Raymond James Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Raymond James Bank 710 Carillon Parkway St. Petersburg, FL 33716 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 2,597 |
| Total Mortgage Loan Application Amount | $2,691,195,000 |
| Average Mortgage Loan Application Amount | $1,011,200 |
| Highest Mortgage Loan Application Amount | $28,705,000 |
| Average Applicant Income | $566,200 |
| Highest Applicant Income | $8,779,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Raymond James Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Raymond James Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Raymond James Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Raymond James Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Raymond James Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Raymond James Bank's mortgage activity for 2021.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 217 | $ 242,625,000 | $ 930,228 | $ 463,800 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 194 | $ 102,200,000 | $ 526,000 | $ 230,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 169 | $ 302,175,000 | $ 1,788,000 | $ 774,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 120 | $ 173,960,000 | $ 1,171,500 | $ 693,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 78 | $ 92,080,000 | $ 1,180,000 | $ 402,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 61 | $ 120,875,000 | $ 1,981,000 | $ 1,096,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 55 | $ 65,075,000 | $ 1,183,000 | $ 467,000 |
| DENVER-AURORA-LAKEWOOD, CO | 55 | $ 51,065,000 | $ 928,000 | $ 473,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 55 | $ 53,655,000 | $ 975,000 | $ 536,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 55 | $ 90,925,000 | $ 1,653,000 | $ 912,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 53 | $ 53,765,000 | $ 1,014,000 | $ 380,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 53 | $ 69,665,000 | $ 1,314,000 | $ 679,000 |
| DALLAS-PLANO-IRVING, TX | 48 | $ 59,940,000 | $ 1,248,000 | $ 661,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 47 | $ 34,245,000 | $ 728,000 | $ 478,000 |
| AUSTIN-ROUND ROCK, TX | 43 | $ 46,405,000 | $ 1,079,000 | $ 525,000 |
| CHICAGO-NAPERVILLE, IL | 41 | $ 39,195,000 | $ 955,000 | $ 489,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 41 | $ 50,865,000 | $ 1,240,000 | $ 1,116,000 |
| SAN DIEGO-CARLSBAD, CA | 39 | $ 44,745,000 | $ 1,147,000 | $ 350,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 37 | $ 28,185,000 | $ 761,000 | $ 371,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 36 | $ 49,160,000 | $ 1,365,000 | $ 756,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 35 | $ 40,185,000 | $ 1,148,000 | $ 463,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 35 | $ 32,885,000 | $ 939,000 | $ 587,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 33 | $ 46,005,000 | $ 1,394,000 | $ 686,000 |
| JACKSONVILLE, FL | 30 | $ 23,680,000 | $ 789,000 | $ 434,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 29 | $ 28,915,000 | $ 997,500 | $ 714,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 28 | $ 29,400,000 | $ 1,050,000 | $ 628,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 27 | $ 16,735,000 | $ 619,000 | $ 423,000 |
