Raymond James Bank Mortgage Lending & HMDA Data, 2021
In 2021, Raymond James Bank of Saint Petersburg, FL reported 2,597 mortgage applications totaling $2.7 billion, up 2% from 2020. The average application was for $1,036,270, and applicants reported an average income of $534,491. 61% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Tampa-St. Petersburg-Clearwater, FL (194), Los Angeles-Long Beach-Glendale, CA (169) and New York-Jersey City-White Plains, NY-NJ (120) (applications in parentheses).
| Mortgage Company & Address | Raymond James Bank 710 Carillon Parkway Saint Petersburg, FL 33716 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 2,597 |
| Total Mortgage Loan Application Amount | $2,691,195,000 |
| Average Mortgage Loan Application Amount | $1,036,270 |
| Highest Mortgage Loan Application Amount | $28,705,000 |
| Average Applicant Income | $534,491 |
| Highest Applicant Income | $8,779,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Raymond James Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 217 | $ 242,625,000 | $ 1,118,087 | $ 552,562 |
| Tampa-St. Petersburg-Clearwater, FL | 194 | $ 102,200,000 | $ 526,804 | $ 230,000 |
| Los Angeles-Long Beach-Glendale, CA | 169 | $ 302,175,000 | $ 1,788,017 | $ 774,000 |
| New York-Jersey City-White Plains, NY-NJ | 120 | $ 173,960,000 | $ 1,449,666 | $ 773,833 |
| San Jose-Sunnyvale-Santa Clara, CA | 78 | $ 92,080,000 | $ 1,180,512 | $ 402,000 |
| Miami-Miami Beach-Kendall, FL | 61 | $ 120,875,000 | $ 1,981,557 | $ 1,096,000 |
| Anaheim-Santa Ana-Irvine, CA | 55 | $ 65,075,000 | $ 1,183,181 | $ 467,000 |
| Denver-Aurora-Lakewood, CO | 55 | $ 51,065,000 | $ 928,454 | $ 473,000 |
| Houston-The Woodlands-Sugar Land, TX | 55 | $ 53,655,000 | $ 975,545 | $ 536,000 |
| San Francisco-Redwood City-South San Francisco, CA | 55 | $ 90,925,000 | $ 1,653,181 | $ 912,000 |
| Oakland-Hayward-Berkeley, CA | 53 | $ 53,765,000 | $ 1,014,433 | $ 380,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 53 | $ 69,665,000 | $ 1,314,433 | $ 679,000 |
| Dallas-Plano-Irving, TX | 48 | $ 59,940,000 | $ 1,248,750 | $ 661,000 |
| Atlanta-Sandy Springs-Roswell, GA | 47 | $ 34,245,000 | $ 728,617 | $ 478,000 |
| Austin-Round Rock, TX | 43 | $ 46,405,000 | $ 1,079,186 | $ 525,000 |
| Chicago-Naperville, IL | 41 | $ 39,195,000 | $ 955,975 | $ 489,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 41 | $ 50,865,000 | $ 1,240,609 | $ 1,116,000 |
| San Diego-Carlsbad, CA | 39 | $ 44,745,000 | $ 1,147,307 | $ 350,000 |
| Phoenix-Mesa-Scottsdale, AZ | 37 | $ 28,185,000 | $ 761,756 | $ 371,000 |
| Nassau County-Suffolk County, NY | 36 | $ 49,160,000 | $ 1,365,555 | $ 756,000 |
| Naples-Immokalee-Marco Island, FL | 35 | $ 40,185,000 | $ 1,148,142 | $ 463,000 |
| North Port-Sarasota-Bradenton, FL | 35 | $ 32,885,000 | $ 939,571 | $ 587,000 |
| Bridgeport-Stamford-Norwalk, CT | 33 | $ 46,005,000 | $ 1,394,090 | $ 686,000 |
| Jacksonville, FL | 30 | $ 23,680,000 | $ 789,333 | $ 434,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 29 | $ 28,915,000 | $ 997,068 | $ 652,620 |
| Seattle-Bellevue-Everett, WA | 28 | $ 29,400,000 | $ 1,050,000 | $ 628,000 |
