000 | $ 106,000 | $ 51,000 |
| Adams County Mississippi | 2 | $ 197,000 | $ 98,000 | $ 38,000 |
| Harrison County Mississippi | 2 | $ 138,000 | $ 69,000 | $ 20,000 |
| Itawamba County Mississippi | 2 | $ 198,000 | $ 99,000 | $ 37,000 |
| Jackson County Mississippi | 2 | $ 212,000 | $ 106,000 | $ 64,000 |
| Newton County Mississippi | 2 | $ 161,000 | $ 80,000 | $ 10,000 |
| Warren County Mississippi | 2 | $ 186,000 | $ 93,000 | $ 11,000 |
| Carter County Oklahoma | 2 | $ 207,000 | $ 103,000 | $ 35,000 |
| Creek County Oklahoma | 2 | $ 237,000 | $ 118,000 | $ 36,000 |
| Delaware County Oklahoma | 2 | $ 230,000 | $ 115,000 | $ 19,000 |
| Lincoln County Oklahoma | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Okmulgee County Oklahoma | 2 | $ 203,000 | $ 101,000 | $ 23,000 |
| Stephens County Oklahoma | 2 | $ 203,000 | $ 101,000 | $ 17,000 |
| Wagoner County Oklahoma | 2 | $ 235,000 | $ 117,000 | $ 55,000 |
| Woodward County Oklahoma | 2 | $ 287,000 | $ 143,000 | $ 0 |
| Greenville County South Carolina | 2 | $ 183,000 | $ 91,000 | $ 44,000 |
| Lee County South Carolina | 2 | $ 177,000 | $ 88,000 | $ 29,000 |
| Haywood County Tennessee | 2 | $ 197,000 | $ 98,000 | $ 37,000 |
| Carson County Texas | 2 | $ 196,000 | $ 98,000 | $ 57,000 |
| Cass County Texas | 2 | $ 211,000 | $ 105,000 | $ 20,000 |
| Cooke County Texas | 2 | $ 240,000 | $ 120,000 | $ 74,000 |
| DeWitt County Texas | 2 | $ 168,000 | $ 84,000 | $ 46,000 |
| Fannin County Texas | 2 | $ 248,000 | $ 124,000 | $ 70,000 |
| Fayette County Texas | 2 | $ 360,000 | $ 180,000 | $ 42,000 |
| Frio County Texas | 2 | $ 250,000 | $ 125,000 | $ 60,000 |
| Grayson County Texas | 2 | $ 179,000 | $ 89,000 | $ 13,000 |
| Hidalgo County Texas | 2 | $ 213,000 | $ 106,000 | $ 44,000 |
| Jackson County Texas | 2 | $ 287,000 | $ 143,000 | $ 68,000 |
| Jones County Texas | 2 | $ 207,000 | $ 103,000 | $ 50,000 |
| Liberty County Texas | 2 | $ 185,000 | $ 92,000 | $ 60,000 |
| Panola County Texas | 2 | $ 165,000 | $ 82,000 | $ 31,000 |
| Rains County Texas | 2 | $ 216,000 | $ 108,000 | $ 67,000 |
| San Patricio County Texas | 2 | $ 288,000 | $ 144,000 | $ 17,000 |
| Tom Green County Texas | 2 | $ 244,000 | $ 122,000 | $ 37,000 |
| Williamson County Texas | 2 | $ 213,000 | $ 106,000 | $ 25,000 |
| Wilson County Texas | 2 | $ 212,000 | $ 106,000 | $ 26,000 |
| Autauga County Alabama | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Bibb County Alabama | 1 | $ 139,000 | $ 139,000 | $ 82,000 |
| Butler County Alabama | 1 | $ 84,000 | $ 84,000 | $ 41,000 |
| Clay County Alabama | 1 | $ 121,000 | $ 121,000 | $ 38,000 |
| Franklin County Alabama | 1 | $ 126,000 | $ 126,000 | $ 33,000 |
| Limestone County Alabama | 1 | $ 109,000 | $ 109,000 | $ 46,000 |
| Pike County Alabama | 1 | $ 91,000 | $ 91,000 | $ 23,000 |
| Russell County Alabama | 1 | $ 97,000 | $ 97,000 | $ 40,000 |
| Talladega County Alabama | 1 | $ 141,000 | $ 141,000 | $ 58,000 |
| Washington County Alabama | 1 | $ 126,000 | $ 126,000 | $ 90,000 |
| Ashley County Arkansas | 1 | $ 122,000 | $ 122,000 | $ 45,000 |