| CAPE CORAL-FORT MYERS, FL | 26 | $ 13,140,000 | $ 505,000 | $ 283,000 |
| NEW YORK-NEWARK, NY | 24 | $ 18,500,000 | $ 631,500 | $ 433,500 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 23 | $ 17,615,000 | $ 536,000 | $ 264,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 23 | $ 23,135,000 | $ 1,005,000 | $ 727,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 22 | $ 22,770,000 | $ 1,035,000 | $ 455,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 21 | $ 13,265,000 | $ 631,000 | $ 613,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 19 | $ 24,035,000 | $ 1,265,000 | $ 605,000 |
| NEWARK, NJ-PA | 19 | $ 16,925,000 | $ 890,000 | $ 359,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 18 | $ 15,710,000 | $ 872,000 | $ 370,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 16 | $ 15,660,000 | $ 978,000 | $ 548,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 16 | $ 10,860,000 | $ 678,000 | $ 507,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 16 | $ 14,030,000 | $ 876,000 | $ 872,000 |
| SAN RAFAEL, CA | 16 | $ 18,420,000 | $ 1,151,000 | $ 457,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 15 | $ 13,425,000 | $ 895,000 | $ 455,000 |
| FORT WORTH-ARLINGTON, TX | 15 | $ 10,565,000 | $ 704,000 | $ 374,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 15 | $ 12,625,000 | $ 841,000 | $ 560,000 |
| BOSTON, MA | 12 | $ 13,830,000 | $ 1,152,000 | $ 733,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 12 | $ 11,760,000 | $ 980,000 | $ 488,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 12 | $ 11,200,000 | $ 933,000 | $ 372,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 12 | $ 7,610,000 | $ 588,500 | $ 354,500 |
| CLEVELAND-ELYRIA, OH | 11 | $ 5,185,000 | $ 471,000 | $ 386,000 |
| LEXINGTON-FAYETTE, KY | 11 | $ 9,315,000 | $ 846,000 | $ 469,000 |
| NEW ORLEANS-METAIRIE, LA | 11 | $ 8,845,000 | $ 804,000 | $ 575,000 |
| RALEIGH, NC | 11 | $ 6,235,000 | $ 566,000 | $ 516,000 |
| ST. LOUIS, MO-IL | 11 | $ 7,965,000 | $ 526,500 | $ 289,000 |
| WILMINGTON, NC | 11 | $ 9,345,000 | $ 849,000 | $ 479,000 |
| ASHEVILLE, NC | 10 | $ 7,480,000 | $ 748,000 | $ 310,000 |
| MEMPHIS, TN-MS-AR | 10 | $ 4,600,000 | $ 334,333 | $ 184,666 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 10 | $ 6,590,000 | $ 659,000 | $ 338,000 |
| COLUMBUS, OH | 9 | $ 2,895,000 | $ 321,000 | $ 373,000 |
| GRAND RAPIDS-WYOMING, MI | 9 | $ 6,455,000 | $ 717,000 | $ 243,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 9 | $ 4,825,000 | $ 536,000 | $ 351,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 9 | $ 6,985,000 | $ 776,000 | $ 381,000 |
| PHILADELPHIA, PA | 9 | $ 9,395,000 | $ 1,043,000 | $ 553,000 |
| SANTA MARIA-SANTA BARBARA, CA | 9 | $ 13,235,000 | $ 1,470,000 | $ 647,000 |
| SAVANNAH, GA | 9 | $ 5,335,000 | $ 592,000 | $ 551,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 9 | $ 6,255,000 | $ 695,000 | $ 352,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 8 | $ 10,070,000 | $ 1,258,000 | $ 458,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 8 | $ 4,430,000 | $ 553,000 | $ 433,000 |