| Warren-Troy-Farmington Hills, MI | 27 | $ 16,735,000 | $ 619,814 | $ 423,000 |
| Cape Coral-Fort Myers, FL | 26 | $ 13,140,000 | $ 505,384 | $ 283,000 |
| New York-Newark, NY | 24 | $ 18,500,000 | $ 770,833 | $ 504,750 |
| Charlotte-Concord-Gastonia, NC-SC | 23 | $ 17,615,000 | $ 765,869 | $ 371,913 |
| Riverside-San Bernardino-Ontario, CA | 23 | $ 23,135,000 | $ 1,005,869 | $ 727,000 |
| Charleston-North Charleston, SC | 22 | $ 22,770,000 | $ 1,035,000 | $ 455,000 |
| Montgomery County-Bucks County-Chester County, PA | 21 | $ 13,265,000 | $ 631,666 | $ 613,000 |
| Cambridge-Newton-Framingham, MA | 19 | $ 24,035,000 | $ 1,265,000 | $ 605,000 |
| Newark, NJ-PA | 19 | $ 16,925,000 | $ 890,789 | $ 359,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 18 | $ 15,710,000 | $ 872,777 | $ 370,000 |
| Las Vegas-Henderson-Paradise, NV | 16 | $ 15,660,000 | $ 978,750 | $ 548,000 |
| Orlando-Kissimmee-Sanford, FL | 16 | $ 10,860,000 | $ 678,750 | $ 507,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 16 | $ 14,030,000 | $ 876,875 | $ 872,000 |
| San Rafael, CA | 16 | $ 18,420,000 | $ 1,151,250 | $ 457,000 |
| Baltimore-Columbia-Towson, MD | 15 | $ 13,425,000 | $ 895,000 | $ 455,000 |
| Fort Worth-Arlington, TX | 15 | $ 10,565,000 | $ 704,333 | $ 374,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 15 | $ 12,625,000 | $ 841,666 | $ 560,000 |
| Boston, MA | 12 | $ 13,830,000 | $ 1,152,500 | $ 733,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 12 | $ 11,760,000 | $ 980,000 | $ 488,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 12 | $ 11,200,000 | $ 933,333 | $ 372,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 12 | $ 7,610,000 | $ 634,166 | $ 360,166 |
| Cleveland-Elyria, OH | 11 | $ 5,185,000 | $ 471,363 | $ 386,000 |
| Lexington-Fayette, KY | 11 | $ 9,315,000 | $ 846,818 | $ 469,000 |
| New Orleans-Metairie, LA | 11 | $ 8,845,000 | $ 804,090 | $ 575,000 |
| Raleigh, NC | 11 | $ 6,235,000 | $ 566,818 | $ 516,000 |
| St. Louis, MO-IL | 11 | $ 7,965,000 | $ 724,090 | $ 290,636 |
| Wilmington, NC | 11 | $ 9,345,000 | $ 849,545 | $ 479,000 |
| Asheville, NC | 10 | $ 7,480,000 | $ 748,000 | $ 310,000 |
| Memphis, TN-MS-AR | 10 | $ 4,600,000 | $ 460,000 | $ 318,600 |
| San Antonio-New Braunfels, TX | 10 | $ 6,590,000 | $ 659,000 | $ 338,000 |
| Columbus, OH | 9 | $ 2,895,000 | $ 321,666 | $ 373,000 |
| Grand Rapids-Wyoming, MI | 9 | $ 6,455,000 | $ 717,222 | $ 243,000 |
| Indianapolis-Carmel-Anderson, IN | 9 | $ 4,825,000 | $ 536,111 | $ 351,000 |
| Lake County-Kenosha County, IL-WI | 9 | $ 6,985,000 | $ 776,111 | $ 381,000 |
| Philadelphia, PA | 9 | $ 9,395,000 | $ 1,043,888 | $ 553,000 |
| Santa Maria-Santa Barbara, CA | 9 | $ 13,235,000 | $ 1,470,555 | $ 647,000 |
| Savannah, GA | 9 | $ 5,335,000 | $ 592,777 | $ 551,000 |
| Washington-Baltimore-Arlington, DC | 9 | $ 6,255,000 | $ 695,000 | $ 352,000 |
| Crestview-Fort Walton Beach-Destin, FL | 8 | $ 10,070,000 | $ 1,258,750 | $ 458,000 |
| Palm Bay-Melbourne-Titusville, FL | 8 | $ 4,430,000 | $ 553,750 | $ 433,000 |
| Port St. Lucie, FL | 8 | $ 3,930,000 | $ 491,250 | $ 255,000 |