| Chicot County Arkansas | 1 | $ 87,000 | $ 87,000 | $ 33,000 |
| Crawford County Arkansas | 1 | $ 151,000 | $ 151,000 | $ 68,000 |
| Faulkner County Arkansas | 1 | $ 97,000 | $ 97,000 | $ 32,000 |
| Jefferson County Arkansas | 1 | $ 60,000 | $ 60,000 | $ 24,000 |
| Miller County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Sevier County Arkansas | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Bibb County Georgia | 1 | $ 78,000 | $ 78,000 | $ 27,000 |
| Brantley County Georgia | 1 | $ 104,000 | $ 104,000 | $ 45,000 |
| Candler County Georgia | 1 | $ 76,000 | $ 76,000 | $ 22,000 |
| Clayton County Georgia | 1 | $ 76,000 | $ 76,000 | $ 26,000 |
| Cobb County Georgia | 1 | $ 170,000 | $ 170,000 | $ 46,000 |
| Columbia County Georgia | 1 | $ 109,000 | $ 109,000 | $ 45,000 |
| Cook County Georgia | 1 | $ 150,000 | $ 150,000 | $ 82,000 |
| Dougherty County Georgia | 1 | $ 102,000 | $ 102,000 | $ 32,000 |
| Effingham County Georgia | 1 | $ 84,000 | $ 84,000 | $ 29,000 |
| Grady County Georgia | 1 | $ 77,000 | $ 77,000 | $ 30,000 |
| Henry County Georgia | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Jones County Georgia | 1 | $ 87,000 | $ 87,000 | $ 26,000 |
| Lumpkin County Georgia | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Macon County Georgia | 1 | $ 97,000 | $ 97,000 | $ 28,000 |
| McDuffie County Georgia | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Montgomery County Georgia | 1 | $ 97,000 | $ 97,000 | $ 55,000 |
| Stephens County Georgia | 1 | $ 63,000 | $ 63,000 | $ 32,000 |
| Telfair County Georgia | 1 | $ 73,000 | $ 73,000 | $ 27,000 |
| Tift County Georgia | 1 | $ 151,000 | $ 151,000 | $ 50,000 |
| Twiggs County Georgia | 1 | $ 83,000 | $ 83,000 | $ 47,000 |
| Bullitt County Kentucky | 1 | $ 111,000 | $ 111,000 | $ 30,000 |
| Franklin County Kentucky | 1 | $ 93,000 | $ 93,000 | $ 82,000 |
| Hardin County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 31,000 |
| Henderson County Kentucky | 1 | $ 106,000 | $ 106,000 | $ 46,000 |
| Muhlenberg County Kentucky | 1 | $ 83,000 | $ 83,000 | $ 69,000 |
| Nelson County Kentucky | 1 | $ 143,000 | $ 143,000 | $ 64,000 |
| Ohio County Kentucky | 1 | $ 207,000 | $ 207,000 | $ 103,000 |
| Webster County Kentucky | 1 | $ 124,000 | $ 124,000 | $ 44,000 |
| Allen County Louisiana | 1 | $ 126,000 | $ 126,000 | $ 77,000 |
| Assumption County Louisiana | 1 | $ 84,000 | $ 84,000 | $ 46,000 |
| Caldwell County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Concordia County Louisiana | 1 | $ 97,000 | $ 97,000 | $ 0 |
| East Baton Rouge County Louisiana | 1 | $ 90,000 | $ 90,000 | $ 44,000 |
| East Feliciana County Louisiana | 1 | $ 112,000 | $ 112,000 | $ 0 |
| La Salle County Louisiana | 1 | $ 121,000 | $ 121,000 | $ 85,000 |
| Orleans County Louisiana | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Ouachita County Louisiana | 1 | $ 153,000 | $ 153,000 | $ 108,000 |
| Plaquemines County Louisiana | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Richland County Louisiana | 1 | $ 118,000 | $ 118,000 | $ 0 |