| PORT ST. LUCIE, FL | 8 | $ 3,930,000 | $ 491,000 | $ 255,000 |
| RICHMOND, VA | 8 | $ 4,510,000 | $ 563,000 | $ 379,000 |
| SALT LAKE CITY, UT | 8 | $ 5,990,000 | $ 748,000 | $ 424,000 |
| BARNSTABLE TOWN, MA | 7 | $ 6,125,000 | $ 875,000 | $ 413,000 |
| CAMDEN, NJ | 7 | $ 2,535,000 | $ 362,000 | $ 186,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 7 | $ 2,725,000 | $ 389,000 | $ 245,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 7 | $ 5,365,000 | $ 732,500 | $ 323,000 |
| OCALA, FL | 7 | $ 5,955,000 | $ 850,000 | $ 298,000 |
| SALISBURY, MD-DE | 7 | $ 4,215,000 | $ 577,500 | $ 315,000 |
| ALBUQUERQUE, NM | 6 | $ 3,920,000 | $ 653,000 | $ 330,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 6 | $ 7,180,000 | $ 1,196,000 | $ 407,000 |
| HUNTSVILLE, AL | 6 | $ 1,720,000 | $ 286,000 | $ 200,000 |
| OCEAN CITY, NJ | 6 | $ 17,030,000 | $ 2,838,000 | $ 1,902,000 |
| SANTA ROSA, CA | 6 | $ 4,950,000 | $ 825,000 | $ 341,000 |
| BEND-REDMOND, OR | 5 | $ 3,875,000 | $ 775,000 | $ 390,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 5 | $ 3,465,000 | $ 693,000 | $ 509,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 5 | $ 1,675,000 | $ 335,000 | $ 304,000 |
| SALINAS, CA | 5 | $ 8,545,000 | $ 1,709,000 | $ 508,000 |
| SANTA FE, NM | 5 | $ 3,585,000 | $ 717,000 | $ 647,000 |
| WINSTON-SALEM, NC | 5 | $ 3,815,000 | $ 763,000 | $ 426,000 |
| ANN ARBOR, MI | 4 | $ 2,060,000 | $ 515,000 | $ 209,000 |
| BOISE CITY, ID | 4 | $ 1,760,000 | $ 440,000 | $ 263,000 |
| BOULDER, CO | 4 | $ 3,340,000 | $ 835,000 | $ 319,000 |
| FRESNO, CA | 4 | $ 2,850,000 | $ 712,000 | $ 605,000 |
| KNOXVILLE, TN | 4 | $ 1,900,000 | $ 475,000 | $ 151,000 |
| PORTLAND-SOUTH PORTLAND, ME | 4 | $ 3,550,000 | $ 887,000 | $ 488,000 |
| PUNTA GORDA, FL | 4 | $ 3,000,000 | $ 750,000 | $ 376,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 4 | $ 3,080,000 | $ 770,000 | $ 452,000 |
| SEBASTIAN-VERO BEACH, FL | 4 | $ 4,870,000 | $ 1,217,000 | $ 1,089,000 |
| SHREVEPORT-BOSSIER CITY, LA | 4 | $ 3,370,000 | $ 842,000 | $ 518,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 3 | $ 1,775,000 | $ 591,000 | $ 663,000 |
| BATON ROUGE, LA | 3 | $ 2,665,000 | $ 888,000 | $ 949,000 |
| BIRMINGHAM-HOOVER, AL | 3 | $ 1,625,000 | $ 541,000 | $ 188,000 |
| CINCINNATI, OH-KY-IN | 3 | $ 2,355,000 | $ 755,000 | $ 353,500 |
| FORT COLLINS, CO | 3 | $ 2,775,000 | $ 925,000 | $ 292,000 |
| GAINESVILLE, GA | 3 | $ 2,915,000 | $ 971,000 | $ 283,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 3 | $ 3,075,000 | $ 1,025,000 | $ 509,000 |
| MANCHESTER-NASHUA, NH | 3 | $ 3,055,000 | $ 1,018,000 | $ 914,000 |
| NEW HAVEN-MILFORD, CT | 3 | $ 2,025,000 | $ 675,000 | $ 421,000 |
| OKLAHOMA CITY, OK | 3 | $ 1,965,000 | $ 655,000 | $ 107,000 |
| PANAMA CITY, FL | 3 | $ 3,425,000 | $ 1,141,000 | $ 705,000 |
| PITTSBURGH, PA | 3 | $ 2,095,000 | $ 698,000 | $ 271,000 |
| PITTSFIELD, MA | 3 | $ 2,915,000 | $ 971,000 | $ 915,000 |
| RENO, NV | 3 | $ 13,495,000 | $ 4,498,000 | $ 1,681,000 |
| ROCHESTER, NY | 3 | $ 565,000 | $ 188,000 | $ 87,000 |
| SANTA CRUZ-WATSONVILLE, CA | 3 | $ 1,915,000 | $ 638,000 | $ 409,000 |