| Richmond, VA | 8 | $ 4,510,000 | $ 563,750 | $ 379,000 |
| Salt Lake City, UT | 8 | $ 5,990,000 | $ 748,750 | $ 424,000 |
| Barnstable Town, MA | 7 | $ 6,125,000 | $ 875,000 | $ 413,000 |
| Camden, NJ | 7 | $ 2,535,000 | $ 362,142 | $ 186,000 |
| Detroit-Dearborn-Livonia, MI | 7 | $ 2,725,000 | $ 389,285 | $ 245,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 7 | $ 5,365,000 | $ 766,428 | $ 332,571 |
| Ocala, FL | 7 | $ 5,955,000 | $ 850,714 | $ 298,000 |
| Salisbury, MD-DE | 7 | $ 4,215,000 | $ 602,142 | $ 308,428 |
| Albuquerque, NM | 6 | $ 3,920,000 | $ 653,333 | $ 330,000 |
| Daphne-Fairhope-Foley, AL | 6 | $ 7,180,000 | $ 1,196,666 | $ 407,000 |
| Huntsville, AL | 6 | $ 1,720,000 | $ 286,666 | $ 200,000 |
| Ocean City, NJ | 6 | $ 17,030,000 | $ 2,838,333 | $ 1,902,000 |
| Santa Rosa, CA | 6 | $ 4,950,000 | $ 825,000 | $ 341,000 |
| Bend-Redmond, OR | 5 | $ 3,875,000 | $ 775,000 | $ 390,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 5 | $ 3,465,000 | $ 693,000 | $ 509,000 |
| Louisville/Jefferson County, KY-IN | 5 | $ 1,675,000 | $ 335,000 | $ 304,000 |
| Salinas, CA | 5 | $ 8,545,000 | $ 1,709,000 | $ 508,000 |
| Santa Fe, NM | 5 | $ 3,585,000 | $ 717,000 | $ 647,000 |
| Winston-Salem, NC | 5 | $ 3,815,000 | $ 763,000 | $ 426,000 |
| Ann Arbor, MI | 4 | $ 2,060,000 | $ 515,000 | $ 209,000 |
| Boise City, ID | 4 | $ 1,760,000 | $ 440,000 | $ 263,000 |
| Boulder, CO | 4 | $ 3,340,000 | $ 835,000 | $ 319,000 |
| Fresno, CA | 4 | $ 2,850,000 | $ 712,500 | $ 605,000 |
| Knoxville, TN | 4 | $ 1,900,000 | $ 475,000 | $ 151,000 |
| Portland-South Portland, ME | 4 | $ 3,550,000 | $ 887,500 | $ 488,000 |
| Punta Gorda, FL | 4 | $ 3,000,000 | $ 750,000 | $ 376,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 4 | $ 3,080,000 | $ 770,000 | $ 452,000 |
| Sebastian-Vero Beach, FL | 4 | $ 4,870,000 | $ 1,217,500 | $ 1,089,000 |
| Shreveport-Bossier City, LA | 4 | $ 3,370,000 | $ 842,500 | $ 518,000 |
| Atlantic City-Hammonton, NJ | 3 | $ 1,775,000 | $ 591,666 | $ 663,000 |
| Baton Rouge, LA | 3 | $ 2,665,000 | $ 888,333 | $ 949,000 |
| Birmingham-Hoover, AL | 3 | $ 1,625,000 | $ 541,666 | $ 188,000 |
| Cincinnati, OH-KY-IN | 3 | $ 2,355,000 | $ 785,000 | $ 376,333 |
| Fort Collins, CO | 3 | $ 2,775,000 | $ 925,000 | $ 292,000 |
| Gainesville, GA | 3 | $ 2,915,000 | $ 971,666 | $ 283,000 |
| Greenville-Anderson-Mauldin, SC | 3 | $ 3,075,000 | $ 1,025,000 | $ 509,000 |
| Manchester-Nashua, NH | 3 | $ 3,055,000 | $ 1,018,333 | $ 914,000 |
| New Haven-Milford, CT | 3 | $ 2,025,000 | $ 675,000 | $ 421,000 |
| Oklahoma City, OK | 3 | $ 1,965,000 | $ 655,000 | $ 107,000 |
| Panama City, FL | 3 | $ 3,425,000 | $ 1,141,666 | $ 705,000 |
| Pittsburgh, PA | 3 | $ 2,095,000 | $ 698,333 | $ 271,000 |
| Pittsfield, MA | 3 | $ 2,915,000 | $ 971,666 | $ 915,000 |
| Reno, NV | 3 | $ 13,495,000 | $ 4,498,333 | $ 1,681,000 |
| Rochester, NY | 3 | $ 565,000 | $ 188,333 | $ 87,000 |
| Santa Cruz-Watsonville, CA | 3 | $ 1,915,000 | $ 638,333 | $ 409,000 |
| The Villages, FL | 3 | $ 575,000 | $ 191,666 | $ 84,000 |
| Tucson, AZ | 3 | $ 905,000 | $ 301,666 | $ 168,000 |