| St. Bernard County Louisiana | 1 | $ 142,000 | $ 142,000 | $ 0 |
| St. Tammany County Louisiana | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Tangipahoa County Louisiana | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Winn County Louisiana | 1 | $ 209,000 | $ 209,000 | $ 81,000 |
| Attala County Mississippi | 1 | $ 93,000 | $ 93,000 | $ 86,000 |
| Clarke County Mississippi | 1 | $ 94,000 | $ 94,000 | $ 41,000 |
| Covington County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| DeSoto County Mississippi | 1 | $ 88,000 | $ 88,000 | $ 33,000 |
| Lawrence County Mississippi | 1 | $ 83,000 | $ 83,000 | $ 67,000 |
| Lowndes County Mississippi | 1 | $ 200,000 | $ 200,000 | $ 80,000 |
| Madison County Mississippi | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Panola County Mississippi | 1 | $ 60,000 | $ 60,000 | $ 39,000 |
| Tate County Mississippi | 1 | $ 122,000 | $ 122,000 | $ 46,000 |
| Tishomingo County Mississippi | 1 | $ 126,000 | $ 126,000 | $ 44,000 |
| Walthall County Mississippi | 1 | $ 88,000 | $ 88,000 | $ 24,000 |
| Yalobusha County Mississippi | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Bryan County Oklahoma | 1 | $ 89,000 | $ 89,000 | $ 60,000 |
| Caddo County Oklahoma | 1 | $ 144,000 | $ 144,000 | $ 37,000 |
| Canadian County Oklahoma | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Coal County Oklahoma | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Garfield County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Garvin County Oklahoma | 1 | $ 202,000 | $ 202,000 | $ 111,000 |
| Kay County Oklahoma | 1 | $ 108,000 | $ 108,000 | $ 0 |
| McClain County Oklahoma | 1 | $ 126,000 | $ 126,000 | $ 47,000 |
| McIntosh County Oklahoma | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Okfuskee County Oklahoma | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Osage County Oklahoma | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Payne County Oklahoma | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 136,000 | $ 136,000 | $ 37,000 |
| Anderson County South Carolina | 1 | $ 136,000 | $ 136,000 | $ 53,000 |
| Barnwell County South Carolina | 1 | $ 88,000 | $ 88,000 | $ 36,000 |
| Chester County South Carolina | 1 | $ 104,000 | $ 104,000 | $ 43,000 |
| Chesterfield County South Carolina | 1 | $ 104,000 | $ 104,000 | $ 60,000 |
| Darlington County South Carolina | 1 | $ 117,000 | $ 117,000 | $ 67,000 |
| Dillon County South Carolina | 1 | $ 104,000 | $ 104,000 | $ 34,000 |
| Edgefield County South Carolina | 1 | $ 86,000 | $ 86,000 | $ 29,000 |
| Horry County South Carolina | 1 | $ 90,000 | $ 90,000 | $ 69,000 |
| Kershaw County South Carolina | 1 | $ 64,000 | $ 64,000 | $ 52,000 |
| Laurens County South Carolina | 1 | $ 96,000 | $ 96,000 | $ 42,000 |
| McCormick County South Carolina | 1 | $ 96,000 | $ 96,000 | $ 34,000 |
| Newberry County South Carolina | 1 | $ 72,000 | $ 72,000 | $ 20,000 |
| Orangeburg County South Carolina | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Richland County South Carolina | 1 | $ 126,000 | $ 126,000 | $ 59,000 |