| THE VILLAGES, FL | 3 | $ 575,000 | $ 191,000 | $ 84,000 |
| TUCSON, AZ | 3 | $ 905,000 | $ 301,000 | $ 168,000 |
| VALLEJO-FAIRFIELD, CA | 3 | $ 2,045,000 | $ 681,000 | $ 252,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 3 | $ 1,635,000 | $ 545,000 | $ 247,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 2 | $ 790,000 | $ 395,000 | $ 289,500 |
| BRUNSWICK, GA | 2 | $ 1,430,000 | $ 715,000 | $ 262,000 |
| CHATTANOOGA, TN-GA | 2 | $ 1,400,000 | $ 700,000 | $ 570,000 |
| COLUMBIA, SC | 2 | $ 1,150,000 | $ 575,000 | $ 166,000 |
| ELGIN, IL | 2 | $ 310,000 | $ 155,000 | $ 187,000 |
| FLINT, MI | 2 | $ 1,070,000 | $ 535,000 | $ 373,000 |
| FLORENCE, SC | 2 | $ 1,190,000 | $ 595,000 | $ 515,000 |
| GAINESVILLE, FL | 2 | $ 1,180,000 | $ 590,000 | $ 462,000 |
| GREENSBORO-HIGH POINT, NC | 2 | $ 780,000 | $ 390,000 | $ 379,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 2 | $ 830,000 | $ 415,000 | $ 181,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 2 | $ 830,000 | $ 415,000 | $ 137,000 |
| JACKSON, MS | 2 | $ 1,330,000 | $ 665,000 | $ 368,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 2 | $ 940,000 | $ 470,000 | $ 216,000 |
| LAKELAND-WINTER HAVEN, FL | 2 | $ 380,000 | $ 190,000 | $ 103,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 2 | $ 1,180,000 | $ 590,000 | $ 260,000 |
| MOBILE, AL | 2 | $ 520,000 | $ 260,000 | $ 139,000 |
| NILES-BENTON HARBOR, MI | 2 | $ 2,270,000 | $ 1,135,000 | $ 388,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 2 | $ 670,000 | $ 335,000 | $ 803,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 2 | $ 1,550,000 | $ 775,000 | $ 321,000 |
| PROVIDENCE-WARWICK, RI-MA | 2 | $ 1,600,000 | $ 800,000 | $ 244,000 |
| PROVO-OREM, UT | 2 | $ 4,410,000 | $ 2,205,000 | $ 777,000 |
| ROANOKE, VA | 2 | $ 880,000 | $ 440,000 | $ 103,000 |
| SIOUX FALLS, SD | 2 | $ 1,070,000 | $ 535,000 | $ 301,000 |
| TUSCALOOSA, AL | 2 | $ 1,200,000 | $ 600,000 | $ 273,000 |
| URBAN HONOLULU, HI | 2 | $ 4,780,000 | $ 2,390,000 | $ 868,000 |
| WORCESTER, MA-CT | 2 | $ 1,270,000 | $ 635,000 | $ 209,000 |
| AKRON, OH | 1 | $ 805,000 | $ 805,000 | $ 477,000 |
| ALBANY, OR | 1 | $ 275,000 | $ 275,000 | $ 206,000 |
| ALBANY-SCHENECTADY-TROY, NY | 1 | $ 805,000 | $ 805,000 | $ 159,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1 | $ 215,000 | $ 215,000 | $ 512,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| BREMERTON-SILVERDALE, WA | 1 | $ 565,000 | $ 565,000 | $ 179,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 555,000 | $ 555,000 | $ 450,000 |
| CAPE GIRARDEAU, MO-IL | 1 | $ 215,000 | $ 215,000 | $ 117,000 |
| CASPER, WY | 1 | $ 245,000 | $ 245,000 | $ 74,000 |
| CHICO, CA | 1 | $ 505,000 | $ 505,000 | $ 239,000 |
| CLARKSVILLE, TN-KY | 1 | $ 515,000 | $ 515,000 | $ 254,000 |
| COEUR D'ALENE, ID | 1 | $ 1,115,000 | $ 1,115,000 | $ 332,000 |
| COLORADO SPRINGS, CO | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| COLUMBUS, GA-AL | 1 | $ 575,000 | $ 575,000 | $ 650,000 |
| COLUMBUS, IN | 1 | $ 705,000 | $ 705,000 | $ 278,000 |
| CORPUS CHRISTI, TX | 1 | $ 305,000 | $ 305,000 | $ 256,000 |
| CORVALLIS, OR | 1 | $ 465,000 | $ 465,000 | $ 78,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 375,000 | $ 375,000 | $ 151,000 |