| Vallejo-Fairfield, CA | 3 | $ 2,045,000 | $ 681,666 | $ 252,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 3 | $ 1,635,000 | $ 545,000 | $ 247,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 790,000 | $ 395,000 | $ 289,500 |
| Brunswick, GA | 2 | $ 1,430,000 | $ 715,000 | $ 262,000 |
| Chattanooga, TN-GA | 2 | $ 1,400,000 | $ 700,000 | $ 570,000 |
| Columbia, SC | 2 | $ 1,150,000 | $ 575,000 | $ 166,000 |
| Elgin, IL | 2 | $ 310,000 | $ 155,000 | $ 187,000 |
| Flint, MI | 2 | $ 1,070,000 | $ 535,000 | $ 373,000 |
| Florence, SC | 2 | $ 1,190,000 | $ 595,000 | $ 515,000 |
| Gainesville, FL | 2 | $ 1,180,000 | $ 590,000 | $ 462,000 |
| Greensboro-High Point, NC | 2 | $ 780,000 | $ 390,000 | $ 379,000 |
| Gulfport-Biloxi-Pascagoula, MS | 2 | $ 830,000 | $ 415,000 | $ 181,000 |
| Hartford-West Hartford-East Hartford, CT | 2 | $ 830,000 | $ 415,000 | $ 137,000 |
| Jackson, MS | 2 | $ 1,330,000 | $ 665,000 | $ 368,000 |
| Lafayette-West Lafayette, IN | 2 | $ 940,000 | $ 470,000 | $ 216,000 |
| Lakeland-Winter Haven, FL | 2 | $ 380,000 | $ 190,000 | $ 103,000 |
| Milwaukee-Waukesha-West Allis, WI | 2 | $ 1,180,000 | $ 590,000 | $ 260,000 |
| Mobile, AL | 2 | $ 520,000 | $ 260,000 | $ 139,000 |
| Niles-Benton Harbor, MI | 2 | $ 2,270,000 | $ 1,135,000 | $ 388,000 |
| Pensacola-Ferry Pass-Brent, FL | 2 | $ 670,000 | $ 335,000 | $ 803,000 |
| Prescott Valley-Prescott, AZ | 2 | $ 1,550,000 | $ 775,000 | $ 321,000 |
| Providence-Warwick, RI-MA | 2 | $ 1,600,000 | $ 800,000 | $ 244,000 |
| Provo-Orem, UT | 2 | $ 4,410,000 | $ 2,205,000 | $ 777,000 |
| Roanoke, VA | 2 | $ 880,000 | $ 440,000 | $ 103,000 |
| Sioux Falls, SD | 2 | $ 1,070,000 | $ 535,000 | $ 301,000 |
| Tuscaloosa, AL | 2 | $ 1,200,000 | $ 600,000 | $ 273,000 |
| Urban Honolulu, HI | 2 | $ 4,780,000 | $ 2,390,000 | $ 868,000 |
| Worcester, MA-CT | 2 | $ 1,270,000 | $ 635,000 | $ 209,000 |
| Akron, OH | 1 | $ 805,000 | $ 805,000 | $ 477,000 |
| Albany, OR | 1 | $ 275,000 | $ 275,000 | $ 206,000 |
| Albany-Schenectady-Troy, NY | 1 | $ 805,000 | $ 805,000 | $ 159,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 215,000 | $ 215,000 | $ 512,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| Bremerton-Silverdale, WA | 1 | $ 565,000 | $ 565,000 | $ 179,000 |
| Burlington-South Burlington, VT | 1 | $ 555,000 | $ 555,000 | $ 450,000 |
| Cape Girardeau, MO-IL | 1 | $ 215,000 | $ 215,000 | $ 117,000 |
| Casper, WY | 1 | $ 245,000 | $ 245,000 | $ 74,000 |
| Chico, CA | 1 | $ 505,000 | $ 505,000 | $ 239,000 |
| Clarksville, TN-KY | 1 | $ 515,000 | $ 515,000 | $ 254,000 |
| Coeur D'Alene, ID | 1 | $ 1,115,000 | $ 1,115,000 | $ 332,000 |
| Colorado Springs, CO | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Columbus, GA-AL | 1 | $ 575,000 | $ 575,000 | $ 650,000 |
| Columbus, IN | 1 | $ 705,000 | $ 705,000 | $ 278,000 |
| Corpus Christi, TX | 1 | $ 305,000 | $ 305,000 | $ 256,000 |
| Corvallis, OR | 1 | $ 465,000 | $ 465,000 | $ 78,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 375,000 | $ 375,000 | $ 151,000 |
| Duluth, MN-WI | 1 | $ 185,000 | $ 185,000 | $ 61,000 |
| Durham-Chapel Hill, NC | 1 | $ 385,000 | $ 385,000 | $ 769,000 |