| Union County South Carolina | 1 | $ 102,000 | $ 102,000 | $ 56,000 |
| York County South Carolina | 1 | $ 106,000 | $ 106,000 | $ 34,000 |
| Davidson County Tennessee | 1 | $ 98,000 | $ 98,000 | $ 48,000 |
| Dickson County Tennessee | 1 | $ 58,000 | $ 58,000 | $ 33,000 |
| Hamilton County Tennessee | 1 | $ 78,000 | $ 78,000 | $ 59,000 |
| Hawkins County Tennessee | 1 | $ 112,000 | $ 112,000 | $ 115,000 |
| Hickman County Tennessee | 1 | $ 133,000 | $ 133,000 | $ 36,000 |
| Madison County Tennessee | 1 | $ 103,000 | $ 103,000 | $ 46,000 |
| McNairy County Tennessee | 1 | $ 113,000 | $ 113,000 | $ 49,000 |
| Sumner County Tennessee | 1 | $ 98,000 | $ 98,000 | $ 31,000 |
| Andrews County Texas | 1 | $ 132,000 | $ 132,000 | $ 67,000 |
| Bandera County Texas | 1 | $ 107,000 | $ 107,000 | $ 37,000 |
| Bee County Texas | 1 | $ 156,000 | $ 156,000 | $ 54,000 |
| Burleson County Texas | 1 | $ 76,000 | $ 76,000 | $ 37,000 |
| Calhoun County Texas | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Chambers County Texas | 1 | $ 136,000 | $ 136,000 | $ 82,000 |
| Coryell County Texas | 1 | $ 100,000 | $ 100,000 | $ 74,000 |
| Delta County Texas | 1 | $ 91,000 | $ 91,000 | $ 24,000 |
| Dimmit County Texas | 1 | $ 140,000 | $ 140,000 | $ 77,000 |
| Eastland County Texas | 1 | $ 114,000 | $ 114,000 | $ 68,000 |
| Edwards County Texas | 1 | $ 67,000 | $ 67,000 | $ 40,000 |
| Fort Bend County Texas | 1 | $ 117,000 | $ 117,000 | $ 54,000 |
| Gaines County Texas | 1 | $ 88,000 | $ 88,000 | $ 38,000 |
| Gonzales County Texas | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Hansford County Texas | 1 | $ 142,000 | $ 142,000 | $ 92,000 |
| Houston County Texas | 1 | $ 174,000 | $ 174,000 | $ 75,000 |
| Hutchinson County Texas | 1 | $ 83,000 | $ 83,000 | $ 75,000 |
| Jasper County Texas | 1 | $ 92,000 | $ 92,000 | $ 64,000 |
| Jefferson County Texas | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Jim Wells County Texas | 1 | $ 80,000 | $ 80,000 | $ 58,000 |
| Karnes County Texas | 1 | $ 108,000 | $ 108,000 | $ 60,000 |
| Kendall County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Kerr County Texas | 1 | $ 211,000 | $ 211,000 | $ 125,000 |
| Leon County Texas | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Lubbock County Texas | 1 | $ 88,000 | $ 88,000 | $ 60,000 |
| Madison County Texas | 1 | $ 169,000 | $ 169,000 | $ 219,000 |
| Marion County Texas | 1 | $ 122,000 | $ 122,000 | $ 61,000 |
| Martin County Texas | 1 | $ 146,000 | $ 146,000 | $ 91,000 |
| Matagorda County Texas | 1 | $ 90,000 | $ 90,000 | $ 51,000 |
| Mitchell County Texas | 1 | $ 211,000 | $ 211,000 | $ 85,000 |
| Parmer County Texas | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Red River County Texas | 1 | $ 126,000 | $ 126,000 | $ 49,000 |
| Reeves County Texas | 1 | $ 264,000 | $ 264,000 | $ 137,000 |
| Refugio County Texas | 1 | $ 113,000 | $ 113,000 | $ 59,000 |
| San Jacinto County Texas | 1 | $ 119,000 | $ 119,000 | $ 85,000 |