| DULUTH, MN-WI | 1 | $ 185,000 | $ 185,000 | $ 61,000 |
| DURHAM-CHAPEL HILL, NC | 1 | $ 385,000 | $ 385,000 | $ 769,000 |
| ELKHART-GOSHEN, IN | 1 | $ 875,000 | $ 875,000 | $ 138,000 |
| FARGO, ND-MN | 1 | $ 1,005,000 | $ 1,005,000 | $ 907,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1 | $ 205,000 | $ 205,000 | $ 119,000 |
| FLAGSTAFF, AZ | 1 | $ 735,000 | $ 735,000 | $ 256,000 |
| FORT SMITH, AR-OK | 1 | $ 885,000 | $ 885,000 | $ 333,000 |
| GETTYSBURG, PA | 1 | $ 285,000 | $ 285,000 | $ 67,000 |
| HAMMOND, LA | 1 | $ 555,000 | $ 555,000 | $ 369,000 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 225,000 | $ 225,000 | $ 294,000 |
| HOMOSASSA SPRINGS, FL | 1 | $ 395,000 | $ 395,000 | $ 502,000 |
| HOUMA-THIBODAUX, LA | 1 | $ 655,000 | $ 655,000 | $ 701,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $ 795,000 | $ 795,000 | $ 286,000 |
| JACKSON, TN | 1 | $ 305,000 | $ 305,000 | $ 170,000 |
| JANESVILLE-BELOIT, WI | 1 | $ 185,000 | $ 185,000 | $ 422,000 |
| JONESBORO, AR | 1 | $ 525,000 | $ 525,000 | $ 545,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 1 | $ 3,255,000 | $ 3,255,000 | $ 466,000 |
| KANKAKEE, IL | 1 | $ 235,000 | $ 235,000 | $ 112,000 |
| KANSAS CITY, MO-KS | 1 | $ 1,005,000 | $ 1,005,000 | $ 510,000 |
| KILLEEN-TEMPLE, TX | 1 | $ 265,000 | $ 265,000 | $ 96,000 |
| KINGSTON, NY | 1 | $ 1,205,000 | $ 1,205,000 | $ 756,000 |
| LAKE CHARLES, LA | 1 | $ 875,000 | $ 875,000 | $ 195,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 575,000 | $ 575,000 | $ 318,000 |
| LANCASTER, PA | 1 | $ 1,055,000 | $ 1,055,000 | $ 350,000 |
| LANSING-EAST LANSING, MI | 1 | $ 105,000 | $ 105,000 | $ 112,000 |
| MADISON, WI | 1 | $ 605,000 | $ 605,000 | $ 457,000 |
| MISSOULA, MT | 1 | $ 735,000 | $ 735,000 | $ 222,000 |
| MODESTO, CA | 1 | $ 395,000 | $ 395,000 | $ 118,000 |
| MONROE, MI | 1 | $ 255,000 | $ 255,000 | $ 220,000 |
| MUSKEGON, MI | 1 | $ 235,000 | $ 235,000 | $ 122,000 |
| NAPA, CA | 1 | $ 1,395,000 | $ 1,395,000 | $ 524,000 |
| NEW BERN, NC | 1 | $ 665,000 | $ 665,000 | $ 185,000 |
| NORWICH-NEW LONDON, CT | 1 | $ 1,125,000 | $ 1,125,000 | $ 548,000 |
| OLYMPIA-TUMWATER, WA | 1 | $ 735,000 | $ 735,000 | $ 376,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 935,000 | $ 935,000 | $ 559,000 |
| PEORIA, IL | 1 | $ 795,000 | $ 795,000 | $ 1,389,000 |
| REDDING, CA | 1 | $ 695,000 | $ 695,000 | $ 401,000 |
| ROCKFORD, IL | 1 | $ 365,000 | $ 365,000 | $ 188,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 2,605,000 | $ 2,605,000 | $ 662,000 |
| SHEBOYGAN, WI | 1 | $ 1,005,000 | $ 1,005,000 | $ 285,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 175,000 | $ 175,000 | $ 118,000 |
| SPOKANE-SPOKANE VALLEY, WA | 1 | $ 635,000 | $ 635,000 | $ 366,000 |
| SPRINGFIELD, MO | 1 | $ 215,000 | $ 215,000 | $ 486,000 |
| STATE COLLEGE, PA | 1 | $ 545,000 | $ 545,000 | $ 1,683,000 |
| TALLAHASSEE, FL | 1 | $ 225,000 | $ 225,000 | $ 178,000 |
| TOLEDO, OH | 1 | $ 55,000 | $ 55,000 | $ 240,000 |
| TRENTON, NJ | 1 | $ 215,000 | $ 215,000 | $ 129,000 |
| TULSA, OK | 1 | $ 165,000 | $ 165,000 | $ 156,000 |