| Elkhart-Goshen, IN | 1 | $ 875,000 | $ 875,000 | $ 138,000 |
| Fargo, ND-MN | 1 | $ 1,005,000 | $ 1,005,000 | $ 907,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 205,000 | $ 205,000 | $ 119,000 |
| Flagstaff, AZ | 1 | $ 735,000 | $ 735,000 | $ 256,000 |
| Fort Smith, AR-OK | 1 | $ 885,000 | $ 885,000 | $ 333,000 |
| Gettysburg, PA | 1 | $ 285,000 | $ 285,000 | $ 67,000 |
| Hammond, LA | 1 | $ 555,000 | $ 555,000 | $ 369,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 225,000 | $ 225,000 | $ 294,000 |
| Homosassa Springs, FL | 1 | $ 395,000 | $ 395,000 | $ 502,000 |
| Houma-Thibodaux, LA | 1 | $ 655,000 | $ 655,000 | $ 701,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 795,000 | $ 795,000 | $ 286,000 |
| Jackson, TN | 1 | $ 305,000 | $ 305,000 | $ 170,000 |
| Janesville-Beloit, WI | 1 | $ 185,000 | $ 185,000 | $ 422,000 |
| Jonesboro, AR | 1 | $ 525,000 | $ 525,000 | $ 545,000 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 3,255,000 | $ 3,255,000 | $ 466,000 |
| Kankakee, IL | 1 | $ 235,000 | $ 235,000 | $ 112,000 |
| Kansas City, MO-KS | 1 | $ 1,005,000 | $ 1,005,000 | $ 510,000 |
| Killeen-Temple, TX | 1 | $ 265,000 | $ 265,000 | $ 96,000 |
| Kingston, NY | 1 | $ 1,205,000 | $ 1,205,000 | $ 756,000 |
| Lake Charles, LA | 1 | $ 875,000 | $ 875,000 | $ 195,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 575,000 | $ 575,000 | $ 318,000 |
| Lancaster, PA | 1 | $ 1,055,000 | $ 1,055,000 | $ 350,000 |
| Lansing-East Lansing, MI | 1 | $ 105,000 | $ 105,000 | $ 112,000 |
| Madison, WI | 1 | $ 605,000 | $ 605,000 | $ 457,000 |
| Missoula, MT | 1 | $ 735,000 | $ 735,000 | $ 222,000 |
| Modesto, CA | 1 | $ 395,000 | $ 395,000 | $ 118,000 |
| Monroe, MI | 1 | $ 255,000 | $ 255,000 | $ 220,000 |
| Muskegon, MI | 1 | $ 235,000 | $ 235,000 | $ 122,000 |
| Napa, CA | 1 | $ 1,395,000 | $ 1,395,000 | $ 524,000 |
| New Bern, NC | 1 | $ 665,000 | $ 665,000 | $ 185,000 |
| Norwich-New London, CT | 1 | $ 1,125,000 | $ 1,125,000 | $ 548,000 |
| Olympia-Tumwater, WA | 1 | $ 735,000 | $ 735,000 | $ 376,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 935,000 | $ 935,000 | $ 559,000 |
| Peoria, IL | 1 | $ 795,000 | $ 795,000 | $ 1,389,000 |
| Redding, CA | 1 | $ 695,000 | $ 695,000 | $ 401,000 |
| Rockford, IL | 1 | $ 365,000 | $ 365,000 | $ 188,000 |
| Rockingham County-Strafford County, NH | 1 | $ 2,605,000 | $ 2,605,000 | $ 662,000 |
| Sheboygan, WI | 1 | $ 1,005,000 | $ 1,005,000 | $ 285,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 175,000 | $ 175,000 | $ 118,000 |
| Spokane-Spokane Valley, WA | 1 | $ 635,000 | $ 635,000 | $ 366,000 |
| Springfield, MO | 1 | $ 215,000 | $ 215,000 | $ 486,000 |
| State College, PA | 1 | $ 545,000 | $ 545,000 | $ 1,683,000 |
| Tallahassee, FL | 1 | $ 225,000 | $ 225,000 | $ 178,000 |
| Toledo, OH | 1 | $ 55,000 | $ 55,000 | $ 240,000 |
| Trenton, NJ | 1 | $ 215,000 | $ 215,000 | $ 129,000 |
| Tulsa, OK | 1 | $ 165,000 | $ 165,000 | $ 156,000 |
| Waco, TX | 1 | $ 895,000 | $ 895,000 | $ 341,000 |
| Wilmington, DE-MD-NJ | 1 | $ 905,000 | $ 905,000 | $ 568,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 365,000 | $ 365,000 | $ 1,416,000 |