| Swisher County Texas | 1 | $ 61,000 | $ 61,000 | $ 38,000 |
| Titus County Texas | 1 | $ 133,000 | $ 133,000 | $ 68,000 |
| Waller County Texas | 1 | $ 82,000 | $ 82,000 | $ 41,000 |
| Wichita County Texas | 1 | $ 63,000 | $ 63,000 | $ 20,000 |
| Wilbarger County Texas | 1 | $ 117,000 | $ 117,000 | $ 50,000 |
| Yoakum County Texas | 1 | $ 119,000 | $ 119,000 | $ 66,000 |
| Kanawha County West Virginia | 1 | $ 119,000 | $ 119,000 | $ 65,000 |
| Wirt County West Virginia | 1 | $ 88,000 | $ 88,000 | $ 30,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 988 | $110,136,000 | $111,000 | $339,000 | $52,000 | $271,000 |
| Refinancing | 165 | $21,953,000 | $133,000 | $730,000 | $8,000 | $445,000 |
| Home Improvement | 1 | $207,000 | $207,000 | $207,000 | $48,000 | $48,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 739 | $86,092,000 | $116,000 | $730,000 | $46,000 | $445,000 |
| Black or African American | 214 | $24,071,000 | $112,000 | $274,000 | $43,000 | $122,000 |
| Hispanic | 153 | $17,027,000 | $111,000 | $264,000 | $45,000 | $137,000 |
| Not Provided | 33 | $3,334,000 | $101,000 | $209,000 | $45,000 | $98,000 |
| American Indian or Alaskan Native | 7 | $702,000 | $100,000 | $131,000 | $38,000 | $83,000 |
| Asian | 7 | $985,000 | $140,000 | $326,000 | $57,000 | $74,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $85,000 | $85,000 | $85,000 | $41,000 | $41,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,143 | $129,189,000 | $113,000 | $326,000 | $45,000 | $271,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11 | $3,107,000 | $282,000 | $730,000 | $119,000 | $445,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 892 | $102,356,000 | $114,000 | $339,000 | $43,000 | $219,000 |
| Application Withdrawn By Applicant | 109 | $11,489,000 | $105,000 | $247,000 | $53,000 | $133,000 |
| File Closed For Incompleteness | 85 | $8,333,000 | $98,000 | $195,000 | $42,000 | $95,000 |
| Application Denied By Financial Institution | 47 | $5,447,000 | $115,000 | $228,000 | $46,000 | $134,000 |
| Loan Purchased By The Institution | 21 | $4,671,000 | $222,000 | $730,000 | $101,000 | $445,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 10 | $1,064,000 | $106,000 | $189,000 | $45,000 | $73,000 |
| Debt-To-Income Ratio | 10 | $1,393,000 | $139,000 | $228,000 | $41,000 | $70,000 |
| Collateral | 7 | $752,000 | $107,000 | $151,000 | $59,000 | $134,000 |
| Employment History | 6 | $691,000 | $115,000 | $141,000 | $40,000 | $46,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $482,000 | $96,000 | $135,000 | $41,000 | $75,000 |
| Other | 5 | $582,000 | $116,000 | $154,000 | $46,000 | $60,000 |
| Unverifiable Information | 2 | $242,000 | $121,000 | $128,000 | $45,000 | $49,000 |
| Credit Application Incomplete | 1 | $172,000 | $172,000 | $172,000 | $100,000 | $100,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into R.H. Lending, Inc.'s 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess R.H. Lending, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.