| WACO, TX | 1 | $ 895,000 | $ 895,000 | $ 341,000 |
| WILMINGTON, DE-MD-NJ | 1 | $ 905,000 | $ 905,000 | $ 568,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 365,000 | $ 365,000 | $ 1,416,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 906 | $929,880,000 | $1,026,000 | $28,705,000 | $555,000 | $8,265,000 |
| Refinancing | 882 | $889,820,000 | $1,008,000 | $12,255,000 | $462,000 | $5,530,000 |
| Other Purpose | 407 | $468,845,000 | $1,151,000 | $14,855,000 | $692,000 | $8,779,000 |
| Cash-out Refinancing | 370 | $375,220,000 | $1,014,000 | $22,005,000 | $474,000 | $6,393,000 |
| Home Improvement | 32 | $27,430,000 | $857,000 | $9,375,000 | $648,000 | $6,317,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,999 | $2,017,295,000 | $1,009,000 | $20,405,000 | $536,000 | $8,779,000 |
| Not Provided | 308 | $362,040,000 | $1,175,000 | $22,005,000 | $590,000 | $8,265,000 |
| Asian | 166 | $176,930,000 | $1,065,000 | $6,405,000 | $466,000 | $4,685,000 |
| Black or African American | 56 | $47,530,000 | $848,000 | $8,105,000 | $422,000 | $7,300,000 |
| Hispanic | 56 | $76,130,000 | $1,359,000 | $28,705,000 | $508,000 | $4,261,000 |
| American Indian or Alaskan Native | 5 | $6,015,000 | $1,203,000 | $4,715,000 | $302,000 | $1,061,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $2,325,000 | $775,000 | $895,000 | $1,022,000 | $1,280,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,585 | $2,688,615,000 | $1,040,000 | $28,705,000 | $537,000 | $8,779,000 |
| FHA-insured (Federal Housing Administration) | 10 | $2,140,000 | $214,000 | $275,000 | $58,000 | $82,000 |
| VA-guaranteed (Veterans Administration) | 2 | $440,000 | $220,000 | $235,000 | $106,000 | $153,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,573 | $1,587,585,000 | $1,009,000 | $22,005,000 | $579,000 | $8,265,000 |
| Loan Purchased By The Institution | 652 | $643,980,000 | $987,000 | $7,005,000 | $398,000 | $5,563,000 |
| Application Withdrawn By Applicant | 227 | $263,555,000 | $1,161,000 | $14,855,000 | $680,000 | $8,779,000 |
| Application Denied By Financial Institution | 132 | $182,700,000 | $1,384,000 | $28,705,000 | $428,000 | $6,602,000 |
| File Closed For Incompleteness | 9 | $6,415,000 | $712,000 | $2,505,000 | $373,000 | $1,551,000 |
| Application Approved But Not Accepted | 4 | $6,960,000 | $1,740,000 | $4,015,000 | $784,000 | $1,279,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,465 | $2,508,495,000 | $1,017,000 | $22,005,000 | $540,000 | $8,779,000 |
| Debt-To-Income Ratio | 78 | $118,930,000 | $1,524,000 | $28,705,000 | $321,000 | $4,261,000 |
| Collateral | 30 | $46,640,000 | $1,554,000 | $20,405,000 | $707,000 | $6,602,000 |
| Credit History | 18 | $10,700,000 | $594,000 | $2,605,000 | $402,000 | $1,931,000 |
| Other | 4 | $5,360,000 | $1,340,000 | $3,765,000 | $607,000 | $1,400,000 |
| Unverifiable Information | 1 | $885,000 | $885,000 | $885,000 | $48,000 | $48,000 |
| Credit Application Incomplete | 1 | $185,000 | $185,000 | $185,000 | $104,000 | $104,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Raymond James Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Raymond James Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.