Mortgage Loan Application Detail Totals for Raymond James Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 906 | $929,880,000 | $1,026,000 | $28,705,000 | $555,000 | $8,265,000 |
| Refinancing | 882 | $889,820,000 | $1,008,000 | $12,255,000 | $462,000 | $5,530,000 |
| Other Purpose | 407 | $468,845,000 | $1,151,000 | $14,855,000 | $692,000 | $8,779,000 |
| Cash-out Refinancing | 370 | $375,220,000 | $1,014,000 | $22,005,000 | $474,000 | $6,393,000 |
| Home Improvement | 32 | $27,430,000 | $857,000 | $9,375,000 | $648,000 | $6,317,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,999 | $2,017,295,000 | $1,009,000 | $20,405,000 | $536,000 | $8,779,000 |
| Not Provided | 308 | $362,040,000 | $1,175,000 | $22,005,000 | $590,000 | $8,265,000 |
| Asian | 166 | $176,930,000 | $1,065,000 | $6,405,000 | $466,000 | $4,685,000 |
| Black or African American | 56 | $47,530,000 | $848,000 | $8,105,000 | $422,000 | $7,300,000 |
| Hispanic | 56 | $76,130,000 | $1,359,000 | $28,705,000 | $508,000 | $4,261,000 |
| American Indian or Alaskan Native | 5 | $6,015,000 | $1,203,000 | $4,715,000 | $302,000 | $1,061,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $2,325,000 | $775,000 | $895,000 | $1,022,000 | $1,280,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,585 | $2,688,615,000 | $1,040,000 | $28,705,000 | $537,000 | $8,779,000 |
| FHA-insured (Federal Housing Administration) | 10 | $2,140,000 | $214,000 | $275,000 | $58,000 | $82,000 |
| VA-guaranteed (Veterans Administration) | 2 | $440,000 | $220,000 | $235,000 | $106,000 | $153,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,573 | $1,587,585,000 | $1,009,000 | $22,005,000 | $579,000 | $8,265,000 |
| Loan Purchased By The Institution | 652 | $643,980,000 | $987,000 | $7,005,000 | $398,000 | $5,563,000 |
| Application Withdrawn By Applicant | 227 | $263,555,000 | $1,161,000 | $14,855,000 | $680,000 | $8,779,000 |
| Application Denied By Financial Institution | 132 | $182,700,000 | $1,384,000 | $28,705,000 | $428,000 | $6,602,000 |
| File Closed For Incompleteness | 9 | $6,415,000 | $712,000 | $2,505,000 | $373,000 | $1,551,000 |
| Application Approved But Not Accepted | 4 | $6,960,000 | $1,740,000 | $4,015,000 | $784,000 | $1,279,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,465 | $2,508,495,000 | $1,017,000 | $22,005,000 | $540,000 | $8,779,000 |
| Debt-To-Income Ratio | 78 | $118,930,000 | $1,524,000 | $28,705,000 | $321,000 | $4,261,000 |
| Collateral | 30 | $46,640,000 | $1,554,000 | $20,405,000 | $707,000 | $6,602,000 |
| Credit History | 18 | $10,700,000 | $594,000 | $2,605,000 | $402,000 | $1,931,000 |
| Other | 4 | $5,360,000 | $1,340,000 | $3,765,000 | $607,000 | $1,400,000 |
| Unverifiable Information | 1 | $885,000 | $885,000 | $885,000 | $48,000 | $48,000 |
| Credit Application Incomplete | 1 | $185,000 | $185,000 | $185,000 | $104,000 | $104,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Raymond James Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Raymond James Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
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